# ZayZoon Reviews **Vendor:** ZayZoon **Category:** [Financial Wellness Software](https://www.g2.com/categories/financial-wellness) **Average Rating:** 4.6/5.0 **Total Reviews:** 204 ## About ZayZoon ZayZoon is the financial empowerment platform for SMBs. With ZayZoon, payday finally comes with the push of a button. It’s free for employers and takes only 30 minutes to implement. Employees can use ZayZoon to get paid whenever, however. The platform also offers educational resources and tools to help workers break the paycheck-to-paycheck cycle. And it works. 89% of employees who use ZayZoon report less financial stress and employers who offer ZayZoon boast a 29% reduction in turnover. ## ZayZoon Pros & Cons **What users like:** - Users find ZayZoon's **ease of use** exceptional, ensuring smooth navigation and quick implementation for employees. (19 reviews) - Users appreciate the **early payment access** of ZayZoon, enhancing employee satisfaction and reducing financial stress effectively. (13 reviews) - Users value the **easy setup and employee access to earnings** , finding ZayZoon a convenient payroll management solution. (12 reviews) - Users appreciate the **easy access** to earned wages, enhancing convenience and empowering employees without employer involvement. (8 reviews) - Users find ZayZoon **very user-friendly and reliable** , enhancing employee support and communication effortlessly. (8 reviews) - Access Availability (7 reviews) - Users value the **responsive customer support** of ZayZoon, ensuring quick assistance for employee advance issues. (7 reviews) - Users commend ZayZoon for providing **financial stability and access to earned wages** , enhancing employee satisfaction and productivity. (7 reviews) - Setup Ease (7 reviews) - Implementation Ease (6 reviews) **What users dislike:** - Users face **payroll issues** with ZayZoon, impacting visibility and making it difficult to match reports accurately. (4 reviews) - Users experience **poor customer support** , facing delays in responses and limited communication options, affecting overall satisfaction. (4 reviews) - Users experience **access issues** with ZayZoon, citing limited fund withdrawals and fees for earned wage access. (2 reviews) - Users are frustrated by **miscommunication and unfulfilled promises** , leading to concerns about bias and pressure tactics. (2 reviews) - Users report **deduction issues** due to limited visibility for administrators, impacting deductions during employee terminations. (1 reviews) - Employee Management Issues (1 reviews) - High Fees (1 reviews) - Login Issues (1 reviews) - Poor App Usability (1 reviews) - Report Issues (1 reviews) ## ZayZoon Reviews ### 1. On demand wages with extra benefits with easy administration **Rating:** 5.0/5.0 stars **Reviewed by:** Kimberly P. | Director of Payroll and HRIS, Enterprise (> 1000 emp.) **Reviewed Date:** July 25, 2022 **What do you like best about ZayZoon?** ZayZoon makes it easy to offer an on demand wage benefit to our employees. The reporting and tracking are very transparent and make it easy to manage the benefit (almost self managing). They also reach out to the employees with their own marketing making it easy to communicate the benefit to our employees. **What do you dislike about ZayZoon?** I have not had anything that I dislike so far. **What problems is ZayZoon solving and how is that benefiting you?** We offered an early pay benefit prior to 2020, and this was a great start to continuing that benefit but with better service. We hope it is also offering a competitive benefit advantage for recruiting. ### 2. Effortless Payday Loans, A true Time-Saver **Rating:** 5.0/5.0 stars **Reviewed by:** Lauren J. | Admin, Mid-Market (51-1000 emp.) **Reviewed Date:** January 09, 2024 **What do you like best about ZayZoon?** I like how ZayZoon made it a lot easier for us to provide payday advances to employees without having to keep track and manage the process. It gave us back time and took work away from us, allowing us to focus on other things. The setup was really easy, with no work required on our end. **What do you dislike about ZayZoon?** We were overall happy with ZayZoon and had no complaints. **What problems is ZayZoon solving and how is that benefiting you?** ZayZoon made it easier to provide employee payday advances by automating the process, saving us time and letting us focus on other tasks. ### 3. Hands-Off, User-Friendly with Room for improvements in Email Control **Rating:** 5.0/5.0 stars **Reviewed by:** Megan F. | Director of Operations, Enterprise (> 1000 emp.) **Reviewed Date:** April 30, 2026 **What do you like best about ZayZoon?** I love that it's completely hands-off and risk-free for us to offer such great benefits to our clients and employees. It's easy for them to use, with so many zero-fee options. **What do you dislike about ZayZoon?** It would be great if we had more control over the frequency and cadence of marketing emails that go out to employees who have not chosen to use the service. **What problems is ZayZoon solving and how is that benefiting you?** I find ZayZoon a great tool for attracting new clients and offering a valuable benefit to employees with its hands-off, risk-free setup and easy-to-use features with zero fee options. Clients have also found that it's a great retention tool for existing employees, and has minimized requests from the company for loans. ### 4. Employee Benefit Tool with Easy Setup **Rating:** 5.0/5.0 stars **Reviewed by:** Gamaliel D. | Small-Business (50 or fewer emp.) **Reviewed Date:** May 04, 2026 **What do you like best about ZayZoon?