# Top Free Payment Gateways Based on what verified G2 reviewers mention, HitPay stands out for Asian SMEs needing wide local payment method coverage with no monthly fees, PaySimple suits service-based small businesses wanting recurring billing and ACH payment management, and Spreedly is ideal for growing companies needing a payments orchestration layer across multiple gateways. - **HitPay:** Best for Asian SMEs wanting 700+ local payment methods and no monthly fees - **PaySimple:** Suits service businesses needing recurring billing, ACH payments, and invoicing tools - **Chaser:** Best for small businesses automating accounts receivable reminders and credit control - **Dwolla:** Suits fintech teams needing a low-code API for account-to-account payment solutions - **Spreedly:** Best for growing companies needing payments orchestration across multiple gateway integrations - **Usio:** Suits small and mid-market businesses wanting specialized payment processing with outstanding support - **CSG Forte:** Best for businesses needing fast, secure multichannel payments with high-volume transaction support - **Sila:** Suits fintech and Web3 startups needing ACH payments, KYC/KYB, and digital wallet APIs - **PayLane:** Best for software companies wanting a global gateway supporting 160+ currencies seamlessly - **PhonePe Payment Gateway:** Suits Indian businesses needing UPI, card, and net banking payment acceptance - **Payrexx:** Best for European small businesses accepting card payments without any programming skills - **Mamo Business:** Suits UAE small businesses needing payment links, cards, and expense management - **PayTR:** Best for Turkish e-commerce businesses needing a virtual POS without physical hardware - **UniPay Gateway:** Suits mid-market businesses needing processor-agnostic card processing with recurring billing - **X-Payments:** Best for small businesses wanting a payment orchestration service with broad gateway integrations If you'd like to see more products and to evaluate additional feature options, compare all [Payment Gateways](https://www.g2.com/categories/payment-gateways) to ensure you get the right product. ## View Free Payment Gateways G2 takes pride in showing unbiased reviews on user satisfaction in our ratings and reports. We do not allow paid placements in any of our ratings, rankings, or reports. Learn about our [scoring methodologies](https://research.g2.com/g2-scoring-methodologies). **24** Payment Gateways Products Available View all [Payment Gateways](https://www.g2.com/categories/payment-gateways) View all [Payment Gateways](https://www.g2.com/categories/payment-gateways) ### [HitPay](https://www.g2.com/products/hitpay/reviews) [By HitPay](https://www.g2.com/sellers/hitpay) [ (97)4.7 out of 5 ](https://www.g2.com/products/hitpay/reviews#reviews "Read HitPay Reviews") Product Description HitPay is an all-in-one payment platform built specifically for small and medium-sized businesses (SMEs) in Asia. Whether you're running a physical store, an online business, or both, HitPay allows yo **Industries:** Retail, Arts and Crafts · **Market Segment:** 99% Small-Business, 1% Mid-Market MO HitPay has allowed us to provide customers with a wide variety of payment options. They include BNPL methods like Grab PayLater which has been...[Read review](https://www.g2.com/products/hitpay/reviews/hitpay-review-8818415) LD HitPay has redefined my online payment experience with its seamless and user-friendly platform. The quick and hassle-free registration process,...