PayPal Payments Features

Payment Options (8)

Instant Payment: Based on 1574 PayPal Payments reviews. Customer data is securely stored so there is no need to repeatedly enter data for multiple purchases
Accepted Credit Cards and Debit Cards: As reported in 1593 PayPal Payments reviews. Ability to accept different types of credit and debit cards
ACH Payments and eCheck Processing: Based on 1163 PayPal Payments reviews. Ability to accept and process eChecks and ACH payments as a form of payment
Split Payments: Ability to split payments between merchant and sellers 1086 reviewers of PayPal Payments have provided feedback on this feature.
Multi-Currency: Allows users to process payments in multiple currencies. This feature was mentioned in 545 PayPal Payments reviews.
Online payment portal: Provides an online portal where customers can make payments. 573 reviewers of PayPal Payments have provided feedback on this feature.
Multi-Currency: Allows users to process payments in multiple currencies. This feature was mentioned in 545 PayPal Payments reviews.
Online payment portal: Based on 573 PayPal Payments reviews. Provides an online portal where customers can make payments.

Administration (12)

Payout Time: As reported in 1490 PayPal Payments reviews. Turnaround time for money to be transferred to the merchant's bank account
Manual Payment Entry: As reported in 1343 PayPal Payments reviews. Web form that the merchant can use to enter credit card payments manually (from over the phone, mail, etc) and issue returns or void previous transactions
Omnichannel: As reported in 461 PayPal Payments reviews. Process payments from multiple channels such as ACH, mobile, or e-commerce.
Levels 1 & 2: Supports levels 1 and 2 for credit card payment processing. This feature was mentioned in 453 PayPal Payments reviews.
Level 3: As reported in 440 PayPal Payments reviews. Supports level 3 credit card processing which requires additional data for qualification.
Reporting & Analytics: Based on 195 PayPal Payments reviews. Reports and analytics created from payment data.
E-commerce Integration: As reported in 200 PayPal Payments reviews. The ability to integrate directly with an e-commerce platform in order to create a seamless checkout experience.
Processing Fees: Fees associated with processing individual transactions that may be based on a percentage of the purchase or a flat rate. This feature was mentioned in 220 PayPal Payments reviews.
POS Integration: The ability to integrate with a POS system in order to allow the processing of credit card or mobile payments in a store setting. This feature was mentioned in 186 PayPal Payments reviews.
Omnichannel: Process payments from multiple channels such as ACH, mobile, or e-commerce. 461 reviewers of PayPal Payments have provided feedback on this feature.
Levels 1 & 2: Supports levels 1 and 2 for credit card payment processing. 453 reviewers of PayPal Payments have provided feedback on this feature.
Level 3: Supports level 3 credit card processing which requires additional data for qualification. 440 reviewers of PayPal Payments have provided feedback on this feature.

Security (5)

PCI Compliance: Ensures that the service is building and maintaining a secure network; protecting cardholder data; maintaining a vulnerability management program; implementing strong access control measures; regularly monitoring and testing networks; and maintaining an information security policy This feature was mentioned in 625 PayPal Payments reviews.
Data Tokenization: As reported in 1147 PayPal Payments reviews. Sensitive data (personal info, CC info, etc) is replaced with non-sensitive equivalent, aka a Token. The tokens act as a reference that maps back to the sensitive data through a tokenization system.
Two-Factor Authentication: As reported in 1329 PayPal Payments reviews. An additional layer of security to prevent fraudulent activity (such as creating an account and verifying an email address and cell phone number)
POS Verification: Support cardholder verification methods for POS transactions. 456 reviewers of PayPal Payments have provided feedback on this feature.
POS Verification: Support cardholder verification methods for POS transactions. 456 reviewers of PayPal Payments have provided feedback on this feature.

Development (3)

Customization (Fields, Objects, and Layouts): Allows developers to customize payment form to accommodate their unique processes. This feature was mentioned in 1265 PayPal Payments reviews.
Accounting Software Integration: Provides standard integration with merchant's accounting software 1086 reviewers of PayPal Payments have provided feedback on this feature.
E-Commerce Software Integration: Provides standard integration with merchant's e-commerce software 1185 reviewers of PayPal Payments have provided feedback on this feature.

Platform (9)

Performance and Reliability: Payment gateway is consistently available (up-time) and allows users to complete tasks quickly because they are not waiting for the gateway to respond to an action they took. System scales with load. This feature was mentioned in 1444 PayPal Payments reviews.
Internationalization - Currency/Language: The gateway supports multiple currencies and languages to enable business from customers in multiple countries This feature was mentioned in 1325 PayPal Payments reviews.
Internationalization - Operating Country: The payment gateway is supported in the country in which the merchant operates This feature was mentioned in 1305 PayPal Payments reviews.
API / Integrations: Application Programming Interface—Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc. with other software applications. 1060 reviewers of PayPal Payments have provided feedback on this feature.
PCI Regulation Compliance: Based on 1053 PayPal Payments reviews. Complies with payment card industry (PCI) regulations
Accounting integration: As reported in 451 PayPal Payments reviews. Provide integration with accounting software and ERP systems.
E-commerce Integration: Provide integration with B2B and B2C e-commerce platforms 470 reviewers of PayPal Payments have provided feedback on this feature.
Accounting integration: Based on 451 PayPal Payments reviews. Provide integration with accounting software and ERP systems.
E-commerce Integration: As reported in 470 PayPal Payments reviews. Provide integration with B2B and B2C e-commerce platforms

