# PayPal Payments Reviews **Vendor:** PayPal **Category:** [Payment Processing Software](https://www.g2.com/categories/payment-processing) **Average Rating:** 4.4/5.0 **Total Reviews:** 2,728 ## About PayPal Payments PayPal Payments is a comprehensive payment processing solution designed to empower businesses of all sizes to accept payments seamlessly from customers worldwide. By integrating PayPal Payments, merchants can offer a variety of payment options, enhancing the checkout experience and potentially increasing conversion rates. Key Features and Functionality: - Global Payment Acceptance: Supports transactions in over 200 markets and 140 currencies, enabling businesses to cater to a diverse customer base. - Multiple Payment Methods: Allows customers to pay using credit and debit cards, PayPal balances, and other local payment methods, providing flexibility and convenience. - Seamless Integration: Compatible with major eCommerce platforms, facilitating easy integration into existing online stores. - Advanced Security Measures: Incorporates robust fraud protection tools and compliance features to safeguard both merchants and customers. - Financial Services: Offers access to business loans and working capital, assisting merchants in managing and expanding their operations. Primary Value and Solutions Provided: PayPal Payments addresses the critical need for businesses to offer secure, efficient, and versatile payment options to their customers. By leveraging PayPal's extensive network and trusted reputation, merchants can enhance customer trust, streamline payment processes, and expand their reach to international markets. The platform's comprehensive suite of tools not only facilitates payment acceptance but also supports business growth through financial services and operational insights. ## PayPal Payments Pros & Cons **What users like:** - Users appreciate the **ease of use** of PayPal Payments, simplifying international transactions and enhancing payment security. (474 reviews) - Users love the **easy and secure payment options** with PayPal Payments, simplifying both domestic and international transactions. (326 reviews) - Users appreciate the **convenience** of PayPal Payments for fast transactions and easy tracking of finances. (237 reviews) - Users appreciate the **high security** of PayPal Payments, valuing its ease of use and smooth setup process. (237 reviews) - Users value the **fast processing of payments** with PayPal, appreciating quick transfers and reliable service for freelance work. (226 reviews) - Reliability (221 reviews) - Users appreciate the **ease and speed of international transfers** with PayPal Payments, enhancing trust and convenience in transactions. (210 reviews) - International Payments (205 reviews) - Payment Ease (200 reviews) - Easy Setup (190 reviews) **What users dislike:** - Users find PayPal Payments' **high fees** particularly burdensome, especially on smaller transactions and transfers. (234 reviews) - Users find the **transaction fees expensive** , particularly impacting small payments and international transactions. (196 reviews) - Users frequently experience **poor customer support** , making it difficult to resolve issues quickly and effectively. (109 reviews) - Users are frustrated by **excessive fees** for transactions and conversions, affecting their overall experience with PayPal Payments. (106 reviews) - Users express frustration over **high transaction fees** and conversion costs, making transactions less affordable than competitors. (102 reviews) - Users experience **payment holds lasting from 24 hours to 21 days** , which can significantly disrupt transactions. (100 reviews) - Delays (90 reviews) - Users often face **billing issues** with frozen payments and inadequate customer service affecting their overall experience. (83 reviews) - Payment Holds (72 reviews) - Payment Issues (68 reviews) ## PayPal Payments Reviews ### 1. Review **Rating:** 5.0/5.0 stars **Reviewed by:** Ederson V. | Web designer, Information Technology and Services, Small-Business (50 or fewer emp.) **Reviewed Date:** May 01, 2026 ### 2. Secure and Easy Payment Scheduling **Rating:** 4.5/5.0 stars **Reviewed by:** Suzanne F. | Director of Operations, Small-Business (50 or fewer emp.) **Reviewed Date:** April 29, 2026 **What do you like best about PayPal Payments?** I use PayPal Payments because it's easy to schedule so I don't miss a payment for various charities I donate to and for scheduling payments for my Hulu account and iCloud. I find it to be a simple and secure way to pay when a company offers it as a payment method. It helps me keep track of transactions. Also, the initial setup was easy and quick to customize. **What do you dislike about PayPal Payments?** Sometimes it's confusing about marking a payment for personal or business. I want to avoid extra fees whenever possible. Make it more clear about selecting which type of transaction you are doing before hitting send. **What problems is PayPal Payments solving and how is that benefiting you?** I use PayPal Payments to schedule payments easily and pay securely, ensuring I don't miss bills. It keeps track of transactions and offers a simple, secure way to make payments when required by a company. It's great having my payment method securely saved to where I can use it for paying on various sites and platforms. ### 3. Fast, Secure Payments Without Sharing Bank Details **Rating:** 5.0/5.0 stars **Reviewed by:** Abhijeet M. | Not Available, Small-Business (50 or fewer emp.) **Reviewed Date:** April 28, 2026 **What do you like best about PayPal Payments?** You can send or receive money in minutes using just an email or phone number. No need to enter bank details every time, which makes online checkout very quick. PayPal acts as middleman so your bank or card details aren’t directly shared with the seller. This reduces the risk of fraud when shopping online. **What do you dislike about PayPal Payments?** PayPal is strict about security and fraud prevention. That’s good in theory, but in practice accounts sometimes get temporarily limited or frozen, and getting access restored can take time and documentation. Even beyond the visible fees, PayPal’s exchange rates can be slightly worse than market rates, meaning you lose a bit more money during conversions. **What problems is PayPal Payments solving and how is that benefiting you?** You don’t have to share your bank/card details with every website → lower risk of fraud and data theft. You can send/receive money globally in minutes → very useful for freelancers, students, or online businesses. Faster payments → saves time and reduces friction when shopping online. ### 4. Reliable and easy to Use Platform for Global Payments **Rating:** 4.0/5.0 stars **Reviewed by:** Muhammad O. | Salesforce Business Analyst, Information Technology and Services, Small-Business (50 or fewer emp.) **Reviewed Date:** April 27, 2026 **What do you like best about PayPal Payments?** What I like most is how simple and reliable it is for sending and receiving payments globally. The user interface is straightforward, easy to navigate, and easy to understand. Transactions are really quick, which makes the whole process feel smooth. I also like that it’s widely accepted worldwide, so it’s convenient for both personal and business use. Overall, it saves time compared to other payment platforms or methods. **What do you dislike about PayPal Payments?** One thing I don’t like much is the transaction fees, especially for international payments, since they can feel a bit high. Also, the verification process and occasional account limitations can slow things down. There are times when account verification takes longer than expected, which can cause slight delays. Aside from these issues, my overall experience has been good. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal Payments helps me manage online transactions easily without having to go through a complicated process. It makes sending and receiving money quicker, especially when working with different people or across multiple platforms. That saves time and reduces the hassle of handling payments manually. Overall, it keeps the workflow smoother and more reliable, helping me avoid unnecessary complications. ### 5. Freelancer's Mainstay for Foreign Clients, But the Fee is Quite Good **Rating:** 4.0/5.0 stars **Reviewed by:** Uni Y. | Digital Marketing Specialist, Marketing and Advertising, Small-Business (50 or fewer emp.) **Reviewed Date:** April 24, 2026 **What do you like best about PayPal Payments?** I like PayPal Payments because the money goes in immediately, so my cash flow is smooth. Additionally, it's safe because there is Seller Protection. There was a client who complained, but because I sent proof of work via PayPal, my funds remained safe and were not charged back. The initial setup is also easy, completed in 15 minutes, although the ID verification and adding a bank account were a bit confusing, but there are guides available. I also appreciate how fast the transfer process is when receiving payments from clients, and overall, I rate the ease of use of PayPal Payments for freelancers like me an 8 out of 10. **What do you dislike about PayPal Payments?