# Best Underwriting & Rating Software - Page 4 *By [Neya Kumaresan](https://research.g2.com/insights/author/neya-kumaresan)* Underwriting and rating software manages the underwriting process for insurance agencies. These solutions automate large portions of the underwriting process, reducing the need for underwriting support by employees. Underwriting and rating solutions allow users to write in rules and policies that are executed automatically during the underwriting process. These applications can then conduct pricing and rate analysis, calculate premiums, standardize quotes across channels, and vary rates according to risk and policy information. Underwriting and rating software typically integrates with [insurance agency management software](https://www.g2crowd.com/categories/insurance-agency-management) to further ease insurance operations. To qualify for inclusion in the Underwriting & Rating software category, a product must: - Calculate insurance premiums - Include variable underwriting and rating rules - Manage underwriting tasks - Create auditable underwriting and rating document trails ## How Many Underwriting & Rating Software Products Does G2 Track? **Total Products under this Category:** 125 ### Category Stats (May 2026) - **Average Rating**: 4.38/5 (↑0.01 vs Apr 2026) - **New Reviews This Quarter**: 96 - **Buyer Segments**: Small-Business 88% │ Mid-Market 10% │ Enterprise 3% - **Top Trending Product**: EZLynx (+0.115) *Last updated: May 18, 2026* ## How Does G2 Rank Underwriting & Rating Software Products? **Why You Can Trust G2's Software Rankings:** - 30 Analysts and Data Experts - 1,600+ Authentic Reviews - 125+ Products - Unbiased Rankings G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category. ## Which Underwriting & Rating Software Is Best for Your Use Case? - **Leader:** [PL Rating](https://www.g2.com/products/pl-rating/reviews) - **Easiest to Use:** [PL Rating](https://www.g2.com/products/pl-rating/reviews) - **Top Trending:** [PL Rating](https://www.g2.com/products/pl-rating/reviews) - **Best Free Software:** [Best Plan Pro](https://www.g2.com/products/best-plan-pro/reviews) --- **Sponsored** ### Flinks Flinks is the creator of a powerful no-code platform and financial data APIs that make it easy and efficient for your team to build with financial data. 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From KYC to transactional data and assets, Flinks Connectivity is the backbone that will power your business and put you ahead of the competition. “With Flinks we’re able to onboard thousands of clients daily in a matter of minutes, making a complex process as simple and frictionless as possible.” —Laura Lampe, Wealthsimple [Visit website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=ppc&secure%5Bad_slot%5D=category_product_list&secure%5Bcategory_id%5D=597&secure%5Bdisplayable_resource_id%5D=597&secure%5Bdisplayable_resource_type%5D=Category&secure%5Bmedium%5D=sponsored&secure%5Bplacement_reason%5D=page_category&secure%5Bplacement_resource_ids%5D%5B%5D=597&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=43004&secure%5Bresource_id%5D=597&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Funderwriting-rating&secure%5Btoken%5D=d7c942672b337c85164b0acad8cfdd7fc4c61336f4231168a58a304e0c0f8904&secure%5Burl%5D=https%3A%2F%2Fflinks.com&secure%5Burl_type%5D=company_website) --- ## What Are the Top-Rated Underwriting & Rating Software Products in 2026? ### 1. [Insurforce](https://www.g2.com/products/insurforce/reviews) Insurforce is an omni-channel insurance Quote and Buy platform built on an innovative Underwriting Engine from House of Insurtech. It is a modern, cloud-based platform that delivers superior digital experiences to both the end customer and administrators. The platform is delivered as a set of APIs that can be consumed by either the clients own web site or using the Insurforce front-end. Splitting the front-end from the underlying platform allows for greater flexibility in designing customer journeys. **Who Is the Company Behind Insurforce?** - **Seller:** [House of Insurtech](https://www.g2.com/sellers/house-of-insurtech) - **Year Founded:** 2018 - **HQ Location:** London, GB - **LinkedIn® Page:** https://www.linkedin.com/company/house-of-insurtech (4 employees on LinkedIn®) ### 2. [Intellect Xponent](https://www.g2.com/products/intellect-xponent/reviews) Intellect Xponent is an AI and Analytics based underwriting workstation developed to transform the way commercial lines are underwritten. **Who Is the Company Behind Intellect Xponent?