Experian Sustainability Attributes (UK) Reviews & Product Details

Experian's Sustainability Attributes is a comprehensive data solution designed to help organizations assess and manage climate-related and environmental, social, and governance (ESG) risks within their small and medium-sized enterprise (SME) portfolios and supply chains. By providing actionable insights into transition and physical climate risks, financed emissions, customer prosperity, and overall sustainability risk, this tool enables businesses to meet regulatory requirements, reduce climate-related exposures, and integrate sustainability into strategic decision-making. Key Features and Functionality: - Physical Risk Intelligence: Offers current and future climate risk scores for properties, postcodes, and districts, including assessments for flood, coastal erosion, and subsidence risks. - EPC Data and Transition Risk Intelligence: Provides Energy Performance Certificate (EPC) data for any commercial or residential property in the UK, aiding in the evaluation of energy efficiency and transition risks. - International Certifications Intelligence: Delivers real-time information on global sustainability accreditations and certifications for companies within an organization's portfolio or supply chain. - Social Progress Index Data: Supplies Social Progress Index scores for each of the 294 English Local Authority Areas, offering insights into social impact and prosperity. - ESG Profiles for UK SMEs: Provides 11 ESG and emissions attributes for each SME, supported by Experian’s trusted business reference data, facilitating compliance with regulatory requirements and proactive risk management. Primary Value and User Solutions: Sustainability Attributes empowers organizations to: - Quantify Financed Emissions: Accurately measure emissions associated with SME lending and commercial insurance portfolios, including EPC data, to establish and monitor financed emissions. - Assess Borrower Sustainability Risk: Evaluate both transition and physical risks for business borrowers across the entire portfolio, enabling informed lending decisions. - Measure Social Impact: Analyze the prosperity mix of customers to understand the societal impact of lending and services, aligning business practices with social responsibility goals. - Target Property Improvements: Identify businesses operating in or owning properties with suboptimal EPC ratings, facilitating targeted energy efficiency improvements. - Manage Supply Chain Sustainability: Assess emissions and other sustainability metrics for SMEs within the value chain, promoting sustainable practices throughout the supply network. - Mitigate Third-Party Risks: Evaluate the sustainability risk and impact of suppliers, partners, and franchisees, ensuring alignment with organizational sustainability objectives. By leveraging Sustainability Attributes, organizations can gain a clearer understanding of where sustainability risks lie within their portfolios, enabling them to make informed decisions, comply with ESG reporting requirements, and drive progress toward sustainability goals.