# SAP Concur vs Zoho Expense Comparison
---
## AI Generated Summary
- **G2 reviewers report** that SAP Concur excels in its comprehensive mobile functionality, allowing users to capture receipts on the go. One user highlighted the ease of setting up different expense types and tax codes, making accounting straightforward and efficient.
- **Users say** that Zoho Expense stands out for its user-friendly interface, which simplifies the approval process and helps keep all expenses organized in one place. Reviewers appreciate how easy it is to upload receipts and assign them, significantly reducing the time spent on expense submissions.
- **According to verified reviews** , SAP Concur is praised for its robust integration capabilities, particularly with HRIS systems like Workday. Users find that the approval flow is well-managed within the tool, enhancing overall workflow efficiency.
- **Reviewers mention** that while Zoho Expense is effective for small businesses, it may lack some advanced features that larger enterprises require. However, users still find it beneficial for its straightforward expense tracking and reporting functionalities.
- **G2 reviewers highlight** that SAP Concur's implementation process is generally intuitive, with many users noting the ease of dragging and dropping files for expense submissions. This feature contributes to a smoother user experience, especially for those managing multiple claims.
- **Users report** that both products offer solid support, but Zoho Expense receives slightly higher marks for its quality of support. Reviewers appreciate the responsiveness and helpfulness of the support team, which can be crucial for businesses needing quick resolutions.



| | SAP Concur | Zoho Expense | 
|---|---|---|
| **Star Rating** | 4.0 out of 5 | 4.5 out of 5 | 
| **Total Reviews** | 7,186 | 1,567 | 
| **Largest Market Segment** | Enterprise (54.8% of reviews) | Small-Business (82.2% of reviews) | 
| **Entry Level Price** | Starting at $7.00 | $0.00 | 

---
## Top Pros & Cons

### SAP Concur

Pros:
- Ease of Use (518 reviews)
- Expense Management (424 reviews)

Cons:
- Not Intuitive (106 reviews)
- Learning Curve (97 reviews)

### Zoho Expense

Pros:
- Ease of Use (160 reviews)
- Expense Tracking (97 reviews)

Cons:
- Not Intuitive (30 reviews)
- Learning Curve (23 reviews)

---
## Ratings Comparison
| Rating | SAP Concur | Zoho Expense | 
|---|---|---|
  | **Meets Requirements** | 8.7 (6009 reviews) | 8.8 (1284 reviews) | 
  | **Ease of Use** | 8.0 (6094 reviews) | 8.8 (1307 reviews) | 
  | **Ease of Setup** | 8.0 (1445 reviews) | 8.6 (991 reviews) | 
  | **Ease of Admin** | 8.1 (906 reviews) | 8.7 (804 reviews) | 
  | **Quality of Support** | 8.0 (4391 reviews) | 8.5 (1038 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.1 (887 reviews) | 8.7 (755 reviews) | 
  | **Product Direction (% positive)** | 7.3 (5885 reviews) | 9.1 (1238 reviews) | 

---
## Pricing

### SAP Concur

#### Entry-Level Pricing

Plan: Base

Price: Starting at $7.00

Description: For smaller businesses with basic expense reporting needs.

Key Features:
- Concur Expense

[Browse all 3 editions](https://www.g2.com/products/sap-concur/pricing)

#### Free Trial

Yes

### Zoho Expense

#### Entry-Level Pricing

Plan: Free Plan

Price: $0.00

Description: For small businesses and freelancers to track expenses and mileage claims. Includes a free mobile app (iOS & Android) to capture receipts and track expenses on the go. Upto 3 users. 

