# Best Spend Management Software for Small Business - Page 2 ## How Many Spend Management Software Products Does G2 Track? **Total Products under this Category:** 161 ### Category Stats (Jul 2026) - **Average Rating:** 4.51/5 The average rating of products in this category, based on all submitted ratings - **Top Trending Product:** SiFi (+0.87%) - Among all products in this category, SiFi recorded the largest rating increase compared to last month _Last updated: July 25, 2026_ ## How Does G2 Rank Spend Management Software Products? **Why You Can Trust G2's Software Rankings:** - 30 Analysts and Data Experts - 44,700+ Authentic Reviews - 161+ Products - Unbiased Rankings G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category. ## G2 Grid® for Spend Management Software ![G2 Grid® for Spend Management Software plotting products by satisfaction and market presence](https://www.g2.com/categories/spend-management/grids.png?focus%5B%5D=41684&focus%5B%5D=59299&focus%5B%5D=129596&focus%5B%5D=1640028&focus%5B%5D=1594890&focus%5B%5D=1228327&focus%5B%5D=104511&focus%5B%5D=133077) Highlighted products: BILL Spend & Expense (Formerly Divvy), Brex, Ramp, Rippling Finance, Slash Business Banking, Coast, Payhawk, and Extend. Underlying data: [Grid® JSON](https://www.g2.com/categories/spend-management/grids.json?focus%5B%5D=bill-spend-expense-formerly-divvy&focus%5B%5D=brex&focus%5B%5D=ramp-financial-ramp&focus%5B%5D=rippling-finance&focus%5B%5D=slash-business-banking&focus%5B%5D=coast-2025-05-06&focus%5B%5D=payhawk&focus%5B%5D=extend&segment=small-business) **Sponsored** ### SAP Ariba SAP Ariba automates management of the purchasing lifecycle for indirect goods and services, to streamline workflows, expedite approvals, and eradicate errors and exceptions. By increasing procurement efficiency, it helps users to manage more spend with less effort, and meet demands with agility and speed. For smaller companies relying on manual methods and simple automation, or a large global enterprises using multiple applications and ERP systems, SAP Ariba solutions deliver end-to-end spend visibility, control, and compliance, to help organizations become more flexible, responsive, and fiscally effective. [Visit website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=paid_promo&secure%5Bad_slot%5D=category_product_list_llm&secure%5Bcategory_id%5D=1712&secure%5Bchosen_at%5D=2026-07-31T21%3A43%3A01Z&secure%5Bmedium%5D=sponsored&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=510&secure%5Bresource_id%5D=1712&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Fspend-management%2Fsmall-business%3Fpage%3D2&secure%5Btoken%5D=efccfc078c567769a3ec6e61e420fff650ca04e95daa032ed37d473d6ff019f9&secure%5Burl%5D=https%3A%2F%2Fwww.sap.com%2Fproducts%2Fspend-management%2Fsolutions.html&secure%5Burl_type%5D=paid_promos) ### [PEX](https://www.g2.com/products/pex/reviews) PEX (also known as PEX Card or PEXCard) is an expense management and corporate card platform specifically designed to meet the needs of finance teams seeking enhanced control, visibility and efficiency in managing company expenditures. With over a decade of experience serving various industries, PEX has established itself as a reliable solution for organizations looking to streamline their spending processes at scale. The platform is developed and maintained in-house, ensuring that users benefit from a secure and dependable system backed by extensive expertise in payments and financial operations. The target audience for PEX includes finance professionals and teams within organizations of all sizes that require a robust system for managing expenses. The platform is particularly beneficial for companies that deal with high volumes of transactions and need to maintain strict compliance and oversight. PEX addresses specific use cases such as automating expense reporting, enforcing spending policies, and integrating seamlessly with existing financial systems, thereby reducing the administrative burden on finance teams. Key features of PEX include AI-powered tools that significantly enhance the expense management process. The Auto Tagger feature automates general ledger coding, while the Auto Enforcer ensures compliance by restricting card usage until necessary expense details are provided. Additionally, PEX offers real-time receipt capture and matching, customizable spend controls, and approval workflows that facilitate smoother transaction processing. The platform also provides virtual cards and direct integrations with over 50 ERP and accounting systems, ensuring that all transactions are automatically synced and ready for reconciliation. By utilizing PEX, finance teams can close their books more quickly, minimize errors, and prevent overspending. The platform has been shown to save customers an average of 657 hours annually, translating into significant efficiency gains and cost control. This allows finance professionals to redirect their focus from administrative tasks to strategic financial management, ultimately enhancing the overall financial health of the organization. PEX stands out in the expense management category by combining advanced technology with a deep understanding of financial operations, making it a valuable tool for modern finance teams. **Average Rating:** 4.6/5.0 **Total Reviews:** 192 #### How Do G2 Users Rate PEX? - **Has the product been a good partner in doing business?:** 9.2/10 (Category avg: 9.0/10) - **Alignment:** 8.3/10 (Category avg: 8.8/10) - **Data:** 7.6/10 (Category avg: 8.7/10) - **Multiple Views:** 8.5/10 (Category avg: 8.7/10) #### Who Is the Company Behind PEX? - **Seller:** [PEX](https://www.g2.com/sellers/pex-73f24edb-3cca-4dbf-a0a6-b9ec2f52e1fe) - **Company Website:** www.pexcard.com - **Year Founded:** 2006 - **HQ Location:** New York, New York - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=a8dd28ec9c5c643e420aba7da22d254bdc08f142f3bf4f5a59f7f2eb0f4e4667&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fpex-card%2F&secure%5Burl_type%5D=linkedin_company_website) 79 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** Accountant, CFO - **Top Industries:** Non-Profit Organization Management, Religious Institutions - **Company Size:** 57% Small, 33% Medium #### What Do G2 Reviewers Say About PEX? _AI-generated summary from verified user reviews_ ##### Pros - Users find PEX's **ease of use** invaluable, significantly streamlining management and saving time on expense reports. - Users commend the **excellent customer support** from PEX, which is responsive and helpful during implementation and daily operations. - Users appreciate the **convenience** of PEX for real-time expense tracking and streamlined workflows, saving valuable time. - Users appreciate the **real-time visibility** and efficiency of PEX for managing expenses and budgets effectively. - Users value the **flexibility of virtual cards** , enabling easy adjustments and efficient budget management across chapters. ##### Cons - Users find **card issues** frustrating, including cash back limits and acceptance problems at certain locations. - Users face **approval issues** with PEX, experiencing delays in receiving cards and verifying bank accounts. - Users find the **limited options** for auto funding and card loads restrictive, impacting overall usability. - Users experience **integration issues** with QuickBooks and Aplos, impacting functionality and report controls. - Users find the **poor customer support** frustrating, often experiencing delays and unresolved transaction syncing issues. #### What Are Recent G2 Reviews of PEX? **["Effortlessly Manage Business Transactions with PEX"](https://www.g2.com/survey_responses/pex-review-13056241)** **Rating:** 5.0/5.0 stars _— Alec W._ [Read full review](https://www.g2.com/survey_responses/pex-review-13056241) **["Effortless Expense Management with PEX"](https://www.g2.com/survey_responses/pex-review-13170511)** **Rating:** 5.0/5.0 stars _— Miranda M._ [Read full review](https://www.g2.com/survey_responses/pex-review-13170511) #### What Are G2 Users Discussing About PEX? - [What is PEX used for?](https://www.g2.com/discussions/what-is-pex-used-for) - 1 comment, 1 upvote ### [Paylocity](https://www.g2.com/products/paylocity/reviews) Paylocity is an award-winning HCM platform that brings HR, Finance, and IT together in one connected system, covering payroll, benefits, talent management, time and labor, spend, and IT provisioning on a single employee record. Cut manual HR tasks, run payroll faster, and get new hires up and running sooner. Get full visibility across expenses, accounts payable, corporate cards, and procurement in one place. Automate account creation and manage IT provisioning without juggling separate systems. AI is built into everyday workflows across all three. Policies, approvals, and workflows stay in lockstep as people join, move, and grow. Paylocity accompanies its clients on the journey to build great workplaces and help every employee do their best work. **Average Rating:** 4.4/5.0 **Total Reviews:** 6,045 #### How Do G2 Users Rate Paylocity? - **Has the product been a good partner in doing business?:** 8.8/10 (Category avg: 9.0/10) - **Alignment:** 9.1/10 (Category avg: 8.8/10) - **Data:** 9.0/10 (Category avg: 8.7/10) - **Multiple Views:** 8.9/10 (Category avg: 8.7/10) #### Who Is the Company Behind Paylocity? - **Seller:** [Paylocity](https://www.g2.com/sellers/paylocity) - **Company Website:** www.paylocity.com - **Year Founded:** 1997 - **HQ Location:** Schaumburg, IL - **Twitter:** @Paylocity 4,577 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=212af04cd9a730ea20c60ec502c06e4fe22319f50fb7cb5bd2952e42a96b3069&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F24614%2F&secure%5Burl_type%5D=linkedin_company_website) 6,978 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** HR Manager, Human Resources Manager - **Top Industries:** Computer Software, Information Technology and Services - **Company Size:** 69% Medium, 19% Small #### What Do G2 Reviewers Say About Paylocity? _AI-generated summary from verified user reviews_ ##### Pros - Users find Paylocity to have **ease of use** , especially after training and during invoice reconciliation processes. - Users appreciate the **helpful customer service** of Paylocity, providing assistance and support when needed. - Users appreciate the **helpful customer support** of Paylocity, enhancing their payroll experience with valuable assistance and resources. - Users appreciate the **intuitive navigation** of Paylocity, making it easy to