---
title: PayPal Payments Reviews
meta_title: 'PayPal Payments Reviews 2026: Details, Pricing, & Features | G2'
meta_description: Over 500 authenticated user reviews for PayPal payment gateway.  Find
  out from real users if PayPal is a trustworthy site, pricing for transactions, and
  merchant solutions features.
aggregate_rating:
  rating_value: 4.4
  review_count: 2742
  scale: '5'
date_modified: '2026-07-14'
parent_category:
  name: Payment
  url: https://www.g2.com/categories/payment
---

# PayPal Payments Reviews
**Vendor:** PayPal  
**Category:** [Payment Processing Software](https://www.g2.com/categories/payment-processing)  
**Average Rating:** 4.4/5.0  
**Total Reviews:** 2,742
## About PayPal Payments
PayPal Payments is a comprehensive payment processing solution designed to empower businesses of all sizes to accept payments seamlessly from customers worldwide. By integrating PayPal Payments, merchants can offer a variety of payment options, enhancing the checkout experience and potentially increasing conversion rates. Key Features and Functionality: - Global Payment Acceptance: Supports transactions in over 200 markets and 140 currencies, enabling businesses to cater to a diverse customer base. - Multiple Payment Methods: Allows customers to pay using credit and debit cards, PayPal balances, and other local payment methods, providing flexibility and convenience. - Seamless Integration: Compatible with major eCommerce platforms, facilitating easy integration into existing online stores. - Advanced Security Measures: Incorporates robust fraud protection tools and compliance features to safeguard both merchants and customers. - Financial Services: Offers access to business loans and working capital, assisting merchants in managing and expanding their operations. Primary Value and Solutions Provided: PayPal Payments addresses the critical need for businesses to offer secure, efficient, and versatile payment options to their customers. By leveraging PayPal&#39;s extensive network and trusted reputation, merchants can enhance customer trust, streamline payment processes, and expand their reach to international markets. The platform&#39;s comprehensive suite of tools not only facilitates payment acceptance but also supports business growth through financial services and operational insights.



## PayPal Payments Pros & Cons
**What users like:**

- Users find PayPal Payments to be **easy to use** , with straightforward setup and excellent customer support. (357 reviews)
- Users appreciate the **easy and secure payment process** of PayPal Payments for seamless international transactions. (252 reviews)
- Users appreciate the **global acceptance** of PayPal Payments, making it easy to receive international payments securely. (199 reviews)
- Users value the **payment ease** of PayPal Payments, enjoying quick and secure transactions for international freelance work. (197 reviews)
- Users enjoy the **speed of transactions** with PayPal Payments, appreciating quick and efficient processing for payments. (191 reviews)
- Users appreciate the **convenience** of PayPal Payments, enjoying its fast transactions and user-friendly interface. (189 reviews)
- Reliability (187 reviews)
- Users appreciate the **high security** of PayPal Payments, enhancing their confidence in making transactions safely and efficiently. (181 reviews)
- Easy Setup (170 reviews)
- Users appreciate the **ease and speed of international transfers** with PayPal Payments, enhancing trust and convenience in transactions. (170 reviews)

**What users dislike:**

- Users find the **high fees** on PayPal Payments particularly burdensome, especially for smaller transactions and weaker currencies. (177 reviews)
- Users feel that **PayPal&#39;s fees are high** , particularly for small payments and conversion rates, impacting overall satisfaction. (157 reviews)
- Users feel that the **excessive fees** for transactions and conversions make PayPal Payments less appealing compared to competitors. (102 reviews)
- Users find the **high transaction fees** and conversion costs of PayPal Payments quite burdensome compared to competitors. (82 reviews)
- Users express concern over **delays** in payments and withdrawals, affecting access to funds and overall workflow. (73 reviews)
- Users frequently experience **poor customer support** , finding it difficult to reach out for quick resolutions to issues. (73 reviews)
- Users experience **payment holds lasting from 24 hours to 21 days** , which can significantly disrupt transactions. (62 reviews)
- Account Blocking (58 reviews)
- Users often face **billing issues** with frozen payments and inadequate customer service affecting their overall experience. (52 reviews)
- Slow Performance (51 reviews)

## PayPal Payments Reviews
  ### 1. Effortless Transactions with a User-Friendly Interface

**Rating:** 4.5/5.0 stars

**Reviewed by:** Vipul S. | Managing Director, Translation and Localization, Enterprise (> 1000 emp.)

**Reviewed Date:** December 21, 2025

**What do you like best about PayPal Payments?**

I like PayPal Payments because I can receive money in USD from different platforms, which is then deposited into my bank in INR, making it very helpful. I appreciate the easy account creation process on PayPal Payments, which can be done using an email ID along with some additional credentials and KYC. The interface is another aspect I enjoy, as it allows me to directly send or receive money. The initial setup was also quite easy, and I didn’t face any difficulties.

**What do you dislike about PayPal Payments?**

It'll be better if the amount in USDs can be directly spent by converting into INR. Just like an Indian or other UPI app works, as I can pay at any outlet in different ways such as QR code, UPI ID, or by mobile number, PayPal can also have an option to pay either in USDs, INR, or other currencies.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments to receive money in USD, which is deposited into my bank as INR, making it very helpful.

  ### 2. Effortless Currency Conversion and Easy Setup

**Rating:** 5.0/5.0 stars

**Reviewed by:** sameer b. | Senior Engineer - Software Testing, Mid-Market (51-1000 emp.)

**Reviewed Date:** December 20, 2025

**What do you like best about PayPal Payments?**

I find PayPal Payments to be easy and hassle-free, which I really appreciate. It's scalable, adaptable, and easy to use without needing any technical knowledge. I just had to create an account, fill in the details about my local currency and bank, and I was ready to go. It also makes the payment process much easier, particularly when dealing with different currencies like dollars and euros, converting them to my local currency with minimal processing fees. Plus, I like how it integrates different currencies and is usually convertible without any subsidies.

**What do you dislike about PayPal Payments?**

As of now, it's working perfectly. The request I can feel is as a regular customer like me, can you reduce early offer in the present fees and all will be better for people like me.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments solves my problem of converting different country currencies into my local currency. It integrates different currencies, offers low processing fees, and ensures hassle-free transfer to my bank account in my local currency.

  ### 3. Secure Global Payments with Room for Improvement

**Rating:** 4.5/5.0 stars

**Reviewed by:** Avinash D. | data analyst Trainee, Mid-Market (51-1000 emp.)

**Reviewed Date:** December 20, 2025

**What do you like best about PayPal Payments?**

I use PayPal Payments to send and receive money securely for online purchases, freelance work, and client payments. I appreciate its strong security and buyer protection, which makes online transactions feel safer. It is especially useful for international transactions because it keeps my bank details private and offers buyer protection. The ease of sending and receiving money globally, along with quick refunds and clear transaction tracking, really stands out. It solves the problem of secure online payments by protecting my bank details and reducing the risk of fraud. I also like how it simplifies international transactions and dispute handling.

