# Gusto vs OnPay Comparison
---
## AI Generated Summary
- **G2 reviewers report** that Gusto excels in user experience, with many praising its **intuitive interface** and easy navigation. Users appreciate how the tabs are easy to access, making it simple to manage payroll and employee information without feeling overwhelmed.
- **Users say** OnPay stands out for its **simplicity and accessibility** , allowing payroll management from anywhere. This flexibility is particularly beneficial for users who travel frequently or work remotely, as they can handle payroll tasks without being tied to a specific location.
- **According to verified reviews** , Gusto's implementation process is highly regarded, with many users noting that the **initial setup is straightforward**. This ease of setup is a significant advantage for small businesses looking to get started quickly without extensive administrative support.
- **Reviewers mention** that OnPay provides excellent customer service, which is a crucial factor for users with limited administrative staff. Many users highlight the **responsive support** they receive, making it easier to resolve issues and get assistance when needed.
- **G2 reviewers report** that Gusto's payroll features are robust, with users noting that payroll runs smoothly and direct deposits are consistently on time. The automatic handling of tax filings is another feature that users find particularly valuable, reducing the administrative burden.
- **Users say** that while OnPay is easy to use, it may not offer the same depth of features as Gusto, particularly in areas like **benefits administration**. Some users feel that Gusto provides a more comprehensive solution for managing employee benefits, which can be a deciding factor for businesses looking for a more integrated approach.



---
## Frequently Asked Questions

### What is the difference between Gusto vs OnPay?

OnPay stands out for higher reviewer satisfaction on support and setup, while Gusto is more widely reviewed and praised for ease of use.

| [Gusto](https://www.g2.com/products/gusto/reviews) | [OnPay](https://www.g2.com/products/onpay/reviews) |
| --- | --- |
| 4.6/5 (12,415 reviews) | 4.8/5 (415 reviews) |
| Small-Business | Small-Business |
| 9.3 | 9.4 |
| 9.0 | 9.5 |
| Ease of Use (5,185 all-time mentions) | Customer Support (56 all-time mentions) |



### How do the pricing models of Gusto and OnPay compare?

OnPay is rated higher for value, with reviewers consistently citing its transparent and affordable pricing.

- **Gusto:** Reviewers note Gusto's cost can get high per user, especially as employee count increases, but appreciate its effective built-in functions and integrations.
- **OnPay:** Reviewers highlight OnPay's straightforward, predictable pricing with fewer add-on charges, and describe it as more affordable than other options, especially for small businesses and nonprofits.
- **Switching-reason:** Several reviewers mention switching to OnPay for its lower, more transparent fees and to avoid hidden costs found in other payroll providers.



### What are the best alternatives to Gusto and OnPay?

The top three alternatives to Gusto and OnPay are Rippling, Paycor, and Paycom.

| Product | G2 Rating (reviews) | Largest Segment | Pricing Insight | Top Reviewer-Cited Strength |
| --- | --- | --- | --- | --- |
| [Gusto](https://www.g2.com/products/gusto/reviews) | 4.6/5 (12,415 reviews) | Small-Business | Cost can get high per user, but effective built-in functions | Ease of Use (5,185 all-time mentions) |
| [OnPay](https://www.g2.com/products/onpay/reviews) | 4.8/5 (415 reviews) | Small-Business | Transparent, affordable pricing, especially for small businesses | Customer Support (56 all-time mentions) |
| [Rippling](https://www.g2.com/products/rippling/reviews) | 4.8/5 (13,243 reviews) | Mid-Market | — | — |
| [Paycor](https://www.g2.com/products/paycor/reviews) | 4.0/5 (1,905 reviews) | Mid-Market | — | — |
| [Paycom](https://www.g2.com/products/paycom/reviews) | 4.5/5 (6,916 reviews) | Mid-Market | — | — |



### Which Payroll features should I prioritize when comparing Gusto and OnPay?

Buyers should prioritize Ease of Use, Quality of Support, Ease of Setup, Integrations, and Payroll Automation when comparing Gusto and OnPay.

- **Ease of Use:** Gusto scores 9.5 (5,185 all-time mentions); OnPay scores 9.6 (57 all-time mentions).
- **Quality of Support:** Gusto scores 9.0 (1,060 all-time mentions); OnPay scores 9.5 (56 all-time mentions).
- **Ease of Setup:** Gusto scores 9.3 (2,700 all-time mentions); OnPay scores 9.4 (25 all-time mentions).
- **Integrations:** Gusto is cited for integrations in 453 reviews, including Google Workspace; OnPay is noted for QuickBooks and benefits integrations in recent reviews.
- **Payroll Automation:** OnPay offers automatic tax payment, highlighted as a differentiator in recent reviews.



### What are the pros and cons of Gusto vs OnPay?

Gusto's headline strength is ease of use, while OnPay's is customer support and transparent pricing.

- **Gusto strengths:** Ease of Use (5,185 all-time mentions), Payroll Ease (2,722), Easy Setup (2,700), User Interface (2,209), Integrations (453), and Implementation Ease (1,127).
- **Gusto trade-offs:** Reviewers mention cost can get high per user and desire for more straightforward customization and reporting.
- **OnPay strengths:** Customer Support (56 all-time mentions), Ease of Use (57), Easy Onboarding (28), Affordable pricing (12), and Implementation Ease (17).
- **OnPay trade-offs:** Reviewers note limited customization for complex payroll needs and occasional reports of slow customer support (11 all-time mentions).



### Is Gusto or OnPay better for small businesses?

OnPay is the stronger fit for small businesses, with higher satisfaction scores and consistent small-business reviewer sentiment.

- **Gusto:** Largest segment is Small-Business; reviewers highlight ease of use and integrations, but mention cost concerns as employee count grows.
- **OnPay:** Largest segment is Small-Business; reviewers consistently cite affordability, straightforward setup, and responsive support as key benefits for small organizations.



### Which Payroll platform has better integrations?

Gusto is favored for integrations, with more reviewer-cited integrations and higher all-time mention counts.

- **Gusto:** Integrations are cited in 453 reviews, with Google Workspace specifically mentioned in recent reviews.
- **OnPay:** Reviewers mention QuickBooks and benefits integrations, but with fewer all-time mentions and less frequency than Gusto.



### How do Gusto and OnPay compare on customer support?

OnPay leads on Quality of Support with a 0.5-point advantage over Gusto (9.5 vs 9.0).

- **Gusto:** Reviewers describe support as helpful and timely, but some mention challenges with email and chat support, and a desire for more proactive outreach.
- **OnPay:** Reviewers consistently praise responsive, knowledgeable, and friendly support, with many citing onboarding specialists and immediate assistance as differentiators.



### Which is easier to implement, Gusto or OnPay?

OnPay and Gusto are at parity on Ease of Setup, with OnPay scoring 9.4 and Gusto 9.3.

- **Gusto:** Reviewers highlight easy and clear setup instructions, with many citing fast onboarding and minimal effort required.
- **OnPay:** Reviewers consistently describe setup as straightforward, with onboarding specialists providing hands-on support and clear guidance, especially for first-time payroll users.



### Which product has better Onboarding?

Onboarding is a top-cited strength for both Gusto and OnPay, with OnPay having a slight edge in recent reviewer sentiment.

- **Gusto:** Onboarding is frequently praised in reviews, with 2,700 all-time mentions for Easy Setup and 1,127 for Implementation Ease.
- **OnPay:** Easy Onboarding is cited in 28 reviews, Onboarding in 27, and Implementation Ease in 17, with reviewers highlighting onboarding specialists and clear instructions.



| | Gusto | OnPay | 
|---|---|---|
| **Star Rating** | 4.6 out of 5 | 4.8 out of 5 | 
| **Total Reviews** | 12,860 | 417 | 
| **Largest Market Segment** | Small-Business (83.9% of reviews) | Small-Business (97.5% of reviews) | 
| **Entry Level Price** | Starting at $49.00 Per Month | Starting at $49.00 | 

---
## Top Pros & Cons

### Gusto

Pros:
- Ease of Use (5642 reviews)
- Payroll Ease (2984 reviews)

Cons:
- Missing Features (614 reviews)
- Poor Customer Support (601 reviews)

### OnPay

Pros:
- Ease of Use (57 reviews)
- Customer Support (56 reviews)

Cons:
- Poor Customer Support (11 reviews)
- Missing Features (10 reviews)

---
## Ratings Comparison
| Rating | Gusto | OnPay | 
|---|---|---|
  | **Meets Requirements** | 9.3 (9239 reviews) | 9.7 (337 reviews) | 
  | **Ease of Use** | 9.4 (9506 reviews) | 9.6 (343 reviews) | 
  | **Ease of Setup** | 9.3 (7975 reviews) | 9.4 (278 reviews) | 
  | **Ease of Admin** | 9.3 (2724 reviews) | 9.6 (242 reviews) | 
  | **Quality of Support** | 9.0 (7656 reviews) | 9.5 (332 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.2 (2711 reviews) | 9.7 (243 reviews) | 
  | **Product Direction (% positive)** | 9.1 (8925 reviews) | 9.3 (323 reviews) | 

---
## Pricing

### Gusto

#### Entry-Level Pricing

Plan: Simple Plan

Price: Starting at $49.00 Per Month

Description: For small businesses or s-corps needing basic payroll.

