# Best Underwriting & Rating Software

  *By [Neya Kumaresan](https://research.g2.com/insights/author/neya-kumaresan)*

   Underwriting and rating software manages the underwriting process for insurance agencies. These solutions automate large portions of the underwriting process, reducing the need for underwriting support by employees.

Underwriting and rating solutions allow users to write in rules and policies that are executed automatically during the underwriting process. These applications can then conduct pricing and rate analysis, calculate premiums, standardize quotes across channels, and vary rates according to risk and policy information.

Underwriting and rating software typically integrates with [insurance agency management software](https://www.g2crowd.com/categories/insurance-agency-management) to further ease insurance operations.

To qualify for inclusion in the Underwriting & Rating software category, a product must:

- Calculate insurance premiums
- Include variable underwriting and rating rules
- Manage underwriting tasks
- Create auditable underwriting and rating document trails





## Category Overview

**Total Products under this Category:** 123


## Trust & Credibility Stats

**Why You Can Trust G2's Software Rankings:**

- 30 Analysts and Data Experts
- 1,600+ Authentic Reviews
- 123+ Products
- Unbiased Rankings

G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category.


## Best Underwriting & Rating Software At A Glance

- **Leader:** [PL Rating](https://www.g2.com/products/pl-rating/reviews)
- **Easiest to Use:** [PL Rating](https://www.g2.com/products/pl-rating/reviews)
- **Top Trending:** [PL Rating](https://www.g2.com/products/pl-rating/reviews)
- **Best Free Software:** [Best Plan Pro](https://www.g2.com/products/best-plan-pro/reviews)


---

**Sponsored**

### Flinks

Flinks is the creator of a powerful no-code platform and financial data APIs that make it easy and efficient for your team to build with financial data. Trusted by millions of individuals accessing financial services at world-class companies, our purpose is to make the struggles of open banking a thing of the past. Flinks at-a-glance: ● Enrichment — Upgrade your data stack to power data-driven use cases with actionable insights Flinks Enrichment is the smart analytics layer on top of your raw retail and business banking data. Whether your data pipeline is coming from Flinks, or you’re BYOD (bringing-your-own-data) from your existing integrations or open-banking providers—extracting actionable, model-ready insights for credit risk analysis, income verification, life event detection or fraud prevention couldn’t be easier. “Flinks Enrichment provides us with the capability to easily aggregate consumer employment and debt servicing data, allowing our team to fully automate the underwriting process.” —Alex Yi, Fincentify ● Connectivity — Power your solutions with the most performing financial data API Consumers want to use your services—let them easily and securely connect their financial accounts and share the data you need. From KYC to transactional data and assets, Flinks Connectivity is the backbone that will power your business and put you ahead of the competition. “With Flinks we’re able to onboard thousands of clients daily in a matter of minutes, making a complex process as simple and frictionless as possible.” —Laura Lampe, Wealthsimple



[Visit website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=ppc&secure%5Bad_slot%5D=category_product_list&secure%5Bcategory_id%5D=597&secure%5Bdisplayable_resource_id%5D=597&secure%5Bdisplayable_resource_type%5D=Category&secure%5Bmedium%5D=sponsored&secure%5Bplacement_reason%5D=page_category&secure%5Bplacement_resource_ids%5D%5B%5D=597&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=43004&secure%5Bresource_id%5D=597&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Funderwriting-rating%2Fsmall-business&secure%5Btoken%5D=6fe67989f0a2b51fe307505148e0dc52d9a680aacce80f58140bcfb577d8c489&secure%5Burl%5D=https%3A%2F%2Fflinks.com&secure%5Burl_type%5D=company_website&secure%5Bvisitor_segment%5D=180)

---

## Top-Rated Products (Ranked by G2 Score)
### 1. [PL Rating](https://www.g2.com/products/pl-rating/reviews)
  PL Rating™ dramatically reduces the time to quote rates for personal lines coverage and bind policies. Independent insurance agencies that use the industry’s favorite personal lines rater can cut their processes in half. Beyond mere speed, PL Rating empowers agents to navigate the complexities of personal lines quoting with unprecedented ease and accuracy. PL Rating is also a central solution for AgencyOne, Vertafore’s integrated platform that connects an agency’s business. AgencyOne provides one interface across platforms, so users can log into their favorite Vertafore products with a single sign-on, enjoy a 360-degree client view, find information quickly with one search, and navigate quickly across solutions. Independent agencies of every size leverage PL Rating to: Quote and bind with the push of a button. PL Rating's pioneering "quote and bind" functionality streamlines the rate quoting process. It enables agents to bind policies from the quote screen, eliminating redundant steps and accelerating the sales cycle. Analyze and manage agency data. Seamless integrations with AMS360, QQCatalyst, Sagitta, and other agency management systems ensure instant data synchronization between solutions. This efficient data exchange minimizes errors, eliminates manual tasks, and empowers agents with comprehensive client insights and information. Connect with carriers in real time. With access to over 320 carriers, PL Rating facilitates real-time, multi-carrier quoting. This capability allows agencies to present clients with various competitive rates quickly. The ability to compare multiple quotes simultaneously also surfaces valuable cross-selling opportunities. Collect and manage client data. PL Rating’s workflows allow agents to quickly and easily complete a quote application, and the solution’s template functions enable agents to provide unlimited quote scenarios. Integrate across technology platforms. PL Rating doesn’t just integrate with other Vertafore solutions—it is also built to integrate with carrier and third-party applications. By leveraging its open API architecture, PL Rating users can build tech stacks that meet their needs. The user sets the list of possible integrations, not the software.