find information and complete tasks. - Users find Paylocity to be a **simple and user-friendly solution** for managing expenses and integrating with other software. ##### Cons - Users report **poor customer support** , experiencing long wait times and lack of direct access to assistance. - Users often find **missing features** in Paylocity, leading to frustrations and inefficient workflows during critical tasks. - Users find the **learning curve steep** with Paylocity, citing outdated software and lack of support for new users. - Users express frustration with **limited features** in Paylocity, wishing for better admin controls and customization options. - Users report **poor support services** , facing long wait times and inconsistent resolutions from customer service representatives. #### What Are Recent G2 Reviews of Paylocity? **["HR Generalist"](https://www.g2.com/survey_responses/paylocity-review-13161778)** **Rating:** 4.0/5.0 stars _— Nathan C._ [Read full review](https://www.g2.com/survey_responses/paylocity-review-13161778) **["Intuitive UI, Fast Answers, and Great Value with Paylocity"](https://www.g2.com/survey_responses/paylocity-review-13160648)** **Rating:** 5.0/5.0 stars _— Teghan H._ [Read full review](https://www.g2.com/survey_responses/paylocity-review-13160648) #### What Are G2 Users Discussing About Paylocity? - [I'm having trouble understanding how to use Airbase for managing company-wide spend. Could someone explain the best practices?](https://www.g2.com/discussions/i-m-having-trouble-understanding-how-to-use-airbase-for-managing-company-wide-spend-could-someone-explain-the-best-practices) - [How is Paylocity transforming payroll and human capital management for businesses?](https://www.g2.com/discussions/how-is-paylocity-transforming-payroll-and-human-capital-management-for-businesses) - [What is Paylocity used for?](https://www.g2.com/discussions/what-is-paylocity-used-for) - 1 comment - [What is Airbase used for?](https://www.g2.com/discussions/what-is-airbase-used-for) - 3 comments - [Why is paylocity not working?](https://www.g2.com/discussions/why-is-paylocity-not-working) - 3 comments ### [Teampay](https://www.g2.com/products/teampay/reviews) Teampay by Paystand is an all-in-one spend management platform designed to help organizations efficiently manage their purchasing processes. This solution provides built-in controls that enforce company policies upfront, allowing finance teams to maintain oversight while enabling managers and employees to have real-time visibility into actual spending. By streamlining the purchasing experience, Teampay by Paystand empowers users to make compliant purchases quickly and effectively, ensuring that all company spending is managed in one centralized location. The platform is particularly beneficial for finance teams and organizations that require a robust system for tracking and controlling expenditures. Teampay by Paystand caters to a diverse range of industries, making it suitable for companies of various sizes that seek to enhance their financial management practices. The user-friendly interface allows employees to navigate purchasing with ease, while finance teams can rest assured that all transactions are pre-coded and pre-approved, significantly reducing the risk of unauthorized spending. One of the key features of Teampay by Paystand is its ability to manage all types of purchasing from end-to-end. This includes everything from office supplies to software subscriptions, ensuring that employees have the tools they need to perform their jobs effectively. The platform's automated purchasing workflows simplify the approval process, allowing for a seamless experience that minimizes delays and enhances productivity. Additionally, the reconciliation process is automated, which helps finance teams save time and reduce errors associated with manual data entry. Teampay by Paystand also offers direct integration with popular accounting software such as QuickBooks Online, Xero, Intacct, NetSuite, and Microsoft Dynamics 365 Business Central and Finance & Operations. This integration ensures that all financial data is synchronized across platforms, providing a comprehensive view of company spending. By leveraging these integrations, organizations can streamline their financial reporting and analysis, leading to more informed decision-making. Overall, Teampay by Paystand stands out in the spend management category by combining ease of use with powerful controls and integrations. Its focus on empowering employees while providing finance teams with the necessary oversight creates a balanced approach to managing company expenditures. This makes Teampay by Paystand an essential tool for organizations looking to enhance their financial processes and maintain compliance in their purchasing activities. **Average Rating:** 4.4/5.0 **Total Reviews:** 559 #### How Do G2 Users Rate Teampay? - **Has the product been a good partner in doing business?:** 9.0/10 (Category avg: 9.0/10) - **Alignment:** 8.5/10 (Category avg: 8.8/10) - **Data:** 7.4/10 (Category avg: 8.7/10) - **Multiple Views:** 8.1/10 (Category avg: 8.7/10) #### Who Is the Company Behind Teampay? - **Seller:** [Paystand](https://www.g2.com/sellers/paystand) - **Company Website:** paystand.com - **Year Founded:** 2013 - **HQ Location:** Santa Cruz, California - **Twitter:** @paystand 9,571 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=e406fc2865cff77b6eb362eb797b386a5cfb750958df0b90caac3ed48ee8888d&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fpaystand&secure%5Burl_type%5D=linkedin_company_website) 232 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** Practice Coordinator, Senior Accountant - **Top Industries:** Computer Software, Hospital & Health Care - **Company Size:** 57% Medium, 19% Small #### What Do G2 Reviewers Say About Teampay? _AI-generated summary from verified user reviews_ ##### Pros - Users appreciate the **ease of use** of Teampay, enjoying its simplicity and efficient navigation for ordering and reimbursements. - Users value Teampay for its **time-saving features** , dramatically reducing expense management time from hours to minutes. - Users appreciate the **efficiency** of Teampay, significantly reducing time spent on budgeting and expense management. - Users appreciate the **intuitive design** of Teampay, finding it user-friendly and easy to navigate for expense management. - Users appreciate the **simplicity** of Teampay, finding it user-friendly and efficient for their team's purchasing needs. ##### Cons - Users experience **approval issues** with Teampay, causing delays in urgent purchases and complicating workflow for some teams. - Users find the **approval process confusing** , experiencing delays and limitations in sharing purchase orders effectively. - Users report frustrations with **card issues** , including limited acceptance of virtual cards and difficulties in obtaining receipts. - Users find Teampay **not intuitive** , often describing it as confusing and complicated with a need for better UI design. - Users often face **upload issues** , including incorrect category selections and app glitches during request submissions. #### What Are Recent G2 Reviews of Teampay? **["Streamlined Budget Management with Minor Hiccups"](https://www.g2.com/survey_responses/teampay-review-11706957)** **Rating:** 4.5/5.0 stars _— Michelle B._ [Read full review](https://www.g2.com/survey_responses/teampay-review-11706957) **["Customer Education Specialist"](https://www.g2.com/survey_responses/teampay-review-12680031)** **Rating:** 5.0/5.0 stars _— Sarah L._ [Read full review](https://www.g2.com/survey_responses/teampay-review-12680031) #### What Are G2 Users Discussing About Teampay? - [How do you use Teampay?](https://www.g2.com/discussions/how-do-you-use-teampay) - [How does team pay work?](https://www.g2.com/discussions/how-does-team-pay-work) - [Is Teampay secure?](https://www.g2.com/discussions/is-teampay-secure) - [What does Teampay do?](https://www.g2.com/discussions/what-does-teampay-do) ### [Volopay](https://www.g2.com/products/volopay/reviews) Volopay is a financial solution provider that offers corporate cards, automated expense management, and accounting integrations that streamline financial operations, helping businesses save time and money while elevating the role of their finance teams. We are obsessed with empowering finance teams, transforming them from simple bookkeepers into strategic assets within organizations. Aspiring to drive change across the APAC region, we aim to become the go-to financial partner for businesses seeking growth and efficiency. **Average Rating:** 4.3/5.0 **Total Reviews:** 106 #### How Do G2 Users Rate Volopay? - **Has the product been a good partner in doing business?:** 9.2/10 (Category avg: 9.0/10) - **Alignment:** 8.5/10 (Category avg: 8.8/10) - **Data:** 8.0/10 (Category avg: 8.7/10) - **Multiple Views:** 8.3/10 (Category avg: 8.7/10) #### Who Is the Company Behind Volopay? - **Seller:** [Volopay](https://www.g2.com/sellers/volopay) - **Year Founded:** 2020 - **HQ Location:** Singapore - **Twitter:** @volopay 268 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=4e0d7131d9884ecd9f2b3e20b76df06fc923ec496c075b5cff070434af0e8f29&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fvolopay%2F&secure%5Burl_type%5D=linkedin_company_website) 129 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** Finance Manager - **Top Industries:** Information Technology and Services, Marketing and Advertising - **Company Size:** 46% Medium, 45% Small #### What Do G2 Reviewers Say About Volopay? _AI-generated summary from verified user reviews_ ##### Pros - Users commend Volopay's **responsive and helpful customer support** , enhancing their experience with prompt resolutions and dedicated follow-ups. - Users appreciate the **ease of use** of Volopay, finding it user-friendly and supported by excellent customer service. - Users appreciate the **speed and convenience** of virtual cards, enjoying real-time visibility and easy transaction tracking. - Users highlight the **responsive support team** of Volopay, ensuring quick resolution of issues and user satisfaction. - Users love the **simplicity** of Volopay, appreciating its ease of use and hassle-free experience throughout. ##### Cons - Users face issues with **card acceptance** , as virtual cards can be declined or not accepted at certain locations. - Users find Volopay to be **expensive** , with pricing not ideal for smaller businesses and high international transaction