# Flinks Reviews **Vendor:** Flinks **Category:** [Financial Data APIs](https://www.g2.com/categories/financial-data-apis) **Average Rating:** 4.4/5.0 **Total Reviews:** 59 ## About Flinks Flinks is the creator of a powerful no-code platform and financial data APIs that make it easy and efficient for your team to build with financial data. Trusted by millions of individuals accessing financial services at world-class companies, our purpose is to make the struggles of open banking a thing of the past. Flinks at-a-glance: ● Enrichment — Upgrade your data stack to power data-driven use cases with actionable insights Flinks Enrichment is the smart analytics layer on top of your raw retail and business banking data. Whether your data pipeline is coming from Flinks, or you’re BYOD (bringing-your-own-data) from your existing integrations or open-banking providers—extracting actionable, model-ready insights for credit risk analysis, income verification, life event detection or fraud prevention couldn’t be easier. “Flinks Enrichment provides us with the capability to easily aggregate consumer employment and debt servicing data, allowing our team to fully automate the underwriting process.” —Alex Yi, Fincentify ● Connectivity — Power your solutions with the most performing financial data API Consumers want to use your services—let them easily and securely connect their financial accounts and share the data you need. From KYC to transactional data and assets, Flinks Connectivity is the backbone that will power your business and put you ahead of the competition. “With Flinks we’re able to onboard thousands of clients daily in a matter of minutes, making a complex process as simple and frictionless as possible.” —Laura Lampe, Wealthsimple ## Flinks Pros & Cons **What users like:** - Users value the **seamless connection to banking accounts** offered by Flinks, enhancing their financial management experience. (1 reviews) **What users dislike:** - Users are frustrated by the **lack of support for certain financial institutions** , limiting the usability of Flinks. (1 reviews) ## Flinks Reviews ### 1. Flinks Experience **Rating:** 5.0/5.0 stars **Reviewed by:** Mohammed Hareez S. | Customer Success representative, Mid-Market (51-1000 emp.) **Reviewed Date:** December 11, 2025 **What do you like best about Flinks?** best software to connect banking accounts **What do you dislike about Flinks?** The one thing i dislike about flinks is they don't support some third party financial institutions. **What problems is Flinks solving and how is that benefiting you?** flinks does a pretty good job in connecting bank which makes it easier for our customers. ### 2. perfect solution and great service **Rating:** 5.0/5.0 stars **Reviewed by:** melissa e. | Mid-Market (51-1000 emp.) **Reviewed Date:** January 08, 2024 **What do you like best about Flinks?** We use frequently (every day), the IBV and attributes to evaluate each demand of our customers. It's easy, paperless and with the attributes, our team gets a quicker view! With the API connections, you can really benefit and the Flinks team is amazing for making the implementation and integration with the DEVS! The customer support is effective, they respond quickly. We are also always advised with the dashboard (IBV) and notification when a bank is ''down''. **What do you dislike about Flinks?** The downsize is not related only to Flinks : when a bank gets an update on their system, it takes time to ''update'' on Flinks side and that makes problems to receive the IBV's as complete. We then have to wait for the update on Flinks side to be able to receive the IBV. **What problems is Flinks solving and how is that benefiting you?** Before Flinks, we used to ask the customer to send us their documents by email or fax. With Flinks, no more risk of fraud, paperless, quicker and easier. ### 3. Generally OK **Rating:** 2.5/5.0 stars **Reviewed by:** Rick B. | Small-Business (50 or fewer emp.) **Reviewed Date:** January 09, 2024 **What do you like best about Flinks?** When you can get a successful login, the data is trustworthy. I switched to Flinks for both of my companies, because the data from my previous provider was unreliable and not in the same order as the customers bank statement. Flinks' data is reliable, and in the correct order - which is important for a Payday Loan Company. **What do you dislike about Flinks?** Unfortunately, as many others have mentioned, their technical difficulties are increasing as of late. 1) When we first signed up you could 'refresh' an account within 90 days - now it doesn't work ever. This is unfortunate as being able to refresh an account without customers continually re-logging in was very useful. (This might be new a regulatory restriction - but I don't know). 2) As mentioned by others, customers continually get errors when trying to log in with their correct credentials. The report on our side 'might' work when it says error, but intermittantly. 3) We are getting more Canadian companies with unsupported FI's, and when ask to have them added we are always told NO. So far, the problems haven't been enough to make us look elsewhere, and again their data is reliable (big plus for Payday Loan company when trying to confirm payments actually cleared). Their platform was much better a couple years ago. If they can fix the technical glitches, add missing Financial institutions in a TIMELY fashion, and bring back the ability to actually Refresh an account then I would give them 9. **What problems is Flinks solving and how is that benefiting you?** As a Payday Loan company I really like the ability to download the customers bank statement, confirm they're not borrowing from everybody else, and they aren't bouncing payments. When it works, it works well. ### 4. Streamlining our loan process with quick client verification **Rating:** 4.0/5.0 stars **Reviewed by:** Madison S. | Financial specialist, Financial Services, Mid-Market (51-1000 emp.) **Reviewed Date:** January 25, 2024 **What do you like best about Flinks?