--- title: Nickel Reviews meta_title: 'Nickel Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 241 reviews by the users' company size, role or industry to find out how Nickel works for a business like yours. aggregate_rating: rating_value: 4.9 review_count: 241 scale: '5' date_modified: '2026-09-29' parent_category: name: Payment url: https://www.g2.com/categories/payment --- # Nickel Reviews **Vendor:** Nickel **Category:** [Payment Processing Software](https://www.g2.com/categories/payment-processing) **Average Rating:** 4.9/5.0 **Total Reviews:** 241 **AI Enabled:** This product embeds AI to enhance or extend its core functionality. ## About Nickel Cashflow is the lifeblood of every American business, yet the financial services you rely on to move, save, and borrow money quietly bleed it. Nickel is a different kind of company. We're an all-in-one accounts payable (AP) and accounts receivable (AR) platform that gives your business the financial products, software, and AI it needs to grow its cashflow. We only succeed when you succeed, which is why we do the one thing our peers won't: we publish exactly how we make money on every product. It's not a marketing stunt. It's the most transparent payment processor you'll find, and a new bar for the industry. More than 25,000 B2B businesses, and the accountants who serve them, run their cashflow on Nickel with free unlimited ACH and some of the lowest fees in the industry. Here's what you can do with Nickel: Get paid faster, Accounts Receivable. Create branded payment links and payment portals in seconds and share them by text, email, or your website. Customers pay by card, ACH, or check, and they never need a Nickel account. Save payment methods on file with Nickel Plus to enable one-click and recurring payments. Pay vendors without the busywork, Accounts Payable. Pay any business, 1099 contractor, or individual by ACH, card, wire, or mailed check using just their email address. Set custom approval workflows so large payments always get the right sign-off. Keep more of every dollar, transparent by design. Free unlimited ACH with no per-transaction percentage and no volume cap, on the Nickel Core plan with no monthly fee. No chargeback fees and no hidden costs, plus a published breakdown of how we make money on every product. Competitive 2.9% flat-rate card processing on all domestic cards, with the option to pass card fees to the payer. Built to handle high-value B2B transactions up to $1M without a hitch on Nickel Plus. Stay in sync and in control. Native QuickBooks sync (Online, Desktop, and Enterprise) means every payment matches your books one-to-one, with no batch deposits and no double entry. A Master Account and Subaccount structure lets you manage multiple businesses or clients under a single login. Earn 2% APY on idle cash in Nickel Balance, accrued daily. Developers can build on Nickel's REST API and webhooks for ACH, card, and wire with Nickel Pro. Backed by AI and real humans. CC Penny, Nickel's AI accountant, on any email to coordinate and handle a payment for you. And when money's on the line, a US-based support team is ready to assist you. We're setting an audacious new bar for transparency in financial services, and we want you to hold us to it. Don't ever settle for less. Join 25,000+ businesses moving their money on Nickel. Get started for free in five minutes, with no credit card required. ## Nickel Pros & Cons Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews. **What users like:** - Users commend the **ease of use** of Nickel, appreciating its seamless integration and responsive support. (98 reviews) - Users appreciate the **easy and efficient ACH payment** process with Nickel, enhancing their financial management experience. (80 reviews) - Users find the **easy setup** of Nickel quick and seamless, enhancing their experience in managing transactions. (53 reviews) - Users praise Nickel for its **free ACH transfers** , enhancing cost-effectiveness and simplifying financial processes significantly. (44 reviews) - Users praise Nickel's **responsive customer support** and easy setup, enhancing their experience in managing payments. (39 reviews) - Customer Satisfaction (33 reviews) - Payment Processing (31 reviews) - Users love the **easy integrations** with QuickBooks, simplifying payment processing and invoicing significantly. (28 reviews) - Invoicing (25 reviews) - Simple (25 reviews) **What users dislike:** - Users note a lack of **missing features** , such as scheduling payments and improved transaction reliability on Nickel. (20 reviews) - Users report issues with **invoicing problems** , including slow payment processing and the need for more flexible payment options. (15 reviews) - Users experience **delays in ACH payments** , as processing times can vary and hinder reliable vendor communications. (12 reviews) - Users experience **inconsistent lead times for ACH payments** , complicating cash flow management despite overall satisfaction with Nickel. (10 reviews) - Users highlight **invoicing issues** with Nickel, noting difficulties in sending, tracking, and downloading invoices effectively. (10 reviews) - Design Improvement (9 reviews) - Users express dissatisfaction with **payment issues** , including unexpected account closures and slow processing times. (9 reviews) - Payment Delays (6 reviews) - Poor Navigation (6 reviews) - Not User-Friendly (5 reviews) ## Nickel Reviews ### 1. Fantastic Setup, Easy to Use, with Instant Payment Notifications **Rating:** 5.0/5.0 stars **Reviewed by:** Christine P. | Controller, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** August 19, 2026 **What do you like best about Nickel?** Easy of use, instant payment notification emails, set up is fantastic **What do you dislike about Nickel?** Nothing so far - no complaints. Not sure **What problems is Nickel solving and how is that benefiting you?** Real time notification of payments, ability to send customers one link for both cc and ACH payment options ### 2. Easy to Use with Free ACH Payments and Helpful Onboarding **Rating:** 4.5/5.0 stars **Reviewed by:** Jasmine . | Treasurer, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account added to their profile **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** August 12, 2026 **What do you like best about Nickel?** Ease of use and free ACH payments. good support and onboarding process when had questions. **What do you dislike about Nickel?** Currently don't use with any integrations of any sort so not sure how that is. **What problems is Nickel solving and how is that benefiting you?** Able to pay our vendors in a more timely manner ### 3. Easy, Hassle-Free Customer Payments **Rating:** 5.0/5.0 stars **Reviewed by:** Emily M. | Certified Medical Coder - Emergency Medicine, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through LinkedIn **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** August 12, 2026 **What do you like best about Nickel?