Key Features:
- 5 GB Receipt Storage
-  20 Receipt Autoscans
- Multicurrency Expenses

[Browse all 4 editions](https://www.g2.com/products/zoho-expense/pricing)

#### Free Trial

Yes

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **SAP Concur** | 8.4/10 | 5275 |
| **Zoho Expense** | 8.1/10 | 1059 |

#### Expense Reports

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Ease of Creating Expense Reports** | 8.5 (4578 reviews) ✓ Verified | 8.7 (906 reviews) ✓ Verified | 
| **Bank / Credit Card Integration** | 8.6 (3569 reviews) ✓ Verified | 7.4 (614 reviews) ✓ Verified | 
| **Smart Categorization** | 8.0 (3506 reviews) ✓ Verified | 8.0 (715 reviews) ✓ Verified | 
| **Digital Receipt Management** | 8.5 (4363 reviews) ✓ Verified | 8.7 (851 reviews) ✓ Verified | 
| **Employee Reimbursement** | 8.8 (4167 reviews) ✓ Verified | 8.4 (668 reviews) ✓ Verified | 
| **Currency Conversions** | 8.4 (2101 reviews) ✓ Verified | 8.2 (607 reviews) ✓ Verified | 
| **Corporate Card** | 8.6 (2899 reviews) ✓ Verified | 7.5 (533 reviews) ✓ Verified | 
| **Credit Card Management** | Not enough data | Not enough data | 

#### Agentic AI - Expense Management

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Autonomous Task Execution** | 8.1 (100 reviews) | 7.2 (49 reviews) | 
| **Cross-system Integration** | 8.1 (117 reviews) | 7.8 (50 reviews) | 

#### Travel Management

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Ease of Booking** | 8.2 (3413 reviews) ✓ Verified | 7.7 (368 reviews) | 
| **Itinerary Management** | 8.3 (3219 reviews) ✓ Verified | 7.5 (412 reviews) | 
| **Trip Notifications** | 8.5 (3163 reviews) ✓ Verified | 7.6 (413 reviews) | 
| **Advanced Integrations** | 8.3 (2379 reviews) ✓ Verified | 7.6 (420 reviews) | 
| **Online Booking** | Not enough data | Not enough data | 
| **Credit Card Management** | Not enough data | Not enough data | 
| **Booking Management** | Not enough data | Not enough data | 
| **User Management** | Not enough data | Not enough data | 
| **Restriction Management** | Not enough data | Not enough data | 
| **Reservations Management** | Not enough data | Not enough data | 
| **Reimbursement Management** | Not enough data | Not enough data | 
| **Vendor Management** | Not enough data | Not enough data | 
| **Travel Management** | Not enough data | Not enough data | 
| **Promotions Management** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Receipt Management** | Not enough data | Not enough data | 
| **Supplier Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Policy Management** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Real-Time Notifications** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 
| **Timesheet Management** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Reimbursement Management** | Not enough data | Not enough data | 
| **Real-Time Notifications** | Not enough data | Not enough data | 

#### Client Invoicing

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Invoice Creation and Delivery** | 8.3 (1568 reviews) ✓ Verified | Feature Not Available | 
| **Electronic Payments** | 8.5 (1730 reviews) ✓ Verified | 7.7 (356 reviews) | 
| **Project Accounting / Revenue Recognition** | 8.3 (1373 reviews) ✓ Verified | 7.9 (429 reviews) ✓ Verified | 
| **Biometric Recognition** | Not enough data | Not enough data | 
| **Optical Character Recognition** | Not enough data | Not enough data | 

#### Generative AI - Expense Management

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Image-to-Text** | 8.5 (14 reviews) | 9.0 (5 reviews) | 
| **Text Generation** | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | 

#### Additional Functionality

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Audit Trail** | Not enough data | Not enough data | 
| **Secure Data Storage** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Approval Process Control** | Not enough data | Not enough data | 
| **Data Import/Export** | Not enough data | Not enough data | 
| **Duplicate Detection** | Not enough data | Not enough data | 
| **Expense Claims** | Not enough data | Not enough data | 
| **Budgeting/Forecasting** | Not enough data | Not enough data | 
| **Customizable Fields** | Not enough data | Not enough data | 
| **Spend Control** | Not enough data | Not enough data | 
| **Customizable Templates** | Not enough data | Not enough data | 
| **Access Controls/Permissions** | Not enough data | Not enough data | 
| **Reporting & Statistics** | Not enough data | Not enough data | 
| **Automated Receipt Matching** | Not enough data | Not enough data | 
| **Mobile Receipt Upload** | Not enough data | Not enough data | 
| **Billable & Non-Billable Hours** | Not enough data | Not enough data | 
| **Financial Analysis** | Not enough data | Not enough data | 
| **Categorization/Grouping** | Not enough data | Not enough data | 
| **Single Sign On** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 

