# Best Payment Gateways - Page 16

*By [Subhransu Sahu](https://research.g2.com/insights/author/subhransu-sahu)*


Payment gateways automate the payment transaction process between shoppers and merchants, securely transmitting transaction information to banks. E-commerce businesses depend on [payment gateways](https://www.g2.com/glossary/payment-gateway-definition) to ensure that payment information is passed securely from the customer to the merchant and payment processor. This type of software is used by e-commerce managers to accept payments on multiple channels and by finance professionals to track payment performance.

This type of software should not be confused with [payment processing software](https://www.g2.com/categories/payment-processing), which focuses on business to business (B2B) payments. Payment gateways integrate with [e-commerce platforms](https://www.g2.com/categories/e-commerce-platforms), [shopping cart software](https://www.g2.com/categories/shopping-cart), and [subscription management software](https://www.g2.com/categories/subscription-management) to process payments for the goods and services sold using these solutions.

To qualify for inclusion in the Payment Gateways category, a product must:

- Accept online payments from credit and debit cards, mobile wallets, or BNPL services
- Connect the e-commerce website to a payment processor for online transactions
- Transmit payment information securely from buyers to payment processors
- Support business to consumer (B2C) and B2B payments 
- Integrate with financial systems and retail point of sale (POS) solutions
- Support multiple use cases such as e-commerce, POS, or cross-border transactions





## Top Payment Gateways at a Glance
| # | Product | Rating | Best For | What Users Say |
|---|---------|--------|----------|----------------|
| 1 | [PayPal Payments](https://www.g2.com/products/paypal/reviews) | 4.4/5.0 (2,688 reviews) | Global checkout with buyer trust and currency flexibility | "[Convenient for Transfers, But High Fees](https://www.g2.com/survey_responses/paypal-payments-review-12786911)" |
| 2 | [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) | 4.0/5.0 (40 reviews) | Omnichannel payment reconciliation with fraud auto-defense | "[Comprehensive and Efficient Payment Solution](https://www.g2.com/survey_responses/adyen-payments-review-12978203)" |
| 3 | [Apple Pay for merchants](https://www.g2.com/products/apple-pay-for-merchants/reviews) | 4.7/5.0 (135 reviews) | Contactless checkout with tokenized card security | "[One of top best wallets to have on your iPhone](https://www.g2.com/survey_responses/apple-pay-for-merchants-review-11124701)" |
| 4 | [checkout.com](https://www.g2.com/products/checkout-com/reviews) | 4.6/5.0 (70 reviews) | Multi-region card acceptance with high authorization rates | "[Reliable Payment Processing for Global Businesses](https://www.g2.com/survey_responses/checkout-com-review-12928496)" |
| 5 | [Razorpay](https://www.g2.com/products/razorpay/reviews) | 4.2/5.0 (116 reviews) | — | "[Razorpay’s Seamless Checkout and Powerful Dashboard Make Payments Effortless](https://www.g2.com/survey_responses/razorpay-review-12679329)" |
| 6 | [EBizCharge](https://www.g2.com/products/ebizcharge/reviews) | 4.8/5.0 (96 reviews) | ERP-integrated payment processing with QuickBooks and Acumatica | "[Flawless NetSuite Integration, Strong Support, and Real Savings with eBizCharge](https://www.g2.com/survey_responses/ebizcharge-review-12934412)" |
| 7 | [Paytm Business](https://www.g2.com/products/paytm-business/reviews) | 4.5/5.0 (273 reviews) | Voice-confirmed QR payments with instant settlement | "[A Game-Changer for Small Teams, Needs Faster Support](https://www.g2.com/survey_responses/paytm-business-review-12718502)" |
| 8 | [NMI Gateway](https://www.g2.com/products/nmi-gateway/reviews) | 4.6/5.0 (104 reviews) | Reseller-managed gateways with multi-MID processor flexibility | "[Proactive Support and Seamless Integrations](https://www.g2.com/survey_responses/nmi-gateway-review-12121375)" |
| 9 | [Square Payments](https://www.g2.com/products/square-payments/reviews) | 4.5/5.0 (168 reviews) | Mobile invoicing with in-person payment flexibility | "[Effortless Payments and Flexibility for Non-Profits](https://www.g2.com/survey_responses/square-payments-review-12132135)" |
| 10 | [Borderless AI](https://www.g2.com/products/borderless-ai/reviews) | 4.9/5.0 (155 reviews) | Cross-border contractor payroll with payment transparency | "[On-Time Payments with Effortless Setup](https://www.g2.com/survey_responses/borderless-ai-review-10523679)" |