** We love how easy it is to receive payments from our customers. **What do you dislike about Nickel?** We have been using Nickel for 2 years now and have no complaints. **What problems is Nickel solving and how is that benefiting you?** We have a Nickel link on all of our customer Invoices to make payment. ### 4. Effortless Invoicing and Bill Payments **Rating:** 5.0/5.0 stars **Reviewed by:** Kati B. | operations manager, Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** May 06, 2026 **What do you like best about Nickel?** I really like Nickel for its ease of use, especially when it comes to adding new vendors and uploading new invoices. It's all really fast and easy to use, which is important to me because the less time I have to spend on these administrative tasks, the better. The initial setup of Nickel was also really easy. **What do you dislike about Nickel?** I don't like the sync feature with my QBO. I have to resync or reset it quite a bit. I just have to push sync. If it could automatically sync more often, that would be better. **What problems is Nickel solving and how is that benefiting you?** Nickel simplifies invoicing and bill payments, making it easy to manage AP and AR quickly and at low cost. It's fast and user-friendly, minimizing time spent on administrative tasks. ### 5. Affordable Payment Processing with Minor UI Challenges **Rating:** 5.0/5.0 stars **Reviewed by:** Luke Z. | Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** May 05, 2026 **What do you like best about Nickel?** I like that Nickel is very affordable, and their cost doesn't scale with the number of transactions we do, which is really nice as our company looks to grow. They were able to approve us to use their ACH platform after a number of other providers were not able to get us that approval. The customer service team was very good, helping us get set up in less than a week from start to finish. **What do you dislike about Nickel?** I've had some struggles keeping and maintaining the data inside of Nickel's user interface. There's a little bit of complexity with that user interface, but it's not a deal breaker. **What problems is Nickel solving and how is that benefiting you?** Nickel solved our problem of finding an automated recurring ACH payment processor at a super low cost. ### 6. Easy to Implement, Simple to Use, and Saves Us Money! **Rating:** 5.0/5.0 stars **Reviewed by:** Matt P. | CEO, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through Google One Tap using a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** July 31, 2026 **What do you like best about Nickel?** So easy to implement and use + saving us a lot of money! **What do you dislike about Nickel?** Nothing I can think of, maybe faster transfer of $$ :-) **What problems is Nickel solving and how is that benefiting you?** High fees with other system we were using, lower fees means more money to invest in business ### 7. Smooth, Straightforward Vendor Payments with an Easy-to-Navigate Platform **Rating:** 5.0/5.0 stars **Reviewed by:** Alyssa P. | office manager, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** May 15, 2026 **What do you like best about Nickel?** It makes vendor payments smoother than the average software. Straight to the point and easy to navigate always my favorite payment platform **What do you dislike about Nickel?** I just wish we could have an option to do different reports it becomes a pain to have to go through multiple line items or opening one payment at a time. **What problems is Nickel solving and how is that benefiting you?** letting vendor payments slip through the cracks and go missing nickels easy to manage dashboard comes in handy giving you most details on one screen ### 8. Best AR/AP Platform I have ever used **Rating:** 5.0/5.0 stars **Reviewed by:** Sagan E. | Founder, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through LinkedIn **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** May 08, 2026 **What do you like best about Nickel?** My favorite thing about Nickel is it's integration with Quickbooks online. It is very simple to use and the most seamless AR/AP platform I have ever used. **What do you dislike about Nickel?** The only thing it is missing is a couple of filter options but thats about it. **What problems is Nickel solving and how is that benefiting you?** Nickel is helping me receive and process payments very efficiently and effectively. It keeps all my AR/AP organized, and has the fastest ACH processing time for a very cheap monthly cost which is very important to us. ### 9. Master & Subaccount Structure Makes Cash Flow Management Easy **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Health, Wellness and Fitness | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** This review contains authentic analysis and has been reviewed by our team **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** March 05, 2026 **What do you like best about Nickel?** What I like best about Nickel is the Master Account and Subaccount structure, which makes it easy to organize and manage cash flow across a business. **What do you dislike about Nickel?** I don't really have any dislikes at this point. **What problems is Nickel solving and how is that benefiting you?** I stumbled upon Nickel about a year ago, and it has since become the backbone of our AP and AR processes. As a business owner, finding a platform that actually simplifies cash flow rather than adding complexity is rare. The standout feature for me is the Master Account and Subaccount structure. It provides a level of organization and oversight that I couldn't find with traditional banking or other fintech platforms. Beyond the tech, their customer service is top-tier—always responsive and genuinely helpful. I’ve also been impressed by their development cycle; they actually listen to feedback and are consistently rolling out new features. Highly recommend for any business looking to professionalize their back-office operations. ### 10. Simple, Affordable Payment Links **Rating:** 4.0/5.0 stars **Reviewed by:** Gregg M. | office manager, Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through LinkedIn **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** June 17, 2026 **What do you like best about Nickel?** Nickel provides a simple, affordable method for us to allow customer to pay with a link. **What do you dislike about Nickel?** Currently we are struggling with the Quickbooks Enterprise desktop integration. Nickel is being supportive and the payments links and banks deposits are working great. **What problems is Nickel solving and how is that benefiting you?