#### Mobile

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Receipt Capture** | 8.8 (3754 reviews) ✓ Verified | 8.8 (791 reviews) ✓ Verified | 
| **Mileage Tracking** | 8.6 (2463 reviews) ✓ Verified | 8.3 (517 reviews) ✓ Verified | 
| **Travel Itinerary and Flight Status Updates** | 8.6 (2690 reviews) ✓ Verified | 7.5 (284 reviews) | 
| **Expense Tracking** | Not enough data | Not enough data | 
| **Real-Time Updates** | Not enough data | Not enough data | 

#### Platform

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Embedded AI / Machine Learning** | 7.8 (725 reviews) ✓ Verified | 7.7 (398 reviews) ✓ Verified | 
| **Complex Approval Workflow** | 8.1 (2089 reviews) ✓ Verified | 7.9 (438 reviews) ✓ Verified | 
| **Generative AI** | Not enough data | Not enough data | 

#### Administration

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **PCI Regulation Compliant** | 8.3 (1163 reviews) ✓ Verified | 8.0 (343 reviews) ✓ Verified | 

#### Administration

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Business Tool Integration** | 8.4 (1442 reviews) ✓ Verified | 8.3 (575 reviews) ✓ Verified | 
| **Workflow** | 8.5 (1730 reviews) ✓ Verified | 8.4 (616 reviews) ✓ Verified | 
| **Automated Reminders** | 8.4 (1600 reviews) ✓ Verified | 8.3 (569 reviews) ✓ Verified | 
| **Policy Compliance Management** | 8.5 (1540 reviews) ✓ Verified | 8.3 (519 reviews) ✓ Verified | 
| **User, Role, and Access Management** | 8.6 (1583 reviews) ✓ Verified | 8.6 (642 reviews) ✓ Verified | 
| **Timesheet Management** | Not enough data | Not enough data | 
| **Payroll Management** | Not enough data | Not enough data | 
| **Employee Management** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Calendar Management** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Task Management** | Not enough data | Not enough data | 
| **Mobile Access** | Not enough data | Not enough data | 
| **Mobile Access** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 

#### Platform

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Reporting** | 8.4 (1744 reviews) ✓ Verified | 8.4 (680 reviews) ✓ Verified | 
| **APIs / Integration** | 8.2 (1180 reviews) ✓ Verified | 7.8 (425 reviews) ✓ Verified | 
| **Internationalization** | 8.3 (1127 reviews) ✓ Verified | 8.1 (402 reviews) ✓ Verified | 
| **Performance and Reliability** | 8.3 (2016 reviews) ✓ Verified | 8.7 (661 reviews) ✓ Verified | 
| **Mobile User Support** | 8.3 (1629 reviews) ✓ Verified | 8.6 (594 reviews) ✓ Verified | 
| **Offline** | Feature Not Available | 7.7 (407 reviews) ✓ Verified | 
| **Accounting Integration** | Not enough data | Not enough data | 
| **QuickBooks Integration** | Not enough data | Not enough data | 
| **Real-Time Reporting** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 
| **Payroll Integration** | Not enough data | Not enough data | 
| **Accounting Integration** | Not enough data | Not enough data | 

### Mileage Tracking

| Product | Score | Reviews |
|---|---|---|
| **SAP Concur** | N/A | N/A |
| **Zoho Expense** | 8.5/10 | 163 |

#### Setup

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Vehicles** | Not enough data | 8.5 (113 reviews) | 
| **Employees** | Not enough data | 8.6 (119 reviews) | 
| **Travel Types** | Not enough data | 8.6 (117 reviews) | 
| **Locations** | Not enough data | 8.5 (114 reviews) | 

