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# Apple Pay for merchants vs PayPal Payments Comparison - What are their main differences?

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Apple PayPayPal Payments[+ Add Product](#)

Pricing

**Apple Pay for merchants**
No pricing available

**PayPal Payments**

**$0** · On Website - Basic

**$30** · On Website - Custom

**$0** · On Phone and In Store

**Pricing Insights**
from reviews

Perceived Cost

**Apple Pay for merchants**
$$$$$

**PayPal Payments**
$$$$$

Average Discount

**Apple Pay for merchants**
Not enough reviews yet

**PayPal Payments**
7%

Uncover valuable pricing insights from real user feedback to improve your shopping experience.
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Time to Implement

**Apple Pay for merchants** 6 months
Based on 100 responses

**PayPal Payments** 6 months
Based on 100 responses

Return on Investment

**Apple Pay for merchants** 6 months
Based on 100 responses

**PayPal Payments** 6 months
Based on 100 responses

 ![Apple Pay for merchants](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_c75200a7b8bd672725086ede4e4bcfef/apple-pay-for-merchants.png "Apple Pay for merchants")

 ![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments")

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**Pros & Cons**
from reviews

**Apple Pay for merchants**

Convenience (2)

Security (2)

Limited Usability (1)

**PayPal Payments**

Ease of Use (474)

Easy Payments (326)

High Fees (234)

Expensive (196)

Integrations

**Apple Pay for merchants**
Not enough data

**PayPal Payments**
[

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Amazon EC2

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 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_4b28e3cdd2631bee0e36ddcf3ebd77c3/bigcommerce.png "Product Avatar Image")

BigCommerce

](https://www.g2.com/products/bigcommerce/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_b419d879f1565b869e8e240bb8295a67/bill-ap-ar.png "Product Avatar Image")

BILL AP/AR

](https://www.g2.com/products/bill-ap-ar/reviews)[

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Byju's

](https://www.g2.com/products/byju-s/reviews)[
View all
](https://www.g2.com/products/paypal/integrations)

Screenshots

**Apple Pay for merchants**
No screenshot available

**PayPal Payments**
 ![PayPal Payments screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/36064/uploads_2Fda5e83f2-340f-45db-afdb-e1c6b896adde_2FPaypal_Payments_Screen_Shot.png)

**Ratings**
from reviews

Meets Requirements

**Apple Pay for merchants**

**9.3** /10

Based on 115 responses

**PayPal Payments**

**9.0** /10

Based on 2,346 responses

Ease of Use

**Apple Pay for merchants**

**9.4** /10

Based on 116 responses

**PayPal Payments**

**9.1** /10

Based on 2,378 responses

Ease of Setup

**Apple Pay for merchants**

**8.8** /10

Based on 14 responses

**PayPal Payments**

**9.0** /10

Based on 841 responses

Ease of Admin

**Apple Pay for merchants**

**8.0** /10

Based on 9 responses

**PayPal Payments**

**8.4** /10

Based on 357 responses

Quality of Support

**Apple Pay for merchants**

**9.2** /10

Based on 107 responses

**PayPal Payments**

**8.3** /10

Based on 2,211 responses

Has the product been a good partner in doing business?

**Apple Pay for merchants**

**8.5** /10

Based on 9 responses

**PayPal Payments**

**8.2** /10

Based on 353 responses

Product Direction (% positive)

**Apple Pay for merchants**

**8.9** /10

Based on 108 responses

**PayPal Payments**

**8.3** /10

Based on 2,289 responses

**Features**
ratings from reviews

Payment Gateways

**8.9** /10

Based on 97 responses

**8.7** /10

Based on 2,168 responses

Installment Payment and Buy Now Pay Later (BNPL)

Not enough data

**9.1** /10

Based on 220 responses

Payment Processing

Not enough data

**9.1** /10

Based on 923 responses

Uncover more feature rated insights from real users to improve your shopping experience.

