Payactiv
Payactiv is the creator of Earned Wage Access and the Access Standard for Earned Money. In 2012, we introduced a simple idea: people should not have to wait to use money they have already earned. Today, Payactiv serves businesses of every size across all industries, supports 1 in 20 American workers, and reaches more than 7 million people across over 245,000 businesses. Our Financial Worktech Infrastructure connects work, access, and earned money. Payactiv works within payroll, not outside it, to verify wages already earned and make them available when needed without changing the payroll cycle. This responsible model gives workers more control over their money while helping employers strengthen retention, engagement, recruiting, and workforce stability. Participating employers have reported turnover reductions of up to 27% and absenteeism reductions of up to 70%. Payactiv goes beyond Earned Wage Access. Our solutions work independently or together to create a connected earned money experience: • Earned Wage Access enables employees to access wages they have already earned in moments that matter because bills and other life’s expenses don’t always align with payday. Workers can choose from 5+ fee-free disbursement options, more than any other provider. It’s not a loan, and it’s free for employers to offer to their employees. • Payroll Card Programs offer a secure, convenient way to issue regular payroll and other payments, with digital, instant-issue, and mailed card options. • Tips & Mileage replaces manual cash payouts with secure, same-day digital disbursements for tips and reimbursements. • Off-Cycle & Termination Pay helps employers deliver final wages, corrections, bonuses, and other payments securely and on time, with multiple disbursement options. • Financial Wellness Tools include goal-based saving, budgeting insights, bill pay, a discounts marketplace, and access to free one-on-one financial counseling. • Employer Insights and Adoption Support help organizations launch, measure, and optimize their programs through reporting, engagement campaigns, and ready-to-use marketing materials. Behind every experience is Payactiv’s proven infrastructure, bringing technology, funding, compliance, risk management, settlement, payment rails, and support under one roof. Payactiv supports compliant programs across all 50 states and maintains SOC 1 and SOC 2 Type 2, PCI DSS, and ISO 27001 certifications. Employees also have access to 24/7 English- and Spanish-language customer service. As a Certified B Corporation and Public Benefit Corporation, Payactiv continues to define the access standard for earned money and expand what earned money can make possible. Because when people grow, businesses grow. Earned Money, for Life.
Average Rating: 4.6/5.0
Total Reviews: 147
How Do G2 Users Rate Payactiv?
- Ease of Use: 9.0/10 (Category avg: 9.0/10)
- Visualization: 9.2/10 (Category avg: 8.8/10)
- Education: 9.1/10 (Category avg: 8.7/10)
- Secure: 9.5/10 (Category avg: 9.0/10)
Who Is the Company Behind Payactiv?
- Seller: Payactiv
- Company Website:
- Year Founded: 2012
- HQ Location: San Jose, US
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LinkedIn® Page: www.linkedin.com
403 employees on LinkedIn®
Who Uses This Product?
- Who Uses This: HR Manager
- Top Industries: Hospital & Health Care, Retail
- Company Size: 56% Medium, 22% Large
What Do G2 Reviewers Say About Payactiv?
AI-generated summary from verified user reviews
Pros
- Users value the early payment access of Payactiv, which provides financial relief before payday and aids in emergencies.
- Users appreciate the easy initial setup of Payactiv, making it simple for both employers and employees to use.
- Users appreciate the ease of use of Payactiv, citing its simple setup and smooth functionality for all users.
- Users appreciate the smooth payroll management of Payactiv, allowing quick access to earned wages before payday.
- Users appreciate the easy access to earned wages with Payactiv, providing quick relief during financial emergencies.
Cons
- Users find the high fees of Payactiv burdensome, leading to increased debt and complications during cashouts.
- Users face payroll issues with Payactiv, including high fees and difficulties in accessing funds during pay periods.
- Users often struggle with login issues, facing difficulties that complicate the cash-out process and lead to frustration.
- Users report poor customer support, highlighting difficulties in getting help and lack of effective communication.
- Users experience slow performance with Payactiv, particularly during peak times, affecting their ability to cash out smoothly.
What Are Recent G2 Reviews of Payactiv?
"Financial Flexibility for Employees, Backed by Excellent Service"
Rating: 5.0/5.0 stars
— Quis L.
"Payactiv Delivers Earned Wage Flexibility and Strong Financial Education"
Rating: 5.0/5.0 stars
— Jay C.
What Are G2 Users Discussing About Payactiv?
- What is Payactiv used for? - 1 comment