** - **Seller:** [intellectSEEC](https://www.g2.com/sellers/intellectseec) - **HQ Location:** N/A - **LinkedIn® Page:** https://www.linkedin.com/company/No-Linkedin-Presence-Added-Intentionally-By-DataOps (1 employees on LinkedIn®) ### 3. [i-underwrite](https://www.g2.com/products/i-underwrite/reviews) Automated life and health underwriting solutions for all models of distribution. **Who Is the Company Behind i-underwrite?** - **Seller:** [Intelligent Life Technologies](https://www.g2.com/sellers/intelligent-life-technologies) - **Year Founded:** 2007 - **HQ Location:** Saint Johns, NZ - **LinkedIn® Page:** https://www.linkedin.com/company/intelligent-life-ltd (3 employees on LinkedIn®) ### 4. [Kalepa](https://www.g2.com/products/kalepa/reviews) OUR MISSION To eliminate deadweight loss in commercial insurance OUR BELIEFS Successful Commercial Underwriting is a Hard Problem The Future of Underwriting has Underwriters at its Center Combining Human & Artificial Intelligence Leads to Superior Results Technology Solutions, especially AI, should be in the Service of the Business **Who Is the Company Behind Kalepa?** - **Seller:** [Kalepa](https://www.g2.com/sellers/kalepa) - **Year Founded:** 2018 - **HQ Location:** New York, US - **LinkedIn® Page:** https://www.linkedin.com/company/kalepa (36 employees on LinkedIn®) ### 5. [LexisNexis Data Prefill](https://www.g2.com/products/lexisnexis-data-prefill/reviews) Faster, more accurate quotes drive profitability **Who Is the Company Behind LexisNexis Data Prefill?** - **Seller:** [LexisNexis](https://www.g2.com/sellers/lexisnexis) - **Year Founded:** 1970 - **HQ Location:** New York - **Twitter:** @NexisSolutions (1,259 Twitter followers) - **LinkedIn® Page:** https://www.linkedin.com/company/lexisnexis/ (9,642 employees on LinkedIn®) **Who Uses This Product?** - **Company Size:** 100% Enterprise ### 6. [LFIRS](https://www.g2.com/products/lfirs/reviews) The systems were developed to provide a solution to todays lenders in the mortgage industry by reducing turn times and increasing productivity. **Who Is the Company Behind LFIRS?** - **Seller:** [LFIRS](https://www.g2.com/sellers/lfirs) - **HQ Location:** N/A - **LinkedIn® Page:** https://www.linkedin.com/company/No-Linkedin-Presence-Added-Intentionally-By-DataOps (1 employees on LinkedIn®) ### 7. [Logical Glue](https://www.g2.com/products/logical-glue/reviews) Logical Glue is a user-friendly software platform for building and deploying predictive models. It lets businesses use data to automate decision making and increase profitability. **Who Is the Company Behind Logical Glue?** - **Seller:** [Logical Glue Ltd](https://www.g2.com/sellers/logical-glue-ltd) - **Year Founded:** 1993 - **HQ Location:** Lancy, Geneva, Switzerland - **Twitter:** @logicalglue (778 Twitter followers) - **LinkedIn® Page:** https://www.linkedin.com/company/temenos/ (5,604 employees on LinkedIn®) ### 8. [LTC Quote Plus](https://www.g2.com/products/ltc-quote-plus/reviews) Gives quotes for one customer or for a couple. Different levels of state specific insurance. Fits with almost all LTC insurance plans. **Who Is the Company Behind LTC Quote Plus?** - **Seller:** [StrateCision](https://www.g2.com/sellers/stratecision) - **HQ Location:** Needham, MA - **LinkedIn® Page:** https://www.linkedin.com/company/No-Linkedin-Presence-Added-Intentionally-By-DataOps (1 employees on LinkedIn®) ### 9. [MGA Hub](https://www.g2.com/products/mga-hub/reviews) MGA Hub is a comparative quoting platform that simplifies the Commercial Excess & Surplus insurance quoting process for Managing General Agents (MGAs) as well as those with retail insurance brokers partnerships. With policy and coverage options from dozens of General Liability and Property insurers, MGAs enter their clients’ data once and get instant appetite checks with indicative and bindable quotes. MGA Hub saves 30% of staff's time spent quoting by eliminating repetitive quoting and binding tasks and delivering faster quotes. It also generates higher client and broker satisfaction. • Quote multiple insurers side by side in one tool more efficiently • Provide your clients with the transparency they need to evaluate coverages, insurers, and premiums side by side • Confidently present quotes with information that’s delivered directly from insurers in real time via API • View insurers’ risk appetites with a rating scale for specific risk scenarios • Instantly push