--- title: Equals Reviews meta_title: 'Equals Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 197 reviews by the users' company size, role or industry to find out how Equals works for a business like yours. aggregate_rating: rating_value: 4.5 review_count: 197 scale: '5' date_modified: '2026-10-17' parent_category: name: Payment url: https://www.g2.com/categories/payment ---

Equals Reviews & Product Details

Pricing

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Embedded Finance Solutions

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Equals Reviews (197)

Reviews

Equals Reviews (197)

4.5
197 reviews

What do users say?

Generated using AI from real user reviews
Users consistently praise the product for its ease of use and efficient expense management, making it a valuable tool for businesses and charities alike. The intuitive interface allows for quick setup and real-time tracking of transactions, which enhances financial oversight. However, some users note that the app can be buggy at times, affecting the overall experience.

Pros & Cons

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Verified User in Mental Health Care
UM
Verified User in Mental Health Care
Mid-Market (51-1000 emp.)
"Effortless Setup, Enhanced Business Transactions"
5/5
What do you like best about Equals?

I like that I've been able to add my Equals card to my iWallet. This flexibility is great because I have both a work phone and a personal phone, so if I find something I need for work and don't have my work phone on me, I can still use my Equals card with my personal phone. The changes made, especially to the Equals Money page, are much improved. The initial setup of Equals was very simple, which was a relief, and I don't need to use my personal account to pay for business items anymore. Review collected by and hosted on G2.com.

What do you dislike about Equals?

The dislikes I had have been improved with the new set up. Review collected by and hosted on G2.com.

Prasanna G.
PG
Prasanna G.
Software Test Engineer
Small-Business (50 or fewer emp.)
"Efficient Spend Management for Growing Teams"
5/5
What do you like best about Equals?

What I like most about Equals Money is the level of control and visibility it provides over company spending, without making anything feel complicated. Real-time transaction tracking and customizable spending limits make it much easier to monitor expenses across teams and prevent unnecessary overspending.

Another standout is how quickly you can issue both physical and virtual cards. The virtual cards have been especially helpful for managing online subscriptions and vendor payments more securely, and the spend controls make it easier to keep budgets organized by department or project.

I also appreciate how smoothly it integrates with accounting tools like Xero. Having transactions and receipts sync automatically saves a lot of time on manual reconciliation and helps reduce errors for finance teams.

One unexpected benefit is how much simpler employee expense management becomes when everyone has clear spending permissions and receipts are attached directly to transactions. It creates a cleaner audit trail and noticeably speeds up approvals and reporting. Overall, the platform feels user-friendly while still offering strong financial controls for growing teams. Review collected by and hosted on G2.com.

What do you dislike about Equals?

One area where Equals Money could improve is the reporting and analytics experience. While the platform offers helpful visibility into transactions, building highly customized reports or pulling deeper spending insights can sometimes feel limited compared with more advanced finance platforms. More flexible filtering options and greater dashboard customization would make reporting even more valuable for finance teams.

Another challenge is that certain workflows—such as expense approvals or account setup changes—can occasionally take longer than expected, especially when multiple users or permissions are involved. A more streamlined admin experience, with clearer navigation and more intuitive permission management, would help reduce operational friction.

The mobile experience is generally functional, but at times uploading receipts or moving between expense-related features feels less smooth than on desktop. Improving mobile responsiveness and simplifying a few key user flows would make it more convenient for employees who need to manage expenses on the go.

It would also be helpful to have more proactive notifications or alerts for failed payments, expiring cards, or unusual spending activity, so teams can respond faster without having to constantly check the platform manually. Review collected by and hosted on G2.com.

Anastasija C.
AC
Anastasija C.
Head of Financial Operations
Mid-Market (51-1000 emp.)
"Intuitive Interface But Needs Enhanced Support"
4/5
What do you like best about Equals?

I find the interface of Equals Money to be really good and great for navigating. It's super useful and easy to use, especially for sending payments across the world. The ability to split money into account balances and wallets is extremely valuable from a cash flow perspective. I also appreciate the easy flow and transparency of the platform, which helps understand the processes and charges involved, making it probably the easiest among all the banks in terms of understanding the flow and fees. Review collected by and hosted on G2.com.

What do you dislike about Equals?

Probably the customer support team just because the process still relies on human interaction a lot. And on top of this, I'm not entirely sure if the team sits in different time zones, but I feel like whenever I submit a ticket, there is a considerable lag. It might be helpful to have more people who can respond within the time zone, or they could increase the capacity or educational awareness across the board. Review collected by and hosted on G2.com.