**What do you dislike about PayPal Payments?**

PayPal Payments' biggest issues are high transaction and currency-conversion fees and sudden account limitations that can freeze funds without clear explanations. Customer support can also be slow and scripted during disputes, which is frustrating when money is stuck and time matters. The initial setup was mostly straightforward but got bogged down by slow identity verifications and unclear documentation, which cost extra time. It feels less smooth and intuitive than some competitors' onboarding.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments for secure online transactions, protecting bank details and reducing fraud risk. It simplifies international transactions and dispute handling, which would otherwise be time-consuming and risky.

  ### 4. PayPal Payments: Selling Jewelry Online Made Easy, Eradicate Fraud and Enhance Reporting

**Rating:** 5.0/5.0 stars

**Reviewed by:** Anmol S. | Co-Founder &amp; CEO, Small-Business (50 or fewer emp.)

**Reviewed Date:** April 20, 2026

**What do you like best about PayPal Payments?**

PayPal Payments is the backbone of sales & customer checkout that I use in my jewelry 💎store. Real-time reporting is another aspect that I like most about PP since it allows me to gain insights into my jewelry store financial standing.

**What do you dislike about PayPal Payments?**

Kudos to the vendor they lifted my monthly limit to $58k - for the past two months I have never received and payment on hold due to limit exhaustion.

**What problems is PayPal Payments solving and how is that benefiting you?**

I am able to sell my jewelry online without fear since PayPal takes the fraud risk and offers sellers protection.

  ### 5. Secure, Global, But Needs Better Support

**Rating:** 4.0/5.0 stars

**Reviewed by:** Aadi S.

**Reviewed Date:** December 19, 2025

**What do you like best about PayPal Payments?**

I like PayPal Payments because it is safe and very easy to use. Sending money quickly to friends or shops is a breeze, which makes it a trusted way to pay worldwide. I use it a lot for receiving foreign currency payments from my customers, and it's essential for my business. The analytics feature is particularly valuable as it helps me see when customers are buying the most, allowing me to plan better stock for busy times and track sales trends and customer habits. Moreover, using PayPal with online social media shops like Instagram and Facebook Marketplace helps me manage sales and track orders easily.

**What do you dislike about PayPal Payments?**

High fees for small sales are a big issue. Also, the customer help is often slow or hard to reach. Sometimes, money gets held for too long without a clear reason. Setting up PayPal was actually quite slow and annoying. The verification steps took a long time to finish. I had many problems linking my bank account correctly. It was not as simple or as fast as I first expected.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments makes online shopping easy and safe, hides bank details to prevent fraud, and offers quick international money transfers and refunds for missing items.

  ### 6. Reliable, Fast, and User-Friendly

**Rating:** 5.0/5.0 stars

**Reviewed by:** Lynette L. | Executive Virtual Assistant to Sr. Operations Manager &amp; VP of Operations/Chief of Staff, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 22, 2026

**What do you like best about PayPal Payments?**

I like PayPal Payments for its reliability, convenience, and speed. It makes sending and receiving payments simple and accessible. The process of receiving funds is faster and more secure, which is a huge benefit. The initial setup was very smooth, user-friendly, and straightforward, which was great. Overall, I find that it works very well for me.

**What do you dislike about PayPal Payments?**

None

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments for faster, more convenient, and secure fund receiving, making transactions simple and accessible.

  ### 7. Secure and Convenient for Global Transactions

**Rating:** 4.5/5.0 stars

**Reviewed by:** Saikat  D. | Investment Banking Fellow, Enterprise (> 1000 emp.)

**Reviewed Date:** December 18, 2025

**What do you like best about PayPal Payments?**

I use PayPal Payments mainly for receiving and sending payments, and I love how it makes international payments easier, fast, and secure. Its fast and easy-to-use features are great, with transactions happening quickly and the platform's security fostering trust between buyers and sellers. PayPal Payments is widely accepted across websites and countries, which makes handling both international and domestic payments super convenient. It's reliable as payments are completed in just a few clicks, and the ease of use is especially appreciated since I switched from Payoneer. Setting it up was simple in my region with KYC being done virtually face-to-face.

**What do you dislike about PayPal Payments?**

The transaction and conversion fees seem to be high relative to other competitors.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments for online purchases and freelance work. It simplifies international transactions by being fast, secure, and handling currency conversions. It eliminates hassles of managing secure online transactions and is convenient with its quick, widely accepted payments.

  ### 8. Effortless International Payments with Auto Transfers

**Rating:** 4.5/5.0 stars

**Reviewed by:** Mayank K.

**Reviewed Date:** December 18, 2025

**What do you like best about PayPal Payments?**

I appreciate PayPal Payments for its auto transfer feature, which is very helpful as I don't need to request a withdrawal every time I get a payment. They automatically handle everything, allowing me to seamlessly receive payments. This setup works well for me, especially since I receive payments in foreign currency, and PayPal ensures they are automatically sent to my bank account within 24 hours. The automatic pay and ease of transferring funds are key reasons I switched to PayPal Payments from Skrill. Also, the initial setup was straightforward, just a normal form submission followed by a KYC verification with their agent.

**What do you dislike about PayPal Payments?**

I don't like that they don't display the conversion rate and fees they deducted when they transferred the money to my bank account. They should improve the connection with the bank because sometimes they mark the funds as sent, and it takes 2-3 days to receive the payment, even more sometimes.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments to receive international payments directly to my bank account. The auto transfer feature is helpful because I can receive foreign currency payments, and within 24 hours, the funds are automatically sent to my bank. It's easy to transfer funds and requires no manual withdrawals.

  ### 9. Reliable for fund transfer but with a slight delay

**Rating:** 5.0/5.0 stars

**Reviewed by:** Sudibya S. | Part Time worker, Startup Founder, Information Technology and Services, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 18, 2025

**What do you like best about PayPal Payments?**

What I like most about PayPal Payments is that there is no limit, such as a monthly or daily limit. It is a very good option because any funds, whether in dollars or any other currency, are directly transferred to the bank account. This process is very simple and easy.

**What do you dislike about PayPal Payments?**

There is a system in Bhopal that I do not like at all. When I make a withdrawal on Saturday, it is credited to my bank account with a delay. It means if I make it on Saturday or Friday, I receive the payment on Monday. This system should not be there. The setup process is a bit time-consuming and takes three to four days for verification, which consumes time.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments to accept international payments because it assists with bank account transfers when the direct transfer option is not available.