information to your chosen insurer for hassle-free binding for finalizing the quote • Automatically sync with your AMS and other tools with the available RESTful MGA Hub API Key features and capabilities include: Single view of premium and coverage policy options: Enter data once and see quotes from dozens of insurers Real-time rates: Deliver bindable and indicative accurate quotes to clients; behind the scenes, the API is connecting to insurers to get up-to-date premiums Insurer Appetite: Understand each insurer’s appetite for risk and coverage options before finalizing Push to carrier: MGA Hub pre-fills all client data when submitting a quote to the insurer for binding Cloud-based API available to easily integrate with your AMS and other tools Embedded analytics: Get performance visibility with a dashboard showing quoted and bridged premiums, quote volume, top offices, insurers, and more **Who Is the Company Behind MGA Hub?** - **Seller:** [Zywave](https://www.g2.com/sellers/zywave) - **Year Founded:** 1995 - **HQ Location:** Milwaukee, WI - **LinkedIn® Page:** https://www.linkedin.com/company/zywave (920 employees on LinkedIn®) ### 10. [Middesk](https://www.g2.com/products/middesk/reviews) Middesk is the leading business identity platform transforming how businesses verify and onboard customers and partners by delivering fast, frictionless identity, risk, and compliance insights. Serving over 500 clients—including major banks, lenders, fintechs, tech companies, and marketplaces—its platform streamlines onboarding and evaluates risk with fresh, unparalleled, best-of-class data, ensuring businesses stay compliant. One of Forbes’ Fintech 50 and Fast Company’s Most Innovative Companies, Middesk’s solutions equip companies with the tools to trust who they’re doing business with so they can safely verify, underwrite, and grow their businesses. **Who Is the Company Behind Middesk?** - **Seller:** [Middesk](https://www.g2.com/sellers/middesk) - **Year Founded:** 2019 - **HQ Location:** San Francisco, US - **LinkedIn® Page:** https://www.linkedin.com/company/middesk (134 employees on LinkedIn®) ### 11. [ML powered Automated Loan Underwriting platform](https://www.g2.com/products/ml-powered-automated-loan-underwriting-platform/reviews) Monsoon CreditTech's technology has been able to help a diverse set of leading Indian lenders reduce portfolio delinquency rates, boost approval rates and maximize loan-loss adjusted net interest income on a variety of loan portfolios using traditional financial data and alternate data. **Who Is the Company Behind ML powered Automated Loan Underwriting platform?** - **Seller:** [Monsoon CreditTech Technologies](https://www.g2.com/sellers/monsoon-credittech-technologies) - **Year Founded:** 2016 - **HQ Location:** Gurgaon, IN - **LinkedIn® Page:** http://www.linkedin.com/company/monsoon-credittech (26 employees on LinkedIn®) ### 12. [NinjaQuoter](https://www.g2.com/products/ninjaquoter/reviews) Cloud based solution that provides life insurance quoting and lead generation forms for agent websites. **Who Is the Company Behind NinjaQuoter?** - **Seller:** [Ninja Technologies](https://www.g2.com/sellers/ninja-technologies) - **HQ Location:** N/A - **LinkedIn® Page:** https://www.linkedin.com/company/No-Linkedin-Presence-Added-Intentionally-By-DataOps (1 employees on LinkedIn®) ### 13. [OneShield Rating](https://www.g2.com/products/oneshield-rating/reviews) Your ability to accurately and consistently create, update, test and deploy rating and underwriting rules is a major driver of your business success. **Who Is the Company Behind OneShield Rating?** - **Seller:** [OneShield](https://www.g2.com/sellers/oneshield) - **Year Founded:** 1999 - **HQ Location:** Marlborough, US - **LinkedIn® Page:** https://www.linkedin.com/company/oneshield/ (465 employees on LinkedIn®) ### 14. [Opterrix](https://www.g2.com/products/opterrix/reviews) Automated severe weather monitoring and notifications prepare claims response before, during, and after an event Detailed street-level analysis identifies exact policies impacted and expedites claims processing Claims prediction optimizes resource management and loss reserving **Who Is the Company Behind Opterrix?