Best Spend Management Software - Page 3

How Many Spend Management Software Products Does G2 Track?

Total Products under this Category: 166

Category Stats (Sep 2026)

  • Average Rating: 4.51/5 The average rating of products in this category, based on all submitted ratings
  • Top Trending Product: ProSpend (+1.19%) - Among all products in this category, ProSpend recorded the largest rating increase compared to last month

Last updated: September 01, 2026

How Does G2 Rank Spend Management Software Products?

Why You Can Trust G2's Software Rankings:

  • 30 Analysts and Data Experts
  • 45,100+ Authentic Reviews
  • 166+ Products
  • Unbiased Rankings

G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category.

G2 Grid® for Spend Management Software

G2 Grid® for Spend Management Software plotting products by satisfaction and market presence

Highlighted products: Ramp, BILL Spend & Expense (Formerly Divvy), Rippling Finance, Brex, Navan (Formerly TripActions), Paylocity, Payhawk, and SpendHound.

Underlying data: [Grid® JSON](https://www.g2.com/categories/spend-management/grids.json?focus%5B%5D=ramp-financial-ramp&focus%5B%5D=bill-spend-expense-formerly-divvy&focus%5B%5D=rippling-finance&focus%5B%5D=brex&focus%5B%5D=navan-formerly-tripactions&focus%5B%5D=paylocity&focus%5B%5D=payhawk&focus%5B%5D=spendhound)

Zip

Zip is the AI platform for enterprise procurement — built for humans and agents working together. By orchestrating procurement across teams, tools, and suppliers with the help of AI agents, companies can secure the resources they need to innovate faster than ever before. The world’s most influential enterprises trust Zip, including T-Mobile, Anthropic, AMD, Mars, Dollar Tree, OpenAI, and more. Together they’ve saved over $6 billion and processed over $500 billion in spend. Zip’s team includes product leaders from Apple, Airbnb, and Meta, as well as former procurement leaders from United Health, Sanofi, MGM Resorts, Discover, and NASA. Backed by Adams Street, Alkeon, BOND, CRV, DST, Tiger Global, and Y Combinator, Zip has raised $371 million, most recently at a $2.2 billion valuation and has been recognized by Forbes Fintech 50, Fast Company's Most Innovative Companies, Inc. Best in Business, and LinkedIn Top Startups.

Average Rating: 4.6/5.0

Total Reviews: 138

How Do G2 Users Rate Zip?

  • Has the product been a good partner in doing business?: 9.3/10 (Category avg: 9.1/10)
  • Alignment: 8.5/10 (Category avg: 8.8/10)
  • Data: 8.0/10 (Category avg: 8.7/10)
  • Multiple Views: 7.2/10 (Category avg: 8.7/10)

Who Is the Company Behind Zip?

  • Seller: Zip
  • Company Website:
  • Year Founded: 2020
  • HQ Location: San Francisco, US
  • Twitter: @theziphq
    536 Twitter followers
  • LinkedIn® Page: www.linkedin.com
    1,380 employees on LinkedIn®

Who Uses This Product?

  • Who Uses This: Head of Procurement, Procurement Specialist
  • Top Industries: Computer Software, Financial Services
  • Company Size: 54% Medium, 38% Large

What Do G2 Reviewers Say About Zip?

AI-generated summary from verified user reviews

Pros
  • Users commend Zip for its ease of use, appreciating its user-friendly design and flexibility in workflows.
  • Users commend Zip for its efficient intake-to-pay process, streamlining workflows and enhancing overall productivity.
  • Users appreciate the dynamic and user-friendly features of Zip, allowing easy adjustments to workflows and questions.
  • Users find Zip to be an intuitive and user-friendly tool, enhancing flexibility and ease for all stakeholders.
  • Users love the automation features of Zip, streamlining procurement processes and enhancing efficiency across departments.
Cons
  • Users find Zip's admin features and reporting capabilities lacking, leading to frustration and limited control over functionalities.
  • Users find limited customization in Zip, particularly in reporting and integration features, hindering overall effectiveness.
  • Users find limited features in Zip, desiring more capabilities for contract management and enhanced reporting options.
  • Users experience poor reporting capabilities in Zip, making data extraction and analytics frustratingly difficult.
  • Users find the admin features lacking in Zip, feeling restrictive and preferring more independent control.

What Are Recent G2 Reviews of Zip?

What Are G2 Users Discussing About Zip?

