# Top Free Credit and Collections Software Check out our list of free Credit and Collections Software. Products featured on this list are the ones that offer a free trial version. As with most free versions, there are limitations, typically time or features. If you'd like to see more products and to evaluate additional feature options, compare all [Credit and Collections Software](https://www.g2.com/categories/credit-and-collections) to ensure you get the right product. ## View Free Credit and Collections Software G2 takes pride in showing unbiased reviews on user satisfaction in our ratings and reports. We do not allow paid placements in any of our ratings, rankings, or reports. Learn about our [scoring methodologies](https://research.g2.com/g2-scoring-methodologies). **28** Credit and Collections Products Available View all [Credit and Collections Software](https://www.g2.com/categories/credit-and-collections) View all [Credit and Collections Software](https://www.g2.com/categories/credit-and-collections) ### [Creditsafe](https://www.g2.com/products/creditsafe/reviews) [By Creditsafe](https://www.g2.com/sellers/creditsafe) [ (230)4.5 out of 5 ](https://www.g2.com/products/creditsafe/reviews#reviews "Read Creditsafe Reviews") Product Description Creditsafe is a comprehensive data intelligence solution designed to help organizations manage credit risk, compliance, and data hygiene with confidence. By delivering global coverage breadth across m **Users:** Controller, Credit Analyst · **Industries:** Manufacturing, Accounting · **Market Segment:** 51% Mid-Market, 34% Small-Business ![Terry C.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Terry C.") TC The cost and efficiency. I have been using for 10+ years[Read review](https://www.g2.com/products/creditsafe/reviews/creditsafe-review-12977495) ![Verified User in Manufacturing](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Manufacturing") UM Simple to use and we can find a lot if information about a new customer quickly. this helps us to decided terms for offer them. Also we can look at...[Read review](https://www.g2.com/products/creditsafe/reviews/creditsafe-review-12977744) Year Founded 1997 HQ Location Dublin, Ireland Company Website https://www.Creditsafe.com/us LinkedIn® Page https://www.linkedin.com/company/creditsafe/ ### [Upflow](https://www.g2.com/products/upflow-upflow/reviews) [By Upflow](https://www.g2.com/sellers/upflow) [ (233)4.8 out of 5 ](https://www.g2.com/products/upflow-upflow/reviews#reviews "Read Upflow Reviews") Product Description Is your current cash collection process doing more harm than good? If you're only trying to automate chasing invoices with AR Automation, you're missing the bigger picture… A crude collections a **Users:** CFO, Customer Success Manager · **Industries:** Computer Software, Information Technology and Services · **Market Segment:** 58% Mid-Market, 39% Small-Business AM I really appreciate the fact that it is easy to manage The customer service is really helpfull in case of problem[Read review](https://www.g2.com/products/upflow-upflow/reviews/upflow-review-9834429) ![Joan L.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Joan L.") JL I especially appreciate its ease of use: the interface is very intuitive, which allows for quick handling. We spend much less time on client...[Read review](https://www.g2.com/products/upflow-upflow/reviews/upflow-review-10417854) Year Founded 2018 HQ Location New York City, United States Company Website https://upflow.io/ LinkedIn® Page https://www.linkedin.com/company/upflowhq/ [![G2 Advertising](/assets/my-g2-logo-41632af6f81a240a0a9886638f412b2ac9a29f4001534f8c83be89a58ef9d45d.svg "G2 Advertising")](https://sell.g2.com/case-studies/how-aisdr-uses-g2-ads-to-turn-g2-into-top-5-traffic-source) Sponsored G2 Advertising Get 2x conversion than Google Ads with G2 Advertising! G2 Advertising places your product in premium positions on high-traffic pages and on targeted competitor pages to reach buyers at key comparison moments. [ Learn More ](https://sell.g2.com/case-studies/how-aisdr-uses-g2-ads-to-turn-g2-into-top-5-traffic-source) ### [Chargeflow](https://www.g2.com/products/chargeflow-inc-chargeflow/reviews) [By Chargeflow, Inc.](https://www.g2.com/sellers/chargeflow-inc) [ (276)4.7 out of 5 ](https://www.g2.com/products/chargeflow-inc-chargeflow/reviews#reviews "Read Chargeflow Reviews") Product Description Chargeflow is The Chargeback Platform that prevents and recovers chargebacks automatically, so you don’t have to. Trusted by top brands like Caraway, Huel, and Elementor, Chargeflow securely integrate **Users:** CEO, Owner · **Industries:** Retail, Apparel & Fashion · **Market Segment:** 85% Small-Business, 10% Mid-Market User SentimentHow are these determined? Users frequently mention the convenience of ChargeFlow's automation, which saves significant time and