---
## What Are the Most Common Questions About Payment Gateways?
*AI-generated · Last updated: May 26, 2026*
### Which tool supports recurring billing through payment gateways?
Based on G2 reviews, Razorpay stands out for recurring billing support in this Payment Gateways category. According to verified users, its subscription product helps manage mandates, retry logic, and dunning, which reduced manual work and helped teams avoid building those flows internally. G2 reviewers also mention PayPal Payments for automatic subscription renewals and recurring charges, while Usio is noted for recurring billing tied to donation pages and hosted payment pages. Overall, reviewers point to recurring billing value when a platform combines payment collection with invoicing, subscription handling, and easier reconciliation for ongoing customer payments.


### Which payment gateway offers the lowest transaction fees?
Based on G2 reviews, there is no single lowest-fee answer across all Payment Gateways use cases, but recent reviewers most often describe Razorpay as a cost-effective choice. According to verified users, they value its zero setup and annual maintenance costs, and several mention that total cost can compare favorably even when headline transaction rates seem higher. G2 reviewers also mention competitive pricing for Authorize.net, lower-cost options with RapidCents, and affordable international payment handling with some PayPal Payments experiences. Fee outcomes vary by transaction type, geography, and volume, so buyers should compare recent reviewer feedback alongside their own payment mix and settlement needs.

**Here are some of the top-rated products on G2:**

- [Razorpay](https://www.g2.com/products/razorpay/reviews) – often cited for zero setup or annual maintenance costs and strong value for subscriptions and growing businesses
- [Authorize.net](https://www.g2.com/products/authorize-net/reviews) – reviewers mention reasonable or competitive costs for online payments and CRM-connected billing
- [RapidCents](https://www.g2.com/products/rapidcents/reviews) – praised for transparent pricing, invoicing, and recurring billing support for small businesses


### Which vendor provides the most secure payment processing?
Based on G2 reviews, PayPal Payments appears most frequently in feedback focused on security in the Payment Gateways category. According to verified users, reviewers consistently mention buyer and seller protection, fraud monitoring, encryption, and the ability to transact without sharing bank or card details broadly. G2 reviewers also describe confidence in its global checkout experience and dispute protection, though some note account reviews or holds can be frustrating. Other products such as Trustpair, Authorize.net, and PhonePe Payment Gateway are also praised for fraud prevention and secure transaction handling, but PayPal Payments has the broadest recent review volume highlighting security-related trust and protection.


### Which vendor offers the fastest payment settlement times?
Based on G2 reviews, there is no universal fastest settlement winner across all Payment Gateways scenarios, but recent reviewers frequently highlight Razorpay, Cashfree, and Square Payments for timely fund movement. According to verified users, Razorpay is praised for on-time settlements and predictable disbursement timing, while Cashfree reviewers mention fast onboarding, instant payouts, and quick settlements. G2 reviewers also mention Square Payments for funds reaching accounts quickly and PayPal Payments for smooth transfers in some use cases, though other PayPal reviewers report delays. Settlement speed appears highly dependent on onboarding status, geography, bank timing, and payment method, so recent feedback suggests matching vendor strengths to your operating region.


### What is the top-rated payment gateway for enterprises?
Based on G2 reviews, PayPal Payments is the most visible recent enterprise-friendly option in this dataset because it has the strongest recent review presence and broad buyer use across invoicing, international payments, subscriptions, and checkout. According to verified users, buyers value its wide acceptance, simple setup, multi-currency support, payment tracking, and familiar experience for clients and customers. G2 reviewers mention that it supports both business and cross-border use cases well, though some note fees, verification friction, and occasional holds. For enterprise teams that prioritize global reach, trusted checkout, and broad usability over niche specialization, recent reviews most often point to PayPal Payments as the top-rated choice.