** as the US Mail continues to be less and less reliable, the payment links help our clients avoid a trip to the office, and to pay from wherever they are in the moment. Payments are much more efficient this way. The cost to us is more affordable and works more simply than other options we tried. ### 11. Easy Payment Processing and Texted Invoices Made Simple **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Wholesale | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** This review contains authentic analysis and has been reviewed by our team **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** September 29, 2026 **What do you like best about Nickel?** The ease of processing payments like texting invoices to customers **What do you dislike about Nickel?** Would like to have discounts reflect on invoices without having to manually enter each one. Logs out too fast **What problems is Nickel solving and how is that benefiting you?** Automatically posting payments to our Quickbooks same day. Makes the process easier for me ### 12. Sharon's Review **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account added to their profile **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** September 25, 2026 **What do you like best about Nickel?** There's versatility, you can email and text customers payment options! **What do you dislike about Nickel?** Constantly having to log back into the website instead of it staying open, and the refreshing the dates for when it needs to be synced can be tedious. **What problems is Nickel solving and how is that benefiting you?** Instant payment and reflection of payment! ### 13. Nickel Made Rollout Hassle-Free and Easy to Use **Rating:** 5.0/5.0 stars **Reviewed by:** Michael . | Owner, Mid-Market (51-1000 emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** This review contains authentic analysis and has been reviewed by our team **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** June 25, 2026 **What do you like best about Nickel?** What I like best about Nickel is that they make it so easy to use and the rollout was hassle free. **What do you dislike about Nickel?** The only thing I dislike is that I wish I had started with them earlier. **What problems is Nickel solving and how is that benefiting you?** They have helped me save a lot on credit card and ACH fees. ### 14. Simple UI for Easy Payment Requests, Plus Clear Project Notes on Bank Statements **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Civil Engineering | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** August 06, 2026 **What do you like best about Nickel?** User interface is simple and makes sending payment requests easy. I love that when a payment is received, our bank statement shows the Nickel note that designates the related project. **What do you dislike about Nickel?** At this point I do not have any complaints **What problems is Nickel solving and how is that benefiting you?** Receiving payment by electronic check is great because we are not subject to the USPS and no one likes paying a 3% credit processing fee. ### 15. Easy to Use with Seamless QuickBooks Sync and Automated Invoicing **Rating:** 5.0/5.0 stars **Reviewed by:** Hannah D. | Head Chef, Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** August 16, 2026 **What do you like best about Nickel?** Easy to use. Synchs with QuickBooks and automated invoicing. **What do you dislike about Nickel?** When I create invoices in QuickBooks, it replicates them and ends up sending them to the customer twice. I still haven’t figured out how to stop that from happening. **What problems is Nickel solving and how is that benefiting you?** I like being able to send weekly invoices to multiple vendors all in one place, without charging them high processing fees. ### 16. Zero-Fee ACH and Seamless QuickBooks Integration **Rating:** 5.0/5.0 stars **Reviewed by:** Paul R. | CEO, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through Google using a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** April 21, 2026 **What do you like best about Nickel?** Zero-fee ACH payments. The integration with QuickBooks is very simple and automated, and I like having reminders built in. I also appreciate being able to control whether the client pays the card fees or not. The card-on-file and ACH-on-file features are super helpful as well. **What do you dislike about Nickel?** Nothing, we left QB payment processing and never looked back **What problems is Nickel solving and how is that benefiting you?** Support was super helpful in getting ACH / card on file from clients. Every time we needed support it was personal, helpful and quick ### 17. Seamless Domain Integration with Text Message Invoices and Payments **Rating:** 5.0/5.0 stars **Reviewed by:** Scott B. | Owner, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account added to their profile **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** August 05, 2026 **What do you like best about Nickel?** It integrates into my domain and enables text message invoices/payments. **What do you dislike about Nickel?** I would like a little more control over client and contact data entry. **What problems is Nickel solving and how is that benefiting you?** FAST PAYMENTS! ### 18. Streamlined Subcontractor Payments, Needs Faster Deposits **Rating:** 4.5/5.0 stars **Reviewed by:** Brianna D. | Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** May 14, 2026 **What do you like best about Nickel?** I find Nickel easy to use and filter, which makes it simpler to streamline payments to our subcontractors. It helps me easily find which subcontractors have pending payments and provides visibility to both pending and previous payments. The initial setup was easy too. **What do you dislike about Nickel?** I wish the direct deposit was same day. Our subcontractors are dependent on the payments, and we are only paying them when we have the funds so the more instant the better for us and them. **What problems is Nickel solving and how is that benefiting you?** Nickel streamlines how we pay subcontractors. It's easy to use and filter, letting me easily see pending and past payments, which improves payment visibility. ### 19. Nickle is a must use software for all your cash management needs **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Management Consulting | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** This review contains authentic analysis and has been reviewed by our team **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** August 20, 2026 **What do you like best about Nickel?** It is free, easy to use, and straightforward. **What do you dislike about Nickel?** Not one thing I love this product and everyone should use it We are a small business that just does not need a big cash management platform **What problems is Nickel solving and how is that benefiting you?