** Flinks has completely transformed my finance job. Its not just helpful, its my wingman in managing financial data simplifying the whole process. By seamlessly integrating with various banking systems it boosts our ability to access and analyze our customers financial details unexpectedly. The realtime precision of the information it offers is great empowering us to make best financial decisions and provide personalized services to our customers with unmatched confidence. **What do you dislike about Flinks?** The primary aspect about Flinks that should be increased is how we create our personal reports. I liken the procedure of putting up specific reports in Flinks to trying to navigate a labyrinth. It can be pretty complicated and confusing. As a ordinary person I regularly discover myself wishing for a easy and streamlined technique to tailor reports enabling us to faucet into Flinks full potential more effectively. **What problems is Flinks solving and how is that benefiting you?** Flinks has certainly helped us with the important need to quickly and efficiently check client finances for loans. As person working in banking area, I can't say enough about how its fast checks help speed up approvals and lower fraud. It's no longer just about processing loans faster; it's about helping clients by shortening wait times and making things smoother. For sure, Flinks' dependable checks have changed our lending for the better by means of guaranteeing we are efficient and secure with every deal. ### 5. Cloud operations specialist **Rating:** 5.0/5.0 stars **Reviewed by:** Michele B. | Small-Business (50 or fewer emp.) **Reviewed Date:** January 19, 2024 **What do you like best about Flinks?** The greatest feature of Flinks that makes me like it better than its competitors is the way it fits comfortably in cloud operations. Flinks is known for its greatly flexible nature and goes well in different scenarios which I find to be an amazing feature of a cloud management professional. The response time of their platform is phenomenal, especially with dealing with customer bank accounts. The process through which Flinks facilitates the information flow between banking institutions and our systems is effective and secure. **What do you dislike about Flinks?** The only disadvantage I have noted is that there has been a little resistance from customers to avail their information through Flinks. This drawback appears to be an inbuilt feature of the product, and while Flinks is doing amazingly well, some slowing down of adoption tides can be observed which might pose a challenge for our enterprise. **What problems is Flinks solving and how is that benefiting you?** Flinks addresses the high-level issue of data fusion and control within banks on our cloud system. ### 6. Flinks simply make it easier and more efficient to access information **Rating:** 5.0/5.0 stars **Reviewed by:** Diego S. | Mid-Market (51-1000 emp.) **Reviewed Date:** January 12, 2024 **What do you like best about Flinks?** Flinks has been outstanding to me as a cloud operations professional. What I like most about it, though, is how flexible and responsive the platform is. It has played a big role in the solution of various integration problems more so with regard to integrating customer bank accounts. The tools offered by Flinks simply make it easy and efficient to access as well as manage bank account information. This type of feature has greatly facilitated our role in serving our clients. **What do you dislike about Flinks?** In contrast, certain features of Flinks may prove to be a little difficult. This creates problems because the credentials of user’s online banking session are retrieved through screen-scraping; still, financial institutions often change their interfaces. This may sometimes need extra assistances and modifications. **What problems is Flinks solving and how is that benefiting you?** Flinks have been a game-changer for us in terms of problem-solving. It simplifies the implementation of banking information, which is essential in our industry. ### 7. Valuable financial analysis but only with some financial institutions **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Financial Services | Mid-Market (51-1000 emp.) **Reviewed Date:** January 05, 2024 **What do you like best about Flinks?** The overall data analysis in Flinks Attributes is quite valuable. There is raw data down to individual transactions, global data like a list of accounts and balances, and aggregated and summed data. Flinks Attributes has a lot of API packaging options so one can select from from choices in terms of the amount of data and analysis vs. costs. The aggregated data is the most useful portion of the data, including Flink's grouping of income into various sources (such as salary income and various kinds of government income) and cash flow analysis. **What do you dislike about Flinks?** The biggest downside is that Flinks uses a screen-scraping approach using the user's online banking session credentials. This means it is quite challenging for them to support a given financial institution as each FI has different online banking interfaces, and these interfaces also change regularly and without notice. The net result is that the list of supported FIs in Canada is decent but still limited. If the persons having their data analyzed by Flinks don't have accounts at the supported list of FIs, then none of their financial data can be retreived. **What problems is Flinks solving and how is that benefiting you?** Credit application analysis and adjudication ### 8. Good product package **Rating:** 4.5/5.0 stars **Reviewed by:** Donald R. | Systems Engineer, Mid-Market (51-1000 emp.) **Reviewed Date:** February 18, 2024 **What do you like best about Flinks?** Flinks provides an easy-to-use set of tools. The interface makes it very easy to understand the data, so little time is spent deciphering the end customer's profile. **What do you dislike about Flinks?** Generally works well, but occasionally has calculation errors. There is still a need for a person to oversee what the software does, even if the job is straightforward. **What problems is Flinks solving and how is that benefiting you?