charges. - Users often face **approval issues** with Volopay's virtual cards, leading to declined transactions in various scenarios. - Users face **budgeting issues** with Volopay due to higher pricing that strains small business finances. - Users find the **user interface a bit complex** , which can hinder navigation and overall user experience. #### What Are Recent G2 Reviews of Volopay? **["Reliable, accountant-friendly platform with great support over 3+ years"](https://www.g2.com/survey_responses/volopay-review-11310376)** **Rating:** 5.0/5.0 stars _— Charlotte T._ [Read full review](https://www.g2.com/survey_responses/volopay-review-11310376) **["Simple, Easy-to-Use Platform That Makes Payments Convenient"](https://www.g2.com/survey_responses/volopay-review-12341745)** **Rating:** 4.5/5.0 stars _— Verified User in Education Management_ [Read full review](https://www.g2.com/survey_responses/volopay-review-12341745) #### What Are G2 Users Discussing About Volopay? - [What do you like most about Volopay in managing corporate expenses, and what could be better?](https://www.g2.com/discussions/what-do-you-like-most-about-volopay-in-managing-corporate-expenses-and-what-could-be-better) - [What is Volopay used for?](https://www.g2.com/discussions/what-is-volopay-used-for) ### [Moss | Spend smarter](https://www.g2.com/products/moss-spend-smarter/reviews) Moss is Europe’s premier SMB spend management solution, providing real-time visibility and control over company spending. By automating credit card issuance, invoice management, and employee reimbursements, Moss streamlines workflows and reduces manual, administrative burdens on finance teams. Beyond just cost savings, Moss aims to be the go-to tool for finance professionals, freeing them to focus on more forward-thinking decisions. Integrations with common ERP, HRIS, and accounting solutions such as DATEV, Xero, Exact Online and many more, allow Moss to fit seamlessly into existing finance team processes. **Average Rating:** 4.7/5.0 **Total Reviews:** 244 #### How Do G2 Users Rate Moss | Spend smarter? - **Has the product been a good partner in doing business?:** 9.0/10 (Category avg: 9.0/10) - **Alignment:** 8.5/10 (Category avg: 8.8/10) - **Data:** 8.3/10 (Category avg: 8.7/10) - **Multiple Views:** 8.5/10 (Category avg: 8.7/10) #### Who Is the Company Behind Moss | Spend smarter? - **Seller:** [Moss](https://www.g2.com/sellers/moss-f6947b94-3a5e-4d25-a794-94bd30c813f3) - **Company Website:** en.getmoss.com - **Year Founded:** 2019 - **HQ Location:** Berlin, Germany - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=ad2e7407c538b0583e1c0f4a7a6d90e755398040227b465a414a48f6df6f324d&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fmosscredit%2F&secure%5Burl_type%5D=linkedin_company_website) 460 employees on LinkedIn® #### Who Uses This Product? - **Top Industries:** Computer Software, Information Technology and Services - **Company Size:** 48% Medium, 41% Small #### What Do G2 Reviewers Say About Moss | Spend smarter? _AI-generated summary from verified user reviews_ ##### Pros - Users love the **ease of use** of Moss, finding it intuitive and convenient for expense management. - Users value the **real-time expense management** of Moss, making expense tracking seamless and efficient. - Users value the **convenience** of Moss for its ease of use and real-time expense management on the go. - Users value the **efficiency** of Moss | Spend Smarter, which streamlines expense management and saves valuable time. - Users value the **time-saving efficiency** of Moss, allowing effortless expense management and receipt handling. ##### Cons - Users face **approval issues** that disrupt card usage and complicate management due to limited functionality and user roles. - Users experience a **steep learning curve** with Moss, as education and adaptability are necessary for effective use. - Users are frustrated with the **limited payment options** and feature availability, impacting their overall experience with Moss. - Users face challenges with **receipt management** , particularly regarding lost receipts and the accuracy of automatic analysis. - Users often face **upload issues** that disrupt their experience, particularly related to receipt management and card blocking. #### What Are Recent G2 Reviews of Moss | Spend smarter? **["Efficient, uncomplicated, and a real relief in the workday"](https://www.g2.com/survey_responses/moss-spend-smarter-review-12715107)** **Rating:** 5.0/5.0 stars _— André B._ [Read full review](https://www.g2.com/survey_responses/moss-spend-smarter-review-12715107) **["Great tool for easy receipt management and flexible cards"](https://www.g2.com/survey_responses/moss-spend-smarter-review-13048399)** **Rating:** 5.0/5.0 stars _— Alma M._ [Read full review](https://www.g2.com/survey_responses/moss-spend-smarter-review-13048399) ### [Airwallex](https://www.g2.com/products/airwallex/reviews) Airwallex is an AI native financial operating system for modern businesses. We are building the future of global banking for a borderless, real-time, intelligent economy. We serve more than 676,000 businesses worldwide, either directly or through our platform customers. From startups to public enterprises, our customers use Airwallex to manage their global banking and financial operations, or to build and monetise their own financial products. Founded in Melbourne in 2015, Airwallex holds 85+ licenses across North America, Europe, the Middle East, and Asia-Pacific, forming one of the most comprehensive financial infrastructures in the world. This regulated backbone powers Airwallex products at global scale, including payment acceptance, billing, global accounts, corporate cards, and spend management. The company is co-headquartered in San Francisco and Singapore with over 2,300 employees across 27 offices. Learn more at www.airwallex.com. **Average Rating:** 4.2/5.0 **Total Reviews:** 52 #### How Do G2 Users Rate Airwallex? - **Has the product been a good partner in doing business?:** 8.3/10 (Category avg: 9.0/10) - **Alignment:** 9.0/10 (Category avg: 8.8/10) - **Data:** 7.5/10 (Category avg: 8.7/10) - **Multiple Views:** 9.1/10 (Category avg: 8.7/10) #### Who Is the Company Behind Airwallex? - **Seller:** [Airwallex](https://www.g2.com/sellers/airwallex) - **Company Website:** airwallex.com - **Year Founded:** 2015 - **HQ Location:** San Francisco - **Twitter:** @airwallex 15,482 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=7a6d645adb055a903b976fbba569008af376e15a0cd4f51937746c64ae1e2228&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fairwallex%2F&secure%5Burl_type%5D=linkedin_company_website) 2,479 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** CEO - **Top Industries:** Financial Services, Computer Software - **Company Size:** 72% Small, 23% Medium #### What Do G2 Reviewers Say About Airwallex? _AI-generated summary from verified user reviews_ ##### Pros - Users value the **ease of use** of Airwallex, enjoying streamlined processes and seamless global banking experiences. - Users appreciate the **easy integrations** of Airwallex, facilitating smooth multi-currency and cross-border payment processes. - Users appreciate the **efficiency** of Airwallex, enabling quick and easy international payments without delays or excessive fees. - Users praise Airwallex for its **quick and responsive customer support** , enhancing their experience and addressing concerns effectively. - Users value the **easy integrations** of Airwallex, appreciating the smooth API documentation and seamless functionalities. ##### Cons - Users note **missing features** like limited subscription tracking and lack of air miles, affecting usability and engagement. - Users often experience **slow customer support** , making it challenging to resolve issues promptly when they arise. - Users face **approval issues** with Airwallex, experiencing account freezes and unclear onboarding processes impacting their operations. - Users experience a frustrating **approval process** due to delays, lack of communication, and difficulties with KYC verification. - Users find the **limited features** of Airwallex restrictive, especially with transaction visibility and lack of in-app approvals. #### What Are Recent G2 Reviews of Airwallex? **["A strong global payment and spend management platform for businesses"](https://www.g2.com/survey_responses/airwallex-review-13060788)** **Rating:** 4.0/5.0 stars _— Verified User in Oil & Energy_ [Read full review](https://www.g2.com/survey_responses/airwallex-review-13060788) **["Airwallex Simplifies International Payments and Card Management"](https://www.g2.com/survey_responses/airwallex-review-11712525)** **Rating:** 4.5/5.0 stars _— Udaram P._ [Read full review](https://www.g2.com/survey_responses/airwallex-review-11712525) #### What Are G2 Users Discussing About Airwallex? - [What is article Forge?](https://www.g2.com/discussions/what-is-article-forge) - [How do I create an online article?](https://www.g2.com/discussions/how-do-i-create-an-online-article) - [What is Airwallex?](https://www.g2.com/discussions/what-is-airwallex) - [Is Airwallex any good?](https://www.g2.com/discussions/is-airwallex-any-good) ### [Equals](https://www.g2.com/products/equals-equals/reviews) Equals is the next-generation global money movement platform built for exceptional businesses operating across borders. We bring international payments, embedded payments, and more together into a single connection that simplifies operations and strengthens financial control. With deep expertise and integrated infrastructure, Equals turns financial complexity into reliable solutions. With over 18 years of experience, Equals has established itself as a trusted partner for over 50,000 businesses, managing and moving more than £50 billion globally. One of the standout features of Equals is the infrastructure for embedded payments, enabling businesses to build and scale financial products without owning the complexity. Through a single API or fully branded white-label solution, companies can embed global payments, accounts, cards, and compliance directly into their operations. Its multi-currency accounts, which come with their own International Bank Account Number (IBAN) allows businesses to manage over 35 currencies directly, facilitating seamless transactions without the need for currency conversion. The direct connection to major payment networks, including SWIFT and UK Faster Payments, ensures that users can send and receive funds efficiently. The target audience