  **Average Rating:** 4.5/5.0
  **Total Reviews:** 473

**User Satisfaction Scores:**

- **Quality of Support:** 8.7/10 (Category avg: 8.7/10)
- **Ease of Use:** 9.0/10 (Category avg: 8.9/10)


**Seller Details:**

- **Seller:** [Vertafore](https://www.g2.com/sellers/vertafore)
- **Company Website:** https://www.vertafore.com
- **Year Founded:** 1969
- **HQ Location:** Denver, CO
- **LinkedIn® Page:** https://www.linkedin.com/company/7892/ (3,013 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Who Uses This:** Account Manager, Insurance Agent
  - **Top Industries:** Insurance, Automotive
  - **Company Size:** 82% Small-Business, 7% Mid-Market


#### Pros & Cons

**Pros:**

- Ease of Use (141 reviews)
- Time Saving (63 reviews)
- Quoting System (60 reviews)
- Speed (51 reviews)
- Carrier Accounts (45 reviews)

**Cons:**

- Inaccurate Quoting (62 reviews)
- Carrier Limitations (53 reviews)
- Inaccurate Rates (17 reviews)
- Manual Data Entry (14 reviews)
- Cumbersome Process (10 reviews)

### 2. [TurboRater](https://www.g2.com/products/zywave-turborater/reviews)
  TurboRater is the industry's leading personal lines comparative rating platform, rated #1 by customers for ease of set up, ease of doing business with, and likelihood to recommend. Independent agents and producers rely on it to quote auto, home, and more from 200+ carriers in real time, all from a single-screen workflow. Built for speed, accuracy, and scale, TurboRater enables agencies to handle more volume, reduce errors, and grow revenue without adding headcount. Agents enter data once and instantly compare premiums and coverage options side by side across dozens of carriers in all 50 states. Built-in underwriting rules apply automatically, keeping every quote accurate from the start. Automated data prefill for vehicle, driver, and property information eliminates manual entry and reduces E&O exposure. Embedded reporting gives agency owners and managers clear visibility into closing ratios, carrier usage, and producer performance. TurboRater connects with 50+ agency management systems and technology partners, with native two-way AMS integrations that allow policy and client data to flow seamlessly in both directions. When a policy binds, insured details, coverages, premiums, and effective dates transfer automatically into the connected AMS, with no rekeying and no data gaps. However agencies prefer to work, TurboRater meets them there. The platform is accessible through a direct agency UI, embedded on an agency website for consumer-facing quoting (generating up to 16x more leads), or integrated via RESTful API into third-party workflows like credit union lending platforms, where customers have seen a 22% average increase in insurance cross-sale rates.


  **Average Rating:** 4.7/5.0
  **Total Reviews:** 14

**User Satisfaction Scores:**

- **Quality of Support:** 9.1/10 (Category avg: 8.7/10)
- **Ease of Use:** 9.4/10 (Category avg: 8.9/10)


**Seller Details:**

- **Seller:** [Zywave](https://www.g2.com/sellers/zywave)
- **Company Website:** https://www.zywave.com
- **Year Founded:** 1995
- **HQ Location:** Milwaukee, WI
- **LinkedIn® Page:** https://www.linkedin.com/company/zywave (920 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Top Industries:** Insurance
  - **Company Size:** 67% Small-Business, 13% Mid-Market


#### Pros & Cons

**Pros:**

- Ease of Use (3 reviews)
- Speed (3 reviews)
- All-in-one Functionality (2 reviews)
- Quoting System (2 reviews)
- Time Saving (2 reviews)

**Cons:**

- Inaccurate Quoting (2 reviews)
- Application Errors (1 reviews)
- Error Correction (1 reviews)

### 3. [EZLynx](https://www.g2.com/products/ezlynx-ezlynx/reviews)
  With EZLynx®’s software for new and growing insurance agencies, we provide your business with an all-in-one platform that integrates your comparative rater, agency management system, reporting, customer portal, and more to make managing your policies easier. Let EZLynx do the work so you can focus on selling and growing your book of business. We want to earn the title of your most productive employee every single day. EZLynx drives the success of over 37,000+ agencies with: EZLynx Rating Engine EZLynx Rating Engine™ is an easy-to-use comparative rater that lets independent insurance agents get real-time personal lines quotes from hundreds of carriers across 48 states on any device. Cross-carrier personal lines quoting has never been simpler. EZLynx Management System EZLynx Management System™ leverages client and policy data to maximize your agency's ability to retain current customers while acquiring new business. Find your customer's quotes, policies, claims, and documents in one organized place and easily remarket with up-to-date information synced from your daily policy downloads.


