Best 401(k) Software
401(k) software helps organizations offer and manage retirement plans to their employees and ensure compliance with government regulations. 401(k) platforms are used to design a company’s retirement plan, select the fund’s investment options, onboard employees, manage contributions, and monitor employee participation through an administrative dashboard. Organizations also use these programs to provide an interface that allows employees to manage their contributions, make investment decisions, and manage actions like rollovers, loans, and distributions. 401(k) software is different from pension plans, which are funded by the employer, not the employee, and does not allow control over fund contributions, but guarantees a monthly check on retirement.
These systems are most commonly used by small business owners, finance and accounting teams, and human resources (HR) managers, enabling them to offer retirement plans to employees, encourage participation, and support the right investment strategy given an employee’s circumstances. 401(k) software can integrate with a company’s payroll software, which reduces the manual work of processing contributions as part of each payroll cycle. 401(k) software can also help companies process IRS documents and manage compliance with the Employee Retirement Income Security Act (ERISA) and Department of Labor (DOL) regulations.
To qualify for inclusion in the 401(k) category, a product must:
Featured 401(k) Software At A Glance
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Human Interest is an easy way to offer a 401(k)or 403(b) that scales with your business. Our transparent pricing and customizable plans make offering a retirement benefit possible for companies of all
1,448 Twitter followers
Guideline 401(k) is now part of Gusto. We provide a modern, integrated 401(k) experience for businesses and their teams. As part of the Gusto ecosystem, Guideline offers streamlined retirement solutio
21,172 Twitter followers
Your business is built to grow—and so is our 401(k) plan. It's easy to manage, supports your long-term strategy, and provides proactive guidance at every step, keeping your plan running smoothly and s
36,475 Twitter followers
Betterment Advisor Solutions is the all-in-one custodial platform purpose-built for independent RIAs, helping you serve more clients, more efficiently, across investing, retirement, and cash. Powe
36,475 Twitter followers
Ubiquity is a retirement plan solution specifically designed for small business owners, aiming to provide them with qualified retirement plans that cater to their unique needs. Established in 1999, Ub
2,514 Twitter followers
401GO is a type of retirement plan solution designed to help small businesses and their employees access affordable and efficient 401(k) plans. Recognizing the challenges that small businesses face in
89 Twitter followers
Provide retirement benefits your employees will rave about. Built for startups and growing businesses, ForUsAll is the first 401(k) provider to offer access to cryptocurrency. Founded in 2012 by the
662 Twitter followers
Transamerica provides customized retirement plans.
47,961 Twitter followers
ADP Retirement Services offers comprehensive solutions for retirement plan administration providing employers with the necessary tools and services to establish, manage, and maintain workplace retirem
48,727 Twitter followers
Vestwell is the modern savings platform helping over 2 million individuals save meaningfully and move toward financial well-being. With automated compliance, built-in reporting, and seamless integrati
1,253 Twitter followers
Employee Fiduciary, LLC, founded in 2004 and headquartered in Mobile, AL, is a leading provider of low-cost 401(k) plans for small to medium-sized businesses. The company’s founding principles are tra
An objective, friendly and convenient widget for managing the pension and insurance future of each and every one.
Slavic401k is an innovation leader in retirement plan services. We are among the fastest growing 401(k) providers in the U.S.
920 Twitter followers
Retirement Plan Software is a benefits administration software that handles all types of DB and DC plans including daily valuations and web access.
Saveday is 401(k) Solved! Convenient to start, simple to use, and wildly affordable for small to medium businesses.
