# Best Underwriting & Rating Software for Small Business

  *By [Neya Kumaresan](https://research.g2.com/insights/author/neya-kumaresan)*

   Products classified in the overall Underwriting & Rating category are similar in many regards and help companies of all sizes solve their business problems. However, small business features, pricing, setup, and installation differ from businesses of other sizes, which is why we match buyers to the right Small Business Underwriting & Rating to fit their needs. Compare product ratings based on reviews from enterprise users or connect with one of G2's buying advisors to find the right solutions within the Small Business Underwriting & Rating category.

In addition to qualifying for inclusion in the Underwriting & Rating Software category, to qualify for inclusion in the Small Business Underwriting & Rating Software category, a product must have at least 10 reviews left by a reviewer from a small business.




  
## How Many Underwriting & Rating Software Products Does G2 Track?
**Total Products under this Category:** 125

### Category Stats (May 2026)
- **Average Rating**: 4.38/5 (↑0.01 vs Apr 2026)
- **New Reviews This Quarter**: 96
- **Buyer Segments**: Small-Business 88% │ Mid-Market 10% │ Enterprise 3%
- **Top Trending Product**: EZLynx (+0.115)
*Last updated: May 18, 2026*

  
## How Does G2 Rank Underwriting & Rating Software Products?

**Why You Can Trust G2's Software Rankings:**

- 30 Analysts and Data Experts
- 1,600+ Authentic Reviews
- 125+ Products
- Unbiased Rankings

G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category.

  
  
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[Visit website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=ppc&secure%5Bad_slot%5D=category_product_list&secure%5Bcategory_id%5D=597&secure%5Bdisplayable_resource_id%5D=597&secure%5Bdisplayable_resource_type%5D=Category&secure%5Bmedium%5D=sponsored&secure%5Bplacement_reason%5D=page_category&secure%5Bplacement_resource_ids%5D%5B%5D=597&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=43004&secure%5Bresource_id%5D=597&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Funderwriting-rating%2Fsmall-business&secure%5Btoken%5D=981c2681ecc17ed9fa2a4ba471a65aa25bc743f43254a54edba6b7c24bbdf409&secure%5Burl%5D=https%3A%2F%2Fflinks.com&secure%5Burl_type%5D=company_website)

---

  ## What Are the Top-Rated Underwriting & Rating Software Products in 2026?
### 1. [PL Rating](https://www.g2.com/products/pl-rating/reviews)
  PL Rating™ dramatically reduces the time to quote rates for personal lines coverage and bind policies. Independent insurance agencies that use the industry’s favorite personal lines rater can cut their processes in half. Beyond mere speed, PL Rating empowers agents to navigate the complexities of personal lines quoting with unprecedented ease and accuracy. PL Rating is also a central solution for AgencyOne, Vertafore’s integrated platform that connects an agency’s business. AgencyOne provides one interface across platforms, so users can log into their favorite Vertafore products with a single sign-on, enjoy a 360-degree client view, find information quickly with one search, and navigate quickly across solutions. Independent agencies of every size leverage PL Rating to: Quote and bind with the push of a button. PL Rating's pioneering "quote and bind" functionality streamlines the rate quoting process. It enables agents to bind policies from the quote screen, eliminating redundant steps and accelerating the sales cycle. Analyze and manage agency data. Seamless integrations with AMS360, QQCatalyst, Sagitta, and other agency management systems ensure instant data synchronization between solutions. This efficient data exchange minimizes errors, eliminates manual tasks, and empowers agents with comprehensive client insights and information. Connect with carriers in real time. With access to over 320 carriers, PL Rating facilitates real-time, multi-carrier quoting. This capability allows agencies to present clients with various competitive rates quickly. The ability to compare multiple quotes simultaneously also surfaces valuable cross-selling opportunities. Collect and manage client data. PL Rating’s workflows allow agents to quickly and easily complete a quote application, and the solution’s template functions enable agents to provide unlimited quote scenarios. Integrate across technology platforms. PL Rating doesn’t just integrate with other Vertafore solutions—it is also built to integrate with carrier and third-party applications. By leveraging its open API architecture, PL Rating users can build tech stacks that meet their needs. The user sets the list of possible integrations, not the software.


  **Average Rating:** 4.5/5.0
  **Total Reviews:** 476
**How Do G2 Users Rate PL Rating?**

- **Quality of Support:** 8.7/10 (Category avg: 8.7/10)
- **Ease of Use:** 9.0/10 (Category avg: 8.9/10)

**Who Is the Company Behind PL Rating?**

- **Seller:** [Vertafore](https://www.g2.com/sellers/vertafore)
- **Company Website:** https://www.vertafore.com
- **Year Founded:** 1969
- **HQ Location:** Denver, CO
- **LinkedIn® Page:** https://www.linkedin.com/company/7892/ (3,005 employees on LinkedIn®)

**Who Uses This Product?**
  - **Who Uses This:** Account Manager, Insurance Agent
  - **Top Industries:** Insurance, Automotive
  - **Company Size:** 82% Small-Business, 7% Mid-Market


#### What Are PL Rating's Pros and Cons?

**Pros:**

- Ease of Use (120 reviews)
- Quoting System (56 reviews)
- Time Saving (55 reviews)
- Speed (45 reviews)
- Carrier Accounts (35 reviews)

**Cons:**

- Inaccurate Quoting (53 reviews)
- Carrier Limitations (44 reviews)
- Inaccurate Rates (14 reviews)
- Manual Data Entry (11 reviews)
- Outdated Design (10 reviews)

### 2. [EZLynx](https://www.g2.com/products/ezlynx-ezlynx/reviews)
  With EZLynx®’s software for new and growing insurance agencies, we provide your business with an all-in-one platform that integrates your comparative rater, agency management system, reporting, customer portal, and more to make managing your policies easier. Let EZLynx do the work so you can focus on selling and growing your book of business. We want to earn the title of your most productive employee every single day. EZLynx drives the success of over 37,000+ agencies with: EZLynx Rating Engine EZLynx Rating Engine™ is an easy-to-use comparative rater that lets independent insurance agents get real-time personal lines quotes from hundreds of carriers across 48 states on any device. Cross-carrier personal lines quoting has never been simpler. EZLynx Management System EZLynx Management System™ leverages client and policy data to maximize your agency's ability to retain current customers while acquiring new business. Find your customer's quotes, policies, claims, and documents in one organized place and easily remarket with up-to-date information synced from your daily policy downloads.