  **Average Rating:** 4.4/5.0
  **Total Reviews:** 670

**User Satisfaction Scores:**

- **Quality of Support:** 8.3/10 (Category avg: 8.7/10)
- **Ease of Use:** 8.7/10 (Category avg: 8.9/10)


**Seller Details:**

- **Seller:** [EZLynx](https://www.g2.com/sellers/ezlynx)
- **Company Website:** https://www.ezlynx.com/
- **Year Founded:** 2003
- **HQ Location:** Lewisville, TX
- **Twitter:** @EZLynx (1,127 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/2745224 (109 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Who Uses This:** Insurance Agent, Account Manager
  - **Top Industries:** Insurance
  - **Company Size:** 89% Small-Business, 9% Mid-Market


#### Pros & Cons

**Pros:**

- Ease of Use (121 reviews)
- Efficiency (53 reviews)
- Features (53 reviews)
- Client Management (39 reviews)
- Data Management (31 reviews)

**Cons:**

- Inaccuracy Issues (29 reviews)
- Poor Reporting (21 reviews)
- Learning Curve (19 reviews)
- Limited Features (18 reviews)
- Quoting Issues (17 reviews)

### 4. [Duck Creek Policy](https://www.g2.com/products/duck-creek-policy/reviews)
  Duck Creek Policy allows you to manage the entire policy lifecycle from quote to bind to issue, as well as administer amendments, endorsements, renewals and cancellations.


  **Average Rating:** 4.6/5.0
  **Total Reviews:** 102

**User Satisfaction Scores:**

- **Quality of Support:** 9.1/10 (Category avg: 8.7/10)
- **Ease of Use:** 9.4/10 (Category avg: 8.9/10)


**Seller Details:**

- **Seller:** [Duck Creek Technologies](https://www.g2.com/sellers/duck-creek-technologies)
- **Year Founded:** 2000
- **HQ Location:** Boston, MA
- **Twitter:** @DuckCreekTech (3,211 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/duck-creek-technologies/ (1,895 employees on LinkedIn®)
- **Ownership:** NASDAQ: DCT

**Reviewer Demographics:**
  - **Who Uses This:** Senior Software Engineer, Software Engineer
  - **Top Industries:** Insurance, Financial Services
  - **Company Size:** 65% Enterprise, 23% Mid-Market


#### Pros & Cons

**Pros:**

- Ease of Use (3 reviews)
- Efficiency Improvement (2 reviews)
- Flexibility (2 reviews)
- Intuitive (2 reviews)
- Policy Management (2 reviews)

**Cons:**

- System Complexity (2 reviews)
- API Limitations (1 reviews)
- Complex Process (1 reviews)
- Data Entry Issues (1 reviews)
- Extra Costs (1 reviews)

### 5. [Guidewire PolicyCenter](https://www.g2.com/products/guidewire-policycenter/reviews)
  The claims management system the P&C industry trusts most, built with intelligence that scales alongside every adjuster. ClaimCenter resolves claims faster, reduces decision variance, and exceeds customer expectations, with insurance-grade AI that embeds knowledge and real-time guidance directly into the claims lifecycle.


  **Average Rating:** 4.2/5.0
  **Total Reviews:** 36

**User Satisfaction Scores:**

- **Quality of Support:** 8.0/10 (Category avg: 8.7/10)
- **Ease of Use:** 8.4/10 (Category avg: 8.9/10)


**Seller Details:**

- **Seller:** [Guidewire](https://www.g2.com/sellers/guidewire)
- **Year Founded:** 2001
- **HQ Location:** San Mateo, California
- **Twitter:** @Guidewire_PandC (4,800 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/9624/ (4,110 employees on LinkedIn®)
- **Ownership:** NYSE: GWRE

**Reviewer Demographics:**
  - **Top Industries:** Insurance
  - **Company Size:** 54% Enterprise, 28% Mid-Market


#### Pros & Cons

**Pros:**

- Ease of Use (8 reviews)
- Customization (5 reviews)
- Features (4 reviews)
- Efficiency Improvement (3 reviews)
- Integrations (3 reviews)

**Cons:**

- System Complexity (4 reviews)
- Complexity (2 reviews)
- Complex Features (1 reviews)
- Cumbersome Process (1 reviews)
- Expensive (1 reviews)

### 6. [Oracle Insurance Insbridge Enterprise Rating](https://www.g2.com/products/oracle-insurance-insbridge-enterprise-rating/reviews)
  Provides an adaptive solution for product management, premium calculation, and underwriting rules management, enabling insurers to respond quickly to market changes and manage the policy lifecycle.


  **Average Rating:** 4.3/5.0
  **Total Reviews:** 10

**User Satisfaction Scores:**

- **Quality of Support:** 8.9/10 (Category avg: 8.7/10)
- **Ease of Use:** 8.5/10 (Category avg: 8.9/10)


**Seller Details:**

- **Seller:** [Oracle](https://www.g2.com/sellers/oracle)
- **Year Founded:** 1977
- **HQ Location:** Austin, TX
- **Twitter:** @Oracle (827,868 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/1028/ (199,301 employees on LinkedIn®)
- **Ownership:** NYSE:ORCL

**Reviewer Demographics:**
  - **Top Industries:** Insurance
  - **Company Size:** 60% Enterprise, 20% Mid-Market


### 7. [iPro](https://www.g2.com/products/ipro/reviews)
  Generate custom group insurance proposals from any computer via the internet.