for Equals includes CFD Brokers, Digital Asset Companies, Banks/ Neo Banks, FX & Payments and businesses of all sizes looking to enhance their financial operations. Whether an SME needs to manage its expenses or a large corporation requires efficient international payment solutions, Equals caters to a diverse range of use cases. The platform supports over 60 currencies, offering favourable rates for corporate foreign exchange (FX) and international payments. This capability is particularly beneficial for companies operating in multiple markets, as it allows them to hedge against currency fluctuations\* and streamline their payment processes. Equals also provides spend management software that simplifies employee expense tracking and cash flow management. Managers can gain a comprehensive view of all transactions, issue business prepaid cards rapidly, and set permissions based on team roles. This level of control not only streamlines monthly reconciliation but also integrates with popular accounting software like Xero and Concur® Expense, making it easier for businesses to maintain accurate financial records. Overall, Equals stands out in the financial technology landscape by offering a versatile, user-friendly platform that addresses the complex needs of modern businesses. With a commitment to safeguarding customer funds through designated accounts with Tier 1 banks, Equals ensures that users can trust their financial operations are secure while benefiting from a wide range of innovative features tailored to enhance their financial management capabilities. \*Equals can only offer forward contracts to facilitate payments for goods and services. Once your rate is locked, please be aware that you are committed to that rate regardless of how it moves after booking. \*\*Fees may apply to issue cards. Equals accounts are not covered by the Financial Services Compensation Scheme (FSCS). Instead, your money is protected via a safeguarding method in accordance with the Payment Services Regulations/ E-money Regulations. Money is held in specially designated safeguarded bank accounts with Tier 1 banks and is kept separate from company assets. T&Cs apply, please see product FAQs for further queries. **Average Rating:** 4.5/5.0 **Total Reviews:** 197 #### How Do G2 Users Rate Equals? - **Has the product been a good partner in doing business?:** 9.2/10 (Category avg: 9.0/10) - **Alignment:** 6.8/10 (Category avg: 8.8/10) - **Data:** 6.7/10 (Category avg: 8.7/10) - **Multiple Views:** 7.7/10 (Category avg: 8.7/10) #### Who Is the Company Behind Equals? - **Seller:** [Equals](https://www.g2.com/sellers/equals-01320341-7902-46de-91d7-d280ac3e9771) - **Company Website:** equalsmoney.com - **Year Founded:** 2007 - **HQ Location:** London, England - **Twitter:** @equals\_\_money 343 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=f4460e9a55c37c8643566a8cb9c500b169a168fa55e57b3dc2adad60da7a587d&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fequalsmoney%2F&secure%5Burl_type%5D=linkedin_company_website) 393 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** Director, Operations Manager - **Top Industries:** Non-Profit Organization Management, Education Management - **Company Size:** 74% Small, 25% Medium #### What Do G2 Reviewers Say About Equals? _AI-generated summary from verified user reviews_ ##### Pros - Users find Equals exceptionally **easy to use** , enjoying its user-friendly portal and efficient management features. - Users value the **convenience** of Equals, enjoying its user-friendly platform for efficient expense management and support. - Users appreciate the **rapid fund allocation** and ease of managing their virtual cards with Equals. - Users commend the **quick and friendly customer support** of Equals, enhancing the overall user experience for charities. - Users value the **time-saving benefits** of Equals, enjoying quick fund management and easy expense tracking. ##### Cons - Users find the **receipt management** process somewhat clunky and lacking features like push notifications for upload reminders. - Users face **limited acceptance** of Equals, complicating usage with certain airlines and cash withdrawal options. - Users experience **approval issues** with Equals, struggling with bank statement reconciliation and app functionality. - Users find Equals' functionality **limited** , especially in receipt uploads and mobile app capabilities for administrators. - Users find the **interface design poor** , causing navigation issues and complicating tasks across multiple functionalities. #### What Are Recent G2 Reviews of Equals? **["Efficient Spend Management for Growing Teams"](https://www.g2.com/survey_responses/equals-review-12740111)** **Rating:** 5.0/5.0 stars _— Prasanna G._ [Read full review](https://www.g2.com/survey_responses/equals-review-12740111) **["Effortless Setup, Enhanced Business Transactions"](https://www.g2.com/survey_responses/equals-review-8168556)** **Rating:** 5.0/5.0 stars _— Verified User in Mental Health Care_ [Read full review](https://www.g2.com/survey_responses/equals-review-8168556) ### [SpendHound](https://www.g2.com/products/spendhound/reviews) SpendHound helps finance and procurement teams make better software decisions with market intelligence, spend visibility, and procurement expertise. The platform helps organizations understand what they're spending, what they should be spending, and how to negotiate better outcomes by combining spend visibility, AI usage insights, pricing benchmarks, procurement workflows, and expert support in a single platform. Connect SpendHound to your ERP, accounting system, card provider, SSO platform, AWS environment, and AI providers to automatically track SaaS and AI spend, contracts, renewals, budgets, usage, and token consumption in one place. Benchmarking is powered by pricing data contributed by more than 1,300 companies, while Vendor Trends provides market intelligence across 10,000+ SaaS and AI vendors to help teams discover alternatives, understand market adoption, and prioritize the highest-impact negotiations. When you need additional support, SpendHound's procurement experts are available for deal reviews, bespoke benchmarking, and vendor sourcing. For organizations that want hands-on support, Managed Negotiation gives you direct access to SpendHound's experienced negotiators, who negotiate with vendors on your behalf using proprietary market intelligence and real-world pricing data. SpendHound is free for companies with fewer than 1,000 employees. Companies with 1,000–5,000 employees pay $10,000 per year, backed by a guarantee to identify at least $150,000 in savings or your money back. Custom pricing is available for organizations with 5,000+ employees. **Average Rating:** 4.8/5.0 **Total Reviews:** 178 #### How Do G2 Users Rate SpendHound? - **Has the product been a good partner in doing business?:** 9.8/10 (Category avg: 9.0/10) - **Alignment:** 9.4/10 (Category avg: 8.8/10) - **Data:** 7.6/10 (Category avg: 8.7/10) - **Multiple Views:** 5.0/10 (Category avg: 8.7/10) #### Who Is the Company Behind SpendHound? - **Seller:** [YipitData](https://www.g2.com/sellers/yipitdata) - **Company Website:** yipitdata.com - **Year Founded:** 2013 - **HQ Location:** New York, NY - **Twitter:** @yipitdata 4,132 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=e9d009da148f05b42577604744b5b9776c15379261a8dafd2a0f8b558062044d&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fyipitllc&secure%5Burl_type%5D=linkedin_company_website) 856 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** Controller, CFO - **Top Industries:** Computer Software, Information Technology and Services - **Company Size:** 66% Medium, 20% Small #### What Do G2 Reviewers Say About SpendHound? _AI-generated summary from verified user reviews_ ##### Pros - Users highlight the **ease of use** of SpendHound, making it accessible for all user levels. - Users appreciate the **excellent customer support** from SpendHound, valuing their assistance and personal interaction throughout the experience. - Users appreciate the **visibility and control** SpendHound provides for SaaS spending, simplifying management and optimizing costs. - Users value the **expert negotiation support** from SpendHound, enhancing their ability to secure better vendor deals. - Users highlight the **easy setup** of SpendHound, appreciating the hassle-free initial process and excellent support. ##### Cons - Users face **insufficient information** regarding app usage and contract details, hindering effective financial management. - Users find the **inadequate categorization** of SpendHound limits effective tracking and complicates financial reconciliation. - Users find SpendHound lacking in **essential features** like advanced analytics and detailed reporting options, impacting effectiveness. - Users find the **manual processes** in SpendHound cumbersome due to missed automation and required manual data updates. - Users identify **poor reporting** features in SpendHound, calling for more detailed and visualized financial data analysis. #### What Are Recent G2 Reviews of SpendHound? **["Clear SaaS Spend Visibility and Easy Renewal Management with Spendhound"](https://www.g2.com/survey_responses/spendhound-review-12604246)** **Rating:** 4.5/5.0 stars _— Dan V._ [Read full review](https://www.g2.com/survey_responses/spendhound-review-12604246) **["SpendHound is a great partner for contract management"](https://www.g2.com/survey_responses/spendhound-review-11505421)** **Rating:** 5.0/5.0 stars _— Robin P._ [Read full review](https://www.g2.com/survey_responses/spendhound-review-11505421) ### [Stampli](https://www.g2.com/products/stampli/reviews) Stampli delivers stress-free finance with Procure-to-Pay that works for you. The platform spans procurement, accounts payable, vendor management, payments, and Stampli Card, with Stampli AI embedded directly into ERP-integrated workflows. Stampli AI performs on average 87% of finance work across 2,700+ unique fields, with all suggested entries subject to human review and approval before posting to the ERP. With Stampli, finance teams control spend, move work faster, and turn operational data into smarter decisions. Founded in 2015, Stampli serves 1,800+ unique customers operating inside their ERP ecosystem across 2,800+ entities, with 400k+ invoices processed per week and $390B+ in cumulative spend processed. Stampli is backed by $148 million in funding from top investors including Blackstone, Insight Venture Partners, SignalFire, and Bloomberg