** We have been able to know in more detail the profile of each new client. It is easy and convenient, so it becomes easier to make financial decisions. We also get to collect data from our customer base. This way, we were able to better understand the profile of our ideal client. ### 9. Great insights and reactive team but at a cost **Rating:** 3.5/5.0 stars **Reviewed by:** Alexandre B. | CTO, Small-Business (50 or fewer emp.) **Reviewed Date:** February 23, 2023 **What do you like best about Flinks?** Easy to implement API with a lot of data available for any use case you can think of using financial data about someone. Their implementation/support team is great as they answer quickly. **What do you dislike about Flinks?** Their cost is a bit step with a mandatory 1 year contract at least which isn't great if you're a startup trying to prototype a proof of concept. Maybe a startup plan or pay as you go would suit this need better. **What problems is Flinks solving and how is that benefiting you?** We need to validate account numbers and balances to reduce the number of errors our users enter. ### 10. great service and very quick !! **Rating:** 5.0/5.0 stars **Reviewed by:** catrina g. | Branch Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** January 05, 2024 **What do you like best about Flinks?** Very quick and love the many easy features and all the guides for quick help are awesome ! was very easy to get set up once we decided no intergration and WALTER IS AWESOME !!!!! **What do you dislike about Flinks?** don't really have a dislike about the systme itself ! very user friendly and very business savy **What problems is Flinks solving and how is that benefiting you?** bridging the gap for ease and convience to our clients with a digital age is super important and Flinks is helping us to make that happen ### 11. Outstanding Company and great product. **Rating:** 5.0/5.0 stars **Reviewed by:** Henry F. | Director, Product Management North America, Enterprise (> 1000 emp.) **Reviewed Date:** February 22, 2022 **What do you like best about Flinks?** Flinks has been a great organization to deal with from the first day we met, to before we signed an agreement to the current partnership, they have pivioted and supported our every need. **What do you dislike about Flinks?** There has been no downsides to dealing with Flinks. **Recommendations to others considering Flinks:** Great company to deal with, and have a great group of individuals leading the organization. **What problems is Flinks solving and how is that benefiting you?** We have been able to automate our decision making process and eliminate the need for human intervention in the decisioning. Allowing for a true digital experience. ### 12. It is a good solution but needs more consistency **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.) **Reviewed Date:** January 06, 2024 **What do you like best about Flinks?** Their account aggregation product is good and can really be a value add for a lot of companies **What do you dislike about Flinks?** The connectivity is not consistency stable. There always seem to be some issue or another with financial institutions' connections. You can never trust it completely. **What problems is Flinks solving and how is that benefiting you?** We want to look at the transactional level and account level banking data of a customer. The main problem it is solving is providing us with the user's bank account number, institution number, and transit number, without the user having to go find that themselves. ### 13. Flinks, a trusted partner **Rating:** 5.0/5.0 stars **Reviewed by:** Bénédicte L. | Cheffe de la direction, Mid-Market (51-1000 emp.) **Reviewed Date:** January 12, 2024 **What do you like best about Flinks?** The product itself meets the business need. The difference lies in the business relationship, which is a partnership relationship. Their leaders are accessible, they understand the consumer credit sector, and they are concerned with customer satisfaction. They are always ready to help improve their clients' performance. **What do you dislike about Flinks?** I have nothing particular to raise in terms of disadvantage. **What problems is Flinks solving and how is that benefiting you?** Automation of access to bank statements. ### 14. Useful tool for connecting to Canadian banks **Rating:** 5.0/5.0 stars **Reviewed by:** Sarah M. | Mid-Market (51-1000 emp.) **Reviewed Date:** January 10, 2024 **What do you like best about Flinks?** They have high connectivity for Canadian banks and beat out Plaid for reliability for many banks **What do you dislike about Flinks?** Their documentation is a bit less clear than Plaid's **What problems is Flinks solving and how is that benefiting you?** We use Flinks to connect to our customers bank accounts and collect necessary details to facilitate money transfers. It's great that they handle privacy, security and reliability and we can focus on our core product experience. ### 15. Human **Rating:** 5.0/5.0 stars **Reviewed by:** Virginie D. | Mid-Market (51-1000 emp.) **Reviewed Date:** January 04, 2024 **What do you like best about Flinks?** I like the reactivity of my exchanges with the flinks team ! Everytime we have inquiries, the team is there to provide answers and solution . A special thanks to Frederic Nostrom for being our facilitator! **What do you dislike about Flinks?** We don't have anything we dislike so far **What problems is Flinks solving and how is that benefiting you?** Flinks is providing us the ability to get banking information from our customers ### 16. So far great experience, support is very quick, process easy to use **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.) **Reviewed Date:** January 30, 2024 **What do you like best about Flinks?** I like the Ease of setup the widget on our sites /processes & free refresh per month **What do you dislike about Flinks?** wish the statements uploaded had more data via api (statement month /year, ability to sort..) **What problems is Flinks solving and how is that benefiting you?