# PEX Reviews
**Vendor:** PEX  
**Category:** [Expense Management Software](https://www.g2.com/categories/expense-management)  
**Average Rating:** 4.6/5.0  
**Total Reviews:** 188
## About PEX
PEX is an expense management and corporate card platform specifically designed to meet the needs of finance teams seeking enhanced control, visibility, and efficiency in managing company expenditures. With over a decade of experience serving various industries, PEX has established itself as a reliable solution for organizations looking to streamline their spending processes at scale. The platform is developed and maintained in-house, ensuring that users benefit from a secure and dependable system backed by extensive expertise in payments and financial operations. The target audience for PEX includes finance professionals and teams within organizations of all sizes that require a robust system for managing expenses. The platform is particularly beneficial for companies that deal with high volumes of transactions and need to maintain strict compliance and oversight. PEX addresses specific use cases such as automating expense reporting, enforcing spending policies, and integrating seamlessly with existing financial systems, thereby reducing the administrative burden on finance teams. Key features of PEX include AI-powered tools that significantly enhance the expense management process. The Auto Tagger feature automates general ledger coding, while the Auto Enforcer ensures compliance by restricting card usage until necessary expense details are provided. Additionally, PEX offers real-time receipt capture and matching, customizable spend controls, and approval workflows that facilitate smoother transaction processing. The platform also provides virtual cards and direct integrations with over 50 ERP and accounting systems, ensuring that all transactions are automatically synced and ready for reconciliation. By utilizing PEX, finance teams can close their books more quickly, minimize errors, and prevent overspending. The platform has been shown to save customers an average of 657 hours annually, translating into significant efficiency gains and cost control. This allows finance professionals to redirect their focus from administrative tasks to strategic financial management, ultimately enhancing the overall financial health of the organization. PEX stands out in the expense management category by combining advanced technology with a deep understanding of financial operations, making it a valuable tool for modern finance teams.



## PEX Pros & Cons
**What users like:**

- Users find PEX to be **extremely user-friendly** , significantly streamlining card management and expense reporting tasks. (63 reviews)
- Users commend the **exceptional customer support** from PEX, appreciating their 24/7 assistance and responsiveness. (29 reviews)
- Users love the **convenience** of PEX for streamlining expense management and enhancing financial oversight in real-time. (23 reviews)
- Users value the **real-time visibility** in PEX, enhancing proactive budget management and streamlining expense processes. (23 reviews)
- Users appreciate the **flexibility of virtual cards** , enjoying easy adjustments to limits and seamless funding for budgets. (21 reviews)
- Users highlight PEX as a **significant time-saver** , streamlining financial processes and reducing administrative burdens effectively. (20 reviews)
- Easy Setup (19 reviews)
- Efficiency (19 reviews)
- Users value the **seamless management of employee credit cards** , making expense tracking and approvals effortless. (19 reviews)
- Tracking Ease (18 reviews)

**What users dislike:**

- Users experience **card issuance and tracking issues** , with delays and complications impacting overall satisfaction with PEX. (27 reviews)
- Users express concerns about **approval issues** , noting delays in card delivery and difficulty with bank verification. (16 reviews)
- Users find the **limited options** in PEX's features restrict their functionality and flexibility. (12 reviews)
- Users experience **integration issues** with QuickBooks and Aplos, desiring better control over reports and exports. (11 reviews)
- Users often face **poor customer support** , with delayed responses complicating transaction syncing and month-end closures. (11 reviews)
- Users find it frustrating to **manage receipts individually** , wishing for easier ways to download all submitted transactions at once. (11 reviews)
- Manual Entry (9 reviews)
- Purchasing Issues (8 reviews)
- Lack of Integration (7 reviews)
- Limited Acceptance (7 reviews)

## PEX Reviews
  ### 1. Effortless Spend Management with PEX

**Rating:** 5.0/5.0 stars

**Reviewed by:** Rena H. | Administrative Coordinator, Non-Profit Organization Management, Small-Business (50 or fewer emp.)

**Reviewed Date:** March 18, 2026

**What do you like best about PEX?**

I like how PEX makes it easy to divide money. It's easy to use, and I love the funding scheduler. PEX keeps budgets and spending separate, dividing spending money onto separate cards for different groups. The scheduled transfers and funding scheduler ensure money is allocated correctly and timely. The setup was straightforward, with no red tape.

**What do you dislike about PEX?**

I honestly don't have any major dislikes about Pex.

**What problems is PEX solving and how is that benefiting you?**

I use PEX for expense management, dividing budgets onto separate cards for different groups. It's easy to use with scheduled transfers ensuring correct, timely funds allocation. I love the funding scheduler.

**Official Response from Zach Reichenberger:**

> Thanks so much for the kind words! We’re glad PEX is making it easy to manage and allocate budgets, and that the funding scheduler is helping keep everything on track. We appreciate you being part of the PEX community!

  ### 2. Streamlines Church Finances with Ease

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jonathan S. | Small-Business (50 or fewer emp.)

**Reviewed Date:** April 19, 2026

**What do you like best about PEX?**

I appreciate PEX for its ease of use in financial reporting and tracking of expenses. I like that it allows spending without needing users to put money out before they spend. The scheduled reporting feature is especially valuable as it saves me time by providing reports in an easy-to-use format. I find it easy to transfer funds to the cards, which is essential for meeting the financial needs of different ministries in the church. The integration and ease of use are just right for my needs, and the initial setup was simple and quick, including funding of the account, user setup, and administration.

**What do you dislike about PEX?**

nothing

**What problems is PEX solving and how is that benefiting you?**

PEX simplifies financial reporting and tracking expenses, allows spending without upfront payment, and eases fund transfers. It saves me time with scheduled reporting and efficiently manages our church's financial needs across various ministries.

**Official Response from Zach Reichenberger:**

> It’s great to hear PEX is helping streamline reporting and make it easier to manage spend across your ministries. We’re especially glad the scheduled reporting and simple fund transfers are saving you time. That’s exactly what we aim for, giving you clear visibility and control without adding extra work.

If you ever want to take things a step further, features like Auto Enforcer and tagging can help automate receipt collection and make reporting even more structured and timely.

  ### 3. PEX Simplifies Media Production Finances

**Rating:** 5.0/5.0 stars

**Reviewed by:** Fey H. | Marketing Director, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 13, 2026

**What do you like best about PEX?**

I use PEX for my entertainment show, short vertical dramas, and media commercials, and it really helps my line producers and unit program managers access money efficiently when everyone's busy on set. I appreciate how it allows our employees and production team to work separately and efficiently. The feature that lets us see all the expenses on the card and sort them by different categories in the PEX app is extremely helpful. Also, the initial setup was easy, which I really liked.

**What do you dislike about PEX?**

It could be better if we could use it for renting cars and other usage where our card is not available to use.

**What problems is PEX solving and how is that benefiting you?**

PEX helps my line producers and program managers access funds and run errands efficiently, especially when everyone's busy on set.

**Official Response from Zach Reichenberger:**

> We’re thrilled to hear that PEX has helped your production team manage expenses efficiently and keep operations running smoothly on set. It’s great to know the expense tracking, categorization features, and easy setup have been valuable for your workflows. We also appreciate your feedback around rental car purchases. Based on your needs, Credit Expense could be a great fit, as it supports purchases like rental cars where prepaid cards may not be accepted.

  ### 4. PEX Makes Transaction Tracking and Card Management Effortless

**Rating:** 5.0/5.0 stars

**Reviewed by:** Erik C. | Finance Secretary, Small-Business (50 or fewer emp.)

**Reviewed Date:** March 19, 2026

**What do you like best about PEX?**

The most helpful thing about PEX is how it organizes every transaction. And it also gives transparent statements that helps keep our records organized. I also love the way PEX allows us to order multiple cards at once in one single batch. It is very easy to implement throughout our organization. There is also the ease of integration such as making cards for each vendor and keep them in a list whenever we need them to purchase any goods or services. The customer support is also great all team support are very helpful and friendly whenever we have any questions regarding our account or the different uses that we can implement on our logistics. Our organization frequently uses PEX whether it be for fuel for our equipment or to purchase materials and services.

**What do you dislike about PEX?**

One downside of PEX is that funding can take a while to transfer to the account. In an emergency, our organization needs a fast way to fund certain services or purchase materials right away so operations can continue without interruption.

**What problems is PEX solving and how is that benefiting you?**

PEX has helped us improve the way we organize our transactions by keeping track of the dates for each one and generating reports for our organization. It also helps us keep our departments within their capped budgets. On top of that, it supports employee accountability, since we can quickly spot and address any questionable purchases that show up in our account.