  **Average Rating:** 4.6/5.0
  **Total Reviews:** 10

**User Satisfaction Scores:**

- **Quality of Support:** 9.0/10 (Category avg: 8.7/10)
- **Ease of Use:** 9.3/10 (Category avg: 8.9/10)


**Seller Details:**

- **Seller:** [Quotit](https://www.g2.com/sellers/quotit)
- **Year Founded:** 2000
- **HQ Location:** Ontario, US
- **Twitter:** @Quotit (1,077 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/206576 (42 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 60% Small-Business, 40% Mid-Market


### 8. [QuoteRush](https://www.g2.com/products/quoterush/reviews)
  Our software is a simple to use rating tool that allows you to quickly quote all of your insurance carriers from a single entry screen.


  **Average Rating:** 4.4/5.0
  **Total Reviews:** 19

**User Satisfaction Scores:**

- **Quality of Support:** 8.6/10 (Category avg: 8.7/10)
- **Ease of Use:** 8.4/10 (Category avg: 8.9/10)


**Seller Details:**

- **Seller:** [QuoteRush](https://www.g2.com/sellers/quoterush)
- **Year Founded:** 2011
- **HQ Location:** West Palm Beach, FL
- **Twitter:** @QuoteRush (76 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/quoterush/ (14 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Top Industries:** Insurance
  - **Company Size:** 80% Small-Business, 15% Mid-Market


### 9. [OPUS](https://www.g2.com/products/opus/reviews)
  Internet-based insurance agent administration system for policy underwriting.


  **Average Rating:** 4.4/5.0
  **Total Reviews:** 12

**User Satisfaction Scores:**

- **Quality of Support:** 9.2/10 (Category avg: 8.7/10)
- **Ease of Use:** 7.3/10 (Category avg: 8.9/10)


**Seller Details:**

- **Seller:** [OMNIX Software Solutions](https://www.g2.com/sellers/omnix-software-solutions)
- **Year Founded:** 2006
- **HQ Location:** St Paul's Square, GB
- **Twitter:** @OMNIXSoftwareUK (13 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/261399/ (1 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 54% Enterprise, 31% Mid-Market


### 10. [Best Plan Pro](https://www.g2.com/products/best-plan-pro/reviews)
  Best Plan Pro uses AI to simplify underwriting for life insurance agents. Ditch your cheat sheets, make better product recommendations, and close more deals with our patented software.


  **Average Rating:** 4.5/5.0
  **Total Reviews:** 7

**User Satisfaction Scores:**

- **Quality of Support:** 9.3/10 (Category avg: 8.7/10)
- **Ease of Use:** 8.7/10 (Category avg: 8.9/10)


**Seller Details:**

- **Seller:** [Best Plan Pro](https://www.g2.com/sellers/best-plan-pro)
- **HQ Location:** N/A
- **LinkedIn® Page:** https://www.linkedin.com/company/best-plan-pro (1 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Top Industries:** Insurance
  - **Company Size:** 100% Small-Business


### 11. [Clik.ai](https://www.g2.com/products/clik-ai/reviews)
  AI-Spreadsheet automation software for multifamily and commercial real estate underwriting. The platform is used to automate financial modeling and spreadsheet analysis for commercial real estate and multifamily properties. Lenders, brokers and investors can take their spreadsheet model and automate loan sizing, loan servicing analytics and IRR modeling using Clik.ai. Store Rent Comp and Deal Analytics within their dashboard. For software companies, they can self host our SmartExtract Rent Roll and Cashflow document analytics white label private hosted APIs within their servers & infrastructure.


  **Average Rating:** 4.8/5.0
  **Total Reviews:** 6

**User Satisfaction Scores:**

- **Quality of Support:** 10.0/10 (Category avg: 8.7/10)
- **Ease of Use:** 9.4/10 (Category avg: 8.9/10)


**Seller Details:**

- **Seller:** [Clik.ai](https://www.g2.com/sellers/clik-ai)
- **Year Founded:** 2017
- **HQ Location:** Toronto, CA
- **Twitter:** @clik_ai (508 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/cliktechnologies (33 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 100% Small-Business


### 12. [Qumata](https://www.g2.com/products/qumata/reviews)
  Qumata offers a convenient alternative to lengthy questionnaires and doctor's visits. Customers simply need to share their digital data so that our algorithm can calculate an accurate and individualized medical risk profile.


  **Average Rating:** 4.4/5.0
  **Total Reviews:** 6

**User Satisfaction Scores:**

- **Quality of Support:** 9.2/10 (Category avg: 8.7/10)
- **Ease of Use:** 9.4/10 (Category avg: 8.9/10)


**Seller Details:**

- **Seller:** [HealthyHealth](https://www.g2.com/sellers/healthyhealth)
- **Year Founded:** 2017
- **HQ Location:** London, GB
- **Twitter:** @HealthyHealth__ (87 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/11157508 (11 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 50% Small-Business, 50% Mid-Market


#### Pros & Cons

**Pros:**

- Ease of Use (1 reviews)
- Workflow Efficiency (1 reviews)

**Cons:**

- Connectivity Issues (1 reviews)
- Poor Usability (1 reviews)