effort by handling disputes end-to-end, from evidence gathering to submission. Reviewers experienced concerns about the limited control over the dispute process due to its automation, and some found the fees high, especially for businesses handling a large volume of chargebacks. Year Founded 2020 HQ Location New York, US Company Website https://chargeflow.io/ LinkedIn® Page https://www.linkedin.com/company/74563948 ### [D&B Finance Analytics Credit Intelligence](https://www.g2.com/products/d-b-finance-analytics-credit-intelligence/reviews) [By Dun & Bradstreet](https://www.g2.com/sellers/dun-bradstreet) [ (98)4.5 out of 5 ](https://www.g2.com/products/d-b-finance-analytics-credit-intelligence/reviews#reviews "Read D&B Finance Analytics Credit Intelligence Reviews") Product Description D&B Finance Analytics is a global credit-to-cash solution that provides Dun & Bradstreet data, analytics, and technology to help improve cash flow, increase operational efficiency, and mitigat **Industries:** Manufacturing, Accounting · **Market Segment:** 49% Mid-Market, 29% Small-Business ![Verified User in Construction](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Construction") UC First time I used it, it went smoothly and stress free.[Read review](https://www.g2.com/products/d-b-finance-analytics-credit-intelligence/reviews/d-b-finance-analytics-credit-intelligence-review-5231881) ![Verified User in Financial Services](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Financial Services") UF The software is easy to use and well summarized[Read review](https://www.g2.com/products/d-b-finance-analytics-credit-intelligence/reviews/d-b-finance-analytics-credit-intelligence-review-12035190) HQ Location Short Hills, NJ Company Website https://www.dnb.com Twitter @DunBradstreet LinkedIn® Page https://www.linkedin.com/company/2385/ Ownership NYSE: DNB ### [Global Database Risk Intelligence](https://www.g2.com/products/global-database-risk-intelligence/reviews) [By Global Data Intelligence Limited](https://www.g2.com/sellers/global-data-intelligence-limited) [ (39)4.7 out of 5 ](https://www.g2.com/products/global-database-risk-intelligence/reviews#reviews "Read Global Database Risk Intelligence Reviews") Product Description When it comes to making informed business decisions, the integrity and comprehensiveness of your data sources matter. Global Database presents its Business Credit Reports - an unparalleled tool design **Industries:** Transportation/Trucking/Railroad, Information Technology and Services · **Market Segment:** 108% Small-Business, 49% Mid-Market EL We needed to verify the detailed payment history of several companies to determine potential partnership candidates. Our primary concerns were late...[Read review](https://www.g2.com/products/global-database-risk-intelligence/reviews/global-database-risk-intelligence-review-8730284) EP The data undergoes regular updates, yet it could benefit from increased specificity and precision through the introduction of new labels or...[Read review](https://www.g2.com/products/global-database-risk-intelligence/reviews/global-database-risk-intelligence-review-8814666) Year Founded 2015 HQ Location Northampton, UK Company Website https://www.globaldatabase.com Twitter @Global\_Database LinkedIn® Page https://www.linkedin.com/company/global-database/ ### [Chaser](https://www.g2.com/products/chaser/reviews) [By Chaser](https://www.g2.com/sellers/chaser) [ (68)4.3 out of 5 ](https://www.g2.com/products/chaser/reviews#reviews "Read Chaser Reviews") Product Description Automate and streamline your accounts receivable process. Improve cash flow visibility. Get visibility over every debtor interaction and easily forecast cash flow with customizable overviews. Reduc **Users:** Director, Managing Director · **Industries:** Accounting, Construction · **Market Segment:** 74% Small-Business, 18% Mid-Market User SentimentHow are these determined? Reviewers appreciate Chaser's ability to streamline credit control tasks into one place, automate reminders, and integrate with various payment platforms, which saves time and reduces administrative workload. Users reported issues with the frequency of email reminders, lack of flexibility in payment plans, occasional delays in feature updates, and changes in email sender information that may affect the authenticity of the emails. Year Founded 2013 HQ Location London, GB Company Website https://chaserhq.com Twitter @chaser\_hq LinkedIn® Page https://www.linkedin.com/company/chaser/ ### [Growfin](https://www.g2.com/products/growfin/reviews) [By Growfin](https://www.g2.com/sellers/growfin) [ (68)4.5 out of 5 ](https://www.g2.com/products/growfin/reviews#reviews "Read Growfin Reviews") Product Description Growfin is an AI-driven accounts receivable management software that’s uniquely designed for B2B companies to make cash flow predictable, ensuring better capital efficiency. Get the visibility you **Industries:** Information Technology and Services, Computer Software · **Market Segment:** 68% Mid-Market, 19% Enterprise ![Karthi V.