**Official Response from Zach Reichenberger:**

> We are glad to hear PEX is helping your team stay organized and making transaction tracking and card management easier. We also appreciate the kind words about our support team.

We hear your feedback on funding speed. For more urgent needs, we do offer faster options like wire transfers and same-day ACH to help ensure funds are available when you need them. Feel free to reach out to adminsupport@pexcard.com if you would like additional information or support. 

  ### 5. Professional presentation

**Rating:** 4.5/5.0 stars

**Reviewed by:** Carla E. | Administrative Office Coordinator, Small-Business (50 or fewer emp.)

**Reviewed Date:** September 27, 2024

**What do you like best about PEX?**

The company is very forward looking and coming up with new innovations, testing the product with their employees and then allowing consumers to sign up to test the new feature.  

**What do you dislike about PEX?**

They have been updating but sometime the ability to split transaction is not available and it feels like there are a few glitches in reporting your transactions, tags, etc.

**What problems is PEX solving and how is that benefiting you?**

It has help solve our departmental request for funding, eliminating lost paper work as well as we have a record of all transactions.  We can now track most of departmental spending. It has also increase accountability throughout the departments that utilized the cards.

**Official Response from Zach Reichenberger:**

> Thank you for such a detailed and thoughtful review! We're thrilled to hear that PEX has been a valuable asset in streamlining your processes, especially with reducing paperwork and helping your culinary staff manage their funding more efficiently. We're also glad that our customer support team has been responsive when needed and that the overall implementation has been smooth for you.

We appreciate your feedback on the new features and the need for more detailed instructions in some areas. If there’s ever a specific feature or documentation you'd like more clarity on, please don't hesitate to reach out—we’re here to help!

  ### 6. Streamline Expense Management for Nonprofits

**Rating:** 5.0/5.0 stars

**Reviewed by:** Alyson G. | Owner, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 13, 2026

**What do you like best about PEX?**

I really like the low fees of PEX as other platforms charge fees that don't work well for cash flow, especially for small nonprofits like ours. The staff at PEX are excellently trained; everyone I have spoken to has expert-level knowledge of the platform, even the salespeople. I've talked to a lot of salespeople in my career about software, and PEX's staff are clearly well-prepared. Additionally, I appreciate the low level of upselling, which makes the experience more comfortable. The initial setup of PEX was very easy, and on a scale from 1 to 10, I would definitely recommend PEX to others and give it a 10.

**What do you dislike about PEX?**

Nothing

**What problems is PEX solving and how is that benefiting you?**

PEX helps me with expense tracking, spend management, and financial controls.

**Official Response from Zach Reichenberger:**

> Thank you for the amazing review! We’re so glad PEX has been a great fit for your nonprofit, especially when it comes to keeping fees low and simplifying expense management. We also appreciate your kind words about our team; providing knowledgeable, low-pressure support is something we care deeply about. Thanks again for the recommendation and for being part of PEX!

  ### 7. Receipts, Notes, and GL Tags in One Place—Plus Helpful Updates Like Auto Enforcer

**Rating:** 4.5/5.0 stars

**Reviewed by:** Brenda L. | Senior Property Accountant, Small-Business (50 or fewer emp.)

**Reviewed Date:** February 04, 2026

**What do you like best about PEX?**

I like that my receipts and notes are all in one place. I also really like the updates, such as Auto Enforcer, and the fact that I can add GL codes as tags.

**What do you dislike about PEX?**

I have 9–10 PEX accounts that I reconcile, and they don’t all have the same reports available for each account. It would be nice if there was a uniformity in the reports.

**What problems is PEX solving and how is that benefiting you?**

I was having issues getting cardholders to reconcile their accounts in a timely manner. I would start making my entries in PEX, only to find that a user still hadn’t finished uploading receipts or adding notes about the purchase. With auto enforcer, users are prompted to reconcile their transactions on time, which has helped keep things moving more consistently.

**Official Response from Zach Reichenberger:**

> Thanks for sharing this. We are glad to hear Auto Enforcer is helping keep reconciliations moving and that having receipts, notes, and GL tags in one place has been valuable for your workflow.

For the reporting differences across accounts, please reach out to adminsupport@pexcard.com with your account names and the reports you need access to, and our team will get everything aligned. We appreciate the feedback and your partnership.

  ### 8. Effortless International Payments, Needs Better Alerts

**Rating:** 4.0/5.0 stars

**Reviewed by:** Opare D. | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 13, 2026

**What do you like best about PEX?**

I like that PEX allows us to easily get cash to our international staff on the prepaid cards. I also appreciate how easy it is to fund the cards and monitor the spending. We are able to easily integrate it into our accounting with our custom categories and general ledger, which makes the process smooth and efficient.

**What do you dislike about PEX?**

I think the alerts could be better when cards reach a certain balance. It would also be helpful for users to request easier in the platform.

**What problems is PEX solving and how is that benefiting you?**

PEX helps pay international staff easily and lets us quickly fund and monitor spending on prepaid cards, integrating with our custom categories and GL.

**Official Response from Zach Reichenberger:**

> Thank you for the thoughtful review and for sharing how PEX is supporting your international staff payments and GL workflow, it's great to hear.

On your feedback: PEX does support configurable Low Balance Alerts (cardholders can set a threshold in Account → Notifications to get a push notification when a card drops below it) and in-app Funding, Spend Limit, and Card Unblocking Requests that cardholders can send to admins for approval. Your CSM will reach out shortly to make sure these are turned on and set up the way you want.

  ### 9. Effortless Card Management with Quick Setup

**Rating:** 4.5/5.0 stars

**Reviewed by:** KaLynn H.

**Reviewed Date:** February 04, 2026

**What do you like best about PEX?**

I love the ease of setup with PEX and how easy it is to navigate the portal. It's super quick to fund any card in our account with just a click of a button. The integration with QuickBooks also saves a ton of time administratively, and it's great that receipts and reimbursement requests can be sent directly from the app without needing to track down paper copies. The prompt and easy use of PEX helps solve issues quickly, providing peace of mind in potentially stressful situations.

**What do you dislike about PEX?**

I would say when we are funding cards from the cards tab, it would be nice to have a notes section appear to add what funds are being sent for. It would also be nice to have the ability to allow our drivers to pull cash off their cards, if we allow it. So, some kind of permission to be able for them to do this if card is not accepted. The ability to send ACH payments to our drivers would also be a helpful option or allowing us to reallocate funds from their card accounts to their personal bank account if needed. Some vendors don't accept cards, and cash is king

**What problems is PEX solving and how is that benefiting you?**

PEX streamlines the funding process for truck drivers, eliminating the hassle of using cash apps or credit cards, and helps track expenditures precisely. It's easy to set up, navigate, and fund cards swiftly, reducing stress during urgent situations.

**Official Response from Zach Reichenberger:**

> Thanks for sharing your experience. We are glad to hear setup has been quick, funding cards is easy for your team, and the QuickBooks integration and in app receipts are helping reduce administrative work and stress.

We also appreciate the candid feedback around notes, cash access, and alternative payment options. For situations where vendors do not accept cards or when individuals need to be reimbursed directly, our reimbursement feature may be a good fit. It allows you to reimburse individuals through PEX while still maintaining visibility and control. We have included a support article below on this feature but please reach out to adminsupport@pexcard.com if you want to learn more. 

  ### 10. User-Friendly with Stellar Features

**Rating:** 5.0/5.0 stars

**Reviewed by:** Caroline  O.

**Reviewed Date:** February 04, 2026

**What do you like best about PEX?**

I love that PEX is extremely user-friendly and they are constantly making updates and improvements. My favorite feature is the digest email reminder, which allows me to reach out to multiple card-holders at once using different filters. The emails provide plenty of detail, so no further explanation is needed on my end, making it a great automated process. Adding new card-holders is a very easy process.

**What do you dislike about PEX?**

I wish I could still check transactions as reviewed even if they do not include user notes or receipt attachments. The review status is how I know if I have entered a transaction into my spreadsheet for accounting purposes, so all transactions having an option for review (with or without receipts and/or notes) would be a helpful visual. Also, it is not automated with our ERP.

**What problems is PEX solving and how is that benefiting you?**

PEX helps us track recurring transactions with the credit card and allows for flexible purchases with spending cards. The digest email reminder is invaluable, enabling easy communication with card-holders and efficient process automation.

**Official Response from Zach Reichenberger:**

> Thanks for taking the time to share this. It is great to hear the digest email reminders have been a strong fit for your workflow and that adding new cardholders has been straightforward.