Key Features:
- Full-service single-state payroll including W-2s and 1099s
- Basic support
-  Employee profiles and self-service

[Browse all 3 editions](https://www.g2.com/products/gusto/pricing)

#### Free Trial

Yes

### OnPay

#### Entry-Level Pricing

Plan: Simple, Transparent Pricing

Price: Starting at $49.00

Description: Our monthly, transparent pricing starts at just $49 plus $6 per person each month — the best value among premium payroll providers. No hidden fees. Price includes:

Key Features:
- Unlimited monthly pay runs
- Tax filings and payments  (including W-2s)
- A full set of HR tools

[Learn more about OnPay](https://www.g2.com/products/onpay/reviews)

#### Free Trial

Yes

---
## Features Comparison By Category

### Core HR

| Product | Score | Reviews |
|---|---|---|
| **Gusto** | 8.8/10 | 2954 |
| **OnPay** | 8.6/10 | 97 |

#### Core HR

| Feature | Gusto | OnPay | 
|---|---|---|
| **Organization Management** | 8.9 (926 reviews) | 8.9 (22 reviews) | 
| **Time, Attendance, and PTO** | 9.1 (1013 reviews) | 8.6 (19 reviews) | 
| **Expense Management** | 8.1 (818 reviews) | 7.3 (14 reviews) | 
| **Salary Structures** | 8.6 (865 reviews) | 9.1 (20 reviews) | 
| **Compliance** | 8.8 (893 reviews) | 9.4 (20 reviews) | 
| **Benefits Administration** | 8.8 (909 reviews) | 9.2 (14 reviews) | 
| **Goal Management** | Not enough data | Not enough data | 
| **Benefits Management** | Not enough data | Not enough data | 
| **Employee Management** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **HR Management** | Not enough data | Not enough data | 
| **Recruitment Management** | Not enough data | Not enough data | 
| **Payroll Management** | 9.6 (12 reviews) | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Document Management** | 10.0 (8 reviews) | Not enough data | 
| **Calendar Management** | Not enough data | Not enough data | 
| **Performance Management** | Not enough data | Not enough data | 
| **Time Off Management** | 10.0 (6 reviews) | Not enough data | 
| **Compensation Management** | Not enough data | Not enough data | 
| **Training Management** | Not enough data | Not enough data | 
| **Timesheet Management** | Not enough data | Not enough data | 
| **Talent Management** | Not enough data | Not enough data | 
| **Commission Management** | Not enough data | Not enough data | 

#### Generative AI

| Feature | Gusto | OnPay | 
|---|---|---|
| **AI Text Summarization** | 7.2 (474 reviews) | 6.3 (5 reviews) | 
| **Generative AI** | Not enough data | Not enough data | 

#### Additional Functionality

| Feature | Gusto | OnPay | 
|---|---|---|
| **Reminders** | Not enough data | Not enough data | 
| **Applicant Tracking** | Not enough data | Not enough data | 
| **Time & Attendance** | Not enough data | Not enough data | 
| **Predictive Analytics** | Not enough data | Not enough data | 
| **Learning & Development** | Not enough data | Not enough data | 
| **Employee Database** | Not enough data | Not enough data | 
| **Employee Engagement** | Not enough data | Not enough data | 
| **Self Service Portal** | Not enough data | Not enough data | 
| **Sick Leave Tracking** | Not enough data | Not enough data | 
| **Customizable Branding** | Not enough data | Not enough data | 
| **Mobile App** | Not enough data | Not enough data | 
| **Access Controls/Permissions** | Not enough data | Not enough data | 
| **Onboarding** | Not enough data | Not enough data | 
| **Customizable Reports** | Not enough data | Not enough data | 
| **360 Degree Feedback** | Not enough data | Not enough data | 
| **Customizable Templates** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Reporting/Analytics** | Not enough data | Not enough data | 
| **Succession Planning** | Not enough data | Not enough data | 
| **Data Import/Export** | Not enough data | Not enough data | 
| **Approval Process Control** | Not enough data | Not enough data | 
| **Surveys & Feedback** | Not enough data | Not enough data | 
| **Offboarding** | Not enough data | Not enough data | 
| **Employee Profiles** | Not enough data | Not enough data | 
| **For Cloud** | Not enough data | Not enough data | 
| **Employee Training** | Not enough data | Not enough data | 
| **Time Off Requests** | Not enough data | Not enough data | 

#### Platform

| Feature | Gusto | OnPay | 
|---|---|---|
| **Customization ** | 8.2 (2315 reviews) | 8.9 (66 reviews) | 
| **Integration APIs** | 8.0 (2141 reviews) | 8.9 (49 reviews) | 
| **User, Role, and Access Management** | 8.9 (2365 reviews) | 9.5 (70 reviews) | 
| **Activity Dashboard** | 9.1 (2318 reviews) | 9.7 (83 reviews) | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Mobile Access** | 9.6 (18 reviews) | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Training Management** | Not enough data | Not enough data | 
| **Goal Management** | Not enough data | Not enough data | 
| **Feedback Management** | Not enough data | Not enough data | 
| **Action Management** | Not enough data | Not enough data | 
| **Mobile Access** | 9.6 (16 reviews) | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Benefits Dashboard** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Feedback Management** | Not enough data | Not enough data | 
| **Performance Management** | Not enough data | Not enough data | 
| **Recruitment Management** | Not enough data | Not enough data | 
| **Compliance Management** | 10.0 (5 reviews) | Not enough data | 
| **Training Management** | Not enough data | Not enough data | 
| **Calendar Management** | Not enough data | Not enough data | 
| **Employee Management** | Not enough data | Not enough data | 
| **Orientation Workflow Management** | Not enough data | Not enough data | 
| **Task Management** | Not enough data | Not enough data | 
| **HR Management** | Not enough data | Not enough data | 
| **Help Desk Management** | Not enough data | Not enough data | 
| **Mobile Access** | 9.6 (16 reviews) | Not enough data | 
| **Payroll Management** | 9.8 (9 reviews) | Not enough data | 
| **Document Management** | 9.3 (7 reviews) | Not enough data | 
| **Job Description Management** | Not enough data | Not enough data | 
| **Social Media Integration** | Not enough data | Not enough data | 
| **Mobile Access** | 9.6 (16 reviews) | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 
| **Assessment Management** | Not enough data | Not enough data | 
| **Social Media Integration** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Mobile Access** | 9.7 (15 reviews) | Not enough data | 
| **Third-Party Integration** | Not enough data | Not enough data | 
| **Initiative Management** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Community Management** | Not enough data | Not enough data | 
| **Employee Referral Management** | Not enough data | Not enough data | 
| **Candidate Management** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Communication Management** | Not enough data | Not enough data | 
| **Advertising Management** | Not enough data | Not enough data | 
| **Application Management** | Not enough data | Not enough data | 
| **Email Management** | Not enough data | Not enough data | 
| **Job Management** | Not enough data | Not enough data | 
| **Discount Management** | Not enough data | Not enough data | 
| **Pipeline Management** | Not enough data | Not enough data | 
| **File Management** | Not enough data | Not enough data | 
| **Job Management** | Not enough data | Not enough data | 
| **Data Storage Management** | Not enough data | Not enough data | 
| **Compensation Management** | Not enough data | Not enough data | 
| **Employee Management** | Not enough data | Not enough data | 
| **Job Application Management** | Not enough data | Not enough data | 
| **HR Management** | Not enough data | Not enough data | 
| **Competency Management** | Not enough data | Not enough data | 
| **Performance Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Job Description Management** | Not enough data | Not enough data | 
| **Evaluation Management** | Not enough data | Not enough data | 
| **User Management** | Not enough data | Not enough data | 
| **Role-Based Permissions** | Not enough data | Not enough data | 
| **Third-Party Integrations** | 7.5 (10 reviews) | Not enough data | 