#### Tracking

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Mileage** | Not enough data | 9.0 (139 reviews) | 
| **Logs** | Not enough data | 8.7 (120 reviews) | 
| **Automation** | Not enough data | 8.7 (117 reviews) | 

#### Reimbursement

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Reimbursement** | Not enough data | 9.0 (132 reviews) | 
| **Expenses** | Not enough data | 9.1 (145 reviews) | 
| **Workflows** | Not enough data | 8.7 (119 reviews) | 

#### Platform - Mileage Tracking

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Reporting** | Not enough data | 8.9 (59 reviews) | 
| **Customer Support** | Not enough data | 8.0 (56 reviews) | 

#### Agentic AI - Mileage Tracking

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 7.1 (12 reviews) | 
| **Adaptive Learning** | Not enough data | 7.1 (11 reviews) | 
| **Data Classification** | Not enough data | Not enough data | 

#### Additional Functionality

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Multiple User Accounts** | Not enough data | Not enough data | 
| **Mileage Tracking** | Not enough data | Not enough data | 
| **Direct Deposit** | Not enough data | Not enough data | 
| **GPS** | Not enough data | Not enough data | 
| **Corporate Card** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Time Tracking** | Not enough data | Not enough data | 
| **Spend Analysis** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Location Tracking** | Not enough data | Not enough data | 
| **Reporting & Statistics** | Not enough data | Not enough data | 
| **Alerts/Notifications** | Not enough data | Not enough data | 
| **Customizable Reports** | Not enough data | Not enough data | 
| **Mobile Access** | Not enough data | Not enough data | 
| **Vehicle Management** | Not enough data | Not enough data | 
| **Receipt Management** | Not enough data | Not enough data | 
| **Payment Processing** | Not enough data | Not enough data | 
| **Transaction History** | Not enough data | Not enough data | 
| **Policy Creation** | Not enough data | Not enough data | 
| **User Management** | Not enough data | Not enough data | 
| **Fuel Tracking** | Not enough data | Not enough data | 
| **Itinerary Creation** | Not enough data | Not enough data | 
| **Approval Process Control** | Not enough data | Not enough data | 
| **Data Security** | Not enough data | Not enough data | 
| **Generative AI** | Not enough data | Not enough data | 
| **Cloud Backup** | Not enough data | Not enough data | 
| **Expense Tracking** | Not enough data | Not enough data | 
| **Reimbursement Management** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 
| **API** | Not enough data | Not enough data | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **SAP Concur** | 9.2/10 | 144 |
| **Zoho Expense** | N/A | N/A |

#### Invoice Management

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Capture** | 9.2 (108 reviews) | Not enough data | 
| **Supplier Portal** | Feature Not Available | Not enough data | 
| **Repository** | 9.2 (99 reviews) | Not enough data | 

#### Invoice Processing

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Matching** | 9.3 (99 reviews) | Not enough data | 
| **Payments** | 9.2 (103 reviews) | Not enough data | 
| **Workflows** | 9.4 (106 reviews) | Not enough data | 
| **Tax Compliance** | 9.3 (98 reviews) | Not enough data | 
| **Recurring Payments** | Not enough data | Not enough data | 

#### Analytics

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Due Dates** | 9.2 (106 reviews) | Not enough data | 
| **Benchmarking** | Feature Not Available | Not enough data | 
| **KPIs** | 9.2 (98 reviews) | Not enough data | 

#### Integration

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Accounting** | 9.4 (109 reviews) | Not enough data | 
| **Payment Integration** | 9.3 (102 reviews) | Not enough data | 
| **ERP** | 9.2 (108 reviews) | Not enough data | 
| **ERP integration** | Not enough data | Not enough data | 

#### Risk

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Analysis** | Feature Not Available | Not enough data | 
| **Identification** | Feature Not Available | Not enough data | 
| **Scoring** | Feature Not Available | Not enough data | 