We appreciate the thoughtful feedback on transaction review status and ERP automation. That kind of visibility is important for accounting processes, and input like this helps guide where we continue to improve. Thanks again for the detailed review and for sharing how your team uses PEX.

  ### 11. Streamlined Financial Management, Needs Enhanced Bulk Loading

**Rating:** 4.5/5.0 stars

**Reviewed by:** Meghan P. | Staff Accountant / Finance Analyst

**Reviewed Date:** February 04, 2026

**What do you like best about PEX?**

I find PEX very easy to use and extremely user-friendly. It has lots of features that work well with QuickBooks, which we currently use for our financials. The integration between PEX and QuickBooks is almost seamless, making it very convenient for our operations. This integration is particularly important as it aids in monthly reporting and is just the easier form to use once you get the hang of it.

**What do you dislike about PEX?**

I don't like that for bulk loading, we have to use a second app instead of having it integrated directly into PEX. It should just be built into PEX so you can do a bulk load without using an additional app. Also, there are some kinks in the system that need to be worked out, like how it pulls information. Sometimes a card gets declined, not because of money but due to other reasons.

**What problems is PEX solving and how is that benefiting you?**

PEX makes it easier to handle disbursements with prepaid cards, avoiding the need for multiple cards. It integrates almost seamlessly with QuickBooks, which helps with reporting and is user-friendly. This simplifies monthly financial tasks.

**Official Response from Zach Reichenberger:**

> Thanks for taking the time to share this feedback. It is great to hear the QuickBooks integration has been helpful for reporting and that PEX has simplified disbursements for your team.

We appreciate you calling out the bulk loading experience and the issues you have seen with declines. Please reach out to us at adminsupport@pexcard.com so we can hear more about the kinks you are experiencing and take a closer look at what is happening. Thanks again for the thoughtful review and input.

  ### 12. Easy, Fee-Free Way to Keep Company Resources Running Smoothly

**Rating:** 5.0/5.0 stars

**Reviewed by:** Lisbeth Johana P. | Finance Coordinator, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 13, 2026

**What do you like best about PEX?**

An easy way to help your company get enough resources to run smoothly, without interest or maintenance fees.

**What do you dislike about PEX?**

I don’t have admin access, so I couldn’t check whether the update would make my tracking role easier, as they tried to explain.

**What problems is PEX solving and how is that benefiting you?**

It’s the quickest way I’ve found to solve any money-related problems from any location, simply by following the proper workflow in my company.

**Official Response from Zach Reichenberger:**

> We’re glad to hear PEX has helped make managing company spending quick, simple, and accessible from anywhere — all without added fees.

  ### 13. Efficient Fund Distribution, Quick Setup

**Rating:** 4.5/5.0 stars

**Reviewed by:** Jose G. | Director of Operations, Mid-Market (51-1000 emp.)

**Reviewed Date:** February 04, 2026

**What do you like best about PEX?**

I like that PEX is fast in generating new credit cards. It allows us to have a flexible balance per credit card, and if we need to increase it at any time, it's easy to do that as well. Additionally, it keeps track of all the transactions that the company needs to make, so we can operate efficiently, in a good way.

**What do you dislike about PEX?**

I wish that working with receipts and memos for the receipts after transactions were easier. After a transaction is made, we need to ensure that the cardholder sends back to PEX, the receipt and writes a memo about the transaction. This process is usually very manual and cumbersome.

**What problems is PEX solving and how is that benefiting you?**

We use PEX to create virtual credit cards, distribute funds to team members, and allow them to pay for necessary services. It's fast at generating new cards, offers flexible card balances, and efficiently tracks company transactions.

**Official Response from Zach Reichenberger:**

> Thanks for sharing this feedback. It is great to hear that creating cards, adjusting balances, and tracking transactions has been fast and flexible for your team.

We also appreciate the note around receipts and memos. If you have not already, features like Auto Enforcer and in app reminders can help reduce manual follow up by prompting cardholders to submit receipts and notes automatically. Input like this helps us continue to improve those workflows. Thanks again for taking the time to leave a review.

  ### 14. Pex Cards Made Spending Easy, Backed by Fantastic Support

**Rating:** 5.0/5.0 stars

**Reviewed by:** Administrative A. | Administrative Financial Secretary, Religious Institutions, Small-Business (50 or fewer emp.)

**Reviewed Date:** March 24, 2026

**What do you like best about PEX?**

I like the Pex Debit & Credit card feature most. Our organization has been able to utilize this the most and its made things every easy for us to use. The customer support at Pex is also fantastic.

**What do you dislike about PEX?**

the only down side we have see is the issue with the fact that with the debit cards the merchant can push through a charge if it is more then on the card.

**What problems is PEX solving and how is that benefiting you?**

Pex has solved our problem with elimanting reimbursement checks with the cards.

**Official Response from Zach Reichenberger:**

> Thank you for the 5-star review, we really appreciate it. Great to hear our features are making it easier for your team to spend and manage expenses. Eliminating reimbursements is a big win, and it’s exactly what we aim to simplify for our customers.

Also glad to hear our support team has been helpful along the way. We take a lot of pride in being responsive and easy to work with.

  ### 15. Effortless Financial Management for Construction Team

**Rating:** 5.0/5.0 stars

**Reviewed by:** Felipe B. | Small-Business (50 or fewer emp.)

**Reviewed Date:** April 24, 2026

**What do you like best about PEX?**

I find PEX easy and convenient to use. It's great for real-time tracking and avoids the hassle of making bank trips or dealing with out-of-pocket expenses. Transferring money is a breeze, and I can handle transactions without the need to be physically present, which is a lifesaver in my line of work. The setup was very easy for my team, consisting of five people. Overall, PEX makes managing finances simpler for our home improvement projects.

**What do you dislike about PEX?**

dont have any dislikes at this time

**What problems is PEX solving and how is that benefiting you?**

PEX makes banking transactions easier, eliminating bank trips and out-of-pocket hassles with easy transfers and real-time tracking.

**Official Response from Zach Reichenberger:**

> Thanks for the great feedback. Glad to hear PEX is making it easier for your team to manage expenses without bank trips or out-of-pocket costs. Real-time tracking and simple transfers are exactly what we aim for. If you ever want to streamline things even further, we’re always here to help!

  ### 16. Easy, Accurate, Complete

**Rating:** 5.0/5.0 stars

**Reviewed by:** Paulette R. | Accountant, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 10, 2025

**What do you like best about PEX?**

I can restrict the users from spending when transactions go untagged.

**What do you dislike about PEX?**

I still struggle with users not tagging transactions.  This is not a PEX problem, per se.

**What problems is PEX solving and how is that benefiting you?**

PEX eliminates the need for several manual tasks.
 * Debit cards make it real-time spending.
* Tagged transactions make it real-time accounting results
* Elimnates the need for employee reimbursements.

**Official Response from Zach Reichenberger:**

> Thanks so much for the thoughtful review! We're glad to hear that features like Auto Tagger and our reporting are helping streamline your workflow and that the Aplos integration is working smoothly for your team.

You mentioned wanting app notifications for transactions missing tags—great news, we have a tool called Auto Enforcer to help with that. It automatically notifies cardholders when tags or receipts are missing based on the rules you set. You can learn more about it here: https://support.pexcard.com/s/article?name=000003632-Auto-Enforcer or reach out to adminsupport@pexcard.com and we’ll be happy to help you get started.

  ### 17. Quick Setup with User-Friendly Interface

**Rating:** 3.5/5.0 stars

**Reviewed by:** Myles C. | Accountant

**Reviewed Date:** February 04, 2026

**What do you like best about PEX?**

I like how PEX allows us to issue per diem cards and allocate funds instantly. The platform also supports setting spend restrictions, which is really helpful. I appreciate the user interface; it's simple and easy to use. We were able to transition to PEX quickly, getting set up with cards in just seven days.

**What do you dislike about PEX?**

I wish there was a way employees could use the card at an ATM and get cash back, and they could just cover the surcharge from the ATM, but they would at least be able to have cash if they so chose. There is no direct integration, which makes it hard.

**What problems is PEX solving and how is that benefiting you?**

I use PEX to issue per diem cards and allocate funds instantly. It's easy to set up, taking just 35 minutes, and offers spend restrictions that our old platform didn't.

**Official Response from Zach Reichenberger:**

> It is great to hear your team was able to get up and running quickly and that issuing per diem cards, allocating funds instantly and setting spend restrictions have been working well for you. We appreciate the feedback around cash access and integrations. Thanks again for the thoughtful review and feedback.