**Here are some of the top-rated products on G2:**

- [PayPal Payments](https://www.g2.com/products/paypal/reviews) – widely used for invoicing, global payments, subscriptions, and secure checkout across many business scenarios
- [Razorpay](https://www.g2.com/products/razorpay/reviews) – strong fit for high-volume online payments, subscriptions, and settlement visibility with broad payment options
- [Authorize.net](https://www.g2.com/products/authorize-net/reviews) – often used for reliable payment processing, fraud screening, and integrations with websites and CRMs


### What platform provides advanced fraud detection features?
Based on G2 reviews, PayPal Payments is one of the most frequently cited platforms for fraud-related protection in the Payment Gateways category. According to verified users, reviewers mention fraud monitoring, encryption, buyer and seller protection, and security checks that help reduce transaction risk. G2 reviewers also point to Trustpair for bank account ownership validation and fraud prevention in payment workflows, while Authorize.net is noted for fraud screening and risk management on website transactions. For buyers focused on fraud prevention, recent reviews suggest choosing between broad transaction protection from payment platforms like PayPal Payments and more verification-focused tools like Trustpair depending on the payment workflow.


### What is the best payment gateway for global transactions?
Based on G2 reviews, PayPal Payments is the best-supported answer for global transactions in this Payment Gateways dataset. According to verified users, reviewers repeatedly describe it as widely accepted across countries, useful for freelancers and businesses receiving international payments, and convenient for currency conversion and cross-border checkout. G2 reviewers mention that it helps simplify payments from global clients and marketplaces while improving trust during online transactions. Some reviews also note drawbacks such as cross-border fees, conversion costs, and occasional transfer or verification delays. Even with those tradeoffs, recent review volume most strongly supports PayPal Payments for broad international payment reach.

**Here are some of the top-rated products on G2:**

- [PayPal Payments](https://www.g2.com/products/paypal/reviews) – frequently used for international client payments, currency conversion, and globally accepted checkout
- [Payoneer](https://www.g2.com/products/payoneer/reviews) – often used for receiving cross-border payments and withdrawing to local bank accounts
- [cashfree](https://www.g2.com/products/cashfree/reviews) – reviewers mention collecting in many currencies while settling locally for international expansion


### What platform integrates payment gateways with e-commerce stores?
Based on G2 reviews, several products in the Payment Gateways category are used to integrate payments with e-commerce and online selling workflows. According to verified users, PayPal Payments is commonly connected with websites, online marketplaces, and digital service platforms, while Cashfree is specifically praised for Shopify support and tools that help manage ecommerce payment performance. G2 reviewers also mention Authorize.net for website forms, online stores, and CRM-linked billing, and EBizCharge for integration into ERP and application workflows. For buyers prioritizing ecommerce connectivity, recent reviews suggest focusing on the platform that best matches your storefront, reporting needs, and desired checkout experience.


### Which solution supports multiple currencies and payment methods?
Based on G2 reviews, PayPal Payments is the clearest recent answer for supporting multiple currencies and payment flexibility in the Payment Gateways category. According to verified users, reviewers regularly mention receiving and sending money across countries, handling currency conversion, and using the platform with a wide range of websites and online services. G2 reviewers also note that Razorpay supports multiple payment options such as UPI, cards, wallets, and net banking, while BlueSnap and Cashfree are recognized for broad currency and payment method coverage. If your priority is cross-border flexibility plus widely familiar checkout, recent review evidence most strongly supports PayPal Payments.


### What is the most affordable payment gateway for small businesses?
Based on G2 reviews, affordability for small businesses most often comes down to overall operating cost rather than headline rates alone. According to verified users, Razorpay is frequently described as budget-friendly because reviewers mention zero setup or annual maintenance costs and strong value for growing merchants. G2 reviewers also mention RapidCents for transparent pricing and lower-cost billing tools, while Square Payments is praised for accessible invoicing and simple setup for smaller operations. Some reviewers also describe PayPal Payments as affordable in certain use cases, but fees are a recurring concern. Recent review patterns suggest small businesses should prioritize total cost, setup effort, and payment reliability together.

