# Best Enterprise Payment Software

  *By [Nathan Calabrese](https://research.g2.com/insights/author/nathan-calabrese)*

   Products classified in the overall Enterprise Payment category are similar in many regards and help companies of all sizes solve their business problems. However, enterprise business features, pricing, setup, and installation differ from businesses of other sizes, which is why we match buyers to the right Enterprise Business Enterprise Payment to fit their needs. Compare product ratings based on reviews from enterprise users or connect with one of G2's buying advisors to find the right solutions within the Enterprise Business Enterprise Payment category.

In addition to qualifying for inclusion in the Enterprise Payment Software category, to qualify for inclusion in the Enterprise Business Enterprise Payment Software category, a product must have at least 10 reviews left by a reviewer from an enterprise business.




  ## How Many Enterprise Payment Software Products Does G2 Track?
**Total Products under this Category:** 148

  
## How Does G2 Rank Enterprise Payment Software Products?

**Why You Can Trust G2's Software Rankings:**

- 30 Analysts and Data Experts
- 15,900+ Authentic Reviews
- 148+ Products
- Unbiased Rankings

G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category.

  
  
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**Sponsored**

### Corpay Cross-Border

Global businesses trust Corpay to power their cross-border payments, execute plans to manage their currency risk, and support their growth around the world. At Corpay, we aim to deliver unmatched service and expertise with respect to moving money globally. Utilizing our proprietary payment automation technology and currency risk mitigation solutions, we take pride in connecting businesses large and small with the global financial markets and other businesses all over the world. You can feel confident working with Corpay, Inc. (NYSE: CPAY), a leading global business payments company based in Atlanta, Georgia, USA. Corpay is a Fortune 1000 firm, an S&P 500 member. Corpay Cross-Border is an intuitive trading and payments platform that can connect you with more than 100 correspondent banks and counterparties all over the world. Our highly secure platform includes robust encryption, dual-factor authentication and built-in anti-money laundering (AML) and anti-fraud measures to augment your current risk reduction measures. By integrating the platform directly to your existing systems or enterprise resource planning (ERP) platform, Corpay Cross-Border will save you time and provide transparency into your payments. Our scalable platform allows you to focus on the services you need today and add capabilities solutions as your business grows and your needs evolve. We're also pleased to offer a Global Invoice Automation solution, that provides businesses and their AP departments with a fully integrated and secure solution that simplifies the management of foreign vendor payments - from invoice receipt through to reconciliation. Our solution allows you to process international payments directly from invoices, spreadsheets, or documents, improving your overall accounts payable process. First, cost and payment data is extracted directly from invoices. Then, we complete compliance screening and data confidentiality protection. After that, payments can be made anytime with a 180-day deliverable exchange rate applied. You'll also have access to custom disbursement files for seamless billing integration and exact reconciliation. Lastly, we furnish you with line by line details for settlement and immediate remittance to vendors, with access to unlimited custom reporting. Our innovations also often earn us recognition and accolades from various other industry professionals and publications, like these: - Winner in the Best Payment Provider – Global category of the 2023 Global Payments Innovation Awards - Winner of the Best International Payments, Remittance or Use of FX category of the Pay360 Awards - Winner in the Best B2B Payments Company of category of the FinTech Breakthrough Awards - Winner in the Payments Provider Award category of The Rewards 2023 - Ranked in the 2023 FXC Intelligence list of the Top 100 Cross-Border Payment Companies - Winner of Best New Cross-Border Payment Solutions Provider, Global 2023 from the Global Brands Awards - Winner in the Top Innovation in Payments and Finalist in the Best New Payments Brand categories of the Paytech Awards - Winner in the Most Innovative Non-Bank for FX and Best FX for Payments Solution categories of Global Finance’s FX Tech Awards - Highly Commended Winner in the Best Foreign Exchange Solution category of the Adam Smith ASIA Awards



[Visit website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=ppc&secure%5Bad_slot%5D=category_product_list&secure%5Bcategory_id%5D=1384&secure%5Bdisplayable_resource_id%5D=1384&secure%5Bdisplayable_resource_type%5D=Category&secure%5Bmedium%5D=sponsored&secure%5Bplacement_reason%5D=page_category&secure%5Bplacement_resource_ids%5D%5B%5D=1384&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=91191&secure%5Bresource_id%5D=1384&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Fenterprise-payment%2Fmid-market&secure%5Btoken%5D=d7be421f5a9d004c9cae7281a2da13734be3776902bd2ef6b46f6f0ff52cbeb5&secure%5Burl%5D=https%3A%2F%2Fwww.corpay.com%2Fcross-border%3Futm_source%3DG2%26utm_medium%3Dpaid%26utm_campaign%3Dclick_ad&secure%5Burl_type%5D=custom_url)

