Best Property & Casualty Insurance Agency Management Software

BindHQ

Agency Operating System for Technology Driven MGAs, Wholesale Brokerages and MGUs. Bind More Business with BindHQ - BindHQs lightning-fast, modern agency operating system enables MGAs, MGUs & Wholesalers to bind more business, expand their profit margins and become more valuable companies. - BindHQ’s continuously improving, cloud-based platform reduces your total cost of ownership; nothing to maintain, reduced upfront capital expenditures, and once you’re live, product upgrades are continuous, automatic, and free. - BindHQ’s integrated, multiple line of business comparative rater instantly inputs, rates and compares risks across your binding authority markets, giving your producers much more time to underwrite and write better business for your customers - BindHQ’s API-first infrastructure and open API seamlessly integrates with best-in-breed third party suppliers, whether that be third party risk data providers, business intelligence tools, electronic payments premium finance, or compliance tools making frictionless transacting a reality. - BindHQ’s integrated accounting, taxation and compliance functions slash your back office costs - creating free cash flow to reinvest in your principal revenue generating assets - your producers and underwriters. - BindHQ's out-of-the-box reports gives you the tools to better manage your business today, while aggregating all your data to guide your strategy for the medium term.

Average Rating: 4.7/5.0

Total Reviews: 15

Sonant AI

Sonant AI is the leading voice AI receptionist and phone answering system for Property & Casualty (P&C) insurance agencies, independent insurance agents, and insurance brokers across the United States and Canada. Eliminate missed calls and transform routine incoming calls into revenue by automating quote intake, appointment scheduling, email/texting workflows, AMS/BMS/CRM updates, and client inquiries 24/7 with zero wait times. Trusted by 100+ independent P&C insurance agencies across the United States and Canada to handle after-hours calls, reduce staff burnout, and scale operations without hiring additional administrative staff. Built specifically for Property & Casualty insurance workflows in the US and Canadian markets, Sonant integrates seamlessly with leading Agency Management Systems (AMS) including EZLynx, Applied Epic (Certified integration), Hawksoft, Momentum, QQCatalyst, and AgencyZoom to automatically capture call data, qualify insurance leads, and update your AMS/CRM/BMS in real-time. Sonant is an Applied Certified Integration Vendor - the first voice AI certified for Applied Epic. Connecting voice to Epic normally means purchasing Applied API access separately and signing an additional agreement. With Sonant, agencies do neither: Sonant reads client and policy data live from Epic during the call, then writes the activity, notes, and call summary back to the correct account afterward. Most agencies are live in 5–10 days. Key Features for P&C Insurance Agencies: - 24/7 AI-powered insurance call answering (never miss a quote request) - Property & Casualty insurance-trained AI (understands auto, home, commercial lines) - US and Canadian insurance terminology and workflows - Automated insurance quote intake and policy information requests - Multilingual support: English, Spanish, French, Portuguese, Mandarin + 10 more languages - Smart appointment scheduling synced with your calendar - Instant call transcription and CRM integration - Custom SMS and email workflows for agent routing - Intelligent transfer to human agents for complex claims or policy changes - Real-time AMS/CRM/BMS updates (EZLynx, Applied Epic, Hawksoft, etc.) - Enterprise Security: SOC2 Type 2 & GDPR certified for insurance compliance - Applied Certified Integration Vendor - the first voice AI certified for Applied Epic - No separate Applied API purchase or additional agreement for Epic agencies - Live in 5–10 days with no change to how your team works in Epic Perfect for independent P&C insurance agencies, Property & Casualty agents, commercial lines brokers, and personal lines agencies across the US and Canada looking to stop losing after-hours opportunities, reduce turnover, and grow without adding headcount. Let your producers focus on closing deals instead of answering routine calls. Trusted by 100+ insurance agencies saving 50+ hours per month on administrative calls, improving client satisfaction with instant responses, and capturing quotes that would otherwise be missed outside business hours. Stop losing insurance opportunities outside business hours. Let Sonant handle routine calls while your team focuses on closing policies and building client relationships.

Average Rating: 4.9/5.0

Total Reviews: 5

AgencyAssist

AgencyAssist is a commercial insurance submission platform that helps insurance agents complete ACORD applications faster and submit more complete commercial insurance submissions. Agents can send clients a plain-English intake form or complete it together during a phone call. AgencyAssist automatically generates the appropriate ACORD forms, collects underwriting information by business type, creates an underwriting summary, and helps reduce back-and-forth with carriers. The platform also includes a commercial insurance Learning Center with training resources, ACORD guides, workers' compensation class code tools, and other reference materials designed specifically for commercial insurance professionals.