** Provide quickly and securely bank data from our merchant ### 17. Issues as of late… **Rating:** 1.5/5.0 stars **Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.) **Reviewed Date:** January 04, 2024 **What do you like best about Flinks?** The system is easy to use and very user friendly **What do you dislike about Flinks?** The success rate recently for submission has been quite low, at the worst days less than 20% of the submissions made are actually processed. Most end up in error. **What problems is Flinks solving and how is that benefiting you?** FLINKS, when successful, protects us from fraudulent bank statement submissions. ### 18. Insights about banking **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.) **Reviewed Date:** January 31, 2024 **What do you like best about Flinks?** The data representation on the dashboard **What do you dislike about Flinks?** Connectivity with credit unions and some of he small institutions **What problems is Flinks solving and how is that benefiting you?** Open banking data on real-time basis and get insights of banking while checking revenues ### 19. Great experience working with Flinks **Rating:** 4.5/5.0 stars **Reviewed by:** Han X. | Small-Business (50 or fewer emp.) **Reviewed Date:** January 04, 2024 **What do you like best about Flinks?** They have great support staff and data aggregation product. **What do you dislike about Flinks?** Data quality can be improved, it sometimes has missing information or inaccurate due to bank screen scraping. **What problems is Flinks solving and how is that benefiting you?** Flinks provides us with aggregated and summarized financial banking data from consumers using our product. ### 20. Super efficient auto outil **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Banking | Mid-Market (51-1000 emp.) **Reviewed Date:** January 05, 2024 **What do you like best about Flinks?** The fact that i can get access to the information i need quickly & on my own **What do you dislike about Flinks?** Sometimes there are glitches with the transfer of information **What problems is Flinks solving and how is that benefiting you?** It provides a secure portal for clients to transfer their information to us ### 21. Efficient **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Financial Services | Mid-Market (51-1000 emp.) **Reviewed Date:** January 04, 2024 **What do you like best about Flinks?** Easy to use and research informations in accounts **What do you dislike about Flinks?** Sometimes customers rush to complete teh verification **What problems is Flinks solving and how is that benefiting you?** Customers having trouble to send in their bank statements ### 22. Easy Access to Critical Underwriting Information **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.) **Reviewed Date:** January 04, 2024 **What do you like best about Flinks?** How easy it is to configure, the amount of data, the customer support and connectivity **What do you dislike about Flinks?** Nothing at this time, we are new to using it! **What problems is Flinks solving and how is that benefiting you?** Allowing us to go one level deeper in our underwriting outside of simply analyzing someone's credit score and monthly income. ### 23. Comprehensive financial data, but with technical issues **Rating:** 2.0/5.0 stars **Reviewed by:** Kevin H. | Small-Business (50 or fewer emp.) **Reviewed Date:** March 02, 2023 **What do you like best about Flinks?** Flinks is a powerful tool for obtaining financial data, covering most Canadian financial institutes. The data we can get from Flinks is very comprehensive, giving us a clear picture of our financial status. **What do you dislike about Flinks?** While Flinks provides a valuable service, there are some technical issues that require attention. For example, linking a CIBC bank account took around five minutes, which can be frustrating for users. Additionally, we encountered "Unexpected error" messages when attempting to link Scotiabank accounts, and "Retry later" messages when linking to Neo Financial accounts. Moreover, if certain banks display promotion pages upon logging in to online banking, Flinks is unable to retrieve account information, which can be a limitation. Furthermore, the technical support provided by Flinks is superficial, with a tendency to deflect or offer simple answers rather than addressing and troubleshooting issues. This approach can undermine confidence in their technical capabilities. Overall, Flinks is a useful tool for accessing comprehensive financial data, but the technical issues and lack of thorough technical support can be frustrating for users. **What problems is Flinks solving and how is that benefiting you?** Flinks provides us with a simple solution for connecting our clients' bank accounts to their e-wallet accounts. By leveraging Flinks, we are able to simplify the process of linking bank accounts and verifying account data, which saves time and effort for both our company and clients. One of the primary issues that Flinks solves for us is the arduous and error-prone process of manually inputting bank account information. Flinks streamlines the process by allowing clients to link their bank accounts to our platform, enabling us to easily access their account information for future EFT top-ups and withdrawals to their e-wallet accounts. **Official Response from Simon Wahl:** > Dear Kevin, thanks for sharing your feedback. Canadian banking data extraction can be unequal at times and presents its unique set of challenges and we sincerely apologize if, in some instances, the end-user experience you’re hoping to deliver doesn’t always match expectations... That said, rest assured that our customers' satisfaction remains of the utmost importance. Please feel free to reach out to your designated Account Manager with any further comments, concerns, or suggestions. Flinks ### 24. Flinks Provides Comprehensive Coverage of Canadian Financial Institutions **Rating:** 4.5/5.0 stars **Reviewed by:** Dan B. | Small-Business (50 or fewer emp.) **Reviewed Date:** February 22, 2023 **What do you like best about Flinks?