G2

Prasanna G.

Software Test Engineer

Small-Business (50 or fewer emp.)

5/3/2026

"Efficient Spend Management for Growing Teams"

5/5

What do you like best about Equals?

What I like most about Equals Money is the level of control and visibility it provides over company spending, without making anything feel complicated. Real-time transaction tracking and customizable spending limits make it much easier to monitor expenses across teams and prevent unnecessary overspending.

Another standout is how quickly you can issue both physical and virtual cards. The virtual cards have been especially helpful for managing online subscriptions and vendor payments more securely, and the spend controls make it easier to keep budgets organized by department or project.

I also appreciate how smoothly it integrates with accounting tools like Xero. Having transactions and receipts sync automatically saves a lot of time on manual reconciliation and helps reduce errors for finance teams.

One unexpected benefit is how much simpler employee expense management becomes when everyone has clear spending permissions and receipts are attached directly to transactions. It creates a cleaner audit trail and noticeably speeds up approvals and reporting. Overall, the platform feels user-friendly while still offering strong financial controls for growing teams. Review collected by and hosted on G2.com.

What do you dislike about Equals?

One area where Equals Money could improve is the reporting and analytics experience. While the platform offers helpful visibility into transactions, building highly customized reports or pulling deeper spending insights can sometimes feel limited compared with more advanced finance platforms. More flexible filtering options and greater dashboard customization would make reporting even more valuable for finance teams.

Another challenge is that certain workflows—such as expense approvals or account setup changes—can occasionally take longer than expected, especially when multiple users or permissions are involved. A more streamlined admin experience, with clearer navigation and more intuitive permission management, would help reduce operational friction.

The mobile experience is generally functional, but at times uploading receipts or moving between expense-related features feels less smooth than on desktop. Improving mobile responsiveness and simplifying a few key user flows would make it more convenient for employees who need to manage expenses on the go.

It would also be helpful to have more proactive notifications or alerts for failed payments, expiring cards, or unusual spending activity, so teams can respond faster without having to constantly check the platform manually. Review collected by and hosted on G2.com.

What problems is Equals solving and how is that benefiting you?

Before using Equals Money, managing company expenses and business payments was quite fragmented. We relied on manual reimbursement processes, shared corporate cards, and spreadsheets to track spending, which often caused delays, missing receipts, and limited visibility into where money was being spent.

Equals Money helped centralize expense management, card spending, and payment tracking into a single platform. The ability to issue individual virtual and physical cards with predefined limits solved a major challenge around controlling team expenses while still giving employees flexibility to make necessary purchases.

One of the biggest improvements has been real-time visibility into transactions. Instead of waiting until the end of the month to review expenses, finance teams can now monitor spending instantly, which has helped reduce unnecessary costs and improved budget control. Receipt collection and expense reconciliation are also much faster because employees can upload receipts directly against transactions.

The automation and integrations have significantly reduced manual work. Tasks that previously took hours — like matching transactions, verifying expenses, and preparing reports — can now be completed much more efficiently, saving both time and administrative effort. This has improved the overall workflow for both finance teams and employees while creating a cleaner audit trail and better compliance with company spending policies.

Another benefit has been improved security and control. Virtual cards for subscriptions or vendor payments reduce the risks associated with shared cards, and spending controls help prevent accidental overspending. Overall, the platform has streamlined financial operations, improved transparency, and reduced the operational burden of managing business expenses. Review collected by and hosted on G2.com.