SmartDollar
SmartDollar is a financial wellness program designed to help employees take control of their money, reduce financial stress, and achieve lasting financial success. Trusted by thousands of benefits teams and HR leaders across industries, SmartDollar empowers workforces to improve financial behaviors while increasing the utilization of other benefits like 401(k) plans. SmartDollar equips employees with a structured, step-by-step plan to reach essential financial milestones—budgeting, paying off debt, saving for emergencies, and building wealth. Through an engaging digital platform, employees access interactive lessons, personalized tools like EveryDollar (a top-rated budgeting app), Ramsey SmartTax, and one-on-one financial coaching. Progress tracking and actionable resources make financial education approachable lead to lasting behavior change. Employers also gain access to anonymized engagement data to measure program impact and employee outcomes. Founded by financial expert Dave Ramsey, SmartDollar serves organizations of all sizes—from large enterprises to fast-growing companies—spanning healthcare, manufacturing, retail, construction, and beyond. By addressing one of the leading causes of employee stress, SmartDollar helps organizations invest in their people, reduce financial stress, and drive meaningful outcomes for businesses and employees alike.
Average Rating: 4.8/5.0
Total Reviews: 599
How Do G2 Users Rate SmartDollar?
- Ease of Use: 9.1/10 (Category avg: 9.1/10)
- Visualization: 9.2/10 (Category avg: 8.8/10)
- Education: 9.5/10 (Category avg: 8.7/10)
- Secure: 9.3/10 (Category avg: 9.0/10)
Who Is the Company Behind SmartDollar?
- Seller: Ramsey Solutions
- Company Website:
- Year Founded: 1991
- HQ Location: Franklin, TN
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Twitter: @DaveRamsey
1,011,212 Twitter followers -
LinkedIn® Page: www.linkedin.com
1,476 employees on LinkedIn®
Who Uses This Product?
- Who Uses This: President, HR Manager
- Top Industries: Construction, Manufacturing
- Company Size: 48% Medium, 42% Small
What Do G2 Reviewers Say About SmartDollar?
AI-generated summary from verified user reviews
Pros
- Users appreciate the ease of use of SmartDollar, finding it organized and accessible for everyday financial management.
- Users find the extensive resources of SmartDollar invaluable for achieving financial success and long-term stability.
- Users love the abundance of educational resources offered by SmartDollar, enhancing financial literacy and employee engagement.
- Users praise the exceptional customer support, highlighting the helpfulness and responsiveness of the team.
- Users value the financial wellness benefits of SmartDollar, enhancing employee satisfaction and long-term success.
Cons
- Users find limited customization options with SmartDollar, making personal budgeting and navigation challenging for some individuals.
- Users criticize the high fees for SmartDollar, questioning its value and affordability for individuals and organizations.
- Users find the time-consuming manual processes of SmartDollar overwhelming, especially amidst their busy lifestyles.
- Users face payroll issues with SmartDollar due to manual inputs and vague pricing, hindering effective participation.
- Users face technical problems with SmartDollar, including duplications and difficulties in budgeting and utilizing the software effectively.
What Are Recent G2 Reviews of SmartDollar?
"Smart Dollar is an asset to our business and employee work-life balance!"
Rating: 5.0/5.0 stars
— Shannon S.
"Exceptional Experience. Exceptional Outcomes."
Rating: 5.0/5.0 stars
— Jeanie F.

