# Top Free Cash Flow Management Software Check out our list of free Cash Flow Management Software. Products featured on this list are the ones that offer a free trial version. As with most free versions, there are limitations, typically time or features. If you'd like to see more products and to evaluate additional feature options, compare all [Cash Flow Management Software](https://www.g2.com/categories/cash-flow-management) to ensure you get the right product. ## View Free Cash Flow Management Software G2 takes pride in showing unbiased reviews on user satisfaction in our ratings and reports. We do not allow paid placements in any of our ratings, rankings, or reports. Learn about our [scoring methodologies](https://research.g2.com/g2-scoring-methodologies). **52** Cash Flow Management Products Available View all [Cash Flow Management Software](https://www.g2.com/categories/cash-flow-management) View all [Cash Flow Management Software](https://www.g2.com/categories/cash-flow-management) [ ### Agicap ](https://www.g2.com/products/agicap/reviews) [By Agicap](https://www.g2.com/sellers/agicap) [ (355)4.4 out of 5 ](https://www.g2.com/products/agicap/reviews#reviews "Read Agicap Reviews") Product Description Agicap is the leading all-in-one modular Cash Flow and Treasury Management platform worldwide. Our next-gen platform offers a Cash Flow Management core solution (bank connectivity, cash balancing, **Users:** CFO, CEO · **Industries:** Accounting, Computer Software · **Market Segment:** 50% Small-Business, 43% Mid-Market Agicap features and usability ratings that predict user satisfaction 8.6 Forecast Comparison Average: 8.5 9.3 Forward Looking Average: 8.7 7.9 Variance Analysis Average: 8.5 8.8 Has the product been a good partner in doing business? Average: 9.4 ![Verified User in Accounting](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Accounting") UA What I appreciate about this application is its readability.[Read review](https://www.g2.com/products/agicap/reviews/agicap-review-11836682) ![Verified User in Computer Software](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Computer Software") UC All-in-one management of treasury. All banks are integrated and the UI is really clean and intuitive. Very good performances at a good price....[Read review](https://www.g2.com/products/agicap/reviews/agicap-review-12721524) Year Founded 2016 HQ Location Lyon, FR Company Website https://agicap.com Twitter @AgicapFrance LinkedIn® Page https://www.linkedin.com/company/agicap/ [ ### Causal ](https://www.g2.com/products/lucanet-ag-causal/reviews) [By Lucanet AG](https://www.g2.com/sellers/lucanet-ag) [ (256)4.6 out of 5 ](https://www.g2.com/products/lucanet-ag-causal/reviews#reviews "Read Causal Reviews") Product Description Causal lets you build financial models effortlessly and share them with interactive, visual dashboards that everyone will understand. In Causal, you build your models out of variables, which you ca **Users:** CEO, Founder · **Industries:** Computer Software, Financial Services · **Market Segment:** 66% Small-Business, 30% Mid-Market Causal features and usability ratings that predict user satisfaction 8.8 Forecast Comparison Average: 8.5 8.8 Forward Looking Average: 8.7 8.8 Variance Analysis Average: 8.5 9.1 Has the product been a good partner in doing business? Average: 9.4 ![Verified User in Biotechnology](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Biotechnology") UB Automatically updating dates for historical and projected. Create and save multiple scenarios Fast support to a real human on a chat...[Read review](https://www.g2.com/products/lucanet-ag-causal/reviews/causal-review-7588165) JH That the tool is relatively 'free form', if I need a single calculation, it can do that, if I need an entire model or multiple calculations it can...