Verified User in Non-Profit Organization Management
AN
Verified User in Non-Profit Organization Management
Small-Business (50 or fewer emp.)
"Easy Portal Setup, but Support Handoffs and Transfer Errors Create Friction"
3/5
What do you like best about Equals?

Easy to set up the account and use online service on the portal Review collected by and hosted on G2.com.

What do you dislike about Equals?

Very hard to connect with relevant people and they will pass you on to another department if you have any issues. Also, they seem to get the international transfers wrong frequently and I have had to chase them up. Review collected by and hosted on G2.com.

KS
Kamil S.
Director
Small-Business (50 or fewer emp.)
"Exceptional Customer Service with a Real Human Touch"
5/5
What do you like best about Equals?

Great customer service team and a human connection that I can have a phone call or email exchange without bots! Review collected by and hosted on G2.com.

What do you dislike about Equals?

exchange rates are sometimes lower than market, but expected for the size and currencies I use Review collected by and hosted on G2.com.

Simon L.
SL
Simon L.
Co-Founder
Small-Business (50 or fewer emp.)
"Reliable Infrastructure with Room for Improvement"
4.5/5
What do you like best about Equals?

I really like the fantastic FX, payments, and cards infrastructure provided by Equals Money for Chorus clients. I also appreciate the reliable tech that they offer. Another thing that stands out is how they combine cutting-edge technology with personal service, enabling us to provide exceptional service thanks to the tech they supply. Review collected by and hosted on G2.com.

What do you dislike about Equals?

Finance reporting and basic queries sometimes take months to be resolved. People don't always reply when they say they will and there's a lack of responsibility; instead of providing a date to complete tasks, things just drop into an abyss. Also, the initial setup was not that easy, though we were the first. Review collected by and hosted on G2.com.

Verified User in Insurance
AI
Verified User in Insurance
Mid-Market (51-1000 emp.)
"Great UI and fast funding, but multi-currency Xero integration feels clunky"
3.5/5
What do you like best about Equals?

Xero integration and an easy-to-navigate user interface for tasks like ordering new cards and updating spend limits. Funds are available immediately when added, and there’s a wide range of currencies available. Review collected by and hosted on G2.com.

What do you dislike about Equals?

Integration with Xero of multiple currencies is clunky - it requires an account set up in each currency rather than converting each from one master currency and feeding through at the appropriate exchange rate Review collected by and hosted on G2.com.

Marcos A.
MA
Marcos A.
Finance
Small-Business (50 or fewer emp.)
"Effortless Expense Management, Needs Better Sync"
5/5
What do you like best about Equals?

I like how easy it is to manage and view card expenditure by employee. I can track down expenses by employee easily. I always know who spent what and know who to chase. Review collected by and hosted on G2.com.

What do you dislike about Equals?

I find it very hard to reconcile the bank account by the statements they provide. Also, no integrations with accounting software. The lack of sync with QuickBooks made operations a bit difficult. Review collected by and hosted on G2.com.

Verified User in Consumer Services
UC
Verified User in Consumer Services
Mid-Market (51-1000 emp.)
"Banking as a service"
4/5
What do you like best about Equals?

If there are issues we do have them escalated and it’s not a chat bot. Anjana is on it and addresses our needs - with that being said, the platform itself could use upgrades and the functionality could be improved. Review collected by and hosted on G2.com.

What do you dislike about Equals?

Functionality and platform bugs need to be fixed. Easy to read bank statements and clear fees segmented should

Also be more prominent Review collected by and hosted on G2.com.

Verified User in Education Management
UE
Verified User in Education Management
Small-Business (50 or fewer emp.)
"Good quality expense cards"
5/5
What do you like best about Equals?

New platform is great. Can share balances as a team Review collected by and hosted on G2.com.

What do you dislike about Equals?

Still waiting for QB link. Not essential as the download is good for us, but would be nice! Review collected by and hosted on G2.com.

Response from Equals Team of Equals

Hello,

Thank you for leaving a review, we really appreciate it. We're currently prioritising work on more accountancy integrations, so watch this space!

Thanks,

The Equals Money team

Pricing Options

Pricing provided by Equals.

Embedded Finance Solutions

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Multi-currency Business Account

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Corporate FX & International Payments

Free
Equals Comparisons
Equals Features
Ease of Creating Expense Reports
Bank / Credit Card Integration
Smart Categorization
Electronic Payments
Project Accounting / Revenue Recognition
Receipt Capture
Business Tool Integration
Workflow
Policy Compliance Management