Link copied to clipboard # BILL Spend & Expense (Formerly Divvy) vs PEX Comparison - What are their main differences? Share [ Export ](/compare/bill-spend-expense-formerly-divvy/pex/export.csv) BILL Spend & Expense...PEX[+ Add Product](#) Reviews **BILL Spend & Expense (Formerly Divvy)**[ 4.5/5(2,241) ](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews#reviews) **PEX** [ 4.6/5(207) ](https://www.g2.com/products/pex/reviews#reviews) Pricing **BILL Spend & Expense (Formerly Divvy)** Free Trial **$0.00** 1 user Per Month · Spend & Expense **PEX** **Contact Us** · CREDIT **Pricing Insights** from reviews Time to Implement **BILL Spend & Expense (Formerly Divvy)** 1 month Based on 827 responses **PEX** 1 month Based on 69 responses Return on Investment **BILL Spend & Expense (Formerly Divvy)** 7 months Based on 769 responses **PEX** 4 months3 months sooner Based on 70 responses Perceived Cost **BILL Spend & Expense (Formerly Divvy)** $$$$$ **PEX** $$$$$ Average Discount **BILL Spend & Expense (Formerly Divvy)** 8% **PEX** 11%3% more ![BILL Spend & Expense (Formerly Divvy)](https://images.g2crowd.com/uploads/product/hd_favicon/db874c7e9f9f40064d8cf0dbbb09e813/bill-spend-expense-formerly-divvy.svg "BILL Spend & Expense (Formerly Divvy)") ![PEX](https://images.g2crowd.com/uploads/product/hd_favicon/d1df46f70a121f1e2ef30dd6e53ae167/pex.svg "PEX") G2 offers free advice on this comparison. 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Pros & Cons **BILL Spend & Expense (Formerly Divvy)** [ Ease of Use (366) ](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews?filters%5Bsentiment_snippet%5D=1307990&qs=pros-and-cons#reviews)[ Expense Management (202) ](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews?filters%5Bsentiment_snippet%5D=1307463&qs=pros-and-cons#reviews)[ Integration Issues (75) ](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews?filters%5Bsentiment_snippet%5D=1308101&qs=pros-and-cons#reviews)[ Approval Issues (72) ](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews?filters%5Bsentiment_snippet%5D=1310539&qs=pros-and-cons#reviews) **PEX** [ Ease of Use (51) ](https://www.g2.com/products/pex/reviews?filters%5Bsentiment_snippet%5D=1740256&qs=pros-and-cons#reviews)[ Customer Support (23) ](https://www.g2.com/products/pex/reviews?filters%5Bsentiment_snippet%5D=1740317&qs=pros-and-cons#reviews)[ Card Issues (23) ](https://www.g2.com/products/pex/reviews?filters%5Bsentiment_snippet%5D=1739940&qs=pros-and-cons#reviews)[ Approval Issues (12) ](https://www.g2.com/products/pex/reviews?filters%5Bsentiment_snippet%5D=1740377&qs=pros-and-cons#reviews) Integrations **BILL Spend & Expense (Formerly Divvy)** [ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_9fee325af54b7164fb0726a552801492/acumatica.png "Product Avatar Image") Acumatica ](https://www.g2.com/products/acumatica/reviews)[ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_76376bb41449e356f122cec392957a8d/aplos.png "Product Avatar Image") Aplos ](https://www.g2.com/products/aplos/reviews)[ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_b419d879f1565b869e8e240bb8295a67/bill-ap-ar.png "Product Avatar Image") BILL AP/AR ](https://www.g2.com/products/bill-ap-ar/reviews)[ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_09e3fce9c7c5bbcbf593ce68d8710a22/harmony.jpg "Product Avatar Image") Harmony ](https://www.g2.com/products/harmony/reviews)[ View all ](https://www.g2.com/products/bill-spend-expense-formerly-divvy/integrations) **PEX** [ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_fc56a8a4e7cb0fbbc71d13a598e9127e/acs-technologies.jpg "Product Avatar Image") ACS Technologies ](https://www.g2.com/products/acs-technologies/reviews)[ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_9fee325af54b7164fb0726a552801492/acumatica.png "Product Avatar Image") Acumatica ](https://www.g2.com/products/acumatica/reviews)[ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_d8d487b67574b56a5ad57a2f0f159a30/airtable.jpg "Product Avatar Image") Airtable ](https://www.g2.com/products/airtable/reviews)[ ![Product Avatar Image](https://images.g2crowd.com/uploads/vendor/image/35581/large_detail_7addbdc0f83d127d67fc4ec541931cce.png "Product Avatar Image") ParishSOFT Giving ](https://www.g2.com/products/amplify-giving/reviews)[ View all ](https://www.g2.com/products/pex/integrations) Screenshots **BILL Spend & Expense (Formerly Divvy)** ![BILL Spend & Expense (Formerly Divvy) screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/1339878/BILL-S_E-Dashboard-MacBookPro.png) **PEX** ![PEX screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/1731925/_CH_Dashboard.png) Ratings Meets Requirements **BILL Spend & Expense (Formerly Divvy)** 9.0 9.01,864 **PEX** 9.0 9.0167 Ease of Use **BILL Spend & Expense (Formerly Divvy)** 9.0 9.01,915 **PEX** 9.1 9.1172 Ease of Setup **BILL Spend & Expense (Formerly Divvy)** 8.8 8.81,632 **PEX** 8.9 8.9150 Ease of Admin **BILL Spend & Expense (Formerly Divvy)** 9.0 9.01,573 **PEX** 9.1 9.1147 Quality of Support **BILL Spend & Expense (Formerly Divvy)** 8.5 8.51,742 **PEX** 8.8 8.8155 Has the product been a good partner in doing business? **BILL Spend & Expense (Formerly Divvy)** 9.1 9.11,555 **PEX** 9.2 9.2144 Product Direction (% positive) **BILL Spend & Expense (Formerly Divvy)** 9.0 9.01,859 **PEX** 9.5 9.5167 Features Expense Management[Hide 101 FeaturesShow 101 Features](javascript:void(0);) 8.0 1,470 7.6 130 Expense Reports Ease of Creating Expense Reports 8.5 1067 | Verified 8.7(won by 0.2) 103 | Verified Bank / Credit Card Integration 8.8(won by 0.4) 1104 | Verified 8.4 91 | Verified Smart Categorization 8.3(won by 0.6) 1092 | Verified (There is a greater than 0.5 difference between this product's rating and its competitors) 7.7 91 | Verified Digital Receipt Management 9.1(won by 0.4) 1242 | Verified 8.7 100 | Verified Employee Reimbursement 7.8(won by 0.8) 935 | Verified (There is a greater than 0.5 difference between this product's rating and its competitors) 7.0 85 | Verified Corporate Card 8.5(won by 0.8) 979 | Verified (There is a greater than 0.5 difference between this product's rating and its competitors) 7.7 87 | Verified Currency Conversions 7.8(won by default) 719 | Verified Feature Not Available Credit Card Management Not enough data Not enough data Agentic AI - Expense Management Autonomous Task Execution 6.5 119 7.1(won by 0.6) 29 (There is a greater than 0.5 difference between this product's rating and its competitors) Cross-system Integration 7.2 123 7.7(won by 0.5) 30 (There is a greater than 0.5 difference between this product's rating and its competitors) Travel Management Ease of Booking 7.5(tied score) 778 7.5(tied score) 16 Itinerary Management 6.7(won by 1.9) 634 (There is a greater than 0.5 difference between this product's rating and its competitors) 4.8 10 Trip Notifications 6.5(won by 1.2) 616 (There is a greater than 0.5 difference between this product's rating and its competitors) 5.3 10 Advanced Integrations 6.9 691 7.1(won by 0.2) 80 | Verified Online Booking Not enough data Not enough data Credit Card Management Not enough data Not enough data Booking Management Not enough data Not enough data User Management Not enough data Not enough data Restriction Management Not enough data Not enough data Reservations Management Not enough data Not enough data Reimbursement Management Not enough data Not enough data Vendor Management Not enough data Not enough data Travel Management Not enough data Not enough data Promotions Management Not enough data Not enough data Workflow Management Not enough data Not enough data Receipt Management Not enough data Not enough data Supplier Management Not enough data Not enough data Compliance Management Not enough data Not enough data Policy Management Not enough data Not enough data Invoice Management Not enough data Not enough data Real-Time Notifications Not enough data Not enough data Third-Party Integrations Not enough data Not enough data Timesheet Management Not enough data Not enough data Invoice Management Not enough data Not enough data Reimbursement Management Not enough data Not enough data Real-Time Notifications Not enough data Not enough data Client Invoicing Electronic Payments 7.9(won by 0.8) 890 | Verified (There is a greater than 0.5 difference between this product's rating and its competitors) 7.1 82 | Verified Project Accounting / Revenue Recognition 7.8 795 | Verified 8.0(won by 0.2) 82 | Verified Invoice Creation and Delivery Feature Not Available Feature Not Available Biometric Recognition