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OnPay Reviews & Product Details

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OnPay Reviews FAQs

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Last updated: Nov 04, 2026

What is OnPay, and what problem is it built to solve?

OnPay is a cloud-based payroll service for small businesses and accountants, built to make payroll faster and easier to manage. It handles payroll runs and tax payments and filings, with additional options for health insurance, retirement plans, and workers’ compensation.

What languages does OnPay support?

OnPay supports 2 languages: English and Spanish.

What company sizes and industries is OnPay the best fit for?

OnPay is most represented among positive users at smaller organizations, with users spanning several recurring industries.
  • Company size: Small businesses with 50 or fewer employees are the clearest fit in reviewer-reported data.
  • Accounting: Accounting firms and bookkeeping practices recur among users.
  • Nonprofits and religious organizations: These organizations also appear frequently in user experience.
  • Other industries: Financial services, healthcare, construction, and retail are represented as well.

How long does it take to implement OnPay across a team?

Implementation is commonly reported as taking less than a month, with some teams ready to go in under a day. A smaller group describes a longer setup of one to three months.
Time to go live Relative frequency
Less than 1 month Most common
Less than 1 day Also common
1–3 months Less common

What customer support options does OnPay provide, and how do users find the overall support experience?

OnPay provides support through phone, chat, and email, as well as self-service resources such as its knowledge base. Users often find staff approachable, knowledgeable, and helpful with setup and payroll questions, though response times can vary and complex tax issues may take longer to resolve.

What is the experience like for teams switching to OnPay from another tool?

Switching to OnPay is often described as straightforward, with onboarding help and prior payroll information transfers easing the move. Users coming from services such as QuickBooks, ADP, Paychex, and Gusto commonly cite lower or clearer costs, simpler workflows, and more accessible support; some also value having more direct control over payroll.

What tools and platforms does OnPay integrate with, and how do these integrations help users get more value from the product?

OnPay offers 6 integrations, spanning accounting, retirement and benefits, and insurance tools.
  • Accounting: QuickBooks Free, QuickBooks Online, and Xero
  • Retirement and benefits: Betterment at Work and Vestwell
  • Insurance: Next Insurance
In daily use, accounting connections can reduce duplicate bookkeeping and make payroll entries easier to reconcile, while benefits-related connections help bring payroll deductions and related administration into a more connected workflow.

What features or capabilities could make OnPay even more useful?

OnPay could be more useful with greater payroll automation and more built-in time-tracking options. Users also point to opportunities to make mobile use and HR workflows more flexible.
  • Add an option to automatically run unchanged payroll, especially for salaried employees.
  • Provide integrated time clocks or broader time-tracking and scheduling connections.
  • Improve mobile access and make more administrator tasks convenient on mobile devices.
  • Expand HR customization, including more flexible forms, employee fields, and reporting options.

OnPay Reviews (424)

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Reviews

OnPay Reviews (424)

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4.8
424 reviews

What do users say?

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Pros & Cons

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Verified User in Health, Wellness and Fitness
AH
Verified User in Health, Wellness and Fitness
Small-Business (50 or fewer emp.)
"Simple, Fast Payroll with great pricing!"
4.5/5
What do you like best about OnPay?

I like that OnPay is simple, quick, and easy to use for my small business. It has all the necessary features, but it doesn’t feel overwhelming or overproduced just to justify a high price. Review collected by and hosted on G2.com.

What do you dislike about OnPay?

I honestly don’t have any dislikes. Over the years, I’ve used multiple payroll services, and the price creep, the constant push for add-on HR, Workers’ comp, or retirement services was enough to turn me away. OnPay offers those options too, but it doesn’t feel like they’re always being pushed on me. And the price has stayed the same for a long time! Review collected by and hosted on G2.com.

Church T.
CT
Church T.
Church Treasurer (volunteer with no accounting/bookkeeping training)
Small-Business (50 or fewer emp.)
Originally submitted 1/31/2025
"OnPay Rocks!"
5/5
What do you like best about OnPay?