#### Recovery

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Recoup** | 9.0 (99 reviews) | Not enough data | 
| **Reporting** | 9.1 (102 reviews) | Not enough data | 

#### Audit

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Filters** | 9.2 (98 reviews) | Not enough data | 
| **Post Audits** | Feature Not Available | Not enough data | 
| **Overpayments** | 9.1 (97 reviews) | Not enough data | 
| **Duplicates** | 9.3 (102 reviews) | Not enough data | 

#### Fraud

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Vendor Checks** | 9.1 (97 reviews) | Not enough data | 
| **Data Generation** | 9.1 (102 reviews) | Not enough data | 
| **Monitoring** | 9.3 (100 reviews) | Not enough data | 

#### Agentic AI - AP Automation

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Autonomous Task Execution** | 9.4 (23 reviews) | Not enough data | 
| **Proactive Assistance** | 9.3 (23 reviews) | Not enough data | 
| **Decision Making** | 9.4 (22 reviews) | Not enough data | 

#### Additional Functionality

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Data Import/Export** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Online Banking** | Not enough data | Not enough data | 
| **1099 Preparation** | Not enough data | Not enough data | 
| **Generative AI** | Not enough data | Not enough data | 
| **Receipt Management** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Fraud Detection** | Not enough data | Not enough data | 
| **Duplicate Payment Alert** | Not enough data | Not enough data | 
| **Document Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Inventory Management** | Not enough data | Not enough data | 
| **Check Writing** | Not enough data | Not enough data | 
| **Mobile Access** | Not enough data | Not enough data | 
| **Audit Trail** | Not enough data | Not enough data | 
| **Reporting/Analytics** | Not enough data | Not enough data | 
| **Multi-Currency** | Not enough data | Not enough data | 
| **Status Tracking** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Cash Management** | Not enough data | Not enough data | 
| **Alerts/Notifications** | Not enough data | Not enough data | 
| **Billing & Invoicing** | Not enough data | Not enough data | 
| **Vendor Management** | Not enough data | Not enough data | 
| **Anomaly Detection** | Not enough data | Not enough data | 
| **API** | Not enough data | Not enough data | 
| **ACH Payment Processing** | Not enough data | Not enough data | 
| **Invoice Processing** | Not enough data | Not enough data | 
| **Aging Tracking** | Not enough data | Not enough data | 
| **Supplier Management** | Not enough data | Not enough data | 
| **General Ledger** | Not enough data | Not enough data | 
| **Expense Tracking** | Not enough data | Not enough data | 
| **Bank Reconciliation** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Customizable Reports** | Not enough data | Not enough data | 
| **Approval Process Control** | Not enough data | Not enough data | 
| **Electronic Funds Transfer** | Not enough data | Not enough data | 
| **Purchase Order Reconciliation** | Not enough data | Not enough data | 
| **Financial Management** | Not enough data | Not enough data | 
| **Workflow Automation** | Not enough data | Not enough data | 

### Invoice Management

| Product | Score | Reviews |
|---|---|---|
| **SAP Concur** | 8.8/10 | 554 |
| **Zoho Expense** | N/A | N/A |

#### Invoice Generation

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Templates** | 8.6 (369 reviews) ✓ Verified | Not enough data | 
| **Digital Invoices** | 8.9 (392 reviews) ✓ Verified | Not enough data | 
| **Recurring Invoices** | 8.8 (356 reviews) ✓ Verified | Not enough data | 

#### Invoice Processing

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Approvals** | 8.9 (441 reviews) ✓ Verified | Not enough data | 
| **Batch Processing** | Feature Not Available | Not enough data | 
| **Consolidation** | Feature Not Available | Not enough data | 
| **Match Invoices** | 9.0 (228 reviews) ✓ Verified | Not enough data | 

#### Analytics

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Due Dates** | Feature Not Available | Not enough data | 
| **Cashflow** | 8.7 (326 reviews) ✓ Verified | Not enough data | 
| **KPIs** | 8.8 (297 reviews) ✓ Verified | Not enough data | 
| **Payment Tracking** | 9.1 (233 reviews) ✓ Verified | Not enough data | 