---

  ## What Are the Top-Rated Enterprise Payment Software Products in 2026?
### 1. [Kyriba](https://www.g2.com/products/kyriba/reviews)
  Kyriba's Liquidity Performance platform is a cloud-based treasury management system (TMS) trusted to transform how organizations eliminate liquidity gridlock and optimize financial operations. The platform consolidates cash management, payment automation, risk management, and cash forecasting functions into a unified solution, providing CFOs and treasury teams with comprehensive tools to manage working capital and liquidity across global operations. Designed for mid-market and enterprise organizations, the platform addresses critical operational challenges related to cash visibility and treasury workflows that create liquidity gridlock. Organizations operating across multiple regions and currencies gain real-time monitoring of cash positions across bank accounts and entities through global connectivity features, including integration with 10,000 banks worldwide - enabling true liquidity performance at scale. The platform incorporates Trusted AI capabilities specifically built for treasury functions, delivering enhanced cash flow forecasting and liquidity analysis through artificial intelligence trained on decades of treasury-specific data. This purpose-built approach generates accurate predictions that finance leaders can rely on for strategic decision-making. Financial risk management features enable users to proactively track and analyze foreign exchange exposure, interest rate risks, and other financial metrics before they impact business performance. Payment automation functionality streamlines processing workflows, significantly reducing manual tasks and operational risks while supporting various payment formats and banking protocols. Advanced cash forecasting tools include scenario modeling capabilities and predictive analytics that transform working capital planning from reactive management into strategic liquidity performance optimization. The cloud-based infrastructure serves nearly 4,000 organizations managing 3.6 billion bank transactions and $51 trillion in payments annually across industries including manufacturing, retail, technology, and pharmaceuticals. Integration options include connectivity with major ERP systems such as SAP, Oracle, NetSuite, Workday, and Microsoft Dynamics, enabling seamless data flow across the financial ecosystem. The platform supports comprehensive treasury accounting functions, bank reconciliation, hedge accounting, and compliance reporting requirements. Multi-entity consolidation features accommodate organizations with complex corporate structures requiring centralized treasury oversight while maintaining subsidiary-level visibility and control. Kyriba's architecture includes API connectivity through the Kyriba Marketplace, enabling integration with third-party financial systems and services to create an extended liquidity network. The platform addresses critical treasury use cases including daily cash positioning, payment processing and approval workflows, FX hedging program management, debt and investment tracking, and regulatory compliance reporting - empowering organizations to transform their liquidity challenges into competitive advantages.


  **Average Rating:** 4.5/5.0
  **Total Reviews:** 120
**How Do G2 Users Rate Kyriba?**

- **Ease of Use:** 7.6/10 (Category avg: 8.9/10)
- **E-Commerce:** 9.2/10 (Category avg: 8.5/10)
- **Self Service:** 7.5/10 (Category avg: 8.8/10)
- **Payments Scheduling:** 8.7/10 (Category avg: 8.6/10)

**Who Is the Company Behind Kyriba?**

- **Seller:** [Kyriba](https://www.g2.com/sellers/kyriba)
- **Company Website:** https://www.kyriba.com
- **Year Founded:** 2000
- **HQ Location:** San Diego, CA
- **Twitter:** @kyribacorp (4,766 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/31955 (1,323 employees on LinkedIn®)

**Who Uses This Product?**
  - **Who Uses This:** Treasury Manager
  - **Top Industries:** Insurance, Commercial Real Estate
  - **Company Size:** 65% Enterprise, 21% Mid-Market


#### What Are Kyriba's Pros and Cons?

**Pros:**

- Ease of Use (34 reviews)
- Centralization (33 reviews)
- Efficiency (29 reviews)
- Financial Management (28 reviews)
- Time-saving (24 reviews)

**Cons:**

- Complexity (15 reviews)
- Difficulty (11 reviews)
- Improvement Needed (11 reviews)
- Implementation Issues (10 reviews)
- Learning Difficulty (9 reviews)

### 2. [Billtrust](https://www.g2.com/products/billtrust/reviews)
  Billtrust is a specialized B2B order-to-cash software solution designed to help finance leaders streamline their invoicing and payment processes. By transitioning from traditional paper invoicing and check acceptance to efficient electronic billing and payments, Billtrust enables organizations to enhance their cash flow management, reduce operational costs, and improve customer satisfaction. With a focus on leveraging AI-powered technology, Billtrust serves as a comprehensive platform that addresses the unique challenges businesses face in managing their accounts receivable. Targeting finance professionals across various industries, Billtrust is particularly beneficial for organizations that handle large volumes of invoices and payments. Its user-friendly interface and robust features cater to companies seeking to modernize their financial operations while maintaining a strong focus on customer experience. By automating the order-to-cash cycle, Billtrust enables finance teams to allocate their resources more effectively, allowing them to focus on strategic initiatives rather than mundane administrative tasks. With more than $1 trillion invoice dollars processed, Billtrust delivers business value through deep industry expertise and a culture relentlessly focused on delivering meaningful customer outcomes. The platform offers a suite of tools designed to facilitate electronic invoicing and payments. This not only accelerates cash flow but also minimizes the costs associated with paper-based invoicing methods. Additionally, Billtrust's AI-driven insights enable finance leaders to make informed decisions, optimize their collections strategies, and improve overall financial performance. The platform is designed to integrate seamlessly with existing financial systems, ensuring that businesses can adopt its solutions without significant disruption. By focusing on the specific needs of finance leaders, Billtrust offers a tailored approach that enhances operational efficiency and fosters stronger customer relationships through improved payment experiences. Overall, Billtrust is a powerful tool for finance leaders looking to modernize their order-to-cash processes. Its combination of advanced technology, industry expertise, and customer-centric design makes it an essential solution for organizations seeking to enhance their financial operations and drive sustainable growth.


