Products

If your business is refused credit or struggles to secure new finance, it can severely impact your plans. But is relying on your personal finances really the answer? With My Business Profile, you get full visibility of your business credit profile, enabling you to understand what’s affecting your company credit score and preventing you from being able to obtain that all-important company win.

Credit check your customers and suppliers or understand your own Experian Business Credit Score and the factors affecting it. We have the products to help you avoid bad debt, financial instability and risk from suppliers and customers.

Experian's Location Planning services provide businesses with comprehensive geographic data, analytical tools, and expert insights to make informed decisions about physical locations. By integrating extensive consumer, demographic, and location data from the UK and approximately 80 global markets, these services enable organizations to optimize their site selection, marketing strategies, and overall business performance. Key Features and Functionality: - Data Extensive: Access to a vast array

Experian AutoCheck is a comprehensive vehicle history and valuation service designed to empower automotive retailers, finance institutions, and insurance companies with accurate and detailed vehicle information. By leveraging data from multiple authoritative sources, AutoCheck enables users to make informed decisions when buying or selling vehicles, ensuring transparency and confidence in every transaction. Key Features and Functionality: - Customised Reports: Tailor reports to display o

Experian's Location Analyst is a comprehensive tool designed to help businesses optimize their performance by providing detailed insights into local markets and consumer behaviors. By leveraging Experian's extensive datasets on demographics and consumer behavior, Location Analyst enables organizations to evaluate market demand and identify areas that align with their target audience. This solution offers immediate access to accurate information through high-quality maps and reports that are both

Experian's Affordability IQ is a comprehensive suite of personalised bureau affordability tools designed to seamlessly verify a consumer's income and expenditure. This solution provides a granular view of an individual's financial situation, enabling businesses to make informed affordability decisions throughout the customer lifecycle. By integrating Affordability IQ, organisations can enhance their decision-making processes, foster business growth, and ensure compliance with regulatory standard

Experian's Advanced Eligibility is a solution designed to enhance the credit application process by leveraging Open Banking data. It provides lenders with a comprehensive view of a consumer's financial profile, enabling more accurate credit risk assessments and personalized product offerings. Key Features and Functionality: - Comprehensive Financial Insights: Utilizes Open Banking data to offer a detailed understanding of a consumer's income, expenditure, and overall financial behavior.

Experian's Decisioning as a Service (DaaS) is a cloud-hosted, AI-augmented decision management solution designed to streamline and enhance business decision-making processes. It enables organizations to deploy analytics and machine learning models swiftly, facilitating high-quality decisions across various stages of the customer lifecycle, from originations and customer management to collections and recoveries. Key Features and Functionality: - Flexible Decisioning: Offers a no-code/low-

Experian's FRAML Score is an innovative solution designed to enhance the detection and prevention of financial crime by integrating fraud detection and Anti-Money Laundering (AML) processes. By leveraging analytical insights from key data sources, the FRAML Score aids both AML and fraud teams in identifying suspicious activities and managing risks throughout the customer journey. Key Features and Functionality: - Data-Driven Analysis: Utilizes variations of AML Flags, including Adverse M

Experian Digital Onboarding is a comprehensive solution designed to streamline the customer onboarding process by verifying identities and assessing risks in real time. It ensures that businesses can quickly and efficiently onboard genuine customers while mitigating potential fraud risks. By leveraging Experian's extensive data assets and advanced analytics, this solution provides a seamless user experience without compromising security or compliance. Key Features and Functionality: - Re

Experian's Identity IQ is a knowledge-based authentication solution designed to enhance identity verification processes across various customer contact channels. By leveraging extensive data, it generates randomly selected questions that only legitimate customers can accurately answer, thereby reducing fraud risks and operational costs while maintaining a secure and customer-centric onboarding experience. Key Features and Functionality: - Customized Security Questions: Presents a set of

Experian Support Hub is an innovative, free-to-use platform designed to empower consumers by enabling them to share their support needs with multiple organizations in a simple, standardized manner. Recognizing that an estimated 27 million consumers in the UK have support needs—ranging from preferred communication methods to specific accessibility requirements—Support Hub streamlines the process, allowing users to communicate their preferences efficiently and securely. Key Features and Functi

Experian's ExPin is a unique personal identification number (PIN) assigned to every individual in the UK, designed to unify and streamline customer data across multiple financial records. By accurately matching and linking these records, ExPin enables businesses to confidently identify and consolidate information pertaining to the same person, facilitating a comprehensive single customer view. Key Features and Functionality: - Internal Integration: Detects overlaps between previously unc

Experian MarketIQ is a comprehensive market intelligence platform designed to provide businesses with in-depth insights by integrating Experian's extensive business, financial, and risk databases into a single, user-friendly interface. This integration enables users to make informed decisions, identify new opportunities, and respond swiftly to market changes. Key Features and Functionality: - Unique Data Integration: Combines scanned Companies House documents, Experian’s National Busines

Experian's iCache is a real-time data enrichment platform designed to provide businesses, particularly in the insurance sector, with immediate access to accurate and comprehensive customer information. By integrating iCache, companies can enhance their decision-making processes, offering instant and precise quotes to consumers, thereby improving customer satisfaction and operational efficiency. Key Features and Functionality: - Real-Time Data Delivery: iCache processes and enriches over

Experian Data Validation is a comprehensive suite of real-time and batch validation products designed to help businesses capture and maintain accurate customer contact data, including global addresses, emails, and phone numbers. By ensuring the integrity of contact information at the point of entry and over time, organizations can enhance customer understanding and identify new opportunities. Key Features and Functionality: - Global Address Validation: Utilizes trusted data sources to va

Experian's Sustainability Attributes is a comprehensive data solution designed to help organizations assess and manage climate-related and environmental, social, and governance (ESG) risks within their small and medium-sized enterprise (SME) portfolios and supply chains. By providing actionable insights into transition and physical climate risks, financed emissions, customer prosperity, and overall sustainability risk, this tool enables businesses to meet regulatory requirements, reduce climate-

Experian PayDashboard is an interactive digital payslip platform designed to enhance employee engagement and financial literacy. By integrating seamlessly with existing payroll software, it delivers online payslips, PAYE forms, and payroll data through a secure online portal. This solution not only simplifies payroll processes but also empowers employees to better understand their pay information, thereby improving their financial well-being. Key Features and Functionality: - Digital Payslips:

Experian's Commercial Affordability solution provides a robust, data-driven approach to evaluating a business's capacity to manage and sustain credit over time. By offering up-to-date financial data and insights, it enables lenders to make informed decisions, reduce risk, and enhance operational efficiency. Key Features and Functionality: - Accurate Data and Insights: Access to current financial data allows for swift and effective decision-making. - Affordability Insights: A set of key indicat

A company credit report can be one of the most powerful commercial tools you have. It’s objective, unbiased and timely. We can help you credit check other businesses.