** - **Seller:** [Opterrix](https://www.g2.com/sellers/opterrix) - **Year Founded:** 2020 - **HQ Location:** Madison, US - **LinkedIn® Page:** https://www.linkedin.com/company/opterrix (22 employees on LinkedIn®) ### 15. [ParaCode](https://www.g2.com/products/paracode/reviews) ParaCode is the most advanced cloud-based insurance policy administration and claims management software for insurers, brokers, MGAs and coverholders. It is a fully flexible, end-to-end platform that was designed by insurance professionals and built by software development experts to allow anyone to quickly and easily build and manage any insurance product. ParaCode delivers cutting edge insurance software combined with a customer focused approach. Everything we do is with the goal of understanding and improving our customers’ business. We go further so you can go faster. Experience the quickest implementation time, the most advanced features, the best customer service and the lowest cost of ownership. **Who Is the Company Behind ParaCode?** - **Seller:** [ParaCode](https://www.g2.com/sellers/paracode) - **HQ Location:** Hungerford, GB - **LinkedIn® Page:** https://www.linkedin.com/company/paracode (16 employees on LinkedIn®) ### 16. [PCS Corporate Actions](https://www.g2.com/products/pcs-corporate-actions/reviews) Feature-rich solutions that allow Financial Institutions to automate the underwriting offering of a public company and track their registry. **Who Is the Company Behind PCS Corporate Actions?** - **Seller:** [Professional Computer Services](https://www.g2.com/sellers/professional-computer-services) - **HQ Location:** Zouk Mosbeh, LB - **Twitter:** @PCS_SA (37 Twitter followers) - **LinkedIn® Page:** http://www.linkedin.com/company/professional-computer-services-lb (2 employees on LinkedIn®) ### 17. [Pibit.AI Loss Run Automation](https://www.g2.com/products/pibit-ai-loss-run-automation/reviews) Pibit.ai offers a comprehensive suite of services designed to enhance efficiency and accuracy in the commercial insurance industry: 1. Loss Run Data Extraction; Our advanced AI extracts data from loss documents with 100% accuracy, ensuring no detail is missed. 2. Actionable Insight Reports: We generate insightful loss run reports that empower underwriters to analyse risks quickly and accurately. This helps streamline the underwriting process, enabling better decision-making, also these reports assist loss control teams in identifying prevalent types of losses, allowing for proactive measures to mitigate risks. 3. Submission Document Classification: Pibit.ai vision APIs classify submission documents into their relevant categories, simplifying document management and ensuring that each document is processed correctly and efficiently. **Who Is the Company Behind Pibit.AI Loss Run Automation?** - **Seller:** [Pibit.AI](https://www.g2.com/sellers/pibit-ai) - **Year Founded:** 2020 - **HQ Location:** San Francisco, US - **LinkedIn® Page:** https://www.linkedin.com/company/pibitai/ (96 employees on LinkedIn®) ### 18. [Planck Data](https://www.g2.com/products/planck-data/reviews) Planck Data pioneers the AI-based commercial insurance data platform space, enabling insurance companies to instantly and accurately underwrite any business and ease expansion to new verticals. Resulting in improved conversion of new businesses, increased retention and reduced loss ratios. **Who Is the Company Behind Planck Data?** - **Seller:** [Planck Re](https://www.g2.com/sellers/planck-re) - **Year Founded:** 2016 - **HQ Location:** New York, New York, United States - **Twitter:** @PlanckRe (8 Twitter followers) - **LinkedIn® Page:** https://www.linkedin.com/company/18250977 (70 employees on LinkedIn®) ### 19. [Planck Plus](https://www.g2.com/products/planck-plus/reviews) Commercial underwriters spend too much time searching the internet and combing through outdated databases to gather business details before they can quote or renew. Planck PLUS eliminates that bottleneck. With as little as a business name and address, it instantly builds a comprehensive commercial risk profile using AI-powered data mining, pulling NAICS classifications, business descriptions, industry-specific risk attributes, images, and social reviews, with verifiable source links behind every insight so underwriters can see exactly where the data comes from. Renewal Validation flags discrepancies between current policy information and new risk details, with customized verification for high-risk industries like construction and restaurants. A built-in generative AI chatbot lets underwriters ask follow-up questions and surface additional insights beyond the structured data. Batch API integration enables bulk, scheduled risk assessments ahead of renewals so teams always work with the most current information. The result is faster new business quotes, more accurate renewals, and the ability to process more submissions without adding headcount. **Who Is the Company Behind Planck Plus?