  **Average Rating:** 4.4/5.0
  **Total Reviews:** 505
**How Do G2 Users Rate Billtrust?**

- **Ease of Use:** 8.9/10 (Category avg: 8.9/10)
- **E-Commerce:** 9.1/10 (Category avg: 8.5/10)
- **Self Service:** 8.8/10 (Category avg: 8.8/10)
- **Payments Scheduling:** 8.8/10 (Category avg: 8.6/10)

**Who Is the Company Behind Billtrust?**

- **Seller:** [Billtrust](https://www.g2.com/sellers/billtrust)
- **Company Website:** https://www.billtrust.com/
- **Year Founded:** 2001
- **HQ Location:** Hamilton, NJ
- **Twitter:** @Billtrust (1,888 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/billtrust/ (798 employees on LinkedIn®)

**Who Uses This Product?**
  - **Who Uses This:** Credit Manager, Accounts Receivable
  - **Top Industries:** Accounting, Construction
  - **Company Size:** 44% Enterprise, 39% Mid-Market


#### What Are Billtrust's Pros and Cons?

**Pros:**

- Ease of Use (164 reviews)
- Invoicing (93 reviews)
- Payment Processing (50 reviews)
- Customer Satisfaction (47 reviews)
- Efficiency (41 reviews)

**Cons:**

- Invoicing Issues (38 reviews)
- Payment Issues (35 reviews)
- Missing Features (31 reviews)
- Poor Customer Support (25 reviews)
- Login Issues (24 reviews)

### 3. [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews)
  The smarter, faster way to manage all business payments — without the hassle. Corpay Complete brings AP automation, corporate card management, and expense control into one seamless platform. Say goodbye to manual processes and disconnected systems. Now, you can automate the P2P process, track expenses in real time, and gain full visibility over all of your company spend. With best-in-class automation, built-in fraud protection, and enterprise-grade security, Corpay Complete helps businesses reduce risk, increase efficiency, and scale with ease. Start with the tools you need today and expand as your business grows. Product Description Corpay (NYSE: CPAY) is America’s #1 commercial card issuer and a trusted S&P 500 company, helping 800,000 businesses streamline payments across 200+ countries. Corpay Complete is Fully Managed AP. It eliminates inefficiencies by consolidating purchase orders, invoicing, vendor payments, corporate cards, and expense controls into a single, automated workflow. No more juggling multiple vendors or disconnected systems. Instead, businesses get one intuitive platform designed for complete control over spend. With real-time visibility, built-in fraud protection, and seamless ERP integrations — including NetSuite, QuickBooks, and Microsoft Dynamics and more — finance teams can close the books faster, optimize cash flow, strengthen financial oversight without payments related distractions. . How Do You Position Yourself Against Competitors? Unlike fragmented solutions that require multiple vendors and manual processes, Corpay Complete consolidates all AP and expense processes in one intelligent platform. We do more than just “Bill Pay”. We are the only provider that provides “Fully Managed AP”. That means Automating the entire P2P process, managing vendor enrollment/payments, , and eliminating manual work enabling our clients to spend more time focusing on their core business. With 1.8 billion payments processed annually and vendor network of 3.8M vendors, Corpay is the trusted choice for finance teams that need speed, security, and scale.


  **Average Rating:** 4.6/5.0
  **Total Reviews:** 386
**How Do G2 Users Rate Corpay Complete?**

- **Ease of Use:** 9.2/10 (Category avg: 8.9/10)
- **E-Commerce:** 9.3/10 (Category avg: 8.5/10)
- **Self Service:** 9.3/10 (Category avg: 8.8/10)
- **Payments Scheduling:** 9.3/10 (Category avg: 8.6/10)

**Who Is the Company Behind Corpay Complete?**

- **Seller:** [Corpay](https://www.g2.com/sellers/corpay)
- **Company Website:** https://www.corpay.com/ap-automation
- **Year Founded:** 2000
- **HQ Location:** Atlanta, US
- **Twitter:** @CorpayFX (3,025 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/corpay/ (6,979 employees on LinkedIn®)