Beta. **Average Rating:** 4.6/5.0 **Total Reviews:** 1,961 #### How Do G2 Users Rate Stampli? - **Has the product been a good partner in doing business?:** 9.6/10 (Category avg: 9.0/10) - **Alignment:** 9.0/10 (Category avg: 8.8/10) - **Data:** 8.9/10 (Category avg: 8.7/10) - **Multiple Views:** 8.6/10 (Category avg: 8.7/10) #### Who Is the Company Behind Stampli? - **Seller:** [Stampli](https://www.g2.com/sellers/stampli) - **Company Website:** www.stampli.com - **Year Founded:** 2015 - **HQ Location:** Mountain View, California - **Twitter:** @stampli 9,159 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=a724cffbd27305b724d03396f38a479cd54cd0d9db62c7f2eba063fe14c2c67a&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F5273577%2F&secure%5Burl_type%5D=linkedin_company_website) 309 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** Controller, Staff Accountant - **Top Industries:** Accounting, Hospital & Health Care - **Company Size:** 61% Medium, 27% Small #### What Do G2 Reviewers Say About Stampli? _AI-generated summary from verified user reviews_ ##### Pros - Users appreciate the **ease of use** of Stampli, streamlining invoice management and enhancing communication across teams. - Users find Stampli **extremely user-friendly** , streamlining invoice approvals and providing a centralized overview for efficient expense management. - Users find Stampli **intuitive and user-friendly** , streamlining invoice approvals and enhancing overall expense management efficiency. - Users value the **efficiency** of Stampli, appreciating its time-saving features and user-friendly setup for quick invoice processing. - Users value the **responsive and helpful customer support** team, enhancing their overall experience with Stampli. ##### Cons - Users face **invoice issues** with Stampli, including slow approvals and difficulties in managing edits and bulk invoice changes. - Users face **missing features** in Stampli, such as batch editing options and direct payment integration from the platform. - Users experience **approval issues** that slow down invoice processing and limit flexibility in managing submissions. - Users experience **technical issues** such as inaccurate payment recognition and automation limitations, impacting their workflow efficiency. - Users experience **invoicing issues** with Stampli, particularly with editing names and managing hundreds of invoices efficiently. #### What Are Recent G2 Reviews of Stampli? **["Effortless Invoice Management with Stampli"](https://www.g2.com/survey_responses/stampli-review-13183879)** **Rating:** 5.0/5.0 stars _— Brian D._ [Read full review](https://www.g2.com/survey_responses/stampli-review-13183879) **["Stampli Streamlines AP with Clear Tracking and Automated Approvals"](https://www.g2.com/survey_responses/stampli-review-13182887)** **Rating:** 5.0/5.0 stars _— Verified User in Manufacturing_ [Read full review](https://www.g2.com/survey_responses/stampli-review-13182887) #### What Are G2 Users Discussing About Stampli? - [What is Stampli used for?](https://www.g2.com/discussions/what-is-stampli-used-for) ### [Rho](https://www.g2.com/products/rho/reviews) Rho is the modern banking platform built for startups. Open accounts in minutes, issue cards, manage expenses, pay bills, and close the books – all in one connected platform backed by real human support. **Average Rating:** 4.7/5.0 **Total Reviews:** 126 #### How Do G2 Users Rate Rho? - **Has the product been a good partner in doing business?:** 9.5/10 (Category avg: 9.0/10) - **Alignment:** 9.1/10 (Category avg: 8.8/10) - **Data:** 9.3/10 (Category avg: 8.7/10) - **Multiple Views:** 8.9/10 (Category avg: 8.7/10) #### Who Is the Company Behind Rho? - **Seller:** [Rho](https://www.g2.com/sellers/rho) - **Year Founded:** 2018 - **HQ Location:** New York, US - **Twitter:** @rhobusiness 4,119 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=ce34825044f615adf462244d6a287544dfee2ef6b34202db5a0135254532ee56&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Frhobusiness%2F&secure%5Burl_type%5D=linkedin_company_website) 329 employees on LinkedIn® #### Who Uses This Product? - **Top Industries:** Marketing and Advertising, Construction - **Company Size:** 50% Medium, 46% Small #### What Do G2 Reviewers Say About Rho? _AI-generated summary from verified user reviews_ ##### Pros - Users find Rho's **ease of use** impressive, with simple setup and efficient management of multiple accounts. - Users praise Rho for its **exceptional customer support** , highlighting a responsive team that enhances their banking experience. - Users praise Rho for its **easy implementation** , enjoying a seamless setup and responsive support throughout the process. - Users find the **easy setup** of Rho to be a significant advantage, enhancing their overall experience with the platform. - Users find that Rho's **time-saving features** streamline payroll and account management, enhancing overall efficiency and ease. ##### Cons - Users find the **limited options** for real-time transfers and customization to be disappointing and frustrating. - Users find **improvement needed** in Rho's payment options and functionality for bill pay and expense reimbursement features. - Users find **integration issues** with QuickBooks bank feed, leading to limitations in customization and reporting features. - Users find the **limited functionality** of Rho disappointing, especially with issues like lacking support for Zelle and real-time transfers. - Users are disappointed by the **limited reporting support** and lack of real-time transfer options for Zelle and Venmo. #### What Are Recent G2 Reviews of Rho? **["Slick UI and Outstanding Customer Service"](https://www.g2.com/survey_responses/rho-review-12885721)** **Rating:** 4.5/5.0 stars _— Verified User in Logistics and Supply Chain_ [Read full review](https://www.g2.com/survey_responses/rho-review-12885721) **["Exceptional Service and Personal Attention Across Channels"](https://www.g2.com/survey_responses/rho-review-12865178)** **Rating:** 5.0/5.0 stars _— Sid S._ [Read full review](https://www.g2.com/survey_responses/rho-review-12865178) ### [Mesh Payments](https://www.g2.com/products/mesh-payments/reviews) Mesh Payments is the AI-driven T&E platform for global organizations. We unify corporate cards, expense management, and travel into one intelligent platform - giving finance teams real-time visibility and control over every dollar, across every entity, currency, and category. More than 1,500 companies rely on Mesh to eliminate the manual work behind T&E. Policy enforcement happens at the point of payment, not after the fact. Receipts match automatically. Reconciliation closes in one click, not one week. Corporate Cards Issue virtual and physical cards with pre-approved budgets, lock spend to specific vendors, and enforce policy in real time - before a transaction clears, not after. No more expense reports. Automated Reconciliation and ERP Sync Mesh auto-categorizes spend, matches receipts, and syncs directly with your ERP. What used to take your team days now takes minutes. Travel Maintain full corporate policy across any booking channel. On-trip spend controls, real-time visibility, and automatic reconciliation - all in one place. AI-Powered Insights Surface cost-saving opportunities across SaaS pricing, license consolidation, and vendor contracts. Proactive recommendations, not reactive reports. Streamlined Approvals Route payment requests through customizable approval flows with instant alerts and full status tracking - so nothing falls through the cracks. Global by Design Local currency cards in 40+ countries. Multi-entity controls. Reimbursements in 100+ countries. Built for global complexity from day one - no workarounds needed. Open Architecture Bring your existing corporate cards and connect your ERP, HRIS, and travel tools. Mesh fits into your stack without a rip-and-replace. Learn more at www.meshpayments.com **Average Rating:** 4.6/5.0 **Total Reviews:** 1,064 #### How Do G2 Users Rate Mesh Payments? - **Has the product been a good partner in doing business?:** 9.4/10 (Category avg: 9.0/10) - **Alignment:** 8.4/10 (Category avg: 8.8/10) - **Data:** 8.2/10 (Category avg: 8.7/10) - **Multiple Views:** 8.3/10 (Category avg: 8.7/10) #### Who Is the Company Behind Mesh Payments? - **Seller:** [Mesh Payments](https://www.g2.com/sellers/mesh-payments) - **Year Founded:** 2018 - **HQ Location:** New York, US - **Twitter:** @meshpayments 3,470 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=65f10ff615e4a3217efe46c6eb31f97be9b7fa5b623822117b3fcfef9a17327c&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fmeshpayments%2F&secure%5Burl_type%5D=linkedin_company_website) 151 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** Controller, CFO - **Top Industries:** Computer Software, Information Technology and Services - **Company Size:** 65% Medium, 30% Small #### What Do G2 Reviewers Say About Mesh Payments? _AI-generated summary from verified user reviews_ ##### Pros - Users love the **ease of use** of Mesh Payments, highlighting its intuitive setup and seamless card management features. - Users appreciate the **convenience of virtual cards** , allowing easy expense tracking and seamless payment processes. - Users appreciate the **easy receipt management** system, simplifying expense tracking and reducing administrative headaches. - Users appreciate the **convenience and ease of managing virtual cards** , making expense tracking and payments straightforward. - Users value Mesh Payments for its **easy budgeting and reimbursement submission** , streamlining expense management significantly. ##### Cons - Users experience **card issues** with Mesh Payments, especially regarding the need for physical cards and expense logging challenges. - Users face **approval issues** with Mesh Payments, as some vendors abroad do not accept it as payment. - Users report **limited acceptance** of Mesh Payments in certain countries and difficulties using it for car rentals. - Users find the **receipt management cumbersome** , facing issues with manual uploads and delays in loading receipts. - Users find the **login issues** frustrating due to delays and the tedious authentication process. #### What Are Recent G2 Reviews of Mesh Payments? **["Intuitive Portal Unifies Our Expense Management"](https://www.g2.com/survey_responses/mesh-payments-review-12688114)** **Rating:** 4.5/5.0 stars _— Adam T._ [Read full review](https://www.g2.com/survey_responses/mesh-payments-review-12688114) **["Effortless