### 13. [Flinks](https://www.g2.com/products/flinks/reviews)
  Flinks is the creator of a powerful no-code platform and financial data APIs that make it easy and efficient for your team to build with financial data. Trusted by millions of individuals accessing financial services at world-class companies, our purpose is to make the struggles of open banking a thing of the past. Flinks at-a-glance: ● Enrichment — Upgrade your data stack to power data-driven use cases with actionable insights Flinks Enrichment is the smart analytics layer on top of your raw retail and business banking data. Whether your data pipeline is coming from Flinks, or you’re BYOD (bringing-your-own-data) from your existing integrations or open-banking providers—extracting actionable, model-ready insights for credit risk analysis, income verification, life event detection or fraud prevention couldn’t be easier. “Flinks Enrichment provides us with the capability to easily aggregate consumer employment and debt servicing data, allowing our team to fully automate the underwriting process.” —Alex Yi, Fincentify ● Connectivity — Power your solutions with the most performing financial data API Consumers want to use your services—let them easily and securely connect their financial accounts and share the data you need. From KYC to transactional data and assets, Flinks Connectivity is the backbone that will power your business and put you ahead of the competition. “With Flinks we’re able to onboard thousands of clients daily in a matter of minutes, making a complex process as simple and frictionless as possible.” —Laura Lampe, Wealthsimple


  **Average Rating:** 4.4/5.0
  **Total Reviews:** 59

**User Satisfaction Scores:**

- **Quality of Support:** 8.4/10 (Category avg: 8.7/10)
- **Ease of Use:** 9.0/10 (Category avg: 8.9/10)


**Seller Details:**

- **Seller:** [Flinks](https://www.g2.com/sellers/flinks)
- **Year Founded:** 2016
- **HQ Location:** Montreal, Canada
- **Twitter:** @FlinksData (807 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/flinkstech/ (99 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Top Industries:** Financial Services
  - **Company Size:** 61% Small-Business, 36% Mid-Market


#### Pros & Cons

**Pros:**

- Carrier Accounts (1 reviews)

**Cons:**

- Carrier Limitations (1 reviews)

### 14. [Guidewire InsuranceSuite](https://www.g2.com/products/guidewire-insurancesuite/reviews)
  Engage, innovate, and grow efficiently with the most trusted insurance software platform in the industry. With more than 300 P&C customers worldwide, InsuranceSuite is the industry standard for speed, agility, and success.


  **Average Rating:** 4.1/5.0
  **Total Reviews:** 24

**User Satisfaction Scores:**

- **Quality of Support:** 8.1/10 (Category avg: 8.7/10)
- **Ease of Use:** 8.3/10 (Category avg: 8.9/10)


**Seller Details:**

- **Seller:** [Guidewire](https://www.g2.com/sellers/guidewire)
- **Year Founded:** 2001
- **HQ Location:** San Mateo, California
- **Twitter:** @Guidewire_PandC (4,800 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/9624/ (4,110 employees on LinkedIn®)
- **Ownership:** NYSE: GWRE

**Reviewer Demographics:**
  - **Top Industries:** Insurance
  - **Company Size:** 72% Mid-Market, 28% Enterprise


#### Pros & Cons

**Pros:**

- Ease of Use (7 reviews)
- Updates (7 reviews)
- All-in-one Functionality (6 reviews)
- Data Management (6 reviews)
- Automation (5 reviews)

**Cons:**

- Complex Implementation (4 reviews)
- Complex System (3 reviews)
- Expensive (3 reviews)
- System Complexity (3 reviews)
- Complexity (2 reviews)

### 15. [ACS 2000](https://www.g2.com/products/acs-2000/reviews)
  Comparative rating and client management solution for agencies. Comparative Rating, Underwriting, and more.


  **Average Rating:** 4.4/5.0
  **Total Reviews:** 4

**User Satisfaction Scores:**

- **Quality of Support:** 9.2/10 (Category avg: 8.7/10)
- **Ease of Use:** 8.8/10 (Category avg: 8.9/10)


**Seller Details:**

- **Seller:** [Agency Computer Systems](https://www.g2.com/sellers/agency-computer-systems)
- **HQ Location:** N/A
- **LinkedIn® Page:** https://www.linkedin.com/company/No-Linkedin-Presence-Added-Intentionally-By-DataOps (1 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 50% Mid-Market, 50% Small-Business