**Who Uses This Product?**
  - **Who Uses This:** Controller, Accounts Payable Specialist
  - **Top Industries:** Automotive, Primary/Secondary Education
  - **Company Size:** 70% Mid-Market, 19% Enterprise


#### What Are Corpay Complete's Pros and Cons?

**Pros:**

- Ease of Use (87 reviews)
- Efficiency (63 reviews)
- Customer Support (54 reviews)
- Payment Processing (48 reviews)
- Easy Payments (46 reviews)

**Cons:**

- Payment Issues (29 reviews)
- Vendor Management (21 reviews)
- Poor Customer Support (13 reviews)
- Delays (11 reviews)
- Payment Processing (10 reviews)

### 4. [Corpay Cross-Border](https://www.g2.com/products/corpay-cross-border/reviews)
  Global businesses trust Corpay to power their cross-border payments, execute plans to manage their currency risk, and support their growth around the world. At Corpay, we aim to deliver unmatched service and expertise with respect to moving money globally. Utilizing our proprietary payment automation technology and currency risk mitigation solutions, we take pride in connecting businesses large and small with the global financial markets and other businesses all over the world. You can feel confident working with Corpay, Inc. (NYSE: CPAY), a leading global business payments company based in Atlanta, Georgia, USA. Corpay is a Fortune 1000 firm, an S&P 500 member. Corpay Cross-Border is an intuitive trading and payments platform that can connect you with more than 100 correspondent banks and counterparties all over the world. Our highly secure platform includes robust encryption, dual-factor authentication and built-in anti-money laundering (AML) and anti-fraud measures to augment your current risk reduction measures. By integrating the platform directly to your existing systems or enterprise resource planning (ERP) platform, Corpay Cross-Border will save you time and provide transparency into your payments. Our scalable platform allows you to focus on the services you need today and add capabilities solutions as your business grows and your needs evolve. We're also pleased to offer a Global Invoice Automation solution, that provides businesses and their AP departments with a fully integrated and secure solution that simplifies the management of foreign vendor payments - from invoice receipt through to reconciliation. Our solution allows you to process international payments directly from invoices, spreadsheets, or documents, improving your overall accounts payable process. First, cost and payment data is extracted directly from invoices. Then, we complete compliance screening and data confidentiality protection. After that, payments can be made anytime with a 180-day deliverable exchange rate applied. You'll also have access to custom disbursement files for seamless billing integration and exact reconciliation. Lastly, we furnish you with line by line details for settlement and immediate remittance to vendors, with access to unlimited custom reporting. Our innovations also often earn us recognition and accolades from various other industry professionals and publications, like these: - Winner in the Best Payment Provider – Global category of the 2023 Global Payments Innovation Awards - Winner of the Best International Payments, Remittance or Use of FX category of the Pay360 Awards - Winner in the Best B2B Payments Company of category of the FinTech Breakthrough Awards - Winner in the Payments Provider Award category of The Rewards 2023 - Ranked in the 2023 FXC Intelligence list of the Top 100 Cross-Border Payment Companies - Winner of Best New Cross-Border Payment Solutions Provider, Global 2023 from the Global Brands Awards - Winner in the Top Innovation in Payments and Finalist in the Best New Payments Brand categories of the Paytech Awards - Winner in the Most Innovative Non-Bank for FX and Best FX for Payments Solution categories of Global Finance’s FX Tech Awards - Highly Commended Winner in the Best Foreign Exchange Solution category of the Adam Smith ASIA Awards


  **Average Rating:** 4.5/5.0
  **Total Reviews:** 928
**How Do G2 Users Rate Corpay Cross-Border?**

- **Ease of Use:** 8.9/10 (Category avg: 8.9/10)
- **E-Commerce:** 7.5/10 (Category avg: 8.5/10)
- **Self Service:** 8.5/10 (Category avg: 8.8/10)
- **Payments Scheduling:** 8.3/10 (Category avg: 8.6/10)

**Who Is the Company Behind Corpay Cross-Border?**

- **Seller:** [Corpay](https://www.g2.com/sellers/corpay)
- **Company Website:** https://www.corpay.com/ap-automation
- **Year Founded:** 2000
- **HQ Location:** Atlanta, US
- **Twitter:** @CorpayFX (3,025 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/corpay/ (6,979 employees on LinkedIn®)

**Who Uses This Product?**
  - **Who Uses This:** Controller, CFO
  - **Top Industries:** Accounting, Wholesale
  - **Company Size:** 68% Small-Business, 25% Mid-Market


#### What Are Corpay Cross-Border's Pros and Cons?

**Pros:**

- Ease of Use (163 reviews)
- Customer Support (127 reviews)
- Helpful (76 reviews)
- Simple (53 reviews)
- Efficiency (52 reviews)

**Cons:**

- Payment Issues (19 reviews)
- Delays (17 reviews)
- Slow Transactions (17 reviews)
- Complex Processes (16 reviews)
- Poor Usability (16 reviews)

### 5. [Paylocity](https://www.g2.com/products/paylocity/reviews)
  Paylocity delivers the most innovative technology bringing HR, Finance, and IT together in one modern, easy-to-use platform to empower teams, simplify processes, and deliver real results. Run payroll, benefits, talent and workforce management while also managing all non-payroll spend including expenses, accounts payable, corporate cards, procurement, and headcount planning. Anchored to a single employee record, policy, limit, and approval workflows stay in lockstep as people join, move, and grow. We're more than a platform, we’re the partner helping you shape the future of work.


