Cashflow is the lifeblood of every American business, yet the financial services you rely on to move, save, and borrow money quietly bleed it. Nickel is a different kind of company. We're an all-in-one accounts payable (AP) and accounts receivable (AR) platform that gives your business the financial products, software, and AI it needs to grow its cashflow. We only succeed when you succeed, which is why we do the one thing our peers won't: we publish exactly how we make money on every product. It's not a marketing stunt. It's the most transparent payment processor you'll find, and a new bar for the industry.
More than 25,000 B2B businesses, and the accountants who serve them, run their cashflow on Nickel with free unlimited ACH and some of the lowest fees in the industry.
Here's what you can do with Nickel:
Get paid faster, Accounts Receivable. Create branded payment links and payment portals in seconds and share them by text, email, or your website. Customers pay by card, ACH, or check, and they never need a Nickel account. Save payment methods on file with Nickel Plus to enable one-click and recurring payments.
Pay vendors without the busywork, Accounts Payable. Pay any business, 1099 contractor, or individual by ACH, card, wire, or mailed check using just their email address. Set custom approval workflows so large payments always get the right sign-off.
Keep more of every dollar, transparent by design. Free unlimited ACH with no per-transaction percentage and no volume cap, on the Nickel Core plan with no monthly fee. No chargeback fees and no hidden costs, plus a published breakdown of how we make money on every product. Competitive 2.9% flat-rate card processing on all domestic cards, with the option to pass card fees to the payer. Built to handle high-value B2B transactions up to $1M without a hitch on Nickel Plus.
Stay in sync and in control. Native QuickBooks sync (Online, Desktop, and Enterprise) means every payment matches your books one-to-one, with no batch deposits and no double entry. A Master Account and Subaccount structure lets you manage multiple businesses or clients under a single login. Earn 2% APY on idle cash in Nickel Balance, accrued daily. Developers can build on Nickel's REST API and webhooks for ACH, card, and wire with Nickel Pro.
Backed by AI and real humans. CC Penny, Nickel's AI accountant, on any email to coordinate and handle a payment for you. And when money's on the line, a US-based support team is ready to assist you.
We're setting an audacious new bar for transparency in financial services, and we want you to hold us to it. Don't ever settle for less.
Join 25,000+ businesses moving their money on Nickel. Get started for free in five minutes, with no credit card required.
Average Rating: 4.9/5.0
Total Reviews: 206
How Do G2 Users Rate Nickel?
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Has the product been a good partner in doing business?: 9.8/10 (Category avg: 8.8/10)
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Self Service Portal: 9.3/10 (Category avg: 8.6/10)
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Level 3: 7.9/10 (Category avg: 7.8/10)
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Accounting integration: 9.3/10 (Category avg: 8.4/10)
Who Is the Company Behind Nickel?
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Seller: Nickel
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Company Website:
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Year Founded: 2022
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HQ Location: Brooklyn, US
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LinkedIn® Page: www.linkedin.com
19 employees on LinkedIn®
Who Uses This Product?
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Who Uses This: Owner, CEO
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Top Industries: Accounting, Construction
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Company Size: 85% Small, 5% Medium
What Do G2 Reviewers Say About Nickel?
AI-generated summary from verified user reviews
Pros
- Users find Nickel's ease of use and seamless QuickBooks integration to be a game-changer for payment processing.
- Users value the easy and efficient ACH payments with Nickel, praising its seamless integration with QuickBooks.
- Users praise Nickel for its easy setup, making transaction management seamless and efficient for their businesses.
- Users appreciate the affordable pricing of Nickel, enhancing efficiency for managing payments without extra costs.
- Users praise Nickel's exceptional customer support, noting quick responses and helpful assistance throughout their experience.
Cons
- Users find Nickel lacks essential features, like scheduling future payments and sending invoices via phone numbers.
- Users face invoicing problems such as difficulty deleting transactions and lack of automated payment scheduling features.
- Users express frustration with the delays in ACH payments, wishing for faster transaction times like credit cards.
- Users find the limited payment options for international transactions a drawback, preferring more varieties like PayPal or Zelle.
- Users experience invoicing issues with Nickel, particularly regarding scheduling future payments and locating invoices.
