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Compare Stripe Billing and Xero 
Featured Products
At a Glance
Market Segments
Small-Business (78.1% of reviews)
Small-Business (69.4% of reviews)
Entry-Level Pricing
2.9% + 30¢ per successful charge
$13.00 Per Month
Stripe Billing
Star Rating
(136)4.4 out of 5
Market Segments
Small-Business (78.1% of reviews)
Pros & Cons
Entry-Level Pricing
2.9% + 30¢ per successful charge
Learn more about Stripe BillingXero
Star Rating
(1,314)4.4 out of 5
Market Segments
Small-Business (69.4% of reviews)
Pros & Cons
Entry-Level Pricing
$13.00 Per Month
Free Trial is available
Browse all 3 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that Xero excels in user experience, with many praising its simple and intuitive interface. Users appreciate the clean dashboard that avoids unnecessary clutter, making it easy to manage accounting tasks like reconciling payments and receipts.
- According to verified reviews, Stripe Billing stands out for its flexible pricing models, allowing businesses to implement various billing strategies such as tiered pricing and metered usage. This flexibility is particularly beneficial for users managing subscriptions and custom invoicing.
- Users say that Xero's implementation process is notably quick and straightforward, with many highlighting the intuitive onboarding wizard that facilitates a smooth setup for teams. This ease of setup contributes to a higher overall satisfaction among its users.
- Reviewers mention that while Stripe Billing offers robust subscription lifecycle controls, some users have faced challenges with customizing invoice presentations. However, many appreciate the ability to tailor invoices to their needs, which enhances their customer interactions.
- G2 reviewers highlight that both products provide solid support, but Xero's overall quality of support is often viewed as more reliable, with users noting that they feel like Xero has been a good partner in their business operations, compared to Stripe's slightly lower satisfaction in this area.
- According to recent user feedback, Xero is favored by small businesses for its comprehensive accounting features, while Stripe Billing is preferred for its digital billing capabilities and subscription management, making it essential for businesses focused on recurring revenue.
Pricing
Entry-Level Pricing
Stripe Billing
Simple pricing
2.9% + 30¢
per successful charge
- No monthly fees
- No refund costs
- No hidden fees
Xero
Starter / Early
$13.00
Per Month
Good for sole traders, new businesses, and the self-employed.
- Send quotes and 20 invoices
- Enter 5 bills
- Reconcile bank transactions
Free Trial
Stripe Billing
No trial information availableXero
Free Trial is available
Ratings
Meets Requirements
9.2
113
8.7
1,055
Ease of Use
9.2
113
8.9
1,108
Ease of Setup
8.8
65
8.6
801
Ease of Admin
8.8
56
8.7
369
Quality of Support
8.4
96
8.3
982
Has the product been a good partner in doing business?