  **Average Rating:** 4.4/5.0
  **Total Reviews:** 5,221
**How Do G2 Users Rate Paylocity?**

- **Ease of Use:** 8.9/10 (Category avg: 8.9/10)
- **E-Commerce:** 8.8/10 (Category avg: 8.5/10)
- **Self Service:** 9.1/10 (Category avg: 8.8/10)
- **Payments Scheduling:** 9.1/10 (Category avg: 8.6/10)

**Who Is the Company Behind Paylocity?**

- **Seller:** [Paylocity](https://www.g2.com/sellers/paylocity)
- **Company Website:** https://www.paylocity.com
- **Year Founded:** 1997
- **HQ Location:** Schaumburg, IL
- **Twitter:** @Paylocity (4,584 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/24614/ (6,789 employees on LinkedIn®)

**Who Uses This Product?**
  - **Who Uses This:** HR Manager, Controller
  - **Top Industries:** Computer Software, Information Technology and Services
  - **Company Size:** 72% Mid-Market, 20% Small-Business


#### What Are Paylocity's Pros and Cons?

**Pros:**

- Ease of Use (1348 reviews)
- Helpful (661 reviews)
- Customer Support (603 reviews)
- Intuitive (562 reviews)
- Simple (552 reviews)

**Cons:**

- Poor Customer Support (483 reviews)
- Missing Features (333 reviews)
- Learning Curve (318 reviews)
- Limited Features (251 reviews)
- Poor Support Services (245 reviews)

### 6. [Happay](https://www.g2.com/products/happay/reviews)
  Happay is an AI-powered Travel and Expense Management platform trusted by 8,000+ businesses across 30+ countries and 40+ industries for over 12 years. It unifies corporate travel bookings, expense tracking, reimbursements, and compliance on one integrated web and mobile platform. For travel, Happay offers a powerful Self-Booking Tool with live flight and hotel inventory, a built-in Policy Engine for real-time compliance, multi-level approval workflows, a GST Engine to maximize input tax credits, and analytics dashboards that deliver 100 % visibility and cost control. For expenses, Happay’s Xpendite auto-captures receipts from 5 sources, while SmartAudit flags policy violations proactively. Features like forex and per diem management, route tracking, and automated reporting make reimbursements faster and error-free. With ERP, HRMS, SSO, and corporate-card integrations, Happay empowers finance, travel, HR, and procurement teams to automate spend, improve compliance, and enhance employee experience.


  **Average Rating:** 4.5/5.0
  **Total Reviews:** 423
**How Do G2 Users Rate Happay?**

- **Ease of Use:** 9.1/10 (Category avg: 8.9/10)
- **E-Commerce:** 8.9/10 (Category avg: 8.5/10)
- **Self Service:** 9.1/10 (Category avg: 8.8/10)
- **Payments Scheduling:** 9.1/10 (Category avg: 8.6/10)

**Who Is the Company Behind Happay?**

- **Seller:** [Happay](https://www.g2.com/sellers/happay)
- **Year Founded:** 2012
- **HQ Location:** Bangalore, Karnataka
- **Twitter:** @LiveHappay (2,660 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/3631563/ (240 employees on LinkedIn®)

**Who Uses This Product?**
  - **Who Uses This:** Associate, Manager
  - **Top Industries:** Accounting, Financial Services
  - **Company Size:** 48% Enterprise, 39% Mid-Market


#### What Are Happay's Pros and Cons?

**Pros:**

- Ease of Use (65 reviews)
- Intuitive (25 reviews)
- Simple (23 reviews)
- Efficiency (21 reviews)
- Experience (21 reviews)

**Cons:**

- Slow Performance (13 reviews)
- Approval Issues (12 reviews)
- Time-Consuming (12 reviews)
- Difficulty (11 reviews)
- Technical Issues (11 reviews)