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Karthi V.") KV Growfin is an absolute solution for all our everyday receivable management needs .Their roburst team assisted in quictk setup and data migration...[Read review](https://www.g2.com/products/growfin/reviews/growfin-review-10832792) Year Founded 2020 HQ Location Wilmington, US Company Website https://growfin.ai/ Twitter @growfinapp LinkedIn® Page https://www.linkedin.com/company/growfinapp/jobs ### [Nuvo](https://www.g2.com/products/nuvo-nuvo/reviews) [By Nuvo](https://www.g2.com/sellers/nuvo-9c9bd42c-e6bf-42f1-99ca-554ce34c3901) [ (28)4.7 out of 5 ](https://www.g2.com/products/nuvo-nuvo/reviews#reviews "Read Nuvo Reviews") Product Description Nuvo is the AI-native order-to-cash network for the businesses that power the physical economy. Nuvo combines proprietary data, advanced workflows, and AI into a single platform, built to support the **Market Segment:** 64% Mid-Market, 18% Enterprise ![Paul B.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Paul B.") PB Timing is everything. Grant, Account Exec, reached out to me on the same day I received a contract renewal offer from our primary competitor,...[Read review](https://www.g2.com/products/nuvo-nuvo/reviews/nuvo-review-12042274) RW The team that works at Nuvo. My support team Miranda and Allie and the best and very supportive. They are what helps make Nuvo easy and...[Read review](https://www.g2.com/products/nuvo-nuvo/reviews/nuvo-review-12044500) Year Founded 2021 HQ Location San Francisco, US Company Website https://nuvo.com/ LinkedIn® Page https://www.linkedin.com/company/nuvocredit/ ### [Bilendo](https://www.g2.com/products/bilendo/reviews) [By Bilendo](https://www.g2.com/sellers/bilendo) [ (25)4.1 out of 5 ](https://www.g2.com/products/bilendo/reviews#reviews "Read Bilendo Reviews") Product Description Bilendo is an AR automation platform that helps companies ensure scalable processes in accounts receivable, reduce costs, reduce DSO and increase liquidity. At Bilendo, we know how important it is to **Industries:** Automotive, Accounting · **Market Segment:** 44% Mid-Market, 40% Enterprise JJ I love the ease of use. It is really fast and convenient to have all receivables information just one click away. Also the no-code automation...[Read review](https://www.g2.com/products/bilendo/reviews/bilendo-review-7420240) Year Founded 2015 HQ Location München, DE Company Website https://www.bilendo.de Twitter @bilendoapp LinkedIn® Page https://www.linkedin.com/company/bilendo-gmbh/ ### [ezyCollect](https://www.g2.com/products/ezycollect/reviews) [By ezyCollect](https://www.g2.com/sellers/ezycollect-09463b93-92ba-4ddc-888f-603cdeaca69a) [ (25)4.7 out of 5 ](https://www.g2.com/products/ezycollect/reviews#reviews "Read ezyCollect Reviews") Product Description ezyCollect by Sidetrade automates account receivables for B2B. Our clients typically see a 40% reduction in overdue outstanding within the first 12 months. AR automation with 1. Credit insights b **Industries:** Accounting · **Market Segment:** 80% Small-Business, 20% Mid-Market ![Brad L.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Brad L.") BL EzyCollect is reliable, efficient and acheives results in the background while you get on with the day to day of running your business rather than...[Read review](https://www.g2.com/products/ezycollect/reviews/ezycollect-review-9108814) Year Founded 2014 HQ Location Sydney, AU Company Website https://ezycollect.io/ Twitter @ezyCollect LinkedIn® Page https://www.linkedin.com/company/ezycollect/ ### [Resolve](https://www.g2.com/products/resolve-resolve/reviews) [By Resolve](https://www.g2.com/sellers/resolve) [ (17)5.0 out of 5 ](https://www.g2.com/products/resolve-resolve/reviews#reviews "Read Resolve Reviews") Product Description Resolve enables B2B companies to boost sales and cash flow by offering their buyers 30, 60, or 90 day payment terms, while ensuring the seller gets paid upfront risk-free. Our platform automates credi **Market Segment:** 88% Small-Business, 6% Enterprise ![Verified User in Staffing and Recruiting](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Staffing and Recruiting") AS Resolve makes it easy to open risk free lines of credit for all of your customers. Especially helpful for high growth companies that need revenue...