[Read review](https://www.g2.com/products/hitpay/reviews/hitpay-review-8881916) Year Founded 2016 HQ Location Singapore Company Website https://www.ycombinator.com/ LinkedIn® Page https://www.linkedin.com/company/hit-pay/ ### [PaySimple](https://www.g2.com/products/paysimple/reviews) [By PaySimple](https://www.g2.com/sellers/paysimple) [ (79)4.3 out of 5 ](https://www.g2.com/products/paysimple/reviews#reviews "Read PaySimple Reviews") Product Description Businesses come to PaySimple with a simple, but important need – a better way to accept payments. Developed for the unique needs of service-based businesses, PaySimple delivers flexible payment and b **Industries:** Financial Services, Health, Wellness and Fitness · **Market Segment:** 81% Small-Business, 18% Mid-Market ![Verified User in Financial Services](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Financial Services") AF Allows me to do automated recurring billing from clients’ ACH accounts at a low cost[Read review](https://www.g2.com/products/paysimple/reviews/paysimple-review-419919) ![David F.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "David F.") DF PaySimple is truly a one stop shop and offers a well rounded suite of Services in the payment sphere. Their rates are some of the best and they...[Read review](https://www.g2.com/products/paysimple/reviews/paysimple-review-454827) Year Founded 2006 HQ Location Denver, CO Company Website https://www.paysimple.com Twitter @PaySimple LinkedIn® Page https://www.linkedin.com/company/76295/ Phone 800-466-0992 [![G2 Advertising](/assets/my-g2-logo-41632af6f81a240a0a9886638f412b2ac9a29f4001534f8c83be89a58ef9d45d.svg "G2 Advertising")](https://sell.g2.com/case-studies/how-aisdr-uses-g2-ads-to-turn-g2-into-top-5-traffic-source) Sponsored G2 Advertising Get 2x conversion than Google Ads with G2 Advertising! G2 Advertising places your product in premium positions on high-traffic pages and on targeted competitor pages to reach buyers at key comparison moments. [ Learn More ](https://sell.g2.com/case-studies/how-aisdr-uses-g2-ads-to-turn-g2-into-top-5-traffic-source) ### [Dwolla](https://www.g2.com/products/dwolla/reviews) [By NMI](https://www.g2.com/sellers/nmi) [ (35)4.3 out of 5 ](https://www.g2.com/products/dwolla/reviews#reviews "Read Dwolla Reviews") Product Description Dwolla, Inc. is a fintech company powering innovations with sophisticated account-to-account payment solutions. Dwolla’s robust platform, low-code API and partnership ecosystem simplify the complex p **Industries:** Financial Services · **Market Segment:** 63% Small-Business, 29% Mid-Market ![Verified User in Financial Services](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Financial Services") AF The user interface and advanced features[Read review](https://www.g2.com/products/dwolla/reviews/dwolla-review-85928) ![Jerry M.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Jerry M.") JM MyGroop, Inc is FinTech startup in NY and we are grateful to be working with a team like Dwolla. The process was extremely easy (headache free) to...[Read review](https://www.g2.com/products/dwolla/reviews/dwolla-review-4819427) Year Founded 2001 HQ Location Schaumburg, Illinois Company Website https://www.nmi.com Twitter @NMIpayments LinkedIn® Page https://www.linkedin.com/company/NMIpayments ### [Spreedly](https://www.g2.com/products/spreedly/reviews) [By Spreedly](https://www.g2.com/sellers/spreedly) [ (35)4.4 out of 5 ](https://www.g2.com/products/spreedly/reviews#reviews "Read Spreedly Reviews") Product Description Spreedly is a Payments Orchestration platform. Organizations rapidly growing, entering new markets, seeking to limit their compliance burden, or to lower payments costs often find that they can’t adap **Industries:** Computer Software, Financial Services · **Market Segment:** 54% Mid-Market, 40% Small-Business SC After looking at various options, Spreedly was a no-brainer, both in terms of price and ease of use. As a multi-brand company that cross-sells...[Read review](https://www.g2.com/products/spreedly/reviews/spreedly-review-864791) ![Verified User in Computer Software](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Computer Software") IC We love how easily and thoroughly Spreedly integrates with all of our available payment options. The implementation team we worked with made the...