### 16. [AIM](https://www.g2.com/products/aim/reviews)
  For over 50 years, Vertafore, the leader in modern insurance technology, has been modernizing and simplifying insurance distribution so that our customers can focus on what matters most: people. Agencies, MGAs, and carriers rely on Vertafore solutions to provide end-to-end connectivity, improve client and agent experience, unlock the power of data, and streamline essential workflows to drive efficiency, productivity, and profitability for independent agencies and carriers. AIM™ is a comprehensive, all-in-one underwriting and accounting solution designed specifically for Managing General Agents (MGAs), Managing General Underwriters (MGUs), and wholesale brokers. This powerful insurance technology centralizes core underwriting, accounting, and claims functions to manage the complex end-to-end lifecycles of submissions and policy servicing processes. MGAs, MGUs, and wholesale brokers leverage AIM to: Manage and streamline underwriting processes. AIM’s underwriting functionality allows users to easily clear, quote, bind, and invoice policies with the push of a button. Additionally, this module automatically synchronizes data with AIM’s equally powerful accounting module. Manage accounting tasks. AIM’s accounting module enables efficient management of payables, receivables, balance sheets, income statements, and general ledger reports. Create innovative products for the insurance marketplace. MGAs leverage the solution’s capacity to build products for specific coverages and markets. Users can choose default settings for data elements like limits, deductibles, terms, taxes, and commissions—efficiencies that increase speed-to-market. Automate and customize workflows. AIM’s customizable trigger actions such as document generation and creation. Users can design and implement workflows to automate tasks such as submission routing, underwriting approvals, policy issuance, and renewal processing. The increased efficiency translates to faster turnaround times, improved client communication, and enhanced service delivery. Improve client communications. AIM users can create, schedule, and send customized and targeted client communications to ensure clear, consistent messaging about policy updates, renewal notices, and claims-related information. Manage surplus lines taxes. The surplus lines feature in the accounting modules tracks tax filings for each state and automatically calculates the appropriate taxes during the quote process. Provide real-time reporting. AIM’s robust reporting capabilities deliver insights into submission activity and hit ratios for brokers. Users use real-time reporting to identify emerging trends and gain a holistic view of the business’s operational efficiency. AIM empowers MGAs, MGUs, and wholesale brokers to make informed decisions, optimize workflows, and respond swiftly to market changes. Manage the policy lifecycle. AIM monitors the policy lifecycle from submission and quoting to administration, ensuring accuracy and reducing processing times. Process claims efficiently. With AIM, the claims process becomes more efficient and accurate. Users can access tools for managing claims workflows, documenting claims information, and facilitating stakeholder communication. AIM streamlines the claims process, reduces settlement times, and improves the claims experience. Support new business growth. As MGAs, MGUs, and wholesale brokers expand their operations, AIM provides the scalability to handle increased policy volumes, new lines of business, and entry into new geographical markets. This ensures that the system can adapt to the evolving needs of the industry, supporting sustainable growth and new product innovation.


  **Average Rating:** 3.7/5.0
  **Total Reviews:** 16

**User Satisfaction Scores:**

- **Quality of Support:** 7.5/10 (Category avg: 8.7/10)
- **Ease of Use:** 6.7/10 (Category avg: 8.9/10)


**Seller Details:**

- **Seller:** [Vertafore](https://www.g2.com/sellers/vertafore)
- **Year Founded:** 1969
- **HQ Location:** Denver, CO
- **LinkedIn® Page:** https://www.linkedin.com/company/7892/ (3,013 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Top Industries:** Insurance, Accounting
  - **Company Size:** 53% Small-Business, 47% Mid-Market


#### Pros & Cons

**Pros:**

- Accounting (2 reviews)
- Accounting Features (2 reviews)
- Ease of Use (2 reviews)
- Client Management (1 reviews)
- Customer Support (1 reviews)

**Cons:**

- Accounting Difficulties (2 reviews)
- Integration Issues (2 reviews)
- Reporting Issues (2 reviews)
- Application Errors (1 reviews)
- Bug Issues (1 reviews)

### 17. [Plaid](https://www.g2.com/products/plaid/reviews)
  What is Plaid? Plaid is a global fintech infrastructure platform that enables businesses and consumers to securely connect to financial data and services. Through APIs that connect to more than 12,000 financial institutions across 20+ countries, Plaid operates the world’s largest open banking data network. By removing the complexity of direct bank integrations, Plaid enables developers, financial institutions, and enterprises to build secure, user-friendly, and conversion-optimized financial products. Plaid powers payments, lending, identity verification, fraud prevention, and personal finance applications. Today, more than 100 million people worldwide, including half of U.S. adults, have relied on Plaid through their connections to over 7,000 apps and services. Core product categories and solutions 1. Payments: Plaid offers a modular suite of account linking, risk, and money movement products to make bank payments more successful and scalable than ever. 2. Account linking and verification: Plaid offers the full suite of Auth products—instant Auth with 95% coverage of U.S. bank accounts and database Auth for broader reach—along with Identity to verify account ownership 3. Risk management: Signal, our payment risk platform, provides the choice of real-time balance checks or machine learning transaction risk scores, all delivered through a hosted rules engine with a no-code UI so risk insights can be acted on immediately. 4. Money movement: Transfer is Plaid’s multi-rail payment solution, supporting ACH, RTP, FedNow, and Request for Payment, with Signal embedded for built-in risk decisioning. This unified suite makes it easier to connect accounts, manage risk, and move money with confidence. 5. Identity verification and fraud prevention: Plaid offers comprehensive tools to confirm identities and reduce fraud. Plaid Identity Verification (IDV) lets clients authenticate their customers through document checks, liveness detection, and data source verification. Monitor lets clients detect whether their customers are on government watchlists through sanction, PEP, and watchlist screening for anti-money laundering compliance. Plaid Protect is an AI-powered fraud intelligence platform that helps detect and stop fraud across the entire user journey—from the first interaction to the point of a transaction. Built on top of Plaid's network of a billion device connections across over 7,000 apps, Protect helps businesses prevent the toughest fraud including ATOs, first party fraud and synthetic identities. 6. Personal finance data & insights: Transactions provides up to 24 months of categorized history enriched with merchant and location details. Liabilities offers visibility into credit card, loan, and mortgage obligations, while Investments aggregates brokerage, retirement, and crypto accounts. Enrich and Personal Finance Insights help companies clean and contextualize data to deliver stronger budgeting and financial wellness experiences. 7. Credit underwriting & financial health: Plaid Consumer Report helps lenders harness FCRA-compliant cash flow data, offering income insights, asset verification, and real-time account activity to power more confident decisions. By leveraging Plaid’s unique network insights, lenders gain a holistic view of borrower financial stability which can be used throughout the entire lending lifecycle. With a market-ready risk score - Plaid LendScore - financial institutions can underwrite more accurately, approve more qualified borrowers, and reduce losses with smarter, data-driven assessments. 8. Open finance & connectivity: Core Exchange offers standardized access to financial data, Permissions Manager gives consumers greater control over consent, and the App Directory supports partner compliance and risk management. 9. Onboarding & user journeys: Plaid Link is a mobile-first, conversion-optimized interface that enables secure account connections at scale. By reducing friction during sign-up, Link helps businesses improve customer onboarding and payment flows. Industries and use cases Plaid supports a wide range of industries and financial workflows, including: - Banks & credit unions - Payouts streamline disbursements, and Pay by Bank supports direct consumer-to-business payments for recurring bills, subscriptions, and eCommerce. - Mortgages & lending - Government & public sector programs - Property management - Gaming - Crypto & digital assets - Business finances - Wealth management Customers include Venmo, Robinhood, Rocket, Carvana, Affirm, Invitation Homes, and many more. Security and compliance Plaid is built with enterprise-grade encryption, continuous monitoring, and regulatory compliance, including PSD2 in Europe and FCA requirements in the UK. Plaid does not hold funds but enables secure data transfer and payment initiation. Conclusion Plaid provides trusted infrastructure across payments, identity verification, fraud prevention, account connectivity, and open banking. With scale, security, and mobile-first design, Plaid helps businesses create seamless and secure financial experiences for millions of consumers worldwide.


