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Compare SAP Concur and Zoho Expense 
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At a Glance
Market Segments
Enterprise (54.4% of reviews)
Small-Business (81.7% of reviews)
Entry-Level Pricing
$9/report average price*
$0.00
SAP Concur
Star Rating
(6,509)4.0 out of 5
Market Segments
Enterprise (54.4% of reviews)
Pros & Cons
Entry-Level Pricing
$9/report average price*
Free Trial is available
Browse all 3 pricing plansZoho Expense
Star Rating
(1,433)4.5 out of 5
Market Segments
Small-Business (81.7% of reviews)
Pros & Cons
Entry-Level Pricing
$0.00
Free Trial is available
Browse all 4 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- Users report that Zoho Expense excels in ease of use, scoring 8.8 compared to SAP Concur's 8.0. Reviewers mention that the intuitive interface and straightforward navigation make it easier for small businesses to manage expenses without extensive training.
- Reviewers mention that SAP Concur offers superior bank and credit card integration, scoring 8.6 versus Zoho Expense's 7.5. Users appreciate the seamless connection with various financial institutions, which simplifies expense tracking and reporting.
- Users on G2 highlight that Zoho Expense has a more favorable entry-level price, being free compared to SAP Concur's average price of $9 per report. This makes Zoho Expense particularly appealing for small businesses looking to minimize costs.
- Reviewers say that SAP Concur shines in employee reimbursement processes, scoring 8.8 compared to Zoho Expense's 8.4. Users appreciate the efficiency and reliability of the reimbursement workflow, which is crucial for larger organizations.
- G2 users report that Zoho Expense has a slight edge in digital receipt management, with a score of 8.7 against SAP Concur's 8.5. Reviewers mention that the ability to easily capture and organize receipts enhances the overall expense reporting experience.
- Users say that both products perform well in policy compliance management, scoring equally at 8.5 for SAP Concur and 8.3 for Zoho Expense. However, reviewers mention that SAP Concur's robust features for larger enterprises provide a more comprehensive compliance framework.
Pricing
Entry-Level Pricing
SAP Concur
Automate
$9
/report average price*
Automate spending processes for more visibility and control.
- Automated expense reporting and receipt capture
- Customizable spending policies
- Dashboard reporting for visibility
Zoho Expense
Free Plan
$0.00
For small businesses and freelancers to track expenses and mileage claims. Includes a free mobile app (iOS & Android) to capture receipts and track expenses on the go. Upto 3 users.
- 5 GB Receipt Storage
- 20 Receipt Autoscans
- Multicurrency Expenses
Free Trial
SAP Concur
Free Trial is available
Zoho Expense
Free Trial is available
Ratings
Meets Requirements
8.7
5,702
8.8
1,166
Ease of Use
8.0
5,750
8.8
1,186
Ease of Setup
8.1
1,157
8.6
870
Ease of Admin
8.0
814
8.7
755
Quality of Support
8.0
4,144
8.5
945
Has the product been a good partner in doing business?
8.1
797
8.7
708
Product Direction (% positive)
7.2
5,599
9.1
1,142
Features by Category
Expense Reports
8.5
4321
|
Verified
8.7
843
|
Verified
8.6
3542
|
Verified
7.4
605
|
Verified
8.0
3488
|
Verified
8.0
709
|
Verified
8.5
4152
|
Verified
8.7
799
|
Verified
8.8
4133
|
Verified
8.4
661
|
Verified
8.5
2113
|
Verified
8.2
603
|
Verified
8.6
2872
|
Verified
7.5
523
|
Verified
Agentic AI - Expense Management
8.4
124
7.4
46
8.5
124
7.8
47
Travel Management
8.2
3350
|
Verified
7.7
369
8.3
3229
|
Verified
7.5
413
8.5
3185
|
Verified
7.6
413
8.3
2391
|
Verified
7.6
421
Client Invoicing
8.3
1591
|
Verified
Feature Not Available
8.5
1760
|
Verified
7.7
358
8.4
1402
|
Verified
7.9
429
|
Verified
Mobile
8.8
3637
|
Verified
8.8
759
|
Verified
8.6
2482
|
Verified
8.3
515
|
Verified
8.6
2719
|
Verified
7.5
285
Platform
7.9
716
|
Verified
7.7
389
|
Verified
8.2
2094
|
Verified
7.9
427
|
Verified
Administration
8.4
1197
|
Verified
8.0
343
|
Verified
Administration
8.3
1388
|
Verified
8.2
545
|
Verified
8.4
1565
|
Verified
8.4
583
|
Verified
8.5
1618
|
Verified
8.3
564
|
Verified
8.5
1468
|
Verified
8.3
512
|
Verified
8.6
1599
|
Verified
8.6
636
|
Verified
Platform
8.4
1686
|
Verified
8.4
652
|
Verified
8.2
1182
|
Verified
7.8
421
|
Verified
8.3
1154