[Read review](https://www.g2.com/products/lucanet-ag-causal/reviews/causal-review-7588810) Year Founded 1999 HQ Location Berlin, Germany Company Website https://www.lucanet.com Twitter @LucaNet LinkedIn® Page https://www.linkedin.com/company/lucanet-ag/about [![G2 Advertising](/assets/my-g2-logo-41632af6f81a240a0a9886638f412b2ac9a29f4001534f8c83be89a58ef9d45d.svg "G2 Advertising")](https://sell.g2.com/case-studies/how-aisdr-uses-g2-ads-to-turn-g2-into-top-5-traffic-source) Sponsored G2 Advertising Get 2x conversion than Google Ads with G2 Advertising! G2 Advertising places your product in premium positions on high-traffic pages and on targeted competitor pages to reach buyers at key comparison moments. [ Learn More ](https://sell.g2.com/case-studies/how-aisdr-uses-g2-ads-to-turn-g2-into-top-5-traffic-source) [ ### Qonto ](https://www.g2.com/products/qonto/reviews) [By Qonto](https://www.g2.com/sellers/qonto) [ (164)4.7 out of 5 ](https://www.g2.com/products/qonto/reviews#reviews "Read Qonto Reviews") Product Description With an innovative product, highly responsive 7/7 customer service and clear pricing, Qonto has become the European leader in its category. Get started with a powerful Business Account for all your **Users:** CEO, Président · **Industries:** Accounting, Consulting · **Market Segment:** 75% Small-Business, 4% Mid-Market Qonto features and usability ratings that predict user satisfaction 8.2 Forecast Comparison Average: 8.5 8.1 Forward Looking Average: 8.7 8.1 Variance Analysis Average: 8.5 8.6 Has the product been a good partner in doing business? Average: 9.4 ![Verified User in Computer & Network Security](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Computer & Network Security") EC I find it intuitive and I like the web interface, which is fast, reliable and easy to use. The mobile app is handy for quick operations. Customer...[Read review](https://www.g2.com/products/qonto/reviews/qonto-review-12553371) ![Arnaud L.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Arnaud L.") AL The ease to use the application. Avaibility of the support. Low price[Read review](https://www.g2.com/products/qonto/reviews/qonto-review-12586053) Year Founded 2016 HQ Location Paris, Île-de-France, France Company Website https://qonto.com/ Twitter @getqonto LinkedIn® Page https://www.linkedin.com/company/qonto [ ### BILL AP/AR ](https://www.g2.com/products/bill-ap-ar/reviews) [By BILL (previously Bill.com)](https://www.g2.com/sellers/bill-previously-bill-com) [ (1,806)4.4 out of 5 ](https://www.g2.com/products/bill-ap-ar/reviews#reviews "Read BILL AP/AR Reviews") Product Description BILL is a financial operations platform that provides intelligent accounts payable and accounts receivable automation for businesses. This software solution is designed to help small and midsize busin **Users:** Controller, Accountant · **Industries:** Accounting, Non-Profit Organization Management · **Market Segment:** 61% Small-Business, 28% Mid-Market User SentimentHow are these determined? Users like the software's ability to integrate with QuickBooks, its user-friendly interface, and its features such as bulk upload spreadsheets, efficient payment processing, and collaborative workflows. Users reported issues with the software's interface, difficulties with initial setup, syncing issues with accounting systems, and challenges in reaching customer service. BILL AP/AR features and usability ratings that predict user satisfaction 0.0 No information available 0.0 No information available 0.0 No information available 8.6 Has the product been a good partner in doing business? Average: 9.4 Year Founded 2006 HQ Location San Jose, CA Company Website https://www.bill.com/ Twitter @billcom LinkedIn® Page https://www.linkedin.com/company/bill/ Ownership NYSE: BILL [ ### G-Accon ](https://www.g2.com/products/g-accon/reviews) [By G-Accon](https://www.g2.com/sellers/g-accon) [ (199)4.7 out of 5 ](https://www.g2.com/products/g-accon/reviews#reviews "Read G-Accon Reviews") Product Description All-in-One Reporting, Consolidation, and Data Automation Platform for Accountants and CFO—Built Directly in Google Sheets. G-Accon is an award-winning software built for finance teams who need