Introducing G2.ai, the future of software buying.Try now
Compare BILL Spend & Expense (Formerly Divvy) and PEX 
BILL Spend & Expense (Formerly Divvy)
Optimized for quick response
At a Glance
Market Segments
Small-Business (65.4% of reviews)
Small-Business (60.4% of reviews)
Entry-Level Pricing
$0.00 1 user Per Month
Contact Us
BILL Spend & Expense (Formerly Divvy)
Star Rating
(1,942)4.5 out of 5
Market Segments
Small-Business (65.4% of reviews)
Pros & Cons
Entry-Level Pricing
$0.00 1 user Per Month
Learn more about BILL Spend & Expense (Formerly Divvy)PEX
Star Rating
(154)4.6 out of 5
Market Segments
Small-Business (60.4% of reviews)
Pros & Cons
Entry-Level Pricing
Contact Us
Browse all 4 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that BILL Spend & Expense (Formerly Divvy) excels in overall user satisfaction, boasting a significantly higher G2 Score compared to PEX. Users appreciate its comprehensive features, such as the ability to easily track expenses and connect with accounting software, making it a preferred choice for small businesses.
- Users say that PEX offers a user-friendly portal that simplifies credit card management, which is particularly beneficial for companies with contractors. Reviewers highlight the ease of adding new cards and categorizing transactions, which helps save time and money daily.
- According to verified reviews, BILL Spend & Expense (Formerly Divvy) is praised for its quick implementation process. Users find it easy to set up and navigate, with one reviewer noting the convenience of having multiple payment options, which enhances the overall user experience.
- Reviewers mention that while PEX provides solid customer support, BILL Spend & Expense (Formerly Divvy) has a slight edge in terms of quality of support. Users have expressed satisfaction with the responsiveness and helpfulness of the support team when addressing their queries.
- G2 reviewers highlight that both products have similar scores for ease of use, but BILL Spend & Expense (Formerly Divvy) stands out with its advanced features like digital receipt management and smart categorization, which streamline the expense reporting process for users.
- Users report that while PEX is effective for card management, it lacks some of the more robust features found in BILL Spend & Expense (Formerly Divvy), such as the ability to get approved for a line of credit, which adds significant value for businesses looking for comprehensive financial solutions.
Pricing
Entry-Level Pricing
BILL Spend & Expense (Formerly Divvy)
Spend & Expense
$0.00
1 user Per Month
Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards.
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
- Set up automated expense mangement
PEX
CREDIT
Contact Us
credit lines, platform, and cards
- $0 Monthly Subscription Fee
- Up to 200 Card Accounts included
- $0 Additional Card Accounts
Free Trial
BILL Spend & Expense (Formerly Divvy)
Free Trial is available
PEX
No trial information availableRatings
Meets Requirements
9.0
1,682
9.0
138
Ease of Use
9.1
1,722
9.1
141
Ease of Setup
8.8
1,449
8.9
123
Ease of Admin
9.0
1,416
9.1
129
Quality of Support
8.6
1,574
8.8
131
Has the product been a good partner in doing business?