** I am really impressed with Flinks and appreciate their comprehensive coverage of Canadian financial institutions, including credit unions and smaller banks. It has been incredibly helpful for us at Billi to be able to access our customers' financial data quickly and securely. In addition to their reliable data aggregation and financial insights solutions, the customer support from Flinks has been exceptional. Their team has always been responsive and helpful, which is essential when dealing with sensitive financial information. Moreover, Flinks has been at the forefront of the Open Banking movement in Canada, which is a significant development in the financial industry. We are thrilled to be using a tool that is pushing the industry forward. Overall, Flinks has been a valuable and reliable tool for us in the financial industry, and we would highly recommend it to anyone who needs to access financial data quickly and securely. **What do you dislike about Flinks?** Overall, I have had a great experience using Flinks at Billi. However, one challenge we have faced is the disruption caused by some banks rolling out two-factor authentication (2FA) requirements. This can create a broken experience for users as they have to log in every time they use Billi to refresh their data. While this issue is outside of Flinks' control, their customer support team has been responsive and helpful in navigating this challenge. Additionally, we have found that manually refreshing data or scheduling automatic refreshes at regular intervals can help reduce the inconvenience caused by 2FA requirements. **What problems is Flinks solving and how is that benefiting you?** Flinks enables us to access our customers' financial information quickly and securely by connecting to a wide range of financial institutions. This allows Billi to display accurate and up-to-date financial histories to their customers, saving time and effort while reducing manual errors. Using Flinks, Billi is able to make better-informed decisions and provide more value to their customers by gaining valuable insights into their financial behaviour. ### 25. Great tool for fintech applications **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.) **Reviewed Date:** January 04, 2024 **What do you like best about Flinks?** Easy to use APIs and flexible customization. **What do you dislike about Flinks?** Would like support for more credit unions. **What problems is Flinks solving and how is that benefiting you?** Data aggregation and account verification ### 26. Secure Banking Data Access for Fraud Prevention and Loss Control **Rating:** 3.5/5.0 stars **Reviewed by:** Janelle D. | Director, People & Capability, Information Services, Enterprise (> 1000 emp.) **Reviewed Date:** February 28, 2023 **What do you like best about Flinks?** I like Flinks because they are flexible and responsive, they are ready to help solve problems quickly and make the integration process easy for customers, they help us easily integrate our products with bank accounts and provide a set of tools that make the integration process quick and easy for customers. Flinks also makes it easy to get bank account information including customer address, employer information, and all loans and payments in an easy to read way. **What do you dislike about Flinks?** I don't see any downside other than the fees for using Flinks services are higher than others **What problems is Flinks solving and how is that benefiting you?** Benefit from this company Flinks provides access to secure banking data such as account numbers and addresses to help prevent fraud and control losses and improve overall customer experience also provides access to secure banking data ### 27. Caary review **Rating:** 5.0/5.0 stars **Reviewed by:** salil v. | Small-Business (50 or fewer emp.) **Reviewed Date:** February 28, 2023 **What do you like best about Flinks?** We use Flinks for bank connection for adjudication. We use the data for continuous credit monitoring. **What do you dislike about Flinks?** Connectivity to some banks and credit unions refresh keeps sending 2FA notices to our clients in the middle of the night. **What problems is Flinks solving and how is that benefiting you?** We use Flinks for adjudication and continuous monitoring of accounts. ### 28. Easy to use **Rating:** 4.0/5.0 stars **Reviewed by:** Julien M. | Chief Produc Officier, Computer Software, Small-Business (50 or fewer emp.) **Reviewed Date:** March 02, 2023 **What do you like best about Flinks?** Beeing able to access data that we could not have access withou Flinks solution. **What do you dislike about Flinks?** Maybe the lack of interpretation of some of datas we are having of our customers. **What problems is Flinks solving and how is that benefiting you?** Capacity to check if a tenant will be able to pay is rent in the future. ### 29. Flinks is awesome **Rating:** 5.0/5.0 stars **Reviewed by:** Matthew P. | Sales Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** October 18, 2022 **What do you like best about Flinks?** We love how easy the interface works for our customers and sales team! **What do you dislike about Flinks?** The only thing is if the customer has a thick banking history it can take sometime for the information to load! **What problems is Flinks solving and how is that benefiting you?** This has made submitting applications and satisfying the banks' income requirements 1000 times easier!!! ### 30. Great reliable service **Rating:** 5.0/5.0 stars **Reviewed by:** Ayobami M. | Co - Founder / COO, Small-Business (50 or fewer emp.) **Reviewed Date:** October 19, 2022 **What do you like best about Flinks?** Steady service with predictable outcomes. Always improving service times **What do you dislike about Flinks?** Canadian authentication takes a bit more time than usual. Seems to be improving **What problems is Flinks solving and how is that benefiting you?** Flinks helps us hit compliance and data availability touchpoints with relative ease. Flinks also helps streamline our onboarding process ### 31. Fetching bank account info via Flinks **Rating:** 2.5/5.0 stars **Reviewed by:** Faizal K. | VP of Product and Engineering, Small-Business (50 or fewer emp.) **Reviewed Date:** March 02, 2023 **What do you like best about Flinks?