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Payments Orchestration

Not enough data

**9.3** /10

Based on 63 responses

SAP Store

Not enough data

**9.8** /10

Based on 18 responses

User Insights

**Reviewers' Company Size**

Small-Business(50 or fewer emp.)
64.9%

Mid-Market(51-1000 emp.)
18.7%

Enterprise(\> 1000 emp.)
16.4%

Small-Business(50 or fewer emp.)
64.9%

Mid-Market(51-1000 emp.)
18.7%

Enterprise(\> 1000 emp.)
16.4%

Small-Business(50 or fewer emp.)
65.1%

Mid-Market(51-1000 emp.)
22.9%

Enterprise(\> 1000 emp.)
12.0%

Small-Business(50 or fewer emp.)
65.1%

Mid-Market(51-1000 emp.)
22.9%

Enterprise(\> 1000 emp.)
12.0%

**Reviewers' Industry**

[![Apple Pay for merchants](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_c75200a7b8bd672725086ede4e4bcfef/apple-pay-for-merchants.png "Apple Pay for merchants")](https://www.g2.com/products/apple-pay-for-merchants/reviews)
Apple Pay for merchants

Retail
9.0%

Food & Beverages
6.7%

Education Management
5.2%

Accounting
3.7%

Financial Services
3.7%

Other
71.6%

[![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments")](https://www.g2.com/products/paypal/reviews)
PayPal Payments

Information Technology and Services
7.3%

Computer Software
7.0%

Marketing and Advertising
6.6%

Retail
5.3%

Internet
3.6%

Other
70.3%

Alternatives

**Apple Pay for merchants Alternatives**

 ![Stripe Connect](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-connect.svg "Stripe Connect")

[
Stripe Connect
](/products/stripe-connect/reviews)

 ![Payoneer](https://images.g2crowd.com/uploads/product/hd_favicon/306e973fd36acb8bc2ecb43b07056b08/payoneer.svg "Payoneer")

[
Payoneer
](/products/payoneer/reviews)

 ![Paytm Business](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_16cf4fb315187bdfc29597bd309006e4/paytm-business.png "Paytm Business")

[
Paytm Business
](/products/paytm-business/reviews)

 ![GoCardless](https://images.g2crowd.com/uploads/product/hd_favicon/f389918c425e74c0dc830a65b379d521/gocardless.svg "GoCardless")

[
GoCardless
](/products/gocardless/reviews)

**PayPal Payments Alternatives**

 ![Payoneer](https://images.g2crowd.com/uploads/product/hd_favicon/306e973fd36acb8bc2ecb43b07056b08/payoneer.svg "Payoneer")

[
Payoneer
](/products/payoneer/reviews)

 ![GoCardless](https://images.g2crowd.com/uploads/product/hd_favicon/f389918c425e74c0dc830a65b379d521/gocardless.svg "GoCardless")

[
GoCardless
](/products/gocardless/reviews)

 ![BlueSnap by Payroc](https://images.g2crowd.com/uploads/product/hd_favicon/45eecb7f4328d4309e6d14980d3ef14c/bluesnap-by-payroc.svg "BlueSnap by Payroc")

[
BlueSnap by Payroc
](/products/bluesnap-by-payroc/reviews)

 ![Square Payments](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_d438862d658becefe2b1df5de1374630/square-payments.jpg "Square Payments")

[
Square Payments
](/products/square-payments/reviews)

## Apple Pay vs PayPal Payments FAQs

Generated using AI

Last updated: August 14, 2026

### What is the difference between PayPal Payments vs Apple Pay?

Apple Pay stands out for higher reviewer satisfaction and security, while PayPal Payments is favored for international transfers and broad acceptance.

| [PayPal Payments](https://www.g2.com/products/paypal/reviews) | [Apple Pay](https://www.g2.com/products/apple-pay-for-merchants/reviews) |
| --- | --- |
| 4.4/5 (2,749 reviews) | 4.7/5 (138 reviews) |
| Small-Business | Small-Business |
| 8.9 | 8.8 |
| 8.3 | 9.2 |
| International Transfers | Security |

### How do the pricing models of PayPal Payments and Apple Pay compare?

Apple Pay is rated higher for value, with reviewers expressing greater satisfaction with its cost compared to PayPal Payments.

- **PayPal Payments:** In recent reviews, many cite high transaction and currency conversion fees as a drawback, especially for international payments.
- **Apple Pay:** Reviewers highlight lower payment processing fees for some merchants and appreciate the absence of additional costs for basic usage, though some note fees are similar to credit cards for merchants.