9.1
1,402
9.2
125
Product Direction (% positive)
9.1
1,691
9.7
139
Features by Category
Expense Reports
8.5
1023
|
Verified
8.5
94
|
Verified
8.7
1080
|
Verified
8.3
90
|
Verified
8.2
1061
|
Verified
7.6
89
|
Verified
9.1
1156
|
Verified
8.7
93
|
Verified
7.8
910
|
Verified
6.9
82
|
Verified
7.8
715
|
Verified
Feature Not Available
8.4
943
|
Verified
7.5
83
|
Verified
Agentic AI - Expense Management
6.4
118
7.1
29
7.1
119
7.7
30
Travel Management
7.5
776
Feature Not Available
6.7
632
Feature Not Available
6.5
613
Feature Not Available
6.9
688
7.0
80
|
Verified
Client Invoicing
Feature Not Available
Feature Not Available
7.9
884
|
Verified
7.0
81
|
Verified
7.8
793
|
Verified
7.9
81
|
Verified
Mobile
9.2
1110
|
Verified
9.0
91
|
Verified
7.4
685
|
Verified
6.6
72
|
Verified
Feature Not Available
Feature Not Available
Platform
7.1
604
6.9
70
|
Verified
7.8
752
|
Verified
7.5
75
|
Verified
Administration
8.2
691
|
Verified
8.0
78
|
Verified
Administration
8.3
971
|
Verified
8.0
84
|
Verified
8.3
985
|
Verified
7.8
81
|
Verified
8.3
1030
|
Verified
7.8
88
|
Verified
8.4
932
|
Verified
8.2
87
|
Verified
8.9
1129
|
Verified
8.5
91
|
Verified
Platform
8.5
995
|
Verified
8.3
93
|
Verified
7.9
765
|
Verified
7.5
80
|
Verified
7.6
640
7.6
72
|
Verified
8.9
1053
|
Verified
9.0
91
|
Verified
8.9
1018
|
Verified
8.9
84
|
Verified
Feature Not Available
Feature Not Available
Setup
8.1
705
7.6
67
8.7
762
8.7
71
8.5
627
8.3
67
Performance
7.6
551
7.4
64
7.6
556
7.8
65
7.4
558
Feature Not Available
7.6
588
7.3
64
Payment Cards
8.7
655
Feature Not Available
8.8
674
8.3
65
9.0
758
9.0
68
Reporting
8.9
745
9.2
68
8.7
653
8.5
68
8.7
699
9.1
65
8.6
780
Feature Not Available
Payments
8.4
670
7.5
64
8.6
669
7.5
65
7.6
608
7.3
64
7.9
624
7.9
61
Fraud & Risk Management
8.5
740
8.6
66
8.8
724
8.4
66
9.0
738
9.2
70
Agentic AI - Spend Management
5.7
58
7.2
16
Invoice Management
8.0
18
7.9
7
5.5
16
6.9
7
7.2
19
6.7
7
Invoice Processing
6.9
16
6.7
7
7.4
18
6.9
7
6.9
18
6.9
7
6.6
17
6.4
7
Analytics
6.7
18
7.3
8
5.4
16
6.9
7
5.7
16
6.9
7
Integration
8.9
19
8.0
10
8.2
16
6.7
7
6.3
16
6.7
7
Risk
5.9
16
6.7
7
6.7
17
6.4
6
5.4
15
6.7
7
Recovery
6.4
16
6.7
7
6.4
16
6.7
7
Audit
6.4
16
8.1
8
5.8
16
7.9
7
5.3
16
6.7
7
6.8
17
6.7
7
Fraud
6.5
17
7.1
7
7.0
16
6.7
7
6.8
16
8.1
7
Agentic AI - AP Automation
5.8
16
Not enough data
5.8
16
Not enough data
5.6
16
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
BILL Spend & Expense (Formerly Divvy) and PEX are categorized as Expense Management, Spend Management, and AP Automation
Unique Categories
BILL Spend & Expense (Formerly Divvy) has no unique categories
PEX has no unique categories
Reviews
Reviewers' Company Size
BILL Spend & Expense (Formerly Divvy)
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
PEX
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Non-Profit Organization Management
14.4%
Construction
8.8%
Accounting
7.7%
Religious Institutions
5.0%
Computer Software
4.1%
Other
59.9%
Non-Profit Organization Management
26.2%
Religious Institutions
15.4%
Construction
10.7%
Primary/Secondary Education
4.0%
Education Management
4.0%
Other
39.6%
Discussions
Is divvy free?
2 Comments
GM
Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap.Read more
How does Divvy make money, if it's free?
1 Comment
MB
Per Divvy About or Blog, plus talks with Divvy people at recent QuickBooks QBConnect conference. Divvy keeps a share of credit card fees merchants pay. This...Read more
What is PEX used for?
1 Comment
Official Response from PEX
PEX is used to help organizations manage their expenses more efficiently by providing a convenient way to make purchases while allowing you to maintain...Read more
PEX has no more discussions with answers
Hunting for software insights?
With over 3 million reviews, we can provide the specific details that help you make an informed software buying decision for your business. Finding the right product is important, let us help.
