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Best 401(k) Software for Medium-Sized Businesses

Jeffrey Lin
JL
Researched and written by Jeffrey Lin

Products classified in the overall 401(k) category are similar in many regards and help companies of all sizes solve their business problems. However, medium-sized business features, pricing, setup, and installation differ from businesses of other sizes, which is why we match buyers to the right Medium-Sized Business 401(k) to fit their needs. Compare product ratings based on reviews from enterprise users or connect with one of G2's buying advisors to find the right solutions within the Medium-Sized Business 401(k) category.

In addition to qualifying for inclusion in the 401(k) Software category, to qualify for inclusion in the Medium-Sized Business 401(k) Software category, a product must have at least 10 reviews left by a reviewer from a medium-sized business.

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Featured 401(k) Software At A Glance

Best for Small Businesses:
Highest User Satisfaction:
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Highest User Satisfaction:

G2 takes pride in showing unbiased reviews on user satisfaction in our ratings and reports. We do not allow paid placements in any of our ratings, rankings, or reports. Learn about our scoring methodologies.

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5 Listings in 401(k) Available
(2,154)4.3 out of 5
Optimized for quick response
3rd Easiest To Use in 401(k) software
Entry Level Price:$80.00
  • Overview
    Expand/Collapse Overview
  • Product Description
    How are these determined?Information
    This description is provided by the seller.

    Human Interest is an easy way to offer a 401(k)or 403(b) that scales with your business. Our transparent pricing and customizable plans make offering a retirement benefit possible for companies of all

    Users
    • Owner
    • CEO
    Industries
    • Computer Software
    • Construction
    Market Segment
    • 78% Small-Business
    • 17% Mid-Market
  • Pros and Cons
    Expand/Collapse Pros and Cons
  • Human Interest Pros and Cons
    How are these determined?Information
    Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
    Pros
    Easy Setup
    281
    Ease of Use
    269
    401k Management
    179
    Customer Support
    163
    Simple
    151
    Cons
    Poor Customer Support
    92
    Difficulty Understanding
    56
    Payroll Issues
    42
    Poor Onboarding
    41
    Email Issues
    37
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • Human Interest features and usability ratings that predict user satisfaction
    8.8
    Has the product been a good partner in doing business?
    Average: 8.8
    8.8
    Tax Benefits
    Average: 8.4
    8.6
    Reporting
    Average: 8.6
    8.8
    Monitoring
    Average: 8.8
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
    Company Website
    Year Founded
    2015
    HQ Location
    San Francisco, California
    Twitter
    @humaninteresthq
    1,448 Twitter followers
    LinkedIn® Page
    www.linkedin.com
    779 employees on LinkedIn®
Product Description
How are these determined?Information
This description is provided by the seller.

Human Interest is an easy way to offer a 401(k)or 403(b) that scales with your business. Our transparent pricing and customizable plans make offering a retirement benefit possible for companies of all

Users
  • Owner
  • CEO
Industries
  • Computer Software
  • Construction
Market Segment
  • 78% Small-Business
  • 17% Mid-Market
Human Interest Pros and Cons
How are these determined?Information
Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
Pros
Easy Setup
281
Ease of Use
269
401k Management
179
Customer Support
163
Simple
151
Cons
Poor Customer Support
92
Difficulty Understanding
56
Payroll Issues
42
Poor Onboarding
41
Email Issues
37
Human Interest features and usability ratings that predict user satisfaction
8.8
Has the product been a good partner in doing business?
Average: 8.8
8.8
Tax Benefits
Average: 8.4
8.6
Reporting
Average: 8.6
8.8
Monitoring
Average: 8.8
Seller Details
Company Website
Year Founded
2015
HQ Location
San Francisco, California
Twitter
@humaninteresthq
1,448 Twitter followers
LinkedIn® Page
www.linkedin.com
779 employees on LinkedIn®
(544)4.3 out of 5
Optimized for quick response
2nd Easiest To Use in 401(k) software
Entry Level Price:$100.00
  • Overview
    Expand/Collapse Overview
  • Product Description
    How are these determined?Information
    This description is provided by the seller.