  ### 10. Secure, User-Friendly, but Pricey for Small Payments

**Rating:** 5.0/5.0 stars

**Reviewed by:** Mikel S.

**Reviewed Date:** December 18, 2025

**What do you like best about PayPal Payments?**

I mainly use PayPal Payments to send cash rewards to family, friends, and my workers, and it's much easier than gift cards since it works globally. I also use it to receive payments from my clients, and the biggest problem it solves for me is security, as I don't really like sharing my actual bank details with every vendor or person I work with. For me, it's the peace of mind knowing I don't have to give my actual bank info to every random website I buy from. I really enjoy the 'one touch' feature; it's a small thing but not having to re-enter my password every time I shop on my phone is a huge time saver. I think it strikes a good balance between being fast and staying secure, even though it keeps me logged in. It's synced with QuickBooks, which is a huge time saver because all my transactions and fees flow directly into my accounting software. The initial setup was very easy.

**What do you dislike about PayPal Payments?**

If I'm being honest, the transaction fees can be a bit of a sting, especially for smaller payments. It feels like they add up pretty quickly.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments enhances security by allowing me to avoid sharing bank details with vendors, offers a 'one touch' feature for convenience while shopping, and helps synchronize transactions with QuickBooks for efficiency.

  ### 11. Secure and Convenient, Minor Fee Challenges

**Rating:** 4.0/5.0 stars

**Reviewed by:** Tarun K. | Java Full Stack developer, Information Technology and Services, Mid-Market (51-1000 emp.)

**Reviewed Date:** December 18, 2025

**What do you like best about PayPal Payments?**

I use PayPal Payments mainly for online purchases and receiving payments. It makes transactions quick and secure, and I don't have to share my card or bank details every time. PayPal solves the problem of safe and fast payments, allowing me to send and receive money easily, especially for online transactions, without worrying about security or payment delays. I like PayPal most for receiving money easily and strong buyer protection, which builds trust and makes transactions smoother. The initial setup was very easy. Account creation and verification were simple, and I was able to start receiving payments quickly. I also use PayPal Payments along with online marketplaces, websites, and apps to send and receive payments easily. We switched from direct bank transfers to PayPal Payments because it's faster, more convenient, and trusted by customers for online payments.

**What do you dislike about PayPal Payments?**

Sometimes the fees feel a bit high, and payment holds, or account limitations can be frustrating. Faster support response would also be a good improvement.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments makes transactions quick and secure, allowing me to send and receive money without sharing card or bank details every time. It solves the problem of safe and fast payments, especially for online transactions, without worrying about security or payment delays.

  ### 12. Easy and convenient in international payments

**Rating:** 4.5/5.0 stars

**Reviewed by:** Dharam R. | Information Technology Consultant, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 18, 2025

**What do you like best about PayPal Payments?**

I use PayPal Payments to receive and send international payments. Receiving payments from international clients becomes very easy and convenient. With the help of PayPal, I can receive payments in any currency, and the payment is converted into my local currency and deposited into my account without any hassle. My clients are from all over the world, so PayPal makes it easy as it directly transfers the amount in my currency to my bank account. Additionally, setting up PayPal Payments is very easy and takes little time.

**What do you dislike about PayPal Payments?**

After receiving payment from abroad, I have to wait a few days for the money to be transferred to my account. This is a minor inconvenience.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments to receive and send international payments. It makes receiving payments in any currency easy and convenient, and transfers the amount directly to my bank account in my local currency.

  ### 13. Fast transfer, simple setup

**Rating:** 4.5/5.0 stars

**Reviewed by:** Deepshe P. | Teacher

**Reviewed Date:** December 17, 2025

**What do you like best about PayPal Payments?**

The best thing I find about PayPal Payments is that it quickly transfers my payments, which are received in dollars or other currencies, to my bank account within two to three days. The initial process of PayPal was also very simple, like creating an account and the signup process seemed very simple to me. Completing Video KYC was also easy, and the customer care representatives spoke well and helped me complete my profile.

**What do you dislike about PayPal Payments?**

According to me, there is one thing about PayPal Payments that I don't like. For instance, if a payment is made on Saturday, it doesn't count on Sunday. After that, it starts counting from Monday and takes two to three days to reach my bank account.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments resolves issues related to my payment and quickly transfers payments received in dollars or other currencies to my bank account, this process takes two to three days.

  ### 14. Secure, User-Friendly, but Fees Could Improve

**Rating:** 4.5/5.0 stars

**Reviewed by:** ADITYA  D. | Cyber Security Student, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 17, 2025

**What do you like best about PayPal Payments?**

I like PayPal Payments because it's highly secure, easy to use, and accepted globally. The interface is straightforward, which makes managing transactions smooth and efficient. The buyer and seller protection provides confidence when making transactions, and I appreciate that payments are processed swiftly without needing to share sensitive bank details. It's convenient for both personal and business use, especially with international payments, and the initial setup was easy thanks to the intuitive interface and step-by-step guidance.

**What do you dislike about PayPal Payments?**

Sometimes the transaction fees, especially for international payments, feel a bit high. Occasional account limitations or holds can also be frustrating, and customer support response times could be faster. Improving fee transparency and support speed would make the experience even better.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments solves issues like secure transactions, international payments, and trust between buyers and sellers. It also avoids sharing bank details and simplifies refunds and disputes. I like its high security, ease of use, and global acceptance, with quick payments and a simple interface.

  ### 15. Simple UI, Great for Reward Redemption

**Rating:** 4.5/5.0 stars

**Reviewed by:** Navneet S.

**Reviewed Date:** December 17, 2025

**What do you like best about PayPal Payments?**

I like that PayPal Payments has a really simple UI, which makes it easy for me as a simple person who doesn't know how to navigate complex apps. The transparency in the process is something I appreciate a lot because it allows me to track my transactions easily and see the time it takes to get the money into my account. It also helps me redeem my rewards freely from any app without any risk in the transactions.

**What do you dislike about PayPal Payments?**

The KYC verification process is not visible in the app, which made me open the browser to find it. Plus, the staff should be better guided to review and verify the documents. Also, there was confusion in the transaction phase as the currency didn't match the verification amount. I had to figure out that even if it shows a dollar sign, I should enter the value in the credited currency.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments helps me redeem rewards freely and risk-free through any app. I appreciate the simple UI and transparent process, which makes tracking my transactions easy.

  ### 16. Effortless International Payments, Needs Better Login Experience

**Rating:** 4.0/5.0 stars

**Reviewed by:** Pruthviraj K. | Technical Consultant (ServiceNow), Mid-Market (51-1000 emp.)

**Reviewed Date:** December 17, 2025

**What do you like best about PayPal Payments?**

I really appreciate how PayPal Payments solves the problem of currency conversion and rate issues with ease. I can pay the amount in my local currency, and it gets converted automatically for the recipient, making it super easy and quick. I just need to input the username or email ID, and the transaction is processed legally. This feature greatly reduces the hassle of dealing with conversion rates. It's almost like UPI or any wallet payment, happening quickly and automatically transferring to the user's attached bank account. I also find it valuable for international payments, where the local currency of the recipient is automatically populated, allowing me to pay in my currency without extra charges. Its multiple payment options are accepted widely, which makes it highly valuable for transferring money over the internet and for international transactions. The user interface is great, and setting up PayPal Payments was very straightforward—just entering a few details and performing the KYC was easy.