### Payroll

| Product | Score | Reviews |
|---|---|---|
| **Gusto** | 9.0/10 | 8340 |
| **OnPay** | 9.2/10 | 294 |

#### Employee Self Service

| Feature | Gusto | OnPay | 
|---|---|---|
| **Web Portal** | 9.5 (5961 reviews) ✓ Verified | 9.6 (263 reviews) ✓ Verified | 
| **Benefits Manager** | 8.9 (5015 reviews) ✓ Verified | 8.8 (155 reviews) | 
| **Mobile** | 9.0 (5095 reviews) ✓ Verified | 8.7 (176 reviews) ✓ Verified | 
| **Self Service Portal** | 9.9 (66 reviews) | Not enough data | 

#### Administration

| Feature | Gusto | OnPay | 
|---|---|---|
| **Payroll Entry** | 9.4 (5663 reviews) ✓ Verified | 9.7 (279 reviews) ✓ Verified | 
| **Time Off Accrual** | 9.1 (5014 reviews) ✓ Verified | 8.9 (176 reviews) ✓ Verified | 
| **Direct Deposit** | 9.6 (5456 reviews) ✓ Verified | 9.7 (259 reviews) ✓ Verified | 
| **Expense Reimbursement** | 8.9 (4581 reviews) ✓ Verified | 8.8 (161 reviews) ✓ Verified | 
| **Pre-tax Deductions** | 9.2 (4769 reviews) ✓ Verified | 9.5 (207 reviews) ✓ Verified | 
| **Wage Garnishment** | 8.8 (4188 reviews) ✓ Verified | 8.8 (138 reviews) ✓ Verified | 
| **Approvals** | 9.1 (4423 reviews) ✓ Verified | 9.2 (168 reviews) ✓ Verified | 
| **Check/W-2 Printing** | 9.2 (4603 reviews) ✓ Verified | 9.6 (199 reviews) ✓ Verified | 
| **Check/W-2 Delivery** | 9.2 (4578 reviews) ✓ Verified | 9.5 (184 reviews) ✓ Verified | 
| **Split Deposits** | 9.8 (20 reviews) | Not enough data | 

#### Taxes

| Feature | Gusto | OnPay | 
|---|---|---|
| **Tax Calculation** | 9.3 (5329 reviews) ✓ Verified | 9.7 (269 reviews) ✓ Verified | 
| **Tax Filing** | 9.2 (5093 reviews) ✓ Verified | 9.6 (254 reviews) ✓ Verified | 
| **Automatic Tax Payment** | Feature Not Available | 9.7 (251 reviews) ✓ Verified | 

#### Integration

| Feature | Gusto | OnPay | 
|---|---|---|
| **API / Integration** | 8.6 (4353 reviews) ✓ Verified | 8.5 (132 reviews) ✓ Verified | 
| **Time Tracking Integration** | 8.8 (4192 reviews) ✓ Verified | 7.8 (111 reviews) ✓ Verified | 
| **Accounting Integration** | 8.8 (4261 reviews) ✓ Verified | 8.6 (149 reviews) ✓ Verified | 
| **Core HR Integration** | 8.6 (3913 reviews) ✓ Verified | 8.0 (117 reviews) ✓ Verified | 
| **API** | 7.1 (8 reviews) | Not enough data | 
| **401(k) Tracking** | 9.5 (10 reviews) | Not enough data | 
| **Expense Tracking** | 10.0 (9 reviews) | Not enough data | 
| **Vacation/Leave Tracking** | 9.6 (27 reviews) | Not enough data | 
| **Third-Party Integrations** | 8.4 (34 reviews) | Not enough data | 
| **Third-Party Integration** | 7.8 (24 reviews) | Not enough data | 

#### Platform

| Feature | Gusto | OnPay | 
|---|---|---|
| **Payroll Reporting** | 9.0 (4798 reviews) ✓ Verified | 9.4 (249 reviews) ✓ Verified | 
| **User, Role, and Access Management** | 9.2 (4662 reviews) ✓ Verified | 9.5 (237 reviews) ✓ Verified | 
| **Performance and Reliability** | 9.2 (5730 reviews) ✓ Verified | 9.8 (253 reviews) ✓ Verified | 
| **Scalability** | 9.2 (4628 reviews) ✓ Verified | 9.6 (229 reviews) ✓ Verified | 
| **Payroll Reporting** | 8.4 (20 reviews) | Not enough data | 
| **Activity Dashboard** | 8.8 (16 reviews) | Not enough data | 
| **Compensation Management** | 7.9 (7 reviews) | Not enough data | 
| **Timesheet Management** | 9.3 (89 reviews) | Not enough data | 
| **Performance Management** | 6.9 (7 reviews) | Not enough data | 
| **Benefits Management** | 9.6 (23 reviews) | Not enough data | 
| **Document Management** | 9.4 (33 reviews) | Not enough data | 
| **Payroll Management** | 9.7 (82 reviews) | Not enough data | 
| **Compliance Management** | 10.0 (17 reviews) | Not enough data | 
| **Cash Flow Management** | 8.6 (7 reviews) | Not enough data | 
| **Team Management** | Not enough data | Not enough data | 
| **Policy Management** | 9.0 (5 reviews) | Not enough data | 
| **Calendar Management** | 7.7 (14 reviews) | Not enough data | 
| **Mobile Access** | 8.8 (59 reviews) | Not enough data | 
| **Attendance Management** | Not enough data | Not enough data | 
| **Deduction Management** | 10.0 (5 reviews) | Not enough data | 
| **Employee Management** | 10.0 (5 reviews) | Not enough data | 
| **Reimbursement Management** | 10.0 (10 reviews) | Not enough data | 
| **Audit Management** | Not enough data | Not enough data | 
| **Receipt Management** | 9.5 (7 reviews) | Not enough data | 
| **Time Off Management** | 9.3 (47 reviews) | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Expense Management** | 10.0 (11 reviews) | Not enough data | 

#### Additional Functionality

| Feature | Gusto | OnPay | 
|---|---|---|
| **Reminders** | 9.1 (24 reviews) | Not enough data | 
| **Employee Profiles** | 8.8 (8 reviews) | Not enough data | 
| **Generative AI** | Not enough data | Not enough data | 
| **Alerts/Notifications** | 8.6 (27 reviews) | Not enough data | 
| **W-2 Preparation** | 9.4 (11 reviews) | Not enough data | 
| **Multi-Country** | Not enough data | Not enough data | 
| **Employee Database** | Not enough data | Not enough data | 
| **Reporting & Statistics** | Not enough data | Not enough data | 
| **Employee Self Service** | 10.0 (34 reviews) | Not enough data | 
| **AI Copilot** | 8.3 (5 reviews) | Not enough data | 
| **Data Import/Export** | Not enough data | Not enough data | 
| **Multi-State** | 10.0 (7 reviews) | Not enough data | 
| **Approval Process Control** | Not enough data | Not enough data | 
| **Tax Compliance** | 8.7 (22 reviews) | Not enough data | 
| **Access Controls/Permissions** | Not enough data | Not enough data | 
| **Time Tracking** | 9.2 (89 reviews) | Not enough data | 
| **Customizable Reports** | 6.0 (7 reviews) | Not enough data | 
| **Web-based Deployment** | 8.7 (9 reviews) | Not enough data | 
| **Payroll Outsourcing** | Not enough data | Not enough data | 
| **Expense Claims** | Not enough data | Not enough data | 
| **Multi-Currency** | Not enough data | Not enough data | 
| **Corporate/Business** | Not enough data | Not enough data | 
| **Chatbot** | 6.5 (8 reviews) | Not enough data | 
| **1099 Preparation** | 10.0 (7 reviews) | Not enough data | 
| **Auto Update** | 10.0 (5 reviews) | Not enough data | 
| **Time & Attendance** | 8.3 (6 reviews) | Not enough data | 
| **AI/Machine Learning** | 6.3 (9 reviews) | Not enough data | 
| **Employee Onboarding** | 9.8 (10 reviews) | Not enough data | 
| **Batch Processing** | Not enough data | Not enough data | 
| **Accounting** | Not enough data | Not enough data | 
| **For Accountants** | Not enough data | Not enough data | 
| **For CPA Firms** | Not enough data | Not enough data | 
| **Multi-Location** | Not enough data | Not enough data | 
| **Reporting/Analytics** | 7.0 (5 reviews) | Not enough data | 
| **For Small Businesses** | 9.5 (10 reviews) | Not enough data | 
| **Workflow Automation** | Not enough data | Not enough data | 