Administration - Installment Payment and Buy Now Pay Later (BNPL) (4)

Email Notifications: Based on 163 PayPal Payments reviews. Automatic email notifications to remind customers to make payments or confirm they have made a payment.
Invoicing: As reported in 157 PayPal Payments reviews. Tools to create invoices and split up invoices into a payment plan.
Customer Portal: The ability to create a portal that customers can access in order to make payments, track payment progress, and input credit card information. This feature was mentioned in 162 PayPal Payments reviews.
Loyalty Management: Tools to provide rewards and incentives for frequent customers. 150 reviewers of PayPal Payments have provided feedback on this feature.

Payment Tools - Installment Payment and Buy Now Pay Later (BNPL) (4)

Payment Gateway: The ability to process credit card payments and collect payment via other online payment options. 164 reviewers of PayPal Payments have provided feedback on this feature.
Payment Tracking: Based on 163 PayPal Payments reviews. Tools to track the status of payments to ensure they are being completed.
E-commerce Integration: As reported in 149 PayPal Payments reviews. The ability to integrate installment payment software into an online store or e-commerce platform in order to add additional payment options.
Payment Scheduling: Tools to break a payment into installments and create a payment schedule. This feature was mentioned in 154 PayPal Payments reviews.

Payment Processing (4)

Encryption: Based on 217 PayPal Payments reviews. Built-in security to protect payment information in order to prevent fraud and hacking.
Credit Card Processing: The ability to process credit card payments and receive approval or denial of funds from the customer's bank. This feature was mentioned in 201 PayPal Payments reviews.
Mobile Payments: The ability to process mobile payments from a mobile wallet or other mobile phone payment app. This feature was mentioned in 210 PayPal Payments reviews.
Digital Wallet Integration: The ability to process payments from a digital wallet service or other digital payment method. 198 reviewers of PayPal Payments have provided feedback on this feature.

Architecture (3)

Unified API: Based on 30 PayPal Payments reviews. Deliver application programming interfaces (APIs) to integrate payment solutions easily
POL: Suppoprt payment orchestration layers (POL) to unify multiple types of payments from different providers 31 reviewers of PayPal Payments have provided feedback on this feature.
Integrations: As reported in 31 PayPal Payments reviews. Provide built-in integrations with payment gateways and payment processing solutions

Processing (5)

Validation: Based on 31 PayPal Payments reviews. Validate payments before processing to determine the best routing options
Automation: Define and manage automated payment processing, from authorization to settlement This feature was mentioned in 31 PayPal Payments reviews.
Cross Border: Based on 31 PayPal Payments reviews. Support cross border and international payments for B2C and B2B
Routing: Include multiple routing options for payments that can be customized by users This feature was mentioned in 31 PayPal Payments reviews.
Reconciliation: Based on 31 PayPal Payments reviews. Compare payment transactions with bank statements and financial records

Risk & Compliance (3)

Failed payments: Based on 30 PayPal Payments reviews. Re-route failed payments to alternative payment processing options
Tokenization: Use tokens to protect payments data by replacing it with data generated by algorithms 31 reviewers of PayPal Payments have provided feedback on this feature.
Compliance: Comply with privacy and security regulations such as PCI and PSD2 31 reviewers of PayPal Payments have provided feedback on this feature.

Analytics (3)

Consolidation: Based on 31 PayPal Payments reviews. Centralize payments data from multiple sources such as gateways or payment service providers
Optimization: Use payments data to improve processing and success rates, as well as reduce costs This feature was mentioned in 31 PayPal Payments reviews.
Fraud: Identify suspicious payers and analyze fraudulent transactions This feature was mentioned in 31 PayPal Payments reviews.

Agentic AI - Installment Payment and Buy Now Pay Later (BNPL) features (3)

Agentic AI - SAP Store (7)

Autonomous Task Execution: Capability to perform complex tasks without constant human input
Multi-step Planning: Ability to break down and plan multi-step processes
Cross-system Integration: Works across multiple software systems or databases
Adaptive Learning: Improves performance based on feedback and experience
Natural Language Interaction: Engages in human-like conversation for task delegation
Proactive Assistance: Anticipates needs and offers suggestions without prompting
Decision Making: Makes informed choices based on available data and objectives

Agentic AI - Payment Gateways (3)

Agentic AI - Payments Orchestration (2)

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Technology Glossary Features

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Dispute Resolution

Dispute resolution is the process of solving conflicts between two or more parties. Learn more about the various methods to use and how they can be beneficial to resolving disagreements.

Online Payment

Online payments are the exchange of monetary funds between buyers and sellers via the internet. This software feature helps perform a majority of purchases and sales conducted on the internet.

PCI Compliance

Payment card industry (PCI) compliance plays a crucial role in data security. Learn more about PCI compliance, how it helps businesses keep credit card data secure, and helpful information on PCI compliance benefits and best practices.

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