|
Verified
8.1
400
|
Verified
8.5
1874
|
Verified
8.7
634
|
Verified
8.4
1627
|
Verified
8.6
583
|
Verified
Feature Not Available
7.7
408
|
Verified
Setup
Not enough data
8.5
114
Not enough data
8.6
120
Not enough data
8.6
117
Not enough data
8.5
115
Tracking
Not enough data
9.0
139
Not enough data
8.6
121
Not enough data
8.7
118
Reimbursement
Not enough data
8.9
133
Not enough data
9.1
145
Not enough data
8.7
119
Platform - Mileage Tracking
Not enough data
8.9
58
Not enough data
8.2
55
Agentic AI - Mileage Tracking
Not enough data
7.7
11
Not enough data
7.1
11
Invoice Management
9.2
112
Not enough data
Feature Not Available
Not enough data
9.2
107
Not enough data
Invoice Processing
9.3
106
Not enough data
9.2
110
Not enough data
9.3
112
Not enough data
9.3
106
Not enough data
Analytics
9.3
112
Not enough data
Feature Not Available
Not enough data
9.2
106
Not enough data
Integration
9.3
113
Not enough data
9.3
110
Not enough data
9.2
112
Not enough data
Risk
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Recovery
9.0
107
Not enough data
9.2
110
Not enough data
Audit
9.2
106
Not enough data
Feature Not Available
Not enough data
9.1
105
Not enough data
9.3
110
Not enough data
Fraud
9.1
105
Not enough data
9.1
110
Not enough data
9.3
108
Not enough data
Agentic AI - AP Automation
9.4
29
Not enough data
9.4
29
Not enough data
9.5
29
Not enough data
Invoice Generation
8.7
375
|
Verified
Not enough data
8.9
391
|
Verified
Not enough data
8.8
361
|
Verified
Not enough data
Invoice Processing
9.0
442
|
Verified
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
9.0
233
|
Verified
Not enough data
Analytics
Feature Not Available
Not enough data
8.7
334
|
Verified
Not enough data
8.8
305
|
Verified
Not enough data
9.1
235
|
Verified
Not enough data
Integration
8.8
363
|
Verified
Not enough data
Feature Not Available
Not enough data
8.8
333
|
Verified
Not enough data
8.9
218
|
Verified
Not enough data
Agentic AI - Invoice Management
8.8
52
Not enough data
8.8
52
Not enough data
8.8
52
Not enough data
Expense Reporting
8.9
409
|
Verified
Not enough data
8.5
367
|
Verified
Not enough data
8.9
386
|
Verified
Not enough data
8.7
399
|
Verified
Not enough data
Travel Management
8.2
3350
|
Verified
7.7
369
8.3
3229
|
Verified
7.5
413
8.5
3185
|
Verified
7.6
413
8.3
2391
|
Verified
7.6
421
Approval
8.8
398
|
Verified
Not enough data
8.9
395
|
Verified
Not enough data
9.2
425
|
Verified
Not enough data
AI - Travel Management
8.1
109
Not enough data
8.1
108
Not enough data
8.3
110
Not enough data
8.3
109
Not enough data
8.4
109
Not enough data
Agentic AI - Travel Management
8.3
61
Not enough data
8.2
61
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
SAP Concur and Zoho Expense are categorized as Expense Management
Reviews
Reviewers' Company Size
SAP Concur
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Zoho Expense
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Information Technology and Services
8.0%
Computer Software
6.7%
Hospital & Health Care
5.6%
Higher Education
4.4%
Financial Services
4.1%
Other
71.1%
Information Technology and Services
8.2%
Computer Software
6.0%
Construction
4.5%
Non-Profit Organization Management
4.2%
Accounting
3.5%
Other
73.6%
Discussions
Is it now possible to book trains?
8 Comments
MA
Yes, you can book trains. From my experience, Via rail in Canada.Read more
What is SAP Concur used for?
3 Comments
JM
Concur is used for logging and submitting expenses, travel, mileage, etc.Read more
What's the best way to export all your expenses? Is that even something you can do?
2 Comments
JR
You should be able to select all and then submit them all to a report. Read more
How can I import my e-receipt from my cellphone to this software?
2 Comments
BJ
One way is to email the e-receipt to the unique Zoho expense email address associated with your account. Read more
What are the pricing plans for Zoho Expense?
1 Comment
Official Response from Zoho Expense
The monthly plan comes at a price of $15/month for a 10 user pack and $2/month for every additional user. The yearly plan comes at a price of $150 (for 10...Read more
What accounting software does Zoho Expense integrate with?
1 Comment
TM
Quickbooks Online, Quickbooks Desktop, Xero, Microsoft Dyanmics, Oracle, SAP, and Zoho BooksRead more
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