** Nice UI. Friendly customer service. And a fantastic onboarding specialist. **What do you dislike about Flinks?** Like other aggregators, it relies heavily on screen scraping data from your online banking. So it's prone to errors or invalid data. Connections can be slow and unreliable; resulting in failed connections. Login credentials can't be re-used due to one-time passwords always being required. **What problems is Flinks solving and how is that benefiting you?** Collecting bank routing info and balance ### 32. One of the fastest partner onboarding, ever. **Rating:** 5.0/5.0 stars **Reviewed by:** Jean-Philippe D. | Mid-Market (51-1000 emp.) **Reviewed Date:** February 22, 2023 **What do you like best about Flinks?** Flinks was highly responsive and agile in helping us onboard and get to production, delivering value to our customers in less than 5 days. **What do you dislike about Flinks?** Does not have coverage across USA banks & wealth firms **What problems is Flinks solving and how is that benefiting you?** SImplifying the aggregation of assets and liabilities inventory within an estate planning offering ### 33. A good financial solutions for e-commerce and banking **Rating:** 4.5/5.0 stars **Reviewed by:** Sanjay J. | CEO, Small-Business (50 or fewer emp.) **Reviewed Date:** August 23, 2022 **What do you like best about Flinks?** Flinks provides API integrations with your products. Flinks is a good option for your financial and e-commerce products. Flinks provides wide range of API to integrate with your custom product. **What do you dislike about Flinks?** Flinks has bit higher charges for their solutions. It would be good if there reduce the charges so many customers can use their services. Flink has a limited number of programming languages support for their APIs. **What problems is Flinks solving and how is that benefiting you?** We use Flinks for our Banking and Payment integration solutions. We can embed banks or institutions to the Flinks and use their services. We can integrate Flink with many banks and payment providers. ### 34. Good data aggregation, but still requires a human behind the bot. **Rating:** 3.5/5.0 stars **Reviewed by:** Claude Olivier G. | Small-Business (50 or fewer emp.) **Reviewed Date:** February 22, 2023 **What do you like best about Flinks?** Comprehensive data extractions for Canadian Banks and brokers. Easy to setup. **What do you dislike about Flinks?** Data quality needs to be improved, and connection time-outs to banks are very cumbersome. **What problems is Flinks solving and how is that benefiting you?** Multiple Data points are aggregated rapidly, instead of building point to point integrations in house. ### 35. It's easy to evaluate Bank StatementsfsaefaseffsalkfhklFeklsFHKZFHkfJKfelksfLf **Rating:** 5.0/5.0 stars **Reviewed by:** Timur A. | Head of Underwriting Department, Small-Business (50 or fewer emp.) **Reviewed Date:** October 20, 2022 **What do you like best about Flinks?** Easy to use and connect business Bank Accounts **What do you dislike about Flinks?** Attributes or Business Analyzes need a lot of improvement because it considers some of the loans and personal round deposits as a revenue. **What problems is Flinks solving and how is that benefiting you?** Flinks save us a lot of time while we bank evaluate Bank Statements for the 12 months and help to verify business accounts. It also helps us to catch doctored bank statements ### 36. Very happy with the product, keep developing it for credit unions and other smaller banks **Rating:** 5.0/5.0 stars **Reviewed by:** Noah B. | President, Small-Business (50 or fewer emp.) **Reviewed Date:** February 07, 2022 **What do you like best about Flinks?** the simplicity is remarklable and the visual is clean **What do you dislike about Flinks?** it's complicated to set up on a website, improve it by providing a simple plug in for websites **What problems is Flinks solving and how is that benefiting you?** we're saving a lot of time and avoiding incomplete applications ### 37. Underwriter/CEO **Rating:** 5.0/5.0 stars **Reviewed by:** Ammar S. | CEO, Small-Business (50 or fewer emp.) **Reviewed Date:** October 21, 2022 **What do you like best about Flinks?** It works and gets connected with majority of Banks in Canada. **What do you dislike about Flinks?** It takes time for support to identify the issue, sometimes it might take weeks **What problems is Flinks solving and how is that benefiting you?** 1. Verification of clients bank accounts; 2. Easy to use; 3. It saves us a lot of time. ### 38. Great experience, good customer service when needed **Rating:** 5.0/5.0 stars **Reviewed by:** Alex B. | CEO, Small-Business (50 or fewer emp.) **Reviewed Date:** October 19, 2022 **What do you like best about Flinks?** Simplifies our loan processing, API works great, easy integration and good customer experience. **What do you dislike about Flinks?** Downtime with major financial institutions that can last for days. **What problems is Flinks solving and how is that benefiting you?** Loan processing ### 39. Good product, great support from the sales team and the tech team. **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.) **Reviewed Date:** March 01, 2022 **What do you like best about Flinks?** The support from the tech team which is always very quick to respond to any major issues or pass on the tech team if it's a smaller issue. Usually the solutions are found in a timely fashion. The vastness of the attributes and the work of adding a good many new ones with Jo on the DS team. The up to date of the labelling of the different rows in the flinks. Fred Lavoie's hair cut... Damn he looks good! :) **What do you dislike about Flinks?