Setup, Streamlined Expense Management"](https://www.g2.com/survey_responses/mesh-payments-review-12771559)** **Rating:** 4.5/5.0 stars _— Allon M._ [Read full review](https://www.g2.com/survey_responses/mesh-payments-review-12771559) #### What Are G2 Users Discussing About Mesh Payments? - [How do I create a mesh account?](https://www.g2.com/discussions/how-do-i-create-a-mesh-account) - 1 comment - [How do I add money to my mesh?](https://www.g2.com/discussions/how-do-i-add-money-to-my-mesh) - 1 comment - [How do you use mesh payment?](https://www.g2.com/discussions/how-do-you-use-mesh-payment) - 1 comment - [What is mesh payment system?](https://www.g2.com/discussions/what-is-mesh-payment-system) - 1 comment ### [Precoro](https://www.g2.com/products/precoro/reviews) Precoro is a powerful, cloud-based solution that consolidates procurement, E-invoicing, AP automation, and spend management into one intelligent, AI-driven platform. Designed to streamline your entire "intake-to-pay" cycle, Precoro empowers businesses to eliminate manual effort, prevent maverick spend, and gain total control over cash flow. Stop toggling between disconnected tools. Precoro manages your entire spending lifecycle, using advanced AI to turn complex financial data into actionable business insights. Key Capabilities: Procurement Consolidation: Streamline your entire request-to-PO process. Centralize purchase orders, automate custom approval workflows, and eliminate maverick spend from day one. AI AP Automation & E-Invoicing: Simplify data intake. Automatically capture invoices via AI-driven OCR or compliant E-invoicing networks. Ensure 100% data accuracy with automated 3-way matching. Payment Automation: Close the loop on your AP process. Pay vendors directly from Precoro. Ensure every payment is backed by a matched, approved invoice, eliminating manual bank entry and reducing financial risks. AI Procurement Assistant: Gain instant clarity with your built-in AI co-pilot. Ask natural language questions about spend trends, supplier performance, or budget forecasts, and receive data-backed answers instantly. Spend Management: Proactively monitor budgets across locations and departments. Leverage real-time insights to identify cost-saving opportunities and enhance business profitability. Supplier Management: Automate vendor onboarding and manage all supplier information, performance, and risk metrics within a secure, centralized repository. Seamless Integrations: Connect Precoro with ERPs like NetSuite, QuickBooks, Xero, and Sage, or build custom connections via our free API to ensure data integrity across your financial ecosystem. Precoro ensures painless onboarding without IT involvement. Customize, scale, and manage operations with dedicated support from your Customer Success Manager. Security is our priority. Precoro is SOC 2 Type II compliant, supports SSO and 2-factor authentication, and aligns with GDPR/CCPA standards to keep your sensitive financial data protected. **Average Rating:** 4.7/5.0 **Total Reviews:** 209 #### How Do G2 Users Rate Precoro? - **Has the product been a good partner in doing business?:** 9.3/10 (Category avg: 9.0/10) - **Alignment:** 9.4/10 (Category avg: 8.8/10) - **Data:** 9.2/10 (Category avg: 8.7/10) - **Multiple Views:** 9.2/10 (Category avg: 8.7/10) #### Who Is the Company Behind Precoro? - **Seller:** [Precoro](https://www.g2.com/sellers/precoro) - **Company Website:** precoro.com - **Year Founded:** 2014 - **HQ Location:** Brooklyn, New York - **Twitter:** @PrecoroHQ 845 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=e19a2ec12999eeb0a5d1d8e4a786d2fa932b23c2d177e5177b524e35c2c552af&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F10384070%2F&secure%5Burl_type%5D=linkedin_company_website) 144 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** CEO - **Top Industries:** Information Technology and Services, Computer Software - **Company Size:** 63% Medium, 30% Small #### What Do G2 Reviewers Say About Precoro? _AI-generated summary from verified user reviews_ ##### Pros - Users value the **ease of use** in Precoro, enjoying its intuitive interface and streamlined workflow for procurement tasks. - Users highlight the **efficiency** of Precoro in simplifying procurement and optimizing financial workflows seamlessly. - Users appreciate the **simplicity and user-friendliness** of Precoro, enhancing efficiency and organization in procurement processes. - Users commend the **streamlined approval process** in Precoro, enhancing organization and ensuring efficient cross-department coordination. - Users praise Precoro's **fantastic customer support** for its speed and effectiveness in resolving issues promptly. ##### Cons - Users find the **navigation and search features unintuitive** , making it challenging to manage requests and approvals efficiently. - Users face challenges with **feature absence** , particularly when managing approvals across multiple subsidiaries and lacking a central overview. - Users face challenges with **invoice issues** , preferring direct billing rather than managing invoices within the software. - Users find the **learning curve steep** , particularly for new users navigating through requests and approvals. - Users find the **limited functionality** of Precoro challenging, especially with multiple subsidiaries and insufficient reconciliation options. #### What Are Recent G2 Reviews of Precoro? **["Clear, Easy-to-Use Purchasing Tool That Keeps Everything Organized"](https://www.g2.com/survey_responses/precoro-review-12904480)** **Rating:** 4.5/5.0 stars _— Michelle R._ [Read full review](https://www.g2.com/survey_responses/precoro-review-12904480) **["Precoro experience review"](https://www.g2.com/survey_responses/precoro-review-11252945)** **Rating:** 5.0/5.0 stars _— Ivan I._ [Read full review](https://www.g2.com/survey_responses/precoro-review-11252945) ### [SAP Ariba](https://www.g2.com/products/sap-ariba/reviews) SAP Ariba automates management of the purchasing lifecycle for indirect goods and services, to streamline workflows, expedite approvals, and eradicate errors and exceptions. By increasing procurement efficiency, it helps users to manage more spend with less effort, and meet demands with agility and speed. For smaller companies relying on manual methods and simple automation, or a large global enterprises using multiple applications and ERP systems, SAP Ariba solutions deliver end-to-end spend visibility, control, and compliance, to help organizations become more flexible, responsive, and fiscally effective. **Average Rating:** 4.1/5.0 **Total Reviews:** 742 #### How Do G2 Users Rate SAP Ariba? - **Has the product been a good partner in doing business?:** 8.1/10 (Category avg: 9.0/10) - **Alignment:** 8.3/10 (Category avg: 8.8/10) - **Data:** 8.5/10 (Category avg: 8.7/10) - **Multiple Views:** 7.9/10 (Category avg: 8.7/10) #### Who Is the Company Behind SAP Ariba? - **Seller:** [SAP](https://www.g2.com/sellers/sap) - **Company Website:** www.sap.com - **Year Founded:** 1972 - **HQ Location:** Walldorf - **Twitter:** @SAP 297,052 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=8fd712dbd816fadfc039a60dcf8c1a3d6a48469756075586fa0be3da7e4b74d7&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fsap%2F&secure%5Burl_type%5D=linkedin_company_website) 141,955 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** Manager, Consultant - **Top Industries:** Information Technology and Services, Accounting - **Company Size:** 55% Large, 29% Medium #### What Do G2 Reviewers Say About SAP Ariba? _AI-generated summary from verified user reviews_ ##### Pros - Users appreciate the **ease of use** of SAP Ariba, enjoying streamlined procurement and improved visibility into spending. - Users highlight the **enhanced efficiency** of SAP Ariba, simplifying procurement and fostering seamless collaboration and visibility. - Users value the **well-organized procurement environment** of SAP Ariba, enhancing efficiency and visibility throughout the process. - Users find SAP Ariba's **time-saving features** invaluable, streamlining procurement and enhancing workflow efficiency significantly. - Users value SAP Ariba for its **strong supplier management** capabilities that enhance compliance and procurement visibility. ##### Cons - Users find SAP Ariba's interface **complex and confusing** , making navigation and troubleshooting a daunting task. - Users face a **learning curve** with SAP Ariba, often requiring initial training to navigate its complex interface. - Users find SAP Ariba's **user interface cumbersome** , experiencing difficulties with navigation and slow performance. - Users criticize the **poor interface design** of SAP Ariba, finding it complex, slow, and unintuitive to navigate. - Users face a **complex setup** with SAP Ariba, requiring significant time and training to navigate effectively. #### What Are Recent G2 Reviews of SAP Ariba? **["Modern API-First Ariba on SAP BTP That Reduces Integration Friction"](https://www.g2.com/survey_responses/sap-ariba-review-12825444)** **Rating:** 4.5/5.0 stars _— Akansha C._ [Read full review](https://www.g2.com/survey_responses/sap-ariba-review-12825444) **["SAP Ariba is user friendly and Recommended"](https://www.g2.com/survey_responses/sap-ariba-review-4773604)** **Rating:** 4.0/5.0 stars _— Jeet S._ [Read full review](https://www.g2.com/survey_responses/sap-ariba-review-4773604) #### What Are G2 Users Discussing About SAP Ariba? - [What is SAP Ariba used for?](https://www.g2.com/discussions/what-is-sap-ariba-used-for) - 4 comments - [How do you use Ariba software?](https://www.g2.com/discussions/how-do-you-use-ariba-software) - 2 comments - [Is SAP Ariba the same as SAP?](https://www.g2.com/discussions/is-sap-ariba-the-same-as-sap) - 4 comments - [How does Ariba work with SAP?](https://www.g2.com/discussions/how-does-ariba-work-with-sap) - [What is SAP Ariba software?](https://www.g2.com/discussions/what-is-sap-ariba-software) - 2 comments ### [Pluto](https://www.g2.com/products/plutocard/reviews) Pluto is the most comprehensive & powerful corporate card and spend management platform built for MENA businesses. From small businesses to the largest multi-national group holdings, businesses such as Property Finder, Knight Frank and Swissport have trusted Pluto with all of their non-payroll spending. Pluto combines the power of getting access to instant issuance unlimited corporate cards, full end-to-end reimbursements, petty cash & account payables management all within one platform. No more chasing for