Human Interest Pricing Overview

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Essentials

$80.00

80 per month + $5 per eligible employee

Your affordable all-in-one 401(k) solution.

Complete

$180.00

180 per month + $7 per eligible employee

End-to-end administration to reduce your fiduciary liability

Concierge

$280.00

280 per month + $9 per eligible employee

Dedicated account manager for high touch service experience

Employees pay a recordkeeping services and custody-related asset-based fee of 0.05% to Human Interest Inc., an investment advisory fee of 0.01% to Human Interest Advisors, plus underlying fund fees. Asset-based fees are deducted monthly from the employee’s account according to the HII Terms of Service and HIA Terms of Service. All prices are exclusive of applicable taxes. If the plan sponsor elects to hire an external investment advisor, the plan sponsors will pay such advisor as agreed between the plan sponsor and advisor.

Human Interest has 3 pricing editions, from $80 to $280. Look at different pricing editions below and see what edition and features meet your budget and needs.

Pricing information for Human Interest is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase Human Interest must be conducted with the seller.

All prices are exclusive of applicable taxes and are subject to a $499 startup fee. See our Terms of Service (www.humaninterest.com/terms-of-service) for additional details. Refer to humaninterest.com/payrolls for a list of integrated payroll providers. For non-rollover distributions, shipping and handling fees may apply to requests for check issuance and delivery.

Pricing information was last updated on February 02, 2026

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Human Interest Pricing Reviews

(2)

Te'Nia J.

HR Generalist

Small-Business (50 or fewer emp.)

3/18/2025

"Easy to use 401K Option for small business and nonprofit organizations"

5/5

What do you like best about Human Interest?

I appreciate how userfriendly it is. We are a small nonprofit and this has allowed us to offer a new benefit to the team without an additional cost to us! It was also easy to implement and user friendly. Review collected by and hosted on G2.com.

What do you dislike about Human Interest?

Currently, I don't see any downsides to Human Interest. Review collected by and hosted on G2.com.

Verified User in Information Technology and Services

Small-Business (50 or fewer emp.)

9/29/2025

"Extremely high fees, no financial connections support"

0.5/5

What do you like best about Human Interest?

It technically works, that's the best I can say about it Review collected by and hosted on G2.com.

What do you dislike about Human Interest?

The fees are super expensive. It's .7% in management fees a year which is crazy for a tech product, would much prefer if we had picked Guideline or something else instead. Additionally, human interest doesn't support financial connections with plaid, finicity, yodlee etc. so it's impossible to import your data to other apps Review collected by and hosted on G2.com.

Response from Kathy Yoo-Naut of Human Interest

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We're sorry we didn't meet your expectations. We would love to speak about your situation in more detail but we are unable to identify you. For security purposes, please follow these steps: after logging in, click Support at the top of your dashboard and request for your case to be escalated in the chat.