Mesh Payments

Mesh Payments is the AI-driven T&E platform for global organizations. We unify corporate cards, expense management, and travel into one intelligent platform - giving finance teams real-time visibility and control over every dollar, across every entity, currency, and category. More than 1,500 companies rely on Mesh to eliminate the manual work behind T&E. Policy enforcement happens at the point of payment, not after the fact. Receipts match automatically. Reconciliation closes in one click, not one week. Corporate Cards Issue virtual and physical cards with pre-approved budgets, lock spend to specific vendors, and enforce policy in real time - before a transaction clears, not after. No more expense reports. Automated Reconciliation and ERP Sync Mesh auto-categorizes spend, matches receipts, and syncs directly with your ERP. What used to take your team days now takes minutes. Travel Maintain full corporate policy across any booking channel. On-trip spend controls, real-time visibility, and automatic reconciliation - all in one place. AI-Powered Insights Surface cost-saving opportunities across SaaS pricing, license consolidation, and vendor contracts. Proactive recommendations, not reactive reports. Streamlined Approvals Route payment requests through customizable approval flows with instant alerts and full status tracking - so nothing falls through the cracks. Global by Design Local currency cards in 40+ countries. Multi-entity controls. Reimbursements in 100+ countries. Built for global complexity from day one - no workarounds needed. Open Architecture Bring your existing corporate cards and connect your ERP, HRIS, and travel tools. Mesh fits into your stack without a rip-and-replace. Learn more at www.meshpayments.com

Average Rating: 4.6/5.0

Total Reviews: 1,062

How Do G2 Users Rate Mesh Payments?

  • Has the product been a good partner in doing business?: 9.4/10 (Category avg: 9.1/10)
  • Alignment: 8.4/10 (Category avg: 8.8/10)
  • Data: 8.2/10 (Category avg: 8.7/10)
  • Multiple Views: 8.3/10 (Category avg: 8.7/10)

Who Is the Company Behind Mesh Payments?

  • Seller: Mesh Payments
  • Year Founded: 2018
  • HQ Location: New York, US
  • Twitter: @meshpayments
    3,470 Twitter followers
  • LinkedIn® Page: www.linkedin.com
    153 employees on LinkedIn®

Who Uses This Product?

  • Who Uses This: Controller, CFO
  • Top Industries: Computer Software, Information Technology and Services
  • Company Size: 65% Medium, 30% Small

What Do G2 Reviewers Say About Mesh Payments?

AI-generated summary from verified user reviews

Pros
  • Users find Mesh Payments incredibly easy to use, appreciating seamless card setup and integration with Apple Pay.
  • Users appreciate the convenience of managing virtual cards effortlessly, enhancing expense tracking and collaboration with the finance team.
  • Users appreciate the easy receipt management in Mesh Payments, simplifying expense documentation and sharing.
  • Users love the convenience and ease of use provided by virtual cards for managing company expenses effectively.
  • Users value the intuitive and simplified expense management that Mesh Payments offers, enhancing budgeting and reimbursement processes.
Cons
  • Users face card issues with Mesh Payments, experiencing inconvenience due to lack of physical card options sometimes.
  • Users face approval issues as some vendors do not accept Mesh Payments, complicating transactions abroad.
  • Users face limited acceptance of Mesh Payments, hindering usage in certain countries and for services like car rentals.
  • Users find the receipt management cumbersome, facing issues with manual uploads and delays in receipt processing.
  • Users often face login issues that make accessing Mesh Payments tedious and frustrating due to security requirements.

What Are Recent G2 Reviews of Mesh Payments?

What Are G2 Users Discussing About Mesh Payments?

Equals

Equals is the next-generation global money movement platform built for exceptional businesses operating across borders. We bring international payments, embedded payments, and more together into a single connection that simplifies operations and strengthens financial control. With deep expertise and integrated infrastructure, Equals turns financial complexity into reliable solutions. With over 18 years of experience, Equals has established itself as a trusted partner for over 50,000 businesses, managing and moving more than £50 billion globally. One of the standout features of Equals is the infrastructure for embedded payments, enabling businesses to build and scale financial products without owning the complexity. Through a single API or fully branded white-label solution, companies can embed global payments, accounts, cards, and compliance directly into their operations. Its multi-currency accounts, which come with their own International Bank Account Number (IBAN) allows businesses to manage over 35 currencies directly, facilitating seamless transactions without the need for currency conversion. The direct connection to major payment networks, including SWIFT and UK Faster Payments, ensures that users can send and receive funds efficiently. The target audience for Equals includes CFD Brokers, Digital Asset Companies, Banks/ Neo Banks, FX & Payments and businesses of all sizes looking to enhance their financial operations. Whether an SME needs to manage its expenses or a large corporation requires efficient international payment solutions, Equals caters to a diverse range of use cases. The platform supports over 60 currencies, offering favourable rates for corporate foreign exchange (FX) and international payments. This capability is particularly beneficial for companies operating in multiple markets, as it allows them to hedge against currency fluctuations* and streamline their payment processes. Equals also provides spend management software that simplifies employee expense tracking and cash flow management. Managers can gain a comprehensive view of all transactions, issue business prepaid cards rapidly, and set permissions based on team roles. This level of control not only streamlines monthly reconciliation but also integrates with popular accounting software like Xero and Concur® Expense, making it easier for businesses to maintain accurate financial records. Overall, Equals stands out in the financial technology landscape by offering a versatile, user-friendly platform that addresses the complex needs of modern businesses. With a commitment to safeguarding customer funds through designated accounts with Tier 1 banks, Equals ensures that users can trust their financial operations are secure while benefiting from a wide range of innovative features tailored to enhance their financial management capabilities. *Equals can only offer forward contracts to facilitate payments for goods and services. Once your rate is locked, please be aware that you are committed to that rate regardless of how it moves after booking. **Fees may apply to issue cards. Equals accounts are not covered by the Financial Services Compensation Scheme (FSCS). Instead, your money is protected via a safeguarding method in accordance with the Payment Services Regulations/ E-money Regulations. Money is held in specially designated safeguarded bank accounts with Tier 1 banks and is kept separate from company assets. T&Cs apply, please see product FAQs for further queries.