  **Average Rating:** 4.2/5.0
  **Total Reviews:** 43

**User Satisfaction Scores:**

- **Quality of Support:** 7.9/10 (Category avg: 8.7/10)
- **Ease of Use:** 8.8/10 (Category avg: 8.9/10)


**Seller Details:**

- **Seller:** [Plaid, Inc.](https://www.g2.com/sellers/plaid-inc)
- **Company Website:** https://plaid.com
- **Year Founded:** 2013
- **HQ Location:** San Francisco , US
- **Twitter:** @Plaid (37,111 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/2684737/ (1,285 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Top Industries:** Financial Services
  - **Company Size:** 56% Small-Business, 19% Mid-Market


#### Pros & Cons

**Pros:**

- Ease of Use (12 reviews)
- Easy Integrations (6 reviews)
- Security (6 reviews)
- Easy Setup (5 reviews)
- User Experience (5 reviews)

**Cons:**

- System Errors (5 reviews)
- Access Limitations (4 reviews)
- Carrier Limitations (3 reviews)
- Connectivity Issues (3 reviews)
- Complexity (2 reviews)

### 18. [Riskonnect Policy Administration](https://www.g2.com/products/riskonnect-policy-administration/reviews)
  Ventiv insurance policy management software is offered to streamline access to data and deliver timely information to executives, underwriters, and agents.


  **Average Rating:** 4.7/5.0
  **Total Reviews:** 7

**User Satisfaction Scores:**

- **Quality of Support:** 9.2/10 (Category avg: 8.7/10)
- **Ease of Use:** 10.0/10 (Category avg: 8.9/10)


**Seller Details:**

- **Seller:** [Riskonnect](https://www.g2.com/sellers/riskonnect)
- **HQ Location:** Atlanta, US
- **Twitter:** @Riskonnect (1,237 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/riskonnect-inc (1,044 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 71% Small-Business, 29% Enterprise


### 19. [AQS Quoting Software](https://www.g2.com/products/aqs-quoting-software/reviews)
  Auto and homeowner insurance quoting software for Alliance system.


  **Average Rating:** 3.8/5.0
  **Total Reviews:** 2

**User Satisfaction Scores:**

- **Quality of Support:** 6.7/10 (Category avg: 8.7/10)
- **Ease of Use:** 9.2/10 (Category avg: 8.9/10)


**Seller Details:**

- **Seller:** [AQS](https://www.g2.com/sellers/aqs)
- **HQ Location:** N/A
- **LinkedIn® Page:** https://www.linkedin.com/company/No-Linkedin-Presence-Added-Intentionally-By-DataOps (1 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 50% Enterprise, 50% Small-Business


### 20. [BindExpress Suite](https://www.g2.com/products/bindexpress-suite/reviews)
  BindExpress Suite is a completely web-based policy , billing and claims solution for all P&C lines of business. Its intuitive, user-friendly screens boast a “no training required” web standard. With BindExpress, you can set up an abundance of user roles (underwriter, CSR, agent, insured, etc.), assigning unique functions, controls, and workflows to each role or user – the ultimate in customization!