### What are the best alternatives to PayPal Payments and Apple Pay?

The top 3 alternatives to PayPal Payments and Apple Pay are Payoneer, GoCardless, and Stripe Connect.

| Product | G2 Rating (reviews) | Largest Segment | Pricing Insight | Top Reviewer-Cited Strength |
| --- | --- | --- | --- | --- |
| [PayPal Payments](https://www.g2.com/products/paypal/reviews) | 4.4/5 (2,749) | Small-Business | High transaction and conversion fees noted | International Transfers |
| [Apple Pay](https://www.g2.com/products/apple-pay-for-merchants/reviews) | 4.7/5 (138) | Small-Business | Lower processing fees for some merchants | Security |
| [Payoneer](https://www.g2.com/products/payoneer/reviews) | 3.2/5 (374) | Small-Business | — | — |
| [GoCardless](https://www.g2.com/products/gocardless/reviews) | 4.6/5 (321) | Small-Business | — | — |
| [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) | 4.3/5 (249) | Small-Business | — | — |

### Which Payment Processing features should I prioritize when comparing PayPal Payments and Apple Pay?

Buyers should prioritize security, international payment capabilities, ease of use, cost/fees, and dispute resolution when comparing PayPal Payments and Apple Pay.

- **Security:** Apple Pay is cited for security in recent reviews (2 all-time mentions); PayPal Payments is also recognized for security but with more focus on buyer/seller protection.
- **International Payments:** PayPal Payments has 210 all-time mentions for international transfers and 205 for international payments; Apple Pay is less frequently cited for this use case.
- **Ease of Use:** PayPal Payments has 474 all-time mentions; Apple Pay is also praised for ease of use in recent reviews.
- **Cost/Fees:** PayPal Payments has 234 all-time mentions of high fees; Apple Pay is noted for lower or comparable fees in recent reviews.
- **Dispute Resolution:** PayPal Payments is frequently mentioned for buyer/seller protection and dispute handling; Apple Pay is cited for lower chargeback rates and fast refunds in recent reviews.

### What are the pros and cons of PayPal Payments vs Apple Pay?

Apple Pay's headline strength is security and convenience, while PayPal Payments is strongest for international transfers and broad acceptance.

- **PayPal Payments strengths:** Ease of use (474 all-time mentions), easy payments (326), speed (226), reliability (221), international transfers (210), international payments (205), easy setup (190), money transfers (141), customer support (79).
- **PayPal Payments trade-offs:** High fees (234), expensive (196), excessive fees (106), high transaction fees (102), funds holding (100), delays (90), slow performance (63), time-consuming (54), slow payments (44).
- **Apple Pay strengths:** Security (2), convenience (2), ease of use (1), speed (1), lower chargeback rates and fast refunds in recent reviews.
- **Apple Pay trade-offs:** Limited usability for non-Apple device users (1), some merchants require new hardware, and not all merchants accept Apple Pay.

### Is PayPal Payments or Apple Pay better for small businesses?

Apple Pay is the better fit for small businesses, with higher reviewer satisfaction and a strong focus on ease of use and security.

- **PayPal Payments:** Small-Business is the largest segment; reviewers highlight broad acceptance and international payment capabilities but note high fees as a drawback for small businesses.
- **Apple Pay:** Small-Business is the largest segment; reviewers consistently praise ease of use, security, and lower chargeback rates, making it attractive for small business needs.

### Which Payment Processing platform has better integrations?

PayPal Payments is favored for integrations, with more reviewer-cited third-party connections.

- **PayPal Payments:** Integrates with WooCommerce (16 all-time mentions), Shopify (15), and Upwork (12), with reviewers highlighting ease of integration for online businesses.
- **Apple Pay:** Reviewers mention integration with Apple devices and platforms, but no third-party integration counts meet the publish threshold.

### How do PayPal Payments and Apple Pay compare on customer support?

Apple Pay leads on Quality of Support with a 0.9-point advantage over PayPal Payments (9.2 vs 8.3).

- **PayPal Payments:** Reviewers note responsive support but mention delays and challenges with dispute resolution and account holds.
- **Apple Pay:** Reviewers consistently praise support quality, describing it as well-managed and efficient, with few complaints about responsiveness.

### Which is easier to implement, PayPal Payments or Apple Pay?

PayPal Payments and Apple Pay are at parity on Ease of Setup, with scores of 8.9 and 8.8 respectively.

- **PayPal Payments:** Reviewers describe setup as easy and user-friendly, with many citing straightforward onboarding and quick account linking.
- **Apple Pay:** Reviewers highlight simple setup, especially for Apple device users, though some note that merchant integration can require additional hardware or steps.

### Which product has better Dispute Resolution?

PayPal Payments is more frequently cited for Dispute Resolution, with extensive reviewer mentions of buyer/seller protection and structured mediation.

- **PayPal Payments:** Dispute resolution and buyer/seller protection are recurring themes in reviews, with many citing the Resolution Center and structured mediation for conflicts.
- **Apple Pay:** Reviewers note lower chargeback rates and fast refunds, with positive sentiment around transaction authentication reducing disputes.