** I like that ZayZoon works as intended, and it is worth it. My drivers don't have any issues with it, which is great. Plus, the initial setup of ZayZoon was super easy for me. **What do you dislike about ZayZoon?** Sometimes I'm not able to support the drivers or there's no number to know what's going on. Maybe once I know how the system works, I'm able to explain to them, but I don't really understand. Maybe because I didn't read all the stuff that I'm supposed to know. **What problems is ZayZoon solving and how is that benefiting you?** I use ZayZoon to let my employees access their pay before the two-week period, solving the problem of long wait times for their salary. ### 5. Zayzoon Makes Pay Advances Simple While Protecting Staff Dignity **Rating:** 5.0/5.0 stars **Reviewed by:** Jay D. | Franchise Owner, Mid-Market (51-1000 emp.) **Reviewed Date:** April 15, 2026 **What do you like best about ZayZoon?** It is so easy to use and staff don't have to explain to their employer why they need an advance, protects staff dignity. **What do you dislike about ZayZoon?** I can't say that I have experienced any challenges with Zayzoon **What problems is ZayZoon solving and how is that benefiting you?** Less time tracking staff pay advances. This is a much cleaner way to do business. ### 6. Effortless Payroll Access, Needs Faster Issue Resolution **Rating:** 4.0/5.0 stars **Reviewed by:** Andrea O. | Small-Business (50 or fewer emp.) **Reviewed Date:** May 04, 2026 **What do you like best about ZayZoon?** I like that employees can access their pay early with ZayZoon without the extra work for payroll. The initial setup of ZayZoon was very easy. **What do you dislike about ZayZoon?** We have an employee who was mistakenly deducted two times, and the issue still hasn't been resolved. Refunds should be processed quicker, as this issue happened at the beginning of April. **What problems is ZayZoon solving and how is that benefiting you?** Employees can access their pay early and do it without adding extra work for payroll. ### 7. No More Payday Advances—A Real Financial Relief **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Veterinary | Mid-Market (51-1000 emp.) **Reviewed Date:** May 11, 2026 **What do you like best about ZayZoon?** I don't have to do payday advances anymoer **What do you dislike about ZayZoon?** I am afraid employees will get in a financial bind if they take too much too often **What problems is ZayZoon solving and how is that benefiting you?** I have several staff members struggle from check to check at times so this helps them feel in control of that. It benefits the business because they aren't as stressed about money every day. ### 8. Earned Wage Access That Keeps Our Team Happy **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Restaurants | Small-Business (50 or fewer emp.) **Reviewed Date:** May 06, 2026 **What do you like best about ZayZoon?** I love that my employees have the benefit of using earned wage access. It helps keep my staff happy, and I’ve even used it myself a few times. You never know when life’s emergencies might come up, so I really appreciate having this option available. Thank you for giving us this choice. **What do you dislike about ZayZoon?** I don’t like the $200 limit, even though I understand why it’s there. It does help prevent someone from withdrawing all of their pay at once. **What problems is ZayZoon solving and how is that benefiting you?** I have a lot of staff who sometimes need emergency access to their pay. ### 9. On-Demand Pay Access When It Matters Most **Rating:** 4.5/5.0 stars **Reviewed by:** Brigitte S. | HR Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** May 08, 2026 **What do you like best about ZayZoon?** People can access their pay when they need it, especially in case of an emergency. **What do you dislike about ZayZoon?** I’m concerned that when an employee receives an advance, they’ll end up in the same situation as before because of the deduction. **What problems is ZayZoon solving and how is that benefiting you?** employees stop asking for petty cash. ### 10. No string attached **Rating:** 5.0/5.0 stars **Reviewed by:** Carole M. | HR Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** July 24, 2025 **What do you like best about ZayZoon?** This company has 100%integration with my payroll platform. My company has Zero liability. Employee manage their account and request directly in Zayzoon, deduction and reimbursement in manage by Zayzoon and my payroll company. They also offer programs and financial advice. the support team is great and they provide marketing materials. Thanks to the integration staff get welcome email and instruction upon hire. Flawless for HR. I can access usage and frequency on the site for FYI. **What do you dislike about ZayZoon?** so far nothing - been using it for 8 months, no negative feedback for staff. No headache for HR. No upload or download required. **What problems is ZayZoon solving and how is that benefiting you?** Employee can get pay advance directly without HR or company to have any liability. Employee can carry their info and account with them. No maintenance fee or monthly fees. offer direct deposit or prepaid card and even cash back on certain process for staff. ### 11. User Friendly with Extras **Rating:** 5.0/5.0 stars **Reviewed by:** Michelle R. | Human Resources Director, Mid-Market (51-1000 emp.) **Reviewed Date:** June 20, 2025 **What do you like best about ZayZoon?