[Read review](https://www.g2.com/products/spreedly/reviews/spreedly-review-1667908) Year Founded 2008 HQ Location Durham, NC Company Website https://spreedly.com/ LinkedIn® Page https://www.linkedin.com/company/spreedly/ ### [Usio](https://www.g2.com/products/usio/reviews) [By Usio](https://www.g2.com/sellers/usio) [ (24)5.0 out of 5 ](https://www.g2.com/products/usio/reviews#reviews "Read Usio Reviews") Product Description Usio is the payments powerhouse built for organizations that demand more than generic processing. While others try to be everything to everyone, Usio specializes in one thing exceptionally well: power **Market Segment:** 54% Small-Business, 42% Mid-Market ![Verified User in Financial Services](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Financial Services") AF Usio is the best TPP we’ve used. Their tech is amazing, and they provide outstanding customer service. In particular, Marie Arellano has stayed...[Read review](https://www.g2.com/products/usio/reviews/usio-review-12584638) JB EASE OF USE AND CUSTOMER SERVICE. PRICING AND ONLINE TOOLS[Read review](https://www.g2.com/products/usio/reviews/usio-review-12607221) Year Founded 1998 HQ Location San Antonio, US Company Website https://www.usio.com Twitter @usioinc LinkedIn® Page http://www.linkedin.com/company/usioinc ### [CSG Forte](https://www.g2.com/products/csg-forte/reviews) [By CSG](https://www.g2.com/sellers/csg-54a1fc60-dace-4629-a6aa-10ab3e6c149f) [ (18)4.2 out of 5 ](https://www.g2.com/products/csg-forte/reviews#reviews "Read CSG Forte Reviews") Product Description CSG Forte provides a unified digital platform for fast and secure payments across any channel, at any time. Our award-winning technology drives smarter growth, on-time billing, and better experiences. **Market Segment:** 67% Small-Business, 11% Mid-Market ![Verified User in Consumer Services](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Consumer Services") AC Shopperts, a D2C company, needed a solution for processing a high volume of transactions with high price points, such as product payments. Forte...[Read review](https://www.g2.com/products/csg-forte/reviews/csg-forte-review-4837130) Year Founded 1994 HQ Location Greenwood Village, CO Company Website https://www.csgi.com/ Twitter @csg\_i LinkedIn® Page https://www.linkedin.com/company/csg-/ Ownership CSGS ### [PayLane](https://www.g2.com/products/paylane/reviews) [By PayLane Sp. z o.o.](https://www.g2.com/sellers/paylane-sp-z-o-o) [ (12)4.7 out of 5 ](https://www.g2.com/products/paylane/reviews#reviews "Read PayLane Reviews") Product Description PayLane is an online payment service provider (payment gateway) operating globally with over 160 currencies. Apart from specializing in offering local specific online payments, PayLane (acquired by P **Industries:** Computer Software · **Market Segment:** 50% Mid-Market, 42% Small-Business ![Devaiah U.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Devaiah U.") DU I like the online transactions made effortless and seamless across multiple platforms[Read review](https://www.g2.com/products/paylane/reviews/paylane-review-6952595) Year Founded 2005 HQ Location Gdańsk, PL Company Website https://www.paylane.com Twitter @paylane LinkedIn® Page https://www.linkedin.com/company/105124/ ### [Sila](https://www.g2.com/products/sila-inc-sila/reviews) [By Sila](https://www.g2.com/sellers/sila-cf1ca13d-68b9-46f0-9cf2-8470257c4017) [ (18)4.5 out of 5 ](https://www.g2.com/products/sila-inc-sila/reviews#reviews "Read Sila Reviews") Product Description Sila’s banking-as-a-service platform offers payment APIs and digital wallets for financial products, fintech, Web3, and crypto projects. Sila’s platform processes ACH payments and supports KYC/KYB, b **Industries:** Financial Services · **Market Segment:** 94% Small-Business, 6% Mid-Market WK Innovative payment solution Introduced concept of sila token that can be used to move money p2p virtually and helps with curtailing some of the...[Read review](https://www.g2.com/products/sila-inc-sila/reviews/sila-review-4899823) ![Billy R.