Introducing G2.ai, the future of software buying.Try now

Best 401(k) Software for Small Business

Jeffrey Lin
JL
Researched and written by Jeffrey Lin

Products classified in the overall 401(k) category are similar in many regards and help companies of all sizes solve their business problems. However, small business features, pricing, setup, and installation differ from businesses of other sizes, which is why we match buyers to the right Small Business 401(k) to fit their needs. Compare product ratings based on reviews from enterprise users or connect with one of G2's buying advisors to find the right solutions within the Small Business 401(k) category.

In addition to qualifying for inclusion in the 401(k) Software category, to qualify for inclusion in the Small Business 401(k) Software category, a product must have at least 10 reviews left by a reviewer from a small business.

Show More
Show Less

G2 takes pride in showing unbiased reviews on user satisfaction in our ratings and reports. We do not allow paid placements in any of our ratings, rankings, or reports. Learn about our scoring methodologies.

1 filter applied
Clear All

6 Listings in Small Business 401(k) Available

(2,045)4.3 out of 5
Optimized for quick response
3rd Easiest To Use in 401(k) software
Save to My Lists
Entry Level Price:$120.00
  • Overview
    Expand/Collapse Overview
  • Product Description
    How are these determined?Information
    This description is provided by the seller.

    Human Interest is an easy way to offer a 401(k)or 403(b) that scales with your business. Our transparent pricing and customizable plans make offering a retirement benefit possible for companies of all

    Users
    • Owner
    • CEO
    Industries
    • Computer Software
    • Construction
    Market Segment
    • 78% Small-Business
    • 17% Mid-Market
  • Pros and Cons
    Expand/Collapse Pros and Cons
  • Human Interest Pros and Cons
    How are these determined?Information
    Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
    Pros
    Easy Setup
    256
    Ease of Use
    253
    Customer Support
    165
    401k Management
    155
    Simple
    138
    Cons
    Poor Customer Support
    80
    Difficulty Understanding
    54
    Payroll Issues
    39
    Poor Onboarding
    38
    Email Issues
    36
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • Human Interest features and usability ratings that predict user satisfaction
    8.8
    Has the product been a good partner in doing business?
    Average: 8.9
    8.8
    Tax Benefits
    Average: 8.4
    8.6
    Reporting
    Average: 8.6
    8.8
    Monitoring
    Average: 8.8
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
    Company Website
    Year Founded
    2015
    HQ Location
    San Francisco, California
    Twitter
    @humaninteresthq
    1,436 Twitter followers
    LinkedIn® Page
    www.linkedin.com
    778 employees on LinkedIn®
Product Description
How are these determined?Information
This description is provided by the seller.

Human Interest is an easy way to offer a 401(k)or 403(b) that scales with your business. Our transparent pricing and customizable plans make offering a retirement benefit possible for companies of all

Users
  • Owner
  • CEO
Industries
  • Computer Software
  • Construction
Market Segment
  • 78% Small-Business
  • 17% Mid-Market
Human Interest Pros and Cons
How are these determined?Information
Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
Pros
Easy Setup
256
Ease of Use
253
Customer Support
165
401k Management
155
Simple
138
Cons
Poor Customer Support
80
Difficulty Understanding
54
Payroll Issues
39
Poor Onboarding
38
Email Issues
36
Human Interest features and usability ratings that predict user satisfaction
8.8
Has the product been a good partner in doing business?
Average: 8.9
8.8
Tax Benefits
Average: 8.4
8.6
Reporting
Average: 8.6
8.8
Monitoring
Average: 8.8
Seller Details
Company Website
Year Founded
2015
HQ Location
San Francisco, California
Twitter
@humaninteresthq
1,436 Twitter followers
LinkedIn® Page
www.linkedin.com
778 employees on LinkedIn®
(1,145)4.5 out of 5
1st Easiest To Use in 401(k) software
View top Consulting Services for Guideline
Save to My Lists
Entry Level Price:$39.00
  • Overview
    Expand/Collapse Overview
  • Product Description
    How are these determined?Information
    This description is provided by the seller.