** How easy it is....from starting with implementation through the sign up and trying it myself the first time. My Customer Support Rep Matt K. did a great job. I had all the tools that I needed, but more importantly my employees got great information. Many of my employees are not comfortable with computer systems. I made sure to sign up before rolling it out to the employees. I wanted to make sure it was going to be easy for them to use. They like that it linked directly with our payroll system. The employees are able to navigate it without any problems. **What do you dislike about ZayZoon?** I have no dislikes. I wish that employees would use it more frequently. I know a few have not even looked at the platform. I will continue to share the information and hope more take advantage. **What problems is ZayZoon solving and how is that benefiting you?** As a company who strives to provide as many benefits as possible to our employees - It has added one more option. It filled a spot in our available benefits I did not even know was lacking. I have seen many commercials for different wage access companies. I would have been hesitant to offer a service like this, but when it was offered through iSolved payroll I knew they could be trusted. Had they not been partnered with a company I already know and love, it was a no brainer. ### 12. Zayzoon Could Improve Overall Satisfaction Despite Helpful Advance Pay **Rating:** 2.5/5.0 stars **Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.) **Reviewed Date:** April 22, 2026 **What do you like best about ZayZoon?** Advance payments for staff who are in need of funds quickly. **What do you dislike about ZayZoon?** There is nothing to dislike about Zayzoon. **What problems is ZayZoon solving and how is that benefiting you?** We have no problems with Zayzoon ### 13. very convenient to use **Rating:** 5.0/5.0 stars **Reviewed by:** Parisa H. | Human Resources Coordinator, Mid-Market (51-1000 emp.) **Reviewed Date:** October 09, 2025 **What do you like best about ZayZoon?** We don't have to wait until the pay date to access our salary. it is a relief especially in case of emergency. **What do you dislike about ZayZoon?** nothing comes to my mind. it works very well and it seems our staff are comfortable using it. **What problems is ZayZoon solving and how is that benefiting you?** our payroll department doesn't have to do an off-cycle payroll run to pay an employee in advance. ### 14. Glad to have options for our employees **Rating:** 5.0/5.0 stars **Reviewed by:** Brandi H. | Administration/ Human Resource Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** August 16, 2025 **What do you like best about ZayZoon?** Ease of use is nice, the app makes it really convenient. I appreciate the employees being able to access their money without creating another job for me to do. I love that employees can access their money when they need it without too crazy of a price tag, it is really reasonable for them. Implementation was quick and easy to do. So far, customer service has been helpful when I have needed it. There is multiple options to get their money as well and I truly just appreciate the entire set up. **What do you dislike about ZayZoon?** Least helpful or disadvantages? I have not found any yet. **What problems is ZayZoon solving and how is that benefiting you?** We haven't had any issues. ### 15. Popular payout option amongst some employees **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Mental Health Care | Small-Business (50 or fewer emp.) **Reviewed Date:** May 13, 2025 **What do you like best about ZayZoon?** ZayZoon allows employees to access a portion of their earned income prior to a scheduled payroll. I believe this may help some pay their rent or other bills in a timely manner without using high-interest borrowing options. Employees report that it is easy to use, there was really no implementation on the employer side. **What do you dislike about ZayZoon?** I do worry that employees will use it then have to keep using it when their scheduled paycheck is lower because of their early borrowing. I would also like to see their reports page allow excel exports and be up to date. Sometimes it takes several days for a payout to show on the report. Thus the report is not matching my payroll report. I need to see that both the payroll report and ZayZoon match prior to submission. Customer support is via email rather than instant access. **What problems is ZayZoon solving and how is that benefiting you?** I do not know that this is a benefit to us as an employer, except that it may solve some financial issues for employees. At the same time, we worry it may cause financial issues as they see lower paychecks due to borrowed income. ### 16. Effortless Payroll Solution with Instant Employee Access **Rating:** 5.0/5.0 stars **Reviewed by:** tena n. **Reviewed Date:** October 11, 2025 **What do you like best about ZayZoon?** I love how simple and easy ZayZoon is to set up. I appreciate the convenience it offers my employees to access their earnings before payday, without needing my involvement. I value the integration it provides with our payroll options, enhancing overall ease of use. I also find the self-service capabilities empowering for my team. **What do you dislike about ZayZoon?** nothing **What problems is ZayZoon solving and how is that benefiting you?** I use ZayZoon to allow my employees to access funds before payday without my intervention, simplifying the process significantly. ### 17. No Pay on Payday **Rating:** 1.0/5.0 stars **Reviewed by:** Melissa E. | EA, Mid-Market (51-1000 emp.) **Reviewed Date:** May 15, 2025 **What do you like best about ZayZoon?