#### Integration

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Accounting** | 8.9 (361 reviews) ✓ Verified | Not enough data | 
| **Payments** | Feature Not Available | Not enough data | 
| **ERP** | 8.8 (333 reviews) ✓ Verified | Not enough data | 
| **Account Sync** | 8.9 (211 reviews) ✓ Verified | Not enough data | 

#### Agentic AI - Invoice Management

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Cross-system Integration** | 8.7 (48 reviews) | Not enough data | 
| **Adaptive Learning** | 8.8 (47 reviews) | Not enough data | 
| **Proactive Assistance** | 8.8 (48 reviews) | Not enough data | 

### Travel Management

| Product | Score | Reviews |
|---|---|---|
| **SAP Concur** | 8.5/10 | 4853 |
| **Zoho Expense** | 8.6/10 | 864 |

#### Expense Reporting

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Expense Automation** | 8.9 (417 reviews) ✓ Verified | 8.5 (40 reviews) | 
| **Integration** | 8.5 (368 reviews) ✓ Verified | 8.8 (40 reviews) | 
| **Compliance** | 8.9 (383 reviews) ✓ Verified | 8.8 (37 reviews) | 
| **Mobile Functionality** | 8.6 (394 reviews) ✓ Verified | 8.8 (42 reviews) | 
| **Accounting Integration** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 

#### Travel Management

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Ease of Booking** | 8.2 (3413 reviews) ✓ Verified | 7.7 (368 reviews) | 
| **Itinerary Management** | 8.3 (3219 reviews) ✓ Verified | 7.5 (412 reviews) | 
| **Trip Notifications** | 8.5 (3163 reviews) ✓ Verified | 7.6 (413 reviews) | 
| **Advanced Integrations** | 8.3 (2379 reviews) ✓ Verified | 7.6 (420 reviews) | 
| **Online Booking** | Not enough data | Not enough data | 
| **Credit Card Management** | Not enough data | Not enough data | 
| **Booking Management** | Not enough data | Not enough data | 
| **User Management** | Not enough data | Not enough data | 
| **Restriction Management** | Not enough data | Not enough data | 
| **Reservations Management** | Not enough data | Not enough data | 
| **Reimbursement Management** | Not enough data | Not enough data | 
| **Vendor Management** | Not enough data | Not enough data | 
| **Travel Management** | Not enough data | Not enough data | 
| **Promotions Management** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Receipt Management** | Not enough data | Not enough data | 
| **Supplier Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Policy Management** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Real-Time Notifications** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 
| **Timesheet Management** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Reimbursement Management** | Not enough data | Not enough data | 
| **Real-Time Notifications** | Not enough data | Not enough data | 

#### Approval 

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Rules** | 8.8 (391 reviews) ✓ Verified | 8.6 (37 reviews) | 
| **Workflows** | 8.9 (392 reviews) ✓ Verified | 8.6 (38 reviews) | 
| **Submit** | 9.2 (429 reviews) ✓ Verified | 9.1 (43 reviews) | 

#### AI - Travel Management

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Personalization** | 8.2 (102 reviews) | Not enough data | 
| **Predictive Analytics** | 8.1 (100 reviews) | Not enough data | 
| **Cost Savings** | 8.3 (107 reviews) | Not enough data | 
| **Efficiency** | 8.3 (104 reviews) | Not enough data | 
| **Real-Time Assistance** | 8.5 (103 reviews) | Not enough data | 
| **Reporting/Analytics** | Not enough data | Not enough data | 
| **Real-Time Analytics** | Not enough data | Not enough data | 

#### Agentic AI - Travel Management

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Autonomous Task Execution** | 8.3 (55 reviews) | Not enough data | 
| **Proactive Assistance** | 8.2 (55 reviews) | Not enough data | 