Average Rating: 4.5/5.0

Total Reviews: 197

How Do G2 Users Rate Equals?

  • Has the product been a good partner in doing business?: 9.2/10 (Category avg: 9.1/10)
  • Alignment: 6.8/10 (Category avg: 8.8/10)
  • Data: 6.7/10 (Category avg: 8.7/10)
  • Multiple Views: 7.7/10 (Category avg: 8.7/10)

Who Is the Company Behind Equals?

  • Seller: Equals
  • Company Website:
  • Year Founded: 2007
  • HQ Location: London, England
  • Twitter: @equals__money
    343 Twitter followers
  • LinkedIn® Page: www.linkedin.com
    433 employees on LinkedIn®

Who Uses This Product?

  • Who Uses This: Director, Operations Manager
  • Top Industries: Non-Profit Organization Management, Education Management
  • Company Size: 74% Small, 25% Medium

What Do G2 Reviewers Say About Equals?

AI-generated summary from verified user reviews

Pros
  • Users find Equals exceptionally easy to use, enjoying its user-friendly portal and efficient management features.
  • Users value the convenience of Equals, enjoying its user-friendly platform for efficient expense management and support.
  • Users appreciate the rapid fund allocation and ease of managing their virtual cards with Equals.
  • Users highly value the exemplary customer support of Equals, highlighting its clear communication and quick resolutions.
  • Users value the time-saving benefits of Equals, enjoying quick fund management and easy expense tracking.
Cons
  • Users find the receipt management system clunky, lacking sophistication and features for better tracking and organization.
  • Users face limited acceptance of Equals in certain regions and challenges with currency management and statement handling.
  • Users experience approval issues with Equals, struggling with bank statement reconciliation and app functionality.
  • Users find Equals' functionality limited, especially in receipt uploads and mobile app capabilities for administrators.
  • Users find the interface design poor, causing navigation issues and complicating tasks across multiple functionalities.

What Are Recent G2 Reviews of Equals?

Rho

Rho is the modern banking platform built for startups. Open accounts in minutes, issue cards, manage expenses, pay bills, and close the books – all in one connected platform backed by real human support.

Average Rating: 4.7/5.0

Total Reviews: 126

How Do G2 Users Rate Rho?

  • Has the product been a good partner in doing business?: 9.5/10 (Category avg: 9.1/10)
  • Alignment: 9.1/10 (Category avg: 8.8/10)
  • Data: 9.3/10 (Category avg: 8.7/10)
  • Multiple Views: 8.9/10 (Category avg: 8.7/10)

Who Is the Company Behind Rho?

  • Seller: Rho
  • Year Founded: 2018
  • HQ Location: New York, US
  • Twitter: @rhobusiness
    4,119 Twitter followers
  • LinkedIn® Page: www.linkedin.com
    334 employees on LinkedIn®

Who Uses This Product?

  • Top Industries: Marketing and Advertising, Construction
  • Company Size: 50% Medium, 46% Small

What Do G2 Reviewers Say About Rho?

AI-generated summary from verified user reviews

Pros
  • Users find Rho's ease of use exceptional, appreciating its simple setup and efficient multi-account management.
  • Users praise Rho's exceptional customer support, highlighting the team's responsiveness and commitment to enhancing the user experience.
  • Users commend Rho for its easy implementation, enhancing the overall user experience and satisfaction.
  • Users enjoy the easy setup of Rho, highlighting a seamless onboarding experience and responsive support.
  • Users find Rho to be a time-saving tool, simplifying payroll and enhancing overall efficiency in managing finances.
Cons
  • Users find the limited options for payment transfers and customization restrict their overall experience with Rho.
  • Users note the need for improvement in Zelle support and streamlined bill pay features on Rho.
  • Users note that integration issues with QuickBooks bank feed hinder their ability to customize features effectively.
  • Users are disappointed by the limited functionality regarding Zelle, Venmo, and real-time transfers on Rho.
  • Users find the limited reporting options in Rho frustrating, especially regarding real-time transfer capabilities.

What Are Recent G2 Reviews of Rho?