Average Rating: 5.0/5.0

Total Reviews: 1

AgencyForce

CRM made specifically for the Independent Insurance Broker

Average Rating: 4.5/5.0

Total Reviews: 1

Betterview

Betterview is a property intelligence and workflow application that helps insurance companies provide accurate quotes, accelerate underwriting, and improve pricing and risk selection. Underwriters use Betterview to assess property risk remotely, reducing reliance on physical inspections when reviewing new business, renewals, or claims. The application combines high-resolution aerial imagery with AI-generated property detections, third-party data, and a carrier's own internal policy data in a single view. Property condition is summarized through a 100-point Roof Spotlight Index and peril risk scores for hazards including hail, cyclones, bush/wildfires, and wind events, giving underwriters a standardized way to compare risk across a portfolio rather than reviewing raw imagery property by property. Betterview also supports automated monitoring: it flags properties for review based on custom rules and detected changes, and notifies users when a change is identified on an insured property between capture dates. Betterview also supports claims teams, who use its historical imagery and change-detection capability to help establish property condition before a loss and determine when damage occurred, alongside faster, more transparent claims processing. Betterview is used by underwriting, claims, and risk management teams at property and casualty insurance carriers throughout the policy lifecycle, from new business quoting and underwriting through renewal and claims assessment, to evaluate property condition and risk without scheduling a site visit for every property under review.

Average Rating: 5.0/5.0

Total Reviews: 1

OneShield ORM

OneShield provides browser-based solutions to automate the sales and service of insurance products for Personal, Commercial and Specialty lines.

Average Rating: 2.5/5.0

Total Reviews: 1

PolicyLift

PolicyLift is the all-in-one growth platform built exclusively for independent P&C insurance agencies. It combines marketing automation tools, and agentic AI into a single platform — replacing the need for multiple disconnected tools. PolicyLift's AI handles quoting and intake calls, transcribes coverage details, and manages the lead-to-bind process agentically. PolicyLift helps agencies generate more leads, bind more policies, and retain more clients. Designed specifically for agencies with 5–25 employees, PolicyLift gives small and mid-size agencies the same technology advantages as large brokerages at a fraction of the cost.

Average Rating: 5.0/5.0

Total Reviews: 1

AdInsure Claims

AdInsure Claims is a comprehensive, end-to-end solution designed to optimize the entire claims lifecycle—from First Notice of Loss (FNOL) to settlement, including recoveries and reinsurance. Advanced automation and configurable workflows enhance efficiency, reduce costs, and empower insurers to make data-driven decisions across all P&C lines of business. Claims management functional areas: • Claims handling • Reinsurance • Legal proceedings • Recoveries • Document management • Adjuster and handler portal Claims handling: • FNOL • Assignment • Reserves • Payments • Claims Underwriting • Fraud management • Catastrophe management Technical capabilities: • Configurable workflows, business rules, UI • No-code / low-code Configuration tools • API-first • Flexible data model • Modern Integration framework • Cloud AdInsure is a standard insurance platform, recognized by Gartner, Celent, and ISG, and designed for Life, Non-Life, Commercial insurers and insurance Brokers.

Broker Intelligence

Broker Intelligence is a SaaS platform designed for property and casualty insurance brokerages. Using artificial intelligence, it analyzes calls and client communications to assess service quality, identify compliance risks, and provide managers with actionable insights to support and coach their teams. The solution helps brokerages improve efficiency, strengthen compliance practices, and deliver a better client experience.

condo.insure

Damco P&C Insurance Software

Damco's comprehensive P&C insurance software assists property and casualty insurance companies, agents, brokers, and other stakeholders in managing their everyday business processes, data, products, and services from a unified platform. It brings together all critical agency functions such as insurance claims, policy administration, underwriting, quoting, customer service, sales management, workflow management, and more. The cutting-edge software streamlines workflows, collects and manages data from various sources, and helps agencies gain a competitive edge.