** The drawbacks are in the fees and exchange rates. As a freelancer, the transaction fee of 4.4% + $0.30 per payment from foreign clients is quite a cut. Then, the PayPal exchange rate when withdrawing to a local bank is Rp 100-200 worse compared to the Google rate, so if you withdraw $100, you could lose Rp 20,000. Lastly, if I have to refund a client due to revisions, the initial fee is not refunded by PayPal, so I have to cover it myself. **What problems is PayPal Payments solving and how is that benefiting you?** As a freelancer, my problem is receiving payments from international clients. PayPal Payments solves this because clients from Upwork & Fiverr can pay via credit card. Funds of $20-$200 are received in 5 minutes, ensuring smooth cash flow. There's also Seller Protection; I once had a $150 dispute but my funds were safe because I uploaded proof of work. The Invoice feature makes it easy for clients to pay. ### 6. Seamless and Secure Payments, Needs More Features **Rating:** 5.0/5.0 stars **Reviewed by:** Husnain A. | Student, Small-Business (50 or fewer emp.) **Reviewed Date:** April 24, 2026 **What do you like best about PayPal Payments?** I really like that PayPal Payments is quite secure. It helps me recover my money in case of a fraudulent payment, like if I make a payment to a seller and it turns out to be a scam. This makes it feel quite safe for me. Whenever I use PayPal to buy collectibles, stamps, banknotes, and coins, especially from eBay or other sites, I have peace of mind knowing that PayPal's protection assures me that my money is secure. Additionally, setting up PayPal was really easy—I just needed my email and phone number to create an account, and the ID verification process wasn't complicated. **What do you dislike about PayPal Payments?** I would be really happy if PayPal could also offer a card, like a debit card or something like that. In my country, Italy. And, the other thing is there should be a payment plan. Like, there is an option for pay in three installments, but it's not available for me. So I think it should be available for more people. **What problems is PayPal Payments solving and how is that benefiting you?** I use PayPal Payments for online purchases and receiving payments, which solves issues with security and provides peace of mind by protecting my money against scams. ### 7. Secure, Reliable, and Effortless Payments with PayPal Payments **Rating:** 5.0/5.0 stars **Reviewed by:** Samir A. | Associate Analyst, Mid-Market (51-1000 emp.) **Reviewed Date:** April 21, 2026 **What do you like best about PayPal Payments?** What I like most about PayPal Payments is that it offers a secure, reliable platform where transactions feel legitimate and protected from fraud concerns. The payment process is smooth, user-friendly, and efficient, which makes it easy for me to send and receive money without running into issues. **What do you dislike about PayPal Payments?** What I dislike about PayPal Payments is the relatively high transaction fees and the unfavorable currency conversion rates. For instance, when I receive payments in USD, the amount that ends up in my bank account after conversion is lower than the actual market rate, which leads to a noticeable loss on each dollar. Because of this, it feels less cost-effective overall, especially when I’m dealing with frequent international payments or higher-value cross-border transactions. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal Payments solves the problem of slow and complicated money transfers, especially for international transactions. It provides a fast, reliable, and easy-to-use platform that significantly improves transaction speed compared to traditional methods. This benefits me by allowing quicker access to funds and a smoother overall payment experience. ### 8. The Gold Standard for Client Trust and Easy Global Payments **Rating:** 4.0/5.0 stars **Reviewed by:** Nadim W. | FREELENCER, Internet, Small-Business (50 or fewer emp.) **Reviewed Date:** April 20, 2026 **What do you like best about PayPal Payments?** What I love most is the sheer brand recognition. When I send an invoice or show the PayPal button on my checkout page, customers don't hesitate. It removes that 'trust barrier' immediately. Plus, the mobile app is a lifesaver for tracking incoming payments while I'm away from my desk; the instant notifications keep my workflow moving without me having to constantly refresh my email.. **What do you dislike about PayPal Payments?** The transaction fees are definitely on the higher side compared to some of the newer competitors. When you're running a high volume of small transactions, those percentages really start to eat into the margins. It’s also a bit frustrating that the fee structure can feel a little opaque when dealing with international currency conversions. **What problems is PayPal Payments solving and how is that benefiting you?** Before PayPal, getting paid by international clients was a nightmare involving expensive wire transfers and long waiting periods. Now, I can send a professional invoice in seconds, and my clients can pay in their local currency. It’s solved my cash flow issues by cutting down the 'payment pending' time from a week to just a few minutes, which has made my monthly budgeting much more predictable ### 9. Essential for Freelancing with Instant Payments **Rating:** 4.0/5.0 stars **Reviewed by:** Anshika S. | Software Engineer, Education Management, Small-Business (50 or fewer emp.) **Reviewed Date:** April 09, 2026 **What do you like best about PayPal Payments?** I use PayPal Payments to collect and send international payments as a freelancer. I like how easily I'll be able to set up and verify my account, and I can send invoices and collect payments instantly by sending PayPal payment links. The onboarding process was very smooth and easy, taking me just 10 minutes to set up and it's an ease of integration with my portfolio. I appreciate that I can easily create and send invoices to my clients through the PayPal dashboard and can collect payments effortlessly by sending them PayPal payment links which i use it frequently in day to day business works and it offers great customer support . It is also nice that amounts get credited instantly to my PayPal account, unlike banks which can take more than 10-15 days with a lot of hidden charges which PayPal doesn't have. **What do you dislike about PayPal Payments?** The only problem I face is PayPal holds the accounts and limits the usage as well as the payment keeps getting declined sometimes. If PayPal thinks that the account is doing suspicious activity, they limit the account even though you don't do anything, and sometimes the payment keeps getting declined as well. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal Payments makes it easy to collect international payments quickly, without hidden fees. The setup and integration are straightforward, and I can send invoices and receive payments right away. That’s especially important for me because bank transfers tend to be slow and expensive. ### 10. Simple, Affordable Global Payments with Smooth Integrations and Excellent Support **Rating:** 5.0/5.0 stars **Reviewed by:** Kevin K. | Pastor, Information Technology and Services, Small-Business (50 or fewer emp.) **Reviewed Date:** April 21, 2026 **What do you like best about PayPal Payments?** Paypal payments allow me to receive payments all the time from anywhere in the world. It is simple, easy and straight forward. Paypal also integrates with most of my websites and makes performance smooth and managable. The pricing structure is affordable and Paypal has an excelent support infrastructure that is recognised accross the world. I also like the Ai integration for security and fraud prevention with smarter shopper experience. **What do you dislike about PayPal Payments?** At first the signup was a bit difficult as it was only linked to FNB account or FNB was the only bank that was supporting the backend. **What problems is PayPal Payments solving and how is that benefiting you?** Paypal makes it easy for me to receive international payments on the go. Mostly everything is automated and I can receive payments anytime. I also value the integration into my websites so that I can sell my services and products directly from my website. ### 11. A reliable payment solution that keeps checkout simple and also widely recognised **Rating:** 5.0/5.0 stars **Reviewed by:** VINAY P. | Mechanical Design Engineer, Design, Enterprise (> 1000 emp.) **Reviewed Date:** March 21, 2026 **What do you like best about PayPal Payments?