**What do you dislike about PayPal Payments?**

I mainly face a problem with PayPal Payments due to security checks being very tough. I use PayPal sometimes, not daily, and recently had trouble logging in because PayPal asked for my credit card number, which was attached very long ago, but that card was closed. I couldn't log in or reset my password easily. PayPal should have an easier way to verify users and reset passwords. Also, there's no offer section, and user details like country or location don't populate when selecting a user. More details would help confirm information before sending money.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments solves currency conversion issues for me by allowing payments in my local currency, which automatically converts for the recipient. It's easy, quick, and legal, with multiple payment options and no extra charges. Very valuable for international transactions.

  ### 17. Effortless Currency Conversion, Trustable inter national wallet, Needs Improved Verification

**Rating:** 4.5/5.0 stars

**Reviewed by:** Sana D. | AI language trainer, Mid-Market (51-1000 emp.)

**Reviewed Date:** December 17, 2025

**What do you like best about PayPal Payments?**

I like that PayPal Payments helps me convert USD into Indian rupees automatically, so I don't have to do the transaction manually. It's really easy and convenient because the money gets transferred automatically from my wallet to my bank account. Additionally, it deducts taxes, which relieves me from calculating and paying taxes manually. This makes the whole process very convenient for me.

**What do you dislike about PayPal Payments?**

I find it a bit tiresome to set up or verify with PayPal Payments. Specifically, when verifying my account details, I had trouble manually uploading documents manually, as PayPal didn't accept them. They should improve this feature to allow for easier manual document uploads without issues. Also, during the video KYC, the agents take a lot of time to connect, sometimes 30 to 40 minutes. It would be better if users were notified when slots are available so they don't have to wait with the app open.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments to receive payments effortlessly. It converts USD to Indian rupees automatically, saving me from manual transactions and tax calculations. It's convenient and hassle-free.

  ### 18. Convenient, Secure, But Needs Better Support and Lower Fees

**Rating:** 4.0/5.0 stars

**Reviewed by:** Anuj  S. | Chemical engineer, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 24, 2025

**What do you like best about PayPal Payments?**

I like PayPal Payments for its sheer convenience and widespread acceptance; it's available almost everywhere online, making shopping easier. The ability to send money instantly is really valuable, providing flexibility for quick payments or splitting costs. The purchase protection policies offer peace of mind, adding a layer of security that enhances trust. Plus, the interface is very easy to use, so the setup process is smooth for anyone.

**What do you dislike about PayPal Payments?**

Sometimes the transaction fees, especially for certain types of payments or international transfers, can be a bit high. Also, customer support can sometimes be a bit slow, which can be frustrating when you need quick help. A more streamlined and transparent fee structure and faster support would be good improvements.

**What problems is PayPal Payments solving and how is that benefiting you?**

I find PayPal Payments simplifies online shopping by eliminating the need to enter details repeatedly. It's secure for receiving payments for freelancers and small businesses, resolving trust issues.

  ### 19. Seamless Bank Linking, But Transfers Can Be Slow

**Rating:** 5.0/5.0 stars

**Reviewed by:** Angel R (Angie) M. | Neuro Coach| Life Coach, Professional Training & Coaching, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 31, 2025

**What do you like best about PayPal Payments?**

I work with international clients and its easy for me to receive payments.

**What do you dislike about PayPal Payments?**

I still hold my previous response about the waiting period 

**What problems is PayPal Payments solving and how is that benefiting you?**

The fact that I can receive payment from anywhere in the word just by using my email address

  ### 20. Easy and Quick Payments with PayPal

**Rating:** 4.5/5.0 stars

**Reviewed by:** Test T.

**Reviewed Date:** December 17, 2025

**What do you like best about PayPal Payments?**

I really appreciate how quick PayPal Payments is. The UI is pretty simple and user-friendly. It doesn't take a lot of time because I have some details saved and can just go in and make a payment easily. It was really easy for my team, too, because it's easier to use, and it provided good forex rates. I also found the initial setup pretty simple, just requiring an email address and basic information. Plus, it feels pretty secure.

**What do you dislike about PayPal Payments?**

Sometimes, I think, we need a bit more time in terms of updating the foreign exchange rates. Also, I haven't seen much of it, but maybe if there was any kind of integration with UPI, that could be a cool feature.

**What problems is PayPal Payments solving and how is that benefiting you?**

Using PayPal Payments is quick and user-friendly, making it easy to make international transactions. The platform saves my details, so payments are fast. It's also secure, which I find reassuring.

  ### 21. Reliable and globally accepted payment solution

**Rating:** 1.0/5.0 stars

**Reviewed by:** jefferson  m. | Spanish Medical Interpreter , Mid-Market (51-1000 emp.)

**Reviewed Date:** September 29, 2025

**What do you like best about PayPal Payments?**

What I appreciate most is PayPal's global reach and how easy it is to use. It's accepted by millions of merchants around the world, making it convenient for international transactions. The ability to send and receive money across borders is extremely valuable to me. I also find the user interface to be clean and intuitive, and PayPal’s Buyer Protection provides an extra layer of trust when making online purchases.

**What do you dislike about PayPal Payments?**

The fees can be relatively high, especially for international transactions and currency conversions. Also, account limitations or holds can occur without detailed explanations, which may disrupt business operations. Customer support can sometimes take time to respond during busy periods.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments addresses the challenge of secure and convenient online transactions for both personal and business purposes. By allowing users to avoid sharing their card details directly with merchants, it enhances privacy and security. Additionally, it streamlines cross-border payments, making it straightforward to receive payments from clients worldwide. For small businesses, PayPal Payments helps minimize the complexity involved in setting up payment processing.

  ### 22. Efficient Payments with Excellent Protection

**Rating:** 4.5/5.0 stars

**Reviewed by:** Gregory D. | Call Center Floor Supervisor - GURU, Enterprise (> 1000 emp.)

**Reviewed Date:** January 17, 2026

**What do you like best about PayPal Payments?**

I primarily use PayPal Payments for online purchases through platforms like Pinterest, Etsy, and eBay. I like that PayPal acts as an intermediary, providing the protection of not having to share my bank account information directly with buyers or sellers. This setup limits my exposure since I only need to verify my bank account with PayPal itself. Additionally, payments are processed efficiently and quickly, which is a significant advantage. The initial setup was also very simple.

**What do you dislike about PayPal Payments?**

I would improve upon the cost that they charge for immediate payments transfer to bank as there are other platforms available that could facilitate such demands at little to no cost.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments for efficient and quick payment processing with added protection as an intermediary, so I don't have to share bank account info directly.

