--- title: ZayZoon Reviews meta\_title: 'ZayZoon Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 220 reviews by the users' company size, role or industry to find out how ZayZoon works for a business like yours. aggregate\_rating: rating\_value: 4.6 review\_count: 220 scale: '5' date\_modified: '2026-08-07' parent\_category: name: HR url: https://www.g2.com/categories/hr --- ### ZayZoon Pros and Cons: Top 5 Advantages and Disadvantages #### Quick AI Summary Based on G2 Reviews Generated from real user reviews Users find ZayZoon to be **very user friendly** , making it easy to access earned wages conveniently. [(15 mentions)](https://www.g2.com/products/zayzoon/reviews?filters%5Bsentiment_snippet%5D=1179975&qs=pros-and-cons#reviews) Users appreciate the **seamless early payment access** of ZayZoon, benefiting from easy and straightforward wage advances. [(10 mentions)](https://www.g2.com/products/zayzoon/reviews?filters%5Bsentiment_snippet%5D=1179925&qs=pros-and-cons#reviews) Users value the **freedom for employees to manage paychecks** , enhancing team motivation and easing payroll management. [(9 mentions)](https://www.g2.com/products/zayzoon/reviews?filters%5Bsentiment_snippet%5D=1180582&qs=pros-and-cons#reviews) Users find ZayZoon **user-friendly and reliable** , making it a valuable resource for employees needing extra help. [(7 mentions)](https://www.g2.com/products/zayzoon/reviews?filters%5Bsentiment_snippet%5D=1180556&qs=pros-and-cons#reviews) Users value the **easy access to earned wages** with ZayZoon, making financial relief simple and efficient for employees. [(6 mentions)](https://www.g2.com/products/zayzoon/reviews?filters%5Bsentiment_snippet%5D=1179790&qs=pros-and-cons#reviews) Users experience **poor customer support** , often facing delays and difficulties in getting timely assistance and solutions. [(4 mentions)](https://www.g2.com/products/zayzoon/reviews?filters%5Bsentiment_snippet%5D=1180394&qs=pros-and-cons#reviews) Users face **payroll issues** with ZayZoon due to lack of visibility, delayed reports, and limited support access. [(3 mentions)](https://www.g2.com/products/zayzoon/reviews?filters%5Bsentiment_snippet%5D=1181106&qs=pros-and-cons#reviews) Users face **access issues** with ZayZoon, including limited fund withdrawals and fees that accumulate over time. [(2 mentions)](https://www.g2.com/products/zayzoon/reviews?filters%5Bsentiment_snippet%5D=2089194&qs=pros-and-cons#reviews) Users feel frustrated by **miscommunication** regarding promises and selective review approvals impacting trust in ZayZoon. [(2 mentions)](https://www.g2.com/products/zayzoon/reviews?filters%5Bsentiment_snippet%5D=1180787&qs=pros-and-cons#reviews) Users face **deduction issues** with ZayZoon, leading to complications during employee terminations and affecting necessary deductions. [(1 mentions)](https://www.g2.com/products/zayzoon/reviews?filters%5Bsentiment_snippet%5D=2089185&qs=pros-and-cons#reviews) ### 5 Pros or Advantages of ZayZoon ##### 1. Ease of Use Users find ZayZoon to be **very user friendly** , making it easy to access earned wages conveniently. [ See 15 mentions ](https://www.g2.com/products/zayzoon/reviews?filters%5Bsentiment_snippet%5D=1179975&qs=pros-and-cons#reviews) See Related User Reviews TN tena n. 5.0/5 "Effortless Payroll Solution with Instant Employee Access" What do you like about ZayZoon? I love how simple and easy ZayZoon is to set up. I appreciate the convenience it offers my employees to access their earnings before payday, without n ![Brandi H.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Brandi H.") BH Brandi H. Mid-Market (51-1000 emp.) 5.0/5 "Glad to have options for our employees" What do you like about ZayZoon? Ease of use is nice, the app makes it really convenient. I appreciate the employees being able to access their money without creating another job for ##### 2. Early Payment Access Users appreciate the **seamless early payment access** of ZayZoon, benefiting from easy and straightforward wage advances. [ See 10 mentions ](https://www.g2.com/products/zayzoon/reviews?filters%5Bsentiment_snippet%5D=1179925&qs=pros-and-cons#reviews) See Related User Reviews TN tena n. 5.0/5 "Effortless Payroll Solution with Instant Employee Access" What do you like about ZayZoon? I love how simple and easy ZayZoon is to set up. I appreciate the convenience it offers my employees to access their earnings before payday, without n ![Parisa H.