  ### 18. Balances Dashboard Handy, Setup Needs Clarity

**Rating:** 2.5/5.0 stars

**Reviewed by:** Antonia M. | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 13, 2026

**What do you like best about PEX?**

I appreciate the elimination of credit card use for small purchases, which simplifies my purchasing process. I find the PEX Dashboard valuable because it's visible for card balances, helping me manage my finances with ease. The setup process was also fairly easy, making the transition smooth.

**What do you dislike about PEX?**

Funding was somewhat difficult, perhaps not clearly outlined in how to set up.

**What problems is PEX solving and how is that benefiting you?**

I use PEX for purchasing, eliminating the need for credit cards for small buys. The Dashboard is helpful as it's visible for card balances.

**Official Response from Zach Reichenberger:**

> Thank you for your feedback and for highlighting the value of the PEX Dashboard and simplified purchasing process.

We appreciate your comments around funding setup. PEX offers several funding options; including wire, ACH and same-day ACH. As well as flexible card funding workflows that can be automated, scheduled or manual based on your needs.

A member of our Customer Success team will be reaching out directly to help simplify setup and ensure you’re getting the most out of PEX. We’re confident that with a quick conversation, we can help improve your experience and earn that 5-star rating. We would love for you to revisit this review after your connect with our team.  

  ### 19. The Auto enforcer is a livesaver

**Rating:** 5.0/5.0 stars

**Reviewed by:** Kimberly A. | Client Funds manager, Enterprise (> 1000 emp.)

**Reviewed Date:** April 23, 2025

**What do you like best about PEX?**

PEX helps my company streamline our financial services quickly and more efficiently.

**What do you dislike about PEX?**

It’s very time-consuming when you have to check every receipt. But now with new tools, this cab be completed in no time.

**What problems is PEX solving and how is that benefiting you?**

It helps identify fraud and waste, and it also improves accuracy.

**Official Response from Zach Reichenberger:**

> Thanks for the great feedback! We're happy to hear PEX is helping your team save time and streamline financial processes.

On the receipt rejection issue — could you reach out to us at customersuccess@pexcard.com with more details? We’d love to learn more, as we’re not quite sure we understand the behavior you're seeing. Looking forward to hearing from you!

  ### 20. Straightforward Platform

**Rating:** 4.5/5.0 stars

**Reviewed by:** Josh Y.

**Reviewed Date:** January 29, 2026

**What do you like best about PEX?**

I like PEX because the platform is fairly straightforward and easy to use. There are a number of different modalities to search and organize expenses, which are helpful when tracking expenses over longer periods of time.

**What do you dislike about PEX?**

I've had a few issues when issuing new cards to teammates new to PEX - it's not always clear where the card is in the process/ tracking it. There have been a couple of occasions where we've had to have the cards resent a few times. Also, from my side as an administrator, it's not always clear how the process of setting up that card is going for my teammate.

**What problems is PEX solving and how is that benefiting you?**

I use PEX to allow multiple leaders in our church to make purchases using budgeted funds, enabling more team members to pay for church expenses easily.

**Official Response from Zach Reichenberger:**

> Thanks for sharing your feedback. We’re glad to hear the platform is easy to use and that the expense tools are helpful for tracking spend over time. It’s great to see PEX supporting your team in managing church expenses more easily, and we’re always here if you need help along the way.

  ### 21. Streamlines Corporate Expense Management with Ease

**Rating:** 5.0/5.0 stars

**Reviewed by:** Alicia C. | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 13, 2026

**What do you like best about PEX?**

I like the reminders PEX sends to provide receipts because it saves time at the end of the month. With these reminders, we don't have to remind people to turn in receipts manually.

**What do you dislike about PEX?**

We do have issue with the journal entries changing before we post them, which means we have to do more research.

**What problems is PEX solving and how is that benefiting you?**

PEX saves us time by eliminating the need to chase down receipts and automates reminders, so we don't have to prompt people at month-end.

**Official Response from Zach Reichenberger:**

> We’re glad to hear that PEX’s automated receipt reminders are helping save time and reduce the manual work of tracking down receipts at month-end. We also appreciate your feedback regarding journal entry changes and understand how that can create extra work for your team. We’ll be sure to share this with your customer success manager and have them reach out to you shortly.

  ### 22. User-Friendly Expense Management with Responsive Updates

**Rating:** 5.0/5.0 stars

**Reviewed by:** Caroline O. | Staff Accountant, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 13, 2026

**What do you like best about PEX?**

I find PEX extremely user-friendly and I really appreciate that they're always adding updates to keep their customers happy and make the most out of the platform. Setting it up, both initially and as a new admin, was very easy, including adding new cardholders.

**What do you dislike about PEX?**

It is not currently integrated with Business Central.

**What problems is PEX solving and how is that benefiting you?**

I use PEX primarily for managing expenses, ensuring that all transactions are easily tracked and categorized, and keeping everything organized.

**Official Response from Zach Reichenberger:**

> Thank you for the great feedback! We’re so glad to hear that PEX has been easy to use and simple to set up, both initially and for new admins and cardholders. Our team is always working to improve the platform, so it’s great to know the updates have made a positive impact. We do have a Business Central integration and will be sure to reach out to you directly shortly to get this up and running. 

  ### 23. Effortless Money Management with PEX

**Rating:** 5.0/5.0 stars

**Reviewed by:** Rena H.

**Reviewed Date:** December 23, 2025

**What do you like best about PEX?**

I like using PEX for money management and keeping our company account straight. It helps with time and visibility. I appreciate the ease of adding money to the main account and dispersing it to other accounts. The initial setup of PEX was super easy, and I love how easy it is to create accounts and set up cards. The reports feature is also something I find useful. Overall, I would highly recommend PEX.

**What do you dislike about PEX?**

I need to have more than one schedule for card funding. I want to be able to add money to my cards on the 1st and the 15th, and currently, I cannot do that.

**What problems is PEX solving and how is that benefiting you?**

I use PEX for money management and keeping our company account straight. It solves time and visibility problems. I like the ease of adding money to the main account and dispersing it to others.

**Official Response from Zach Reichenberger:**

> Thanks for the review and for recommending PEX. We’re glad to hear the platform has helped improve visibility and made funding and card management easy for your team.

Regarding multiple funding schedules, we do offer a potential solution through our Batch Funding App, which allows you to set up funding rules to distribute funds across cards. This may support use cases like funding on both the 1st and the 15th, depending on how you’re looking to fund. I recommend reaching out to adminsupport@pexcard.com to learn more and see if batch funding is the right fit for you. Thanks!

  ### 24. Essential for Managing Company Expenses

**Rating:** 5.0/5.0 stars

**Reviewed by:** Wendy P. | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 13, 2026

**What do you like best about PEX?**

I like that I can use PEX almost everywhere, which adds a lot of convenience for managing last-minute purchases. I also appreciate how it allows us to utilize our GL codes to keep expenses organized. Additionally, the initial setup of PEX was very easy.

**What do you dislike about PEX?**

Some locations or sites won’t take PEX.

**What problems is PEX solving and how is that benefiting you?**

PEX helps manage last-minute purchases, especially not planned or through vendors. I like using GL codes to keep expenses organized.

**Official Response from Zach Reichenberger:**

> We’re glad to hear PEX has made managing last-minute purchases easier and helped keep expenses organized with GL coding. It’s also great to know the setup process was smooth for your team. We appreciate your feedback about merchant acceptance, and based on your needs, Credit Expense might be a great fit for you. Please feel free to reach out to customersuccess@pexcard.com to learn more.

  ### 25. Great Transaction Dashboard with Customizable, User-Friendly Reporting

**Rating:** 5.0/5.0 stars

**Reviewed by:** Kim J. | Finance administration, Small-Business (50 or fewer emp.)

**Reviewed Date:** April 07, 2026

**What do you like best about PEX?**

The dashboard I use to view transactions and see who charged what is great. I can run reports and customize it to be user-friendly. I’m just starting to add Tags so I can delegate charges to different departments.

**What do you dislike about PEX?**

There is nothing I dislike at this point. Very customizable.

**What problems is PEX solving and how is that benefiting you?**

Allowing technicians to use while on the road. We can see real time what they are charging and when they upload receipts and write notes is very important to us tracking expenditures.

**Official Response from Zach Reichenberger:**

> Thanks for the review. Glad to hear the dashboard and reporting are giving you clear visibility into spend. Tags are a great next step and will make it even easier to track expenses by department or project. Also great to hear PEX is helping your technicians in the field while keeping everything visible in real time. If you want help optimizing Tags or reporting, we’re always here to help.