8.2
58
8.6
364
Product Direction (% positive)
9.1
108
8.7
1,044
Features by Category
Expense Reports
Not enough data
8.7
235
Not enough data
8.9
234
Not enough data
8.5
219
Not enough data
8.5
221
Not enough data
8.4
210
Not enough data
8.3
206
Not enough data
8.7
218
Agentic AI - Expense Management
Not enough data
8.9
106
Not enough data
9.1
107
Travel Management
Not enough data
7.8
193
Not enough data
7.3
186
Not enough data
7.1
184
Not enough data
7.6
188
Client Invoicing
Not enough data
9.0
222
Not enough data
8.7
209
Not enough data
8.6
208
Mobile
Not enough data
8.3
209
Not enough data
7.7
186
Not enough data
7.3
182
Platform
Not enough data
8.2
172
Not enough data
8.2
175
Administration
Not enough data
8.4
168
Administration
Not enough data
8.4
209
Not enough data
8.4
208
Not enough data
8.2
205
Not enough data
8.1
195
Not enough data
8.6
215
Platform
Not enough data
8.9
230
Not enough data
8.5
197
Not enough data
8.3
188
Not enough data
9.1
217
Not enough data
8.4
199
Not enough data
5.8
170
General Ledger
Not enough data
8.6
678
|
Verified
Not enough data
8.2
634
|
Verified
Not enough data
8.5
648
|
Verified
Accounts Receivable
Not enough data
8.7
698
|
Verified
Not enough data
8.3
599
Not enough data
8.2
614
|
Verified
Accounts Payable
Not enough data
8.5
594
Not enough data
8.7
650
|
Verified
Not enough data
8.5
621
|
Verified
Other Functionality
Not enough data
7.9
554
Not enough data
7.9
553
Not enough data
8.0
540
|
Verified
Not enough data
7.8
573
|
Verified
Not enough data
8.4
604
|
Verified
Not enough data
8.9
676
|
Verified
Not enough data
8.2
588
|
Verified
Not enough data
8.4
590
Reporting & Analytics
Not enough data
8.8
692
|
Verified
Not enough data
8.6
667
|
Verified
Not enough data
8.4
578
|
Verified
Not enough data
8.7
682
|
Verified
Platform
Not enough data
8.3
628
|
Verified
Not enough data
8.2
600
Not enough data
8.6
656
|
Verified
Not enough data
8.2
558
|
Verified
Not enough data
8.8
665
|
Verified
Not enough data
8.6
612
|
Verified
Integration
Not enough data
8.6
633
|
Verified
Not enough data
8.6
559
Not enough data
8.4
589
|
Verified
Cash Flow
Not enough data
8.7
525
|
Verified
Not enough data
9.0
545
|
Verified
Not enough data
8.7
512
|
Verified
Budgeting & Forecasting
Not enough data
8.4
578
|
Verified
Not enough data
8.6
515
|
Verified
Not enough data
8.3
479
|
Verified
Not enough data
8.5
508
|
Verified
Revenue
Not enough data
8.7
533
|
Verified
Not enough data
8.6
519
|
Verified
Not enough data
8.3
487
|
Verified
Payroll
Not enough data
8.2
466
|
Verified
Not enough data
7.9
452
|
Verified
Not enough data
8.4
494
|
Verified
Not enough data
8.8
508
|
Verified
AI
Not enough data
8.2
340
Not enough data
8.7
340
Not enough data
8.6
340
Not enough data
8.4
338
Not enough data
8.4
336
Not enough data
8.0
335
Not enough data
8.9
343
Not enough data
8.7
341
Not enough data
8.6
332
Not enough data
8.3
333
Mobile Applications - Accounting
Not enough data
8.7
331
Not enough data
8.7
320
Not enough data
8.7
329
Not enough data
7.2
298
Not enough data
8.8
323
Not enough data
8.9
323
Agentic AI - Accounting
Not enough data
8.4
297
General Ledger
Not enough data
8.6
678
|
Verified
Not enough data
8.2
634
|
Verified
Not enough data
8.5
648
|
Verified
Accounts Receivable
Not enough data
8.7
698
|
Verified
Not enough data
8.3
599
Not enough data
8.2
614
|
Verified
Accounts Payable
Not enough data
8.5
594
Not enough data
8.7
650
|
Verified
Not enough data
8.5
621
|
Verified
Billing and Payments
8.7
21
Not enough data
9.2
20
Not enough data
7.9
20
Not enough data
Revenue Recognition
8.7
19
Not enough data
7.5
17
Not enough data
8.3
18
Not enough data
Revenue Optimization
6.8
17
Not enough data
6.9
17
Not enough data
6.3
18
Not enough data
8.2
19