### 7. [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews)
  BILL is a financial operations platform that provides intelligent accounts payable and accounts receivable automation for businesses. This software solution is designed to help small and midsize businesses streamline and manage their financial workflows by digitizing and automating manual processes. By centralizing financial tasks, BILL AP/AR provides greater efficiency, visibility, and control over a company’s cash flow. The AP automation software helps users manage invoice processing, approvals, and payments, while also offering tools for expense management. BILL AP/AR belongs is accounts payable automation software that serves a broad audience, including business owners, finance managers, accounting firms, accounts payable specialists, and controllers. Typical use cases for BILL AP/AR involve digitization and automation of invoice capture, routing bills for approval, scheduling and executing payments, reconciling transactions, and managing expense reports and reimbursements. The platform also integrates with popular accounting systems to facilitate accurate bookkeeping and financial reporting. Key features and benefits of BILL AP/AR include: - Comprehensive AP automation software capabilities including electronic invoice receipt, automated data extraction, customizable approval workflows, and multi-method payment processing (ACH, wire transfers, checks) - Corporate cards integration through BILL Spend & Expense (formerly Divvy) that offers credit limits from $500-$5M and automated expense management software with real-time spending controls and budget management - Expense management automation featuring receipt capture, automatic categorization, policy compliance monitoring, and seamless integration with accounting systems for streamlined reconciliation - Accounts receivable optimization tools that automate invoice delivery, payment processing, collections management, and customer communication to accelerate cash flow - Advanced security and compliance measures with bank-level encryption, fraud protection, and audit trails that meet industry standards for financial data protection - Two-way sync with accounting software such as QuickBooks, Xero, NetSuite, and others to reduce manual data entry By bringing together accounts payable automation, corporate cards, and expense management in a single platform, BILL AP/AR helps finance teams reduce payment cycle time, minimize human error, and improve vendor relationships by ensuring timely and accurate transactions.


  **Average Rating:** 4.4/5.0
  **Total Reviews:** 1,778
**How Do G2 Users Rate BILL AP/AR?**

- **Ease of Use:** 8.8/10 (Category avg: 8.9/10)
- **E-Commerce:** 7.8/10 (Category avg: 8.5/10)
- **Self Service:** 8.5/10 (Category avg: 8.8/10)
- **Payments Scheduling:** 9.0/10 (Category avg: 8.6/10)

**Who Is the Company Behind BILL AP/AR?**

- **Seller:** [BILL (previously Bill.com)](https://www.g2.com/sellers/bill-previously-bill-com)
- **Company Website:** https://www.bill.com/
- **Year Founded:** 2006
- **HQ Location:** San Jose, CA
- **Twitter:** @billcom (17,241 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/bill/ (3,376 employees on LinkedIn®)

**Who Uses This Product?**
  - **Who Uses This:** Controller, Accountant
  - **Top Industries:** Accounting, Non-Profit Organization Management
  - **Company Size:** 61% Small-Business, 28% Mid-Market


#### What Are BILL AP/AR's Pros and Cons?

**Pros:**

- Ease of Use (622 reviews)
- Easy Payments (301 reviews)
- Integrations (249 reviews)
- Easy Setup (248 reviews)
- Time-saving (241 reviews)

**Cons:**

- Payment Issues (177 reviews)
- Missing Features (166 reviews)
- Technical Issues (153 reviews)
- Invoicing Problems (145 reviews)
- Vendor Management (139 reviews)

### 8. [Stampli](https://www.g2.com/products/stampli/reviews)
  Stampli is the stress-free finance operations platform. Its AI-driven procure-to-pay solution runs processes from request through payment while remaining fully aligned to the ERP as the system of record, mirroring charts of accounts, entities, dimensions, and approval hierarchies without requiring ERP rework or forcing teams into rigid process models. Rather than adding AI on top of legacy infrastructures, Stampli has embedded intelligence directly into how work happens since being founded in 2015. Stampli AI operates across the full procure-to-pay lifecycle to extract data, code transactions, route approvals, match invoices, handle exceptions, and preserve institutional knowledge. That intelligence has been trained on billions of real-world transactions across $150 billion in annual spend, continuously improving with every correction across thousands of customer environments. The platform delivers end-to-end capabilities across procurement, accounts payable, vendor management, payments, and corporate cards. More than 1,800 businesses trust Stampli to process their finances accurately and efficiently. As volume, entities, and complexity increase, Stampli absorbs growth without proportional headcount, driving faster processing, leaner operations, and smarter spending with full visibility, control, and audit-ready accuracy.