  ### 26. Effortless to Use with Excellent Reports and Seamless Integration

**Rating:** 4.5/5.0 stars

**Reviewed by:** Leah T. | Finance Director, Small-Business (50 or fewer emp.)

**Reviewed Date:** January 07, 2026

**What do you like best about PEX?**

I appreciate how easy it is to use, as well as the quality of the reports it generates. I also like the way it integrates smoothly with accounting software.

**What do you dislike about PEX?**

I really wish the physical cards offered cash back benefits, instead of limiting this feature to just the virtual cards.

**What problems is PEX solving and how is that benefiting you?**

PEX solves the challenge of managing employee credit cards by centralizing card issuance, spending controls, and receipt collection. This benefits us by improving visibility into spending, simplifying receipt management, and reducing manual follow-up and reconciliation.

**Official Response from Zach Reichenberger:**

> Thanks so much for the thoughtful review and for calling out the ease of use, reporting, and accounting integrations. We are glad PEX is helping simplify card management, visibility, and reconciliation for your team.

On the cash back point, we wanted to clarify that our Credit Expense product does offer rebates on both virtual vendor cards as well as physical team member cards. If you are interested in learning more about Credit Expense and if it is a good fit for your use case, feel free to reach out to customersuccess@pexcard.com to set up a quick conversation or demo.

  ### 27. Easy, User-Friendly Apps and Online Interface

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Entertainment | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 13, 2026

**What do you like best about PEX?**

The ease of the apps, online interface and user friendly experience.

**What do you dislike about PEX?**

I have just started utilizing this at our company two months ago so I have yet to run into any issues!

**What problems is PEX solving and how is that benefiting you?**

It is saving me so much time as I no longer have to manually reimburse employees by check or cash when they turn in expenses.

**Official Response from Zach Reichenberger:**

> We’re so glad to hear that the PEX app and online experience have been easy to use and user-friendly from the start. It’s especially great to know PEX is saving you time by simplifying expense reimbursements and reducing manual processes.

  ### 28. Clear Visibility Into Spending, Right When It Happens

**Rating:** 5.0/5.0 stars

**Reviewed by:** Miriam M. | Expectant/Birth Parent Counselor, Individual & Family Services, Small-Business (50 or fewer emp.)

**Reviewed Date:** February 04, 2026

**What do you like best about PEX?**

I am able to see where the money is being spent and when.

**What do you dislike about PEX?**

When there is a negative amount in account. Card should not allow overdraft.

**What problems is PEX solving and how is that benefiting you?**

It helps me control when and how much money goes onto a debit card. As I mentioned earlier, I can now see where and when the money is being used. It also means less check creation and distribution.

**Official Response from Zach Reichenberger:**

> Thanks for sharing this. We are glad to hear the real time visibility into where and when spend occurs has been helpful and that PEX is reducing the need for checks.

  ### 29. Improving User Experience based on user feedback

**Rating:** 5.0/5.0 stars

**Reviewed by:** Maria M. | Operations and Finance Assistant, Small-Business (50 or fewer emp.)

**Reviewed Date:** February 04, 2026

**What do you like best about PEX?**

PEX is very easy to use and is always coming up with new features to improve experience.

**What do you dislike about PEX?**

Sometimes AI doesn't suggest the correct tags. I'd rather have a choice not to use the AI feature than see incorrect tags.

**What problems is PEX solving and how is that benefiting you?**

I really like the auto enforcer feature. I did not know about this feature until the webinar, so we will likely be using it soon.

**Official Response from Zach Reichenberger:**

> It is great to hear PEX has been easy to use and that Auto Enforcer stood out as a valuable feature after the webinar.

If you do not find AI tag suggestions helpful, you can turn them off by navigating to Business settings > Profile and disabling the “AI tag suggestion” option. We are also continuing to make improvements to refine AI tag suggestions based on customer feedback like yours. Thanks again for taking the time to leave a review.

  ### 30. PEX Makes Company Credit Card Management Effortless

**Rating:** 5.0/5.0 stars

**Reviewed by:** Clayton K. | Accountant, Mid-Market (51-1000 emp.)

**Reviewed Date:** November 06, 2025

**What do you like best about PEX?**

PEX provides a user-friendly portal that makes managing our company's credit cards incredibly easy. Whether it's adding new cards or categorizing transactions, PEX helps our company save both time and money every day. Our onboarding customer support representative ensured that implementing PEX into our daily operations was a seamless transition. The integration between PEX and our accounting software, QuickBooks, makes using our credit cards even more convenient.

**What do you dislike about PEX?**

The only downside to PEX was transferring all of our recurring transactions from our old credit company while closing it out!

**What problems is PEX solving and how is that benefiting you?**

PEX helps solve issues such as categorizing expenses, reconciling statement periods, & managing each department's budget seamless.

**Official Response from Zach Reichenberger:**

> Thanks so much for the great feedback! We're glad to hear PEX has made managing your company cards simple and efficient. It’s great that the QuickBooks integration and onboarding experience helped streamline things. We appreciate your note about recurring transactions—our team is always working to make transitions even smoother.

  ### 31. Highly Customizable Dashboard That Feels Truly Personalized

**Rating:** 4.5/5.0 stars

**Reviewed by:** Briana S. | Senior Accountant, Mid-Market (51-1000 emp.)

**Reviewed Date:** February 07, 2026

**What do you like best about PEX?**

I really appreciate the many ways the Dashboard lets us tailor and personalize our experience.

**What do you dislike about PEX?**

So far, I haven’t noticed anything that’s holding me back.

**What problems is PEX solving and how is that benefiting you?**

PEX allows our team to adjust credit limits quickly, transactions populate in the system for submission reasonably fast, and the review and approval process for accounting is straightforward.

**Official Response from Zach Reichenberger:**

> We’re glad to hear the dashboard feels customizable and personal to your team. Giving admins flexibility to tailor views, limits and workflows is something we put a lot of thought into, so it’s great to know that’s coming through. We’re also happy the credit limit updates, transaction visibility, and review and approval flow are working smoothly for your accounting process.

  ### 32. Pex Solved 7 years of passing around credit cards, receipt tracking, and phone sales,

**Rating:** 5.0/5.0 stars

**Reviewed by:** Dave F. | Director of Human Resources, Mid-Market (51-1000 emp.)

**Reviewed Date:** July 22, 2025

**What do you like best about PEX?**

That you can order cards as you need them for new staff, if someone leaves, you can just de-activate the card. That is a certain level or protection and comfort my business needs.

**What do you dislike about PEX?**

Once I accidentally closed/deleted all the cards, It was a stupid mistake, but was too easy to make. The couldn't just turn them back on, once they are closed you have to order all new cards with all new numbers. This is a very shallow dislike because i really had to think of something.

**What problems is PEX solving and how is that benefiting you?**

It solves the needs for individual credit cards for individual managers, as well as managing a line of credit, and receipt/expense collection and reporting. With this system it doesnt matter how many managers we issue cards to because we are able to control the cash that flows to the and put spend rules on the cards. Then it is super easy to photograph and upload your receipts as soon as you make a transaction. It has saved hours of my time tracking down receipts as well as worrying if cards are being mis-used, or if an employee leaves have to track down that credit card.

**Official Response from Zach Reichenberger:**

> Thanks for sharing such a thoughtful review. We're glad to hear that PEX has brought your team peace of mind and made managing cards, receipts, and spending so much easier. Being able to issue and deactivate cards quickly is one of the key ways we help teams stay flexible and secure.

Thanks again for being a customer and for taking the time to share your experience.

  ### 33. Effortless Expense Management with Real-Time Visibility

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Construction | Mid-Market (51-1000 emp.)

**Reviewed Date:** April 23, 2025

**What do you like best about PEX?**

I like the real-time visibility and user-friendly platform of PEX. The app is simple enough for users who aren't tech-savvy, and the real-time visibility aids in budget forecasting.

**What do you dislike about PEX?**

I don't like the custom report generation for settled transactions and the inability to see the history of digest reminders sent.

**What problems is PEX solving and how is that benefiting you?**

PEX limits employee expense reimbursements, gives us total control over funding, and eliminates vendor setup time for one-time purchases. Its real-time visibility aids in budget forecasting, and the user-friendly platform is simple for non-tech users.

**Official Response from Zach Reichenberger:**

> Thanks so much for the kind words! We're glad the admin customization is making weekly reconciliation smoother for you. Sounds like you're getting the most out of the platform — and those receipt reminder prompts can definitely help keep your team on track.