  ### 23. Solution to international payments

**Rating:** 4.5/5.0 stars

**Reviewed by:** Deeler M. | Managing director, Small-Business (50 or fewer emp.)

**Reviewed Date:** January 16, 2026

**What do you like best about PayPal Payments?**

What I like best about about PayPal Payments is that it allows me to accept payments from customers globally without any issue. The security features and easy integration make transactions smooth and reliable.

**What do you dislike about PayPal Payments?**

Occasionally, payment holds or review periods can slow down access to funds.
This affects my personal life  and business.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal solves the problem of getting paid easily across different counties without complicated bank transfers. It benefits me by giving clients multiple payment options and quick access to funds, which makes managing my cash flow simpler and more predictable.
Quick payment helps with business.

  ### 24. Effortless International Payments with Rare Glitches

**Rating:** 4.5/5.0 stars

**Reviewed by:** Raunak  K.

**Reviewed Date:** December 18, 2025

**What do you like best about PayPal Payments?**

I like the ease of receiving and sending payments with PayPal Payments, along with its direct conversion of international currency. It's convenient that the amount is directly credited and debited to and from my bank account, saving the time of adding them to the wallet. I've been using PayPal for a very long time, ever since we got our first international client, and it works fine as a good independent app.

**What do you dislike about PayPal Payments?**

Sometimes the servers just stop working, so I am unable to receive or send money at crucial times. The initial setup was a little tricky, needing both a business and a personal account, which got a bit mixed up.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments solves the problem of international transactions, offering ease of receiving and sending payments with direct currency conversion. It credits and debits directly to my bank account, avoiding wallet transfers and reducing taxes on received funds.

  ### 25. Easy interface, secure payment service

**Rating:** 4.0/5.0 stars

**Reviewed by:** Suraj  D. | web dev, Information Technology and Services

**Reviewed Date:** December 30, 2025

**What do you like best about PayPal Payments?**

I find the PayPal Payments app UI very user-friendly and it is quite convenient to use. PayPal provides both web services and software services, which enhances the user experience significantly. Its security is also very good.

**What do you dislike about PayPal Payments?**

I want PayPal Payments to provide better support where, if someone is not able to understand small information, like how to bind their email or username to other websites, they should get this information from help and support. There was some difficulty in the setup process because initially, it was not so user-friendly and did not clearly indicate what to do next, as other software does.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments to receive funds from outside, such as friends or salary, directly in India.

  ### 26. Simple platform to Receive money from Overseas is Paypal

**Rating:** 5.0/5.0 stars

**Reviewed by:** Prakash R. | Freelancer, Design, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 09, 2025

**What do you like best about PayPal Payments?**

Prompt payment receive on time from customers
USD conversion to my INR without any additional charges
Monthly statements with gst and tax invoice with full details
Automatic transfer of funds available in my paypal account to my bank account everyday
Lot of invoice features are available to send to the customers for receive money for the work
Mobile app is simple to use

**What do you dislike about PayPal Payments?**

No manual transfer of funds to my bank account
It takes one day to transfer the money to my bank account

**What problems is PayPal Payments solving and how is that benefiting you?**

It solving my international payments conversion to my INR  like USD and Euro 
Its easy to receive the payments from overseas transactions without any delay while convert the money

  ### 27. Effortless Global Payments with PayPal

**Rating:** 4.5/5.0 stars

**Reviewed by:** Meghna H. | My own small business.

**Reviewed Date:** December 10, 2025

**What do you like best about PayPal Payments?**

I like using PayPal Payments to get my freelance work payment since it's easy to get foreign payment in Indian rupees. It's quite easy to use despite the complexities of handling foreign currency which is a big convenience compared to other apps like GPay and PhonePe that aren't available for international transactions. I appreciate that it's a trustworthy and popular app, which matters a lot when it comes to payment and transactions. The features are easy to use and trustworthy. The initial setup is quite easy, even for a beginner who has never used the app before, making it accessible and user-friendly. I'm also happy to recommend it to others, as I'd definitely tell my friends to use this app.

**What do you dislike about PayPal Payments?**

I think it should not get retired even if I am not using it for a long time.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments for receiving freelance payments in Indian rupees. It's easy, trustworthy, and allows receiving foreign payments, unlike other apps not available in foreign currencies. The features are user-friendly for beginners.

  ### 28. Fast, Secure, and Convenient for Online Payments

**Rating:** 5.0/5.0 stars

**Reviewed by:** G S. | Project Lead Manager- DID

**Reviewed Date:** December 09, 2025

**What do you like best about PayPal Payments?**

I like PayPal Payments because the transactions are quick, reliable, and secure, making online purchases and sending freelance payments easy. The convenience of not needing to enter card details each time and the buyer protection that offers extra peace of mind are great. I also appreciate their smooth checkout process, easy app integration, fast notifications, and convenient payment tracking. The instant transfer feature and simple invoice tool save me a lot of time and make managing payments really easy. Furthermore, the initial setup of PayPal Payments was quite easy, taking only a few minutes to verify and start using without any issues.

**What do you dislike about PayPal Payments?**

Sometimes the fees feel a bit high, and a few transactions take longer than expected. A clearer breakdown of charges and faster processing would make it even better.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments for fast, secure transactions and the convenience of not entering card details every time. The instant transfer feature, simple invoice tool, and smooth app connection are great. Dispute support is helpful, and notifications make tracking easy.

  ### 29. Global Reach with Occasional Glitches

**Rating:** 4.0/5.0 stars

**Reviewed by:** Aditya M. | I am student, E-Learning, Small-Business (50 or fewer emp.)

**Reviewed Date:** January 08, 2026

**What do you like best about PayPal Payments?**

I like that with PayPal Payments, I can make payments and use it wherever I need to. It helps me make and receive payments on different apps and it's available in many popular apps, which is handy. I also appreciate the ability to handle international payments because it's important for me.

**What do you dislike about PayPal Payments?**

Although it occasionally lags and glitches, I still find it to be a good payment app overall.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments helps me receive and pay on different apps, and I can pay and use it wherever. It's great for international payments and is present in every popular app.

  ### 30. Effortless Payment Collection, but High Fees

**Rating:** 4.5/5.0 stars

**Reviewed by:** Keyur T. | Mobile app developer, Information Technology and Services, Small-Business (50 or fewer emp.)

**Reviewed Date:** April 29, 2026

**What do you like best about PayPal Payments?**

I find PayPal Payments easy to use for collecting payments and transferring money efficiently. The auto bank transfer feature is particularly convenient, allowing transactions to be processed with ease. Setting up PayPal Payments was also very easy, which made the whole process smooth and straightforward.

**What do you dislike about PayPal Payments?**

Commission is huge and forex rate is low

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments for cross-border payment collection and invoicing. It's easy to collect payments, transfer funds, and offers auto bank transfer, guaranteeing service delivery to customers.