Not enough data Not enough data Optical Character Recognition Not enough data Not enough data Generative AI - Expense Management Image-to-Text Not enough data Not enough data Text Generation Not enough data Not enough data Text Summarization Not enough data Not enough data Additional Functionality Audit Trail Not enough data Not enough data Secure Data Storage Not enough data Not enough data AI Copilot Not enough data Not enough data Approval Process Control Not enough data Not enough data Data Import/Export Not enough data Not enough data Duplicate Detection Not enough data Not enough data Expense Claims Not enough data Not enough data Budgeting/Forecasting Not enough data Not enough data Customizable Fields Not enough data Not enough data Spend Control Not enough data Not enough data Customizable Templates Not enough data Not enough data Access Controls/Permissions Not enough data Not enough data Reporting & Statistics Not enough data Not enough data Automated Receipt Matching Not enough data Not enough data Mobile Receipt Upload Not enough data Not enough data Billable & Non-Billable Hours Not enough data Not enough data Financial Analysis Not enough data Not enough data Categorization/Grouping Not enough data Not enough data Single Sign On Not enough data Not enough data Activity Dashboard Not enough data Not enough data Mobile Receipt Capture 9.2(won by 0.2) 1148 | Verified 9.0 98 | Verified Mileage Tracking 7.4(won by 0.8) 692 | Verified (There is a greater than 0.5 difference between this product's rating and its competitors) 6.6 73 | Verified Travel Itinerary and Flight Status Updates Feature Not Available 6.0(won by default) 10 Expense Tracking Not enough data Not enough data Real-Time Updates Not enough data Not enough data Platform Embedded AI / Machine Learning 7.1(won by 0.2) 611 6.9 71 | Verified Complex Approval Workflow 7.7(won by 0.2) 757 | Verified 7.5 76 | Verified Generative AI Not enough data Not enough data Administration PCI Regulation Compliant 8.2(won by 0.2) 689 | Verified 8.0 78 | Verified Administration Business Tool Integration 8.3(won by 0.3) 1027 | Verified 8.0 86 | Verified Workflow 8.3(won by 0.5) 1012 | Verified (There is a greater than 0.5 difference between this product's rating and its competitors) 7.8 86 | Verified Automated Reminders 8.3(won by 0.4) 1043 | Verified 7.9 91 | Verified Policy Compliance Management 8.4(won by 0.1) 951 | Verified 8.3 93 | Verified User, Role, and Access Management 8.9(won by 0.4) 1159 | Verified 8.5 99 | Verified Timesheet Management Not enough data Not enough data Payroll Management Not enough data Not enough data Employee Management Not enough data Not enough data Invoice Management Not enough data Not enough data Calendar Management Not enough data Not enough data Workflow Management Not enough data Not enough data Task Management Not enough data Not enough data Mobile Access Not enough data Not enough data Mobile Access Not enough data Not enough data Workflow Management Not enough data Not enough data Compliance Management Not enough data Not enough data Platform Reporting 8.4(won by 0.1) 1017 | Verified 8.3 103 | Verified APIs / Integration 7.9(won by 0.4) 772 | Verified 7.5 80 | Verified Internationalization 7.6(tied score) 639 7.6(tied score) 72 | Verified Performance and Reliability 8.9(tied score) 1086 | Verified 8.9(tied score) 96 | Verified Mobile User Support 8.9(won by 0.1) 1026 | Verified 8.8 88 | Verified Offline Feature Not Available Feature Not Available Accounting Integration Not enough data Not enough data QuickBooks Integration Not enough data Not enough data Real-Time Reporting Not enough data Not enough data Third-Party Integrations Not enough data Not enough data Payroll Integration Not enough data Not enough data Accounting Integration Not enough data Not enough data Spend Management[Hide 69 FeaturesShow 69 Features](javascript:void(0);) 8.3 932 8.1 86 Setup Data 8.1(won by 0.5) 703 (There is a greater than 0.5 difference between this product's rating and its competitors) 7.6 68 Approvals 8.7(tied score) 766 8.7(tied score) 74 Alignment 8.5(won by 0.2) 625 8.3 67 Real-Time Data Not enough data Not enough data Performance KPIs 7.6(won by 0.2) 548 7.4 64 Benchmarks 7.6 553 7.8(won by 0.2) 65 Savings 7.6(won by 