**Here are some of the top-rated products on G2:**

- [Razorpay](https://www.g2.com/products/razorpay/reviews) – often chosen for low fixed costs, easy setup, and broad payment options for smaller merchants
- [RapidCents](https://www.g2.com/products/rapidcents/reviews) – reviewers highlight transparent pricing, invoicing, and straightforward payment tracking
- [Square Payments](https://www.g2.com/products/square-payments/reviews) – valued for easy invoicing, simple setup, and approachable tools for small business payments




## G2 Grid® for Payment Gateways
![G2 Grid® for Payment Gateways plotting products by satisfaction and market presence](https://www.g2.com/categories/payment-gateways/grids.png?focus%5B%5D=1222&focus%5B%5D=4311&focus%5B%5D=100478&focus%5B%5D=14788&focus%5B%5D=83740&focus%5B%5D=5446&focus%5B%5D=83067&focus%5B%5D=92718)
Highlighted products: PayPal Payments, Adyen Payments, Apple Pay for merchants, checkout.com, Razorpay, EBizCharge, Paytm Business, and Square Payments.
Underlying data: [Grid® JSON](https://www.g2.com/categories/payment-gateways/grids.json?focus%5B%5D=paypal&focus%5B%5D=adyen-payments&focus%5B%5D=apple-pay-for-merchants&focus%5B%5D=checkout-com&focus%5B%5D=razorpay&focus%5B%5D=ebizcharge&focus%5B%5D=paytm-business&focus%5B%5D=square-payments)


## How Many Payment Gateways Products Does G2 Track?
**Total Products under this Category:** 353

### Category Stats (Jul 2026)
- **Average Rating**: 4.21/5 (↓0.01 vs Jun 2026) The average rating of products in this category, based on all submitted ratings
- **Top Trending Product**: Adyen Payments (+5.52%) - Among all products in this category, Adyen Payments recorded the largest rating increase compared to last month
*Last updated: July 09, 2026*


## How Does G2 Rank Payment Gateways Products?

**Why You Can Trust G2's Software Rankings:**

- 30 Analysts and Data Experts
- 6,900+ Authentic Reviews
- 353+ Products
- Unbiased Rankings

G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category.


## Which Payment Gateways Is Best for Your Use Case?

- **Leader:** [PayPal Payments](https://www.g2.com/products/paypal/reviews)
- **Highest Performer:** [EBizCharge](https://www.g2.com/products/ebizcharge/reviews)
- **Easiest to Use:** [PayPal Payments](https://www.g2.com/products/paypal/reviews)
- **Top Trending:** [Razorpay](https://www.g2.com/products/razorpay/reviews)
- **Best Free Software:** [HitPay](https://www.g2.com/products/hitpay/reviews)


---

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---


## What Is Payment Gateways?

[Payment Software](https://www.g2.com/categories/payment)

## What Software Categories Are Similar to Payment Gateways?

- [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment)
- [Payment Processing Software](https://www.g2.com/categories/payment-processing)
- [Embedded Payments Software](https://www.g2.com/categories/embedded-payments)


---

## How Do You Choose the Right Payment Gateways?

### What You Should Know About Payment Gateways

### What are Payment Gateways?

Most major e-commerce platforms and payment gateways have plug-ins and extensions to make integrations easier. Conversely, less popular solutions in this space will require more work to integrate with one another. Fortunately, almost every major e-commerce platform makes it clear which payment gateways can be integrated with their software. Businesses using open source e-commerce platforms can leverage the developer community for specialized extensions and plug-ins for payment gateway integrations.

Often, payment gateways come in two flavors: hosted and integrated. Hosted payment gateways are easy to set up and require little maintenance on the part of the e-commerce store owner. Additionally, PCI compliance and data security become the responsibility of the payment gateway with hosted products, saving e-commerce businesses time and money. However, hosted options redirect customers away from the business’ website and to a payment processing page. This can be confusing for customers and as well as negatively affect conversion rates.

Integrated payment gateways require more time to implement but lead to higher conversion rates, as customers never leave the e-commerce site to complete a purchase. Integrated payment gateways can be limited by which e-commerce tools their API integrates with. Furthermore, integrated payment gateways will often require the e-commerce store to have a merchant account to accept credit card payments.

One major business problem solved is payment collection, a necessary element of an e-commerce website. In addition, payment gateways provide deep insights into granular transaction management, another common business problem.

Key Benefits of Payment Gateways

- Accept online payments through your e-commerce business
- Accept multiple currencies and payment methods
- Process payments securely without risking the security of payment information
- Prevent unauthorized payments with fraud protection mechanisms
- Quickly handle customer returns and refunds

### Why Use Payment Gateways?

“How can I easily and securely collect payments from customers on my e-commerce website?" This is the primary problem that payment gateway software resolves. Many businesses are familiar with the difficulties and cost of setting up custom payment solutions to collect and process credit card information. Payment gateway software resolves those frustrations with easy setup at a relatively low cost. Additionally, some payment gateway products allow users to upload their own branding onto the gateway. This ensures visitors aren’t redirected to a third-party website.

