401GO Pricing Overview

No. According to G2 data, 401GO does not offer a free plan or free trial. Users need to purchase a paid plan to access the product. Visit the seller's official pricing page for current pricing details and plan options.

According to G2 data, 401GO pricing in 2026 starts at $19.00 and can reach $139.00 depending on the selected plan. Pricing may vary based on billing terms or usage, so users should review the 401GO's official pricing page for the most current details.

According to G2 reviews, 401GO's pricing is best suited for small businesses with 50 or fewer employees, which represent the vast majority of reviewers. G2 users across industries including accounting, healthcare, construction, financial services, and computer software consistently praise 401GO's affordability and simplicity for small teams. The GO-Starter tier suits businesses seeking a basic, state-program alternative, while GO-Solo fits self-employed individuals and solopreneurs. GO-Plus is recommended for small to mid-market businesses needing full fiduciary coverage and payroll integration. G2 reviewers also note that financial advisors and accountants find 401GO's pricing of 401GO ideal for managing multiple small business client plans efficiently.

401GO does not offer a free version, but its three paid tiers address distinct needs. The GO-Starter at $25.00 provides essential 401(k) functionality including payroll integration, automated administration, and IRS document filing, making it a straightforward alternative to state-mandated programs. The GO-Solo at $19.00 is designed exclusively for solopreneurs and their spouses, adding profit sharing and TRUE360 integration. The GO-Plus at $139.00, described as the most popular plan, unlocks dedicated relationship management, safe harbor options, full 3(16) and 3(38) fiduciary services, an included ERISA bond, and volume discounts for 50-plus employees. G2 reviewers frequently cite the GO-Plus tier's comprehensive compliance coverage as a key differentiator for growing businesses.

G2 reviewers overwhelmingly consider 401GO excellent value for its pricing. With an average rating of 4.5/5 across predominantly small business reviewers, G2 users repeatedly highlight 401GO's pricing as a standout advantage. Phrases like "unbeatable price," "best in the industry," and "affordable" appear consistently across G2 reviews. Reviewers from accounting, healthcare, construction, and financial services note that 401GO's pricing of 401GO delivers enterprise-level 401(k) administration at a fraction of traditional costs. One G2 reviewer explicitly praised transparent fees at $9/month per participant covering recordkeeping and TPA work. The only noted concern is that AUM-based pricing does not scale favorably for some, and Solo(k) plans can feel expensive for individual users.