#### Employee Risk Management

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Emergency Assistance Integration** | Not enough data | Not enough data | 
| **Policy Enforcement & Compliance** | Not enough data | Not enough data | 
| **Traveler Tracking** | Not enough data | Not enough data | 
| **Risk Alerts & Safety Notifications** | Not enough data | Not enough data | 
| **Expense Tracking** | Not enough data | Not enough data | 
| **Real-time Alerts** | Not enough data | Not enough data | 

#### Sustainability & Reporting

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Sustainability Reporting** | Not enough data | Not enough data | 
| **Green Travel Recommendations** | Not enough data | Not enough data | 
| **Carbon Emissions Tracking** | Not enough data | Not enough data | 
| **Real-Time Reporting** | Not enough data | Not enough data | 

#### Additional Functionality

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **API** | Not enough data | Not enough data | 
| **Dashboard** | Not enough data | Not enough data | 
| **Approval Process Control** | Not enough data | Not enough data | 
| **Financial Analysis** | Not enough data | Not enough data | 
| **Dashboard Creation** | Not enough data | Not enough data | 
| **Billing & Invoicing** | Not enough data | Not enough data | 
| **Expense Claims** | Not enough data | Not enough data | 
| **Budget Control** | Not enough data | Not enough data | 
| **Generative AI** | Not enough data | Not enough data | 
| **Reminders** | Not enough data | Not enough data | 
| **Electronic Payments** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Multi-Currency** | Not enough data | Not enough data | 
| **Real-Time Updates** | Not enough data | Not enough data | 
| **Multi-Language** | Not enough data | Not enough data | 
| **Customizable Reports** | Not enough data | Not enough data | 
| **Spend Control** | Not enough data | Not enough data | 
| **Reporting & Statistics** | Not enough data | Not enough data | 
| **Mobile Access** | Not enough data | Not enough data | 
| **Spend Analysis** | Not enough data | Not enough data | 
| **Categorization/Grouping** | Not enough data | Not enough data | 
| **Real-Time Data** | Not enough data | Not enough data | 
| **Single Sign On** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Employee Self Service** | Not enough data | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **SAP Concur** | N/A | N/A |
| **Zoho Expense** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | SAP Concur | Zoho Expense | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (2):** [Travel Management Software](https://www.g2.com/categories/travel-management), [Expense Management Software](https://www.g2.com/categories/expense-management)

**Unique to SAP Concur (2):** [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation), [Invoice Management Software](https://www.g2.com/categories/invoice-management)

**Unique to Zoho Expense (1):** [Mileage Tracking Software](https://www.g2.com/categories/mileage-tracking)


---
## Reviewer Demographics

### By Company Size

| Segment | SAP Concur | Zoho Expense | 
|---|---|---|
| **Small-Business** | 9.0% | 82.2% | 
| **Mid-Market** | 36.3% | 14.7% | 
| **Enterprise** | 54.8% | 3.1% | 

### By Industry

#### SAP Concur

- **Information Technology and Services:** 8.4%
- **Computer Software:** 7.1%
- **Hospital & Health Care:** 5.5%
- **Higher Education:** 4.3%
- **Financial Services:** 4.0%
- **Marketing and Advertising:** 3.3%
- **Accounting:** 3.2%
- **Internet:** 2.7%
- **Non-Profit Organization Management:** 2.6%
- **Retail:** 2.6%
- **Other:** 56.3%

#### Zoho Expense

- **Information Technology and Services:** 8.3%
- **Computer Software:** 6.0%
- **Construction:** 4.6%
- **Non-Profit Organization Management:** 4.1%
- **Accounting:** 4.0%
- **Marketing and Advertising:** 3.3%
- **Management Consulting:** 3.1%
- **Consulting:** 2.8%
- **Financial Services:** 2.8%
- **Education Management:** 2.0%
- **Other:** 59.0%