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Parisa H.") PH Parisa H. Mid-Market (51-1000 emp.) 5.0/5 "very convenient to use" What do you like about ZayZoon? We don't have to wait until the pay date to access our salary. it is a relief especially in case of emergency. ##### 3. Payroll Management Users value the **freedom for employees to manage paychecks** , enhancing team motivation and easing payroll management. [ See 9 mentions ](https://www.g2.com/products/zayzoon/reviews?filters%5Bsentiment_snippet%5D=1180582&qs=pros-and-cons#reviews) See Related User Reviews TN tena n. 5.0/5 "Effortless Payroll Solution with Instant Employee Access" What do you like about ZayZoon? I love how simple and easy ZayZoon is to set up. I appreciate the convenience it offers my employees to access their earnings before payday, without n ![Parisa H.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Parisa H.") PH Parisa H. Mid-Market (51-1000 emp.) 5.0/5 "very convenient to use" What do you like about ZayZoon? We don't have to wait until the pay date to access our salary. it is a relief especially in case of emergency. ##### 4. Helpful Users find ZayZoon **user-friendly and reliable** , making it a valuable resource for employees needing extra help. [ See 7 mentions ](https://www.g2.com/products/zayzoon/reviews?filters%5Bsentiment_snippet%5D=1180556&qs=pros-and-cons#reviews) See Related User Reviews SB SHALEENA B. Mid-Market (51-1000 emp.) 5.0/5 "Seamless Process" What do you like about ZayZoon? How seamless it is to help our employees. ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") U Verified User Mid-Market (51-1000 emp.) 3.5/5 "Empty Promises" What do you like about ZayZoon? It's okay. They will offer you incentives like "please take time out of your day to review us for a gift card", then tell you "thank you for the revie ##### 5. Access Availability Users value the **easy access to earned wages** with ZayZoon, making financial relief simple and efficient for employees. [ See 6 mentions ](https://www.g2.com/products/zayzoon/reviews?filters%5Bsentiment_snippet%5D=1179790&qs=pros-and-cons#reviews) See Related User Reviews ![Brandi H.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Brandi H.") BH Brandi H. Mid-Market (51-1000 emp.) 5.0/5 "Glad to have options for our employees" What do you like about ZayZoon? Ease of use is nice, the app makes it really convenient. I appreciate the employees being able to access their money without creating another job for ![Michelle R.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Michelle R.") MR Michelle R. Mid-Market (51-1000 emp.) 5.0/5 "User Friendly with Extras" What do you like about ZayZoon? How easy it is....from starting with implementation through the sign up and trying it myself the first time. My Customer Support Rep Matt K. did a gre ### 5 Cons or Disadvantages of ZayZoon ##### 1. Poor Customer Support Users experience **poor customer support** , often facing delays and difficulties in getting timely assistance and solutions. [ See 4 mentions ](https://www.g2.com/products/zayzoon/reviews?filters%5Bsentiment_snippet%5D=1180394&qs=pros-and-cons#reviews) See Related User Reviews SD Sonya D. Mid-Market (51-1000 emp.) 5.0/5 "Convenient access to payroll funds" What do you dislike about ZayZoon? The ability to speak to a customer support representative via phone call. ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") A Verified User Small-Business (50 or fewer emp.) 4.0/5 "Popular payout option amongst some employees" What do you dislike about ZayZoon? I do worry that employees will use it then have to keep using it when their scheduled paycheck is lower because of their early borrowing. I would als ##### 2. Payroll Issues Users face **payroll issues** with ZayZoon due to lack of visibility, delayed reports, and limited support access. [ See 3 mentions ](https://www.g2.com/products/zayzoon/reviews?filters%5Bsentiment_snippet%5D=1181106&qs=pros-and-cons#reviews) See Related User Reviews ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") A Verified User Mid-Market (51-1000 emp.) 3.0/5 "Convenient Option for Employees" What do you dislike about ZayZoon? ZayZoon has little visibility for administrators and can affect necessary deductions when someone terminates. ME Melissa E. Mid-Market (51-1000 emp.) 1.0/5 "No Pay on Payday" What do you dislike about ZayZoon? No pay access after being forced to opt in to direct deposit ##### 3. Access Issues Users face **access issues** with ZayZoon, including limited fund withdrawals and fees that accumulate over time. [ See 2 mentions ](https://www.g2.com/products/zayzoon/reviews?filters%5Bsentiment_snippet%5D=2089194&qs=pros-and-cons#reviews) See Related User Reviews ![Toni H.