Emburse Spend

Emburse Spend is the modern, all-in-one platform that helps SMBs streamline expense management while keeping their existing credit card program.

Average Rating: 4.5/5.0

Total Reviews: 1,115

How Do G2 Users Rate Emburse Spend?

  • Has the product been a good partner in doing business?: 9.1/10 (Category avg: 9.1/10)
  • Alignment: 8.3/10 (Category avg: 8.8/10)
  • Data: 8.3/10 (Category avg: 8.7/10)
  • Multiple Views: 9.2/10 (Category avg: 8.7/10)

Who Is the Company Behind Emburse Spend?

  • Seller: Emburse
  • Company Website:
  • Year Founded: 2015
  • HQ Location: Dallas, Texas
  • Twitter: @emburse
    1,147 Twitter followers
  • LinkedIn® Page: www.linkedin.com
    940 employees on LinkedIn®

Who Uses This Product?

  • Who Uses This: Software Engineer, Account Executive
  • Top Industries: Computer Software, Internet
  • Company Size: 51% Medium, 34% Small

What Do G2 Reviewers Say About Emburse Spend?

AI-generated summary from verified user reviews

Pros
  • Users appreciate the ease of use of Emburse Spend, highlighting its simplicity and seamless document uploading.
  • Users appreciate the easy receipt upload and customization options in Emburse Spend, streamlining expense management efficiently.
  • Users appreciate the easy upload feature of Emburse Spend, enhancing their expense management with mobile and desktop convenience.
  • Users appreciate the efficiency of Emburse Spend, benefiting from streamlined expense processes and quick tracking capabilities.
  • Users appreciate the intuitive interface of Emburse Spend, making it accessible for beginners and easy to navigate.
Cons
  • Users express frustration over authentication issues, particularly with mandatory 2-factor authentication affecting access and convenience.
  • Users find the interface unintuitive, leading to confusion for those unfamiliar with the technology and processes.
  • Users report approval issues due to mandatory two-factor authentication, which disrupts access and complicates usage.
  • Users find the learning curve steep, particularly impacting those less comfortable with technology.
  • Users experience slow transactions as syncing fails initially and delays occur in showing transactions, affecting usability.

What Are Recent G2 Reviews of Emburse Spend?

What Are G2 Users Discussing About Emburse Spend?

Expensya

Expensya is a solution that transforms spend management. Expensya users can manage and process any type of expense: online purchases, general costs, expense reports, remote work, Per Diems, mileage expenses, and more. Thanks to its across-the-board features and expertise, Expensya currently supports more than 5000 companies and provides a comprehensive solution to its users, for flawless end-to-end management of all business spends. Expensya also integrates with your bank cards, your HR system, your ERP, your accounting system, and your Travel manager. Expensya automates every step of the process, saving time and increasing your team's productivity Our vision is to give the most complete, intuitive, and scalable solution.

Average Rating: 4.6/5.0

Total Reviews: 105

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How Do G2 Users Rate Expensya?

  • Has the product been a good partner in doing business?: 8.9/10 (Category avg: 9.1/10)
  • Alignment: 9.2/10 (Category avg: 8.8/10)
  • Data: 9.5/10 (Category avg: 8.7/10)
  • Multiple Views: 9.3/10 (Category avg: 8.7/10)

Who Is the Company Behind Expensya?

  • Seller: Expensya
  • Year Founded: 2014
  • HQ Location: Paris
  • Twitter: @Expensya
    720 Twitter followers
  • LinkedIn® Page: www.linkedin.com
    84 employees on LinkedIn®

Who Uses This Product?

  • Who Uses This: Account Manager, Consultant
  • Top Industries: Information Technology and Services, Financial Services
  • Company Size: 41% Medium, 37% Small

What Are Recent G2 Reviews of Expensya?

What Are G2 Users Discussing About Expensya?

Ivalua

Ivalua is the only truly unified, enterprise AI platform for managing spend and suppliers. We seamlessly connect people, AI agents, workflows, and data, making businesses more profitable, resilient, and sustainable. We are trusted by over 500 of the world’s most admired brands and consistently recognized as a leader by Gartner and other analysts. Built natively on a single code base and a single data model, the platform eliminates the traditional friction of disconnected point solutions. It delivers common functionality, absolute data orchestration, and a unified user experience across the entire enterprise to ensure maximum user adoption and total process digitization. To support a comprehensive, general platform campaign, we explicitly connect our high-level enterprise AI capabilities to the pragmatic, operational pillars of Source-to-Pay. The platform's modular architecture allows organizations to build a distinct procurement competitive advantage by scaling across these core capability layers: Intake Management: A central, conversational Gen-AI portal that instantly triages and streamlines employee requests. Supplier Risk & Performance: Consolidates onboarding, scorecards, and tier-N visibility into a single supplier record for a true 360-degree view. Sourcing: Automates simple to complex RFXs, projects, and auctions across all spend types—including Direct, Indirect, CapEx, and Services. Contract Lifecycle Management (CLM): Speeds up execution using collaborative authoring, AI data capture, and a centralized searchable repository. eProcurement: Delivers a consumer-like enterprise shopping experience that drives user adoption and enforces contract compliance. Invoicing (AP Automation): Achieves touchless matching and automates compliance while cutting vendor inquiries via a free self-service portal. Payments & Expenses: Unifies global multi-currency payments, corporate card programs, and fraud alerts into one audited workflow. Spend Analysis: Leverages a native BI engine for on-demand classification to instantly surface tail-spend and cost savings. Direct Sourcing & Supply Chain Collaboration: Connects product teams and vendors directly through real-time BOM tracking, forecasting, and order confirmation. Environmental Impact Center: Provides an automated framework to track Scope 3 emissions and reduce footprints at the category and product level.