** The fact that there isnt a proper sandbox for testing when our outsourced dev team wants to test an api call back or other situations. They always have to do their tests in prod environment which isnt efficient and I have to share my banking credentials for them to actually do the tests... Not cool but it's needed ot actually test... The delay between when we do a getbanking details and also a getattributes. For X reason we always get the clients information really quickly but the attributes always seem to have a delay in them... **Recommendations to others considering Flinks:** It depends on what the potential client is looking into. Flinks has a good product that will help you have quick access to your potential client's financial history to make a fast, precise, and decisive decision depending on the type of industry you are in. **What problems is Flinks solving and how is that benefiting you?** Being in the lending industry and not basing our lending decisions on a credit score we definetly need to have quick access to a clients banking information so as to have our decision model to move forward. With flinks we can gather all the information in a timely manner which in turns makes the decision amking quick and in which case our clients can receive their funds in a quick and efficient manner... ### 40. Great Partners to work with! **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Financial Services | Enterprise (> 1000 emp.) **Reviewed Date:** February 07, 2022 **What do you like best about Flinks?** Working with Flinks has been a pleasure to date. They work closely with your teams to understand key nuances in your business and tailor the solution that is built. **What do you dislike about Flinks?** Nothing to dislike, as Flinks grows there is an opportunity to continue to refine its way of engaging with large organizations. (e.g., more standardization in onboarding new clients as an example) **Recommendations to others considering Flinks:** Overall a great company to work with, very knowledgable about their space and flexible to meet your needs. **What problems is Flinks solving and how is that benefiting you?** Most of this work is business-sensitive in nature, however, we are collaborating to improve the overall client experience. Leveraging Flinks financial data APIs, we're able to securely gain access to key data that will allow us to achieve that goal. ### 41. best tool for bank verification **Rating:** 5.0/5.0 stars **Reviewed by:** Meagan L. | manager, Mid-Market (51-1000 emp.) **Reviewed Date:** January 10, 2022 **What do you like best about Flinks?** Flinks has easy access to all banking info. It shows the address of the customer, their employer information, and all loans and payments. It breaks everything down into easy-to-read grafts and tabs! **What do you dislike about Flinks?** I have come across no issues with Flinks; it has been a fantastic tool to utilize. The only thing I would change would be the errors staying on the main page when a customer does not fill out the information correctly. **Recommendations to others considering Flinks:** a great way to improve errors, easily the fastest way to verify information given by the customer **What problems is Flinks solving and how is that benefiting you?** We can correctly identify personal information, including account numbers, employment, and address. We have eliminated fraudulent activity in our loan systems and control our loss via risk assessment. **Official Response from Yves Lavoie:** > Hi Meagan! Thanks for leaving your review, our teams will be happy to know things are going well with the connections and dashboard. ### 42. Reliable service, constantly pushing for innovation, responsive to customer needs **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Financial Services | Mid-Market (51-1000 emp.) **Reviewed Date:** May 03, 2022 **What do you like best about Flinks?** Any time we have had a change to our business, Flinks has always brought partners to the table to solve with us. It's become integral to what we do. **What do you dislike about Flinks?** There is always some customer pushback in releasing this kind of information. It's not necessarily a drawback of Flinks the company, but rather the nature of the product itself. It can't be all things to all people, but the tides are definitely moving toward the direction of widespread adoption. **What problems is Flinks solving and how is that benefiting you?** We operate in an industry that relies on alternative credit scoring data. Moreover, we've found Flinks to be vitally important in helping cut out fraud and eliminating errors in translation when interacting with customers' bank accounts. ### 43. Start up friendly and scalable solutions. **Rating:** 5.0/5.0 stars **Reviewed by:** Charles K. | President, Small-Business (50 or fewer emp.) **Reviewed Date:** March 01, 2022 **What do you like best about Flinks?** When trying to get started in business a lot of other service providers had complicated onboarding and flinks were so easy to deal with. Their support from the day we were onboarded was beyond expectations and their developpers even got involved into helping integration. They have provided us tremendous support as we scaled from 0 to a few thousand api calls a month amd provided us flexibily that no other company was able to match. **What do you dislike about Flinks?** Honestly nothing so far, there is some personnel roll over but service has remained perfect troughout the changes. **What problems is Flinks solving and how is that benefiting you?** Providing value to a segment in the credit sphere that is currently underserved by banks and that the only other options are very harsh on cashflow and expensive to deal with. ### 44. Efficient onboarding experience **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Financial Services | Mid-Market (51-1000 emp.) **Reviewed Date:** February 18, 2022 **What do you like best about Flinks?** Because we had already established the Canadian instance, I was happy that the Flinks team already knew enough about our business to be able to create the hosted solution for our USA instance without needing to ask questions or go over the same information again. It was a quick setup exactly how we needed it to be with very little back and forth needed. **What do you dislike about Flinks?** The reliability of a successful connection can vary from institution to institution so it can be difficult to communicate with our end users why a connection hasn't worked or why they need to try again. **What problems is Flinks solving and how is that benefiting you?