OnPay isn't trying to take advantage of me as a volunteer, small church treasurer. Once it was setup, there is really not much else that requires my attention. When I have had questions, the support staff are knowledgeable and patient. Review collected by and hosted on G2.com.

What do you dislike about OnPay?

I'm struggling to think of something I dislike... the hardest part was the setup which was a breeze compared with the previous company we worked with. Review collected by and hosted on G2.com.

Raven P.
RP
Raven P.
Owner
Small-Business (50 or fewer emp.)
Originally submitted 8/30/2023
"Great price, wonderful customer service and fantastic transition."
5/5
What do you like best about OnPay?

We decided to leave Gusto after several errors and because they were doubling our monthly fee. OnPay has a very favorable and straightforward pricing system, they have excellent customer service and the transition from Gusto was extremely easy. Review collected by and hosted on G2.com.

What do you dislike about OnPay?

When I run payroll, my reimbursements are included in the gross pay number. It is NOT actually included in gross pay. It is taxed correctly (meaning it is not taxed at all) and shows up accurately on the payroll reports, just not on the quick totals after I run payroll. Review collected by and hosted on G2.com.

Kristen G.
KG
Kristen G.
Small-Business (50 or fewer emp.)
"Easy Payroll Setup and Responsive Support, but State Guidance Falls Short"
0.5/5
What do you like best about OnPay?

I like that OnPay handles calculating the taxes withheld from my employees’ paychecks and pays them to the appropriate government entities without me having to be involved. Once I figured out what information I needed from the state, setup was really easy. The website walked me through setup, and a real person reached out to make sure I had no questions and everything was set up correctly. Customer support has been responsive and proactive when problems come up. When I emailed with questions, I got a response pretty quickly and was able to resolve my issues. Review collected by and hosted on G2.com.

What do you dislike about OnPay?

I’d like a little more information about what OnPay does and doesn’t do when communicating with the state/federal government. It would also help to have state-specific information about which accounts I need and what the application process looks like. Review collected by and hosted on G2.com.

Todd L.
TL
Todd L.
Owner
Small-Business (50 or fewer emp.)
"Affordable for Small Businesses with Top-Notch Support and QBO Integration"
5/5
What do you like best about OnPay?

The cost for small businesses and the quality of support. The integration with QBO is also top-notch. I have used it personally for over 2 yrs and don't think the integration has ever failed. Review collected by and hosted on G2.com.

What do you dislike about OnPay?

I wish there was a set it and forget it feature for salaried employees. My understanding is that it will be rolled out in 2027 as they are in beta testing right now. Review collected by and hosted on G2.com.

MW
Michelle W.
Office Manager
Small-Business (50 or fewer emp.)
Originally submitted 5/18/2023
"Terrible communication and service"
5/5
What do you like best about OnPay?

OnPay is easy to use. Even if a mistake is made, you can re-do the payroll easily. It is also super affordable. Way less than competitors. Review collected by and hosted on G2.com.

What do you dislike about OnPay?

The only downside is that it is sometimes difficult to get customer service. If you click on chat, you could be waiting a while. I've also emailed customer service and that can take a while also. Review collected by and hosted on G2.com.

Brenda B.
BB
Brenda B.
Owner
Small-Business (50 or fewer emp.)
Originally submitted 6/2/2026
"Intuitive, Reliable Payroll with Great Support with Transparent Pricing"
5/5
What do you like best about OnPay?

One of OnPay's greatest strengths is its intuitive interface, which allows administrators to process payroll accurately and efficiently while minimizing administrative burden. The platform's automated tax calculations and filing services have helped ensure compliance with federal and state regulations, reducing the risk of errors and saving valuable staff time.

OnPay's customer support has been responsive, knowledgeable, and readily available whenever assistance has been needed. The platform integrates well with accounting and benefits administration functions, providing a streamlined approach to workforce management.