Average Rating: 4.3/5.0

Total Reviews: 96

How Do G2 Users Rate Ivalua?

  • Has the product been a good partner in doing business?: 8.3/10 (Category avg: 9.1/10)
  • Alignment: 7.4/10 (Category avg: 8.8/10)
  • Data: 8.1/10 (Category avg: 8.7/10)
  • Multiple Views: 8.0/10 (Category avg: 8.7/10)

Who Is the Company Behind Ivalua?

  • Seller: Ivalua
  • Company Website:
  • Year Founded: 2000
  • HQ Location: Redwood City, CA
  • Twitter: @ivalua
    2,200 Twitter followers
  • LinkedIn® Page: www.linkedin.com
    1,172 employees on LinkedIn®

Who Uses This Product?

  • Top Industries: Telecommunications, Manufacturing
  • Company Size: 78% Large, 14% Medium

What Do G2 Reviewers Say About Ivalua?

AI-generated summary from verified user reviews

Pros
  • Users praise Ivalua for its configurability and robust AI roadmap, providing a secure and high-performance experience.
  • Users value the high configurability of Ivalua, allowing it to adapt perfectly to their business needs.
  • Users value the high configurability of Ivalua, appreciating its flexible framework and improved user interface.
  • Users value the ease of use of Ivalua, citing its simple UI and effective flexibility.
  • Users laud Ivalua for its efficiency, leveraging easy configurations to save time and enhance procurement processes.
Cons
  • Users face implementation challenges with Ivalua, including complex solutions and unstable testing environments during integration.
  • Users find the learning curve steep, making initial setup and adoption challenging, especially for new users.
  • Users note a steep learning curve with Ivalua, especially during onboarding, impacting user adoption and efficiency.
  • Users face integration issues with Ivalua, requiring rebuilds and experiencing instability in testing environments.
  • Users experience slow performance with Ivalua, facing issues such as system lag and time-out errors during use.

What Are Recent G2 Reviews of Ivalua?

What Are G2 Users Discussing About Ivalua?

Wallester

Wallester is an Estonian-licensed financial institution and has been an official Visa partner since 2018, specialising in innovative digital financial solutions and card issuance. We empower companies across the European Economic Area (EEA) and the UK to streamline payments, launch branded cards, and scale efficiently. What we do: 1. White-Label Solution with Embedded Finance Our White-Label solution enables businesses to integrate financial services directly into their platforms - a concept known as embedded finance. This allows companies to launch branded payment cards tailored to their specific needs, enhancing customer experiences and opening new revenue streams. We ensure a swift time-to-market with simplified integration and dedicated support from our implementation team. 2. Wallester Business: Corporate Expense Management Wallester Business is designed to modernise corporate expense management. It provides companies with instant access to virtual and physical Visa cards, streamlining financial processes through a modern app and comprehensive portal. Features include expense tracking, budget analytics, and seamless integration with accounting systems to enhance financial oversight and efficiency. Try Wallester Business to empower your Business Today for just €00.00/Month!

Average Rating: 4.7/5.0

Total Reviews: 136

How Do G2 Users Rate Wallester?

  • Has the product been a good partner in doing business?: 9.4/10 (Category avg: 9.1/10)
  • Alignment: 9.2/10 (Category avg: 8.8/10)
  • Data: 9.6/10 (Category avg: 8.7/10)
  • Multiple Views: 9.5/10 (Category avg: 8.7/10)

Who Is the Company Behind Wallester?

  • Seller: Wallester
  • Year Founded: 2016
  • HQ Location: Tallinn, Estonia
  • Twitter: @Wallester_com
    417 Twitter followers
  • LinkedIn® Page: www.linkedin.com
    214 employees on LinkedIn®

Who Uses This Product?

  • Top Industries: Telecommunications, Information Technology and Services
  • Company Size: 44% Medium, 35% Small

What Do G2 Reviewers Say About Wallester?

