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G2 recognized SmartDollar
SmartDollar

By Ramsey Solutions

4.8 out of 5 stars

How would you rate your experience with SmartDollar?

SmartDollar Reviews & Product Details

Value at a Glance

Averages based on real user reviews.

Time to Implement

1 month

SmartDollar Media

SmartDollar Demo - Eliminate Debt
We do financial wellness like no one else. While other financial wellness benefits promote or even profit off of debt, we help employees eliminate it.
SmartDollar Demo - A Proven Plan
We simplify money with a proven plan that guides employees through easy-to-follow lessons. We make it easy for your employees to gain control of their finances.
SmartDollar Demo - Behavior Change
We know money isn't a math problem--it's a behavior problem. We will change your employees' habits so they can change their money and future.
SmartDollar Demo - Effective Tools
We provide effective tools to help your employees, like our world-class budgeting app, EveryDollar, which helps users uncover margin in their budget and save on monthly expenses.
SmartDollar Demo - Real Human Support
We provide every employee access to unlimited one-on-one coaching sessions where coaches can meet them where they are and steer them in the right direction to win with their money.
SmartDollar Demo - Measurable Impact
We provide measurable impact for you and your employees. Track return on investment for your employees through debt paid and dollars. See real impact on your business as well through increased retention, productivity and engagement.
Discover how SmartDollar helps employees manage their finances, stay focused, and become more productive, leading to a more engaged and loyal workforce.
Play SmartDollar Video
Discover how SmartDollar helps employees manage their finances, stay focused, and become more productive, leading to a more engaged and loyal workforce.
EveryDollar, the powerful budgeting tool included with SmartDollar, helps employees make a plan for their money. With easy access on any device, bank connections, and on-the-go tracking.
Play SmartDollar Video
EveryDollar, the powerful budgeting tool included with SmartDollar, helps employees make a plan for their money. With easy access on any device, bank connections, and on-the-go tracking.
The 7 Baby Steps are the guiding principles behind SmartDollar designed to walk employees through a proven plan to save, pay off debt, and prepare for the future.
Play SmartDollar Video
The 7 Baby Steps are the guiding principles behind SmartDollar designed to walk employees through a proven plan to save, pay off debt, and prepare for the future.
Financial Coaching, part of SmartDollar, provides employees with personalized support to reach their financial goals faster. Employees can join group sessions or book one-on-one meetings with a coach who guides them through SmartDollar.
Play SmartDollar Video
Financial Coaching, part of SmartDollar, provides employees with personalized support to reach their financial goals faster. Employees can join group sessions or book one-on-one meetings with a coach who guides them through SmartDollar.
Ramsey SmartTax, included with SmartDollar, helps employees navigate tax season with ease and confidence. This straightforward tax software supports all major federal forms, deductions, and state filings—at no extra cost.
Play SmartDollar Video
Ramsey SmartTax, included with SmartDollar, helps employees navigate tax season with ease and confidence. This straightforward tax software supports all major federal forms, deductions, and state filings—at no extra cost.
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SmartDollar Reviews (430)

Reviews

SmartDollar Reviews (430)

4.8
431 reviews

Pros & Cons

Generated from real user reviews
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Jayne S.
JS
Owner
Small-Business (50 or fewer emp.)
"Smart Dollar has helped our employees be more aware of where their money is going and how to save."
What do you like best about SmartDollar?

The videos are extremely helpful. I appreciate that you can listen to them anywhere, even when you're driving. Review collected by and hosted on G2.com.

What do you dislike about SmartDollar?

SmartDollar is a costly program, but we have been fortunate enough to afford it for our employees. Review collected by and hosted on G2.com.

SR
Benefits Administrator
Mid-Market (51-1000 emp.)
"SmartDollar: A Powerful Path to Financial Freedom!"
What do you like best about SmartDollar?

From the user friendliness of the website and app to the FANTASTIC support from our account representative, my experience has been beyond exceptional! Dylan Foley took me by the hand when I first started as Benefits Admin at my organization and has been a constant source of knowledge and support! This program offers practical, step-by-step guidance on budgeting, savings, and getting out of debt. The program is designed for long-term financial stability by teaching users how to work towards financial freedom. They offer a comprehensive and engaging resource library of easy-to-follow lessons, and motivational inspiration to stay the course. I am also very thrilled that materials are also offered in Spanish which broadens the scope of users. Very well done, team! Keep up the amazing work! Review collected by and hosted on G2.com.

What do you dislike about SmartDollar?

I don't have anything to share here. Everything has been positive! Review collected by and hosted on G2.com.

JF
Vice President, Culture & Experience
Enterprise (> 1000 emp.)
"It's actually interesting and it works!!"
What do you like best about SmartDollar?

Our people have had a $4.5 million turnaround! It's easy to implement and the self-paced tools and videos work! Review collected by and hosted on G2.com.

What do you dislike about SmartDollar?

I wish I could reset some of the debt and savings tools. I've used my account so many times for demonstration purposes that I no longer how much I've personally paid off and saved. Review collected by and hosted on G2.com.

Valorie W.
VW
Partner
Small-Business (50 or fewer emp.)
"SmartDollar is a fantastic personal financial tool that is comprehensive yet easy to use!"
What do you like best about SmartDollar?

I love how easy SmartDollar is to use! It was simple to set up, it provides great teaching, and it's filled with easy-to-understand personal financial information. I also love the connection with the EveryDollar budgeting app. It's so easy to create a monthly spending plan and keep track of our expenses throughout the month. My husband and I have better communication about our finances because we have these tools! We've also received great support from Caleb and the team at Ramsey Solutions! Review collected by and hosted on G2.com.