** I like how PayPal Payments naturally fits into the customer payment journey without making checkout feel complicated. It offers a payment method that people already recognize, providing an immediate sense of familiarity and trust at the final step of the transaction. This matters because even a small increase in customer confidence can make a real difference in whether the payment is completed. I also appreciate the convenience it brings to both sides of the transaction. For customers, the payment process feels quick and straightforward. On my side, it helps keep payment handling more efficient and manageable without requiring a heavy overhaul of the process. It's a tool that adds value by making something important feel easier while maintaining a balance of simplicity and usability, which really stands out to me **What do you dislike about PayPal Payments?** One thing that does not work as well for me is that the fee structure can sometimes feel expensive, especially when transaction volume increases and those costs become more noticeable over time. The platform is inconvenient, I think there is a room for better price clarity so businesses can understand charges more easily, without having to look through multiple details. Another area that could be improved is the back end experience because some reporting and transaction management features could be more streamlined and easier to navigate when trying to find specific payment information quickly. I also feel that account reviews, payment holds, and the dispute process can occasionally slow things down more than expected, even when those controls are understandable from a risk and security perspective. They can still interrupt the flow of business. Improvements in pricing transparency, reporting visibility, and speed would make the experience much stronger. **What problems is PayPal Payments solving and how is that benefiting you?** I use PayPal Payments to make online transactions smoother and more comfortable for customers, reducing checkout hesitation and abandoned purchases. It offers payment flexibility, simplifies transaction management, and reduces operational effort, enhancing trust and convenience at checkout. ### 12. PayPal Payments, a robust and advanced platform for processing your online payments. **Rating:** 5.0/5.0 stars **Reviewed by:** Amir S. | Computer Engineer, Mid-Market (51-1000 emp.) **Reviewed Date:** April 26, 2026 **What do you like best about PayPal Payments?** As a user of PayPal Payments' digital features, I can say that it is a reliable electronic payment system that offers the most interactive digital tools for managing your financial transactions. Additionally, PayPal Payments makes it easy to integrate its digital features with the banking services you use, simplifying payments for your business activities and improving the financial management of all your assets. **What do you dislike about PayPal Payments?** I have nothing negative to say about the capabilities and digital features of PayPal Payments, I believe it is a highly reliable financial system with strong digital security. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal Payments has allowed me to manage payments for my business activities quickly and effectively, enabling the automation of recurring payments and the ability to view each of my electronic transactions from the convenience of my mobile devices. ### 13. Fast, Secure Payments with Flexible Funding Options **Rating:** 5.0/5.0 stars **Reviewed by:** Romeo P. | Business Administrator, Small-Business (50 or fewer emp.) **Reviewed Date:** March 11, 2026 **What do you like best about PayPal Payments?** I love the fact that paypal has an easy way to send to money to people and it is very fast and quick. You only need an email address of the person you want to send money to and payments can be completed in seconds. It is also helpful when you are doing online shopping and paying people internationally. Lastly, I love that it can give you flexibility when linking funding sources to paypal and the security is very strong. **What do you dislike about PayPal Payments?** Paypal is not entirely accepted everywhere when it comes to some websites or some businesses do not accept it all, which makes it difficult to do transactions. Also when transferring money from paypal to your bank account for one to three business days and it may take much longer than expected which can be frustating. **What problems is PayPal Payments solving and how is that benefiting you?** Paypal is solving complicated international payments because sending money between countries through banks can be quite slow and expensive, therefore, it is handling currency conversions and cross border transactions. It is helping us to sell products to global customers without a hassle. It is also helping to protect our businesses from unauthorized transactions by fraud detection systems. ### 14. PayPal **Rating:** 5.0/5.0 stars **Reviewed by:** Sameer S. | Assistant Manager Human Resources, Enterprise (> 1000 emp.) **Reviewed Date:** July 30, 2025 **What do you like best about PayPal Payments?** With its user-friendly interface, sending and receiving money is very easy. Users have the option to choose from individual and business models. The best part about using PayPal is the features this single platform offers. **What do you dislike about PayPal Payments?** PayPal's high fees, particularly for international transactions and small businesses, are a common complaint. Users also dislike the potential for funds to be frozen or held for extended periods with limited recourse, and the lack of dedicated customer support. Additionally, PayPal's user interface can be confusing, especially regarding fee structures. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal Payments addresses several key issues in online transactions, making it a more secure, convenient, and efficient way to pay and get paid, both for individuals and businesses. For users, it simplifies online shopping by eliminating the need to repeatedly enter payment information and offers buyer protection against fraud and unauthorized transactions. Businesses benefit from increased sales due to wider payment options, reduced checkout abandonment, and enhanced trust with customers. ### 15. PayPal : For easy cross border payment with ease **Rating:** 4.5/5.0 stars **Reviewed by:** Bibhudutta P. | Associate Technical Consultant, Mid-Market (51-1000 emp.) **Reviewed Date:** December 25, 2025 **What do you like best about PayPal Payments?** I generally use PayPal Payments to receive my payments from platforms like Outlier AI and Handshake AI. It makes it possible to shop online through international sites and also to receive payments that can’t be directly transferred to my bank account, which is a big help for people who work internationally and earn in currencies other than their own. I like how the exchange rate is quite good compared to other payment options. Plus, there's no need to withdraw from the account as it automatically pays out after one day. I also appreciate that all banks are listed in PayPal, making it easy to attach my bank account to receive payments. **What do you dislike about PayPal Payments?** While I was verifying my business account, I wasn’t able to find the video KYC options on the website. I had to research on YouTube to figure it out. PayPal could improve the mobile application, which has a very limited number of features. It should incorporate KYC options, payment history options, and should transfer the payments immediately if possible. It was not that easy to make a business account in PayPal Payments. However, I did it with the help of YouTube tutorials. **What problems is PayPal Payments solving and how is that benefiting you?** I use PayPal Payments to receive payments internationally that can't be transferred directly to my bank. The good exchange rate and automatic payment processing enhance convenience. It also supports all my banks, simplifying account attachments. ### 16. Quick Payments with a Steep Setup **Rating:** 5.0/5.0 stars **Reviewed by:** Prakhar P. | Machine Learning Engineer, Mid-Market (51-1000 emp.) **Reviewed Date:** April 07, 2026 **What do you like best about PayPal Payments?** I use PayPal Payments for taking money from clients who are not in my country, making it an easy way to transfer money internationally. It's great for instant payments when purchasing products from abroad. I like PayPal Payments' quick payment service and enjoy that it is very convenient for payments, just hassle-free. **What do you dislike about PayPal Payments?** It is a bit long process to set up the app. Once it's set, it is easy to use, but when you just log in, it takes 1-2 days for verification, which is quite a long time for this. **What problems is PayPal Payments solving and how is that benefiting you?** I use PayPal Payments for easy international money transfers and instant payments for products from abroad. It's a hassle-free, convenient solution for receiving money from other countries. ### 17. Pay your business bills with the comprehensive financial features of PayPal Payments. **Rating:** 5.0/5.0 stars **Reviewed by:** Dylan P. | Digital Security Engineer, Mid-Market (51-1000 emp.) **Reviewed Date:** February 27, 2026 **What do you like best about PayPal Payments?