Additionally, an important feature of payment gateway software is its ability to detect, identify, and react to fraudulent activity. Payment gateways help ensure the safety and encryption of their customers’ sensitive information and the compliance of their e-commerce business to payment card industry (PCI) regulations.

Payment gateway software also allows users to rectify any outstanding errors and complete refunds based on the product’s database of transaction information. The database of customer transactions is crucial for users to keep track of invoices, reports, and cash flow, helping e-commerce businesses with forecasting. In addition to the database, some payment gateways also provide analytics and insights about transactions, enhancing business forecasting and improving things like customer profiles and the ability for the e-commerce company to accurately upsell or cross-sell.

**Minimizing fraud —** Payment gateways allow payments to be encrypted to ensure the security of the payer’s information as well as verifying payments to avoid fraud. Unauthorized payments will result in a notification, allowing the user to reject the payment before it goes through. Fraud protection filters may include high-risk countries, email service provider risk, high risk BIN, account number velocity, high item number, shipping/billing mismatch, AVS failure, CSC failure, and others.

**Receiving payments in multiple ways —** Users can set up recurring payments, [subscriptions](https://www.g2.com/categories/payment-gateways/f/subscriptions), split payments, and one-time payments as necessary. Users can also create peer-to-peer payments as needed. This flexibility allows users to fit their payment structure to their business model or customer needs.

**Scalability —** As a business grows, so do its payment needs. Payment gateway software makes it easy to scale by adding features as needed and integration with multiple e-commerce stores.

### Who Uses Payment Gateways?

E-commerce businesses of all sizes depend on easy-to-use payment gateways to seamlessly guide a website visitor from browsing to buying. Businesses turn to payment gateway software to automate payment transactions and ensure the security and encryption of those transactions. In turn, payment gateways integrate with e-commerce platforms and tools like subscription management software.

**E-commerce businesses —** E-commerce businesses are both the most common and most obvious use for payment gateways. These businesses need a way to collect payments online in a way that is convenient for themselves and their customers. With payment gateways, payments are instantaneous and protected for both parties.

**Charities and nonprofits —** The ability to instantaneously make donations online is hugely important for charities and other nonprofits who are held to strict reporting and taxation standards. From a nonregulatory standpoint, donors are also more likely to donate to a charity or nonprofit if it is fast and convenient to do so.

**Individual consumers —** Peer-to-peer features of payment gateways make it easy for individual users to make fast, easy payments to their friends, family, and individual contractors. Using a smartphone, anyone can make a payment to another user of the same software quickly and securely. No need to hound your friends for pizza money, you can simply send a request or single-time invoice with the exact amount they owe you.

### Payment Gateway Features

Payment gateways primarily provide payment processing tools that allow users to send and receive credit card payments as well as online payments directly from a bank account. Given the variety of payment options available, as well as the myriad ways that payments can be structured, there can be a lot of variety among online payment systems. Some may even integrate with a physical credit card terminal, providing businesses that operate both in-person and online with a means to accept payments using one tool. However, payment gateways include a variety of features to help businesses run smoothly both on- and offline.

**Reporting —** Data should be every business’ best friend, and payment gateways provide crucial data on each transaction made through the platform. This can make it easy to track how and where money is entering and leaving the business, helping better predict future performance. This also provides an added security measure of visibility into where money is going and whether it was an authorized transaction.

This data can also provide crucial demographic information so businesses can be more aware of who and where their customer base is.

**Manual payment entry —** Manual payment entry allows a business the option to take down payment information provided over the phone or in person and put it into the payment gateway, creating a larger amount of flexibility. This can also help businesses facilitate returns or refunds requested over the phone.

**PCI compliance —** Payment card industry (PCI) regulations ensure the security of credit card users online by enforcing strict security requirements. These include protecting cardholder data, maintaining a vulnerability management program, implementing strong access control measures, regularly monitoring and testing networks, and maintaining an information security policy. Luckily, most payment gateways have this already baked in, making it easy for users.

**Fraud protection —** Fraud can be a huge concern when buying and selling online, and most payment gateways already have safeguards in place to protect their users. Many payment gateways use a variety of fraud prevention tools, ensuring 360-degree protection for all users.