    Your business is built to grow—and so is our 401(k) plan. It's easy to manage, supports your long-term strategy, and provides proactive guidance at every step, keeping your plan running smoothly and s

    Users
    • CEO
    • Owner
    Industries
    • Computer Software
    • Information Technology and Services
    Market Segment
    • 68% Small-Business
    • 29% Mid-Market
  • Pros and Cons
    Expand/Collapse Pros and Cons
  • Betterment at Work Pros and Cons
    How are these determined?Information
    Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
    Pros
    Ease of Use
    254
    Customer Support
    145
    User Interface
    115
    Simple
    110
    Setup Ease
    109
    Cons
    Poor Customer Support
    107
    Limited Customization
    65
    Limited Investment Options
    47
    Poor Reporting
    41
    Payroll Issues
    38
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • Betterment at Work features and usability ratings that predict user satisfaction
    8.5
    Has the product been a good partner in doing business?
    Average: 8.8
    8.7
    Tax Benefits
    Average: 8.4
    8.3
    Reporting
    Average: 8.6
    8.6
    Monitoring
    Average: 8.8
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
    Company Website
    Year Founded
    2010
    HQ Location
    New York, US
    Twitter
    @Betterment
    36,499 Twitter followers
    LinkedIn® Page
    www.linkedin.com
    618 employees on LinkedIn®
Product Description
How are these determined?Information
This description is provided by the seller.

Your business is built to grow—and so is our 401(k) plan. It's easy to manage, supports your long-term strategy, and provides proactive guidance at every step, keeping your plan running smoothly and s

Users
  • CEO
  • Owner
Industries
  • Computer Software
  • Information Technology and Services
Market Segment
  • 68% Small-Business
  • 29% Mid-Market
Betterment at Work Pros and Cons
How are these determined?Information
Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
Pros
Ease of Use
254
Customer Support
145
User Interface
115
Simple
110
Setup Ease
109
Cons
Poor Customer Support
107
Limited Customization
65
Limited Investment Options
47
Poor Reporting
41
Payroll Issues
38
Betterment at Work features and usability ratings that predict user satisfaction
8.5
Has the product been a good partner in doing business?
Average: 8.8
8.7
Tax Benefits
Average: 8.4
8.3
Reporting
Average: 8.6
8.6
Monitoring
Average: 8.8
Seller Details
Company Website
Year Founded
2010
HQ Location
New York, US
Twitter
@Betterment
36,499 Twitter followers
LinkedIn® Page
www.linkedin.com
618 employees on LinkedIn®
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Entry Level Price:$49.00
  • Overview
    Expand/Collapse Overview
  • Product Description
    How are these determined?Information
    This description is provided by the seller.

    Guideline 401(k) is now part of Gusto. We provide a modern, integrated 401(k) experience for businesses and their teams. As part of the Gusto ecosystem, Guideline offers streamlined retirement solutio

    Users
    • Owner
    • CEO
    Industries
    • Computer Software
    • Information Technology and Services
    Market Segment
    • 89% Small-Business
    • 10% Mid-Market
  • Pros and Cons
    Expand/Collapse Pros and Cons
  • Guideline Pros and Cons
    How are these determined?Information
    Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
    Pros
    Ease of Use
    171
    Easy Setup
    130
    Customer Support
    88
    Easy Integrations
    78
    401k Management
    77
    Cons
    Limited Options
    20
    Limited Investment Options
    19
    Limited Customization
    16
    Poor Customer Support
    16
    Difficulty Understanding
    15
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • Guideline features and usability ratings that predict user satisfaction
    9.1
    Has the product been a good partner in doing business?
    Average: 8.8
    9.1
    Tax Benefits
    Average: 8.4
    8.9
    Reporting
    Average: 8.6
    9.0
    Monitoring
    Average: 8.8
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
    Seller
    Gusto
    Company Website
    Year Founded
    2011
    HQ Location
    San Francisco, CA
    Twitter
    @GustoHQ
    21,120 Twitter followers
    LinkedIn® Page
    www.linkedin.com
    4,248 employees on LinkedIn®
Product Description
How are these determined?Information
This description is provided by the seller.

Guideline 401(k) is now part of Gusto. We provide a modern, integrated 401(k) experience for businesses and their teams. As part of the Gusto ecosystem, Guideline offers streamlined retirement solutio

Users
  • Owner
  • CEO
Industries
  • Computer Software
  • Information Technology and Services
Market Segment
  • 89% Small-Business
  • 10% Mid-Market
Guideline Pros and Cons
How are these determined?Information
Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
Pros
Ease of Use
171
Easy Setup
130
Customer Support
88
Easy Integrations
78
401k Management
77
Cons
Limited Options
20
Limited Investment Options
19
Limited Customization
16
Poor Customer Support
16
Difficulty Understanding
15
Guideline features and usability ratings that predict user satisfaction
9.1
Has the product been a good partner in doing business?
Average: 8.8
9.1
Tax Benefits
Average: 8.4
8.9
Reporting
Average: 8.6
9.0
Monitoring
Average: 8.8
Seller Details
Seller
Gusto
Company Website
Year Founded
2011
HQ Location
San Francisco, CA
Twitter
@GustoHQ
21,120 Twitter followers
LinkedIn® Page
www.linkedin.com
4,248 employees on LinkedIn®
(149)4.8 out of 5
Optimized for quick response
5th Easiest To Use in 401(k) software
Entry Level Price:$19.00
  • Overview
    Expand/Collapse Overview
  • Product Description
    How are these determined?Information
    This description is provided by the seller.