** PayPal Payments is a useful and advanced online payment system that makes it easy to pay all your business bills automatically and securely, allowing you to connect your accounts and bank cards quickly and securely. I also like using the digital features and solutions offered by PayPal Payments to keep detailed track of all my financial processes and view my electronic payments in real time. **What do you dislike about PayPal Payments?** I can't find anything negative to say about the digital features and resources offered by PayPal Payments, my experience has been positive and advanced and I recommend using all of its digital features and resources. **What problems is PayPal Payments solving and how is that benefiting you?** Paying my business's debts and financial obligations is much easier and more efficient with the use of PayPal Payments' digital features, improving control of my financial processes and facilitating integration with all my bank accounts and cards. ### 18. Fast Transactions with Reliable Security **Rating:** 5.0/5.0 stars **Reviewed by:** Kerly D. | Purchasing and helpdesk admin, Small-Business (50 or fewer emp.) **Reviewed Date:** May 05, 2026 **What do you like best about PayPal Payments?** I really like how fast PayPal Payments is, which makes it easier for us to deliver orders because we receive payments quickly. The protection provided by PayPal Payments is also reassuring, especially since it has improved over time and we've not had chargeback issues in years. The setup process was really easy and streamlined, and the team was nice, offering a knowledge base with everything we need. **What do you dislike about PayPal Payments?** Sometimes the clients don't receive a confirmation about the purchase; it's an intermittent issue we've had in the past. Also, it might take one to three business days for verifying the card, which clients don't like if they're setting it up through PayPal Payments from their individual account. **What problems is PayPal Payments solving and how is that benefiting you?** I use PayPal Payments for fast transactions, which helps with emergency orders and ensures payment confirmation quickly. It also provides protection against chargebacks, making it reliable. ### 19. Simplifies International Transactions, Needs India-Specific Improvements **Rating:** 4.0/5.0 stars **Reviewed by:** AMAN V. | Android HMI Intern @Harman International, Small-Business (50 or fewer emp.) **Reviewed Date:** January 27, 2026 **What do you like best about PayPal Payments?** I like the simplicity of PayPal Payments, combined with strong security, especially for international payments from India. The standout feature for me is how easy and safe cross-border transactions are, allowing me to send and receive payments globally without worrying about sharing my bank or card details. PayPal acts as a secure layer in between, which gives a lot of confidence. I also appreciate the speed, as payments are usually processed much faster compared to traditional bank transfers, and the transaction status is very clear and transparent. I like the transaction history and record keeping, as every payment is properly recorded, making it easy to manage finances, check past transactions, or use the records for reference if needed. PayPal feels reliable, widely accepted, and user-friendly, which makes it my preferred choice for online and international payments. **What do you dislike about PayPal Payments?** A few things about PayPal Payments don't work perfectly for me and could definitely be improved, especially from an India-based user perspective. High fees for international transactions and currency conversion can be expensive. More transparent and lower fees would be a big improvement. Also, slow withdrawals to Indian banks can take longer than expected. Limited customer support is another issue I face, as reaching support and getting quick resolutions can be difficult at times. Additionally, account limitations can occur without clear explanations, leaving the resolution process unclear. Lastly, there could be more India-specific features such as local integration, faster settlements, and clearer compliance guidance for Indian users. **What problems is PayPal Payments solving and how is that benefiting you?** I use PayPal Payments for secure international transactions, simplifying cross-border payments without complex bank processes. It offers faster processing than bank transfers, reduces security risks by not sharing banking details, and its wide acceptance helps track and manage finances easily. ### 20. Fast, Smooth Payments with Easy Setup on PC and Mobile **Rating:** 4.5/5.0 stars **Reviewed by:** Fatma A. | Freelance Translator, Small-Business (50 or fewer emp.) **Reviewed Date:** April 09, 2026 **What do you like best about PayPal Payments?** Fast, smooth transfer of payments. It takes no time to receive or send funds (whether personal or business). Easy to pay with. It's also easy to link cards and bank accounts. Having a mobile vesrion is also a plus. It's one of my go tos when wanting to receive a payment from a client as a freelancer. It makes payment hassle a smooth experience. Easy to set up on both pc and mobile devices. **What do you dislike about PayPal Payments?** Customer support takes a long time to respond. In my country, Egypt, it's not possible to hold payments as it gets automatically transferred on the 1st of each month. **What problems is PayPal Payments solving and how is that benefiting you?** Saves time and efforts on receiving payments as a freelancer. ### 21. PayPal Payments, fantastic financial control software for managing your electronic payments. **Rating:** 5.0/5.0 stars **Reviewed by:** Martin P. | Applications and Training Systems Consultant, Enterprise (> 1000 emp.) **Reviewed Date:** February 18, 2026 **What do you like best about PayPal Payments?** My experience using the digital features of PayPal Payments has been very positive and favorable due to the variety of financial options it offers to meet all my financial obligations, ensuring the payment of each of my commercial debts. In addition, I can also say that PayPal Payments has advanced and efficient functionality in all its digital versions, offering remarkable performance in both its mobile and desktop versions. **What do you dislike about PayPal Payments?** I have not had any bad experiences using the digital features of PayPal Payments, I think it is an advanced financial system that facilitates the fulfillment of all my commercial payments. **What problems is PayPal Payments solving and how is that benefiting you?** The financial features of PayPal Payments allow me to organize my financial processes to manage all my debts, facilitating the automation of all my electronic payments and improving the visualization of all my financial transactions and operations. ### 22. Instant Transfers, But Login Hiccups **Rating:** 3.0/5.0 stars **Reviewed by:** allison j. | Freelancer/contractor, Small-Business (50 or fewer emp.) **Reviewed Date:** March 26, 2026 **What do you like best about PayPal Payments?** I like using PayPal Payments because the transactions are instant. The customer service is great, and I appreciate the ability to switch between my personal and business profiles easily. The initial setup was very easy, which was a relief. **What do you dislike about PayPal Payments?** I sometimes have issues logging in. Whenever it goes to read my facial scan id for my passkey, it makes itself start over again in a loop and scans about 4-5 times before it eventually logs me in. **What problems is PayPal Payments solving and how is that benefiting you?** I use PayPal Payments as an alternative to peer-to-peer services like Cash App, especially for family who don't use those services. It offers instant transactions, which is really convenient, and I like the seamless switch between my personal and business profiles. ### 23. PayPal is convenient and secure for online payments,but High fees, slow transfer,acc limitation pro. **Rating:** 3.0/5.0 stars **Reviewed by:** Prabhu B. | Marketing Research and advertising , Marketing and Advertising, Small-Business (50 or fewer emp.) **Reviewed Date:** January 15, 2026 **What do you like best about PayPal Payments?** I will get simplify for you to explain about PayPal . According to me and my users about PayPal It is the fastest way to paying someone and buying things from online i will pay them easily. And paypal provide multiple payment option Like credit card,debit card,bank account. .Best things on PayPal - we don't need to share bank details any seller and others . Buyers protection can refund their amount if an item can't receive. And paypal provide fraud monitoring to detect suspicious activity. . PayPal is widely accepted online store,and marketplace and freelancer worldwide. It is support multiple currency these make international payments easier. . I am mostly use PayPal for international payments. .It is secured and fastest payment gateway . **What do you dislike about PayPal Payments?