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Toni H.") TH Toni H. Small-Business (50 or fewer emp.) 5.0/5 "good to have extra before payday" What do you dislike about ZayZoon? limited funds we can take out, and "What I dislike most about ZayZoon is the fee for accessing earned wages, which can add up over time." ME Melissa E. Mid-Market (51-1000 emp.) 1.0/5 "No Pay on Payday" What do you dislike about ZayZoon? No pay access after being forced to opt in to direct deposit ##### 4. Miscommunication Users feel frustrated by **miscommunication** regarding promises and selective review approvals impacting trust in ZayZoon. [ See 2 mentions ](https://www.g2.com/products/zayzoon/reviews?filters%5Bsentiment_snippet%5D=1180787&qs=pros-and-cons#reviews) See Related User Reviews ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") U Verified User Mid-Market (51-1000 emp.) 3.5/5 "Empty Promises" What do you dislike about ZayZoon? They promise you something and don't deliver. Also they pick and choose what reviews will and will not be approved. ("Although your original review wi ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") A Verified User Mid-Market (51-1000 emp.) 4.0/5 "Seemless benefits for your Employees" What do you dislike about ZayZoon? Too early to say. My fear is there may be some pressure tactics that employees may not appreciate. ##### 5. Deduction Issues Users face **deduction issues** with ZayZoon, leading to complications during employee terminations and affecting necessary deductions. [ See 1 mentions ](https://www.g2.com/products/zayzoon/reviews?filters%5Bsentiment_snippet%5D=2089185&qs=pros-and-cons#reviews) See Related User Reviews ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") A Verified User Mid-Market (51-1000 emp.) 3.0/5 "Convenient Option for Employees" What do you dislike about ZayZoon? ZayZoon has little visibility for administrators and can affect necessary deductions when someone terminates. ![Sherrie L.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Sherrie L.") SL Sherrie L. Administrative Director Mid-Market (51-1000 emp.) 5/26/2026 "A Great, No-Downside Benefit for Employees to Access Earned Pay Early" 4.5/5 What do you like best about ZayZoon? We love that our employees have an option to borrow against their upcoming check without having to go through predatory lenders. There is no down side to offering this to our employees. And all the additional perks are great too! Review collected by and hosted on G2.com. What do you dislike about ZayZoon? When I signed up as an employer, I tried to get information in advance of our start date so I could give our employees a heads up. No one at Zayzoon was able to give me the satisfactory info I wanted, so I just had to create my own info to send out. We just wanted to give our employees a heads up before they got the welcome email from Zayzoon and that concept seemed foreign to the Zayzoon people I reached out to. Review collected by and hosted on G2.com. What problems is ZayZoon solving and how is that benefiting you? The biggest solution is offering employees the opportunity to borrow against their next paycheck at minimal cost without having to go through predatory lending. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite ![Heather T.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Heather T.") HT Heather T. EVS Manager Small-Business (50 or fewer emp.) 5/27/2026 "ZayZoon Brings Peace of Mind and Financial Flexibility for Employees" 5/5 What do you like best about ZayZoon? ZayZoon has been an incredibly valuable benefit for both my employees and myself. It has helped provide peace of mind during difficult times, especially when unexpected emergencies or financial hardships arise. Having access to earned wages when they’re needed most can make a huge difference, and I’ve seen firsthand how much employees appreciate and benefit from this support. It’s a practical, meaningful tool that truly helps reduce stress and improve financial flexibility. Review collected by and hosted on G2.com. What do you dislike about