    Guideline 401(k) is now part of Gusto. We provide a modern, integrated 401(k) experience for businesses and their teams. As part of the Gusto ecosystem, Guideline offers streamlined retirement solutio

    Users
    • Owner
    • CEO
    Industries
    • Computer Software
    • Information Technology and Services
    Market Segment
    • 90% Small-Business
    • 10% Mid-Market
  • Pros and Cons
    Expand/Collapse Pros and Cons
  • Guideline Pros and Cons
    How are these determined?Information
    Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
    Pros
    Ease of Use
    197
    Easy Setup
    148
    Customer Support
    104
    401k Management
    95
    Easy Integrations
    89
    Cons
    Limited Options
    27
    Limited Investment Options
    24
    Difficulty Understanding
    18
    Insufficient Information
    18
    Limited Customization
    18
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • Guideline features and usability ratings that predict user satisfaction
    9.1
    Has the product been a good partner in doing business?
    Average: 8.9
    9.1
    Tax Benefits
    Average: 8.4
    8.9
    Reporting
    Average: 8.6
    9.0
    Monitoring
    Average: 8.8
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
    Seller
    Guideline
    Company Website
    Year Founded
    2015
    HQ Location
    Burlingame, California, United States
    Twitter
    @Guideline401k
    1,116 Twitter followers
    LinkedIn® Page
    www.linkedin.com
    218 employees on LinkedIn®
Product Description
How are these determined?Information
This description is provided by the seller.

Guideline 401(k) is now part of Gusto. We provide a modern, integrated 401(k) experience for businesses and their teams. As part of the Gusto ecosystem, Guideline offers streamlined retirement solutio

Users
  • Owner
  • CEO
Industries
  • Computer Software
  • Information Technology and Services
Market Segment
  • 90% Small-Business
  • 10% Mid-Market
Guideline Pros and Cons
How are these determined?Information
Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
Pros
Ease of Use
197
Easy Setup
148
Customer Support
104
401k Management
95
Easy Integrations
89
Cons
Limited Options
27
Limited Investment Options
24
Difficulty Understanding
18
Insufficient Information
18
Limited Customization
18
Guideline features and usability ratings that predict user satisfaction
9.1
Has the product been a good partner in doing business?
Average: 8.9
9.1
Tax Benefits
Average: 8.4
8.9
Reporting
Average: 8.6
9.0
Monitoring
Average: 8.8
Seller Details
Seller
Guideline
Company Website
Year Founded
2015
HQ Location
Burlingame, California, United States
Twitter
@Guideline401k
1,116 Twitter followers
LinkedIn® Page
www.linkedin.com
218 employees on LinkedIn®

This is how G2 Deals can help you:

  • Easily shop for curated – and trusted – software
  • Own your own software buying journey
  • Discover exclusive deals on software
(540)4.3 out of 5
Optimized for quick response
2nd Easiest To Use in 401(k) software
Save to My Lists
Entry Level Price:$100.00
  • Overview
    Expand/Collapse Overview
  • Product Description
    How are these determined?Information
    This description is provided by the seller.

    Your business is built to grow—and so is our 401(k) plan. It’s easy to manage, supports your long-term strategy, and provides proactive guidance at every step, keeping your plan running smoothly and s

    Users
    • CEO
    • Owner
    Industries
    • Computer Software
    • Information Technology and Services
    Market Segment
    • 67% Small-Business
    • 30% Mid-Market
  • Pros and Cons
    Expand/Collapse Pros and Cons
  • Betterment at Work Pros and Cons
    How are these determined?Information
    Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
    Pros
    Ease of Use
    311
    Customer Support
    170
    User Interface
    127
    Simple
    124
    Setup Ease
    115
    Cons
    Poor Customer Support
    117
    Limited Customization
    60
    Limited Investment Options
    51
    Payroll Issues
    43
    Poor Reporting
    41
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • Betterment at Work features and usability ratings that predict user satisfaction
    8.5
    Has the product been a good partner in doing business?
    Average: 8.9
    8.7
    Tax Benefits
    Average: 8.4
    8.3
    Reporting
    Average: 8.6
    8.6
    Monitoring
    Average: 8.8
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
    Company Website
    Year Founded
    2010
    HQ Location
    New York, US
    Twitter
    @Betterment
    36,624 Twitter followers
    LinkedIn® Page
    www.linkedin.com
    607 employees on LinkedIn®
Product Description
How are these determined?Information
This description is provided by the seller.