** I was happy with ZayZoon until I got a prepaid card mailed to me. Only intended to use it to avoid the $5 fees for payouts and then I was FORCED to add direct deposit. Today is payday and I have $0. I will be shutting it all of and discontinuing use immediately!! **What do you dislike about ZayZoon?** No pay access after being forced to opt in to direct deposit **What problems is ZayZoon solving and how is that benefiting you?** Early wage access was great. Fees were too much. Not getting my pay… you just lost a customer. ### 18. Easy set up for employers and employees, a great resource **Rating:** 5.0/5.0 stars **Reviewed by:** Jay D. | Director of Operations, Mid-Market (51-1000 emp.) **Reviewed Date:** May 12, 2025 **What do you like best about ZayZoon?** The ability to have workers receive advances on their pay without the need for payroll to track and recover. Very smooth. **What do you dislike about ZayZoon?** We did have one employee that was taking advantage of the cash advances and requested to be removed from the app as she didn't have the self control to use it responsibly. **What problems is ZayZoon solving and how is that benefiting you?** Preventing employees from going to high interest payday loans companies then they need extra money. Smooth process without having to speak to employer and request help with personal issues. ### 19. Simple and engaging payroll tool! **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Consumer Services | Small-Business (50 or fewer emp.) **Reviewed Date:** June 16, 2025 **What do you like best about ZayZoon?** The ability to give my employees the freedom to manage their paycheck. My second favorite thing is the rewards and recognition platform, this is a creative and easy way to celebrate my team and motivate them in new and fun ways. **What do you dislike about ZayZoon?** A little rocky getting signed up with the different logins, get my team to sign up. **What problems is ZayZoon solving and how is that benefiting you?** The quick and easy way for my employees to look up their pay checks eases the burden of them emailing or calling me to get their pay stubs, resetting their passwords or manually pulling their pay check information. ### 20. Who would have thought staff could make more than their paycheck! **Rating:** 5.0/5.0 stars **Reviewed by:** Gabriela C. | Franchise Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** July 15, 2025 **What do you like best about ZayZoon?** - Provides staff the ability to obtain monetary funds sooner than pay dates - Gift card opportunities permit additional funds being disbursed which is a creative way to make more money - Very simple for our staff to use **What do you dislike about ZayZoon?** Staff being able to obtain more funds than they actually earn if there a sudden change in payout. However, I appreciate that the difference is covered by ZayZoon. **What problems is ZayZoon solving and how is that benefiting you?** Access to monetary funds faster ### 21. Easy Way to Provide Flexibility to Employees **Rating:** 5.0/5.0 stars **Reviewed by:** Rick S. | Director of Finance, Small-Business (50 or fewer emp.) **Reviewed Date:** November 15, 2024 **What do you like best about ZayZoon?** The best part of ZayZoon is the ease with which it's implemented. After just one meeting with Morgan, my customer service rep, I knew exactly what to do with my ADP payroll to integrate ZayZoon into our payroll process. After a quick email to the staff, we had almost half of them sign up for the service. In addition, the service has so many additional features to help me and my staff make the most of payroll. I am actually going to suggest this program to all of our franchises (about 30 pubs right now). **What do you dislike about ZayZoon?** There is nothing that I dislike about ZayZoon. So far it has been nothing but a positive experience for myself and my employees. **What problems is ZayZoon solving and how is that benefiting you?** ZayZoon is helping my employees improve their financial wellness by providing them access to their funds owed for work performed, before pay day. This can help them to put food on the table; to invest in something in order to take advantage of the time value of money. It helps my employees make ends meet and not be late on other financial obligations. ### 22. I love the idea but it is a bit misunderstood why some are able to use but others are not. **Rating:** 2.5/5.0 stars **Reviewed by:** Taleila M. | Bookkeeper, Office Manager, Controller, Mid-Market (51-1000 emp.) **Reviewed Date:** June 02, 2025 **What do you like best about ZayZoon?** The idea of being able to access part of you paycheck early. **What do you dislike about ZayZoon?** The availability to some and not others. **What problems is ZayZoon solving and how is that benefiting you?** Solves not having to wait until payday to have access to your already earned money. It is benefitting some of my employee because having to wait until Friday is sometimes inconvenient. ### 23. Zayzoon Review **Rating:** 4.0/5.0 stars **Reviewed by:** Jed Y. | Human Resources Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** March 28, 2025 **What do you like best about ZayZoon?** Zayzoon is fast and easy to use - this platform makes it easy for employees to get their pay early and offers a number of payment options **What do you dislike about ZayZoon?** The UI is a bit tedious to use and sometimes has too many clicks to get to where you want. **What problems is ZayZoon solving and how is that benefiting you?** We have offered Zayzoon to our employee population and it is an extra benefit where we previously had limited options. ### 24. Convenient access to payroll funds **Rating:** 5.0/5.0 stars **Reviewed by:** Sonya D. | VP of Administration, Mid-Market (51-1000 emp.) **Reviewed Date:** June 16, 2025 **What do you like best about ZayZoon?