** When I use PayPal for international payments currency conversion they charging High fees. And I can't refund my actual amount fee to sellers . And one problem I am always facing account limitations. I am Indian in my country we all are who using PayPal for international payments. We always face account limitations, account can be temporary limited or frozen. They give the reason they are feel unusual activity but in most of the case like 60-70% User's don't have any unusual activity.they only use for company projects payment.freelancig , youtube payments. .In INDIA some international sellers feels PayPal dispute system favour buyers.which are facing Losses. .Charges back timing is too much time consuming. . We are notice PayPal exchange rates are often worse than banks or other payment services. .We are also facing customer support issues . Transfer delays . PayPal terms and acceptable policies Is confusing and change often. **What problems is PayPal Payments solving and how is that benefiting you?** .International secured payments . personal bank information is secure we don't need to provide banking information to paying someone. ### 24. Effortless Transactions with Top-Notch Usability **Rating:** 5.0/5.0 stars **Reviewed by:** Webb L. | Assistant Director of Marketing, Small-Business (50 or fewer emp.) **Reviewed Date:** April 24, 2026 **What do you like best about PayPal Payments?** I use PayPal Payments to make secure payments to any online store that accepts it. I love how it keeps all of my transactions in one place and makes it easy to see what transactions have been made and to where. I also like its ease of use. With money going out and coming in through a plethora of places/businesses, it is great to be able to see exactly who, what, and how much is coming in. Once the setup is complete, it is seamless to use. The initial setup was very easy and took less than an hour. **What do you dislike about PayPal Payments?** I wish it integrated with Venmo **What problems is PayPal Payments solving and how is that benefiting you?** I use PayPal Payments to make secure online payments and keep all transactions in one place. It's easy to see all transactions made and to whom, and after setup, it's seamless to use. ### 25. PayPal: The ideal tool for managing digital payments **Rating:** 5.0/5.0 stars **Reviewed by:** Luis A. | Team Leader, Accounting, Small-Business (50 or fewer emp.) **Reviewed Date:** July 03, 2025 **What do you like best about PayPal Payments?** What I like the most is the security and confidence it offers in every transaction. Additionally, its ease of sending and receiving international payments, as well as the integration with multiple platforms, makes it a very versatile tool, especially for freelancers and small businesses. **What do you dislike about PayPal Payments?** What I don't like is that transaction fees can be high, especially for international payments or currency conversions. Also, in some countries, withdrawal times to a bank account can be slow compared to other platforms. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal Payments solves the problem of making and receiving payments securely, quickly, and without the need to share bank details directly. It also removes barriers in international payments, allowing me to receive payments in different currencies and from anywhere in the world. This benefits me because it gives me peace of mind, confidence, and financial flexibility, both for working and shopping online. ### 26. Effortless Global Payments with PayPal **Rating:** 4.0/5.0 stars **Reviewed by:** Filza S. | Mentee, Mid-Market (51-1000 emp.) **Reviewed Date:** January 10, 2026 **What do you like best about PayPal Payments?** I appreciate PayPal payments because they allow me to receive money from any country, which helps me earn income globally and boosts my side earnings. and the customer support is very active as well **What do you dislike about PayPal Payments?** What i dislike about it is , In India normally I cannot manually withdraw my money and it is usually get transferred to my bank account in 1-2 days but if i need it urgently I cannot withdraw plus Paypal while transferring keep some small percentage of the money **What problems is PayPal Payments solving and how is that benefiting you?** PayPal has made it easy for me to receive payments from anywhere in the world, and I really appreciate that. I would find it even more useful if there were a manual transfer feature, but overall, I feel that it is secure and I enjoy using it.I appreciate PayPal payments because they allow me to receive money from any country, which helps me earn income globally and boosts my side earnings. ### 27. Seamless Payments with Pay in Four Flexibility **Rating:** 5.0/5.0 stars **Reviewed by:** Gaynelle M. | Deputy Constable Administrative Assistant, Small-Business (50 or fewer emp.) **Reviewed Date:** April 21, 2026 **What do you like best about PayPal Payments?** I enjoy using PayPal Payments for its flexibility in allowing me to use my credit cards, debit cards, and also the 'Pay in Four' option. With 'Pay in Four', I can effortlessly split my purchase into four payments every two weeks, which is really convenient. I find the setup very easy and self-explanatory, which adds to the overall positive experience. **What do you dislike about PayPal Payments?** There is nothing I dislike about Paypal payments that's why I use it continously **What problems is PayPal Payments solving and how is that benefiting you?** With PayPal Payments, I enjoy using Pay in Four to split payments over time, and I like having the option to use credit and debit cards. ### 28. User-Friendly Global Payments with Fast, Simple Payouts **Rating:** 5.0/5.0 stars **Reviewed by:** Willem S. | Property Practitioner, Real Estate, Small-Business (50 or fewer emp.) **Reviewed Date:** April 07, 2026 **What do you like best about PayPal Payments?** It give their clients the ability to receive payments from all over the world, which enables one-man operations like ESL Teachers and Designers to vastly increase their reach. With a user-friendly interface and easy integration into local banking systems, you cannot go wrong with using PaqyPal as your method of receiving payments in your business. Payouts can be immediate to preferrd partners, enabling the vendor to quicly recoup costs etc. As a daily banking facility Paypal keeps it simple and uncomplicated. **What do you dislike about PayPal Payments?** The web interface can be modernised - the design is looking old and clunky. **What problems is PayPal Payments solving and how is that benefiting you?** Global payments in a global market, especially for startups and entrepreneurs. ### 29. Excellent Payment Platform **Rating:** 4.0/5.0 stars **Reviewed by:** Jerome c. | Accountant, Accounting, Mid-Market (51-1000 emp.) **Reviewed Date:** December 01, 2025 **What do you like best about PayPal Payments?** PayPal is a dependable payment solution that allows businesses to serve customers across the globe with ease. It makes sending and receiving money fast, secure, and convenient. The platform is equipped with strong security systems, offers helpful customer support, and works well with AI tools to give users more personalized features. **What do you dislike about PayPal Payments?** One downside is that its transaction and currency conversion fees can be quite expensive. Another issue is that accounts can sometimes be restricted or banned suddenly, causing funds to be placed on hold. PayPal also has certain limitations in some regions, including Kenya, which affects accessibility for many users **What problems is PayPal Payments solving and how is that benefiting you?** PayPal Payments solves the challenge of sending and receiving money quickly and securely, especially when dealing with customers or clients from different countries. It eliminates the stress of complex international transactions by providing a simple and trusted platform that works almost anywhere in the world. The strong security features protect my funds and personal information, while the fast processing allows me to complete business transactions without delays. ### 30. PayPal Makes Vendor Payments and Customer Invoicing Effortless **Rating:** 5.0/5.0 stars **Reviewed by:** Alicia C. | Creative Director, Marketing and Advertising, Small-Business (50 or fewer emp.) **Reviewed Date:** April 28, 2026 **What do you like best about PayPal Payments?** We like the PayPal payments system, from being able to pay vendors we work with easily, to invoicing customers as needed. PayPal offers built-in features (like reminders) to make our lives as a business owner easier. **What do you dislike about PayPal Payments?** I do wish we could review our payment history farther back than the timeframe they currently offer. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal payments seamlessly works with the different tools we utilize on a regular basis. We also have found that the pricing is competitive to similar services. They offer phone and email support when needed, readily answering questions as they may come. ### 31. Fast and Efficient for Online Sales, Needs Better Support **Rating:** 5.0/5.0 stars **Reviewed by:** Paul B. | Account Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** May 07, 2026 **What do you like best about PayPal Payments?