more **Users:** Owner, CFO · **Industries:** Accounting, Financial Services · **Market Segment:** 65% Small-Business, 33% Mid-Market User SentimentHow are these determined? Reviewers frequently mention the product's ability to save time, automate reports, and consolidate financials across multiple entities, along with its responsive customer service and reliable performance. Users reported difficulties in uploading data from G-Accon to Quickbooks, unclear instructions for managing other users, the need for manual data refresh, and a desire for more customizable options and features. G-Accon features and usability ratings that predict user satisfaction 8.3 Forecast Comparison Average: 8.5 8.0 Forward Looking Average: 8.7 8.4 Variance Analysis Average: 8.5 9.1 Has the product been a good partner in doing business? Average: 9.4 Year Founded 2017 HQ Location Novi, MI Company Website https://g-accon.com/ Twitter @G\_AcconServices LinkedIn® Page https://www.linkedin.com/company/g-accon [ ### Atlar ](https://www.g2.com/products/atlar/reviews) [By Atlar](https://www.g2.com/sellers/atlar) [ (61)4.8 out of 5 ](https://www.g2.com/products/atlar/reviews#reviews "Read Atlar Reviews") Product Description Atlar is the AI-native treasury platform that helps finance teams manage payments, cash, forecasting, and bank connectivity — all in one place. Built for modern teams at scaling companies, Atlar is **Industries:** Financial Services, Logistics and Supply Chain · **Market Segment:** 74% Mid-Market, 25% Small-Business Atlar features and usability ratings that predict user satisfaction 9.2 Forecast Comparison Average: 8.5 9.1 Forward Looking Average: 8.7 9.2 Variance Analysis Average: 8.5 9.8 Has the product been a good partner in doing business? Average: 9.4 ![Verified User in Retail](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Retail") ER It helps us decrease cost by reducing manual processes we do daily. The implementaion was also very straightforward and the Atlar team was very...[Read review](https://www.g2.com/products/atlar/reviews/atlar-review-9181440) ![Will C.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Will C.") WC We are still in the integration stage, but the team at Atlar have been helpful the whole way along. They took the time to understand our business...[Read review](https://www.g2.com/products/atlar/reviews/atlar-review-11908761) Year Founded 2022 HQ Location Stockholm, Sweden Company Website https://www.atlar.com/ Twitter @atlarhq LinkedIn® Page https://www.linkedin.com/company/atlarhq/ [ ### Float ](https://www.g2.com/products/float/reviews) [By Float](https://www.g2.com/sellers/float-323ea2c2-0df0-4dbe-8b20-84acbbdce683) [ (45)4.4 out of 5 ](https://www.g2.com/products/float/reviews#reviews "Read Float Reviews") Product Description Float is an award-winning cash flow forecasting add-on for businesses using Xero, Quickbooks Online, or FreeAgent accounting software. Float creates cash flow forecasts that are more accurate, alway **Industries:** Marketing and Advertising, Information Technology and Services · **Market Segment:** 76% Small-Business, 16% Mid-Market Float features and usability ratings that predict user satisfaction 7.2 Forecast Comparison Average: 8.5 7.5 Forward Looking Average: 8.7 7.0 Variance Analysis Average: 8.5 9.4 Has the product been a good partner in doing business? Average: 9.4 ![Verified User in Media Production](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Media Production") UM Float is a cloud-based resource planning and scheduling solution designed for small, midsize and large enterprises. Float has made my like easier...[Read review](https://www.g2.com/products/float/reviews/float-review-1731365) ![Mary R. K.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Mary R. K.") MK I like Float because it allows me to know and keep up to date with the flow of cash, something that is vital for the movements of our company, and...