** ZayZoon offers our employees quick and convenient access to their earned wages for a minimal fee, with no cost or liability to the employer. **What do you dislike about ZayZoon?** The ability to speak to a customer support representative via phone call. **What problems is ZayZoon solving and how is that benefiting you?** ZayZoon has benefited our company by reducing the liability associated with employer-provided cash advances. This helps minimize potential losses when employees leave the company with outstanding loan balances. ### 25. good to have extra before payday **Rating:** 5.0/5.0 stars **Reviewed by:** Toni H. | Office manager, Small-Business (50 or fewer emp.) **Reviewed Date:** May 22, 2025 **What do you like best about ZayZoon?** "What I like best about ZayZoon is the ability to access my earned wages instantly, giving me financial flexibility and control." **What do you dislike about ZayZoon?** limited funds we can take out, and "What I dislike most about ZayZoon is the fee for accessing earned wages, which can add up over time." **What problems is ZayZoon solving and how is that benefiting you?** ZayZoon is solving the problem of waiting for payday by giving access to earned wages early. This helps me cover unexpected expenses and reduce financial stress between paychecks." ### 26. Zayzoon gives employees a way to get advances on thier pay when urgent events happen in life. **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Human Resources | Mid-Market (51-1000 emp.) **Reviewed Date:** March 10, 2025 **What do you like best about ZayZoon?** Speed and Ease: The process is designed to be user-friendly, allowing for rapid access to funds. Cost-Effective: A key feature is the flat $5 transaction fee, which can be more predictable than interest rates associated with traditional payday loans. Instant Access: ZayZoon aims to provide funds almost instantly, addressing immediate financial needs. Alternatives to Predatory Lending: Zayzoon is designed to be an alternative to payday loans, and overdraft fees, that can put people into cycles of debt. **What do you dislike about ZayZoon?** I have not expereience any dislikes with Zayzoon. **What problems is ZayZoon solving and how is that benefiting you?** Gives me the ability not to have to use a credit card, if I need extra funds to take care of something prior to payday. ### 27. Seamless Process **Rating:** 5.0/5.0 stars **Reviewed by:** SHALEENA B. | HR DIRECTOR, Mid-Market (51-1000 emp.) **Reviewed Date:** August 26, 2025 **What do you like best about ZayZoon?** How seamless it is to help our employees. **What do you dislike about ZayZoon?** More customizable employee communications. **What problems is ZayZoon solving and how is that benefiting you?** Assisting employees make it through their pay periods without fail. ### 28. User friendly and reliable platform **Rating:** 5.0/5.0 stars **Reviewed by:** Janette W. | Executive Director of Operations, Mid-Market (51-1000 emp.) **Reviewed Date:** January 28, 2025 **What do you like best about ZayZoon?** It is very user friendly and reliable, resulting in good frequency of use. The ZayZoon team has been great to work with. They have been very helpful, transparent and responsive. **What do you dislike about ZayZoon?** I have received feedback that users would like to see more features and perks added. **What problems is ZayZoon solving and how is that benefiting you?** Zayzoon allows our employees to have access to their earned wages when they need it most, improving employee satisfaction while building financial literacy. The automated integration reduces payroll administrative burden while maintaining accuracy. ### 29. Review **Rating:** 5.0/5.0 stars **Reviewed by:** Vanlisa P. | Executive Assistant | Office Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** March 10, 2025 **What do you like best about ZayZoon?** It is really easy to use and the employees like the option of the ZayZoon features. Great customer service and really easy integration/implementation. **What do you dislike about ZayZoon?** None, great so far. Can't think of anything bad regrading this app. **What problems is ZayZoon solving and how is that benefiting you?** It allows our employees to take from their check as an advance. It helps them with their financial situation when needed. ### 30. Empty Promises **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Food & Beverages | Mid-Market (51-1000 emp.) **Reviewed Date:** May 27, 2025 **What do you like best about ZayZoon?** It's okay. They will offer you incentives like "please take time out of your day to review us for a gift card", then tell you "thank you for the review, however you will NOT be receiving the gift card" **What do you dislike about ZayZoon?** They promise you something and don't deliver. Also they pick and choose what reviews will and will not be approved. ("Although your original review will still remain visible on G2, your update was not approved.") talk about a bias standard. **What problems is ZayZoon solving and how is that benefiting you?** People can access money, however it does not benefit me ### 31. Helping the staff **Rating:** 4.0/5.0 stars **Reviewed by:** VH V. | Business Director, Mid-Market (51-1000 emp.) **Reviewed Date:** June 16, 2025 **What do you like best about ZayZoon?** It helps our staff in difficult times they love it **What do you dislike about ZayZoon?** NA I have no dislikes i have nothing to say **What problems is ZayZoon solving and how is that benefiting you?