receipts, manually approving invoices on long e-mail threads or sharing one corporate card with several people. Pluto's enterprise platform brings control back to complex finance and accounting business processes and creates a streamlined approach to controlling your company's spending. **Average Rating:** 4.6/5.0 **Total Reviews:** 504 #### How Do G2 Users Rate Pluto? - **Has the product been a good partner in doing business?:** 9.1/10 (Category avg: 9.0/10) - **Alignment:** 8.7/10 (Category avg: 8.8/10) - **Data:** 8.6/10 (Category avg: 8.7/10) - **Multiple Views:** 8.7/10 (Category avg: 8.7/10) #### Who Is the Company Behind Pluto? - **Seller:** [Pluto Card](https://www.g2.com/sellers/pluto-card) - **Year Founded:** 2021 - **HQ Location:** Dubai, AE - **Twitter:** @getplutocom 259 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=25c30abf8d12324c11d9d12a0f36f1e4cab3ade709ea46042fab39a277688742&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fplutocardmena%2F&secure%5Burl_type%5D=linkedin_company_website) 59 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** Accountant, Finance Manager - **Top Industries:** Real Estate, Financial Services - **Company Size:** 54% Medium, 39% Small #### What Do G2 Reviewers Say About Pluto? _AI-generated summary from verified user reviews_ ##### Pros - Users praise Pluto for its **ease of use** , benefiting from intuitive features that simplify expense management and save time. - Users find Pluto's **time-saving features** essential for simplifying expense management and streamlining financial processes. - Users value the **streamlined expense approvals** and real-time analytics of Pluto, enhancing transparency and efficiency in spending. - Users commend Pluto's **exceptional customer support** , making onboarding and usage seamless despite varying user backgrounds. - Users value the **real-time visibility and control** of Pluto, streamlining expense management and enhancing team efficiency. ##### Cons - Users report **card issues** such as declined payments and slow refunds, impacting their overall experience with Pluto. - Users face **payment issues** with transactions being rejected, no online payments, and delays in receipt uploads. - Users often face **approval issues** with Pluto, complicating international transaction management and causing frustration in the process. - Users experience **delays** in processing transactions and refunds, impacting their satisfaction with Pluto's service. - Users find the **limited customization options** in Pluto restrict their ability to tailor the product to their needs. #### What Are Recent G2 Reviews of Pluto? **["Streamlined Transactions with Stellar Support"](https://www.g2.com/survey_responses/pluto-review-12802645)** **Rating:** 5.0/5.0 stars _— Musammil M._ [Read full review](https://www.g2.com/survey_responses/pluto-review-12802645) **["Efficient Government Transactions with Pluto"](https://www.g2.com/survey_responses/pluto-review-12771396)** **Rating:** 4.5/5.0 stars _— KGC Global C._ [Read full review](https://www.g2.com/survey_responses/pluto-review-12771396) ### [Mercury](https://www.g2.com/products/mercury-mercury/reviews) Mercury is the fintech that brings all the ways people and businesses use money into a single product that feels extraordinary to use. With banking\*, credit cards, and software, Mercury helps more than 200K ambitious companies and entrepreneurs make better decisions and build their businesses. To learn more, visit Mercury.com. - Used by founders, finance leads, and operators at startups and SMBs - Common use cases: paying vendors and contractors, managing team spend, and reconciliation - Suitable for multi-entity structures that need shared controls and permissions - Supports companies seeking operational efficiency without expanding headcount - Up to $5M in FDIC insurance\* on deposits through our partner banks’ sweep networks Mercury combines checking & savings accounts with payments, spend control, and finance ops automation in one place. - Business checking and savings with digital onboarding and a streamlined web/mobile interface - ACH, free domestic and international USD wires from Mercury, low-fee non-USD transfers, and mailed checks - Debit and credit cards\*\* with customizable limits, merchant/category controls, real-time visibility, and cashback - Automated tools for billing, invoicing, and approvals with accounting integrations - Cash management options, including venture debt Mercury addresses the inefficiencies of legacy banking and the fragmentation of multiple finance tools by centralizing workflows and reducing payment friction. - Automates manual tasks like bill pay, invoicing, approvals, and reconciliation to speed up month-end close - Replaces branch visits and opaque fees with transparent, smooth money movement - Compliant onboarding and monitoring designed to protect businesses and reduce surprises - Fast, knowledgeable customer support across multiple channels The data: - Raised $500M in primary and secondary funding from top-tier venture capital firms and angel investors, athletes, entertainers, and 2.5K Mercury customers - $3.5B valuation in March ‘25 - 11 consecutive quarters of profitability based on both EBITDA and GAAP net-income (as of April ‘25) - $500M in revenue in 2024 - More than 200K customers - 40% growth in customers in 2024 - $156B in annual transaction volume in 2024, up 64% year-over-year - Customer NPS of 75\*\*\* (compared to banking industry average of 34) - 1 in 3 startups use Mercury\*\*\*\* - More than 50% of YC cohorts choose Mercury \*Mercury is a fintech company, not an FDIC-insured bank. Checking and savings accounts are provided through our bank partners Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC. Deposit insurance covers the failure of an insured bank. Checking and savings account deposits may be held by sweep network banks. Certain conditions must be satisfied for pass-through insurance to apply. Learn more here. \*\*The Mercury Debit Cards are issued by Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC, pursuant to licenses from Mastercard®. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard®. \*\*\*Net Promoter Score (NPS) information and ratings are available at https://customergauge.com/benchmarks/blog/financial-services-nps-benchmarks. \*\*\*\*Calculation based on US-based companies that received an angel, pre-seed, seed, or Series A investment reported on Crunchbase in the most recent year. **Average Rating:** 4.5/5.0 **Total Reviews:** 119 #### How Do G2 Users Rate Mercury? - **Has the product been a good partner in doing business?:** 8.8/10 (Category avg: 9.0/10) - **Alignment:** 6.9/10 (Category avg: 8.8/10) - **Data:** 6.8/10 (Category avg: 8.7/10) - **Multiple Views:** 7.0/10 (Category avg: 8.7/10) #### Who Is the Company Behind Mercury? - **Seller:** [Mercury](https://www.g2.com/sellers/mercury-d05da646-a155-46e3-a2d5-db2bad2e5bd1) - **Company Website:** mercury.com - **Year Founded:** 2017 - **HQ Location:** San Francisco, CA - **Twitter:** @mercury 42,985 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=2463ef35901cb786d79253fa348029693cceb88deb79d25371d722727d153ea8&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fmercuryhq&secure%5Burl_type%5D=linkedin_company_website) 1,622 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** CEO, Founder - **Top Industries:** Computer Software, Information Technology and Services - **Company Size:** 84% Small, 7% Medium #### What Do G2 Reviewers Say About Mercury? _AI-generated summary from verified user reviews_ ##### Pros - Users highlight the **ease of use** of Mercury, making banking effortless and enjoyable for small businesses. - Users praise the **easy setup** of Mercury, allowing quick onboarding and immediate access to essential banking features. - Users praise the **user-friendly interface** of Mercury, finding it modern and well-designed for small business needs. - Users commend Mercury for its **efficient management** of finances, enjoying streamlined processes and modern features that simplify banking. - Users love the **easy-to-use interface** of Mercury, which enhances daily operations for small businesses. ##### Cons - Users face **approval issues** with Mercury, reporting frustrating delays and lack of responsiveness despite providing necessary documents. - Users express frustration with **poor customer support** , encountering slow response times and unresolved requests. - Users report frequent **card issues** , including lack of a physical card and dissatisfaction with its design. - Users find the **credit card cash back** disappointing and desire more immediate access to credit options. - Users are frustrated by **currency fees** and poor exchange rates, finding it detrimental to their experience with Mercury. #### What Are Recent G2 Reviews of Mercury? **["Seamless, Modern Banking with a Few Caveats"](https://www.g2.com/survey_responses/mercury-review-12038711)** **Rating:** 5.0/5.0 stars _— Georgios D._ [Read full review](https://www.g2.com/survey_responses/mercury-review-12038711) **["Simplifies Banking with Seamless Invoicing"](https://www.g2.com/survey_responses/mercury-review-12679881)** **Rating:** 5.0/5.0 stars _— Marcos O._ [Read full review](https://www.g2.com/survey_responses/mercury-review-12679881) - [‹ Prev‹ Prev](/categories/spend-management/small-business?order=g2_score#product-list) - [1](/categories/spend-management/small-business?order=g2_score#product-list) - 2 - [3](/categories/spend-management/small-business?order=g2_score&page=3#product-list) - [4](/categories/spend-management/small-business?order=g2_score&page=4#product-list) - [Next ›Next ›](/categories/spend-management/small-business?order=g2_score&page=3#product-list) Spotlight Categories [Corporate Learning Management Systems](https://www.g2.com/categories/corporate-learning-management-systems) [Fleet Management Software](https://www.g2.com/categories/fleet-management) [Email Marketing Software](https://www.g2.com/categories/email-marketing) [Purchasing Software](https://www.g2.com/categories/purchasing-software) [Third Party & Supplier Risk Management Software](https://www.g2.com/categories/third-party-supplier-risk-management) Similar Categories - [Autonomous Sourcing](/categories/autonomous-sourcing) - [Contractor Risk Management](/categories/contractor-risk-management) - [Procurement Orchestration](/categories/procurement-orchestration) - [Procurement Spend Analysis](/categories/procurement-spend-analysis) - [Procure to