Your business is built to grow—and so is our 401(k) plan. It’s easy to manage, supports your long-term strategy, and provides proactive guidance at every step, keeping your plan running smoothly and s

Users
  • CEO
  • Owner
Industries
  • Computer Software
  • Information Technology and Services
Market Segment
  • 67% Small-Business
  • 30% Mid-Market
Betterment at Work Pros and Cons
How are these determined?Information
Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
Pros
Ease of Use
311
Customer Support
170
User Interface
127
Simple
124
Setup Ease
115
Cons
Poor Customer Support
117
Limited Customization
60
Limited Investment Options
51
Payroll Issues
43
Poor Reporting
41
Betterment at Work features and usability ratings that predict user satisfaction
8.5
Has the product been a good partner in doing business?
Average: 8.9
8.7
Tax Benefits
Average: 8.4
8.3
Reporting
Average: 8.6
8.6
Monitoring
Average: 8.8
Seller Details
Company Website
Year Founded
2010
HQ Location
New York, US
Twitter
@Betterment
36,624 Twitter followers
LinkedIn® Page
www.linkedin.com
607 employees on LinkedIn®
  • Overview
    Expand/Collapse Overview
  • Product Description
    How are these determined?Information
    This description is provided by the seller.

    Betterment Advisor Solutions is the all-in-one custodial platform purpose-built for independent RIAs, helping you serve more clients, more efficiently, across investing, retirement, and cash. Powe

    Users
    No information available
    Industries
    • Financial Services
    • Investment Management
    Market Segment
    • 66% Small-Business
    • 2% Enterprise
  • Pros and Cons
    Expand/Collapse Pros and Cons
  • Betterment Advisor Solutions Pros and Cons
    How are these determined?Information
    Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
    Pros
    Ease of Use
    43
    Customer Support
    22
    Simple
    20
    Easy Setup
    18
    Setup Ease
    16
    Cons
    Limited Investment Options
    13
    Limited Options
    12
    Feature Deficiency
    11
    Difficulty Understanding
    7
    Poor Customer Support
    6
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • Betterment Advisor Solutions features and usability ratings that predict user satisfaction
    9.0
    Has the product been a good partner in doing business?
    Average: 8.9
    8.1
    Tax Benefits
    Average: 8.4
    6.9
    Reporting
    Average: 8.6
    9.0
    Monitoring
    Average: 8.8
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
    Company Website
    Year Founded
    2010
    HQ Location
    New York, US
    Twitter
    @Betterment
    36,624 Twitter followers
    LinkedIn® Page
    www.linkedin.com
    607 employees on LinkedIn®
Product Description
How are these determined?Information
This description is provided by the seller.

Betterment Advisor Solutions is the all-in-one custodial platform purpose-built for independent RIAs, helping you serve more clients, more efficiently, across investing, retirement, and cash. Powe

Users
No information available
Industries
  • Financial Services
  • Investment Management
Market Segment
  • 66% Small-Business
  • 2% Enterprise
Betterment Advisor Solutions Pros and Cons
How are these determined?Information
Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
Pros
Ease of Use
43
Customer Support
22
Simple
20
Easy Setup
18
Setup Ease
16
Cons
Limited Investment Options
13
Limited Options
12
Feature Deficiency
11
Difficulty Understanding
7
Poor Customer Support
6
Betterment Advisor Solutions features and usability ratings that predict user satisfaction
9.0
Has the product been a good partner in doing business?
Average: 8.9
8.1
Tax Benefits
Average: 8.4
6.9
Reporting
Average: 8.6
9.0
Monitoring
Average: 8.8
Seller Details
Company Website
Year Founded
2010
HQ Location
New York, US
Twitter
@Betterment
36,624 Twitter followers
LinkedIn® Page
www.linkedin.com
607 employees on LinkedIn®
(149)4.8 out of 5
Optimized for quick response
5th Easiest To Use in 401(k) software
Save to My Lists
Entry Level Price:$19.00
  • Overview
    Expand/Collapse Overview
  • Product Description
    How are these determined?Information
    This description is provided by the seller.

    401GO is a type of retirement plan solution designed to help small businesses and their employees access affordable and efficient 401(k) plans. Recognizing the challenges that small businesses face in

    Users
    • President
    • Owner
    Industries
    • Financial Services
    • Accounting
    Market Segment
    • 92% Small-Business
    • 8% Mid-Market
  • Pros and Cons
    Expand/Collapse Pros and Cons
  • 401GO Pros and Cons
    How are these determined?Information
    Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
    Pros
    Ease of Use
    13
    Easy Setup
    11
    401k Management
    10
    Customer Support
    10
    Simple
    5
    Cons
    Inadequate Guidance
    2
    Integration Issues
    2
    Limited Options
    2
    Manual Labor
    2
    Payroll Issues
    2
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • 401GO features and usability ratings that predict user satisfaction
    9.6
    Has the product been a good partner in doing business?
    Average: 8.9
    9.2
    Tax Benefits
    Average: 8.4
    8.9
    Reporting
    Average: 8.6
    9.0
    Monitoring
    Average: 8.8
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
    Seller
    401GO
    Company Website
    Year Founded
    2017
    HQ Location
    West Jordan, Utah
    Twitter
    @401GOtoday
    90 Twitter followers
    LinkedIn® Page
    www.linkedin.com
    87 employees on LinkedIn®
Product Description
How are these determined?Information
This description is provided by the seller.