### Benefits Administration

| Product | Score | Reviews |
|---|---|---|
| **Gusto** | 8.6/10 | 2901 |
| **OnPay** | 8.7/10 | 99 |

#### Benefits Administration Platform Features

| Feature | Gusto | OnPay | 
|---|---|---|
| **Benefits Record Management** | 9.0 (1368 reviews) | 8.9 (25 reviews) | 
| **Enrollment Planning** | 8.9 (1319 reviews) | 8.9 (21 reviews) | 
| **Third-Party Carrier Integration** | 8.4 (1223 reviews) | 8.5 (14 reviews) | 
| **Document Management** | 9.0 (1350 reviews) | 9.3 (25 reviews) | 
| **Total Compensation Statements** | 9.1 (1313 reviews) | 9.3 (28 reviews) | 
| **Self-Service Portal** | 9.2 (1362 reviews) | 9.1 (31 reviews) | 
| **Regulatory Compliance** | 9.0 (1280 reviews) | 9.4 (24 reviews) | 
| **Mobile Benefits Access** | 8.8 (1257 reviews) | 9.1 (20 reviews) | 
| **Timesheet Management** | Not enough data | Not enough data | 
| **Payroll Management** | Not enough data | Not enough data | 
| **Performance Management** | Not enough data | Not enough data | 
| **Recruitment Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Deduction Management** | Not enough data | Not enough data | 
| **Training Management** | Not enough data | Not enough data | 
| **Employee Management** | Not enough data | Not enough data | 
| **Compensation Management** | Not enough data | Not enough data | 
| **HR Management** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Attendance Management** | Not enough data | Not enough data | 
| **Retirement Plan Management** | Not enough data | Not enough data | 
| **Provider Management** | Not enough data | Not enough data | 
| **Online Benefits Enrollment** | Not enough data | Not enough data | 
| **Employee Portal** | Not enough data | Not enough data | 

#### Benefits Administration Platform Features

| Feature | Gusto | OnPay | 
|---|---|---|
| **Benefits Record Management** | 9.0 (1368 reviews) | 8.9 (25 reviews) | 
| **Enrollment Planning** | 8.9 (1319 reviews) | 8.9 (21 reviews) | 
| **Third-Party Carrier Integration** | 8.4 (1223 reviews) | 8.5 (14 reviews) | 
| **Document Management** | 9.0 (1350 reviews) | 9.3 (25 reviews) | 
| **Total Compensation Statements** | 9.1 (1313 reviews) | 9.3 (28 reviews) | 
| **Self-Service Portal** | 9.2 (1362 reviews) | 9.1 (31 reviews) | 
| **Regulatory Compliance** | 9.0 (1280 reviews) | 9.4 (24 reviews) | 
| **Benefits Dashboards** | 9.1 (933 reviews) | 9.0 (19 reviews) | 
| **Mobile Benefits Access** | 8.8 (1257 reviews) | 9.1 (20 reviews) | 
| **Integrations / APIs** | 8.5 (1061 reviews) | 8.5 (19 reviews) | 
| **Internationalization** | 8.3 (977 reviews) | 7.8 (9 reviews) | 
| **Mobility** | 8.9 (1044 reviews) | 9.3 (10 reviews) | 

#### Generative AI

| Feature | Gusto | OnPay | 
|---|---|---|
| **AI Text Generation** | 7.2 (840 reviews) | 6.3 (8 reviews) | 
| **AI Text Summarization** | 7.2 (837 reviews) | 6.3 (8 reviews) | 
| **AI Image-to-Text** | 7.1 (832 reviews) | 6.3 (8 reviews) | 
| **Generative AI** | Not enough data | Not enough data | 

#### Additional Functionality

| Feature | Gusto | OnPay | 
|---|---|---|
| **ACA Reporting** | Not enough data | Not enough data | 
| **Real-Time Reporting** | Not enough data | Not enough data | 
| **Vacation/Leave Tracking** | Not enough data | Not enough data | 
| **HIPAA Compliant** | Not enough data | Not enough data | 
| **Reminders** | Not enough data | Not enough data | 
| **Leave Tracking** | Not enough data | Not enough data | 
| **COBRA Administration** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Data Import/Export** | Not enough data | Not enough data | 
| **Reporting & Statistics** | Not enough data | Not enough data | 
| **Employee Database** | Not enough data | Not enough data | 
| **Time Off Requests** | Not enough data | Not enough data | 
| **Employee Benefits Administration** | Not enough data | Not enough data | 
| **Configurable Workflow** | Not enough data | Not enough data | 
| **Sick Leave Tracking** | Not enough data | Not enough data | 
| **Life Insurance Administration** | Not enough data | Not enough data | 
| **Health Insurance Administration** | Not enough data | Not enough data | 
| **Benefits Administration Outsourcing** | Not enough data | Not enough data | 
| **Disability Insurance Administration** | Not enough data | Not enough data | 
| **Attendance Tracking** | Not enough data | Not enough data | 
| **Applicant Tracking** | Not enough data | Not enough data | 
| **Customizable Reports** | Not enough data | Not enough data | 
| **FMLA Administration** | Not enough data | Not enough data | 
| **Document Storage** | Not enough data | Not enough data | 
| **Employee Onboarding** | Not enough data | Not enough data | 
| **HSA/FSA Administration** | Not enough data | Not enough data | 
| **Reporting/Analytics** | Not enough data | Not enough data | 

#### Platform

| Feature | Gusto | OnPay | 
|---|---|---|
| **Customization ** | 8.2 (2315 reviews) | 8.9 (66 reviews) | 
| **Integration APIs** | 8.0 (2141 reviews) | 8.9 (49 reviews) | 
| **User, Role, and Access Management** | 8.9 (2365 reviews) | 9.5 (70 reviews) | 
| **Activity Dashboard** | 9.1 (2318 reviews) | 9.7 (83 reviews) | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Mobile Access** | 9.6 (18 reviews) | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Training Management** | Not enough data | Not enough data | 
| **Goal Management** | Not enough data | Not enough data | 
| **Feedback Management** | Not enough data | Not enough data | 
| **Action Management** | Not enough data | Not enough data | 
| **Mobile Access** | 9.6 (16 reviews) | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Benefits Dashboard** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Feedback Management** | Not enough data | Not enough data | 
| **Performance Management** | Not enough data | Not enough data | 
| **Recruitment Management** | Not enough data | Not enough data | 
| **Compliance Management** | 10.0 (5 reviews) | Not enough data | 
| **Training Management** | Not enough data | Not enough data | 
| **Calendar Management** | Not enough data | Not enough data | 
| **Employee Management** | Not enough data | Not enough data | 
| **Orientation Workflow Management** | Not enough data | Not enough data | 
| **Task Management** | Not enough data | Not enough data | 
| **HR Management** | Not enough data | Not enough data | 
| **Help Desk Management** | Not enough data | Not enough data | 
| **Mobile Access** | 9.6 (16 reviews) | Not enough data | 
| **Payroll Management** | 9.8 (9 reviews) | Not enough data | 
| **Document Management** | 9.3 (7 reviews) | Not enough data | 
| **Job Description Management** | Not enough data | Not enough data | 
| **Social Media Integration** | Not enough data | Not enough data | 
| **Mobile Access** | 9.6 (16 reviews) | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 
| **Assessment Management** | Not enough data | Not enough data | 
| **Social Media Integration** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Mobile Access** | 9.7 (15 reviews) | Not enough data | 
| **Third-Party Integration** | Not enough data | Not enough data | 
| **Initiative Management** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Community Management** | Not enough data | Not enough data | 
| **Employee Referral Management** | Not enough data | Not enough data | 
| **Candidate Management** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Communication Management** | Not enough data | Not enough data | 
| **Advertising Management** | Not enough data | Not enough data | 
| **Application Management** | Not enough data | Not enough data | 
| **Email Management** | Not enough data | Not enough data | 
| **Job Management** | Not enough data | Not enough data | 
| **Discount Management** | Not enough data | Not enough data | 
| **Pipeline Management** | Not enough data | Not enough data | 
| **File Management** | Not enough data | Not enough data | 
| **Job Management** | Not enough data | Not enough data | 
| **Data Storage Management** | Not enough data | Not enough data | 
| **Compensation Management** | Not enough data | Not enough data | 
| **Employee Management** | Not enough data | Not enough data | 
| **Job Application Management** | Not enough data | Not enough data | 
| **HR Management** | Not enough data | Not enough data | 
| **Competency Management** | Not enough data | Not enough data | 
| **Performance Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Job Description Management** | Not enough data | Not enough data | 
| **Evaluation Management** | Not enough data | Not enough data | 
| **User Management** | Not enough data | Not enough data | 
| **Role-Based Permissions** | Not enough data | Not enough data | 
| **Third-Party Integrations** | 7.5 (10 reviews) | Not enough data | 

