Nickel Pricing Overview

Yes. According to G2 data, Nickel offers a free plan with limited features. Users can upgrade to paid plans for additional capabilities. Visit the seller's official pricing page to compare plan options and features.

According to G2 data, Nickel pricing in 2026 starts at $35.00. Pricing may vary based on billing terms or usage, so users should review the Nickel's official pricing page for the most current details.

Nickel's pricing is best suited for small businesses, freelancers, and accounting firms, a pattern strongly reflected across G2 reviewer demographics where nearly all reviewers identify as small businesses with 50 or fewer employees. Industries including construction, accounting, legal services, nonprofits, real estate, and health and wellness appear most frequently in G2 reviews of Nickel. Nickel Core suits cost-conscious businesses primarily using ACH payments with moderate transaction sizes. Nickel Plus is better suited for growing businesses handling high-value transactions, needing recurring billing automation, or requiring faster fund access. G2 reviewers from mid-market companies also praise Nickel for its simplicity, reliability, and responsive support at a competitive price.

Nickel Core is free and includes unlimited ACH transfers, a 2.9% flat credit card processing rate with fee pass-through, QuickBooks Online sync, payment links, a branded customer portal, and bill pay automation. G2 reviewers on the free tier note that transaction size limits, around $25,000 per transaction, and slower ACH settlement times are the primary friction points. Nickel Plus at $35.00/month removes hard transaction size limits, supports payments up to $1 million, delivers faster settlement, enables scheduled and recurring payments, pre-authorized debits, remote check deposit, and custom domains. G2 users specifically cite the transaction cap and settlement speed as the main drivers for upgrading to Nickel Plus.

Nickel is widely regarded as exceptional value, earning a near-perfect average rating from G2 reviewers. The free Nickel Core tier alone delivers substantial savings, with G2 users frequently citing annual savings of hundreds to over a thousand dollars compared to QuickBooks, Stripe, Melio, and other processors. Reviewers across industries like accounting, construction, legal services, and nonprofits consistently highlight free ACH transfers and the ability to pass credit card fees to customers as transformative cost benefits. Nickel Plus at $35.00/month is viewed as worthwhile for businesses needing faster settlements and higher transaction limits. G2 reviews of Nickel indicate no meaningful complaints about pricing relative to the value delivered.