Pay](/categories/procure-to-pay) - [Purchasing](/categories/purchasing-software) - [RFP](/categories/rfp) - [Strategic Sourcing](/categories/strategic-sourcing) - [Vendor Management](/categories/vendor-management) [Browse Spend Management Themes](/categories/spend-management/themes) ![Nathan Calabrese](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Nathan Calabrese") NC Researched and written by [Nathan Calabrese](https://research.g2.com/insights/author/nathan-calabrese) Updated Products classified in the overall Spend Management category are similar in many regards and help companies of all sizes solve their business problems. However, small business features, pricing, setup, and installation differ from businesses of other sizes, which is why we match buyers to the right Small Business Spend Management to fit their needs. Compare product ratings based on reviews from enterprise users or connect with one of G2's buying advisors to find the right solutions within the Small Business Spend Management category. In addition to qualifying for inclusion in the Spend Management Software category, to qualify for inclusion in the Small Business Spend Management Software category, a product must have at least 10 reviews left by a reviewer from a small business. Show More * * * ## How Do You Choose the Right Spend Management Software? ### What You Should Know About Spend Management Software ### Spend Management Software: Analyst Takeaways from G2’s Review Data Tracking expenses is a challenge that every business faces. From travel costs to employee purchases, spending can quickly get out of hand without a clear system. That’s where spend management software comes in. It’s not just a digital ledger, it’s a way to keep spending organized, automate approvals, and maintain visibility over company costs. After reviewing thousands of G2 user reviews, I’ve seen how teams in software, IT services, non-profits, and [accounting](https://www.g2.com/categories/accounting) rely on these tools to simplify spend and [expense management](https://www.g2.com/categories/expense-management). They log receipts, enforce spending policies, and prevent budget overruns. Spend management software is a must-have for companies dealing with complex spending categories or managing multiple departments. ### What I Often See in Spend Management Feedback #### Pros: What Users Consistently Appreciate - **Ease of Use:** Users often highlight how intuitive these platforms are. Whether navigating menus, submitting expenses, or automating receipts, they appreciate how simple it is to get things done. “_Easy to use. Easy to digest. Access to Support/Live Chat. Self-serve resources, like FAQs and Help Center Articles. I set up an event for my team onsite recently, when previously, I had only used the tool for my company expenses, and I was concerned I would mess something up. But everything was straightforward to set up._”- [Allison Guertin, Navan review](https://www.g2.com/products/navan-formerly-tripactions/reviews/navan-formerly-tripactions-review-11161962). - **Automated Receipt Management:** I’ve noticed that many users appreciate being able to email receipts directly to the platform. They’re automatically logged and matched with expenses, which greatly simplifies expense tracking, especially for people who travel often. “_What stands out are the powerful features—real-time expense tracking, automated receipt capture, and seamless integrations with accounting software. It has significantly improved how we handle business expenses, saving time and reducing manual errors._”- [Alexandra Holt, Payhawk review](https://www.g2.com/products/payhawk/reviews/payhawk-review-10804513). - **Centralized Expense Tracking:** Users value having a single platform where all spending is tracked and categorized. This makes it easier for finance teams to monitor expenses and for managers to monitor budgets.  “_It is the easy integration of expense management and tracking in one platform. Automated business processes for payments and real-time expense tracking. The use of virtual cards makes it easier to manage and allocate budgets. It is easy, daily, and time-saving._” -[Shabbir Ambaliyasana, BILL review](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews/bill-spend-expense-formerly-divvy-review-10336460). #### Cons: Where Many Platforms Fall Short - **Confusing Navigation:** Several reviews mention that the interface can be confusing, especially with too many views or settings that are difficult to navigate. This can be a barrier for teams trying to use the platform efficiently. “_The only critique I have is that sometimes the navigation through the interface is not intuitive. Once you use it a couple of times, you understand the nuances, but at first it can be confusing.”_-[Bill Rose, Airbase review](https://www.g2.com/products/airbase/reviews/airbase-review-10856999). - **Budget Management Complexity:** I see users mention that setting up and managing budgets can be confusing, with multiple steps that aren’t always clear. This is a common issue, especially for teams trying to maintain strict budget control. “_The budget piece can be confusing, and receiving a card takes a long time. Training could be better, and based on our setup, there could have been a better job of splitting expenses across various locations. That component seems limited._” - [Michelda Johnson, BILL Spend & Expense (Formerly Divvy) review](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews/bill-spend-expense-formerly-divvy-review-11163907). - **Limited Customization:** Users sometimes wish more flexibility in tracking or categorizing expenses. The lack of customization can be a roadblock for teams with unique needs. _“While the tool covers a wide range of procurement needs effectively, there are occasional opportunities to enhance the user experience further, especially with more advanced analytics and reporting customization. ”-_ [Nalini Gottumukkala, PRM360 review](https://www.g2.com/products/prm360/reviews/prm360-review-11066639)_._ ### My Expert Takeaway on Spend Management Software in 2025 The teams that get the most out of spend management software don’t just track expenses. They use it to gain a clear understanding of where their money is going, prevent unnecessary costs, and keep spending aligned with their financial goals. With an **average star rating of 4.5** , an **8.8/10 likelihood to recommend** , and high scores for **ease of use (7.0/7)**, **setup (6.5/7),** **and support (7.0/7)**, these platforms consistently earn praise for how they simplify financial management. The best teams use these tools to set budgets, automate approvals, and monitor spending in real time. I’ve observed it is also used to optimize travel costs, negotiate better rates, and spot wasteful spending before it adds up. They treat spend management software as a way to drive smarter decisions, not just a place to store receipts. For these teams, tracking costs is not just about turning spending data into insights. They know where their money goes, how to control it, and how to turn savings into a competitive advantage. ### Spend Management Software FAQs ### What are the most recommended spend management platforms for consultants? Here are some trusted spend management platforms commonly recommended for consultants handling client-related expenses: - [BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) offers real-time expense tracking and budget controls, helping consultants manage client-related expenses efficiently. - [Rippling](https://www.g2.com/products/rippling/reviews) combines spend management with HR and IT functions, streamlining administrative tasks for consulting firms. - [Brex](https://www.g2.com/products/brex/reviews) provides corporate cards and expense management tailored for fast-growing consulting businesses. - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) automates expense reporting and offers insights to optimize spending, ideal for consultants aiming to reduce overhead. - [Airbase](https://www.g2.com/products/airbase/reviews) delivers comprehensive spend control with integrated approvals and accounting, suitable for consulting firms seeking financial clarity. ### What are the best software options for vendor spend management? Here are some of the best software tools to help manage and track vendor spend with accuracy and control: - [Airbase](https://www.g2.com/products/airbase/reviews) offers multi-layered spend controls and automated vendor payments, making it ideal for managing recurring supplier expenses. - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) tracks vendor-specific spending and negotiates better terms through insights, helping businesses reduce contract waste. - [Payhawk](https://www.g2.com/products/payhawk/reviews) combines spend tracking with invoice and payment automation to streamline vendor interactions and compliance. - [Center](https://www.g2.com/products/center/reviews) provides centralized expense visibility and approval workflows, ensuring vendor spend aligns with budget policies. - [BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) enables structured vendor budgeting with virtual cards and granular transaction tracking for better cost control. ### What are the best spend management software options for large enterprises? Here are some of the best spend management software options tailored to meet the needs of [large enterprises](https://www.g2.com/categories/spend-management/enterprise): - [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) combines travel, expense, and spend management with AI-powered insights, perfect for enterprises managing complex travel and expense policies. - [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) offers comprehensive spend management with advanced procurement, expense tracking, and supplier management, ideal for large organizations needing end-to-end visibility. - [Brex](https://www.g2.com/products/brex/reviews) provides scalable spend management with corporate cards, expense automation, and deep analytics for large teams. - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) delivers automated expense tracking, smart spending insights, and centralized controls, making it suitable for large enterprises aiming to optimize costs. - [Stampli](https://www.g2.com/products/stampli/reviews) focuses on AP automation and invoice management with robust approval workflows, streamlining spend control across large organizations. [Bhoomika Pawar](https://learn.g2.com/author/bhoomika-pawar) Last updated on May 19, 2025