[Read review](https://www.g2.com/products/float/reviews/float-review-2176974) Year Founded 2010 HQ Location Edinburgh, GB Company Website https://www.floatapp.com/ LinkedIn® Page https://www.linkedin.com/company/float\_2/ [ ### Syft ](https://www.g2.com/products/syft-analytics-syft/reviews) [By Syft Analytics](https://www.g2.com/sellers/syft-analytics) [ (76)4.8 out of 5 ](https://www.g2.com/products/syft-analytics-syft/reviews#reviews "Read Syft Reviews") Product Description Syft Analytics is an award-winning financial reporting and analytics software. Accountants and businesses use Syft to create financial reports, build consolidations, forecast performance, enhance repo **Industries:** Accounting · **Market Segment:** 70% Small-Business, 28% Mid-Market Syft features and usability ratings that predict user satisfaction 8.6 Forecast Comparison Average: 8.5 8.5 Forward Looking Average: 8.7 8.7 Variance Analysis Average: 8.5 9.0 Has the product been a good partner in doing business? Average: 9.4 PG Easy, hassle free monthly reporting to clients. We use Sage Cloud and Syft integrates seamlessly.[Read review](https://www.g2.com/products/syft-analytics-syft/reviews/syft-review-8917377) SL Adds very sophisticated reporting capabilities to QuickBooks Online.[Read review](https://www.g2.com/products/syft-analytics-syft/reviews/syft-review-8938711) Year Founded 2016 HQ Location Wilmington, US Company Website https://www.syftanalytics.com/?ref=g2 Twitter @Syft\_Analytics LinkedIn® Page https://www.linkedin.com/company/17981719 [ ### Clockwork.ai ](https://www.g2.com/products/clockwork-ai/reviews) [By Clockwork](https://www.g2.com/sellers/clockwork-4b6e5885-3074-455a-ada0-cb5a0a0d1fca) [ (46)4.9 out of 5 ](https://www.g2.com/products/clockwork-ai/reviews#reviews "Read Clockwork.ai Reviews") Product Description The AI FP&A Analyst built for growing businesses Meet Mira, your AI-Powered FP&A Analyst leveraging the only standalone platform to deliver sophisticated AI modeling with zero delays, no im **Industries:** Accounting · **Market Segment:** 91% Small-Business, 9% Mid-Market Clockwork.ai features and usability ratings that predict user satisfaction 9.7 Forecast Comparison Average: 8.5 9.8 Forward Looking Average: 8.7 9.7 Variance Analysis Average: 8.5 9.9 Has the product been a good partner in doing business? Average: 9.4 ![Verified User in Accounting](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Accounting") AA Ease of use is a 10/10 and the product continues to develop/improve consistently. The support team is fantastic as a value add, but the software...[Read review](https://www.g2.com/products/clockwork-ai/reviews/clockwork-ai-review-7285591) ![Sharrin F.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Sharrin F.") SF When it comes to software, UI (user interface) is everything! You typically move along if you can't navigate the software within 10 minutes. ...[Read review](https://www.g2.com/products/clockwork-ai/reviews/clockwork-ai-review-7361908) Year Founded 2018 HQ Location Chicago, US Company Website https://www.clockwork.ai/about Twitter @Clockwork\_AI LinkedIn® Page http://www.linkedin.com/company/clockworkai [ ### Fathom ](https://www.g2.com/products/fathom/reviews) [By Fathom Applications](https://www.g2.com/sellers/fathom-applications) [ (92)4.7 out of 5 ](https://www.g2.com/products/fathom/reviews#reviews "Read Fathom Reviews") Product Description Fathom provides a suite of in-depth analysis tools and metrics which help you see exactly how well your business is performing. These tools and metrics help to assess profitability, cash flow, growth **Industries:** Accounting, Information Technology and Services · **Market Segment:** 54% Small-Business, 35% Mid-Market User SentimentHow are these determined? Reviewers appreciate Fathom's reporting and visualization capabilities, its user-friendly interface, its ability to easily connect to QBO data, and its robust support and knowledge base. Reviewers noted issues with Fathom's cash flow behavior, difficulties in replacing Excel for model development, problems with QBO customer