  ### 34. Flawless Expense Management, Highly Recommended

**Rating:** 5.0/5.0 stars

**Reviewed by:** Chase C. | Director of Finance and Frachise, Mid-Market (51-1000 emp.)

**Reviewed Date:** December 30, 2025

**What do you like best about PEX?**

I use PEX for corporate expense management, and I like its ease of use. It helps control spend and tracks expenses efficiently. PEX works great and its reports integrate well with our accounting software. The initial setup was very easy, and I'd rate my likelihood of recommending it a 10.

**What do you dislike about PEX?**

Limited reporting flexibility and occasional delays or friction in transaction categorization and receipt matching make deeper analysis and reconciliation more time-consuming than it should be.

**What problems is PEX solving and how is that benefiting you?**

I use PEX for corporate expense management, which helps control spend and tracks expenses. It's easy to use and works well with our accounting software.

**Official Response from Zach Reichenberger:**

> Thanks for the thoughtful review and for the strong recommendation. We are glad to hear PEX has been easy to set up and helpful in controlling spend and keeping expenses in sync with your accounting system.

We also appreciate the honest feedback on reporting flexibility and transaction categorization and receipt matching. We would love to hear more and get a few examples - please feel free to reach out to adminsupport@pexcard.com and we can look into it further with you. Thanks again for taking the time to share your experience and for trusting PEX with your expense management.

  ### 35. Great resource for team spending

**Rating:** 5.0/5.0 stars

**Reviewed by:** Lisa W. | CFO, Non-Profit Organization Management, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 23, 2025

**What do you like best about PEX?**

This has reduced my time processing reimbursements significantly. It gives our employees more flexibility when buying company items. They don't have to go out of pocket and wait for reimbursement. I use PEX cards at 2 different organizations that I work with. Highly recommended!!

**What do you dislike about PEX?**

The auto funding has limited options. It only offers auto funding on certain days.The sync between scheduled transfers & scheduled card funding is not clean.  I would prefer to transfer on the last day of the month, then autofund on the first day of the month.  When it tries to do both, some cards don't get funded...then I get phone calls.

**What problems is PEX solving and how is that benefiting you?**

Sending reimbursement checks via mail or ACH monthly. Both of those options cost. Gives employees flexibility.  Easy to add funds at a moment's notice from my phone.

**Official Response from Zach Reichenberger:**

> We're so glad PEX is helping you save time on reimbursements and making it easier for your team to make purchases without waiting to get paid back. We’ve shared your feedback with our product team to explore future enhancements. One suggestion that might help is using auto card funding along with daily or monthly spend rules to better control timing. Feel free to reach out to customersuccess@pexcard.com if you’d like more details.

  ### 36. Great Product however customer support is slow to provide resolution

**Rating:** 4.0/5.0 stars

**Reviewed by:** Kathy L. | Account Payable and Receivable Coordinator, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 23, 2025

**What do you like best about PEX?**

We love how easy the receipt capture and tag coding is.  We were preparing expense reports for each person with a credit card prior to using PEX.  This is a huge time saver for our staff and admin support.

**What do you dislike about PEX?**

The least helpful are the support team when we have integration issues.  We have had multiple integration issues with Quickbooks desktop.  As of today we cannot close our June books.  An internal ticket was filed on 7/10 for this issue.  Communication has been very poor in resolving this issue.  This has occurred on multiple occasions since we joined July 2023.0

**What problems is PEX solving and how is that benefiting you?**

No longer needing 25 employees to complete expense reports and then finance department having to enter those expenses into quickbooks.  PEX is a huge time saving tool for both users and admins.

**Official Response from Zach Reichenberger:**

> Thanks for the feedback and for sharing how PEX has helped save your team time on expense reports. We’re glad to hear the receipt capture and tagging features have made a positive impact.

I looked into your case, and from what I can see, our support team was responsive and actively working with our engineering team to resolve the QuickBooks Desktop integration issue that you mentioned. Based on the latest update, it looks like the issue has been resolved, which is great news!

That said, I completely understand how delays during a month-end close can be frustrating. We appreciate your patience and will continue working to improve communication and turnaround time on these types of requests.

  ### 37. PEX make managing stipends simple

**Rating:** 4.5/5.0 stars

**Reviewed by:** Evan  D. | Alumni Counselor, Mid-Market (51-1000 emp.)

**Reviewed Date:** June 10, 2025

**What do you like best about PEX?**

It is extremely simple to disperse money to cardholders. It is also very easy to restrict certain vendors so I know that the money is being used for it's intended purpose. Support has always been extremely helpful and quick to solve any issues that I have had.

**What do you dislike about PEX?**

The only issues to using PEX is that our cardholders often need to rent certain supplies, but this type of card will not all it to be used for a rental.

**What problems is PEX solving and how is that benefiting you?**

We use PEX to give stipends for students to have money for books and supplies through their college semesters. Before we used PEX, we used gift cards that were extremely limited and couldn't be used at certain places. This meant that students often couldn't buy their books at their own school bookstore. This used the money for things it was not intended for. It also meant that it could be used anywhere and would again be used on anything without any knowledge of how it was used. The ability for students to be able to use this card in person or online and being able to limit the places it can be used has allowed the money to be used in its intended way and more effectively.

**Official Response from Zach Reichenberger:**

> Thanks for the great review! We're happy to hear that PEX has made it easier to manage stipends and ensure funds are being used as intended. It’s great to know our support team has also been helpful along the way.

We understand that rental-related transactions aren’t supported with your current card product. That’s a common limitation with prepaid cards. If this is a frequent need, we do offer a Credit Expense solution that supports a wider range of transaction types, including rentals. You can learn more here: https://www.pexcard.com/pex-credit-expense/

  ### 38. PEX is a great tool for any business

**Rating:** 5.0/5.0 stars

**Reviewed by:** Karen D. | Accounts Receivable Coordinator, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 15, 2025

**What do you like best about PEX?**

PEX makes the process very easy to submit receipts. The notifications help make it easy so you never forget to log a receipt. As an administrator, I like how easy it is to review funding requests and view transactions for approvals.

**What do you dislike about PEX?**

The only downsides seem to be when people don't attach receipts or tags but PEX is always creating new ways to help and now there is a new tool for that!

**What problems is PEX solving and how is that benefiting you?**

PEX is good for people in our company who don't need a full credit card.

**Official Response from Zach Reichenberger:**

> Thank you for sharing your feedback. We're so glad to hear PEX makes it easy to manage receipts and approvals while keeping your team on track with notifications. We appreciate you noticing our ongoing updates to improve receipt and tag management, it’s great to see those enhancements making a difference.

  ### 39. Flexibility for spending and built in internal controls

**Rating:** 5.0/5.0 stars

**Reviewed by:** David S. | Director of Finance, Mid-Market (51-1000 emp.)

**Reviewed Date:** September 25, 2024

**What do you like best about PEX?**

We use the pre-paid debit card feature on the pex cards, and I really like the flexibility of adding funds to cards as spending comes in cycles. The same team member might have very little expenses 10 months out of the year, and a lot of expenses during high traffic times, and this gives us the flexibility to add and remove funds easily. I also like the built in reviewing and approvals for great internal controls.

**What do you dislike about PEX?**

Car rental companies do not like pre-paid debit cards. I know that is not something that you can control, but that is probably the only thing that keeps us from exclusively using Pex.

**What problems is PEX solving and how is that benefiting you?**

Pex gives us the flexibility to issue several cards to our team members and give them various funding amounts, so we can ease into the use of cards as trust is established. It makes purchasing easier for our entire team.

**Official Response from Zach Reichenberger:**

> Thank you for your review! We're glad PEX’s flexibility and internal controls are helping streamline your team's spending. While we can’t control car rental companies' policies on pre-paid cards, we do offer a Credit Expense solution that works well for rentals. You can learn more at https://www.pexcard.com/pex-credit-expense/ or reach out to customersuccess@pexcard.com to schedule a demo. Thanks again!

  ### 40. PEX Usage for a larger company

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jose C. | Sr Accountant & PEX admin, Mid-Market (51-1000 emp.)

**Reviewed Date:** September 25, 2024

**What do you like best about PEX?**

What we like most about PEX is the ease of use for our multitude of employees. We have 200+ cards issued to all our employees and it takes very little training for people to use and learn how to code. It has helped us pay vendors and get projects completed quickly with little paperwork from our accounting department.

**What do you dislike about PEX?**

Having a person to reach out to for errors or issues that are ongoing and persistent would be very helpful. Our rep hasn't always been helpful and available to us.

**What problems is PEX solving and how is that benefiting you?**

Due to the simplicity of swiping a card, we have lowered the paperwork and delays in paying vendors. We've also not had to setup credit accounts with larger box stores as we can just prefund the PEX cards.

