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# PayPal Payments vs Stripe Connect Comparison - What are their main differences?

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PayPal PaymentsStripe Connect[+ Add Product](#)

Pricing

**PayPal Payments**
 **$0** per month · On Website - Basic

**Stripe Connect**
No pricing available

**Pricing Insights**
from reviews

Time to Implement

**PayPal Payments**
1 month

Based on 161 responses

**Stripe Connect**
1 month

Based on 83 responses

Return on Investment

**PayPal Payments**
9 months

Based on 131 responses

**Stripe Connect**
7 months2 months sooner

Based on 58 responses

Perceived Cost

**PayPal Payments**
$$$$$

**Stripe Connect**
$$$$$

Average Discount

**PayPal Payments**
7%

**Stripe Connect**
7%

 ![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments")

 ![Stripe Connect](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-connect.svg "Stripe Connect")

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**Pros & Cons**
from reviews

**PayPal Payments**
[
Ease of Use (474)
](https://www.g2.com/products/paypal/reviews?filters%5Bsentiment_snippet%5D=1566877&qs=pros-and-cons#reviews)[
Easy Payments (326)
](https://www.g2.com/products/paypal/reviews?filters%5Bsentiment_snippet%5D=1565790&qs=pros-and-cons#reviews)[
High Fees (234)
](https://www.g2.com/products/paypal/reviews?filters%5Bsentiment_snippet%5D=1565809&qs=pros-and-cons#reviews)[
Expensive (196)
](https://www.g2.com/products/paypal/reviews?filters%5Bsentiment_snippet%5D=1566931&qs=pros-and-cons#reviews)

**Stripe Connect**
[
Ease of Use (6)
](https://www.g2.com/products/stripe-connect/reviews?filters%5Bsentiment_snippet%5D=1558508&qs=pros-and-cons#reviews)[
Easy Integrations (5)
](https://www.g2.com/products/stripe-connect/reviews?filters%5Bsentiment_snippet%5D=1558370&qs=pros-and-cons#reviews)[
Poor Customer Support (4)
](https://www.g2.com/products/stripe-connect/reviews?filters%5Bsentiment_snippet%5D=1558318&qs=pros-and-cons#reviews)[
Excessive Fees (3)
](https://www.g2.com/products/stripe-connect/reviews?filters%5Bsentiment_snippet%5D=1558477&qs=pros-and-cons#reviews)

Integrations

**PayPal Payments**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_cacdec8b8edeace9b3c89e0c2cded695/amazon-ec2.jpg "Product Avatar Image")

Amazon EC2

](https://www.g2.com/products/amazon-ec2/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_b419d879f1565b869e8e240bb8295a67/bill-ap-ar.png "Product Avatar Image")

BILL AP/AR

](https://www.g2.com/products/bill-ap-ar/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_3a9f46b15d804a2abbb8138a7bf78b88/calendly%282%29.png "Product Avatar Image")

Calendly Sales

](https://www.g2.com/products/calendly/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_df20c82d070e5b28b07d3d92b13284c4/carepatron.jpg "Product Avatar Image")

Carepatron

](https://www.g2.com/products/carepatron/reviews)[
View all
](https://www.g2.com/products/paypal/integrations)

**Stripe Connect**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_b34e5fb2190630dd5d5830f2b22fe140/fin.png "Product Avatar Image")

Fin

](https://www.g2.com/products/fin/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_28944d4e1a50ae228aa749e3287b9c49/found-found.jpeg "Product Avatar Image")

Found

](https://www.g2.com/products/found-found/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_3877e09b08b1b7316f54e3474045a9e2/helpwise.png "Product Avatar Image")

Helpwise

](https://www.g2.com/products/helpwise/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_a166e10eb7dbcfdad825abe302120773/juicer.png "Product Avatar Image")

Juicer

](https://www.g2.com/products/juicer/reviews)[
View all
](https://www.g2.com/products/stripe-connect/integrations)

Screenshots

**PayPal Payments**
 ![PayPal Payments screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/36064/uploads_2Fda5e83f2-340f-45db-afdb-e1c6b896adde_2FPaypal_Payments_Screen_Shot.png)

**Stripe Connect**
No screenshot available

**Ratings**
from reviews

Meets Requirements

**PayPal Payments**

9.0

9.02,237

**Stripe Connect**

8.8

8.8211

Ease of Use

**PayPal Payments**

9.1

9.12,268

**Stripe Connect**

8.8

8.8216

Ease of Setup

**PayPal Payments**

8.9

8.9730

**Stripe Connect**

8.9

8.9132

Ease of Admin

**PayPal Payments**

8.4

8.4329

**Stripe Connect**

8.9

8.9122

Quality of Support

**PayPal Payments**

8.3

8.32,113

**Stripe Connect**

8.2

8.2174

Has the product been a good partner in doing business?