  **Average Rating:** 4.6/5.0
  **Total Reviews:** 1,915
**How Do G2 Users Rate Stampli?**

- **Ease of Use:** 9.3/10 (Category avg: 8.9/10)
- **E-Commerce:** 8.9/10 (Category avg: 8.5/10)
- **Self Service:** 8.9/10 (Category avg: 8.8/10)
- **Payments Scheduling:** 9.0/10 (Category avg: 8.6/10)

**Who Is the Company Behind Stampli?**

- **Seller:** [Stampli](https://www.g2.com/sellers/stampli)
- **Company Website:** https://www.stampli.com
- **Year Founded:** 2015
- **HQ Location:** Mountain View, California
- **Twitter:** @stampli (9,173 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/5273577/ (303 employees on LinkedIn®)

**Who Uses This Product?**
  - **Who Uses This:** Controller, Staff Accountant
  - **Top Industries:** Accounting, Hospital & Health Care
  - **Company Size:** 61% Mid-Market, 27% Small-Business


#### What Are Stampli's Pros and Cons?

**Pros:**

- Ease of Use (669 reviews)
- Invoicing (350 reviews)
- Intuitive (307 reviews)
- Efficiency (300 reviews)
- Customer Support (289 reviews)

**Cons:**

- Invoice Issues (159 reviews)
- Missing Features (130 reviews)
- Approval Issues (119 reviews)
- Technical Issues (106 reviews)
- Invoicing Issues (104 reviews)

### 9. [Payoneer](https://www.g2.com/products/payoneer/reviews)
  Payoneer is the financial technology company empowering the world’s small and medium-sized businesses to transact, do business, and grow globally. Payoneer was founded in 2005 with the belief that talent is equally distributed, but opportunity is not. It is our mission to enable any entrepreneur and business anywhere to participate and succeed in an increasingly digital global economy. Since our founding, we have built a global financial stack that removes barriers and simplifies cross-border commerce. We make it easier for millions of SMBs, particularly in emerging markets, to connect to the global economy, pay and get paid, manage their funds across multiple currencies, and grow their businesses.


  **Average Rating:** 3.2/5.0
  **Total Reviews:** 359
**How Do G2 Users Rate Payoneer?**

- **Ease of Use:** 7.6/10 (Category avg: 8.9/10)
- **E-Commerce:** 5.2/10 (Category avg: 8.5/10)
- **Self Service:** 6.7/10 (Category avg: 8.8/10)
- **Payments Scheduling:** 4.9/10 (Category avg: 8.6/10)

**Who Is the Company Behind Payoneer?**

- **Seller:** [Payoneer](https://www.g2.com/sellers/payoneer)
- **Year Founded:** 2005
- **HQ Location:** New York
- **Twitter:** @Payoneer (90,354 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/56101/ (3,132 employees on LinkedIn®)
- **Ownership:** NASDAQ: PAYO

**Who Uses This Product?**
  - **Who Uses This:** Professional Freelancer, Founder
  - **Top Industries:** Information Technology and Services, Internet
  - **Company Size:** 58% Small-Business, 23% Mid-Market


#### What Are Payoneer's Pros and Cons?

**Pros:**

- Ease of Use (28 reviews)
- Easy Payments (18 reviews)
- International Payments (17 reviews)
- Payment Processing (15 reviews)
- Reliability (11 reviews)

**Cons:**

- High Fees (22 reviews)
- Poor Customer Support (21 reviews)
- Excessive Fees (20 reviews)
- Payment Issues (15 reviews)
- Account Blocking (11 reviews)

### 10. [Yooz](https://www.g2.com/products/yooz/reviews)
  Yooz is an accounts payable (AP) and Purchase to Pay (P2P) automation platform that helps organizations capture, process, manage and pay invoices through a centralized digital workflow to track approvals and related financial documents. The system is used by finance and accounting teams that need to manage invoice intake, approval routing, documentation, payments, and audit preparation across a standardized AP process. Yooz performs functions including multichannel invoice capture, general ledger coding, line-level purchase order matching, workflow orchestration, fraud identification, and electronic document retention. The platform integrates with more than 250 enterprise resource planning (ERP) and accounting systems across mid‑market and enterprise environments. Supported ecosystems include Sage, Microsoft Dynamics, Acumatica, NetSuite, and QuickBooks. Yooz accepts documents from email, document upload, scanning, mobile capture, sFTP, and structured formats such as UBL, CII, and EDIFACT. Machine learning models perform document classification, field extraction, and exception identification to support automated data processing and consistent routing across distributed teams. Yooz includes features for fraud identification through forensic AI analysis, invoice authentication, duplicate detection, and data consistency checks. The platform maintains complete audit trails, timestamps, and role‑based access permissions to support internal controls and external audit requirements. Storage and retention capabilities help organizations meet regulatory and archival needs across the AP documentation lifecycle. Reporting and analytics tools provide visibility into invoice volumes, processing times, workflow steps, and exception categories. Document search features and integrations with business intelligence platforms enable users to review transaction histories, track processing status, and analyze operational metrics across entities or locations. Organizations utilize Yooz for use cases such as invoice digitization, multi‑entity AP centralization, document archiving, fraud identification, payments, and standardized routing of recurring invoice flows. The platform supports AP teams in maintaining consistent processes and documentation practices while managing invoices from initial receipt through payment and the final posting in the ERP system. Core capabilities and benefits include: \> Multichannel invoice capture with AI–based data extraction and classification \> Automated general ledger coding, two‑ and three‑way purchase order matching, and configurable workflow routing \> Fraud prevention features including fake document and duplicate detection, document validation, and data consistency checks \> Connectivity with more than 250 ERP and accounting systems for synchronized posting and data exchange \> Payment automation supporting ACH, check, and virtual card transactions, associated reporting and tracking tools, and vendor reconciliation statements