**Official Response from Zach Reichenberger:**

> We're glad to hear that PEX has been easy for your large team to use, and that it has helped streamline vendor payments and project completions with minimal paperwork for your accounting department. I’d love to hear more specifics on the tech issues you’re experiencing and how we can support getting those resolved. Please contact us at customersuccess@pexcard.com, and we can connect directly to review your account. It’s great to know that PEX has reduced paperwork and simplified vendor payments for your organization. We look forward to continuing to support your business needs!

  ### 41. Effortless Management and Perfect Fit for Nonprofits

**Rating:** 5.0/5.0 stars

**Reviewed by:** Chris A.

**Reviewed Date:** February 04, 2026

**What do you like best about PEX?**

I like the ease of use with PEX. Logging in to a central location to monitor accounts for everyone is straightforward. Making any changes is very easy. The initial setup was also very easy.

**What do you dislike about PEX?**

Nothing at this time

**What problems is PEX solving and how is that benefiting you?**

I use PEX to provide corporate accounts for multiple employees and find it easy to log in centrally, monitor accounts, and make changes as needed.

**Official Response from Zach Reichenberger:**

> It is great to hear that setup was smooth and that having a central place to monitor accounts and make updates has worked well for your team. We appreciate you sharing your experience and for choosing PEX.

  ### 42. Effortless Setup, Streamlines Business Expenses

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jennifer R. | Small-Business (50 or fewer emp.)

**Reviewed Date:** March 20, 2026

**What do you like best about PEX?**

I like that I can use my PEX card wherever and whenever. It's helpful because it makes running a business accessible and readily available with funds.

**What do you dislike about PEX?**

N/A

**What problems is PEX solving and how is that benefiting you?**

PEX makes everything easier, like handling gas for employees and supplies for our company.

**Official Response from Zach Reichenberger:**

> Glad to hear PEX is making it easy to access funds and manage everyday expenses like gas and supplies. That’s exactly what we aim to simplify. If you ever need anything, we’re here to help.

  ### 43. Effortless Expense Management and Tracking

**Rating:** 4.5/5.0 stars

**Reviewed by:** tara G. | Office Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 23, 2025

**What do you like best about PEX?**

Manages and cuts down employee expenses on the company credit card.  Can easily keep track of per diem expenses and empoyee totals.

**What do you dislike about PEX?**

No downsides found so far that we have found or any issues.

**What problems is PEX solving and how is that benefiting you?**

Unauthorized use of employee charges and meal expenses for per diem.

**Official Response from Zach Reichenberger:**

> We’re really glad to hear PEX has made it easier to manage employee spend and keep per diem and meal expenses under control. Helping teams prevent unauthorized charges while maintaining clear visibility into spend is exactly what we aim to deliver. We appreciate the kind words and look forward to continuing to support your team as your needs grow.

  ### 44. Phenomenal support relationship

**Rating:** 4.0/5.0 stars

**Reviewed by:** Mindy M. | Assistant Controller, Mid-Market (51-1000 emp.)

**Reviewed Date:** March 19, 2026

**What do you like best about PEX?**

not having to create expense reports, realtime data.  Our dedicated rep, Sarah Crow, has been phenomenally supportive throughout the onboarding process

**What do you dislike about PEX?**

very difficult to set up.  User groups are cumbersome, overcomplicated and difficult to understand setup/set up correctly

**What problems is PEX solving and how is that benefiting you?**

streamlines review

**Official Response from Zach Reichenberger:**

> Thank you for the thoughtful review and for calling out your experience with Sarah. We value Sarah and the entire Customer Success and Service team at PEX. They play a critical role in supporting our customers, and it means a lot to see that reflected in your experience. We’re also glad to hear the real-time visibility and removal of expense reports have been valuable, and we truly appreciate your partnership.

We also hear your feedback on the group and department setup. Our team is actively working to streamline this experience and make it much more intuitive. The input you shared with Sarah has been especially helpful and is directly shaping how we improve this part of the platform.

If there’s anything more we can do to simplify your setup in the meantime, we’re here to help.

  ### 45. Streamlines Expense Management with Ease

**Rating:** 5.0/5.0 stars

**Reviewed by:** Alex W. | Controller, Mid-Market (51-1000 emp.)

**Reviewed Date:** April 23, 2025

**What do you like best about PEX?**

I like how PEX codes each expense to different jobs correctly. I enjoy everything that PEX does for our business. The initial setup of PEX was very easy, although slightly time-consuming.

**What do you dislike about PEX?**

Our employees not uploading receipts timely but that is on us.

**What problems is PEX solving and how is that benefiting you?**

PEX streamlines expenses, codes expenses, creates limits for individuals, and imports data into our financial systems.

**Official Response from Zach Reichenberger:**

> Thanks for the great feedback! We’re happy to hear PEX is keeping your purchases organized and job-coded — and that our support team has been there when you’ve needed us. If you haven't looked into Auto Enforcer, it could be a great resource to support with your team uploading receipts in a timely fashion. 

  ### 46. Swift Card Funding with Supportive Team, Needs Better Bulk Upload Tools

**Rating:** 4.0/5.0 stars

**Reviewed by:** Shannon L.

**Reviewed Date:** October 15, 2025

**What do you like best about PEX?**

I appreciate the easy onboarding process with PEX, as the training was very straightforward. The support team was helpful in facilitating the ordering of cards. The ease of funding cards efficiently stands out, and I also like the detailed business and transaction reports available.

**What do you dislike about PEX?**

I found that more guidance would have been helpful when uploading a CSV file for a large quantity of PECS cards. It was challenging to navigate the ordering of multiple cards using a CSV file. Also, card declining for our referrals is another issue I faced.

**What problems is PEX solving and how is that benefiting you?**

I find PEX simplifies funding plumber referrals, allowing quick card funding with readily available funds. The business and transaction reports enhance management efficiency.

**Official Response from Zach Reichenberger:**

> We're happy to hear the onboarding process was smooth and that our team was helpful in getting your cards ordered and funded quickly. We appreciate your feedback about the bulk card upload process, this can be tricky the first time. We recommend reviewing our step-by-step guide for creating bulk card orders here: https://support.pexcard.com/s/article?name=000001132-How-to-Create-a-Bulk-Card-Order

If you continue to experience any card decline issues for your referrals, please reach out to adminsupport@pexcard.com so we can take a closer look.

  ### 47. Efficient Card Management, Needs Bulk Load Feature

**Rating:** 5.0/5.0 stars

**Reviewed by:** Abolaji O. | Staff Accountant, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 28, 2025

**What do you like best about PEX?**

The product is fantastic, and card works efficiently and effectively.

**What do you dislike about PEX?**

I must say that PEX cards works for our business and helps to manage fund with individual, the only features I must recommend is ability to load fud multiple cards at once or an EDI file enables on the portal.

**What problems is PEX solving and how is that benefiting you?**

Solving issue transparency in spending for individual clients, and this helps to track and eliminate unnecessary and non-business-related expenses.

**Official Response from Zach Reichenberger:**

> Thanks for sharing how PEX helps your team manage spending transparency. We do have ways to fund multiple cards at once using our batch funding feature. You can find more details in this support article: Batch Funding Overview - https://support.pexcard.com/s/article?name=000002749-PEX-Batch-Funding. Please reach out to adminsupport@pexcard.com if you need additional assistance. 

  ### 48. Extremely User-Friendly Settings Control Across App and Desktop

**Rating:** 5.0/5.0 stars

**Reviewed by:** Julia H. | Executive Operations Assistant, Mid-Market (51-1000 emp.)

**Reviewed Date:** March 04, 2026

**What do you like best about PEX?**

The ability to adjust any and all settings from the app and the desktop are extremely user friendly.

**What do you dislike about PEX?**

Accessibility to certain reports aren't always available for the volume that I'm operating with.

**What problems is PEX solving and how is that benefiting you?**

Excessive use of company funds, tracking information, and honor code

**Official Response from Zach Reichenberger:**

> Thanks for the review. We’re glad to hear the flexibility of managing settings from both the app and desktop has been helpful. Our goal is to make it easy for teams to control spend, track activity and maintain accountability across their organization. We appreciate you taking the time to share your experience with PEX! 

  ### 49. Overall, works pretty well at most places. A tad troublesome to manage as an admin

**Rating:** 3.5/5.0 stars

**Reviewed by:** Verified User in Telecommunications | Mid-Market (51-1000 emp.)

**Reviewed Date:** August 27, 2025

**What do you like best about PEX?**

The ability to quickly replenish funds
Access to reporting is easy and quick; however not customizable on your own.
Ability to attach receipts and add notes in real time.