** We use a small credit union and a bank they do not offer ACH this was a perfect solution. ### 20. Clean Interface and Easy Payment Reminders **Rating:** 4.0/5.0 stars **Reviewed by:** James C. | Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through Google using a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** April 16, 2026 **What do you like best about Nickel?** - Clean interface - Ability to pass processing fees to customers - It's easy to send payment reminders with one click **What do you dislike about Nickel?** - With our current workflow, we have to create invoices in QuickBooks and sync them to Nickel, so the two-step process is a little annoying - No ability to change the customer contact after the invoice is initially sent, for example if the client asks for an invoice to be sent to a different email address. **What problems is Nickel solving and how is that benefiting you?** We initially chose Nickel so we could offer a credit card as a payment option if customers were willing to pay the processing fee. It also has a nice interface for quickly seeing unpaid invoices and sending reminders. ### 21. Simple, Affordable Invoicing Solution **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Validated Reviewer:** Validated through a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** June 19, 2026 **What do you like best about Nickel?** I really appreciate Nickel's low cost and simplicity. The setup was dead simple because I don't have to link it to QB, which keeps everything straightforward. I like that I can send reminders for payments without having to resend the entire invoice, which feels less pushy and more friendly. **What do you dislike about Nickel?** People weren't quite sure that they could receive payments if their bank wasn't listed. They also were wondering if they had to create an account to receive or make payments. **What problems is Nickel solving and how is that benefiting you?** I use Nickel for invoicing special events. It solves the issue of driving to collect checks, and it's simple without needing QuickBooks. I appreciate the low cost and simplicity, and the friendly payment reminders mean I don’t have to resend invoices. ### 22. Outstanding Support and Seamless QuickBooks Integration **Rating:** 5.0/5.0 stars **Reviewed by:** Maria O. | Accounting Lead 1& Executive Assistant, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through Google using a business email account **Source: Organic Review from Pop Up:** Invitation from G2. This reviewer was not provided any incentive by G2 for completing this review. **Reviewed Date:** November 17, 2025 **What do you like best about Nickel?** Their customer service and how open they are to new features and to improving their system based on each client's needs. It has been amazing working with them. All the problems I've had, they resolved them, and if I need help or if I have questions about anything, they are always there to assist. On the other hand, their system is easy to understand, is awesome working with a platform that can connect with QuickBooks, and where we can manage everything without trouble. **What do you dislike about Nickel?** When I first started working with them, I had a couple of things that were a challenge for me, as soon as I shared with them this, they started to work on it to fix and improve what I needed. They are prepared to grow, and all these challenges are just a way for them to keep getting better. **What problems is Nickel solving and how is that benefiting you?** They already updated the system for AR, this way when I have to charge multiple invoices to a client, I don't have to click them one by one, instead I can select them all and charge the client. Also, I need the same feature for our clients, so when they client opens the link to submit the payments, they can select multiple invoices and pay them, instead of paying them one by one. We are working to see if we can integrate them with our shipping system. This feature will make ur company trustworthy and awesome for new clients to come. ### 23. Quick, Straightforward Invoicing That Saves Time **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Construction | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** July 24, 2026 **What do you like best about Nickel?** It’s very quick to generate an invoice for a customer, and it’s fairly easy and straightforward to use. **What do you dislike about Nickel?** When giving and invoice you have to connect and email to the created account. We never use the email feature and only use invite by link. **What problems is Nickel solving and how is that benefiting you?** We send out a ton of invoices a day and usually many a day. solves that problem for payment. ### 24. Amazing Customer Service, Quick Deposits, and Easy to Use **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Marketing and Advertising | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through Google One Tap using a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** September 16, 2026 **What do you like best about Nickel?** Amazing customer service, quick deposits and user friendly for vendor and customer. **What do you dislike about Nickel?** Can't really say anything negative about Nickel because of its ease of use. **What problems is Nickel solving and how is that benefiting you?** Receiving electronic payments from customers and syncing with our quickbooks software. ### 25. Easy, Secure Invoicing and Payments Platform **Rating:** 4.5/5.0 stars **Reviewed by:** Brinkman Electric, Inc . | President/Owner, Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through a business email account added to their profile **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** August 31, 2026 **What do you like best about Nickel?** It is an easy, secure platform for invoicing and payments **What do you dislike about Nickel?** I have no dislikes currently. I have been using it for almost 10 months. **What problems is Nickel solving and how is that benefiting you?** I had to reach out to support when I was setting up my account. They were professional and very responsive ### 26. Excellent Customer Service, Clear Pricing, and a Feature-Rich Free Tier **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Commercial Real Estate | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** April 29, 2026 **What do you like best about Nickel?** I evaluated or tested Stripe, Melio, Helcim, GoCardless, Nickel, Forwardly, and DepositFix. I ended up going with Nickel and am satisfied for these reasons: excellent customer service, intuitive user interface, clear pricing, transaction times well communicated and delivered on, and lots of features under the free tier. **What do you dislike about Nickel?** I wish that they had a mid tier--I am a small business and needed recurring incoming payments, which requires upgrading to their paid tier ($45/mo or$420/year). **What problems is Nickel solving and how is that benefiting you?