OnPay has consistently demonstrated excellent performance as the payroll management system. The platform is reliable, efficient, and easy to navigate, allowing payroll processing to be completed accurately and on time. The software experiences minimal downtime and operates smoothly across payroll, tax management, employee recordkeeping, and reporting functions. Automated calculations and compliance features have significantly reduced administrative burden while helping to ensure accuracy in payroll processing. The system's performance has enabled staff to devote more time to serving clients and supporting organizational goals rather than managing payroll-related tasks.

OnPay offers strong value for the services provided and has proven to be a cost-effective solution for Joi Counseling Center. Its pricing structure is transparent, predictable, and competitive within the payroll services industry. Unlike many payroll providers that charge additional fees for essential services, OnPay includes a comprehensive set of payroll, tax filing, human resources, and employee self-service features within its standard pricing model. This affordability allows the organization to access high-quality payroll and HR management tools without incurring excessive administrative costs. The combination of functionality, reliability, and reasonable pricing makes OnPay an excellent investment and a fiscally responsible choice for a growing organization. Review collected by and hosted on G2.com.

What do you dislike about OnPay?

The platform is designed to be user-friendly and straightforward, which can limit customization. Organizations with complex payroll structures, unique reporting needs, or specialized workflows may find fewer options for tailoring the system to their specific requirements. Review collected by and hosted on G2.com.

Response from Ron Kagan of OnPay

Thank you for your feedback on OnPay's performance and pricing structure. We understand the importance of transparent and predictable pricing, and we're glad to hear that our platform has proven to be a cost-effective solution for Joi Counseling Center.

Matthew S.
MS
Matthew S.
Owner
Small-Business (50 or fewer emp.)
Originally submitted 5/26/2022
"OnPay Review"
5/5
What do you like best about OnPay?

The best things about OnPay is simplicity and the ability to do payroll wherever I may be. Home, traveling, etc, you always have access to it. Review collected by and hosted on G2.com.

What do you dislike about OnPay?

There are not many changes that I would make. Maybe a little easier to do on the mobile side but I very rarely use it outside my laptop. Review collected by and hosted on G2.com.

MS
Martina S.
Office Manager
Small-Business (50 or fewer emp.)
"OnPay Makes Payroll Fast and Easy"
4.5/5
What do you like best about OnPay?

Onpay has saved our company so much time with payroll. Software is easy to use and even gives you options on the type of reports you need printed. I would highly recommend giving them a try. Review collected by and hosted on G2.com.

What do you dislike about OnPay?

I must admit I am not crazy about the current app for OnPay but the actual website is amazing. Review collected by and hosted on G2.com.

DD
David D.
Lead Pastor
Small-Business (50 or fewer emp.)
"Efficient, Simple, and Perfect for Nonprofits"
5/5
What do you like best about OnPay?

I find OnPay simple and easy to set up, which is crucial for our nonprofit since we don't have a lot of administrative staff. It's efficient to handle payroll without spending much time on it. I appreciate the flexibility to set up different types of employees, like a W2 or a 1099, effortlessly. The setup is very straightforward, making it an excellent tool for our needs. Additionally, OnPay helps with submitting tax documents to other states, which I find incredibly useful. Review collected by and hosted on G2.com.

What do you dislike about OnPay?

I would probably like to have the ability to automate the process because several of our employees are salaried and their payroll does not change. Review collected by and hosted on G2.com.

Questions about OnPay? Ask real users or explore answers from the community

Get practical answers, real workflows, and honest pros and cons from the G2 community or share your insights.

Verified User
G2
Verified User
•
Last activity 5 months ago

Is OnPay a good payroll fit for agricultural businesses? 

Verified User
G2
Verified User
•
Last activity 22 days ago

Does OnPay charge extra fees for anything like W-2s, 1099s, multistate payroll, off-cycle pay runs, etc?

2 Upvotes
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OnPay Comparisons
OnPay Features
Payroll Reporting
User, Role, and Access Management
Performance and Reliability
Web Portal
Mobile
Payroll Entry
Time Off Accrual
Direct Deposit
Tax Calculation
Tax Filing
Automatic Tax Payment