### Time & Attendance

| Product | Score | Reviews |
|---|---|---|
| **Gusto** | 9.0/10 | 487 |
| **OnPay** | N/A | N/A |

#### Automation

| Feature | Gusto | OnPay | 
|---|---|---|
| **Process Automation** | 9.2 (83 reviews) | Not enough data | 

#### Logistics

| Feature | Gusto | OnPay | 
|---|---|---|
| **Dashboards & Reporting** | 8.7 (32 reviews) | Not enough data | 
| **Data Collection** | 9.1 (106 reviews) | Not enough data | 
| **Lanuguage Options** | 9.1 (11 reviews) | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Real-Time Data** | Not enough data | Not enough data | 
| **Real-Time Reporting** | Not enough data | Not enough data | 
| **Payroll Reporting** | Not enough data | Not enough data | 

#### Management

| Feature | Gusto | OnPay | 
|---|---|---|
| **Schedule Creation Tools** | 8.0 (47 reviews) | Not enough data | 
| **Schedule Management** | 8.6 (84 reviews) | Not enough data | 
| **Employee Leave Management** | 9.3 (36 reviews) | Not enough data | 
| **User Access** | 8.9 (17 reviews) | Not enough data | 
| **User Role Access** | 9.2 (34 reviews) | Not enough data | 
| **Employee Information** | 9.9 (55 reviews) | Not enough data | 
| **Employee Information Automation** | 8.1 (8 reviews) | Not enough data | 
| **Calendar Management** | 9.2 (6 reviews) | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Timesheet Management** | 8.5 (28 reviews) | Not enough data | 
| **Payroll Management** | Not enough data | Not enough data | 
| **HR Management** | Not enough data | Not enough data | 
| **Time Off Management** | 9.0 (26 reviews) | Not enough data | 
| **Task Management** | Not enough data | Not enough data | 
| **Document Management** | 10.0 (5 reviews) | Not enough data | 
| **Mobile Access** | 9.1 (29 reviews) | Not enough data | 

#### Monitoring

| Feature | Gusto | OnPay | 
|---|---|---|
| **Regulations Enforcement** | 10.0 (14 reviews) | Not enough data | 
| **Compliance Monitoring** | 10.0 (14 reviews) | Not enough data | 
| **Integration** | 9.7 (26 reviews) | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 

#### Additional Functionality

| Feature | Gusto | OnPay | 
|---|---|---|
| **Reminders** | 9.2 (11 reviews) | Not enough data | 
| **Mobile App** | 8.9 (35 reviews) | Not enough data | 
| **Status Tracking** | Not enough data | Not enough data | 
| **Sick Leave Tracking** | Not enough data | Not enough data | 
| **Overtime Calculation** | Not enough data | Not enough data | 
| **Reporting/Analytics** | Not enough data | Not enough data | 
| **Time Tracking** | 9.1 (81 reviews) | Not enough data | 
| **API** | Not enough data | Not enough data | 
| **Employee Scheduling** | 7.9 (7 reviews) | Not enough data | 
| **Employee Database** | Not enough data | Not enough data | 
| **Role-Based Permissions** | Not enough data | Not enough data | 
| **FMLA Administration** | Not enough data | Not enough data | 
| **Self Service Portal** | 10.0 (9 reviews) | Not enough data | 
| **Data Import/Export** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Generative AI** | Not enough data | Not enough data | 
| **Approval Process Control** | 7.0 (5 reviews) | Not enough data | 
| **Search/Filter** | Not enough data | Not enough data | 
| **Attendance Tracking** | Not enough data | Not enough data | 
| **Vacation/Leave Tracking** | 9.2 (21 reviews) | Not enough data | 
| **Biometric Recognition** | Not enough data | Not enough data | 
| **Clock In/Out** | 8.3 (48 reviews) | Not enough data | 
| **Alerts/Notifications** | 7.7 (10 reviews) | Not enough data | 
| **Customizable Reports** | Not enough data | Not enough data | 
| **Project Time Tracking** | Not enough data | Not enough data | 
| **Audit Trail** | Not enough data | Not enough data | 
| **Leave Tracking** | Not enough data | Not enough data | 
| **Multi-Location** | Not enough data | Not enough data | 
| **Access Controls/Permissions** | Not enough data | Not enough data | 
| **Time & Expense Tracking** | Not enough data | Not enough data | 
| **Real-Time Notifications** | Not enough data | Not enough data | 
| **Lockout Periods** | Not enough data | Not enough data | 
| **Electronic Signature** | Not enough data | Not enough data | 
| **Automated Scheduling** | Not enough data | Not enough data | 
| **Geofencing** | Not enough data | Not enough data | 
| **Labor Forecasting** | Not enough data | Not enough data | 
| **Employee Portal** | 10.0 (5 reviews) | Not enough data | 
| **Employee Time Tracking** | 9.4 (8 reviews) | Not enough data | 
| **Punch card** | Not enough data | Not enough data | 
| **Automatic Time Capture** | Not enough data | Not enough data | 

### Contractor Management

| Product | Score | Reviews |
|---|---|---|
| **Gusto** | 8.6/10 | 203 |
| **OnPay** | N/A | N/A |

#### Platform Basics

| Feature | Gusto | OnPay | 
|---|---|---|
| **Interoperability** | 8.5 (185 reviews) | Not enough data | 
| **Performance** | 9.2 (195 reviews) | Not enough data | 
| **Portal** | 8.9 (185 reviews) | Not enough data | 

#### Platform Performance

| Feature | Gusto | OnPay | 
|---|---|---|
| **Reporting** | 8.8 (192 reviews) | Not enough data | 
| **Application Monitoring** | 8.5 (179 reviews) | Not enough data | 

#### Platform Functionality

| Feature | Gusto | OnPay | 
|---|---|---|
| **Document management** | 9.1 (188 reviews) | Not enough data | 
| **Requalification** | 8.5 (181 reviews) | Not enough data | 
| **Compliance** | 8.8 (179 reviews) | Not enough data | 
| **Bid Management** | Not enough data | Not enough data | 
| **Calendar Management** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Work Order Management** | Not enough data | Not enough data | 
| **Supplier Management** | Not enough data | Not enough data | 
| **Inventory Management** | Not enough data | Not enough data | 
| **Task Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Contractor Management** | Not enough data | Not enough data | 
| **Proposal Management** | Not enough data | Not enough data | 
| **Safety Management** | Not enough data | Not enough data | 
| **Communication Management** | Not enough data | Not enough data | 
| **Contract/License Management** | Not enough data | Not enough data | 
| **Job Management** | Not enough data | Not enough data | 
| **Timesheet Management** | Not enough data | Not enough data | 
| **Lead Management** | Not enough data | Not enough data | 
| **Template Management** | Not enough data | Not enough data | 
| **Procurement Management** | Not enough data | Not enough data | 
| **Subcontractor Management** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Purchase Order Management** | Not enough data | Not enough data | 

#### Platform Additional Functionality

| Feature | Gusto | OnPay | 
|---|---|---|
| **Onboarding** | 8.9 (184 reviews) | Not enough data | 
| **Pre-qualifiation** | 8.4 (175 reviews) | Not enough data | 
| **Onsite Monitoring** | 8.1 (172 reviews) | Not enough data | 
| **Subcontractor Monitoring** | Not enough data | Not enough data | 