** The staff can access money early instead of waiting to pay dates to come ### 32. Beneficial Partnership **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Retail | Mid-Market (51-1000 emp.) **Reviewed Date:** October 02, 2024 **What do you like best about ZayZoon?** Implementing Zayzoon an Earned Wage Access (EWA) service has significantly benefited our small business by enhancing employee satisfaction and productivity. By providing employees with access to their earned wages before the traditional payday, we reduce their financial stress, leading to improved morale and focus at work. Additionally, EWA can make any business more attractive to potential hires, helping you attract and retain top talent in a competitive labor market. This service also reduces the need for employees to resort to high-interest loans or overdraft fees, fostering a more financially stable and committed workforce. The service gives employees choices in how they receive their funds and it was easy to implement. This is all at no cost to the company. **What do you dislike about ZayZoon?** Zayzoon does not have the ability to cut-off employee withdrawals to exactly match your payroll period dates. This could result in an employee receiving less than 50% of their earned pay for a payroll period. This may be a unique issue as we do not "officially" process payroll until a few days after the period closes. **What problems is ZayZoon solving and how is that benefiting you?** Zayzoon reduces employee finacial stress by giving them access to funds when they need it. ### 33. Seemless benefits for your Employees **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Hospital & Health Care | Mid-Market (51-1000 emp.) **Reviewed Date:** April 25, 2025 **What do you like best about ZayZoon?** Employees are able to self service the benefits of Zayzoon, and as an HR manager, it makes my life much easier! **What do you dislike about ZayZoon?** Too early to say. My fear is there may be some pressure tactics that employees may not appreciate. **What problems is ZayZoon solving and how is that benefiting you?** Employees able to manage thier own benefit ### 34. The experience has been exceptional to date. **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Mid-Market (51-1000 emp.) **Reviewed Date:** May 20, 2025 **What do you like best about ZayZoon?** Easy integration and amazing tool for employees to have access to their earned wages economically. **What do you dislike about ZayZoon?** Their is not anything at this time that I dislike about zayzoon **What problems is ZayZoon solving and how is that benefiting you?** It's providing a valuable solution for our employees to have access to their pay early and as they need it. It enriches our benefit program, enhances recruitment, and helps us be a top employer who cares about the financial well being of our employees. ### 35. Gets you what you worked for when YOU need it **Rating:** 5.0/5.0 stars **Reviewed by:** Ashlee G. | Coo, Mid-Market (51-1000 emp.) **Reviewed Date:** November 24, 2024 **What do you like best about ZayZoon?** I like the fact that there is a limit, so in case of an emergency you can access your funds prior to your paycheck hitting your bank account. Accessing wages early is something that has always been needed but never had the ability to do. Such a game changer **What do you dislike about ZayZoon?** There is not anything I do not like the platform is easy to use **What problems is ZayZoon solving and how is that benefiting you?** Allowing me to do more when I need to with my money for only a small fee ### 36. Quick and Easy process **Rating:** 5.0/5.0 stars **Reviewed by:** Bobbi H. | General Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** June 12, 2024 **What do you like best about ZayZoon?** It is so easy to do. There is no worry about paying it back, its done for you automatically. Fair price as well. **What do you dislike about ZayZoon?** It is too easy to do. Sorry that is a joke, but it really is way easier and more convenient than a payday loan. **What problems is ZayZoon solving and how is that benefiting you?** When money is needed before payday, it can be the difference in having to pay late fees to bill collectors or just pay the small fee associated with ZayZoon. ### 37. Seems helpful and easy **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Consumer Goods | Small-Business (50 or fewer emp.) **Reviewed Date:** July 15, 2025 **What do you like best about ZayZoon?** Employee administered - little to no admin on the employer side **What do you dislike about ZayZoon?** Wish ZayZoon educated regularly (qrtly) with employees directly about service. **What problems is ZayZoon solving and how is that benefiting you?** just affording employees access to funds sooner ### 38. Zayzoon - Seamless access to your earnings! **Rating:** 4.5/5.0 stars **Reviewed by:** Marleyna M. | Administrator, Mid-Market (51-1000 emp.) **Reviewed Date:** August 06, 2024 **What do you like best about ZayZoon?** The support team and the account creation process are seamlessly simple. This is beneficial not only for me as an administrator but also for my caregivers. The system is linked to our payroll team, allowing them to access historical payroll data. Additionally, my caregivers can easily access funds in advance for small expenses, such as $20 for gas, helping to alleviate simple stressors. Let's not forget the free $ they can also get, everyone loves FREE!!! **What do you dislike about ZayZoon?