** Slow payments (as I experienced with Stripe), unanticipated fees (as I experienced with Stripe), lots of failed transactions (as I experienced with Stripe), lots of effort (as I experienced with Stripe). ### 27. Significant Savings on Processing Fees with Timely Payouts **Rating:** 5.0/5.0 stars **Reviewed by:** Dale C. | CEO, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** May 20, 2026 **What do you like best about Nickel?** I love how they save me a significant amount of money on processing fees, and I still get paid in a timely manner. **What do you dislike about Nickel?** There’s nothing to dislike. They perform exactly as claimed. **What problems is Nickel solving and how is that benefiting you?** Super simple service with an easy-to-use dashboard. I can create payment links in seconds, and there are no fees for me. ### 28. Seamless Billing with Exceptional Support **Rating:** 5.0/5.0 stars **Reviewed by:** Ryan J. | Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through a business email account added to their profile **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** March 23, 2026 **What do you like best about Nickel?** I use Nickel to bill customers and take payments, as well as to pay bills. Nickel makes it so much easier to pay bills that we load up in QuickBooks and receive payments from our customers. I really appreciate the simplicity of the solution and the good customer support when needed. When QuickBooks cut us off and we couldn't get support, Nickel saved the day. The initial setup of Nickel was super easy, which was a relief. **What do you dislike about Nickel?** There are a couple little features like being able to see when the bill is due when you go to make the payment but overall no real issues. **What problems is Nickel solving and how is that benefiting you?** Nickel makes it much easier to pay bills and receive payments loaded in QuickBooks. ### 29. Simplifies Invoicing with Exceptional Support **Rating:** 5.0/5.0 stars **Reviewed by:** Rebecca L. **Validated Reviewer:** Validated through a business email account added to their profile **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** January 15, 2026 **What do you like best about Nickel?** I switched to Nickel for my invoicing and payment system because it's quick and efficient. I can send out invoices directly to clients and maintain great record-keeping. What really stands out is the ability to pass the fee onto the client, which is a huge benefit for a small business like mine. I also like the customer support and ease of the system. Nickel reached out to me to thank me for being a customer and to check in after I set up my account with no upsells, just a friendly check-in. The simplicity of the system is also a big plus, and the initial setup was extremely easy. **What do you dislike about Nickel?** I would like to have a tip feature added for clients. We are in the service industry, and this is a norm. It makes it a bit awkward to ask the client if they would like to add the gratuity to their invoice. **What problems is Nickel solving and how is that benefiting you?** I use Nickel for invoicing and payment. It's quick, efficient, and I can pass fees to clients, which is great for my small business. ### 30. Free ACH - what else can you ask for? **Rating:** 5.0/5.0 stars **Reviewed by:** Tiffany S. | Senior AR Manager, Mid-Market (51-1000 emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** March 18, 2026 **What do you like best about Nickel?** Ease of use, great customer support and flexibility. **What do you dislike about Nickel?** No way to refund client using a credit memo from Quickbooks. **What problems is Nickel solving and how is that benefiting you?** I reached out to Nickel to explore options for reducing our ACH costs. Previously, we were incurring significant expenses due to ACH transaction fees, with over 500 transactions processed weekly. The cumulative cost had become unsustainable. Nickel offers ACH processing at no cost, which presents a substantial savings opportunity. Additionally, their credit card processing fees are competitive with current market rates. ### 31. Simple QBO Integration and Free ACH Payments **Rating:** 4.0/5.0 stars **Reviewed by:** Ian H. | CEO, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** This review contains authentic analysis and has been reviewed by our team **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** May 08, 2026 **What do you like best about Nickel?** Simple integration to QBO. Free ACH payments **What do you dislike about Nickel?** I upgraded to pro to do batch payments. Their batch payment feature lets you select multiple invoices for payment, but sends the payments as single transactions. I was wanting a single email with payment advice to go to my suppliers. **What problems is Nickel solving and how is that benefiting you?** Saving time and money on bill payments. ### 32. Free ACH Payments and Reliable Communication, But the Free Version Lacks Recurring Invoices **Rating:** 5.0/5.0 stars **Reviewed by:** Jane B. | Property Manager, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** October 23, 2025 **What do you like best about Nickel?** As a commercial landlord, I decided to switch to Nickel because they offer free ACH payments. Although it can take up to five days for payments to appear in my account, I don't mind since that account doesn't earn interest. As long as I know the payments are coming through, the timing works for me. I appreciate Nickel's communication—they send emails when payments are received, processed, and when I can expect the funds in my account. I believe payments are processed more quickly if you opt for the monthly fee, but for my needs, the free option is sufficient. **What do you dislike about Nickel?** I wish there were a mid-level subscription tier in the $10-15 per month range that included a few additional features. I’d be willing to pay for the option to set up recurring invoices, but at the moment, I have to manually create a new invoice each month for every tenant. It only takes me a minute or less per invoice, but having an automated option would be much more convenient. **What problems is Nickel solving and how is that benefiting you?** I was paying TOO MUCH to accept ACH payments through QuickBooks - with Nickel, I can accept ACH payments for free, and my tenants are satisfied with how simple it is. ### 33. User-Friendly ACH Payments with Great Customer Service **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Manufacturing | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** June 23, 2026 **What do you like best about Nickel?