** I like PayPal Payments because it's fast and efficient for processing online sale payments. I find it valuable for saving time since it accounts for transactions and ties them together for easy refunds or other monetary adjustments. It's also beneficial for finding payments and making adjustments for the customer. The initial setup was very easy, and it integrates well with WooCommerce, which was a reason for switching from 3D Cart. I give it a high recommendation score of 10 out of 10. **What do you dislike about PayPal Payments?** The fee structure is too high and the customer service is non-existent. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal Payments is fast and efficient for online sales. It saves valuable time by easily finding payments and making adjustments, linking transactions for easy refunds or other monetary changes. ### 32. Secure and Convenient Payments with Minor Fees **Rating:** 4.5/5.0 stars **Reviewed by:** 1DS21EE006 A. | Student, Small-Business (50 or fewer emp.) **Reviewed Date:** December 23, 2025 **What do you like best about PayPal Payments?** I mainly use PayPal Payments for online purchases and making secure payments on websites. I like how easy and secure it is to use since I don't have to enter my card or bank details every time, making me feel safer while paying online. Transactions are fast, reliable, and accepted on many websites, which makes the whole payment process very convenient. It's helpful for sending and receiving money quickly without sharing bank or card details, and the process is smooth and convenient. PayPal Payments solves the problem of secure and trusted online payments and helps me avoid payment delays with transaction tracking and buyer protection. The initial setup was easy and straightforward, creating an account and linking bank or card details did not take much time, and the instructions were clear. Overall, getting started with PayPal Payments was smooth and hassle-free. I would rate it 9 out of 10 for being secure, easy to use, and reliable for online transactions. **What do you dislike about PayPal Payments?** Sometimes the transaction fees feel a bit high, especially for international payments. Also, account limitations or verification checks can take time to resolve, which can be frustrating. Improving customer support response time and making fees more transparent would make the experience even better. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal Payments solves the problem of secure and trusted online payments, eliminating the need to share bank or card details on multiple sites. It makes transactions fast and hassle-free, avoids payment delays, and provides peace of mind with transaction tracking and buyer protection. ### 33. Easy, Hassle-Free Money Transfers Without Opening an Account **Rating:** 5.0/5.0 stars **Reviewed by:** Praise A. | Parents Support Assistance, Small-Business (50 or fewer emp.) **Reviewed Date:** May 10, 2026 **What do you like best about PayPal Payments?** The fact that I don't need to open an account, request for a physical card and go through all the struggles one experiences during the usual bank account creation. I can easily send and receive money through my paypal and i connected the transfer to my bank and debit card **What do you dislike about PayPal Payments?** The rate to transfer is bit too high as well as when i receive money from competitions they reduce the money a bit too much **What problems is PayPal Payments solving and how is that benefiting you?** Like i mentioned earlier the easy transaction ### 34. Effortless and Trusted Payments for Digital Sales **Rating:** 5.0/5.0 stars **Reviewed by:** Maria Magdalena B. | Manager, Design, Small-Business (50 or fewer emp.) **Reviewed Date:** January 02, 2026 **What do you like best about PayPal Payments?** What I like best about PayPal Payments is how easy, trusted, and stress-free it makes selling my digital products. Payments are confirmed instantly. PayPal is a well-known, globally trusted brand. It is fast and safe. **What do you dislike about PayPal Payments?** PayPal sometimes places holds or limitations on accounts, even when everything is legitimate, which can be stressful when I rely on quick access to my money. Getting fast, clear help from a real person can be difficult when something goes wrong. **What problems is PayPal Payments solving and how is that benefiting you?** Traditional bank transfers and merchant setups can be slow, complicated, and hard to integrate into online shops. PayPal processes payments instantly and integrates easily with platforms like Payhip. My customers can pay in seconds, and I get confirmation right away, which means faster delivery of my printables. Customers are often hesitant to enter credit card info on small independent sites, but PayPal’s trusted brand and secure checkout reassure buyers. ### 35. Universal Access, Easy Setup, but Improvement on Fees Needed **Rating:** 4.0/5.0 stars **Reviewed by:** Raffy M. | Certification Specialist, Small-Business (50 or fewer emp.) **Reviewed Date:** April 28, 2026 **What do you like best about PayPal Payments?** I like that PayPal Payments is very universal since many people have a PayPal account, which makes it easy for me to recommend to new clients outside my country. I also appreciate that it has a lot of partners in the local payment gateway, allowing me to easily convert my money into my local currency. **What do you dislike about PayPal Payments?** Well, I believe, something they can improve is the high conversion rate. So right now, it's about 5% conversion rate, especially when you send invoice to clients, it cuts, like, 5%. If it can be lesser into a certain amount or percentage, that'll be great. **What problems is PayPal Payments solving and how is that benefiting you?** I find PayPal Payments makes it easy to accept payments globally and convert them to my local currency, especially useful with clients in the US. ### 36. Convenient service, but high commissions **Rating:** 3.5/5.0 stars **Reviewed by:** Kate B. | Design Mentor & Founder of Graphic Design School , Small-Business (50 or fewer emp.) **Reviewed Date:** May 10, 2026 **What do you like best about PayPal Payments?** To be honest, I really like the design of PayPal Payments. How everything looks, it inspires confidence. And I like that, in principle, there are functions that you can connect different payment methods. That's awesome! **What do you dislike about PayPal Payments?** I guess I'd like to improve the commission. It would be great if they were a little less and I mean the commission when I want, for example, to transfer money to my bank. The fact is that somehow not in all stores, for example, offline, you can use PayPal. And this complicates the task a little. And it happened that I lost an unpleasant amount on the course. **What problems is PayPal Payments solving and how is that benefiting you?** I find PayPal Payments convenient for payment in Europe, it works quickly on any platforms. ### 37. Fast global payments, easy use **Rating:** 3.5/5.0 stars **Reviewed by:** Daria R. | Team Architect, Small-Business (50 or fewer emp.) **Reviewed Date:** April 23, 2026 **What do you like best about PayPal Payments?** It helps me receive money from around the globe. I can work with people in India, the US, and Europe and quickly receive my pay. I can also send money either via credit card or directly from my account. **What do you dislike about PayPal Payments?** The commission is high. No one likes paying extra, but PayPal’s commission is higher than the commission on other platforms. **What problems is PayPal Payments solving and how is that benefiting you?** There aren’t many payment platforms that work for businesses in Israel. Pay Pall is one of them. PayPal helps me get paid from anywhere in the world and receive money painlessly. ### 38. Effortless and Secure Global Payments with Trusted Protection **Rating:** 4.0/5.0 stars **Reviewed by:** Maria A. | Kindergarten Teacher, Small-Business (50 or fewer emp.) **Reviewed Date:** December 19, 2025 **What do you like best about PayPal Payments?** how easy and convenient it is to send and receive money securely. The platform is widely accepted around the world, supports multiple currencies, and lets me manage transactions quickly without needing complicated setup. The buyer/seller protection and trusted reputation also give extra peace of mind. **What do you dislike about PayPal Payments?** fees can be higher than some other payment options—especially for international transactions or currency conversions. Sometimes customer support can be slow to respond, and account holds or freezes can happen unexpectedly, which can be frustrating if you need quick access to funds. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal Payments solves the problem of sending and receiving money online in a secure, fast, and trusted way without needing to share bank details or set up complex payment systems. It benefits me by making transactions simple and reliable, supporting international and multi-currency payments, and providing buyer and seller protection, which saves time and gives peace of mind when paying or getting paid. ### 39. Easy International and Local Payments for My Clinic, Just Wish Fees Were Lower **Rating:** 3.0/5.0 stars **Reviewed by:** Ishan S. | Manager and Dietician at Chaitanya Homoeo Clinic, Medical Store Owner, Content Creator, Hospital & Health Care, Small-Business (50 or fewer emp.) **Reviewed Date:** September 19, 2025 **What do you like best about PayPal Payments?** What I like best about PayPal Payments is its reliability and ease in handling both local and international payments for our homeopathy clinic. As the clinic manager and dietician, I can quickly collect fees for patient consultations, diet plans, and follow ups, while my wife, as the homeopathy doctor, can focus on patient care without worrying about payment logistics. PayPal’s secure platform, clear transaction records, and fast payment processing make managing clinic finances smooth and time efficient. It also allows us to handle cross border client payments effortlessly, which is important for our teleconsultation and diet services. Overall, it saves time, reduces manual bookkeeping, and keeps all transactions transparent and organized. I used It regularly Its very easy to use But For High Fee Charges I stopped Using It. **What do you dislike about PayPal Payments?** The main drawback I experienced was the high fees, especially for small and international transactions. Withdrawals to local bank accounts sometimes took longer than expected, and occasional verification requests or account holds could interrupt cash flow. Customer support can also be slow for complex issues. These factors made me consider alternative payment solutions, which is why I no longer use PayPal regularly. Due to the relatively high transaction and currency conversion fees, I have chosen to discontinue using PayPal. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal previously helped me manage international and local payments for my wife’s homeopathy clinic, where I work as the clinic manager and also provide dietician services. It made transactions faster and more secure, especially for cross-border clients. However, due to high fees, I have stopped using PayPal for current payments ### 40. Secure Transactions but Costly for Businesses **Rating:** 3.5/5.0 stars **Reviewed by:** Vaishnavi M. | Media and Trademark Specialist , Small-Business (50 or fewer emp.) **Reviewed Date:** March 25, 2026 **What do you like best about PayPal Payments?** I use PayPal Payments for purchases with vendors or with the Honey plugin for an extra discount. I like that it provides a double layer of protection and has a help team if needed. It helps me feel safer when dealing with unfamiliar vendors, which is really good since you don't necessarily need to give someone your phone number or personal contact information. The initial setup was pretty easy. **What do you dislike about PayPal Payments?** I would say that the cut it takes from businesses deters them from using it and incentivizes them to switch to Zelle instead. Not being able to make payments to businesses for this reason makes it inconvenient. **What problems is PayPal Payments solving and how is that benefiting you?** I use PayPal Payments to feel safer with unfamiliar vendors. It offers a double layer of protection and has a help team. I like that it doesn't require sharing my personal contact information. ### 41. PayPal Payments: God-Father of Automatic Subscription Renewals + Payment Gateway of All Times ⏲️⏰⏳⌚️ **Rating:** 5.0/5.0 stars **Reviewed by:** Simran M. | Marketing Coordinator, Small-Business (50 or fewer emp.) **Reviewed Date:** May 05, 2026 **What do you like best about PayPal Payments?** It is through PayPal Payments that I am able to facilitate event marketing, digital marketing and sales support. I like that PP has allowed me to eradicate the hustle of manually paying subscription for digital marketing tools like iContact, Emma and AME via automatic renewals. **What do you dislike about PayPal Payments?** Unfortunately, PayPal Payments isn’t listed as a payment option in Claude AI which I use daily for email marketing content gen. **What problems is PayPal Payments solving and how is that benefiting you?** Paying and getting paid instantly with multiple currencies is what I relish with PayPal Payments. ### 42. Fast, Secure Card Payments with Flexible Refund Options **Rating:** 4.5/5.0 stars **Reviewed by:** Bat Orshikh N. | System Application Engineer, Small-Business (50 or fewer emp.) **Reviewed Date:** April 18, 2026 **What do you like best about PayPal Payments?** Secure payment using credit/debit cards as fast as possible. Refund and revision options are wide range of choises. Individual payment can be easily sent from & sent to. **What do you dislike about PayPal Payments?** Individual payment transaction was somewhere higher than other international remittance fee. Some country was not able to recieve money from international individuals e.g Mongolia. Alipay and Apple pay was no international limits. **What problems is PayPal Payments solving and how is that benefiting you?** The issue-resolution process can take a few days because of the time needed to update a bank account, along with possible delays that depend on the bank’s internal procedures. ### 43. Paypal Payment Honest Review after Used **Rating:** 4.5/5.0 stars **Reviewed by:** Prasenjit P. | Payment transactions, Small-Business (50 or fewer emp.) **Reviewed Date:** December 14, 2025 **What do you like best about PayPal Payments?** 1) It’s easy and you can pay with just an email address, or phone number — no need to enter full card details (or a PIN!) every time. It functions on millions of online stores, as well as many in-app/checkout experiences. 2) Robust Security Measures PayPal provides encryption, fraud monitoring and account activity alerts in order to better safeguard your financial information. Merchants don’t have access to your card or bank details, which adds a level of privacy. 3)Buyer & Seller Protection good news because as long as you make the qualifying purchase you’re covered if your item doesn’t arrive or doesn’t match the description. Sellers are equipped with tools to mitigate their risk and handle disputes. 4) Paymsent options!.because member Pay Easly Just with an email address or phone number so you can pay contactles—no need to enter full card details everytime. It spans millions of online link credit cards, debit cards and bank accounts to a single PayPal account. In some areas, there are also “Pay in 4” / “Buy Now, Pay Later” choices. 5)PayPal can be used in numerous countries and over a dozen currencies are supported — perfect for your international shopping or selling. **What do you dislike about PayPal Payments?** 1)Fees:Transaction fees and Currency conversions fees are sometimes high, especially for international funds transfers and currency exchange. 2)Sellers may find the fees higher than some competitors. 3)Freezes and Holds on Accounts: if certain activities appear to be suspicious, PayPal issues temporary hold or limit the accounts.This can be frustrating for companies that require quick access to capital. 4)Dispute Bias Concerns: Some sellers believe PayPal’s dispute resolution favors buyers. 5)Customer Support Downsides:Time Response: Customer support may be slow in times of peak demand. Complex problems will take time to solve. It is try for ease of implementation. 6)Not Alway Accepted Just because many merchants take Woocommerce also doesn't mean all of them do, many prefer cards or other gateways. So customers are not as frequent. **What problems is PayPal Payments solving and how is that benefiting you?** Receiving payments through this service has been very helpful for me in my business compared to other options. ### 44. Convenient, But PayPal Payments Fees Cut Into Nonprofit Funds **Rating:** 2.5/5.0 stars **Reviewed by:** Madeline L. | Business Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** April 21, 2026 **What do you like best about PayPal Payments?** I really like the convenience that PayPal Payments provides. **What do you dislike about PayPal Payments?** The downside to PayPal Payments is the fees and charges. As a nonprofit, this really cuts into our funds and makes it harder to keep as much money as possible for our work. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal Payments helps us solve the challenge of accepting secure, convenient donations across multiple channels. As a nonprofit, we rely on contributions from a broad audience, and PayPal makes it easy for our supporters to give using credit cards, debit cards, or bank transfers. ### 45. Building Trust With Our Clients By Using PayPal **Rating:** 5.0/5.0 stars **Reviewed by:** paul g. | FOH Engineer, Small-Business (50 or fewer emp.) **Reviewed Date:** April 20, 2026 **What do you like best about PayPal Payments?** As an FOH Engineer I like how easy it is to sell doors online and get paid instantly. Additionally, how simple it is after installation to receive payment from clients through PayPal is another aspect that I like👌😊. **What do you dislike about PayPal Payments?