  ### 31. A Simple and Reliable Way to Pay & Receive Payment Online

**Rating:** 4.0/5.0 stars

**Reviewed by:** Vishal D. | Quality Assurance Specialist, Gambling & Casinos, Small-Business (50 or fewer emp.)

**Reviewed Date:** September 22, 2025

**What do you like best about PayPal Payments?**

I really appreciate how simple and secure PayPal makes online payments. I don’t have to re-enter my card details every time, and I feel safe knowing my information is protected. It’s fast, works on almost every site, and I get instant notifications for every transaction, which gives me peace of mind. and even it is easy to receive payment via PayPal, i need to give just give my email id.

**What do you dislike about PayPal Payments?**

The main downside for me is that the transaction fees can feel a little high at times, especially on smaller payments. Occasionally, there can be delays or account reviews that hold up funds, which can be inconvenient. That said, I appreciate that these measures are in place to keep transactions secure.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal makes it easy to receive payments from anywhere in the world, in any currency. It automatically converts the amount into my local currency and credits it to my bank account — no extra steps needed. On the payment side, I don’t have to type in my card details every time I shop online, which saves time and feels secure. Having all my transactions in one place makes it simple to track my spending, and the buyer protection gives me peace of mind knowing I can resolve any issues quickly if something goes wrong.

  ### 32. Paypal: BEST CHOICE

**Rating:** 5.0/5.0 stars

**Reviewed by:** Karan M. | Accountant, Small-Business (50 or fewer emp.)

**Reviewed Date:** November 10, 2025

**What do you like best about PayPal Payments?**

It is a user friendly app that can use for a global business and payments . It's customer support is also good, its user interface is also simple. It as AI features so it provide you personalized results, . It is globally accepted
It has a high layers of security feature. It is easily available globally

**What do you dislike about PayPal Payments?**

The conversion rates are little higher for small scale business owners, otherwise it is a best APP. Give you last number of features that you can use to improve your security and payment

**What problems is PayPal Payments solving and how is that benefiting you?**

It help me in my global asset payment.
It saves my time by managing my payments with its AI feature. The payments are well organised in the app.It has more better customer support than other apps.

  ### 33. Fast, Secure, and Reliable Payment Solution

**Rating:** 5.0/5.0 stars

**Reviewed by:** Raphael O. | Customer Care Specialist, Marketing and Advertising, Mid-Market (51-1000 emp.)

**Reviewed Date:** January 19, 2026

**What do you like best about PayPal Payments?**

I use PayPal Payments for receiving and sending funds. I find it fast, secure, and reliable, which solves specific problems for me. I especially like the security features, particularly the ability to recall money that has been sent. This feature is valuable because it allows me to report and get my money back if funds are mistakenly sent to another person or if I pay for goods or services that are not delivered. The initial setup was very easy, enhancing my experience with PayPal Payments.

**What do you dislike about PayPal Payments?**

Transaction charges can be made cheaper.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments is fast, secure, and reliable. I appreciate the ability to recall money sent, which allows me to get back funds if I send them to the wrong person or if undelivered goods or services occur.

  ### 34. Easy to Use and Secure—A Confidence-Boosting Experience

**Rating:** 5.0/5.0 stars

**Reviewed by:** Meidan R. | Equipment and Computerized Systems Validation, Projects Specialist, Enterprise (> 1000 emp.)

**Reviewed Date:** April 12, 2026

**What do you like best about PayPal Payments?**

I appreciate how easy it is to use, and I feel a strong sense of security while using it.

**What do you dislike about PayPal Payments?**

Sometimes, using different credit cards for the same payment can be complicated.

**What problems is PayPal Payments solving and how is that benefiting you?**

I’m comfortable paying online on sites although I’m not 100% sure they’re legitimate and won’t steal my details.

  ### 35. Using PayPal Payments in my iOS  Personal App Streamlines Outbound Payments over the Internet 🛜

**Rating:** 4.5/5.0 stars

**Reviewed by:** Prianka H. | Finance Accounting Specialist, Small-Business (50 or fewer emp.)

**Reviewed Date:** April 22, 2026

**What do you like best about PayPal Payments?**

The most helpful aspect ‘bout PayPal Payments is how it allows me to make mild, urgent and non-traditional payments such as allowances, employee reimbursements and claims in my construction 🚧 🔨👷 company such as rental house want and minor property damage.

**What do you dislike about PayPal Payments?**

Everything has been super effective on my user end when using PP apart from the termination of the business PayPal app in iOS yet it is still available in App Store ready for download.

**What problems is PayPal Payments solving and how is that benefiting you?**

Sending and receiving online payments instantly.

  ### 36. User-Friendly and Efficient, but Glitches and Limited Acceptance

**Rating:** 3.5/5.0 stars

**Reviewed by:** Renaldo  S. | Managing Director, Small-Business (50 or fewer emp.)

**Reviewed Date:** April 23, 2026

**What do you like best about PayPal Payments?**

User friendly interface. Efficient delivery of funds. Keeps tracks of payments and transactions for future reference.

**What do you dislike about PayPal Payments?**

Glitches do happen. Not accepted by a number of institutions. Processing fees are a bit hefty.

**What problems is PayPal Payments solving and how is that benefiting you?**

Facilitating payments from global customers and building a solid revenue stream.

  ### 37. Robust and Iconic Tool for Urgent Field Purchases in my Construction 🏗️ Firm: PayPal Payments

**Rating:** 5.0/5.0 stars

**Reviewed by:** Diwas A. | Civil Engineer, Mid-Market (51-1000 emp.)

**Reviewed Date:** April 24, 2026

**What do you like best about PayPal Payments?**

PayPal Payments is the emergency funds release valve in my construction company mainly engineering department where we don’t have direct access to petty cash. I am able to trigger PayPal via buttons and links which get approved by finance team when I have an emergency such as tools replacement.

**What do you dislike about PayPal Payments?**

All has been super 🆒 on my end when using PayPal Payments - No ❌ flaws experienced of whatsoever!

**What problems is PayPal Payments solving and how is that benefiting you?**

I am able to pay for emergency tools 🧰 via PayPal Payments.

  ### 38. Paypal :Reliable and Global,.

**Rating:** 5.0/5.0 stars

**Reviewed by:** ADITYA T. | Software Engineer, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 18, 2025

**What do you like best about PayPal Payments?**

What I appreciate most about PayPal Payments is its consistent reliability and extensive global reach. The transactions are fast, secure, and simple to monitor, which makes the platform convenient for both personal and business purposes. Additionally, using PayPal Payments enhances credibility when receiving payments online.

**What do you dislike about PayPal Payments?**

I find it frustrating that PayPal Payments frequently imposes relatively high transaction fees, particularly when it comes to international transfers. Additionally, the occasional account holds and the slow pace of dispute resolution can disrupt cash flow and lead to further annoyance.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments solves the problem of handling secure online transactions without needing complex banking setups. It allows me to send and receive money globally with just an email, saving time and reducing hassle. The platform’s buyer and seller protection adds extra confidence when dealing with clients or online purchases.