** - **Seller:** [Ivans Insurance](https://www.g2.com/sellers/ivans-insurance-2a9a68b0-f9af-4e45-99e0-987bd713efaf) - **Year Founded:** 1983 - **HQ Location:** Chicago, IL - **Twitter:** @AppliedSystems (6,868 Twitter followers) - **LinkedIn® Page:** https://www.linkedin.com/company/162482/ (2,744 employees on LinkedIn®) ### 20. [PolicyFly](https://www.g2.com/products/policyfly/reviews) MGA's, MGU's and insurance companies depend on PolicyFly to grow their distribution and elevate their efficiency by transforming existing programs or launching new ones. PolicyFly provides the most intuitive application experience by accepting submissions online, by email and by document-data ingestion. Bolster application and underwriting quality with numerous 3rd-party data integrations. Our configurable rating system and flexible rating integrations elevate your underwriting speed. **Who Is the Company Behind PolicyFly?** - **Seller:** [PolicyFly](https://www.g2.com/sellers/policyfly) - **Year Founded:** 2018 - **HQ Location:** New York, US - **LinkedIn® Page:** https://www.linkedin.com/company/policyfly/ (20 employees on LinkedIn®) ### 21. [Policy Issuance and Insurance Underwriting Software](https://www.g2.com/products/policy-issuance-and-insurance-underwriting-software/reviews) Newgen’s Policy Issuance & Underwriting Solution, built on AI-first low-code platform, streamlines onboarding from data entry to instant issuance. Customers receive quick, personalized product recommendations powered by AI, helping insurers boost conversions and improve straight-through processing. Digital KYC autofills details, validates documents, and reduces manual effort. Omnichannel communication ensures timely, tailored updates and instant policy kits. The core underwriting engine combines rules and AI to assess risk, analyze medical reports, and generate accurate premiums. For group onboarding, the solution cuts processing time by up to 50%, auto-creates multiple quotation versions, manages members efficiently, and enhances accuracy at scale, delivering a faster, simplified experience for both insurers and policyholders. **Who Is the Company Behind Policy Issuance and Insurance Underwriting Software?** - **Seller:** [Newgen](https://www.g2.com/sellers/newgen) - **Year Founded:** 1992 - **HQ Location:** Mclean, VA - **Twitter:** @newgensoftware (3,367 Twitter followers) - **LinkedIn® Page:** https://www.linkedin.com/company/newgen (5,283 employees on LinkedIn®) ### 22. [PolicyRater](https://www.g2.com/products/policyrater/reviews) PolicyRater quickly provides ISO®-based rates for commercial lines policies, allowing you to increase efficiency and shorten time to market. **Who Is the Company Behind PolicyRater?** - **Seller:** [Vertafore](https://www.g2.com/sellers/vertafore) - **Year Founded:** 1969 - **HQ Location:** Denver, CO - **LinkedIn® Page:** https://www.linkedin.com/company/7892/ (3,005 employees on LinkedIn®) ### 23. [Polygonal](https://www.g2.com/products/polygonal/reviews) Insurance software system with underwriting, claims, accounting and reporting functions. **Who Is the Company Behind Polygonal?** - **Seller:** [City Computers](https://www.g2.com/sellers/city-computers) - **HQ Location:** N/A - **LinkedIn® Page:** https://www.linkedin.com/company/No-Linkedin-Presence-Added-Intentionally-By-DataOps (1 employees on LinkedIn®) ### 24. [Product Builder](https://www.g2.com/products/product-builder/reviews) Comtec's Product Builder is a unique configuration tool. **Who Is the Company Behind Product Builder?** - **Seller:** [Comtec](https://www.g2.com/sellers/comtec) - **Year Founded:** 1976 - **HQ Location:** Petach Tikva, IL - **LinkedIn® Page:** https://www.linkedin.com/company/comtec-ltd./ (61 employees on LinkedIn®) ### 25. [PROMOS](https://www.g2.com/products/promos/reviews) Leading tools and technology for rating, underwriting, policy issuance and workflow. **Who Is the Company Behind PROMOS?** - **Seller:** [SpeedBuilder Systems](https://www.g2.com/sellers/speedbuilder-systems) - **Year Founded:** 2001 - **HQ Location:** Columbia, US - **LinkedIn® Page:** https://www.linkedin.com/company/speedbuilder-systems-llc/ (19 employees on LinkedIn®) ## What Is Underwriting & Rating Software? [Insurance Software](https://www.g2.com/categories/insurance)