**PayPal Payments**

8.1

8.1326

**Stripe Connect**

8.7

8.7117

Product Direction (% positive)

**PayPal Payments**

8.3

8.32,204

**Stripe Connect**

8.4

8.4210

**Features**
ratings from reviews

Payment Gateways

8.7

2,099

8.2

190

Installment Payment and Buy Now Pay Later (BNPL)

9.1

219

Not enough data

SAP Store

9.8

18

Not enough data

Payments Orchestration

9.3

63

Not enough data

Payment Processing

8.8

810

Not enough data

User Insights

Reviewers' Company Size

[![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments")](https://www.g2.com/products/paypal/reviews)

PayPal Payments

Small-Business(50 or fewer emp.)

64.8%

Mid-Market(51-1000 emp.)

23.1%

Enterprise(\> 1000 emp.)

12.1%

[![Stripe Connect](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-connect.svg "Stripe Connect")](https://www.g2.com/products/stripe-connect/reviews)

Stripe Connect

Small-Business(50 or fewer emp.)

74.0%

Mid-Market(51-1000 emp.)

19.5%

Enterprise(\> 1000 emp.)

6.5%

Small-Business

(50 or fewer emp.)

64.8%

74.0%

Mid-Market

(51-1000 emp.)

23.1%

19.5%

Enterprise

(\> 1000 emp.)

12.1%

6.5%

Reviewers' Industry

[![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments")](https://www.g2.com/products/paypal/reviews)
PayPal Payments

Information Technology and Services

7.0%

Computer Software

6.9%

Marketing and Advertising

6.7%

Retail

5.3%

Internet

3.7%

Other

70.4%

[![Stripe Connect](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-connect.svg "Stripe Connect")](https://www.g2.com/products/stripe-connect/reviews)
Stripe Connect

Computer Software

18.7%

Internet

10.2%

Information Technology and Services

9.3%

Marketing and Advertising

7.7%

Retail

3.3%

Other

50.8%

FAQs

## PayPal Payments vs Stripe Connect FAQs

Generated using AI

Last updated: August 14, 2026

### What is the difference between PayPal Payments vs Stripe Connect?

PayPal Payments stands out for its higher G2 rating and ease of use, while Stripe Connect is favored for its ease of administration and developer flexibility.

| [PayPal Payments](https://www.g2.com/products/paypal/reviews) | [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) |
| --- | --- |
| 4.4/5 (2,749 reviews) | 4.3/5 (249 reviews) |
| Small-Business | Small-Business |
| 8.9 | 8.9 |
| 8.3 | 8.2 |
| Ease of Use (474 all-time mentions) | Easy Integrations (5 all-time mentions) |

### How do the pricing models of PayPal Payments and Stripe Connect compare?

PayPal Payments is rated higher for value, with reviewers expressing greater satisfaction with its pricing compared to Stripe Connect.

- **PayPal Payments:** In recent reviews, many cite high fees for international transactions and currency conversions, but several also mention that the convenience and global acceptance justify the cost.
- **Stripe Connect:** Recent reviewers frequently mention high and sometimes confusing fees, especially for instant payouts and international transactions, with some describing the pricing as a trade-off for advanced features.
- **Switching-reason:** Several reviewers have switched to Stripe Connect for its developer flexibility and API-driven payment flows, despite higher fees.

### What are the best alternatives to PayPal Payments and Stripe Connect?

The top three alternatives to PayPal Payments and Stripe Connect are Payoneer, GoCardless, and BlueSnap.

| Product | G2 Rating (reviews) | Largest Segment | Pricing Insight | Top Reviewer-Cited Strength |
| --- | --- | --- | --- | --- |
| [PayPal Payments](https://www.g2.com/products/paypal/reviews) | 4.4/5 (2,749 reviews) | Small-Business | High fees for international transactions, but valued for convenience | Ease of Use (474 all-time mentions) |
| [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) | 4.3/5 (249 reviews) | Small-Business | High and sometimes confusing fees, especially for instant payouts | Easy Integrations (5 all-time mentions) |
| [Payoneer](https://www.g2.com/products/payoneer/reviews) | 3.2/5 (374 reviews) | Small-Business | — | — |
| [GoCardless](https://www.g2.com/products/gocardless/reviews) | 4.6/5 (321 reviews) | Small-Business | — | — |
| [BlueSnap](https://www.g2.com/products/bluesnap/reviews) | 4.1/5 (107 reviews) | Small-Business | — | — |

### Which Payment Processing features should I prioritize when comparing PayPal Payments and Stripe Connect?

Buyers comparing PayPal Payments and Stripe Connect should prioritize ease of use, international payment capabilities, integration flexibility, fee structure, and support experience.

- **Ease of Use:** PayPal Payments (9.1), Stripe Connect (8.8)
- **International Payments:** PayPal Payments (210 all-time mentions), Stripe Connect (recent reviews highlight global reach and multi-currency support)
- **Integration Flexibility:** Stripe Connect (Easy Integrations, 5 all-time mentions), PayPal Payments (WooCommerce, 16 all-time mentions; Shopify, 15 all-time mentions)
- **Fee Structure:** PayPal Payments (High Fees, 234 all-time mentions), Stripe Connect (High Fees, 3 all-time mentions)
- **Support Experience:** PayPal Payments (Customer Support, 79 all-time mentions), Stripe Connect (Customer Support, 2 all-time mentions)

### What are the pros and cons of PayPal Payments vs Stripe Connect?

PayPal Payments is strongest for ease of use and global acceptance, while Stripe Connect excels in integration flexibility and developer control.