** We are able to efficiently and securely vet our potential and existing customers to ensure we can provide them with the fastest service possible, while mitigating our own company's risk. ### 45. Good financial API integrator, some ways to go still for Broker integration **Rating:** 3.5/5.0 stars **Reviewed by:** Maxwell N. | Co-Founder & CEO, Small-Business (50 or fewer emp.) **Reviewed Date:** February 08, 2022 **What do you like best about Flinks?** The team is responsive, and the account manager does his best to help resolve issues quickly. When it's working, the process is relatively seamless for users. If these issues were resolved, it would have been easy to integrate with. **What do you dislike about Flinks?** It doesn't support Wealthsimple Trade. Outstanding issues with integrations are still unresolved (i.e., with Questrade). Some UX is confusing and still shows 'Wealthica' branding. No information in the UX about Flink's security practices. **What problems is Flinks solving and how is that benefiting you?** We use Flinks to integrate with Canadian brokerages to allow retail investors to manage their investments and share their portfolios with others. ### 46. Flinks **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.) **Reviewed Date:** February 08, 2022 **What do you like best about Flinks?** The ability to get banking data directly from banks without the possibility of forged or photoshopped client supplied bank statements. Not only does it provide a seamless process for our clients it is a great anti-fraud tool for us as well. **What do you dislike about Flinks?** The 90-day window that clients stay active in the platform is not long enough for some client use cases. We would prefer a longer period before a file is not able to be refreshed. **What problems is Flinks solving and how is that benefiting you?** We are solving loan underwriting document gathering with Flinks. We benefit by getting banking data directly from the banks in a fraud-proof format. In addition, we also benefit from a easy streamlined process for gathering this information. ### 47. Flinks follow up and integration support was truly outstanding. **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Consumer Services | Small-Business (50 or fewer emp.) **Reviewed Date:** February 22, 2022 **What do you like best about Flinks?** The Flinks team was available at any time and provided detailed integration tools and documentation. Our Programmer was able to complete the task in days. **What do you dislike about Flinks?** There was no downside. Flinks' product, pricing, options, and features were spot-on **Recommendations to others considering Flinks:** Know and understand your client. **What problems is Flinks solving and how is that benefiting you?** We no longer need to task our clients with the hassle of printing and uploading their bank documents. We also have now removed the uncertainty of being provided incorrect information. Processing times have been substantively reduced. ### 48. Solid Company **Rating:** 5.0/5.0 stars **Reviewed by:** Roman B. | Chief Operating Officer, Small-Business (50 or fewer emp.) **Reviewed Date:** May 03, 2022 **What do you like best about Flinks?** Great coverage of Financial Institutions within the Canadian market **What do you dislike about Flinks?** Customer Service could respond a little bit faster but overall a good experience **What problems is Flinks solving and how is that benefiting you?** Verifying Funds are in the account for initiating a pull transaction ### 49. Great product **Rating:** 4.5/5.0 stars **Reviewed by:** Robert I. | Founder, Small-Business (50 or fewer emp.) **Reviewed Date:** February 08, 2022 **What do you like best about Flinks?** Everything works seamlessly from a user perspective. Great data aggregation. **What do you dislike about Flinks?** It's a little awkward to set up, but there was excellent admin support throughout the process. **What problems is Flinks solving and how is that benefiting you?** Financial data of anonymous users. ### 50. Good service for connecting to financial institutions **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.) **Reviewed Date:** February 08, 2022 **What do you like best about Flinks?** We use Flinks Connect and it's been easy to get up and running quickly. Their API is also well documented so our development team can navigate feature implementation with minimal involvement from the Flinks team. **What do you dislike about Flinks?** With any bank account aggregation service there can be outages due to underlying connections with the bank. **What problems is Flinks solving and how is that benefiting you?** We collect transaction and bank account data with Flinks. It's saved us from writing our own bank and transactions aggregation service. ## Flinks Discussions - [What is Flinks used for?](https://www.g2.com/discussions/what-is-flinks-used-for) - 1 comment - [View Flinks pricing details and edition comparison](https://www.g2.com/products/flinks/reviews?section=pricing&secure%5Bexpires_at%5D=2026-05-13+08%3A38%3A55+-0500&secure%5Bsession_id%5D=5fb17e98-95ef-4286-aac7-ecca66d2d5b7&secure%5Btoken%5D=6e01090546909c364cdb0d5777e35b6b95c28586acc564836ff18f38ca3bc238&format=llm_user) ## Flinks Integrations - [Plaid](https://www.g2.com/products/plaid/reviews) ## Flinks Features **Platform Additional Functionality** - Mobility - Dashboard - Payment - Cloud **Agentic AI - Core Banking Features** - Autonomous Task Execution **Platform Interoperability** - API - Pre-Built Connectors **Agentic AI - Mobile Banking** - Autonomous Task Execution - Multi-step Planning - Cross-system Integration - Adaptive Learning - Natural Language Interaction - Proactive Assistance - Decision Making ## Top Flinks Alternatives - [Plaid](https://www.g2.com/products/plaid/reviews) - 4.2/5.0 (43 reviews) - [EZLynx](https://www.g2.com/products/ezlynx-ezlynx/reviews) - 4.4/5.0 (682 reviews) - [PL Rating](https://www.g2.com/products/pl-rating/reviews) - 4.5/5.0 (476 reviews)