connection, limitations in flexibility, and complexities in consolidating group accounts. Fathom features and usability ratings that predict user satisfaction 8.5 Forecast Comparison Average: 8.5 8.5 Forward Looking Average: 8.7 8.9 Variance Analysis Average: 8.5 9.4 Has the product been a good partner in doing business? Average: 9.4 Year Founded 2010 HQ Location Brisbane, QLD Company Website https://www.fathomhq.com Twitter @fathomhq LinkedIn® Page https://www.linkedin.com/company/2631592/ [ ### PlanGuru ](https://www.g2.com/products/planguru/reviews) [By PlanGuru](https://www.g2.com/sellers/planguru) [ (37)4.5 out of 5 ](https://www.g2.com/products/planguru/reviews#reviews "Read PlanGuru Reviews") Product Description PlanGuru is a tool for budgeting, forecasting, and performance review for small and mid-sized companies, it has a simple, intuitive interface and solid integration with Quickbooks and Excel make imple **Industries:** Accounting · **Market Segment:** 65% Small-Business, 38% Mid-Market PlanGuru features and usability ratings that predict user satisfaction 8.3 Forecast Comparison Average: 8.5 9.0 Forward Looking Average: 8.7 8.7 Variance Analysis Average: 8.5 9.7 Has the product been a good partner in doing business? Average: 9.4 ![Chetan G.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Chetan G.") CG Planguru drives the best innovation in the making budgets of the client. Very hassle-free system. Customer friendly. Avoids complex procedure of...[Read review](https://www.g2.com/products/planguru/reviews/planguru-review-4988028) ![Ravina M.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Ravina M.") RM PlanGuru is an excellent software for business budgeting and planning. It provides great features like Budgeting and Financial Analytics, Rolling...[Read review](https://www.g2.com/products/planguru/reviews/planguru-review-7326657) Year Founded 2013 HQ Location Wilkes Barre, PA Company Website https://www.planguru.com Twitter @planguru LinkedIn® Page https://www.linkedin.com/company/planguru/ [ ### Anchor ](https://www.g2.com/products/anchor-anchor/reviews) [By Anchor](https://www.g2.com/sellers/anchor) [ (120)4.9 out of 5 ](https://www.g2.com/products/anchor-anchor/reviews#reviews "Read Anchor Reviews") Product Description Anchor is the leading AR automation platform that gets service businesses paid on time, every time effortlessly. With no subscription fees, Anchor combines proposals, agreements, billing, and payments **Users:** Owner, CEO · **Industries:** Accounting, Consulting · **Market Segment:** 98% Small-Business, 3% Mid-Market User SentimentHow are these determined? Reviewers frequently mention the ease of use, the ability to streamline the proposal and billing process, the seamless integration with other platforms, and the responsive customer support. Reviewers noted some limitations such as the inability to create invoices on the go, the lack of customization options for outgoing messages and invoices, and the delay in receiving funds. Anchor features and usability ratings that predict user satisfaction 8.9 Forecast Comparison Average: 8.5 8.9 Forward Looking Average: 8.7 8.9 Variance Analysis Average: 8.5 9.9 Has the product been a good partner in doing business? Average: 9.4 HQ Location New York, US Company Website https://www.sayanchor.com/ Twitter @Say\_anchor\_ LinkedIn® Page https://www.linkedin.com/company/anchor-pay/ [ ### Joiin ](https://www.g2.com/products/joiin/reviews) [By Joiin](https://www.g2.com/sellers/joiin) [ (83)4.7 out of 5 ](https://www.g2.com/products/joiin/reviews#reviews "Read Joiin Reviews") Product Description Smarter Financial Reporting & Consolidation Across Leading Accounting Platforms and Spreadsheets Joiin is a financial reporting and consolidation platform built for businesses and accountants t **Users:** CFO, Finance Director · **Industries:** Accounting, Computer Software · **Market Segment:** 63% Small-Business, 35% Mid-Market User SentimentHow are these determined? Reviewers like Joiin's user-friendly