Payactiv has been a game-changer for our company. The ability for employees to access their earned wages early has significantly improved morale, reduced financial stress, and increased overall productivity. The platform is easy to use, secure, and integrates smoothly with our payroll system.
Perks we’ve noticed:
• Reduced employee turnover
• Higher attendance and reliability
• Better recruiting interest
• Stronger employee satisfaction
• Fewer HR/payroll questions since staff can access funds directly
Overall, Payactiv has become an essential benefit for our workforce, and we’ve seen a clear improvement in engagement and performance since adopting it. Review collected by and hosted on G2.com.
1. Fees for Some Transactions
• There can be a fee (e.g., ~$3) for instant cash transfers, depending on how you move money. 
• If you don’t have the Payactiv prepaid card with direct deposit, there may be a monthly program fee (some report up to $5). 
2. Access Limitations
• You may only be able to access up to ~50% of your earned wages before payday, depending on your employer’s policy. 
• This means it may not cover very large emergencies if you need more than that.
3. Customer Service / Support Issues
• Some users say it’s really hard to get help when something goes wrong. 
• According to BBB complaints, problems like account deactivation or access issues can drag on. 
• Verification (for example, uploading paystubs) can be cumbersome; one person said the app required a pay stub photo, instead of easier verification methods. Review collected by and hosted on G2.com.
The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user.
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Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate.