0.3) 585 7.3 64 Forecasting 7.4(won by default) 556 Feature Not Available Payment Cards One-time Virtual 8.8(won by 1.2) 653 (There is a greater than 0.5 difference between this product's rating and its competitors) 7.6 12 Recurring Virtual 8.8(won by 0.5) 673 (There is a greater than 0.5 difference between this product's rating and its competitors) 8.3 65 Physical 9.0(tied score) 761 9.0(tied score) 71 Reporting Real-Time Monitoring 9.0 746 9.2(won by 0.2) 68 Multiple Views 8.7(won by 0.2) 650 8.5 68 Data Import/Export 8.7 699 9.1(won by 0.4) 66 Budgets 8.6(won by 0.3) 787 8.3 15 Real-Time Updates Not enough data Not enough data Real-Time Reporting Not enough data Not enough data Real-Time Analytics Not enough data Not enough data Payments Vendor 8.4(won by 0.9) 667 (There is a greater than 0.5 difference between this product's rating and its competitors) 7.5 64 Recurring 8.6(won by 1.1) 666 (There is a greater than 0.5 difference between this product's rating and its competitors) 7.5 65 Employee Reimbursements 7.6(won by 0.2) 609 7.4 65 ACH 8.0(won by 0.1) 623 7.9 63 Reimbursement Management Not enough data Not enough data Fraud & Risk Management Notifications 8.4 739 8.6(won by 0.2) 67 Unique Cards 8.8(won by 0.3) 722 8.5 67 Controls 9.0 741 9.2(won by 0.2) 71 Budget Control Not enough data Not enough data Approval Process Control Not enough data Not enough data Spend Control Not enough data Not enough data Prepaid Cards Not enough data Not enough data Agentic AI - Spend Management Proactive Assistance 5.8 59 7.2(won by 1.4) 16 (There is a greater than 0.5 difference between this product's rating and its competitors) Additional Functionality Reminders Not enough data Not enough data Activity Tracking Not enough data Not enough data Invoice Processing Not enough data Not enough data Accounting Integration Not enough data Not enough data Categorization/Grouping Not enough data Not enough data Reporting & Statistics Not enough data Not enough data Configurable Workflow Not enough data Not enough data Spend Analysis Not enough data Not enough data Expense Tracking Not enough data Not enough data Third-Party Integrations Not enough data Not enough data Accounting Not enough data Not enough data Audit Management Not enough data Not enough data Approval Workflow Not enough data Not enough data AI Copilot Not enough data Not enough data Supplier Management Not enough data Not enough data Invoice Management Not enough data Not enough data Billing & Invoicing Not enough data Not enough data Transaction History Not enough data Not enough data Purchase Order Management Not enough data Not enough data Audit Trail Not enough data Not enough data Generative AI Not enough data Not enough data Expense Claims Not enough data Not enough data Workflow Management Not enough data Not enough data Time & Expense Tracking Not enough data Not enough data Multi-Currency Not enough data Not enough data Vendor Management Not enough data Not enough data Procurement Management Not enough data Not enough data Credit Card Management Not enough data Not enough data Compliance Management Not enough data Not enough data Requisition Management Not enough data Not enough data Customizable Reports Not enough data Not enough data Ad hoc Reporting Not enough data Not enough data Financial Management Not enough data Not enough data API Not enough data Not enough data Rules-Based Workflow Not enough data Not enough data Receipt Management Not enough data Not enough data Activity Dashboard Not enough data Not enough data Purchasing & Receiving Not enough data Not enough data AP Automation[Hide 69 FeaturesShow 69 Features](javascript:void(0);) 6.3 34 6.9 10 Invoice Management Capture 7.9(tied score) 21 7.9(tied score) 7 Repository 7.3(won by 0.6) 20 (There is a greater than 0.5 difference between this product's rating and its competitors) 6.7 7 Supplier Portal 5.7(won by default) 17 Feature Not Available Invoice Processing Payments 7.5(won by 0.6) 19 (There is a greater than 0.5 difference between this product's rating and its competitors) 6.9 7 Workflows 6.9(tied score) 18 6.9(tied score) 7 Matching 6.9(won by default) 16 Feature Not Available Tax Compliance 6.6(won by default) 17 Feature Not Available Recurring Payments Not enough data Not