**What do you dislike about PEX?**

Managing the spend rules. Knowing what categories to open for certain merchants can be difficult. 
The delay in decline notifications. 
The inability to turn off the access to the reimbursement feature.
Inability to approve or reject pending transactions.
No decline notifications for declines that include incorrect billing address or zip, card type not accepted or merchant errors. Having that visibility would be extremely helpful.

**What problems is PEX solving and how is that benefiting you?**

It allows for last minute project expenses as well as travel expenses. Very convenient that it is a Visa card which is accepted most places. The ability to reconcile within the platform (receipts and notes) makes is easy when extracting monthly reporting.

**Official Response from Zach Reichenberger:**

> We’re glad PEX makes it easy to replenish funds, attach receipts, and pull reports.

I hear your concerns, some of these can be addressed today, including turning off reimbursements. Please reach out to customersuccess@pexcard.com and we’ll schedule time to walk through your setup, configure what we can now, and outline next steps. Our goal is to earn a 5-star update from you.

  ### 50. Easy Way to Track Finances and Spending

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Telecommunications | Mid-Market (51-1000 emp.)

**Reviewed Date:** February 04, 2026

**What do you like best about PEX?**

It’s easy to keep track of my finances and spending.

**What do you dislike about PEX?**

I’d like easier settings so I can customize it more.

**What problems is PEX solving and how is that benefiting you?**

It helps solve spending tracking per employee and per project, with clearer cost coding.

**Official Response from Zach Reichenberger:**

> It is good to hear PEX has made it easier to track spending by employee and project with clearer cost coding.

We also appreciate the feedback around customization. We would love to understand more about the specific settings you are referring to. If you are open to it, reaching out to our support team with a bit more detail will help us better understand what would be most useful for you. Thanks again for taking the time to leave a review.


## PEX Discussions
  - [What is PEX used for?](https://www.g2.com/discussions/what-is-pex-used-for) - 1 comment, 1 upvote

- [View PEX pricing details and edition comparison](https://www.g2.com/products/pex/reviews?qs=pros-and-cons&section=pricing&secure%5Bexpires_at%5D=2026-05-14+18%3A41%3A36+-0500&secure%5Bsession_id%5D=188ca62c-f14d-4c4b-b7b9-05a22a09f985&secure%5Btoken%5D=06cf290450e9f4cab23d4f112d20bda5bfb555196ca2e9eed9c69efae7927a4e&format=llm_user)
## PEX Integrations
  - [ACS Technologies](https://www.g2.com/products/acs-technologies/reviews)
  - [Acumatica](https://www.g2.com/products/acumatica/reviews)
  - [Airtable](https://www.g2.com/products/airtable/reviews)
  - [Anthropic SDK](https://www.g2.com/products/anthropic-sdk/reviews)
  - [Aplos](https://www.g2.com/products/aplos/reviews)
  - [Blackbaud Financial Aid Management](https://www.g2.com/products/blackbaud-financial-aid-management/reviews)
  - [Bloomberg Terminal](https://www.g2.com/products/bloomberg-terminal/reviews)
  - [Bloomerang CRM](https://www.g2.com/products/bloomerang-crm/reviews)
  - [ChatGPT](https://www.g2.com/products/chatgpt/reviews)
  - [Claude](https://www.g2.com/products/claude-2025-12-11/reviews)
  - [Claude Code](https://www.g2.com/products/anthropic-claude-code/reviews)
  - [CMiC Platform](https://www.g2.com/products/cmic-platform/reviews)
  - [DATABASICS Time & Expense](https://www.g2.com/products/databasics-databasics-time-expense/reviews)
  - [Daxko](https://www.g2.com/products/daxko/reviews)
  - [Extreme Reach](https://www.g2.com/products/extreme-reach/reviews)
  - [FOUNDATION](https://www.g2.com/products/foundation/reviews)
  - [FUND E-Z](https://www.g2.com/products/fund-e-z/reviews)
  - [Greenslate](https://www.g2.com/products/greenslate/reviews)
  - [Media Services](https://www.g2.com/products/media-services/reviews)
  - [Microsoft Dynamics 365 Business Central](https://www.g2.com/products/microsoft-microsoft-dynamics-365-business-central/reviews)
  - [Microsoft Dynamics 365 Connector](https://www.g2.com/products/microsoft-dynamics-365-connector/reviews)
  - [MIP Fund Accounting](https://www.g2.com/products/mip-fund-accounting/reviews)
  - [Openai](https://www.g2.com/products/openai/reviews)
  - [Oracle Netsuite Analytics](https://www.g2.com/products/oracle-netsuite-analytics/reviews)
  - [ParishSOFT Giving](https://www.g2.com/products/parishsoft-giving/reviews)
  - [Planning Center Giving](https://www.g2.com/products/planning-center-giving/reviews)
  - [PowerChurch Plus](https://www.g2.com/products/powerchurch-plus/reviews)
  - [Procore](https://www.g2.com/products/procore/reviews)
  - [QuickBooks Desktop Enterprise](https://www.g2.com/products/quickbooks-desktop-enterprise/reviews)
  - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews)
  - [QuickBooks Online Advanced](https://www.g2.com/products/quickbooks-online-advanced/reviews)
  - [Sage 100 Contractor](https://www.g2.com/products/sage-100-contractor/reviews)
  - [Sage 300 Construction and Real Estate](https://www.g2.com/products/sage-300-construction-and-real-estate/reviews)
  - [Sage 50cloud Accounting](https://www.g2.com/products/sage-50cloud-accounting/reviews)
  - [Sage Intacct](https://www.g2.com/products/sage-intacct/reviews)
  - [SAP Concur](https://www.g2.com/products/sap-concur/reviews)
  - [ShelbyNext Financials](https://www.g2.com/products/ministry-brands-holding-llc-shelbynext-financials/reviews)
  - [Slack](https://www.g2.com/products/slack/reviews)
  - [Veracross](https://www.g2.com/products/veracross/reviews)
  - [Wrapbook](https://www.g2.com/products/wrapbook/reviews)
  - [Xero](https://www.g2.com/products/xero/reviews)
  - [Yardi Advanced Budgeting & Forecasting](https://www.g2.com/products/yardi-advanced-budgeting-forecasting/reviews)
  - [Zapier](https://www.g2.com/products/zapier/reviews)
  - [Zoho Books](https://www.g2.com/products/zoho-books/reviews)
  - [Zoho Expense](https://www.g2.com/products/zoho-expense/reviews)

## PEX Features
**Expense Reports**
- Ease of Creating Expense Reports
- Bank / Credit Card Integration
- Smart Categorization
- Digital Receipt Management
- Employee Reimbursement
- Credit Card Integration

**Setup**
- Data
- Approvals
- Alignment

**Invoice Management**
- Capture
- Repository

**Agentic AI - Accounting & Finance**
- Autonomous Task Execution

**Agentic AI - Expense Management**
- Autonomous Task Execution
- Cross-system Integration

**Travel Management**
- Ease of Booking
- Itinerary Management
- Trip Notifications
- Advanced Integrations

**Performance**
- KPIs
- Benchmarks
- Savings

**Invoice Processing**
- Payments
- Workflows

**Analytics**
- Due Dates

**Payment Cards**
- One-time Virtual
- Recurring Virtual
- Physical

**Client Invoicing**
- Electronic Payments
- Project Accounting / Revenue Recognition

**Integration**
- Accounting
- Payment Integration
- ERP

**Reporting**
- Real time
- Multiple Views
- Export
- Budgets

**Generative AI - Expense Management**
- Image-to-Text
- Text Generation
- Text Summarization

**Payments**
- Vendor
- Recurring
- Employee Reimbursements
- ACH

**Mobile**
- Receipt Capture
- Mileage Tracking
- Travel Itinerary and Flight Status Updates

**Platform**
- Embedded AI / Machine Learning
- Complex Approval Workflow

**Fraud & Risk Management**
- Notifications
- Unique Cards
- Controls

**Administration**
- PCI Regulation Compliant

**Agentic AI - Spend Management**
- Proactive Assistance

**Administration**
- Business Tool Integration
- Workflow
- Automated Reminders
- Policy Compliance Management
- User, Role, and Access Management

**Platform**
- Reporting
- APIs / Integration
- Internationalization
- Performance and Reliability
- Mobile User Support

**Risk**
- Identification
- Scoring

**Recovery**
- Recoup

**Audit**
- Filters
- Overpayments
- Duplicates

**Fraud**
- Vendor Checks
- Monitoring

**Agentic AI - AP Automation**
- Autonomous Task Execution
- Decision Making

## Top PEX Alternatives
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