AI-generated summary from verified user reviews

Pros
  • Users value the effective expense management of Wallester, benefiting from easy spending tracking and improved control.
  • Users find Wallester to be incredibly user-friendly, simplifying expense management and enhancing financial decision-making.
  • Users love the convenience of Wallester, enjoying easy registration, expense management, and seamless integration.
  • Users appreciate the efficiency of Wallester, finding it easy to manage finances and generate reports seamlessly.
  • Users value the helpful customer support of Wallester, enhancing their overall experience with the platform's features.
Cons
  • Users find the integration issues with Wallester challenging, as it limits compatibility with banks and finance tools.
  • Users desire improved card tracking information and faster mobile payment updates for a smoother experience with Wallester.
  • Users find Wallester expensive, limiting accessibility for startups due to high fees and integrations challenges.
  • Users highlight invoice issues with Wallester, including overlaps with inventory software and varying fees and integrations.
  • Users find the slow performance of the mobile payment feature frustrating, impacting their overall experience with Wallester.

What Are Recent G2 Reviews of Wallester?

Pliant

Pliant is a European fintech specializing in B2B payment solutions. Our modular, API-first platform helps businesses streamline spending, improve cash flow, and integrate payments into their financial workflows. Designed for industries with complex payment needs, such as travel and fleet, Pliant enables greater efficiency, control, and profitability. We serve two primary customer segments: - Companies looking to optimize operational processes through intuitive apps and APIs, gaining control, automation, and financial flexibility through extended credit lines. - Companies such as financial software platforms, ERP providers, and banks that want to launch or enhance their credit card offerings using Pliant’s embedded finance and white-label solutions. Founded in 2020 and headquartered in Berlin, Pliant supports over 3,500 businesses and more than 20 partners globally. As a licensed e-money institution (EMI), we issue Visa-powered credit cards in 11 currencies across more than 30 countries, helping companies streamline and simplify payments. Learn more at - www.getpliant.com

Average Rating: 4.6/5.0

Total Reviews: 68

How Do G2 Users Rate Pliant?

  • Has the product been a good partner in doing business?: 8.9/10 (Category avg: 9.1/10)
  • Alignment: 10.0/10 (Category avg: 8.8/10)

Who Is the Company Behind Pliant?

  • Seller: Pliant
  • Year Founded: 2020
  • HQ Location: Berlin, DE
  • LinkedIn® Page: www.linkedin.com
    349 employees on LinkedIn®

Who Uses This Product?

  • Top Industries: Leisure, Travel & Tourism, Information Technology and Services
  • Company Size: 51% Medium, 49% Small

What Do G2 Reviewers Say About Pliant?

AI-generated summary from verified user reviews

Pros
  • Users find Pliant to be very easy to use, simplifying invoicing and accounting tasks significantly.
  • Users find Pliant to be very easy to use, streamlining invoice uploads and simplifying accounting tasks significantly.
  • Users appreciate the easy upload process of invoices, simplifying accounting and enhancing overall usability.
  • Users find the easy invoice and receipt upload feature of Pliant simplifies accounting and enhances usability.
  • Users appreciate the ease of accounting automation with Pliant, streamlining invoice uploads and expense management.
Cons
  • Users face approval issues with unclear document status and occasional verification problems affecting the process.
  • Users experience authentication issues with session timeouts and verification notifications, impacting their ability to stay logged in.
  • Users face login issues including short session timeouts and verification notifications not functioning consistently.
  • Users experience connectivity issues with verification notifications, often relying on SMS as a workaround.
  • Users often face receipt scanning issues, leading to confusion about upload statuses and acceptance of documents.

What Are Recent G2 Reviews of Pliant?

Workday Spend Management

Workday Spend Management provides comprehensive source-to-pay capabilities that helps organizations simplify operations, boost efficiency, and enhance visibility across the procurement lifecycle. With built-in capabilities to control spend and mitigate risk, Workday empowers procurement leaders to drive strategic value. The solution streamlines the procurement lifecycle. Teams can run sourcing events, manage contract workflows, and track supplier performance and risk. A guided buying experience drives employee adoption of preferred purchasing channels to enforce policies and reduce off-contract spend. Workday AI transforms data into actionable insights, helping to identify cost-saving opportunities. It analyzes contracts for risk and reviews expense reports for anomalies, strengthening compliance. By unifying all spend data, Workday aims to deliver the intelligence and visibility needed for faster, more confident business decisions.

Average Rating: 4.3/5.0

Total Reviews: 18

How Do G2 Users Rate Workday Spend Management?

  • Has the product been a good partner in doing business?: 9.4/10 (Category avg: 9.1/10)
  • Alignment: 8.3/10 (Category avg: 8.8/10)
  • Data: 8.5/10 (Category avg: 8.7/10)
  • Multiple Views: 9.4/10 (Category avg: 8.7/10)

Who Is the Company Behind Workday Spend Management?

  • Seller: Workday
  • Year Founded: 2005
  • HQ Location: Pleasanton, CA
  • Twitter: @Workday
    52,273 Twitter followers
  • LinkedIn® Page: www.linkedin.com
    25,204 employees on LinkedIn®
  • Ownership: NYSE:WDAY

Who Uses This Product?