** It is very user friendly and with the free start up service it lets me get my business started using ACH payments without the heavy up front costs allowing me to grow into it. I have not linked it with my Quickbooks as i still have the Desktop version but very excited for the partnership into the future with Nickel. Also allows more then one business to operate with one platform. GREAT CUSTOMER SERVICE!!! **What do you dislike about Nickel?** It is not linked with my Quickbooks therefore it is another data entry process. **What problems is Nickel solving and how is that benefiting you?** People wanting to pay with card or ACH and Nickel has been able to fill that gap. ### 34. No ACH Fees and Easy Scheduled Transactions **Rating:** 5.0/5.0 stars **Reviewed by:** Dawn P. | Principal Owner, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through LinkedIn **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** April 21, 2026 **What do you like best about Nickel?** I like that there are no ACH fees. I also like that I can schedule ACH transactions in advance. **What do you dislike about Nickel?** Slow ACH processing times, sometimes greater than 3 days. **What problems is Nickel solving and how is that benefiting you?** It is improving my client relationships. They can pay with ACH bank draft or credit card. They like the options and they like that there's no fee if they use their bank account. ### 35. Free ACH and great customer support! **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Media Production | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** July 07, 2026 At G2, we prefer fresh reviews and we like to follow up with reviewers. They may not have updated their review text, but have updated their review. **What do you like best about Nickel?** Free ACH and great customer support! Happy to share that the Nickel team is implementing a number of updates that will greatly improve workflow and processing payments. Very happy to have Nickel as a way to pay vendors. **What do you dislike about Nickel?** Looks like many of these ideas are being worked on! **What problems is Nickel solving and how is that benefiting you?** Helps with paying vendors. ### 36. Free ACH and an Easy-to-Use Payment Experience for Residents **Rating:** 5.0/5.0 stars **Reviewed by:** Lake Caroline O. | Staff Accountant, Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** April 28, 2026 **What do you like best about Nickel?** It allows free ACH. It's very easy to use for me and our residents. **What do you dislike about Nickel?** I don't like that the resident themselves can't set up a payment plan on certain terms. For instance, If I give them a due date, I don't care how they pay it. The option of them changing the amount seems to be confusing for them. they updated the banking terminology that is listed on the banks lately that makes it harder to reconcile, but still easy to use. **What problems is Nickel solving and how is that benefiting you?** I currently do not have an issue for them to resolve. ### 37. Seamless Banking Transactions, Outstanding Customer Support **Rating:** 5.0/5.0 stars **Reviewed by:** Belle S. | Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** March 04, 2026 **What do you like best about Nickel?** I find Nickel extremely user-friendly, especially for charging client balances. The customer service is top-notch, with immediate responses through their chat system, which I love. The team is always ready to adapt the system to our personal needs and values our feedback to improve their service. I appreciate having a personally assigned contact and the feedback sessions they organize to better our process. Overall, working with Nickel has been a fabulous experience since day one, and I can't say enough about their high quality of customer service and the ease of use. **What do you dislike about Nickel?** Nothing at this time! **What problems is Nickel solving and how is that benefiting you?** I find Nickel easy to use, excellent for customer service, and adaptable to our needs. Quick chat responses and personalized contact enhance our experience. ### 38. Effortless Payment Tracking with Nickel **Rating:** 5.0/5.0 stars **Reviewed by:** Elle H. | Programs and Events Director, Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** May 06, 2026 **What do you like best about Nickel?** I use Nickel for collecting payments and I find it extremely easy to track payment statuses. I appreciate the ability to easily and quickly send payment reminders. The setup of Nickel was extremely easy, and it really improved interactions with our supporters by streamlining our payment process. Additionally, we have linked Nickel to our QuickBooks account, which has been beneficial. **What do you dislike about Nickel?** Nothing **What problems is Nickel solving and how is that benefiting you?** I use Nickel for collecting payments, making it extremely easy to track payment statuses and send reminders quickly. It streamlined our payment process, improving interactions with our supporters. ### 39. Convenient QuickBooks Integration, but Needs Smoother Refunds and Fewer Glitches **Rating:** 5.0/5.0 stars **Reviewed by:** Jose P. | Sales Supervisor, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** October 17, 2025 **What do you like best about Nickel?** I appreciate how easy it is to use, especially with its integration with QuickBooks. It's very convenient to be able to pass fees directly to the customer, which saves us from having to calculate and manage them ourselves. I also value the promptness of the bank deposits. **What do you dislike about Nickel?** Glitches tend to occur at inconvenient moments, which can be frustrating. The refund process is somewhat confusing, and it would be helpful if there were more options available in the refund reason dropdown. Additionally, the integration with QuickBooks occasionally fails, requiring me to resend invoices in Nickel that should have already been delivered. **What problems is Nickel solving and how is that benefiting you?** First, it helps us save money—not just on credit card fees compared to our previous processing company, but also by allowing us to pass some of those fees directly to the consumer. Additionally, the ease of integration saves us time, which we can then dedicate to other tasks, making our office or storefront more efficient overall. ### 40. Easy Payment Processing and Above-and-Beyond Account Support **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Construction | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Validated Reviewer:** Validated through a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** August 10, 2026 **What do you like best about Nickel?** The integration was easy. They make prcessing payments easy. Not having to figure out cc fees myself is also nice. When I had a question regarding my account, Callum went above and beyond to reassure that things were correct. **What do you dislike about Nickel?