[Read review](https://www.g2.com/products/resolve-resolve/reviews/resolve-review-7655689) HQ Location San Francisco, US Company Website https://resolvepay.com/ Twitter @resolvepay LinkedIn® Page https://www.linkedin.com/company/resolvepay/ ### [Équisettle](https://www.g2.com/products/equisettle/reviews) [By Équisettle](https://www.g2.com/sellers/equisettle) [ (7)4.9 out of 5 ](https://www.g2.com/products/equisettle/reviews#reviews "Read Équisettle Reviews") Product Description Equisettle is a comprehensive accounts receivable and collections platform that transforms how businesses manage their financial operations. Built for companies struggling with manual collection proce **Market Segment:** 86% Small-Business, 14% Mid-Market ![Roberto S.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Roberto S.") RS The automated workflow execution and real-time visibility across all our client accounts. As a football academy managing multiple revenue streams -...[Read review](https://www.g2.com/products/equisettle/reviews/equisettle-review-12293295) Year Founded 2025 HQ Location London Company Website https://www.equisettle.co.uk LinkedIn® Page https://www.linkedin.com/company/equisettle/ ### [MaxCredible](https://www.g2.com/products/maxcredible/reviews) [By MaxCredible](https://www.g2.com/sellers/maxcredible) [ (5)4.9 out of 5 ](https://www.g2.com/products/maxcredible/reviews#reviews "Read MaxCredible Reviews") Product Description At MaxCredible, we aim to optimize the cash flow of SMEs, mid-sized businesses, and large enterprises worldwide. We believe that credit management is not merely about pursuing overdue invoices; it's a **Market Segment:** 80% Small-Business, 20% Mid-Market ![Verified User in Food & Beverages](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Food & Beverages") UF I really appreciate how intuitive and user-friendly MaxCredible is. The platform makes it very easy to implement and integrate into daily...[Read review](https://www.g2.com/products/maxcredible/reviews/maxcredible-review-11845525) Year Founded 2000 HQ Location Amsterdam, NL Company Website https://www.maxcredible.com/ LinkedIn® Page https://in.linkedin.com/company/maxcrediblenl ### [billabex](https://www.g2.com/products/billabex/reviews) [By Billabex](https://www.g2.com/sellers/billabex) [ (2)5.0 out of 5 ](https://www.g2.com/products/billabex/reviews#reviews "Read billabex Reviews") Product Description Billabex is an AI-driven automated debt collection solution designed to streamline your invoice follow-ups and improve your cash flow. Our intelligent virtual agent personalizes communication strategi **Market Segment:** 100% Small-Business ![Tarik B.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Tarik B.") TB The seamless integration and insightful Billabex has provided clear insights into our financial health, allowing us to streamline our invoicing...[Read review](https://www.g2.com/products/billabex/reviews/billabex-review-9909716) ![Verified User in Information Technology and Services](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Information Technology and Services") UI The virtual agent’s ability to handle communications with empathy and professionalism.[Read review](https://www.g2.com/products/billabex/reviews/billabex-review-9910902) Year Founded 2024 HQ Location Paris, FR Company Website https://www.billabex.com LinkedIn® Page https://www.linkedin.com/company/billabex ### [CREDITbase](https://www.g2.com/products/creditbase/reviews) [By Creditbase](https://www.g2.com/sellers/creditbase) [ (2)5.0 out of 5 ](https://www.g2.com/products/creditbase/reviews#reviews "Read CREDITbase Reviews") Product Description CREDITbase is a credit reporting software solution for Equifax, Experian, and Trans Union. **Market Segment:** 50% Mid-Market, 50% Enterprise ![Jahangir A.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Jahangir A.") JA Easy to use and quick to manage customer accounts via the feed[Read review](https://www.g2.com/products/creditbase/reviews/creditbase-review-5046366) ![Vincenzo F.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Vincenzo F.") VF Creditbase is a reporting software solution for equifax, experian and transunion I like that it is easy to use and quick to manage customer...[Read review](https://www.g2.com/products/creditbase/reviews/creditbase-review-5210543) HQ Location N/A Company Website https://creditbase.com LinkedIn® Page https://www.linkedin.com/company/No-Linkedin-Presence-Added-Intentionally-By-DataOps [![G2 Advertising](/assets/my-g2-logo-41632af6f81a240a0a9886638f412b2ac9a29f4001534f8c83be89a58ef9d45d.svg "G2 Advertising")](https://sell.g2.com/case-studies/how-aisdr-uses-g2-ads-to-turn-g2-into-top-5-traffic-source) Sponsored G2 Advertising Get 2x conversion than Google Ads with G2 Advertising! G2 Advertising places your product in premium positions on high-traffic pages and on targeted competitor pages to reach buyers at key comparison moments. [ Learn More ](https://sell.g2.com/case-studies/how-aisdr-uses-g2-ads-to-turn-g2-into-top-5-traffic-source) - ‹ Prev‹ Prev - 1 - [2](/categories/credit-and-collections/free?order=g2_score&page=2#product-list) - [Next ›Next ›](/categories/credit-and-collections/free?order=g2_score&page=2#product-list)