  ### 39. Easy to use!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Arli C. | Finance Program Coordinator, Small-Business (50 or fewer emp.)

**Reviewed Date:** January 06, 2026

**What do you like best about PayPal Payments?**

It is great! I can use it very easily, and I like that I can easily set-up auto payments. I also like that I receive emails when a payment was processed. I use it often!

**What do you dislike about PayPal Payments?**

Really easy to use! Sometimes, I forget that I have a balance on PayPal when I make a refund. So I would like email reminders about my refund balance.

**What problems is PayPal Payments solving and how is that benefiting you?**

It helps me set-up installment payment. I like that I dont have to input my credit card or bank information anywhere, I can just log into PayPal and make my payment.

  ### 40. Effortless Checkout with Pay Later Convenience

**Rating:** 4.0/5.0 stars

**Reviewed by:** Jhurgeen  G. | Language Interpreter, Small-Business (50 or fewer emp.)

**Reviewed Date:** January 15, 2026

**What do you like best about PayPal Payments?**

I like using PayPal Payments for bill pay because it offers a faster checkout process. I find the 'Buy Now, Pay Later' option very beneficial as it’s more convenient and secure for my purchases. The initial setup of PayPal Payments was very easy and straightforward.

**What do you dislike about PayPal Payments?**

Non-applicable at the moment 
Nothing that I dislike

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments makes checkout faster and offers a 'Buy Now, Pay Later' option, which is convenient and secure for me.

  ### 41. Fast, Fee-Free Transfers to My US Bank—But High Sender Fees and Deductions

**Rating:** 3.5/5.0 stars

**Reviewed by:** Yván  B. | Software Translator, Translation and Localization, Small-Business (50 or fewer emp.)

**Reviewed Date:** March 02, 2026

**What do you like best about PayPal Payments?**

I enjoy sending my Paypal payments to my US bank account with zero deducted commissions and a fast arrival time effortlessly.

**What do you dislike about PayPal Payments?**

I dislike PayPal's high sender fees and the significant commission deductions applied to every payment I receive on the platform.

**What problems is PayPal Payments solving and how is that benefiting you?**

Solves three major problems for me as an experienced freelancer:

*Payment speed, with no long international banking delays. My funds arrive quickly in my US account.
*Cost efficiency, eliminates the deducted commissions often charged by intermediary banks during traditional wire transfers to the US.
*Client trust, since it is globally recognized, it solves the "friction" of getting new international clients to pay securely.

  ### 42. Custom links and versatile global payments with PayPal

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Marketing and Advertising | Small-Business (50 or fewer emp.)

**Reviewed Date:** April 30, 2026

**What do you like best about PayPal Payments?**

I believe that the most important advantages of PayPal are the personalized links and the versatility to receive payments from anywhere in the world.

**What do you dislike about PayPal Payments?**

What I don't like about PayPal is that, many times, it asks the person who is going to make the payment to connect an account in order to pay. This often ends up causing the sale to fall through.

**What problems is PayPal Payments solving and how is that benefiting you?**

Allow anyone to pay, wherever they are in the world.

  ### 43. Streamlined Cross-Border Payments with Ease

**Rating:** 5.0/5.0 stars

**Reviewed by:** Nora A. | Senior Graphic Designer, Design, Mid-Market (51-1000 emp.)

**Reviewed Date:** November 28, 2025

**What do you like best about PayPal Payments?**

I appreciate PayPal Payments for its low fees and fast transfer capabilities, enabling me to quickly receive international payments from platforms like Upwork and transfer them to my bank account in Ecuador within one or two days. This feature is crucial for managing my finances efficiently. Additionally, I love the convenience of using PayPal Payments as a digital wallet where I can link my credit cards for effortless transactions. The ability to send a payment link to anyone for receiving credit card payments enhances its utility, making transactions effortless and accessible. I also enjoyed how easy the initial setup of PayPal Payments was, which reflects its user-friendly design. These features collectively provide a seamless experience, reinforcing my satisfaction with the service.

**What do you dislike about PayPal Payments?**

Fees could be lower, and I would like the PayPal credit card to be available in my country.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments to receive international payments swiftly and affordably, transferring funds to my bank in Ecuador with low fees and speed. It's a versatile tool for linking credit cards and sending payment links, enhancing financial convenience.

  ### 44. “My Honest Experience with PayPal Payments”

**Rating:** 5.0/5.0 stars

**Reviewed by:** Aftaab K. | Data analyst, Small-Business (50 or fewer emp.)

**Reviewed Date:** September 13, 2025

**What do you like best about PayPal Payments?**

Honestly, what I like best about PayPal Payments is the peace of mind. You don’t have to keep typing your card details everywhere, it’s just one login and done. Plus, if something ever goes wrong with a purchase, they’re quick to step in and help. It just feels safer and easier.

**What do you dislike about PayPal Payments?**

The only thing I really dislike is how the fees can sometimes feel a bit heavy, especially when sending or receiving money internationally. Also, if your account ever gets limited or put on hold, the process to sort it out can be a little frustrating and slow.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal solves the headache of carrying cards or sharing bank details every time you buy something online. For me, it’s like having a digital wallet that works almost everywhere. It also makes sending money to friends or family super quick, and the buyer protection gives an extra sense of safety when shopping.

  ### 45. User-Friendly and Trusted Payment Platform

**Rating:** 4.5/5.0 stars

**Reviewed by:** Kush S. | Fresher

**Reviewed Date:** January 07, 2026

**What do you like best about PayPal Payments?**

I like the interface of PayPal Payments because it is very attractive and user-friendly, which makes it accessible even for newcomers. I think the UI and UX design of PayPal Payments are much better than other payment platforms available in the market. It was also very easy for my team to set up PayPal Payments due to its intuitive interface.

**What do you dislike about PayPal Payments?**

I think that UPI transaction integration is much needed to be sorted because platforms like PhonePe and Google Pay are doing good in this field. So I think that PayPal should focus on improving their platform's integration.

**What problems is PayPal Payments solving and how is that benefiting you?**

I find PayPal Payments more attractive and easier to use than Google Pay, and it's a trusted brand for UK transactions in India. My team switched from Google Pay due to these benefits.

  ### 46. Its very good and smooth app and I use it regularly

**Rating:** 5.0/5.0 stars

**Reviewed by:** Rampratap H. | Accountant, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 04, 2025

**What do you like best about PayPal Payments?**

This app is very fast and simple to use and creating account is very simple even illiterate person can use this app and this is very smooth for my use and I feel secure with my payments from this app

**What do you dislike about PayPal Payments?**

This app is all good but I advice to you please work on your customer support and make more good smooth interface and not all Indians use paypal so sometimes I need to switch to other methods of payments even I prefer security of paypal

**What problems is PayPal Payments solving and how is that benefiting you?**

It helps me in my daily payments and payment management and risk management .its AI provides me personalized results that helps me a lot

  ### 47. Reliable International Transactions, But High Fees

**Rating:** 4.0/5.0 stars

**Reviewed by:** Jayraj.S V. | R&amp;D, QA, Developer, Computer Software, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 10, 2025

**What do you like best about PayPal Payments?**

I appreciate the ease of sending money internationally with PayPal. Its ability to handle taxes and additional charges seamlessly is a great advantage. The system's feature of entering a username to get detailed payment information ensures accuracy and efficiency. I also find its integration with retail systems and access to online billing and invoices very useful.