**Two-factor authentication —** Two-factor authentication is a method that enables users to keep their account extra secure. After signing into the platform using a browser, the second form of authentication will either email or text the user a code that they can then input to ensure that they are the owner of the account. This way, users can prevent unauthorized access to their account.

**Internationalization —** [International support](https://www.g2.com/categories/payment-gateways/f/international) can come in the form of both language and foreign currency support. By supporting multiple languages and currencies, businesses can receive payments from around the world and make their business truly global. By having this built into the payment gateway, businesses can avoid dealing with foreign banks and other entities that they may not be equipped to do business with.

#### Additional Payment Gateway Features

**E-commerce software integration —** Integration with your business’ [e-commerce solution](https://www.g2.com/categories/payment-gateways/f/e-commerce) can make it much easier for both you and your customers. Customers can easily make a purchase without leaving your store, making it less likely that you will lose customers due to inconvenience. But the main advantage is data integration, which makes it easy to process payments and track each transaction. This can help with inventory management, accounting, and more in the long run.

**Accounting software integration —** Integration with your accounting software makes it easy to track incoming and outgoing finances, as well as track invoices and other financial data.

**Recurring billing —** Many payment gateways allow users to set up recurring payments of invoices for ongoing services. By having this information within the payment gateway itself, it gives customers the option to set up automatic payments.

**Accepted credit and debit cards —** Payment gateways often have a variety of credit cards and payment methods they accept. Merchants can often choose from that list of accepted payment options which methods they will accept, giving them control.

Other Features of Payment Gateways: [B2B](https://www.g2.com/categories/payment-gateways/f/b2b), [Mobile](https://www.g2.com/categories/payment-gateways/f/mobile), [Retail](https://www.g2.com/categories/payment-gateways/f/retail)

### Trends Related to Payment Gateways

**Mobile integrations —** More and more consumers are using their phones to shop, so more and more businesses are seeking to integrate mobile technology into their e-commerce strategies. By making it easy for consumers to make secure payments on their phones, it becomes easier to expand into m-commerce.

**Blockchain —** With the rise of blockchain as a secure means of transferring funds and data online, payment gateways are adopting the technology for their own platforms more and more. Some even allow payment in Bitcoin and other cryptocurrencies.

### Potential Issues with Payment Gateways

**Integrations —** While your e-commerce platform may be one of the biggest deciding factors when choosing a payment gateway, there are other software integrations to keep in mind as well. Subscription management tools are often paired with payment gateways to manage recurring payments from customers. Additionally, shopping cart tools will need to be considered, as they allow customers to select items for purchase and generate a total amount to be charged through the payment gateway.

**Currencies and payment type —** Payment gateways are limited by the countries and currencies they support. This often requires e-commerce businesses to use more than one payment gateway to cater to more customers. Additionally, tools in this category are limited by the payment methods they accept: credit cards, ACH payments, split payments, etc. It’s important to understand where your customers are and the payment methods they use before integrating a new payment gateway with your e-commerce store.

**Transaction fees —** Most payment gateways will charge a small processing fee for each transaction. This fee can be either a flat rate or a small percentage and is often determined by the number of transactions your e-commerce business processes each month. Small businesses usually pay a lower rate than enterprise-level e-commerce businesses. Monthly and initiation fees are also common for most payment gateways.

### Software and Services Related to Payment Gateways

[**E-commerce platforms**](https://www.g2.com/categories/e-commerce-platforms) **—** E-commerce platforms are one of the main tools used alongside payment gateways, since many payment gateways are already integrated with most e-commerce platforms. This makes it easy for customers to make purchases online right away and makes it much easier for merchants to create an online store. Since online payments must be done with a credit card or other digital payment method, payment gateways are a necessity.

[**Shopping cart software**](https://www.g2.com/categories/shopping-cart) **—** Shopping cart software allows customers to buy multiple items at once in a single online transaction. This cart then interacts with the payment gateway by allowing the customer to pay for all the items at once without having to pay for each item individually.

[**Subscription management**](https://www.g2.com/categories/subscription-management) **—** Subscription management software allows merchants to create subscriptions that customers pay for at regular intervals. By integrating with payment gateway software, subscription management tools allow consumers to pay for their subscriptions online or set up automatic, recurring payments.