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Billy R.") BR The Sila platform, API documentation and ACH infrastructure are incredibly robust and cost-effective. However, the thing that really sets Sila...[Read review](https://www.g2.com/products/sila-inc-sila/reviews/sila-review-5268121) Year Founded 2018 HQ Location Portland, US Company Website https://silamoney.com/ Twitter @SilaMoney LinkedIn® Page https://www.linkedin.com/company/18837430/ ### [PhonePe Payment Gateway](https://www.g2.com/products/phonepe-payment-gateway/reviews) [By PhonePe](https://www.g2.com/sellers/phonepe) [ (5)4.5 out of 5 ](https://www.g2.com/products/phonepe-payment-gateway/reviews#reviews "Read PhonePe Payment Gateway Reviews") Product Description PhonePe Payment Gateway offers businesses a secure and high-performance payment solution to accept online payments. It supports UPI, credit/debit cards & net banking, ensuring a smooth and fast pa **Market Segment:** 80% Small-Business, 20% Mid-Market ![Samir A.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Samir A.") SA The best thing about PhonePe Payment Gateway is its smooth and reliable performance combined with a user-friendly interface. The platform makes...[Read review](https://www.g2.com/products/phonepe-payment-gateway/reviews/phonepe-payment-gateway-review-12579526) ![Charan R.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Charan R.") CR I like that PhonePe Payment Gateway is easy to set up, and adding a bank account is very quick. I also appreciate how it automatically detects the...[Read review](https://www.g2.com/products/phonepe-payment-gateway/reviews/phonepe-payment-gateway-review-12615637) Year Founded 2015 HQ Location Bengaluru, Karnataka, India Company Website https://www.phonepe.com LinkedIn® Page https://www.linkedin.com/company/phonepe-internet/ ### [Chaser](https://www.g2.com/products/chaser/reviews) [By Chaser](https://www.g2.com/sellers/chaser) [ (68)4.3 out of 5 ](https://www.g2.com/products/chaser/reviews#reviews "Read Chaser Reviews") Product Description Automate and streamline your accounts receivable process. Improve cash flow visibility. Get visibility over every debtor interaction and easily forecast cash flow with customizable overviews. Reduc **Users:** Director, Managing Director · **Industries:** Accounting, Construction · **Market Segment:** 74% Small-Business, 18% Mid-Market User SentimentHow are these determined? Reviewers appreciate Chaser's ability to streamline credit control tasks into one place, automate reminders, and integrate with various payment platforms, which saves time and reduces administrative workload. Users reported issues with the frequency of email reminders, lack of flexibility in payment plans, occasional delays in feature updates, and changes in email sender information that may affect the authenticity of the emails. Year Founded 2013 HQ Location London, GB Company Website https://chaserhq.com Twitter @chaser\_hq LinkedIn® Page https://www.linkedin.com/company/chaser/ ### [Payrexx](https://www.g2.com/products/payrexx/reviews) [By Payrexx AG](https://www.g2.com/sellers/payrexx-ag) [ (3)4.5 out of 5 ](https://www.g2.com/products/payrexx/reviews#reviews "Read Payrexx Reviews") Product Description It's the most straightforward payment platform with integrated e-commerce tools for European Small Businesses! In a nutshell: ✅ One platform - all relevant payment methods in Central Europe ✅ Most af **Market Segment:** 100% Small-Business ![Fabrice K.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Fabrice K.") FK Very easy onboaarding. Its actually possible to accept credit card payments without any programming skills at all. Very surprising, in a positive way.