401GO is a type of retirement plan solution designed to help small businesses and their employees access affordable and efficient 401(k) plans. Recognizing the challenges that small businesses face in

Users
  • President
  • Owner
Industries
  • Financial Services
  • Accounting
Market Segment
  • 92% Small-Business
  • 8% Mid-Market
401GO Pros and Cons
How are these determined?Information
Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
Pros
Ease of Use
13
Easy Setup
11
401k Management
10
Customer Support
10
Simple
5
Cons
Inadequate Guidance
2
Integration Issues
2
Limited Options
2
Manual Labor
2
Payroll Issues
2
401GO features and usability ratings that predict user satisfaction
9.6
Has the product been a good partner in doing business?
Average: 8.9
9.2
Tax Benefits
Average: 8.4
8.9
Reporting
Average: 8.6
9.0
Monitoring
Average: 8.8
Seller Details
Seller
401GO
Company Website
Year Founded
2017
HQ Location
West Jordan, Utah
Twitter
@401GOtoday
90 Twitter followers
LinkedIn® Page
www.linkedin.com
87 employees on LinkedIn®
(50)4.1 out of 5
Optimized for quick response
4th Easiest To Use in 401(k) software
Save to My Lists
Entry Level Price:Starting at $19.00
  • Overview
    Expand/Collapse Overview
  • Product Description
    How are these determined?Information
    This description is provided by the seller.

    Ubiquity is a retirement plan solution specifically designed for small business owners, aiming to provide them with qualified retirement plans that cater to their unique needs. Established in 1999, Ub

    Users
    No information available
    Industries
    • Information Technology and Services
    • Financial Services
    Market Segment
    • 52% Small-Business
    • 14% Mid-Market
  • Pros and Cons
    Expand/Collapse Pros and Cons
  • Ubiquity Retirement Pros and Cons
    How are these determined?Information
    Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
    Pros
    Ease of Use
    14
    Simple
    9
    Customer Support
    8
    Investment Options
    7
    Easy Setup
    6
    Cons
    Difficulty Understanding
    5
    Limited Options
    3
    Integration Issues
    2
    Lack of Phone Support
    2
    Plan Confusion
    2
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • Ubiquity Retirement features and usability ratings that predict user satisfaction
    8.9
    Has the product been a good partner in doing business?
    Average: 8.9
    9.3
    Tax Benefits
    Average: 8.4
    9.5
    Reporting
    Average: 8.6
    9.6
    Monitoring
    Average: 8.8
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
    Company Website
    Year Founded
    1999
    HQ Location
    San Francisco, California
    Twitter
    @ubiquitysavings
    2,530 Twitter followers
    LinkedIn® Page
    www.linkedin.com
    87 employees on LinkedIn®
Product Description
How are these determined?Information
This description is provided by the seller.

Ubiquity is a retirement plan solution specifically designed for small business owners, aiming to provide them with qualified retirement plans that cater to their unique needs. Established in 1999, Ub

Users
No information available
Industries
  • Information Technology and Services
  • Financial Services
Market Segment
  • 52% Small-Business
  • 14% Mid-Market
Ubiquity Retirement Pros and Cons
How are these determined?Information
Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
Pros
Ease of Use
14
Simple
9
Customer Support
8
Investment Options
7
Easy Setup
6
Cons
Difficulty Understanding
5
Limited Options
3
Integration Issues
2
Lack of Phone Support
2
Plan Confusion
2
Ubiquity Retirement features and usability ratings that predict user satisfaction
8.9
Has the product been a good partner in doing business?
Average: 8.9
9.3
Tax Benefits
Average: 8.4
9.5
Reporting
Average: 8.6
9.6
Monitoring
Average: 8.8
Seller Details
Company Website
Year Founded
1999
HQ Location
San Francisco, California
Twitter
@ubiquitysavings
2,530 Twitter followers
LinkedIn® Page
www.linkedin.com
87 employees on LinkedIn®