** It still takes about 5 days for payments to be delivered to subs. Also, would like to be able to send scheduled recurring invoices in all of the price points choices. **What problems is Nickel solving and how is that benefiting you?** CC fees are taken care of with Nickel. ### 41. Hassle-Free Vendor Payments with Nickel **Rating:** 5.0/5.0 stars **Reviewed by:** Misael M. | Business Owner, Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through LinkedIn **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** April 15, 2026 **What do you like best about Nickel?** I use Nickel Pro to ensure our vendors are paid on time, and payments are processed quickly and reliably. We moved away from traditional banks due to added ACH fees, and Nickel has helped keep our costs down. The QuickBooks integration is a big plus, with automatic reconciliation and streamlined bill payments. As a small business owner, Nickel fits my workflow well and keeps things running efficiently. **What do you dislike about Nickel?** The initial $25k spending limit per transaction on the core plan was restrictive. **What problems is Nickel solving and how is that benefiting you?** Nickel ensures my vendors are paid on time, reduces ACH fees, and syncs with QuickBooks for automatic reconciliation. ### 42. Seamless QBO Integration and No Fees **Rating:** 4.5/5.0 stars **Reviewed by:** Morgen M. | Chief Operations Officer, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through Google using a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** April 21, 2026 **What do you like best about Nickel?** I love its integration with QBO and lack of fees the most. **What do you dislike about Nickel?** The lack of Lien Waiver collection made it not ideal for paying construction vendor clients. **What problems is Nickel solving and how is that benefiting you?** With the rising costs of payment processors, Nickel provides our clients with a secure way to get paid and also an easy way to send follow ups using their interface. ### 43. Easy Vendor Setup, Seamless QuickBooks Sync, and Simple Payments **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Entertainment | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** July 13, 2026 **What do you like best about Nickel?** Ease of adding vendors, syncing with Quickbooks and sending payments. **What do you dislike about Nickel?** Length of time it takes or some ACH payments to arrive to payees. **What problems is Nickel solving and how is that benefiting you?** Simple vendor onboarding, an easy online payment link, and sending ACH payments to vendors. Our bank's online billpay system is antiquated and Nickel is a much smoother process. ### 44. Simple, Reliable ACH Payments with Time-Saving QuickBooks Integration **Rating:** 5.0/5.0 stars **Reviewed by:** Kurt D. | Owner, Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through Google using a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** January 22, 2026 **What do you like best about Nickel?** Nickel has been a great solution for handling ACH payments like owner-finance notes, leases, and recurring obligations. It’s incredibly easy to use, the automated email notifications to payees are clear and professional, and setup was straightforward. The fact that it’s free makes it even better—simple, reliable, and exactly what we needed without unnecessary complexity. QuickBooks integration is also a huge time saver! **What do you dislike about Nickel?** We have no complaints at all. It's a great, free service with a clean and easy to navigate UI. **What problems is Nickel solving and how is that benefiting you?** Nickel has been a great solution for handling ACH payments like owner-finance notes, leases, and recurring obligations. It’s incredibly easy to use, the automated email notifications to payees are clear and professional, and setup was straightforward. The fact that it’s free makes it even better—simple, reliable, and exactly what we needed without unnecessary complexity. ### 45. Real-Time QuickBooks Sync That Just Works **Rating:** 5.0/5.0 stars **Reviewed by:** Gabe S. | Project Manager and Billing Operations, Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through Google using a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** August 25, 2026 **What do you like best about Nickel?** Being able to sync with QuickBooks at real time **What do you dislike about Nickel?** I don’t like that I can’t fully edit bills and invoices from QuickBooks directly within Nickel. **What problems is Nickel solving and how is that benefiting you?** Sending and receiving payments ### 46. Easy to Use, Detailed Transaction Tracking **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Wholesale | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Validated Reviewer:** Validated through a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** September 01, 2026 **What do you like best about Nickel?** Easy to use for both customer and vendor. The System does well tracking and noting all details of transactions. **What do you dislike about Nickel?** Nickel sends excessive emails and seems to be repetitive. It would be helpful to have a payment received/processed and payment sent. Quicker or instant transfers would be beneficial. **What problems is Nickel solving and how is that benefiting you?** Online payment options for customers who purchase on site without preorder or invoices already made. ### 47. Efficient, Cost-Effective ACH Payments with Seamless Integration **Rating:** 5.0/5.0 stars **Reviewed by:** Tate K. | Small-Business (50 or fewer emp.) **Validated Reviewer:** This review contains authentic analysis and has been reviewed by our team **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** April 28, 2026 **What do you like best about Nickel?** I appreciate Nickel for its ease of use, which makes completing transactions quick and automatic. I also like its low cost and the communication options that it offers with the software. The initial setup of Nickel was easy, and I use it to interface ACH transactions with QuickBooks. **What do you dislike about Nickel?** Nothing **What problems is Nickel solving and how is that benefiting you?** Nickel solves quick turnaround and efficiency issues with ACH payments, avoiding paper check delays and credit card surcharges. It's easy to use, low-cost, and communication-friendly. I can swiftly and automatically complete transactions and interface them with QuickBooks. ### 48. Effortless Merchant Payments, User-Friendly Platform **Rating:** 5.0/5.0 stars **Reviewed by:** Joe P. | Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through Google using a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** March 16, 2026 **What do you like best about Nickel?