#### Generative AI

| Feature | Gusto | OnPay | 
|---|---|---|
| **AI Text Summarization** | 7.3 (158 reviews) | Not enough data | 
| **Generative AI** | Not enough data | Not enough data | 

#### Additional Functionality

| Feature | Gusto | OnPay | 
|---|---|---|
| **Estimating** | Not enough data | Not enough data | 
| **Budgeting/Forecasting** | Not enough data | Not enough data | 
| **Team Collaboration** | Not enough data | Not enough data | 
| **Scheduling** | Not enough data | Not enough data | 
| **Accounting** | Not enough data | Not enough data | 
| **CRM** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Real-Time Updates** | Not enough data | Not enough data | 
| **Electronic Signature** | Not enough data | Not enough data | 
| **Real-Time Notifications** | Not enough data | Not enough data | 
| **Task Scheduling** | Not enough data | Not enough data | 
| **Multiple Projects** | Not enough data | Not enough data | 
| **Contractor Database** | Not enough data | Not enough data | 
| **Qualification Tracking** | Not enough data | Not enough data | 
| **Project Tracking** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 
| **Mobile App** | Not enough data | Not enough data | 
| **Reporting & Statistics** | Not enough data | Not enough data | 
| **Billing & Invoicing** | Not enough data | Not enough data | 
| **Job Costing** | Not enough data | Not enough data | 
| **Time & Expense Tracking** | Not enough data | Not enough data | 
| **Equipment Tracking** | Not enough data | Not enough data | 
| **Approval Process Control** | Not enough data | Not enough data | 
| **Customizable Forms** | Not enough data | Not enough data | 
| **Time Tracking** | Not enough data | Not enough data | 
| **Customizable Reports** | Not enough data | Not enough data | 
| **Project Time Tracking** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Reporting/Analytics** | Not enough data | Not enough data | 
| **API** | Not enough data | Not enough data | 
| **Cost Estimating** | Not enough data | Not enough data | 
| **Alerts/Notifications** | Not enough data | Not enough data | 

### Performance Management

| Product | Score | Reviews |
|---|---|---|
| **Gusto** | 9.9/10 | 13 |
| **OnPay** | N/A | N/A |

#### Performance reviews

| Feature | Gusto | OnPay | 
|---|---|---|
| **360 Reviews** | 9.7 (6 reviews) | Not enough data | 
| **Customizable Forms** | Not enough data | Not enough data | 
| **Review Cycle Tracking** | Not enough data | Not enough data | 
| **Ongoing Performance Tracking** | Not enough data | Not enough data | 
| **Applicant Tracking** | Not enough data | Not enough data | 

#### Goals

| Feature | Gusto | OnPay | 
|---|---|---|
| **Goal Setting/Tracking** | 10.0 (6 reviews) | Not enough data | 
| **Company Goals And OKRs** | Not enough data | Not enough data | 

#### Feedback

| Feature | Gusto | OnPay | 
|---|---|---|
| **Continuous Feedback** | Not enough data | Not enough data | 
| **Requesting Feedback** | Not enough data | Not enough data | 
| **1-On-1 Meetings** | Not enough data | Not enough data | 
| **Public Praise** | Not enough data | Not enough data | 
| **Surveys & Feedback** | Not enough data | Not enough data | 
| **360 Degree Feedback** | Not enough data | Not enough data | 

#### Data

| Feature | Gusto | OnPay | 
|---|---|---|
| **Dashboards And Reports** | Not enough data | Not enough data | 
| **Historical Data** | Not enough data | Not enough data | 
| **Customizable Reports** | Not enough data | Not enough data | 
| **Real-Time Data** | Not enough data | Not enough data | 

#### Agentic AI - Performance Management

| Feature | Gusto | OnPay | 
|---|---|---|
| **Succession Planning** | Not enough data | Not enough data | 
| **Multi-step Planning** | Not enough data | Not enough data | 
| **Natural Language Interaction** | Not enough data | Not enough data | 

#### Additional Functionality

| Feature | Gusto | OnPay | 
|---|---|---|
| **Employee Portal** | Not enough data | Not enough data | 
| **Performance Metrics** | Not enough data | Not enough data | 
| **Self Service Portal** | Not enough data | Not enough data | 
| **Customizable Templates** | Not enough data | Not enough data | 
| **Generative AI** | Not enough data | Not enough data | 
| **Employee Management** | Not enough data | Not enough data | 
| **Employee Profiles** | Not enough data | Not enough data | 
| **Reporting & Statistics** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Alerts/Notifications** | Not enough data | Not enough data | 
| **Weighted Performance Measures** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 
| **Peer Appraisals** | Not enough data | Not enough data | 
| **Personalization and Recommendation** | Not enough data | Not enough data | 
| **Compensation Management** | Not enough data | Not enough data | 
| **Performance Appraisal** | Not enough data | Not enough data | 
| **Individual Development Plans** | Not enough data | Not enough data | 
| **Self Assessment** | Not enough data | Not enough data | 
| **Skills Assessment** | Not enough data | Not enough data | 
| **Performance Review Management** | Not enough data | Not enough data | 
| **Document Management** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Training Management** | Not enough data | Not enough data | 
| **Employee Database** | Not enough data | Not enough data | 
| **Approval Process Control** | Not enough data | Not enough data | 
| **AI Summarization** | Not enough data | Not enough data | 
| **Competency Management** | Not enough data | Not enough data | 
| **API** | Not enough data | Not enough data | 
| **Employee Recognition** | Not enough data | Not enough data | 
| **Onboarding** | Not enough data | Not enough data | 
| **Career Development** | Not enough data | Not enough data | 
| **Customizable Branding** | Not enough data | Not enough data | 
| **Reminders** | Not enough data | Not enough data | 
| **Employee Engagement** | Not enough data | Not enough data | 
| **Learning & Development** | Not enough data | Not enough data | 
| **Workflow Automation** | Not enough data | Not enough data | 

### Contractor Payments

| Product | Score | Reviews |
|---|---|---|
| **Gusto** | 8.9/10 | 839 |
| **OnPay** | N/A | N/A |

#### Platform Basics

| Feature | Gusto | OnPay | 
|---|---|---|
| **Performance** | 9.2 (773 reviews) | Not enough data | 
| **Portal** | 9.2 (778 reviews) | Not enough data | 

#### Platform Administration

| Feature | Gusto | OnPay | 
|---|---|---|
| **Integrations** | 8.6 (711 reviews) | Not enough data | 
| **Compliance** | 9.1 (757 reviews) | Not enough data | 
| **Reporting** | 8.9 (763 reviews) | Not enough data | 

#### Platform Payment Content

| Feature | Gusto | OnPay | 
|---|---|---|
| **Document management** | 9.0 (762 reviews) | Not enough data | 
| **Invoicing Tool** | 8.4 (651 reviews) | Not enough data | 
| **Wage access** | 9.1 (736 reviews) | Not enough data | 

### HCM Software

| Product | Score | Reviews |
|---|---|---|
| **Gusto** | N/A | N/A |
| **OnPay** | N/A | N/A |

#### Generative AI

| Feature | Gusto | OnPay | 
|---|---|---|
| **AI Text Generation** | Not enough data | Not enough data | 
| **AI Text Summarization** | Not enough data | Not enough data | 
| **Generative AI** | Not enough data | Not enough data | 

#### Additional Functionality

| Feature | Gusto | OnPay | 
|---|---|---|
| **Reminders** | Not enough data | Not enough data | 
| **Applicant Tracking** | Not enough data | Not enough data | 
| **Time & Attendance** | Not enough data | Not enough data | 
| **Predictive Analytics** | Not enough data | Not enough data | 
| **Learning & Development** | Not enough data | Not enough data | 
| **Employee Database** | Not enough data | Not enough data | 
| **Employee Engagement** | Not enough data | Not enough data | 
| **Self Service Portal** | Not enough data | Not enough data | 
| **Sick Leave Tracking** | Not enough data | Not enough data | 
| **Customizable Branding** | Not enough data | Not enough data | 
| **Mobile App** | Not enough data | Not enough data | 
| **Access Controls/Permissions** | Not enough data | Not enough data | 
| **Onboarding** | Not enough data | Not enough data | 
| **Customizable Reports** | Not enough data | Not enough data | 
| **360 Degree Feedback** | Not enough data | Not enough data | 
| **Customizable Templates** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Reporting/Analytics** | Not enough data | Not enough data | 
| **Succession Planning** | Not enough data | Not enough data | 
| **Data Import/Export** | Not enough data | Not enough data | 
| **Approval Process Control** | Not enough data | Not enough data | 
| **Surveys & Feedback** | Not enough data | Not enough data | 
| **Offboarding** | Not enough data | Not enough data | 