enough data Analytics Due Dates 6.7 18 7.3(won by 0.6) 8 (There is a greater than 0.5 difference between this product's rating and its competitors) Benchmarking 5.4(won by default) 16 Feature Not Available KPIs 5.7(won by default) 16 Feature Not Available Integration Accounting 8.7(won by 0.7) 27 (There is a greater than 0.5 difference between this product's rating and its competitors) 8.0 10 Payment Integration 8.3(won by 1.6) 17 (There is a greater than 0.5 difference between this product's rating and its competitors) 6.7 7 ERP 6.2 17 6.7(won by 0.5) 7 (There is a greater than 0.5 difference between this product's rating and its competitors) ERP integration Not enough data Not enough data Risk Identification 6.7 17 6.9(won by 0.2) 7 Scoring 5.4 15 6.7(won by 1.3) 7 (There is a greater than 0.5 difference between this product's rating and its competitors) Analysis 5.9(won by default) 16 Feature Not Available Recovery Recoup 6.4 16 6.7(won by 0.3) 7 Reporting 6.6(won by default) 17 Feature Not Available Audit Filters 6.4 16 8.1(won by 1.7) 8 (There is a greater than 0.5 difference between this product's rating and its competitors) Overpayments 5.3 16 6.7(won by 1.4) 7 (There is a greater than 0.5 difference between this product's rating and its competitors) Duplicates 6.9(won by 0.2) 18 6.7 7 Post Audits 5.8(won by default) 16 Feature Not Available Fraud Vendor Checks 6.5 17 7.1(won by 0.6) 7 (There is a greater than 0.5 difference between this product's rating and its competitors) Monitoring 6.6 18 8.3(won by 1.7) 8 (There is a greater than 0.5 difference between this product's rating and its competitors) Data Generation 7.0(won by default) 16 Feature Not Available Agentic AI - AP Automation Autonomous Task Execution 5.8(won by default) 16 Not enough data Proactive Assistance 5.8(won by default) 16 Feature Not Available Decision Making 5.6(won by default) 16 Not enough data Additional Functionality Data Import/Export Not enough data Not enough data Invoice Management Not enough data Not enough data Online Banking Not enough data Not enough data 1099 Preparation Not enough data Not enough data Generative AI Not enough data Not enough data Receipt Management Not enough data Not enough data AI Copilot Not enough data Not enough data Fraud Detection Not enough data Not enough data Duplicate Payment Alert Not enough data Not enough data Document Management Not enough data Not enough data Compliance Management Not enough data Not enough data Inventory Management Not enough data Not enough data Check Writing Not enough data Not enough data Mobile Access Not enough data Not enough data Audit Trail Not enough data Not enough data Reporting/Analytics Not enough data Not enough data Multi-Currency Not enough data Not enough data Status Tracking Not enough data Not enough data Activity Dashboard Not enough data Not enough data Cash Management Not enough data Not enough data Alerts/Notifications Not enough data Not enough data Billing & Invoicing Not enough data Not enough data Vendor Management Not enough data Not enough data Anomaly Detection Not enough data Not enough data API Not enough data Not enough data ACH Payment Processing Not enough data Not enough data Invoice Processing Not enough data Not enough data Aging Tracking Not enough data Not enough data Supplier Management Not enough data Not enough data General Ledger Not enough data Not enough data Expense Tracking Not enough data Not enough data Bank Reconciliation Not enough data Not enough data Workflow Management Not enough data Not enough data Customizable Reports Not enough data Not enough data Approval Process Control Not enough data Not enough data Electronic Funds Transfer Not enough data Not enough data Purchase Order Reconciliation Not enough data Not enough data Financial Management Not enough data Not enough data Workflow Automation Not enough data Not enough data Show 1 feature category with incomplete data Accounting & Finance[Hide 1 FeatureShow 1 Feature](javascript:void(0);) Not enough data Not enough data Agentic AI - Accounting & Finance Autonomous Task Execution Not enough data Not enough data User Insights Reviewers' Company Size [![BILL Spend & Expense (Formerly Divvy)](https://images.g2crowd.com/uploads/product/hd_favicon/db874c7e9f9f40064d8cf0dbbb09e813/bill-spend-expense-formerly-divvy.svg "BILL Spend & Expense (Formerly Divvy)")](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) BILL Spend & Expense (Formerly Divvy) Small-Business(50 or fewer emp.) 65.4% Mid-Market(51-1000 emp.) 33.1% Enterprise(\> 1000 emp.) 1.4% [![PEX](https://images.g2crowd.com/uploads/product/hd_favicon/d1df46f70a121f1e2ef30dd6e53ae167/pex.svg "PEX")](https://www.g2.com/products/pex/reviews) PEX Small-Business(50 or fewer emp.) 59.6% Mid-Market(51-1000 emp.) 35.8% Enterprise(\> 1000 emp.) 4.7% Small-Business (50 or fewer emp.) 65.4% 59.6% Mid-Market (51-1000 emp.) 33.1% 35.8% Enterprise (\> 1000 emp.) 1.4% 4.7% Reviewers' Industry [![BILL Spend & Expense (Formerly Divvy)](https://images.g2crowd.com/uploads/product/hd_favicon/db874c7e9f9f40064d8cf0dbbb09e813/bill-spend-expense-formerly-divvy.svg "BILL Spend & Expense (Formerly Divvy)")](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) BILL Spend & Expense (Formerly Divvy) Non-Profit Organization Management 14.7% Construction 9.0% Accounting 7.7% Religious Institutions 5.2% Computer Software 4.0% Other 59.4% [![PEX](https://images.g2crowd.com/uploads/product/hd_favicon/d1df46f70a121f1e2ef30dd6e53ae167/pex.svg "PEX")](https://www.g2.com/products/pex/reviews) PEX Non-Profit Organization Management 27.4% Religious Institutions 13.4% Construction 11.2% Accounting 4.5% Education Management 3.4% Other 40.2% FAQs ## BILL Spend & Expense... vs PEX FAQs Generated using AI Last updated: August 15, 2026 ### What is the difference between BILL Spend & Expense... vs PEX? PEX stands out for its slightly higher reviewer satisfaction and support scores, while BILL Spend & Expense... is more frequently cited for ease of use and integration strengths. | [BILL Spend & Expense...](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) | [PEX](https://www.g2.com/products/pex/reviews) | | --- | --- | | 4.5/5 (2,237 reviews) | 4.6/5 (196 reviews) | | Small-Business | Small-Business | | 8.8 | 8.9 | | 8.5 | 8.8 | | Ease of Use (435 all-time mentions) | Ease of Use (63 all-time mentions) | ### How do the pricing models of BILL Spend & Expense... and PEX compare? PEX is rated higher for value, with reviewers expressing greater satisfaction with its price and cost structure. - **BILL Spend & Expense...:** In recent reviews, many cite the platform as free to use and appreciate the rewards, but some mention confusion around credit limits and the requirement to pay balances in full each month. - **PEX:** Reviewers highlight low fees and the absence of interest or maintenance charges, especially benefiting small nonprofits and organizations with tight cash flow. - **Switching reasons:** Several reviewers mention switching to BILL Spend & Expense... for its no-fee structure and rewards, while PEX is chosen for its low fees and straightforward pricing. ### What are the best alternatives to BILL Spend & Expense... and PEX? The top three alternatives to BILL Spend & Expense... and PEX are Ramp, Brex, and Navan (Formerly TripActions). | Product | G2 Rating (reviews) | Largest Segment | Pricing Insight | Top Reviewer-Cited Strength | | --- | --- | --- | --- | --- | | [BILL Spend & Expense...](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) | 4.5/5 (2,237 reviews) | Small-Business | Free to use, rewards cited | Ease of Use (435 all-time mentions) | | [PEX](https://www.g2.com/products/pex/reviews) | 4.6/5 (196 reviews) | Small-Business | Low fees, no interest or maintenance charges | Ease of Use (63 all-time mentions) | | [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) | 4.8/5 (2,497 reviews) | Small-Business | — | Automation and spend control | | [Brex](https://www.g2.com/products/brex/reviews) | 4.8/5 (1,616 reviews) | Small-Business | — | Corporate card management | | [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) | 4.7/5 (9,297 reviews) | Mid-Market | — | Travel and expense management | ### Which Expense Management features should I prioritize when comparing BILL Spend & Expense... and PEX? Buyers comparing BILL Spend & Expense... and PEX should prioritize integrations, accounting features, budgeting controls, and support for virtual cards. - **Integrations:** BILL Spend & Expense... is cited in 118 reviews