Not enough data
Billing
9.3
43
|
Verified
Not enough data
8.6
39
|
Verified
Not enough data
8.1
43
|
Verified
Not enough data
Feature Not Available
Not enough data
Dunning
8.6
38
|
Verified
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Performance
8.3
42
|
Verified
Not enough data
7.3
40
|
Verified
Not enough data
8.2
41
|
Verified
Not enough data
Reporting
8.4
32
|
Verified
Not enough data
7.9
30
|
Verified
Not enough data
8.6
35
|
Verified
Not enough data
Agentic AI - Subscription Billing
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Invoice Generation
Not enough data
8.7
231
Not enough data
9.0
230
Not enough data
9.0
225
Invoice Processing
Not enough data
8.7
223
Not enough data
8.7
222
Not enough data
8.4
220
Not enough data
9.0
230
Analytics
Not enough data
9.0
222
Not enough data
8.6
223
Not enough data
8.3
210
Not enough data
8.8
225
Integration
Not enough data
9.1
234
Not enough data
8.9
227
Not enough data
8.2
216
Not enough data
8.6
227
Agentic AI - Invoice Management
Not enough data
8.5
131
Not enough data
8.5
132
Not enough data
8.5
133
Multichannel inventory management
Not enough data
8.8
87
Not enough data
8.9
87
Not enough data
8.6
87
3PL inventory management
Not enough data
9.0
87
Not enough data
8.9
87
Not enough data
8.8
86
Inventory Management
Not enough data
9.1
88
Not enough data
8.9
87
Not enough data
8.9
85
Not enough data
8.8
86
Not enough data
9.3
86
Inventory Management Platform Features
Not enough data
9.1
92
Not enough data
9.2
93
Not enough data
8.9
92
Not enough data
8.9
89
Not enough data
8.9
89
Not enough data
9.2
93
Not enough data
9.0
91
Not enough data
9.3
90
Not enough data
9.4
92
Not enough data
9.4
92
Bill Generation
9.0
40
8.5
212
9.4
44
8.8
216
9.3
41
8.8
217
Bill Processing
8.8
38
8.3
208
8.9
39
8.5
209
9.0
45
8.7
212
Integration
8.9
46
8.9
221
8.9
46
8.7
215
8.4
37
8.1
203
Agentic AI - Billing
Not enough data
8.6
122
Order Management
7.4
21
|
Verified
Not enough data
9.0
26
|
Verified
Not enough data
7.8
21
|
Verified
Not enough data
9.0
25
|
Verified
Not enough data
Products & Plans
8.5
23
|
Verified
Not enough data
7.9
21
|
Verified
Not enough data
8.5
23
|
Verified
Not enough data
8.3
21
|
Verified
Not enough data
Pricing
9.1
26
|
Verified
Not enough data
9.0
26
|
Verified
Not enough data
8.9
22
|
Verified
Not enough data
Revenue Management
9.8
24
|
Verified
Not enough data
8.7
21
|
Verified
Not enough data
8.9
25
|
Verified
Not enough data
9.0
26
|
Verified
Not enough data
Integration
9.1
29
|
Verified
Not enough data
8.8
27
|
Verified
Not enough data
7.9
25
|
Verified
Not enough data
Agentic AI - Subscription Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
Stripe Billing and Xero are categorized as Billing
Unique Categories
Stripe Billing is categorized as Subscription Revenue Management, Subscription Management, and Subscription Billing
Xero is categorized as Invoice Management, Inventory Control, Expense Management, Accounting, and Nonprofit Accounting
Reviews
Reviewers' Company Size
Stripe Billing
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Xero
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Computer Software
14.1%
Marketing and Advertising
10.9%
Information Technology and Services
7.8%
Internet
6.3%
Accounting
6.3%
Other
54.7%
Accounting
20.0%
Information Technology and Services
8.3%
Computer Software
6.8%
Marketing and Advertising
5.9%
Construction
3.2%
Other
55.8%
Alternatives
Discussions
What is stripe billing?
1 Comment
KH
A set of tools that allows you to accept payments globally. It combines subscription management, a no-code billing portal and is flexible and well integrated.Read more
Stripe Billing has no more discussions with answers
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