Digital Transformation for Medical Professional Liability

IntelliXform™ for MPL is a highly configurable, secure, scalable, cloud-based web and mobile platform built specifically for medical professional liability (MPL). It enables digital transformation across insurance value chains. IntelliXform enhances the customer experience while empowering sales engagement and streamlining digital delivery. Cloud-based web portals and mobile apps offer comprehensive workflows for quote, policy, billing and claims processes to agencies, prospects, policyholders, law firms, third party investigators, etc. Carriers and Health Systems may deploy our IntelliXform insurance value chain platform for an end-to-end solution for internal business users as well as external users such as policyholders, agencies, law firms with their dedicated portals and mobile apps. Key Features: INSURANCE VALUE CHAIN PLATFORM Medical professional liability carriers and health systems operate in one of the most specialized spaces of the P&C industry, where claims-made and occurrence structures, tail coverage, retro dates, consent-to-settle provisions, physician and location-level experience rating demand more than current core systems can deliver. Our insurance value chain platform unifies Policy Administration, Billing, Claims, Ledgers, Reinsurance, CRM, Enterprise Risk Management and Business Intelligence on a single foundation purpose-built for MPL. Underwriters price with current exposure intelligence, claims professionals manage indemnity and expense reserves alongside ceded recoveries, and finance closes against a consistent source of truth. IntelliXform supports faster quote-to-issue cycles, disciplined reserve management, accurate reinsurance accounting, and the forward-looking ERM reporting that boards and rating agencies expect. Our platform supports operational coherence across the value chain as well as margin and capital efficiency. Our decisioning platform is aligned to the specific risks of the MPL line. AJIRA COPILOT Ajira Copilot leverages advanced artificial intelligence to transform insurance workflows and deliver actionable insights. Our platform automates tasks from application intake, seamless submission management, new business processing, renewals, and price optimization, making set of workflows faster, smarter and more accurate. We’re continuously expanding Ajira Copilot with real world use cases and new AI-driven capabilities. Ajira Copilot with IntelliXform takes both agency and policyholder experience to a new level, transforming interactions, fostering a new sense of community and making your agents and policyholders feel truly valued. ADVANCED COLLABORATION IntelliXform’s web portals and mobile app transform the customer experience and strengthen relationships among carriers, agencies, policyholders, claimants, and other stakeholders across the value chain. Seamless, real-time transaction processing is supported by IntelliSPEAK collaboration through secure text chat and video calls. IntelliSPEAK supports unlimited users with built-in recording and transcription for a complete audit trail - no phone numbers required. By eliminating friction in both new and renewal business, we empower real-time collaboration that enhances carrier competitiveness, drives efficiency, and reduces customer attrition. SELF SERVICE IntelliXform delivers self-service with a difference. Our unique approach to digital transformation empowers agencies, members, policyholders, and service providers while seamless collaboration ensures underwriters, claims adjusters, and other key experts are just a click away. This balance combines the best of personal connection with the efficiency of modern self-service. By streamlining complex processes, we help organizations unlock greater productivity and customer satisfaction. With IntelliXform, digital transformation becomes not just a solution, but a strategic advantage. CLOUD PORTALS, MOBILE and CORE SYSTEMS IntelliXform provides cloud-based web portals, and mobile apps designed for agencies, policyholders, prospects, law firms, premium auditors, third-party integrators, claimants, and more. The platform extends core system workflows across your insurance value chain, enabling data to be captured directly at the point of origin - without the need for carrier resources to drive workflows. OMNICHANNEL EXPERIENCE IntelliXform supports sales, marketing and distribution channels using the latest mobile and cloud based web application technology. Its ability to enable workflows for all user types in the insurance value chain on mobile as well as web based platforms allows carriers to offer superior omnichannel capabilities to their value chain. All the portals and mobile app are private branded offering carriers true digital transformation in insurance.​ INSIGHTFUL UNDERWRITING Too many submissions and not enough time? Traditional underwriting and rating can’t keep pace with today’s fast-changing market demands. Our rating and pricing insights allow underwriters to respond with speed focusing on those most likely to be bound. Our underwriting engine configures optimized products based on carrier appetite, geographic territory, specialty codes, retro dates, and tail coverage start and end dates etc. In addition, our engine provides dynamic selection of premium discount elements, patient compensation fund calculations and other assessments. We empower agents and underwriters providing comparative raters and lighting quick workflows to get an application from submission through policy issue. Risk assessment and price optimization are built into our rating process unlocking the path to profitability. We deliver the speed, scale, and flexibility required to address the unique needs of the medical professional liability marketplace. DISCONNECTED MODE IntelliXform’s mobile apps feature a powerful disconnected mode that allows users to continue working even without Wi-Fi or cellular coverage. Many core functions remain available offline, ensuring uninterrupted productivity in remote or low-connectivity environments. Once a connection is restored, the system automatically syncs data in the background to keep everything up to date. Out-of-the-box Workflow Library Leverage our bundled workflow library to get started quickly. Our workflow library provides packaged workflows for most common requests such as new business quotes, renewals, certificates of insurance, credit card payments etc. These work horses can help meet customer requests quickly while you take time to ideate that award winning workflow. Our workflows are highly configurable and are easily able to support and manage unique aspects of your business. Carriers are able to implement our web portals and mobile platform in weeks instead of months. NO CODE PLATFORM The mobile and web platforms offer a robust, no code environment that enable lightning quick changes to both the web portals and mobile applications. This agility enables superior carrier response to changing business needs well into the future while protecting carrier investment. SEAMLESS INTEGRATION IntelliXform integrates seamlessly with core systems protecting carrier investments in their core systems while providing new, modern technology to external stakeholders in the carrier’s value chain. While we support integration with older core systems using data interfaces, our preferred approach is WebAPI based real time integration.

EbixAdvantage

EbixAdvantage is a holistic, fully integrated enterprise insurance administration system for the Property and Casualty industry. Its comprehensive design allocates all the functionality i.e. needed to process a Carrier's claims, policy administration, rating, quoting, and accounting needs.

Floapi

Insly

Insly is the low-risk insurance software partner for MGAs, insurers and brokers. Cloud-native and AI-native from the ground up, Insly digitises underwriting, policy administration and claims, so teams process more business without adding headcount.

Average Rating: 4.5/5.0

Total Reviews: 1