PayPal Payments Features

Payment Options (8)

Instant Payment: Customer data is securely stored so there is no need to repeatedly enter data for multiple purchases 1568 reviewers of PayPal Payments have provided feedback on this feature.
Accepted Credit Cards and Debit Cards: Based on 1591 PayPal Payments reviews. Ability to accept different types of credit and debit cards
ACH Payments and eCheck Processing: As reported in 1162 PayPal Payments reviews. Ability to accept and process eChecks and ACH payments as a form of payment
Split Payments: Ability to split payments between merchant and sellers 1086 reviewers of PayPal Payments have provided feedback on this feature.
Multi-Currency: As reported in 529 PayPal Payments reviews. Allows users to process payments in multiple currencies.
Online payment portal: Provides an online portal where customers can make payments. 559 reviewers of PayPal Payments have provided feedback on this feature.
Multi-Currency: As reported in 529 PayPal Payments reviews. Allows users to process payments in multiple currencies.
Online payment portal: As reported in 559 PayPal Payments reviews. Provides an online portal where customers can make payments.

Administration (12)

Payout Time: Turnaround time for money to be transferred to the merchant's bank account 1488 reviewers of PayPal Payments have provided feedback on this feature.
Manual Payment Entry: Web form that the merchant can use to enter credit card payments manually (from over the phone, mail, etc) and issue returns or void previous transactions This feature was mentioned in 1342 PayPal Payments reviews.
Omnichannel: Based on 456 PayPal Payments reviews. Process payments from multiple channels such as ACH, mobile, or e-commerce.
Levels 1 & 2: As reported in 449 PayPal Payments reviews. Supports levels 1 and 2 for credit card payment processing.
Level 3: Supports level 3 credit card processing which requires additional data for qualification. This feature was mentioned in 438 PayPal Payments reviews.
Reporting & Analytics: Reports and analytics created from payment data. This feature was mentioned in 192 PayPal Payments reviews.
E-commerce Integration: The ability to integrate directly with an e-commerce platform in order to create a seamless checkout experience. 194 reviewers of PayPal Payments have provided feedback on this feature.
Processing Fees: As reported in 205 PayPal Payments reviews. Fees associated with processing individual transactions that may be based on a percentage of the purchase or a flat rate.
POS Integration: The ability to integrate with a POS system in order to allow the processing of credit card or mobile payments in a store setting. 184 reviewers of PayPal Payments have provided feedback on this feature.
Omnichannel: Process payments from multiple channels such as ACH, mobile, or e-commerce. 456 reviewers of PayPal Payments have provided feedback on this feature.
Levels 1 & 2: Supports levels 1 and 2 for credit card payment processing. 449 reviewers of PayPal Payments have provided feedback on this feature.
Level 3: As reported in 438 PayPal Payments reviews. Supports level 3 credit card processing which requires additional data for qualification.

Security (5)

PCI Compliance: Ensures that the service is building and maintaining a secure network; protecting cardholder data; maintaining a vulnerability management program; implementing strong access control measures; regularly monitoring and testing networks; and maintaining an information security policy This feature was mentioned in 625 PayPal Payments reviews.
Data Tokenization: As reported in 1147 PayPal Payments reviews. Sensitive data (personal info, CC info, etc) is replaced with non-sensitive equivalent, aka a Token. The tokens act as a reference that maps back to the sensitive data through a tokenization system.
Two-Factor Authentication: Based on 1329 PayPal Payments reviews. An additional layer of security to prevent fraudulent activity (such as creating an account and verifying an email address and cell phone number)
POS Verification: Support cardholder verification methods for POS transactions. This feature was mentioned in 452 PayPal Payments reviews.
POS Verification: Based on 452 PayPal Payments reviews. Support cardholder verification methods for POS transactions.

Development (3)

Customization (Fields, Objects, and Layouts): As reported in 1265 PayPal Payments reviews. Allows developers to customize payment form to accommodate their unique processes.
Accounting Software Integration: Provides standard integration with merchant's accounting software 1086 reviewers of PayPal Payments have provided feedback on this feature.
E-Commerce Software Integration: Based on 1184 PayPal Payments reviews. Provides standard integration with merchant's e-commerce software

Platform (9)

Performance and Reliability: Payment gateway is consistently available (up-time) and allows users to complete tasks quickly because they are not waiting for the gateway to respond to an action they took. System scales with load. This feature was mentioned in 1444 PayPal Payments reviews.
Internationalization - Currency/Language: The gateway supports multiple currencies and languages to enable business from customers in multiple countries This feature was mentioned in 1326 PayPal Payments reviews.
Internationalization - Operating Country: As reported in 1305 PayPal Payments reviews. The payment gateway is supported in the country in which the merchant operates
API / Integrations: Based on 1060 PayPal Payments reviews. Application Programming Interface—Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc. with other software applications.
PCI Regulation Compliance: Complies with payment card industry (PCI) regulations This feature was mentioned in 1053 PayPal Payments reviews.
Accounting integration: Based on 449 PayPal Payments reviews. Provide integration with accounting software and ERP systems.
E-commerce Integration: Based on 465 PayPal Payments reviews. Provide integration with B2B and B2C e-commerce platforms
Accounting integration: Provide integration with accounting software and ERP systems. 449 reviewers of PayPal Payments have provided feedback on this feature.
E-commerce Integration: Based on 465 PayPal Payments reviews. Provide integration with B2B and B2C e-commerce platforms

Administration - Installment Payment and Buy Now Pay Later (BNPL) (4)

Email Notifications: Based on 162 PayPal Payments reviews. Automatic email notifications to remind customers to make payments or confirm they have made a payment.
Invoicing: Based on 156 PayPal Payments reviews. Tools to create invoices and split up invoices into a payment plan.
Customer Portal: The ability to create a portal that customers can access in order to make payments, track payment progress, and input credit card information. This feature was mentioned in 162 PayPal Payments reviews.
Loyalty Management: As reported in 150 PayPal Payments reviews. Tools to provide rewards and incentives for frequent customers.