  **Average Rating:** 4.4/5.0
  **Total Reviews:** 686
**How Do G2 Users Rate EZLynx?**

- **Quality of Support:** 8.3/10 (Category avg: 8.7/10)
- **Ease of Use:** 8.7/10 (Category avg: 8.9/10)

**Who Is the Company Behind EZLynx?**

- **Seller:** [EZLynx](https://www.g2.com/sellers/ezlynx)
- **Company Website:** https://www.ezlynx.com/
- **Year Founded:** 2003
- **HQ Location:** Lewisville, TX
- **Twitter:** @EZLynx (1,128 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/2745224 (111 employees on LinkedIn®)

**Who Uses This Product?**
  - **Who Uses This:** Insurance Agent, Account Manager
  - **Top Industries:** Insurance
  - **Company Size:** 90% Small-Business, 9% Mid-Market


#### What Are EZLynx's Pros and Cons?

**Pros:**

- Ease of Use (118 reviews)
- Efficiency (53 reviews)
- Features (52 reviews)
- Client Management (37 reviews)
- Data Management (31 reviews)

**Cons:**

- Inaccuracy Issues (29 reviews)
- Poor Reporting (21 reviews)
- Learning Curve (19 reviews)
- Limited Features (17 reviews)
- Quoting Issues (17 reviews)

### 3. [TurboRater](https://www.g2.com/products/zywave-turborater/reviews)
  TurboRater is the industry's leading personal lines comparative rating platform, rated #1 by customers for ease of set up, ease of doing business with, and likelihood to recommend. Independent agents and producers rely on it to quote auto, home, and more from 200+ carriers in real time, all from a single-screen workflow. Built for speed, accuracy, and scale, TurboRater enables agencies to handle more volume, reduce errors, and grow revenue without adding headcount. Agents enter data once and instantly compare premiums and coverage options side by side across dozens of carriers in all 50 states. Built-in underwriting rules apply automatically, keeping every quote accurate from the start. Automated data prefill for vehicle, driver, and property information eliminates manual entry and reduces E&O exposure. Embedded reporting gives agency owners and managers clear visibility into closing ratios, carrier usage, and producer performance. TurboRater connects with 50+ agency management systems and technology partners, with native two-way AMS integrations that allow policy and client data to flow seamlessly in both directions. When a policy binds, insured details, coverages, premiums, and effective dates transfer automatically into the connected AMS, with no rekeying and no data gaps. However agencies prefer to work, TurboRater meets them there. The platform is accessible through a direct agency UI, embedded on an agency website for consumer-facing quoting (generating up to 16x more leads), or integrated via RESTful API into third-party workflows like credit union lending platforms, where customers have seen a 22% average increase in insurance cross-sale rates.


  **Average Rating:** 4.6/5.0
  **Total Reviews:** 24
**How Do G2 Users Rate TurboRater?**

- **Quality of Support:** 9.1/10 (Category avg: 8.7/10)
- **Ease of Use:** 9.3/10 (Category avg: 8.9/10)

**Who Is the Company Behind TurboRater?**

- **Seller:** [Zywave](https://www.g2.com/sellers/zywave)
- **Company Website:** https://www.zywave.com
- **Year Founded:** 1995
- **HQ Location:** Milwaukee, WI
- **LinkedIn® Page:** https://www.linkedin.com/company/zywave (920 employees on LinkedIn®)

**Who Uses This Product?**
  - **Top Industries:** Insurance
  - **Company Size:** 72% Small-Business, 12% Enterprise


#### What Are TurboRater's Pros and Cons?

**Pros:**

- All-in-one Functionality (2 reviews)
- Ease of Use (2 reviews)
- Quoting System (2 reviews)
- Speed (2 reviews)
- Time Saving (2 reviews)

**Cons:**

- Inaccurate Quoting (2 reviews)
- Application Errors (1 reviews)
- Error Correction (1 reviews)

### 4. [QuoteRush](https://www.g2.com/products/quoterush/reviews)
  Our software is a simple to use rating tool that allows you to quickly quote all of your insurance carriers from a single entry screen.


  **Average Rating:** 4.4/5.0
  **Total Reviews:** 19
**How Do G2 Users Rate QuoteRush?**

- **Quality of Support:** 8.6/10 (Category avg: 8.7/10)
- **Ease of Use:** 8.4/10 (Category avg: 8.9/10)

**Who Is the Company Behind QuoteRush?**

- **Seller:** [QuoteRush](https://www.g2.com/sellers/quoterush)
- **Year Founded:** 2011
- **HQ Location:** West Palm Beach, FL
- **Twitter:** @QuoteRush (77 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/quoterush/ (14 employees on LinkedIn®)

**Who Uses This Product?**
  - **Top Industries:** Insurance
  - **Company Size:** 80% Small-Business, 15% Mid-Market



    ## What Is Underwriting & Rating Software?
  [Insurance Software](https://www.g2.com/categories/insurance)