** The only issue that I have had is that when I consider to purchase tools for door installation from Amazon I don't get PayPal as an option. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal creates transparency for both us and our clients so that they can trust on us to deliver to their needs. ### 46. Great for Multi-Currency Payments and Money Transfers **Rating:** 5.0/5.0 stars **Reviewed by:** Javier C. | Full Stack developer, Education Management, Mid-Market (51-1000 emp.) **Reviewed Date:** May 04, 2026 **What do you like best about PayPal Payments?** It works great when you need to transfer money or pay using another currency and convert it **What do you dislike about PayPal Payments?** Well, the use and security are good, but sometimes it's hard to send money because of the security, and you have to send money that you send each day. Also, the currency can be low sometimes at the moment of the change **What problems is PayPal Payments solving and how is that benefiting you?** You can use it when you are travelling with out worring it of the conversion, it does it for you. ### 47. Meet your financial obligations with PayPal Payments' electronic payment features. **Rating:** 5.0/5.0 stars **Reviewed by:** Gavin O. | Business Communications Supervisor, Enterprise (> 1000 emp.) **Reviewed Date:** February 17, 2026 **What do you like best about PayPal Payments?** As an active user of PayPal Payments' digital payment features, I can say that it is a reliable and secure payment system that promotes the automation of your electronic financial payments. In addition, PayPal Payments offers competent and professional customer service that responds to all requests and technical requirements from each of its users. **What do you dislike about PayPal Payments?** I have nothing negative to say about the digital features and capabilities of PayPal Payments, my experience has been very positive and advanced. **What problems is PayPal Payments solving and how is that benefiting you?** I like to use the electronic payments tools and features of PayPal Payments to automate the execution of my financial obligations and organize all my financial transactions and operations, improving the fulfillment of all my digital payments. ### 48. Easy Setup, Fast Verification, and Smooth Bank/Card Linking **Rating:** 5.0/5.0 stars **Reviewed by:** Alysa F. | Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** April 22, 2026 **What do you like best about PayPal Payments?** Easy to set up, links with bank account or credit card and quick verification. **What do you dislike about PayPal Payments?** I have not found anything I dislike at this time **What problems is PayPal Payments solving and how is that benefiting you?** I was able to purchase a gift before payday with PayPal Payments and paid in installments, made it easy to do and my gift was able to ship on time for the event. We also use it for our monthly payments for affiliation fees and it's quick and easy to pay in other currency with great exchange rates. ### 49. PayPal Payments, the best payment and business expense management system. **Rating:** 5.0/5.0 stars **Reviewed by:** Lydie D. | Content Editor and Designer, Small-Business (50 or fewer emp.) **Reviewed Date:** January 14, 2026 **What do you like best about PayPal Payments?** As a user of PayPal Payments' digital features and resources, I have been able to improve the payment of all my financial processes by automating the management of my online payments and financial processes. I can also say that PayPal Payments stands out for its digital integration features, facilitating connection with your banking and payment systems and improving the management of all your business's financial processes. **What do you dislike about PayPal Payments?** I have nothing bad to say about the financial features and tools that PayPal Payments offers, I can recommend using all of its features for their quality and operational performance. **What problems is PayPal Payments solving and how is that benefiting you?** PayPal Payments has allowed me to make all my financial commitments automatically and effectively, making it easier to control my expenses, automate my electronic payments and improve the management of all my organization's expenses. ### 50. Streamlined International Transactions with PayPal **Rating:** 4.5/5.0 stars **Reviewed by:** akash m. | Founder and Application developer, Information Technology and Services, Small-Business (50 or fewer emp.) **Reviewed Date:** February 19, 2026 **What do you like best about PayPal Payments?** I like PayPal Payments for its reliability and global acceptance, which makes the payment process straightforward and professional. Most of my international clients already trust and use PayPal, which helps reduce payment friction. I appreciate how quickly payments are processed compared to traditional bank transfers, and the dashboard is simple to navigate, giving me clear visibility into transaction details, currency conversions, and payment statuses. I also find the email notifications and real-time transaction updates useful, as they help me know immediately when a client has completed a payment. The dispute management system is structured and transparent, adding a layer of security for both parties. Additionally, clients can pay using different methods like cards or their PayPal balance, which doesn't affect my receiving process. Overall, the platform feels stable and dependable for handling international transactions, simplifying cross-border transactions without the delays of traditional bank transfers. **What do you dislike about PayPal Payments?** One area that could be improved is the transaction and currency conversion fees, especially for international payments, as they can reduce the final amount received. Occasionally, payments may be temporarily held for review, which can affect cash flow planning. The currency conversion rates are also not always the most competitive compared to some alternative platforms. Improving fee transaction and offering more favorable rates for frequent international users would make the service even better for businesses like mine. **What problems is PayPal Payments solving and how is that benefiting you?** I use PayPal Payments to receive international payments securely and swiftly without complex banking processes. It simplifies currency handling, provides clear transaction history, and reduces payment friction, making it ideal for managing international billing and maintaining accurate financial records for my consulting business. ## PayPal Payments Discussions - [What is PayPal Credit used for?](https://www.g2.com/discussions/what-is-paypal-credit-used-for) - 8 comments, 5 upvotes - [Does PayPal credit build your credit?](https://www.g2.com/discussions/does-paypal-credit-build-your-credit) - 3 comments, 4 upvotes - [What can you use PayPal credit for?](https://www.g2.com/discussions/what-can-you-use-paypal-credit-for) - 2 comments, 4 upvotes - [Allow visa gift card](https://www.g2.com/discussions/allow-visa-gift-card) - 8 comments, 3 upvotes - [Virtual cards](https://www.g2.com/discussions/14376-virtual-cards) - 2 comments, 2 upvotes - [View PayPal Payments pricing details and edition comparison](https://www.g2.com/products/paypal/reviews?section=pricing&secure%5Bexpires_at%5D=2026-05-14+16%3A06%3A15+-0500&secure%5Bsession_id%5D=785a4ebd-d1de-4784-aaf8-a4fc022dae31&secure%5Btoken%5D=da99187323312ac116958b67bf2d98f5a2b6fd565ff7ba73fad2193d588f7138&format=llm_user) ## PayPal Payments Integrations - 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Instant Payment - Accepted Credit Cards and Debit Cards - ACH Payments and eCheck Processing - Split Payments - Multi-Currency - Online payment portal **Administration - Installment Payment and Buy Now Pay Later (BNPL)** - Email Notifications - Invoicing - Customer Portal - Loyalty Management **Payment Processing** - Encryption - Credit Card Processing - Mobile Payments - Digital Wallet Integration **Architecture** - Unified API - POL - Integrations **Agentic AI - SAP Store** - Autonomous Task Execution - Multi-step Planning - Cross-system Integration - Adaptive Learning - Natural Language Interaction - Proactive Assistance - Decision Making **Administration** - Payout Time - Manual Payment Entry - Omnichannel - Levels 1 & 2 - Level 3 **Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)** - Payment Gateway - Payment Tracking - E-commerce Integration - Payment Scheduling **Administration** - Reporting & Analytics - E-commerce Integration - Processing Fees - POS Integration - 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Payments Orchestration** - Autonomous Task Execution - Cross-system Integration **Agentic AI - Payment Gateways** - Autonomous Task Execution - Cross-system Integration - Decision Making ## Top PayPal Payments Alternatives - [Payoneer](https://www.g2.com/products/payoneer/reviews) - 3.2/5.0 (359 reviews) - [GoCardless](https://www.g2.com/products/gocardless/reviews) - 4.6/5.0 (311 reviews) - [BlueSnap](https://www.g2.com/products/bluesnap/reviews) - 4.1/5.0 (103 reviews)