  **Average Rating:** 4.4/5.0
  **Total Reviews:** 343
**How Do G2 Users Rate Yooz?**

- **Ease of Use:** 9.0/10 (Category avg: 8.9/10)
- **E-Commerce:** 8.5/10 (Category avg: 8.5/10)
- **Self Service:** 9.4/10 (Category avg: 8.8/10)
- **Payments Scheduling:** 9.8/10 (Category avg: 8.6/10)

**Who Is the Company Behind Yooz?**

- **Seller:** [Yooz](https://www.g2.com/sellers/yooz)
- **Company Website:** https://GetYooz.com
- **Year Founded:** 2010
- **HQ Location:** Dallas, Texas
- **Twitter:** @WhyYooz (661 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/yooz/ (509 employees on LinkedIn®)

**Who Uses This Product?**
  - **Who Uses This:** Controller, Parts Manager
  - **Top Industries:** Accounting, Automotive
  - **Company Size:** 54% Mid-Market, 28% Small-Business


#### What Are Yooz's Pros and Cons?

**Pros:**

- Ease of Use (73 reviews)
- Intuitive (33 reviews)
- Simple (30 reviews)
- Time-saving (29 reviews)
- Invoice Management (24 reviews)

**Cons:**

- Technical Issues (16 reviews)
- Invoicing Issues (15 reviews)
- Design Improvement (10 reviews)
- Vendor Management (10 reviews)
- Invoice Management (9 reviews)

### 11. [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews)
  Point solutions are pointless: spend smarter with the leading spend management platform built for companies like you. The Coupa platform allows you to take control of your spend and position your business for resilience and growth. Start your spend management practice with the areas that are most important to your business today, and grow on the platform as your needs change. Gain unparalleled control and visibility by having a single source for all your spend management needs. -Requests and Approvals: Centralize and manage requests of all shapes and sizes. Coupa provides an intuitive, user friendly guided buying experience that makes it easy for your employees to find the things they need and also ensure that their requests get to the right approvers. -Invoices and Expenses: Automate and scale your Accounts Payable with our industry-leading AP automation solution, which delivers multi-level automated invoice validation, dynamic approval workflows, and full mobile access. -Vendor Management: Integrated vendor onboarding and management solution helps vendors self service and eliminates the silos between vendor management and Accounts Payable. -All Payments. One Place: Our fast, secure, global payments platform enables you to maximize your rebate and working capital and automate reconciliation. Coupa integrates easily with your ERP so you can accelerate financial processes, ensure compliance and control spend by giving everyone in your organization a unified and easy way to make smarter purchases and get more from their budgets. Get real, measurable value from spend that’s unobtainable from your ERP system alone.


  **Average Rating:** 4.2/5.0
  **Total Reviews:** 555
**How Do G2 Users Rate Coupa?**

- **Ease of Use:** 8.3/10 (Category avg: 8.9/10)
- **E-Commerce:** 6.0/10 (Category avg: 8.5/10)
- **Self Service:** 7.9/10 (Category avg: 8.8/10)
- **Payments Scheduling:** 8.1/10 (Category avg: 8.6/10)

**Who Is the Company Behind Coupa?**

- **Seller:** [Coupa Software](https://www.g2.com/sellers/coupa-software)
- **Year Founded:** 2006
- **HQ Location:** San Mateo, CA
- **Twitter:** @Coupa (21,271 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/coupa-software (3,664 employees on LinkedIn®)
- **Ownership:** NASDAQ: COUP

**Who Uses This Product?**
  - **Who Uses This:** Consultant, Senior Accountant
  - **Top Industries:** Computer Software, Information Technology and Services
  - **Company Size:** 63% Enterprise, 31% Mid-Market


#### What Are Coupa's Pros and Cons?

**Pros:**

- Ease of Use (24 reviews)
- Intuitive (13 reviews)
- Simple (12 reviews)
- Features (11 reviews)
- User Interface (11 reviews)

**Cons:**

- Not User-Friendly (12 reviews)
- Learning Curve (11 reviews)
- Difficult Navigation (10 reviews)
- Poor Interface Design (10 reviews)
- UX Improvement (10 reviews)


    ## What Is Enterprise Payment Software?
  [Accounting & Finance Software](https://www.g2.com/categories/accounting-finance)
  ## What Software Categories Are Similar to Enterprise Payment Software?
    - [Invoice Management Software](https://www.g2.com/categories/invoice-management)
    - [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation)
    - [Payment Processing Software](https://www.g2.com/categories/payment-processing)