  • Company Size: 53% Medium, 42% Large

What Do G2 Reviewers Say About Workday Spend Management?

AI-generated summary from verified user reviews

Pros
  • Users appreciate the ease of use in Workday Spend Management, enjoying its user-friendly UI and smooth navigation.
  • Users appreciate the app variety of Workday Spend Management, enhancing usability with mobile access and report features.
  • Users value the excellent customer support and find it easy to create expense reports weekly.
  • Users value the easy toggling and multiple functions for end-to-end sourcing in Workday Spend Management.
  • Users value the smooth integrations of Workday Spend Management, enhancing connections between its modules and external systems.
Cons
  • Users find the interface not user-friendly, reporting bugs and terminology confusion that impacts usability significantly.
  • Users find complexity issues in Workday Spend Management, as HR-focused terminology complicates the student user experience.
  • Users find the poor interface design of Workday Spend Management confusing, lacking user-friendly terminology and focus on student needs.
  • Users experience frequent software bugs with Workday Spend Management, leading to frustration and disrupted usage.

What Are Recent G2 Reviews of Workday Spend Management?

What Are G2 Users Discussing About Workday Spend Management?

SiFi

SiFi is a Saudi-based expense management platform built for businesses that want more control and less chaos. We help finance teams track, manage, and optimize every riyal spent, without spreadsheets, delays, or guesswork. SiFi brings corporate cards, expense reports, and vendor payments into one easy-to-use platform designed for Saudi Arabia’s financial and regulatory standards. Companies can set spending limits, enforce policies, and get real-time visibility into every transaction—no micromanaging required. Employees get a smooth way to submit receipts. Finance teams get automated reconciliation, VAT compliance, and integrations with accounting and ERP systems to close the books faster. Whether it's reimbursable expenses, recurring subscriptions, or supplier payments, SiFi gives organizations a full picture of their spending, so they can make smarter budget decisions, avoid surprises, and stay audit-ready.

Average Rating: 4.9/5.0

Total Reviews: 11

How Do G2 Users Rate SiFi?

  • Has the product been a good partner in doing business?: 9.7/10 (Category avg: 9.1/10)
  • Alignment: 10.0/10 (Category avg: 8.8/10)
  • Data: 10.0/10 (Category avg: 8.7/10)
  • Multiple Views: 10.0/10 (Category avg: 8.7/10)

Who Is the Company Behind SiFi?

  • Seller: SiFi
  • Company Website:
  • Year Founded: 2021
  • HQ Location: Riyadh, Saudi Arabia
  • LinkedIn® Page: www.linkedin.com
    110 employees on LinkedIn®

Who Uses This Product?

  • Company Size: 75% Small, 17% Medium

What Do G2 Reviewers Say About SiFi?

AI-generated summary from verified user reviews

Pros
  • Users find SiFi's analytics and reporting essential for transparency and enhancing decision-making for budgets and spending.
  • Users highlight the user-friendly interface of SiFi, enhancing productivity and simplifying daily operations significantly.
  • Users highly value the efficiency of SiFi, appreciating its simplicity and time-saving capabilities for daily operations.
  • Users appreciate the efficiency improvements of SiFi, enabling significant time savings and streamlined daily operations.
  • Users find the navigation ease of SiFi exceptional, enhancing productivity with its simple and user-friendly interface.
Cons
  • Users experience issues with invoice discrepancies due to foreign currency deductions not aligning with accounting records.
  • Users face purchasing issues due to discrepancies in payment processing and recording with foreign currency transactions.

What Are Recent G2 Reviews of SiFi?

Spendesk

Spendesk is the complete spend management platform that saves businesses time and money by connecting company spend. With the integration of everyday technologies, built-in automation, procurement, and an easily adopted approval process, Spendesk’s single solution makes agile, efficient spending easy for employees. It gives finance leaders complete visibility across company spend. With the launch of its Procure-to-Pay solution, Spendesk is the first European platform to fully integrate procurement and spend management for businesses of up to 1,000 employees.

Average Rating: 4.6/5.0

Total Reviews: 418

How Do G2 Users Rate Spendesk?

  • Has the product been a good partner in doing business?: 8.8/10 (Category avg: 9.1/10)
  • Alignment: 7.9/10 (Category avg: 8.8/10)
  • Data: 8.1/10 (Category avg: 8.7/10)
  • Multiple Views: 8.2/10 (Category avg: 8.7/10)

Who Is the Company Behind Spendesk?

  • Seller: Spendesk
  • Company Website:
  • Year Founded: 2016
  • HQ Location: Paris, Île-de-France
  • Twitter: @Spendesk
    2,273 Twitter followers
  • LinkedIn® Page: www.linkedin.com
    336 employees on LinkedIn®

Who Uses This Product?