    401GO is a type of retirement plan solution designed to help small businesses and their employees access affordable and efficient 401(k) plans. Recognizing the challenges that small businesses face in

    Users
    • President
    • Owner
    Industries
    • Financial Services
    • Accounting
    Market Segment
    • 92% Small-Business
    • 8% Mid-Market
  • Pros and Cons
    Expand/Collapse Pros and Cons
  • 401GO Pros and Cons
    How are these determined?Information
    Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
    Pros
    Ease of Use
    13
    Easy Setup
    11
    401k Management
    10
    Customer Support
    10
    Simple
    5
    Cons
    Inadequate Guidance
    2
    Integration Issues
    2
    Limited Options
    2
    Manual Labor
    2
    Payroll Issues
    2
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • 401GO features and usability ratings that predict user satisfaction
    9.6
    Has the product been a good partner in doing business?
    Average: 8.8
    9.2
    Tax Benefits
    Average: 8.4
    8.9
    Reporting
    Average: 8.6
    9.0
    Monitoring
    Average: 8.8
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
    Seller
    401GO
    Company Website
    Year Founded
    2017
    HQ Location
    West Jordan, Utah
    Twitter
    @401GOtoday
    91 Twitter followers
    LinkedIn® Page
    www.linkedin.com
    100 employees on LinkedIn®
Product Description
How are these determined?Information
This description is provided by the seller.

401GO is a type of retirement plan solution designed to help small businesses and their employees access affordable and efficient 401(k) plans. Recognizing the challenges that small businesses face in

Users
  • President
  • Owner
Industries
  • Financial Services
  • Accounting
Market Segment
  • 92% Small-Business
  • 8% Mid-Market
401GO Pros and Cons
How are these determined?Information
Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews.
Pros
Ease of Use
13
Easy Setup
11
401k Management
10
Customer Support
10
Simple
5
Cons
Inadequate Guidance
2
Integration Issues
2
Limited Options
2
Manual Labor
2
Payroll Issues
2
401GO features and usability ratings that predict user satisfaction
9.6
Has the product been a good partner in doing business?
Average: 8.8
9.2
Tax Benefits
Average: 8.4
8.9
Reporting
Average: 8.6
9.0
Monitoring
Average: 8.8
Seller Details
Seller
401GO
Company Website
Year Founded
2017
HQ Location
West Jordan, Utah
Twitter
@401GOtoday
91 Twitter followers
LinkedIn® Page
www.linkedin.com
100 employees on LinkedIn®
Entry Level Price:Contact Us
  • Overview
    Expand/Collapse Overview
  • Product Description
    How are these determined?Information
    This description is provided by the seller.

    Provide retirement benefits your employees will rave about. Built for startups and growing businesses, ForUsAll is the first 401(k) provider to offer access to cryptocurrency. Founded in 2012 by the

    Users
    No information available
    Industries
    • Computer Software
    Market Segment
    • 57% Mid-Market
    • 43% Small-Business
  • User Satisfaction
    Expand/Collapse User Satisfaction
  • ForUsAll features and usability ratings that predict user satisfaction
    8.3
    Has the product been a good partner in doing business?
    Average: 8.8
    9.7
    Tax Benefits
    Average: 8.4
    8.9
    Reporting
    Average: 8.6
    8.6
    Monitoring
    Average: 8.8
  • Seller Details
    Expand/Collapse Seller Details
  • Seller Details
    Seller
    ForUsAll
    Year Founded
    2012
    HQ Location
    San Francisco, California
    Twitter
    @ForUsAll401k
    665 Twitter followers
    LinkedIn® Page
    www.linkedin.com
    45 employees on LinkedIn®
Product Description
How are these determined?Information
This description is provided by the seller.

Provide retirement benefits your employees will rave about. Built for startups and growing businesses, ForUsAll is the first 401(k) provider to offer access to cryptocurrency. Founded in 2012 by the

Users
No information available
Industries
  • Computer Software
Market Segment
  • 57% Mid-Market
  • 43% Small-Business
ForUsAll features and usability ratings that predict user satisfaction
8.3
Has the product been a good partner in doing business?
Average: 8.8
9.7
Tax Benefits
Average: 8.4
8.9
Reporting
Average: 8.6
8.6
Monitoring
Average: 8.8
Seller Details
Seller
ForUsAll
Year Founded
2012
HQ Location
San Francisco, California
Twitter
@ForUsAll401k
665 Twitter followers
LinkedIn® Page
www.linkedin.com
45 employees on LinkedIn®