### Talent Management

| Product | Score | Reviews |
|---|---|---|
| **Gusto** | N/A | N/A |
| **OnPay** | N/A | N/A |

#### Generative AI

| Feature | Gusto | OnPay | 
|---|---|---|
| **AI Text Generation** | Not enough data | Not enough data | 
| **AI Text Summarization** | Not enough data | Not enough data | 
| **Generative AI** | Not enough data | Not enough data | 

#### Additional Functionality

| Feature | Gusto | OnPay | 
|---|---|---|
| **Onboarding** | Not enough data | Not enough data | 
| **Individual Development Plans** | Not enough data | Not enough data | 
| **Career Development** | Not enough data | Not enough data | 
| **Approval Process Control** | Not enough data | Not enough data | 
| **Customizable Branding** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Reminders** | Not enough data | Not enough data | 
| **Customizable Templates** | Not enough data | Not enough data | 
| **Employee Profiles** | Not enough data | Not enough data | 
| **Employee Engagement** | Not enough data | Not enough data | 
| **Learning & Development** | Not enough data | Not enough data | 
| **API** | Not enough data | Not enough data | 

### Recruiting

| Product | Score | Reviews |
|---|---|---|
| **Gusto** | N/A | N/A |
| **OnPay** | N/A | N/A |

#### Generative AI

| Feature | Gusto | OnPay | 
|---|---|---|
| **AI Text Generation** | Not enough data | Not enough data | 
| **AI Text Summarization** | Not enough data | Not enough data | 

### Talent Acquisition Suites

| Product | Score | Reviews |
|---|---|---|
| **Gusto** | N/A | N/A |
| **OnPay** | N/A | N/A |

#### Generative AI

| Feature | Gusto | OnPay | 
|---|---|---|
| **AI Text Summarization** | Not enough data | Not enough data | 

### Onboarding

| Product | Score | Reviews |
|---|---|---|
| **Gusto** | 8.8/10 | 3100 |
| **OnPay** | N/A | N/A |

#### Agentic AI - Onboarding

| Feature | Gusto | OnPay | 
|---|---|---|
| **Autonomous Task Execution** | 7.7 (247 reviews) | Not enough data | 
| **Adaptive Learning** | 7.9 (248 reviews) | Not enough data | 
| **Natural Language Interaction** | 7.9 (262 reviews) | Not enough data | 
| **Proactive Assistance** | 8.0 (254 reviews) | Not enough data | 
| **Decision Making** | 8.0 (250 reviews) | Not enough data | 

#### Platform Content

| Feature | Gusto | OnPay | 
|---|---|---|
| **Forms Library** | 8.7 (1171 reviews) | Not enough data | 
| **E-Forms** | 9.1 (1231 reviews) | Not enough data | 
| **E-Signature** | 9.3 (1234 reviews) | Not enough data | 
| **Background Checks** | 8.4 (1103 reviews) | Not enough data | 
| **Offer Letter Approvals** | 8.8 (1111 reviews) | Not enough data | 
| **Offer Letter Templates** | 8.6 (1105 reviews) | Not enough data | 
| **Customizable Templates** | Not enough data | Not enough data | 

#### Platform Additional Functionality

| Feature | Gusto | OnPay | 
|---|---|---|
| **Self-Service Portal** | 9.3 (1197 reviews) | Not enough data | 
| **Automated Team Introductions** | 8.8 (1096 reviews) | Not enough data | 
| **Compliance Training** | 8.5 (1076 reviews) | Not enough data | 
| **Automated Onboarding Workflows** | 9.0 (1136 reviews) | Not enough data | 
| **Onboarding Notifications** | 9.1 (1165 reviews) | Not enough data | 

#### Platform Data

| Feature | Gusto | OnPay | 
|---|---|---|
| **Time-to-Productivity Reporting** | 8.4 (1022 reviews) | Not enough data | 
| **Onboarding Process Reporting** | 8.7 (1066 reviews) | Not enough data | 
| **Visualization** | 8.8 (1051 reviews) | Not enough data | 

#### Platform

| Feature | Gusto | OnPay | 
|---|---|---|
| **Customization ** | 8.2 (2315 reviews) | 8.9 (66 reviews) | 
| **Integration APIs** | 8.0 (2141 reviews) | 8.9 (49 reviews) | 
| **User, Role, and Access Management** | 8.9 (2365 reviews) | 9.5 (70 reviews) | 
| **Activity Dashboard** | 9.1 (2318 reviews) | 9.7 (83 reviews) | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Mobile Access** | 9.6 (18 reviews) | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Training Management** | Not enough data | Not enough data | 
| **Goal Management** | Not enough data | Not enough data | 
| **Feedback Management** | Not enough data | Not enough data | 
| **Action Management** | Not enough data | Not enough data | 
| **Mobile Access** | 9.6 (16 reviews) | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Benefits Dashboard** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Feedback Management** | Not enough data | Not enough data | 
| **Performance Management** | Not enough data | Not enough data | 
| **Recruitment Management** | Not enough data | Not enough data | 
| **Compliance Management** | 10.0 (5 reviews) | Not enough data | 
| **Training Management** | Not enough data | Not enough data | 
| **Calendar Management** | Not enough data | Not enough data | 
| **Employee Management** | Not enough data | Not enough data | 
| **Orientation Workflow Management** | Not enough data | Not enough data | 
| **Task Management** | Not enough data | Not enough data | 
| **HR Management** | Not enough data | Not enough data | 
| **Help Desk Management** | Not enough data | Not enough data | 
| **Mobile Access** | 9.6 (16 reviews) | Not enough data | 
| **Payroll Management** | 9.8 (9 reviews) | Not enough data | 
| **Document Management** | 9.3 (7 reviews) | Not enough data | 
| **Job Description Management** | Not enough data | Not enough data | 
| **Social Media Integration** | Not enough data | Not enough data | 
| **Mobile Access** | 9.6 (16 reviews) | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 
| **Assessment Management** | Not enough data | Not enough data | 
| **Social Media Integration** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Mobile Access** | 9.7 (15 reviews) | Not enough data | 
| **Third-Party Integration** | Not enough data | Not enough data | 
| **Initiative Management** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Community Management** | Not enough data | Not enough data | 
| **Employee Referral Management** | Not enough data | Not enough data | 
| **Candidate Management** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Communication Management** | Not enough data | Not enough data | 
| **Advertising Management** | Not enough data | Not enough data | 
| **Application Management** | Not enough data | Not enough data | 
| **Email Management** | Not enough data | Not enough data | 
| **Job Management** | Not enough data | Not enough data | 
| **Discount Management** | Not enough data | Not enough data | 
| **Pipeline Management** | Not enough data | Not enough data | 
| **File Management** | Not enough data | Not enough data | 
| **Job Management** | Not enough data | Not enough data | 
| **Data Storage Management** | Not enough data | Not enough data | 
| **Compensation Management** | Not enough data | Not enough data | 
| **Employee Management** | Not enough data | Not enough data | 
| **Job Application Management** | Not enough data | Not enough data | 
| **HR Management** | Not enough data | Not enough data | 
| **Competency Management** | Not enough data | Not enough data | 
| **Performance Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Job Description Management** | Not enough data | Not enough data | 
| **Evaluation Management** | Not enough data | Not enough data | 
| **User Management** | Not enough data | Not enough data | 
| **Role-Based Permissions** | Not enough data | Not enough data | 
| **Third-Party Integrations** | 7.5 (10 reviews) | Not enough data | 

#### Recruiting and Onboarding

| Feature | Gusto | OnPay | 
|---|---|---|
| **Interview Scheduling** | 8.0 (995 reviews) | Not enough data | 
| **Onboarding** | 9.1 (1371 reviews) | Not enough data | 