[Read review](https://www.g2.com/products/payrexx/reviews/payrexx-review-1713494) Year Founded 2015 HQ Location Thun, CH Company Website https://www.payrexx.com Twitter @Payrexx LinkedIn® Page https://www.linkedin.com/company/9421954 ### [Finix](https://www.g2.com/products/finix/reviews) [By Finix](https://www.g2.com/sellers/finix-4fe6c8c1-eff9-4be5-8541-f3b47cd33dd2) [ (1)0.5 out of 5 ](https://www.g2.com/products/finix/reviews#reviews "Read Finix Reviews") Product Description From startups to publicly traded companies, Finix’s end-to-end platform equips you with all the tools you need to process online, in-person and mobile payments. With thousands of payment configuration **Market Segment:** 100% Small-Business ![Verified User in Consumer Services](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Consumer Services") AC The CRM is ok and simple for customer, but for the business owner is a headache specially if your are suing their white label payment gateweay...[Read review](https://www.g2.com/products/finix/reviews/finix-review-9500285) Year Founded 2015 HQ Location San Francisco, US Company Website https://finix.com/ LinkedIn® Page https://www.linkedin.com/company/finix-payments ### [Mamo Business](https://www.g2.com/products/mamo-business/reviews) [By Mamo](https://www.g2.com/sellers/mamo) [ (3)3.3 out of 5 ](https://www.g2.com/products/mamo-business/reviews#reviews "Read Mamo Business Reviews") Product Description Mamo Business is an all-in-one financial services platform that helps businesses consolidate payment collection, corporate cards, and expense management in one beautiful, intuitive platform. With Mam **Market Segment:** 100% Small-Business MM It's easy, simple, beautiful and it works[Read review](https://www.g2.com/products/mamo-business/reviews/mamo-business-review-7334638) ![Sima B.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Sima B.") SB I like the ease of use! I can easily generate links for my clients and keep track of my finances. It helps my growing business receive and process...[Read review](https://www.g2.com/products/mamo-business/reviews/mamo-business-review-7356940) Year Founded 2019 HQ Location Dubai, AE Company Website https://www.mamobusiness.com Twitter @MamoPay LinkedIn® Page https://www.linkedin.com/company/mamo/ ### [PayTR](https://www.g2.com/products/paytr/reviews) [By PayTR](https://www.g2.com/sellers/paytr) [ (1)5.0 out of 5 ](https://www.g2.com/products/paytr/reviews#reviews "Read PayTR Reviews") Product Description PayTR Virtual POS is a digital payment infrastructure that enables e-commerce websites and online businesses to securely accept payments over the internet. Without the need for a physical POS device, **Market Segment:** 100% Small-Business C Paytr has always been helpful in every matter.[Read review](https://www.g2.com/products/paytr/reviews/paytr-review-12625122) Year Founded 2009 HQ Location İzmir, TR Company Website https://www.paytr.com LinkedIn® Page https://www.linkedin.com/company/paytr/ ### [UniPay Gateway](https://www.g2.com/products/unipay-gateway/reviews) [By United Thinkers](https://www.g2.com/sellers/united-thinkers) [ (1)4.5 out of 5 ](https://www.g2.com/products/unipay-gateway/reviews#reviews "Read UniPay Gateway Reviews") Product Description UniPayGateway is web-based, modular payment gateway solution for cards processing, customer accounts management, recurring billing process automation. Unique, enterprise-level processor agnostic gatew **Market Segment:** 100% Mid-Market SH The setup is easy, the processing fees are reasonable, and the customer service is very responsive. This solution fits perfectly with our...[Read review](https://www.g2.com/products/unipay-gateway/reviews/unipay-gateway-review-4309436) Year Founded 2011 HQ Location New York, US Company Website https://www.unipaygateway.com Twitter @UniPayGateway LinkedIn® Page http://www.linkedin.com/company/united-thinkers [![G2 Advertising](/assets/my-g2-logo-41632af6f81a240a0a9886638f412b2ac9a29f4001534f8c83be89a58ef9d45d.svg "G2 Advertising")](https://sell.g2.com/case-studies/how-aisdr-uses-g2-ads-to-turn-g2-into-top-5-traffic-source) Sponsored G2 Advertising Get 2x conversion than Google Ads with G2 Advertising! G2 Advertising places your product in premium positions on high-traffic pages and on targeted competitor pages to reach buyers at key comparison moments. 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