ZayZoon? Nothing to be honest. We haven't found any issues with ZayZoon Review collected by and hosted on G2.com. What problems is ZayZoon solving and how is that benefiting you? ZayZoon is helping solve one of the biggest challenges employees face today — financial stress between paychecks. It gives employees access to their earned wages when unexpected expenses or emergencies come up, which helps reduce stress and improve overall morale. From a business perspective, offering a benefit like this shows employees that we genuinely care about their well-being, and that can have a positive impact on retention, engagement, and employee satisfaction. It has been especially valuable during difficult times when employees need extra financial flexibility and support. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: Seller invite ![Denise C.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Denise C.") DC Denise C. Business Development, Marketing, Expert Administrative Assistance Small-Business (50 or fewer emp.) 5/28/2026 "Valuable Pay Advance Benefit with Zero Internal Management" 4.5/5 What do you like best about ZayZoon? ZayZoon provides a valuable service to my employees and allows them to get advances on their pay if they need to. It also doesn't require any internal management. ZayZoon does it all. This is important for a small business with limited resources. Review collected by and hosted on G2.com. What do you dislike about ZayZoon? We haven't encountered any downsides to the product. I think the most important thing to remember is that, as an employer, you need to reinforce that ZayZoon does have fees and a specific structure for paying back funds. Its all about educating your employees. And, ZayZoon provides those materials. Review collected by and hosted on G2.com. What problems is ZayZoon solving and how is that benefiting you? It provides a benefit that we would not have otherwise had. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite ![Kimberly P.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Kimberly P.") KP Kimberly P. Director of Payroll and HRIS Enterprise (\> 1000 emp.) 7/25/2022 "On demand wages with extra benefits with easy administration" 5/5 What do you like best about ZayZoon? ZayZoon makes it easy to offer an on demand wage benefit to our employees. The reporting and tracking are very transparent and make it easy to manage the benefit (almost self managing). They also reach out to the employees with their own marketing making it easy to communicate the benefit to our employees. Review collected by and hosted on G2.com. What do you dislike about ZayZoon? I have not had anything that I dislike so far. Review collected by and hosted on G2.com. What problems is ZayZoon solving and how is that benefiting you? We offered an early pay benefit prior to 2020, and this was a great start to continuing that benefit but with better service. We hope it is also offering a competitive benefit advantage for recruiting. Review collected by and hosted on G2.com. Show More 5/6/2026 Current UserValidated ReviewerIncentivizedSource: Seller invite TB Tammy B. Small-Business (50 or fewer emp.) 7/13/2026 "Empowers Employees with Instant Payroll Advances" 5/5 What do you like best about ZayZoon? I find ZayZoon very effective because it offers employees the ability to take money out early when necessary. This feature is particularly valuable as it allows new employees to access funds without causing us the pressure of handling cash advances or denying their requests as we would have in the past. I also appreciate the ease of the initial setup since it was very easy. Review collected by and hosted on G2.com. What do you dislike about ZayZoon? I hope it does not encourage employees to use it excessively Review collected by and hosted on G2.com. What problems is ZayZoon solving and how is that benefiting you? I use ZayZoon to allow employees to access payroll advances easily, reducing the pressure on us and helping new employees get needed funds without the usual hassle. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: Seller invite ![Lauren J.