401GO Pricing Overview

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GO-Starter

$25.00

25 per month | $2 per participant | 0.3% AUM fee

A very simple plan, a good alternative to a state program

GO-Plus

$139.00

79 per month | $2-$7 per participant | 0.3% AUM fee | $500 set-up fee

Our most popular plan, perfect for most small businesses.

GO-Solo

$19.00

99 per month | $0 per participant | 0.3% AUM fee | $250 setup fee

Perfect for sole practitioners and solopreneurs (and their spouse)

Simple, transparent pricing. No minimums, no startup fees, no termination fees!

401GO has 3 pricing editions, from $19 to $139. Look at different pricing editions below and see what edition and features meet your budget and needs.

Pricing information for 401GO is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase 401GO must be conducted with the seller.

Pricing information was last updated on February 04, 2025

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401GO Pricing Reviews

(2)

Prahlad .

Small-Business (50 or fewer emp.)

6/5/2025

"401K retirement plans for small to mid size companies"

5/5

What do you like best about 401GO?

The platform is easy to access and implement. I can see my commission structure and other dashboards clearly. Review collected by and hosted on G2.com.

What do you dislike about 401GO?

Commission is low. They give the flat referral rate instead of percentage. Review collected by and hosted on G2.com.

Response from Judd Bagley of 401GO

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Thank you for the review, Prahlad.

Arun J.

system administrator

Mid-Market (51-1000 emp.)

11/7/2025

"Great Platform with Room for Better Usability"

4.5/5

What do you like best about 401GO?

401GO takes the hassle out of managing retirement plans, making the process straightforward and stress-free. The platform is easy to use, clearly outlines its fees, and automates the majority of administrative work, which saves a significant amount of time. The support team is quick to respond and consistently helpful with any questions that arise. This makes 401GO an excellent choice for small and mid-sized businesses looking to provide 401(k) plans without dealing with unnecessary complexity. Review collected by and hosted on G2.com.

What do you dislike about 401GO?

One aspect I find challenging with 401GO is that its interface can occasionally seem somewhat complicated, especially for those using it for the first time. Certain features, such as plan customization and navigating reports, might benefit from being more user-friendly. Additionally, having faster support response times or more comprehensive guides for administrators would be very helpful. Review collected by and hosted on G2.com.

What problems is 401GO solving and how is that benefiting you?

401GO significantly simplifies the management of employee retirement plans by removing much of the typical complexity. It automates a majority of administrative tasks, such as payroll integration, compliance, and reporting, which not only saves considerable time but also helps minimize errors. Additionally, the platform provides employees with a straightforward way to monitor and manage their retirement savings, encouraging greater participation and enhancing overall financial awareness. Review collected by and hosted on G2.com.