#### Additional Functionality

| Feature | Gusto | OnPay | 
|---|---|---|
| **AI Copilot** | Not enough data | Not enough data | 
| **Customizable Reports** | Not enough data | Not enough data | 
| **Approval Process Control** | Not enough data | Not enough data | 
| **Collaboration Tools** | Not enough data | Not enough data | 
| **Customizable Branding** | Not enough data | Not enough data | 
| **Employee Database** | Not enough data | Not enough data | 
| **Activity Tracking** | Not enough data | Not enough data | 
| **Data Security** | Not enough data | Not enough data | 
| **Employee Handbook** | Not enough data | Not enough data | 
| **Data Import/Export** | Not enough data | Not enough data | 
| **Generative AI** | Not enough data | Not enough data | 
| **Reminders** | Not enough data | Not enough data | 
| **Role-Based Permissions** | Not enough data | Not enough data | 
| **Customizable Fields** | Not enough data | Not enough data | 
| **Applicant Tracking** | Not enough data | Not enough data | 
| **Reporting & Statistics** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (3):** [Benefits Administration Software](https://www.g2.com/categories/benefits-administration), [Core HR Software](https://www.g2.com/categories/core-hr), [Payroll Software](https://www.g2.com/categories/payroll)

**Unique to Gusto (6):** [ Contractor Payment Software](https://www.g2.com/categories/contractor-payments), [Contractor Management Software](https://www.g2.com/categories/contractor-management), [Time & Attendance Software](https://www.g2.com/categories/time-attendance), [Onboarding Software](https://www.g2.com/categories/onboarding-software), [HCM Software](https://www.g2.com/categories/hcm-software), [Performance Management Software](https://www.g2.com/categories/performance-management)



---
## Reviewer Demographics

### By Company Size

| Segment | Gusto | OnPay | 
|---|---|---|
| **Small-Business** | 83.9% | 97.5% | 
| **Mid-Market** | 15.7% | 2.5% | 
| **Enterprise** | 0.4% | 0% | 

### By Industry

#### Gusto

- **Non-Profit Organization Management:** 5.7%
- **Mental Health Care:** 5.1%
- **Health, Wellness and Fitness:** 5.0%
- **Hospital & Health Care:** 4.9%
- **Accounting:** 4.8%
- **Computer Software:** 4.6%
- **Marketing and Advertising:** 4.2%
- **Information Technology and Services:** 3.7%
- **Medical Practice:** 3.6%
- **Construction:** 3.0%
- **Other:** 55.3%

#### OnPay

- **Accounting:** 7.2%
- **Non-Profit Organization Management:** 6.7%
- **Retail:** 4.5%
- **Financial Services:** 4.2%
- **Health, Wellness and Fitness:** 4.2%
- **Construction:** 4.0%
- **Hospital & Health Care:** 3.2%
- **Real Estate:** 3.0%
- **Marketing and Advertising:** 2.7%
- **Computer Software:** 2.2%
- **Other:** 58.1%

---
## Alternatives

### Alternatives to Gusto

- [Rippling](https://www.g2.com/products/rippling/reviews) — 4.8/5 stars (13388 reviews)
- [Paycor](https://www.g2.com/products/paycor/reviews) — 4.0/5 stars (2013 reviews)
- [Paycom](https://www.g2.com/products/paycom/reviews) — 4.6/5 stars (7228 reviews)
- [BambooHR](https://www.g2.com/products/bamboohr/reviews) — 4.4/5 stars (6706 reviews)
- [Paylocity](https://www.g2.com/products/paylocity/reviews) — 4.4/5 stars (6248 reviews)
- [Paychex](https://www.g2.com/products/paychex/reviews) — 4.1/5 stars (1743 reviews)
- [Namely](https://www.g2.com/products/namely/reviews) — 3.9/5 stars (335 reviews)
- [Dayforce](https://www.g2.com/products/dayforce/reviews) — 4.2/5 stars (961 reviews)
- [ADP Workforce Now](https://www.g2.com/products/adp-workforce-now/reviews) — 4.2/5 stars (4344 reviews)
- [Workday HCM](https://www.g2.com/products/workday-hcm/reviews) — 4.1/5 stars (1712 reviews)

### Alternatives to OnPay

- [Rippling](https://www.g2.com/products/rippling/reviews) — 4.8/5 stars (13388 reviews)
- [Paychex](https://www.g2.com/products/paychex/reviews) — 4.1/5 stars (1743 reviews)
- [RUN Powered by ADP](https://www.g2.com/products/run-powered-by-adp/reviews) — 4.7/5 stars (6358 reviews)
- [Paylocity](https://www.g2.com/products/paylocity/reviews) — 4.4/5 stars (6248 reviews)
- [Patriot Software](https://www.g2.com/products/patriot-software/reviews) — 4.8/5 stars (630 reviews)
- [SurePayroll](https://www.g2.com/products/surepayroll/reviews) — 4.4/5 stars (533 reviews)
- [QuickBooks Workforce](https://www.g2.com/products/quickbooks-workforce/reviews) — 4.4/5 stars (510 reviews)
- [BambooHR](https://www.g2.com/products/bamboohr/reviews) — 4.4/5 stars (6706 reviews)
- [Justworks](https://www.g2.com/products/justworks/reviews) — 4.6/5 stars (1127 reviews)
- [APS](https://www.g2.com/products/aps-aps/reviews) — 4.6/5 stars (861 reviews)

---
## Top Discussions

### Gusto

- Title: [Is gusto payroll safe?](https://www.g2.com/discussions/is-gusto-payroll-safe) — 5 comments, 7 upvotes
  > **Top comment:** "Yes, it is secure"
- Title: [Is there an app for Gusto payroll?](https://www.g2.com/discussions/is-there-an-app-for-gusto-payroll) — 4 comments, 2 upvotes
  > **Top comment:** "No, only for employees. You can only run payroll using a browser."
- Title: [What is Gusto used for?](https://www.g2.com/discussions/what-is-gusto-used-for) — 2 comments
  > **Top comment:** "payroll"
- Title: [What is gusto payroll?](https://www.g2.com/discussions/what-is-gusto-payroll) — 2 comments
  > **Top comment:** "Gusto payroll is a web client platform where you can perform payment for an employees or contractor for your owned business. Simply it is your accounting..."
- Title: [Why doesn't Gusto take responsibility and rectify the pay problems that they have caused?](https://www.g2.com/discussions/25111-why-doesn-t-gusto-take-responsibility-and-rectify-the-pay-problems-that-they-have-caused) — 2 comments, 3 upvotes *(includes official response)*
  > **Top comment:** "Hi there, we see you've been in touch with several customer support advocates and managers to help go through the situation as well as provide options for..."

### OnPay

- Title: [Is OnPay a good payroll fit for agricultural businesses? ](https://www.g2.com/discussions/is-onpay-a-good-payroll-fit-for-agricultural-businesses) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Yes, OnPay is an excellent fit for agricultural businesses. We handle both Form 941 and Form 943 tax filings at no extra cost — it is completely included in..."
- Title: [Is OnPay just payroll software, or can it also help with other tasks like onboarding, HR, and benefits administration?](https://www.g2.com/discussions/is-onpay-just-payroll-software-or-can-it-also-help-with-other-tasks-like-onboarding-hr-and-benefits-administration) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Yes — OnPay can help with much more than payroll, especially if you’re looking to bring more of your back-office workflows into one system. In addition to..."
- Title: [What size business is OnPay best for? When does it make the most sense compared to a more enterprise payroll provider?](https://www.g2.com/discussions/what-size-business-is-onpay-best-for-when-does-it-make-the-most-sense-compared-to-a-more-enterprise-payroll-provider) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "OnPay is best suited for small to midsize US businesses with 1 to 500-plus employees, offering an intuitive platform that scales well with a company as it..."
- Title: [Does OnPay charge extra fees for anything like W-2s, 1099s, multistate payroll, off-cycle pay runs, etc?](https://www.g2.com/discussions/does-onpay-charge-extra-fees-for-anything-like-w-2s-1099s-multistate-payroll-off-cycle-pay-runs-etc) — 1 comment, 2 upvotes *(includes official response)*
  > **Top comment:** "OnPay does not charge any extra or hidden fees for year-end filings, W-2s, 1099s, multi-state payroll, or off-cycle pay runs ⁠— all of these are included in..."
- Title: [What is OnPay used for?](https://www.g2.com/discussions/what-is-onpay-used-for) — 1 comment *(includes official response)*
  > **Top comment:** "OnPay is a comprehensive payroll and HR platform used by small to midsize businesses to pay their teams, stay compliant, and keep back-office operations..."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/gusto-vs-onpay)