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Lauren J.") LJ Lauren J. Admin Mid-Market (51-1000 emp.) 1/9/2024 "Effortless Payday Loans, A true Time-Saver" 5/5 What do you like best about ZayZoon? I like how ZayZoon made it a lot easier for us to provide payday advances to employees without having to keep track and manage the process. It gave us back time and took work away from us, allowing us to focus on other things. The setup was really easy, with no work required on our end. Review collected by and hosted on G2.com. What do you dislike about ZayZoon? We were overall happy with ZayZoon and had no complaints. Review collected by and hosted on G2.com. What problems is ZayZoon solving and how is that benefiting you? ZayZoon made it easier to provide employee payday advances by automating the process, saving us time and letting us focus on other tasks. Review collected by and hosted on G2.com. Show More 4/28/2026 Current UserValidated ReviewerIncentivizedSource: Thank You page ![Brandon B.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Brandon B.") BB Brandon B. Vice President Mid-Market (51-1000 emp.) 8/6/2026 "Super Easy to Use—and a Real Confidence Boost for Our Staff" 5/5 What do you like best about ZayZoon? Easy to use and also made our staff feel good that we can offer something like this Review collected by and hosted on G2.com. What do you dislike about ZayZoon? Nothing to dislike so far. Like I said it was super easy to explain and use Review collected by and hosted on G2.com. What problems is ZayZoon solving and how is that benefiting you? Quick access to funds when needed Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite ![Megan F.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Megan F.") MF Megan F. Director of Operations Enterprise (\> 1000 emp.) 4/30/2026 "Hands-Off, User-Friendly with Room for improvements in Email Control" 5/5 What do you like best about ZayZoon? I love that it's completely hands-off and risk-free for us to offer such great benefits to our clients and employees. It's easy for them to use, with so many zero-fee options. Review collected by and hosted on G2.com. What do you dislike about ZayZoon? It would be great if we had more control over the frequency and cadence of marketing emails that go out to employees who have not chosen to use the service. Review collected by and hosted on G2.com. What problems is ZayZoon solving and how is that benefiting you? I find ZayZoon a great tool for attracting new clients and offering a valuable benefit to employees with its hands-off, risk-free setup and easy-to-use features with zero fee options. Clients have also found that it's a great retention tool for existing employees, and has minimized requests from the company for loans. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: Seller invite ![Gamaliel D.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Gamaliel D.") GD Gamaliel D. Small-Business (50 or fewer emp.) 5/4/2026 "Employee Benefit Tool with Easy Setup" 5/5 What do you like best about ZayZoon? I like that ZayZoon works as intended, and it is worth it. My drivers don't have any issues with it, which is great. Plus, the initial setup of ZayZoon was super easy for me. Review collected by and hosted on G2.com. What do you dislike about ZayZoon? Sometimes I'm not able to support the drivers or there's no number to know what's going on. Maybe once I know how the system works, I'm able to explain to them, but I don't really understand. Maybe because I didn't read all the stuff that I'm supposed to know. Review collected by and hosted on G2.com. What problems is ZayZoon solving and how is that benefiting you? I use ZayZoon to let my employees access their pay before the two-week period, solving the problem of long wait times for their salary. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: Seller invite ![Lori B.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Lori B.") LB Lori B. Office / HR Manager Small-Business (50 or fewer emp.) 7/24/2026 "Easy Integration and Helpful Team—A Great Way to Support Staff Accessing Funds" 4.5/5 What do you like best about ZayZoon? I think it is a wonderful way to help our staff access funds when they just need a bit of help. The integration was incredibly easy and the team have been very helpful. Review collected by and hosted on G2.com. What do you dislike about ZayZoon? Nothing, thus far! I have zero complaints or issues. Review collected by and hosted on G2.com. What problems is ZayZoon solving and how is that benefiting you? The staff feel more in control of how they can access their earnings. This has boosted morale. Review collected by and hosted on G2.com. 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