** I love Nickel because it makes paying our merchants a headache-free process. I really appreciate the support as well as the ease of use of the platform. Once I input the merchants' data, it's just a click of a button from there on out, which simplifies the process tremendously. The initial setup was very simple, too. Overall, it's nothing but a gem and we love it! **What do you dislike about Nickel?** Payment times but they are working on that as we speak. **What problems is Nickel solving and how is that benefiting you?** Nickel takes the headache away from paying merchants, streamlining the process to just a click of a button. The platform is easy to use, and the support is great. ### 49. Efficient and Cost-Free ACH Payments with Easy Integration **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Validated Reviewer:** Validated through Google using a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** August 24, 2026 **What do you like best about Nickel?** I use Nickel for sending free ACH payments for our business, and it makes sending money free and easy. I love that it is free! I also enjoy connecting with QuickBooks, which makes my bookkeeping much easier. The initial setup for Nickel was very easy. **What do you dislike about Nickel?** - **What problems is Nickel solving and how is that benefiting you?** Nickel makes sending money free and easy, and it simplifies my bookkeeping by connecting with QuickBooks. ### 50. Free, Easy to Use, and Convenient for Clients **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Architecture & Planning | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account added to their profile **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** July 30, 2026 **What do you like best about Nickel?** It's free and easy to use. All my clients seem to appreciate the convenience. **What do you dislike about Nickel?** I haven't found anything I dislike about Nickel. **What problems is Nickel solving and how is that benefiting you?** It provides clients a quick way to pay that avoids mailing in a check. - [View Nickel pricing details and edition comparison](https://www.g2.com/products/nickel/reviews?page=2§ion=pricing&secure%5Bexpires_at%5D=2026-09-30+00%3A32%3A55+-0500&secure%5Bsession_id%5D=49bea816-9899-4e3a-aa8b-159d7591ec38&secure%5Btoken%5D=2fa98ee7a099e7166169cf98a01860a14ffbe47f580bc3e1427c1687d16da60e&format=llm_user) ## Nickel Features **Invoice Management** - Capture - Repository **Payment Processing** - Encryption - Credit Card Processing - Mobile Payments - Digital Wallet Integration - Debit/Credit Card Processing - Online Payments - Partial Payments - In-Person Payments - Digital Wallet Payments **Platform Basics** - Performance - Portal **Reporting** - Status - History - Sales Tax Management - Activity Dashboard - Customer Statements **Agentic AI - Accounting & Finance** - Autonomous Task Execution **Invoice Processing** - Matching - Payments - Workflows - Recurring Payments **Administration** - Reporting & Analytics - E-commerce Integration - Processing Fees - POS Integration - Omnichannel - Levels 1 & 2 - Level 3 - Payment Gateway Integration - ACH Payment Processing - Cryptocurrency Processing **Platform Administration** - Integrations - Compliance - Reporting **Integrations** - Accounting - ERP - CPM **Analytics** - Due Dates - Benchmarking - KPIs **Payment Options** - Self Service Portal **Platform Payment Content** - Document management - Invoicing Tool **Transactions** - Credits - Invoices - Partial Payments **Integration** - Accounting - Payment Integration - ERP - ERP integration **Security** - POS Verification **Workflows** - Approvals - Bank Reconciliation **Platform** - Accounting integration - E-commerce Integration **Agentic AI - Accounts Receivable Automation** - Autonomous Task Execution **Additional Functionality** - Data Synchronization - Transaction Monitoring - Purchasing & Receiving - Contactless NFC - Offline Access - Electronic Signature - PCI Compliance - Credit Card Management - Fraud Detection - SSL Security - Mobile Access - Generative AI - Returns Management - Discount Management - Reminders - Barcode/Ticket Scanning - Reporting & Statistics - Recurring/Subscription Billing - Compliance Management - Transaction History - Mobile Card Reader - Sales Tax Management - Customer Database - Receipt Management - Customizable Branding - Invoice Management - Cash Management - Remote Access/Control - Multi-Location - Sales Trend Analysis - CRM - Gift Card Management - Sales Reports - AI Copilot - Multiple Payment Options - Loyalty Program - Status Tracking - Alerts/Notifications - Activity Dashboard - Expense Tracking - Data Security - Payment Links - API - Payment Fraud Prevention - Payment Reconciliation - Data Import/Export - Search/Filter - Real-Time Data - Billing & Invoicing **AI - Accounts Receivable** - Generative - Responses **Additional Functionality** - Reporting & Statistics - Customizable Reports - Generative AI - Expense Tracking - Data Import/Export - Real-Time Data - User Management - ACH Payment Processing - Invoice Processing - Billing & Invoicing - Alerts/Notifications - AI Copilot - Contact Database - Aging Tracking - Purchase Order Management - Audit Trail - Discount Management - General Ledger - Document Management - Receivables Ledger - Recurring/Subscription Billing - Multi-Currency - Workflow Management - Credit Card Processing - Task Management - Customizable Templates - Forecasting - Cash Flow Management - Self Service Portal - Reminders - Check Processing - Receipt Management - Overpayment Processing - Financial Management - Third-Party Integrations - Payment Collection - Approval Process Control - API - Profit/Loss Statement **Risk** - Analysis - Identification **Recovery** - Recoup - Reporting **Audit** - Filters - Post Audits - Overpayments - Duplicates **Fraud** - Vendor Checks - Data Generation - Monitoring **Agentic AI - AP Automation** - Autonomous Task Execution **Additional Functionality** - Data Import/Export - Invoice Management - Online Banking - 1099 Preparation - Generative AI - Receipt Management - AI Copilot - Fraud Detection - Duplicate Payment Alert - Document Management - Compliance Management - Inventory Management - Check Writing - Mobile Access - Audit Trail - Reporting/Analytics - Multi-Currency - Status Tracking - Activity Dashboard - Cash Management - Alerts/Notifications - Billing & Invoicing - Vendor Management - Anomaly Detection - API - ACH Payment Processing - Invoice Processing - Aging Tracking - Supplier Management - General Ledger - Expense Tracking - Bank Reconciliation - Workflow Management - Customizable Reports - Approval Process Control - Electronic Funds Transfer - Purchase Order Reconciliation - Financial Management - Workflow Automation ## Top Nickel Alternatives - [Melio](https://www.g2.com/products/melio/reviews) - 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