for easy integration, especially with QuickBooks (116 mentions); PEX is cited in 13 reviews for easy integration and 12 for seamless integration. - **Accounting features:** BILL Spend & Expense... is mentioned in 116 reviews for QuickBooks integration and 38 for NetSuite; PEX is cited for GL code tagging and custom categories in recent reviews. - **Budgeting controls:** BILL Spend & Expense... is mentioned in 224 reviews for expense management and 57 for control features; PEX is cited in 23 reviews for expense management and 12 for control features. - **Virtual cards:** BILL Spend & Expense... is cited in 96 reviews for its mobile app and virtual card convenience; PEX is mentioned in 21 reviews for virtual cards. ### What are the pros and cons of BILL Spend & Expense... vs PEX? BILL Spend & Expense... is most frequently praised for ease of use and integration, while PEX is highlighted for low fees and straightforward administration. - **BILL Spend & Expense... strengths:** Ease of use (435 all-time mentions), expense management (224), convenience (161), easy setup (159), time-saving (158), easy integration (118), QuickBooks integration (116), mobile app (96). - **BILL Spend & Expense... trade-offs:** Inadequate categorization (41), time-consuming processes (41), support responsiveness issues in recent reviews. - **PEX strengths:** Ease of use (63), customer support (29), convenience (23), virtual cards (21), easy setup (19), efficiency (19), helpfulness (19), tracking ease (18), control features (12), low fees and no interest or maintenance charges in recent reviews. - **PEX trade-offs:** Card issues (23), approval issues (16), limited options (12), integration issues (11), some manual processes for receipts and reporting. ### Is BILL Spend & Expense... or PEX better for small businesses? Both BILL Spend & Expense... and PEX are primarily used by small businesses, but PEX receives more consistent praise for its fit with small organizations and nonprofits. - **BILL Spend & Expense...:** Small-Business is the largest segment, with reviewers citing ease of use, free pricing, and rewards as benefits for small teams. - **PEX:** Small-Business is the largest segment, with reviewers highlighting low fees, easy setup, and suitability for nonprofits and organizations with tight cash flow. ### Which Expense Management platform has better integrations? BILL Spend & Expense... is favored for integrations, especially with accounting platforms. - **BILL Spend & Expense...:** QuickBooks integration is cited in 116 reviews, Qbo in 76, and NetSuite in 38. - **PEX:** QuickBooks integration is mentioned in recent reviews, along with GL code tagging and custom categories. ### How do BILL Spend & Expense... and PEX compare on customer support? PEX holds a slight but material lead in Quality of Support, with a 0.3-point advantage over BILL Spend & Expense... (8.8 vs 8.5). - **BILL Spend & Expense...:** In recent reviews, support is frequently cited as a trade-off, with several reviewers noting slow response times and difficulty reaching support staff. - **PEX:** Reviewers consistently praise customer support, with 29 all-time mentions, and describe staff as knowledgeable and responsive. ### Which is easier to implement, BILL Spend & Expense... or PEX? PEX and BILL Spend & Expense... are rated nearly identically on Ease of Setup (8.9 vs 8.8), indicating parity in implementation experience. - **BILL Spend & Expense...:** Reviewers describe setup as straightforward and quick, with many citing approval and onboarding completed in a few days. - **PEX:** Reviewers consistently describe setup as very easy, with minimal training required and fast onboarding for new cardholders. ### Which product has better Accounting? BILL Spend & Expense... is more frequently cited for accounting features and integrations, especially with QuickBooks and NetSuite. - **BILL Spend & Expense...:** QuickBooks integration (116 all-time mentions), NetSuite integration (38), and accounting features are highlighted in recent reviews. - **PEX:** Reviewers mention GL code tagging, custom categories, and QuickBooks integration in recent reviews, with a focus on ease of tracking and categorizing expenses. 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