Payment Tools - Installment Payment and Buy Now Pay Later (BNPL) (4)

Payment Gateway: The ability to process credit card payments and collect payment via other online payment options. 163 reviewers of PayPal Payments have provided feedback on this feature.
Payment Tracking: Based on 163 PayPal Payments reviews. Tools to track the status of payments to ensure they are being completed.
E-commerce Integration: The ability to integrate installment payment software into an online store or e-commerce platform in order to add additional payment options. This feature was mentioned in 149 PayPal Payments reviews.
Payment Scheduling: Tools to break a payment into installments and create a payment schedule. 153 reviewers of PayPal Payments have provided feedback on this feature.

Payment Processing (4)

Encryption: Built-in security to protect payment information in order to prevent fraud and hacking. This feature was mentioned in 206 PayPal Payments reviews.
Credit Card Processing: Based on 195 PayPal Payments reviews. The ability to process credit card payments and receive approval or denial of funds from the customer's bank.
Mobile Payments: As reported in 205 PayPal Payments reviews. The ability to process mobile payments from a mobile wallet or other mobile phone payment app.
Digital Wallet Integration: As reported in 195 PayPal Payments reviews. The ability to process payments from a digital wallet service or other digital payment method.

Architecture (3)

Unified API: Deliver application programming interfaces (APIs) to integrate payment solutions easily This feature was mentioned in 30 PayPal Payments reviews.
POL: Suppoprt payment orchestration layers (POL) to unify multiple types of payments from different providers This feature was mentioned in 31 PayPal Payments reviews.
Integrations: Based on 31 PayPal Payments reviews. Provide built-in integrations with payment gateways and payment processing solutions

Processing (5)

Validation: Based on 31 PayPal Payments reviews. Validate payments before processing to determine the best routing options
Automation: Define and manage automated payment processing, from authorization to settlement 31 reviewers of PayPal Payments have provided feedback on this feature.
Cross Border: Support cross border and international payments for B2C and B2B 31 reviewers of PayPal Payments have provided feedback on this feature.
Routing: Include multiple routing options for payments that can be customized by users 31 reviewers of PayPal Payments have provided feedback on this feature.
Reconciliation: Compare payment transactions with bank statements and financial records 31 reviewers of PayPal Payments have provided feedback on this feature.

Risk & Compliance (3)

Failed payments: Re-route failed payments to alternative payment processing options 30 reviewers of PayPal Payments have provided feedback on this feature.
Tokenization: Use tokens to protect payments data by replacing it with data generated by algorithms This feature was mentioned in 31 PayPal Payments reviews.
Compliance: As reported in 31 PayPal Payments reviews. Comply with privacy and security regulations such as PCI and PSD2

Analytics (3)

Consolidation: As reported in 31 PayPal Payments reviews. Centralize payments data from multiple sources such as gateways or payment service providers
Optimization: Use payments data to improve processing and success rates, as well as reduce costs 31 reviewers of PayPal Payments have provided feedback on this feature.
Fraud: As reported in 31 PayPal Payments reviews. Identify suspicious payers and analyze fraudulent transactions

Agentic AI - Installment Payment and Buy Now Pay Later (BNPL) features (3)

Adaptive Learning: Improves performance based on feedback and experience This feature was mentioned in 15 PayPal Payments reviews.
Proactive Assistance: Anticipates needs and offers suggestions without prompting This feature was mentioned in 15 PayPal Payments reviews.
Decision Making: Makes informed choices based on available data and objectives This feature was mentioned in 15 PayPal Payments reviews.

Agentic AI - SAP Store (7)

Autonomous Task Execution: Capability to perform complex tasks without constant human input
Multi-step Planning: Ability to break down and plan multi-step processes
Cross-system Integration: Works across multiple software systems or databases
Adaptive Learning: Improves performance based on feedback and experience
Natural Language Interaction: Engages in human-like conversation for task delegation
Proactive Assistance: Anticipates needs and offers suggestions without prompting
Decision Making: Makes informed choices based on available data and objectives

Agentic AI - Payment Gateways (3)

Agentic AI - Payments Orchestration (2)

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Technology Glossary Features

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Online Payment

Online payments are the exchange of monetary funds between buyers and sellers via the internet. This software feature helps perform a majority of purchases and sales conducted on the internet.

Dispute Resolution

Dispute resolution is the process of solving conflicts between two or more parties. Learn more about the various methods to use and how they can be beneficial to resolving disagreements.

PCI Compliance

Payment card industry (PCI) compliance plays a crucial role in data security. Learn more about PCI compliance, how it helps businesses keep credit card data secure, and helpful information on PCI compliance benefits and best practices.

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