**What do you dislike about PayPal Payments?**

I found setting up PayPal Payments difficult due to challenges with connecting a bank account and the need for government approval using a PAN card, which was a lengthy and cumbersome process. Additionally, the higher charges for international transactions are a significant drawback, as they sometimes include higher taxes than expected, which can be frustrating.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments solves internet transaction difficulties by ensuring smooth and secure transfers. It facilitates international payments and provides convenience in sending payments with minimal hassle.

  ### 48. Versatile Yet Slow Transfers Hinder Efficiency

**Rating:** 5.0/5.0 stars

**Reviewed by:** Ivy V. | Self Employed

**Reviewed Date:** December 25, 2025

**What do you like best about PayPal Payments?**

I like using PayPal Payments for transactions and sending money to my family and friends. It's my favorite financing app for collecting or redeeming rewards from other apps like games, surveys, and freelance tasks. I also find it useful for paying bills and groceries. I appreciate that it can transfer my money into my bank account.

**What do you dislike about PayPal Payments?**

I can't transfer my money into my local bank account because my balance is too low. It also took two to three days for money to transfer into my bank account. Just a little bit difficult when I set up my app.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments for transferring money to family and friends, collecting rewards from games and surveys, and paying bills and groceries. It lets me transfer money to my bank account, although it takes two to three days.

  ### 49. Fast, Secure Payments With Strong Buyer Protection

**Rating:** 5.0/5.0 stars

**Reviewed by:** Summer L. | Owner, Small-Business (50 or fewer emp.)

**Reviewed Date:** March 29, 2026

**What do you like best about PayPal Payments?**

I appreciate how quick the process is, and the buyer protection it offers.

**What do you dislike about PayPal Payments?**

How long it typically takes to receive a refund if I dispute a payment.

**What problems is PayPal Payments solving and how is that benefiting you?**

It helps me not worry about losing money. I can send a payment, and if something goes wrong, it helps me get my money back.

  ### 50. Super Quick, Super Easy Money Transfers

**Rating:** 5.0/5.0 stars

**Reviewed by:** Samir M. | Product Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** April 28, 2026

**What do you like best about PayPal Payments?**

Its super quick in money transfer & super easy just email

**What do you dislike about PayPal Payments?**

It got high fee sometimes when I got paid for services from my clients

**What problems is PayPal Payments solving and how is that benefiting you?**

Receiving money from my international clients quickly without the traditional banks headache


## PayPal Payments Discussions
  - [What is PayPal Credit used for?](https://www.g2.com/discussions/what-is-paypal-credit-used-for) - 8 comments, 5 upvotes
  - [Does PayPal credit build your credit?](https://www.g2.com/discussions/does-paypal-credit-build-your-credit) - 3 comments, 4 upvotes
  - [What can you use PayPal credit for?](https://www.g2.com/discussions/what-can-you-use-paypal-credit-for) - 2 comments, 4 upvotes
  - [Allow visa gift card](https://www.g2.com/discussions/allow-visa-gift-card) - 8 comments, 3 upvotes
  - [Virtual cards](https://www.g2.com/discussions/14376-virtual-cards) - 2 comments, 2 upvotes

- [View PayPal Payments pricing details and edition comparison](https://www.g2.com/products/paypal/reviews?order=g2_default&page=4&section=pricing&secure%5Bexpires_at%5D=2026-07-14+13%3A57%3A18+-0500&secure%5Bsession_id%5D=489bc439-7be4-40bd-9945-cd6883b07cc1&secure%5Btoken%5D=1272efd71e97786917785a0e17ea7d0aa01268bb518e9cd36bb1563222cba2b8&format=llm_user)
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## PayPal Payments Features
**Payment Options**
- Instant Payment
- Accepted Credit Cards and Debit Cards
- ACH Payments and eCheck Processing
- Split Payments
- Multi-Currency
- Online payment portal

**Administration - Installment Payment and Buy Now Pay Later (BNPL)**
- Email Notifications
- Invoicing
- Customer Portal
- Loyalty Management

**Payment Processing**
- Encryption
- Credit Card Processing
- Mobile Payments
- Digital Wallet Integration

**Architecture**
- Unified API
- POL
- Integrations

**Agentic AI - SAP Store**
- Autonomous Task Execution
- Multi-step Planning
- Cross-system Integration
- Adaptive Learning
- Natural Language Interaction
- Proactive Assistance
- Decision Making

**Administration**
- Payout Time
- Manual Payment Entry
- Omnichannel
- Levels 1 & 2
- Level 3

**Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)**
- Payment Gateway
- Payment Tracking
- E-commerce Integration
- Payment Scheduling

**Administration**
- Reporting & Analytics
- E-commerce Integration
- Processing Fees
- POS Integration
- Omnichannel
- Levels 1 & 2
- Level 3

**Processing**
- Validation
- Automation
- Cross Border
- Routing
- Reconciliation

**Security**
- PCI Compliance
- Data Tokenization
- Two-Factor Authentication
- POS Verification

**Payment Options**
- Multi-Currency
- Online payment portal

**Risk & Compliance**
- Failed payments
- Tokenization
- Compliance

**Agentic AI  - Installment Payment and Buy Now Pay Later (BNPL) features**
- Adaptive Learning
- Proactive Assistance
- Decision Making

**Development**
- Customization (Fields, Objects, and Layouts)
- Accounting Software Integration
- E-Commerce Software Integration

**Security**
- POS Verification

**Analytics**
- Consolidation
- Optimization
- Fraud

**Platform**
- Performance and Reliability
- Internationalization - Currency/Language
- Internationalization - Operating Country
- API / Integrations
- PCI Regulation Compliance
- Accounting integration
- E-commerce Integration

**Platform**
- Accounting integration
- E-commerce Integration

**Agentic AI - Payments Orchestration**
- Autonomous Task Execution
- Cross-system Integration

**Agentic AI - Payment Gateways**
- Autonomous Task Execution
- Cross-system Integration
- Decision Making

## Top PayPal Payments Alternatives
  - [Payoneer](https://www.g2.com/products/payoneer/reviews) - 3.2/5.0 (363 reviews)
  - [GoCardless](https://www.g2.com/products/gocardless/reviews) - 4.6/5.0 (311 reviews)
  - [BlueSnap](https://www.g2.com/products/bluesnap/reviews) - 4.1/5.0 (103 reviews)