** At this time, I cannot do a bulk employee upload. That is something that has to be done on the back end. **What problems is ZayZoon solving and how is that benefiting you?** Right now, my caregivers do not have to ask their employer directly for a loan. They can do this on their own terms privately. ### 39. A Good Benefit for our Employees **Rating:** 4.5/5.0 stars **Reviewed by:** John E. | Director of Business & HR, Mid-Market (51-1000 emp.) **Reviewed Date:** June 26, 2024 **What do you like best about ZayZoon?** It provides total employee control over their earned wages. They no longer need to go to the CFO to ask for a between pay period loan if their expenses warrent it. **What do you dislike about ZayZoon?** I worry for our employees that early access to their wages simply 'pushes the can down the road' and they will not learn to budget better. Even though ZayZoon has features, guardrails, and products to deter abuse and teach about budgeting I don't expect many people will take advantage of them. **What problems is ZayZoon solving and how is that benefiting you?** I do not use ZayZoon personally. I am the CFO at the business that offers ZayZoon as a benefit to the employees. From my office's perspective the problem that ZayZoon solves is that employees no longer need to come to me to request a paycheck loan. They can no manage their earned wages on their own. ### 40. Efficient and Cost Effective **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Construction | Small-Business (50 or fewer emp.) **Reviewed Date:** March 17, 2025 **What do you like best about ZayZoon?** ZayZoon is an easy hands off way to incentivize employee performance. Allowing employees to get payroll advances without having to go directly through the employer is an efficient and helpful tool. It is easy to set up and easy to use. There is a great customer support team as well if the employer has questions or concerns. **What do you dislike about ZayZoon?** I have not had any issues with ZayZoon and have no current complaints. **What problems is ZayZoon solving and how is that benefiting you?** Easy, hands-off payroll advances for employees. Incentives for employee performance. ### 41. So far so good. **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Food & Beverages | Mid-Market (51-1000 emp.) **Reviewed Date:** March 17, 2025 **What do you like best about ZayZoon?** It's a great option for employees that need the extra help. **What do you dislike about ZayZoon?** We haven't been using it very long, so no downsides yet! **What problems is ZayZoon solving and how is that benefiting you?** It's allowing us the opportunity to help employees get money ahead of payday so we don't have to handle loans. ### 42. Convenient Option for Employees **Rating:** 3.0/5.0 stars **Reviewed by:** Verified User in Consumer Goods | Mid-Market (51-1000 emp.) **Reviewed Date:** May 29, 2025 **What do you like best about ZayZoon?** Employees are able to access funds more easily and with less cost than seeking a payday loan **What do you dislike about ZayZoon?** ZayZoon has little visibility for administrators and can affect necessary deductions when someone terminates. **What problems is ZayZoon solving and how is that benefiting you?** ZayZoon allows employees to access funds ahead of payday ### 43. It just works **Rating:** 5.0/5.0 stars **Reviewed by:** Joseph H. | Director of Finance and Administration, Mid-Market (51-1000 emp.) **Reviewed Date:** May 03, 2024 **What do you like best about ZayZoon?** ZayZoon sounded too good to be true...and they delivered better than promised. Setup took only a couple of emails to my payroll provider and we were up and running the next day. Our employees can now access their paychecks early without having to pay high fees for short term loans, whenever they need cash. ZayZoon fully integrates with UKG and runs seamlessly in the background. Our employees report that customer service is extremely helpful when contacted. Some employees use the product once a week or not at all and the best part is that it doesnt cost us anything to offer this benefit. **What do you dislike about ZayZoon?** I wish I had found out about ZayZoon sooner. No more the barage of employees looking for their paychecks before payday. **What problems is ZayZoon solving and how is that benefiting you?** ZayZoon allows us to offer early pay to our employees at a very reasonable amount per transaction and is free for the employer. **Official Response from Susanna K:** > Thank you for sharing your positive experience with ZayZoon! We're delighted to hear that the setup was smooth and that your employees are finding the service helpful. We appreciate your feedback and are glad to be able to provide a valuable benefit to your team. ### 44. Zayzoon has been a wonderful resource for our employees, helping ease financial stress. **Rating:** 5.0/5.0 stars **Reviewed by:** Hannah C. | HR Analyst, Mid-Market (51-1000 emp.) **Reviewed Date:** November 11, 2024 **What do you like best about ZayZoon?** Ease of use within the app and quick support. **What do you dislike about ZayZoon?** Can't say that there is anything that I dislike about this free service. **What problems is ZayZoon solving and how is that benefiting you?** It solved a problem of not being able to support our employees that live paycheck to paycheck, as we did not offer any kind of earned wage access. ### 45. Very easy to use! Very convenient! **Rating:** 5.0/5.0 stars **Reviewed by:** Kristen S. | Human Resources, Mid-Market (51-1000 emp.) **Reviewed Date:** March 04, 2025 **What do you like best about ZayZoon?** Zayzoon is very user friendly! Our employees love it! **What do you dislike about ZayZoon?