- **PayPal Payments strengths:** Ease of Use (474 all-time mentions), International Transfers (210), Reliability (221), Easy Setup (190), Wide acceptance for global payments.
- **PayPal Payments trade-offs:** High Fees (234), Funds Holding (100), Delays (90), occasional slow customer support.
- **Stripe Connect strengths:** Easy Integrations (5), Payment Processing (4), Automation (3), Onboarding (3), API-driven flexibility for marketplaces and platforms.
- **Stripe Connect trade-offs:** High Fees (3), Poor Customer Support (4), Complex Implementation (2), limited international support in some regions.

### Is PayPal Payments or Stripe Connect better for small businesses?

PayPal Payments is the better fit for small businesses, with a higher volume of small-business reviewers and stronger ease-of-use sentiment.

- **PayPal Payments:** Largest segment is Small-Business; reviewers consistently highlight ease of use, quick setup, and global acceptance as key benefits for small business operations.
- **Stripe Connect:** Largest segment is Small-Business; reviewers note its flexibility and integration capabilities, but also mention higher complexity and fees as trade-offs for small business use.

### Which Payment Processing platform has better integrations?

PayPal Payments is favored for integrations, with more reviewer-cited integration mentions and broader third-party tool coverage.

- **PayPal Payments:** Integrates with WooCommerce (16 all-time mentions), Shopify (15), and Upwork (12), with reviewers frequently citing ease of integration with major e-commerce and freelance platforms.
- **Stripe Connect:** Reviewers mention integration capabilities, but with fewer all-time mentions and less frequent tool-specific praise.

### How do PayPal Payments and Stripe Connect compare on customer support?

PayPal Payments and Stripe Connect are rated at near-parity for Quality of Support, with scores of 8.3 and 8.2 respectively, indicating no material difference.

- **PayPal Payments:** Reviewers describe support as generally responsive, though some note delays and a reliance on automated responses for complex issues.
- **Stripe Connect:** Reviewers mention support is helpful for technical questions, but several cite slow or unhelpful responses for urgent or complex problems.

### Which is easier to implement, PayPal Payments or Stripe Connect?

PayPal Payments and Stripe Connect are rated equally for Ease of Setup at 8.9, with Stripe Connect slightly ahead on Ease of Admin (8.9 vs 8.4), indicating parity in initial implementation but a slight Stripe Connect edge in ongoing administration.

- **PayPal Payments:** Reviewers consistently highlight easy and quick setup, with most reporting a straightforward onboarding process and minimal technical barriers.
- **Stripe Connect:** Reviewers describe setup as easy for developers, but some mention initial confusion or bugs; ongoing administration is praised for flexibility and control.

### Which product has better APIs?

Stripe Connect is favored for APIs, with reviewers consistently highlighting its API documentation and developer experience.

- **PayPal Payments:** API capabilities are not a major theme in recent reviews, and no all-time mention count is supplied.
- **Stripe Connect:** Reviewers cite strong API documentation and integration flexibility, with multiple recent reviews praising its developer resources and API-driven workflows.

Alternatives

**PayPal Payments Alternatives**

 ![Payoneer](https://images.g2crowd.com/uploads/product/hd_favicon/306e973fd36acb8bc2ecb43b07056b08/payoneer.svg "Payoneer")

[
Payoneer
](/products/payoneer/reviews)

 ![GoCardless](https://images.g2crowd.com/uploads/product/hd_favicon/f389918c425e74c0dc830a65b379d521/gocardless.svg "GoCardless")

[
GoCardless
](/products/gocardless/reviews)

 ![BlueSnap by Payroc](https://images.g2crowd.com/uploads/product/hd_favicon/45eecb7f4328d4309e6d14980d3ef14c/bluesnap-by-payroc.svg "BlueSnap by Payroc")

[
BlueSnap by Payroc
](/products/bluesnap-by-payroc/reviews)

 ![Square Payments](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_d438862d658becefe2b1df5de1374630/square-payments.jpg "Square Payments")

[
Square Payments
](/products/square-payments/reviews)

**Stripe Connect Alternatives**

 ![Payoneer](https://images.g2crowd.com/uploads/product/hd_favicon/306e973fd36acb8bc2ecb43b07056b08/payoneer.svg "Payoneer")

[
Payoneer
](/products/payoneer/reviews)

 ![GoCardless](https://images.g2crowd.com/uploads/product/hd_favicon/f389918c425e74c0dc830a65b379d521/gocardless.svg "GoCardless")

[
GoCardless
](/products/gocardless/reviews)

 ![Authorize.net](https://images.g2crowd.com/uploads/product/hd_favicon/05af5f07346d2484010aa2458d7e7afc/authorize-net.svg "Authorize.net")

[
Authorize.net
](/products/authorize-net/reviews)

 ![Square Payments](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_d438862d658becefe2b1df5de1374630/square-payments.jpg "Square Payments")

[
Square Payments
](/products/square-payments/reviews)