interface, its ability to compile financials for multiple entities, the real-time updates feature, and its seamless integration with QuickBooks Online and Xero, which enhances efficiency and streamlines workflow. Reviewers noted some limitations in Joiin's reporting functionality, such as limited chart types, issues with adjustment functionality, formatting issues in customer reports, and the need for improvement in the layout and format of reports. Joiin features and usability ratings that predict user satisfaction 8.0 Forecast Comparison Average: 8.5 0.0 No information available 8.0 Variance Analysis Average: 8.5 9.5 Has the product been a good partner in doing business? Average: 9.4 Year Founded 2018 HQ Location Exeter, UK Company Website https://www.joiin.co/ Twitter @joiinreporting LinkedIn® Page https://www.linkedin.com/company/joiin [ ### Relay ](https://www.g2.com/products/relay-financial-relay/reviews) [By Relay Financial](https://www.g2.com/sellers/relay-financial) [ (24)4.6 out of 5 ](https://www.g2.com/products/relay-financial-relay/reviews#reviews "Read Relay Reviews") Product Description Relay is a financial technology company that helps small and medium-sized businesses in the U.S. take control of their money. The platform combines business check and savings accounts, payments, debit **Market Segment:** 67% Small-Business Relay features and usability ratings that predict user satisfaction 7.5 Forecast Comparison Average: 8.5 5.0 Forward Looking Average: 8.7 5.0 Variance Analysis Average: 8.5 8.9 Has the product been a good partner in doing business? Average: 9.4 ![Greg E.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Greg E.") GE I appreciate Relay's ease of use, which makes managing banking tasks for my company and clients straightforward and efficient. The automation...[Read review](https://www.g2.com/products/relay-financial-relay/reviews/relay-review-12015422) ![Michael g.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Michael g.") MG Great customer service but the customer service people do a great job but they have their hand tied somewhat in fixing easy stuff and they were...[Read review](https://www.g2.com/products/relay-financial-relay/reviews/relay-review-12056042) Year Founded 2018 HQ Location Toronto, CA Company Website https://relayfi.com LinkedIn® Page https://linkedin.com/company/bankwithrelay Phone 1-888-205-9304 [ ### Centime ](https://www.g2.com/products/centime/reviews) [By Centime](https://www.g2.com/sellers/centime) [ (36)4.6 out of 5 ](https://www.g2.com/products/centime/reviews#reviews "Read Centime Reviews") Product Description Centime is the leading finance automation solution that helps fast-growing businesses easily control and manage cash flow. From forecasting, collections, invoicing, payments, credit, and reporting — o **Industries:** Accounting, Computer Software · **Market Segment:** 67% Mid-Market, 31% Small-Business Centime features and usability ratings that predict user satisfaction 8.3 Forecast Comparison Average: 8.5 8.3 Forward Looking Average: 8.7 8.3 Variance Analysis Average: 8.5 9.4 Has the product been a good partner in doing business? Average: 9.4 ![Verified User in Marketing and Advertising](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Marketing and Advertising") AM The team is extremely responsive, which is one of the most crucial aspects to me when implementing a platform, particularly one that has not been...[Read review](https://www.g2.com/products/centime/reviews/centime-review-8027407) Year Founded 2021 HQ Location Boston, Massachusetts Company Website https://centime.com LinkedIn® Page http://www.linkedin.com/company/centime-company - ‹ Prev‹ Prev - 1 - [2](/categories/cash-flow-management/free?order=g2_score&page=2#product-list) - [3](/categories/cash-flow-management/free?order=g2_score&page=3#product-list) - [4](/categories/cash-flow-management/free?order=g2_score&page=4#product-list) - [Next ›Next ›](/categories/cash-flow-management/free?order=g2_score&page=2#product-list)