** I have not ran into an issue with ZayZoon yet. **What problems is ZayZoon solving and how is that benefiting you?** Our employees have access to their money early, it is very helpful. ### 46. Nice Option for Emplolyees **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Veterinary | Small-Business (50 or fewer emp.) **Reviewed Date:** January 27, 2025 **What do you like best about ZayZoon?** This is a nice option for employees who need a little advance on their paycheck for essentials such as gas, household goods, etc. I like that there are several options with no fee. It was easy to set up and it is easy to use. **What do you dislike about ZayZoon?** I think it needs to be used with discretion and it is possible for employees to mishandle their finances if they are not careful. **What problems is ZayZoon solving and how is that benefiting you?** It is really too soon to tell. We have only had one employee use it so far. ### 47. Super easy set up and system for our employees! **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Retail | Small-Business (50 or fewer emp.) **Reviewed Date:** March 04, 2025 **What do you like best about ZayZoon?** Employees have direct access to their wages without enrolling in new systems or going through loopholes for EWA. Implementation was easy and the integration to our payroll provider is a huge plus! **What do you dislike about ZayZoon?** Customer support took 40 minutes to respond but did help direct a solution to an issue. **What problems is ZayZoon solving and how is that benefiting you?** Zayzoon solves our company having to provide cash advancements for employees. ### 48. Convenient **Rating:** 5.0/5.0 stars **Reviewed by:** Kimberly M. | Human Resource Generalist, Mid-Market (51-1000 emp.) **Reviewed Date:** September 05, 2024 **What do you like best about ZayZoon?** Zayzoon for an employer was extremely easy to implement and roll out. It has been convenient for our employees to have quicker access to their paychecks and not have to miss a day of work due to not having gas, or needing to go pay a bill. **What do you dislike about ZayZoon?** There isnt anything I dont like about Zayzoon. **What problems is ZayZoon solving and how is that benefiting you?** Zayzoon is solving unexpected financial issues that some of our employees were facing. Everyone has fallen on hard times and when the unexpected occurs, it is nice to have a way to access your funds early that does not dig yourself in a bigger hole with outrages intrest fees. ### 49. Great for our workforce **Rating:** 5.0/5.0 stars **Reviewed by:** Nicole R. | Director of Administration, Mid-Market (51-1000 emp.) **Reviewed Date:** October 15, 2024 **What do you like best about ZayZoon?** Implementing this service to our workforce has been very beneficial to a huge number of employees. It's also nice that all marketing materials were provided to us so it really was no effort for our HR team to communicate the platform. **What do you dislike about ZayZoon?** It was automatically added to our HRIS/employee portals. HR dept was super swamped at the time, and many employees were using it before we realized it was even being offered. **What problems is ZayZoon solving and how is that benefiting you?** It allowed us to effortlessly provide an added benefit to our employees. ### 50. A few of my employees find it helpful **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Construction | Small-Business (50 or fewer emp.) **Reviewed Date:** April 19, 2025 **What do you like best about ZayZoon?** Eliminates calls from employees begging for money. **What do you dislike about ZayZoon?** Once an employee is invited, you can't uninvite them. Tough to get an answer from support. **What problems is ZayZoon solving and how is that benefiting you?** Minimizing requests for advances. ## ZayZoon Discussions - [What are the benefits and challenges of using ZayZoon for employee financial wellness?](https://www.g2.com/discussions/what-are-the-benefits-and-challenges-of-using-zayzoon-for-employee-financial-wellness) - [Mejorar un poco](https://www.g2.com/discussions/mejorar-un-poco) - 1 upvote - [View ZayZoon pricing details and edition comparison](https://www.g2.com/products/zayzoon/reviews?section=pricing&secure%5Bexpires_at%5D=2026-05-14+07%3A21%3A00+-0500&secure%5Bsession_id%5D=8e2dca76-8d02-41fb-ab3e-0a06d507b535&secure%5Btoken%5D=2b000cf0693bc3b3d71c9c0d3e964973146d5ad95e6e5588f327ebed7413a29b&format=llm_user) ## ZayZoon Integrations - [ADP Workforce Now](https://www.g2.com/products/adp-workforce-now/reviews) - [AllianceHCM](https://www.g2.com/products/alliancehcm/reviews) - [isolved](https://www.g2.com/products/isolved/reviews) - [Paylocity](https://www.g2.com/products/paylocity/reviews) ## ZayZoon Features **Platform Content** - Education Tools - Mobile Tools - Content Library **Payments** - Earned wage access **Platform Basics** - Program Management - Secure - Interoperability - Performance **Financial wellness** - Financial wellness tools - Debit card **Platform Additional Functionality** - Employee Portal - Gamification - Education **Administration** - Reports and dashboards - Compliance - Mobile compatibility - Integrations **Platform Data** - Dashboard & Reporting - Visualization - Platform Search - Alerts and Notifications ## Top ZayZoon Alternatives - [DailyPay](https://www.g2.com/products/dailypay/reviews) - 4.7/5.0 (91 reviews) - [Sprout Solutions](https://www.g2.com/products/sprout-solutions-philippines-inc-sprout-solutions/reviews) - 4.7/5.0 (440 reviews) - [ProLiant](https://www.g2.com/products/proliant/reviews) - 4.4/5.0 (685 reviews)