  **Average Rating:** 5.0/5.0
  **Total Reviews:** 2

**User Satisfaction Scores:**

- **Quality of Support:** 10.0/10 (Category avg: 8.7/10)
- **Ease of Use:** 10.0/10 (Category avg: 8.9/10)


**Seller Details:**

- **Seller:** [SpeedBuilder Systems](https://www.g2.com/sellers/speedbuilder-systems)
- **Year Founded:** 2001
- **HQ Location:** Columbia, US
- **LinkedIn® Page:** https://www.linkedin.com/company/speedbuilder-systems-llc/ (19 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 100% Small-Business


### 21. [Compulife Quote](https://www.g2.com/products/compulife-quote/reviews)
  Life insurance comparisons for your desktop, mobile and the web.


  **Average Rating:** 4.8/5.0
  **Total Reviews:** 2

**User Satisfaction Scores:**

- **Quality of Support:** 8.3/10 (Category avg: 8.7/10)
- **Ease of Use:** 8.3/10 (Category avg: 8.9/10)


**Seller Details:**

- **Seller:** [Compulife Software](https://www.g2.com/sellers/compulife-software)
- **HQ Location:** N/A
- **LinkedIn® Page:** https://www.linkedin.com/company/No-Linkedin-Presence-Added-Intentionally-By-DataOps (1 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 100% Small-Business


### 22. [EZ-RATER](https://www.g2.com/products/ez-rater/reviews)
  Rating software for property and casualty insurance.


  **Average Rating:** 4.3/5.0
  **Total Reviews:** 3

**User Satisfaction Scores:**

- **Quality of Support:** 8.3/10 (Category avg: 8.7/10)
- **Ease of Use:** 8.9/10 (Category avg: 8.9/10)


**Seller Details:**

- **Seller:** [EZ-RATER Systems](https://www.g2.com/sellers/ez-rater-systems)
- **HQ Location:** Boxford, us
- **LinkedIn® Page:** http://www.linkedin.com/company/ez-rater-systems (1 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 67% Small-Business, 33% Mid-Market


### 23. [Premium Finance Manager](https://www.g2.com/products/premium-finance-manager/reviews)
  Financial contracts and insurance company relationships management solution.


  **Average Rating:** 5.0/5.0
  **Total Reviews:** 2

**User Satisfaction Scores:**

- **Quality of Support:** 10.0/10 (Category avg: 8.7/10)
- **Ease of Use:** 10.0/10 (Category avg: 8.9/10)


**Seller Details:**

- **Seller:** [Apropos Business Solutions](https://www.g2.com/sellers/apropos-business-solutions)
- **HQ Location:** N/A
- **LinkedIn® Page:** https://www.linkedin.com/company/No-Linkedin-Presence-Added-Intentionally-By-DataOps (1 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 50% Enterprise, 50% Mid-Market


### 24. [Radar Live](https://www.g2.com/products/radar-live/reviews)
  Willis Towers Watson Radar is a platform of software products for Property & Casualty (P&C) insurer pricing teams, including actuaries and underwriters. These products provide powerful management information to support portfolio monitoring and rate setting. Further products are available that perform price optimization and optionally integrate with rating systems to deliver real-time processing capability. Built with the latest technology, Radar continues the evolution of Willis Towers Watson's market-leading Rate Assessor and Optimiser software products. Many of the world's leading insurers use these products to develop and refine pricing strategies, improve competitive positioning and maximize profit and market share. WHAT RADAR CAN DO FOR YOU Provide flexible management information Enable informed pricing strategy development underpinned by robust analysis of alternatives Model the impact of potential pricing decisions on volume, profitability and other performance metrics Highlight weaknesses and cross-subsidies in current pricing structures Reduce the risk of pricing anti-selection Allow sophisticated competitor monitoring and analysis Enable sophisticated demand-based price modeling founded on real world, practical business constraints Support real-time decision making Align the pricing and marketing functions through common value metrics and behavioral models Deliver data and graphic-rich management information that is fully customizable


  **Average Rating:** 5.0/5.0
  **Total Reviews:** 2

**User Satisfaction Scores:**

- **Quality of Support:** 5.8/10 (Category avg: 8.7/10)
- **Ease of Use:** 9.2/10 (Category avg: 8.9/10)


**Seller Details:**

- **Seller:** [WTW](https://www.g2.com/sellers/wtw)
- **HQ Location:** London, England
- **LinkedIn® Page:** https://www.linkedin.com/company/wtwcorporate/ (57,074 employees on LinkedIn®)
- **Ownership:** NASDAQ: WTW

**Reviewer Demographics:**
  - **Company Size:** 50% Enterprise, 50% Mid-Market


### 25. [Cirrus](https://www.g2.com/products/cirrus/reviews)
  Cirrus delivers configurable, cloud-based rating that's ready to generate quotes on Day 1.


  **Average Rating:** 5.0/5.0
  **Total Reviews:** 1

**User Satisfaction Scores:**

- **Quality of Support:** 10.0/10 (Category avg: 8.7/10)
- **Ease of Use:** 10.0/10 (Category avg: 8.9/10)


**Seller Details:**

- **Seller:** [Instec](https://www.g2.com/sellers/instec)
- **HQ Location:** Naperville, US
- **Twitter:** @Instec_corp (334 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/49298 (168 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 100% Enterprise




## Parent Category

[Insurance Software](https://www.g2.com/categories/insurance)