What do you dislike about SmartDollar?

I've been using SmartDollar for more than four years, and it just gets better and better! There really isn't anything I don't like about it. Review collected by and hosted on G2.com.

SH
Development Coordinator
Mid-Market (51-1000 emp.)
"SmartDollar at Tanganyika Wildlife Park"
What do you like best about SmartDollar?

The website is easy to navigate, and you can almost always find what you are looking for with all the tools it provides. It was easy to send to our team members, and on the admin side, it was easy to track the points gained for incentives. Our relationship managers, Marie and Blake, have provided great support. Review collected by and hosted on G2.com.

What do you dislike about SmartDollar?

Sometimes, trying to give certain links doesn't always work. I have to give them the path from theloginn page instead of just saying click this link and go to where you need to. Review collected by and hosted on G2.com.

Jessica C.
JC
E4 Champion
Mid-Market (51-1000 emp.)
"SmartDollar tools have really been a gamechanger to my co-workers and I."
What do you like best about SmartDollar?

I really like the tools and the videos. There is so much there that makes you excited and encouraged to keep going. I feel like there is a resource for everything. The videos are up to date, and the platform is easy to navigate. From an adminsteration side for my company, it has been so cool to watch people jump in here and use the platform. We started a little lunch and learn called Buget Bites- it is a 10 week course. With the help of Nelson we got information for the class, shortened recap videos and workbooks to print. That has really put us all together and helped us use the platform on a regular basis. Review collected by and hosted on G2.com.

What do you dislike about SmartDollar?

I think the thing that would be most helpful is if EveryDollar and SmartDollar were more unifed. From the administration side- I feel like it is hard to help people gets EveryDollar loaded up. Review collected by and hosted on G2.com.

LL
Director of Finance
Enterprise (> 1000 emp.)
"Empowering Financial Wellness for Our Employees"
What do you like best about SmartDollar?

Ramsey SmartDollar is an incredibly effective financial wellness program that provides a clear, step-by-step plan to help users take control of their money. With easy-to-use budgeting tools, debt payoff trackers, and engaging video lessons from Dave Ramsey and his team, it makes financial management simple and accessible. The program focuses on lasting behavior change, encouraging users to eliminate debt and build long-term financial stability. For employers, SmartDollar is a valuable benefit that reduces financial stress among employees, leading to improved well-being and productivity. Also, this program was easy to implement, and the support was amazing. Uploading employee information into the program was seamless and integrated well with internal sources. Review collected by and hosted on G2.com.

What do you dislike about SmartDollar?

While SmartDollar is an excellent financial wellness program, it could be even more effective with a built-in retirement platform, allowing users to create and manage investment accounts based on its principles. Review collected by and hosted on G2.com.

Andrew C.
AC
Director of Follow-Up
Mid-Market (51-1000 emp.)
"We've had a great experience with SmartDollar"
What do you like best about SmartDollar?

Its an easy platform to work with. Its easy to switch back and forth form the administration view and your personal view. A lot of great content for our team to process and they only have to go to one spot to find it all. Content all created for you to share for your team when doing campaigns. Review collected by and hosted on G2.com.

What do you dislike about SmartDollar?

The only thing I can think of is it breaks down your activties in categories for the time period you have been with SmartDollar but would like to see a monthly breakdown. Review collected by and hosted on G2.com.

KN
Chief of Staff
Small-Business (50 or fewer emp.)
"Beyond Impressed"
What do you like best about SmartDollar?

The software is impressive but what is even more impressive is our representative. Blake has gone above and beyond to ensure that all of our questions and concerns are addressed at all times. He understands that our schedules can be difficult and he is always very respectful of our time. The platform is easy to use and I feel that we have an amazing support system through Smart Dollar and could not be more satisfied. I was not sure in the beginning if this was really something we needed but it has been wonderful for those that have needed a little additional guidence. Forever greatful! Review collected by and hosted on G2.com.

What do you dislike about SmartDollar?

I have not encountered any downsides at this time. Review collected by and hosted on G2.com.

SF
Receptionist / Admin Assistant
Small-Business (50 or fewer emp.)
"Smart Dollar is Awesome!!"
What do you like best about SmartDollar?

Smart Dollar has been incredibly helpful to me! The videos are super helpful, and I love going back to rewatch them to stay motivated with my savings. The debt snowball tool has been a game changer — I really enjoy checking in on my progress and seeing how far I’ve come. The website and app are very easy to use and I have implemented using these tools Smart Dollar offers weekly. I like to update my progress and check in on my budget weekly and have integrated the budget feature as a monthly "project" I do to stay on track financially.

The customer support has been amazing, too. Caleb Adams is always just an email away and has been so helpful whenever our team has reached out and even checks in to see if there is anything he can assist with. He is very responsive and is always very helpful. 10 out 10 highly recommend Smart Dollar!! Review collected by and hosted on G2.com.

What do you dislike about SmartDollar?

So far I haven't found anything that I dislike about SmartDollar. Review collected by and hosted on G2.com.

Pricing Insights

Averages based on real user reviews.

Time to Implement

1 month

Return on Investment

5 months

Average Discount

7%

SmartDollar Features
Education Tools
Mobile Tools
Content Library
Program Management
Secure
Interoperability
Services
Employee Portal
Gamification
Dashboard & Reporting
Visualization
Platform Search
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