---
## Alternatives

### Alternatives to SAP Concur

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2509 reviews)
- [Webexpenses](https://www.g2.com/products/signifo-webexpenses/reviews) — 4.3/5 stars (2428 reviews)
- [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1987 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1626 reviews)
- [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) — 4.2/5 stars (570 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (420 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (419 reviews)
- [Paylocity](https://www.g2.com/products/paylocity/reviews) — 4.4/5 stars (6243 reviews)
- [Payhawk](https://www.g2.com/products/payhawk/reviews) — 4.5/5 stars (908 reviews)
- [Quadient Accounts Payable](https://www.g2.com/products/quadient-accounts-payable/reviews) — 4.4/5 stars (271 reviews)

### Alternatives to Zoho Expense

- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9298 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5669 reviews)
- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2509 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2457 reviews)
- [Rydoo](https://www.g2.com/products/rydoo/reviews) — 4.4/5 stars (743 reviews)
- [Happay](https://www.g2.com/products/happay/reviews) — 4.5/5 stars (433 reviews)
- [Dext](https://www.g2.com/products/dext/reviews) — 4.6/5 stars (390 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1626 reviews)
- [Everlance](https://www.g2.com/products/everlance/reviews) — 4.4/5 stars (133 reviews)
- [Sage Expense Management](https://www.g2.com/products/sage-expense-management/reviews) — 4.6/5 stars (1821 reviews)

---
## Top Discussions

### SAP Concur

- Title: [Is it now possible to book trains?](https://www.g2.com/discussions/is-it-now-possible-to-book-trains) — 8 comments, 3 upvotes
  > **Top comment:** "Yes, you are able to book rail tickets."
- Title: [What is SAP Concur used for?](https://www.g2.com/discussions/what-is-sap-concur-used-for) — 6 comments, 2 upvotes
  > **Top comment:** "Concur is used for logging and submitting expenses, travel, mileage, etc."
- Title: [How much does SAP concur cost?](https://www.g2.com/discussions/how-much-does-sap-concur-cost) — 2 comments
  > **Top comment:** "9$ per month"
- Title: [Implementation experiences?](https://www.g2.com/discussions/implementation-experiences) — 2 comments, 1 upvote
  > **Top comment:** "Until some time ago was not a cheap tool but i believe they changed their license model to accommodate small companies.
I used it in the past and required..."
- Title: [what is the best way to put the Hotel expense by single night rate with out the 1/1000 of the place](https://www.g2.com/discussions/what-is-the-best-way-to-put-the-hotel-expense-by-single-night-rate-with-out-the-1-1000-of-the-place) — 2 comments, 1 upvote
  > **Top comment:** "You'll first start by putting in the nights you stay, then it will break out your hotel equally by the nights you stayed. Then you'll want to go into each..."

### Zoho Expense

- Title: [Does Zoho expense integration with QuickBooks?](https://www.g2.com/discussions/does-zoho-expense-integration-with-quickbooks) — 2 comments
  > **Top comment:** "Hello,

Yes, Zoho Expense does have a direct integration available with Quickbooks. Kindly reach out to support[at]zohoexpense[dot]com to know more about..."
- Title: [How can I import my e-receipt from my cellphone to this software?](https://www.g2.com/discussions/how-can-i-import-my-e-receipt-from-my-cellphone-to-this-software) — 2 comments, 1 upvote
  > **Top comment:** "One way is to email the e-receipt to the unique Zoho expense email address associated with your account. "
- Title: [What is Zoho Expense used for?](https://www.g2.com/discussions/zoho-expense-what-is-zoho-expense-used-for) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Zoho Expense is an end to end employee expense and travel management tool. It helps you streamline corporate travel, automate expense reporting and gain..."
- Title: [How do I use Zoho expense app?](https://www.g2.com/discussions/how-do-i-use-zoho-expense-app) — 1 comment
  > **Top comment:** "Hello,

Zoho Expense can be used to upload receipts and create and submit expense reports. The application can be accessed from a web browser and installed..."
- Title: [Is Zoho expense free?](https://www.g2.com/discussions/is-zoho-expense-free) — 1 comment
  > **Top comment:** "Yes"

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/sap-concur-vs-zoho-expense)