  • Top Industries: Computer Software, Information Technology and Services
  • Company Size: 64% Medium, 33% Small

What Do G2 Reviewers Say About Spendesk?

AI-generated summary from verified user reviews

Pros
  • Users praise the ease of use of Spendesk, highlighting its intuitive interface and clear expense tracking process.
  • Users feel that Spendesk lacks timely customer support, impacting their overall satisfaction with the service.
  • Users feel the customer support of Spendesk has declined, impacting their overall experience negatively.
  • Users appreciate the ease of understanding of Spendesk, making it simple to track and order finances.
  • Users value the easy submission process of Spendesk, enjoying its user-friendly interface and efficient expense management.
Cons
  • Users report approval issues with Spendesk, facing delays and lack of support that hinder daily operations.
  • Users report severe credit issues with Spendesk, facing unresponsive support and lost funds during urgent business needs.
  • Users report significant delays in support response, leading to frustration and disruption in their purchasing processes.
  • Users report significant payment issues with Spendesk, citing inaccessible funds and poor customer support response.
  • Users report significant processing delays with Spendesk, impacting accessibility to funds and urgent business transactions.

What Are Recent G2 Reviews of Spendesk?

What Are G2 Users Discussing About Spendesk?

Pluto

Pluto is the most comprehensive & powerful corporate card and spend management platform built for MENA businesses. From small businesses to the largest multi-national group holdings, businesses such as Property Finder, Knight Frank and Swissport have trusted Pluto with all of their non-payroll spending. Pluto combines the power of getting access to instant issuance unlimited corporate cards, full end-to-end reimbursements, petty cash & account payables management all within one platform. No more chasing for receipts, manually approving invoices on long e-mail threads or sharing one corporate card with several people. Pluto's enterprise platform brings control back to complex finance and accounting business processes and creates a streamlined approach to controlling your company's spending.

Average Rating: 4.6/5.0

Total Reviews: 506

How Do G2 Users Rate Pluto?

  • Has the product been a good partner in doing business?: 9.1/10 (Category avg: 9.1/10)
  • Alignment: 8.7/10 (Category avg: 8.8/10)
  • Data: 8.6/10 (Category avg: 8.7/10)
  • Multiple Views: 8.7/10 (Category avg: 8.7/10)

Who Is the Company Behind Pluto?

  • Seller: Pluto Card
  • Year Founded: 2021
  • HQ Location: Dubai, AE
  • Twitter: @getplutocom
    259 Twitter followers
  • LinkedIn® Page: www.linkedin.com
    57 employees on LinkedIn®

Who Uses This Product?

  • Who Uses This: Accountant, Finance Manager
  • Top Industries: Real Estate, Financial Services
  • Company Size: 54% Medium, 39% Small

What Do G2 Reviewers Say About Pluto?

AI-generated summary from verified user reviews

Pros
  • Users find Pluto’s interface very easy to use, enjoying seamless integration and automated expense management features.
  • Users appreciate the time-saving features of Pluto, making expense management effortless and efficient for their teams.
  • Users highlight the ease of handling expense management with Pluto, appreciating its accessibility and transparency for teams.
  • Users commend Pluto's exceptional customer support, making onboarding and usage seamless despite varying user backgrounds.
  • Users value the real-time visibility and control of Pluto, streamlining expense management and enhancing team efficiency.
Cons
  • Users find the card issues with Pluto limit its usability, especially concerning payment methods while traveling.
  • Users experience payment issues with Pluto, including transaction rejections and delays in receipt uploads.
  • Users face approval issues with Pluto, leading to declined transactions and delays during purchasing situations.
  • Users experience occasional delays in card transaction syncing, which can lead to minor inconveniences in their overall experience.
  • Users find the limited customization options frustrating, affecting their ability to tailor the product to specific needs.

What Are Recent G2 Reviews of Pluto?

Craftable

Craftable is a comprehensive back-office platform specifically designed for the hospitality industry. It integrates various essential functions such as purchasing, inventory management, accounting, and analytics into a single, cohesive system. This integration empowers users to make informed decisions and enhance their profit margins, ultimately streamlining operations for restaurants, hotels, and multi-unit operations. Targeted primarily at hospitality operators, Craftable addresses the unique challenges faced by this sector. The platform is particularly beneficial for restaurant managers, hotel administrators, and multi-unit operators who require a robust solution to manage their back-office tasks efficiently. By consolidating multiple functions into one platform, Craftable reduces the complexity of managing various systems, allowing teams to focus on delivering exceptional guest experiences. One of the standout features of Craftable is its ability to provide real-time analytics and insights. Users can track inventory levels, monitor purchasing trends, and analyze financial performance all in one place. This data-driven approach enables operators to identify areas for improvement, optimize their supply chain, and make strategic decisions that enhance profitability. Additionally, Craftable's user-friendly interface ensures that team members can easily navigate the platform, reducing the learning curve and increasing overall productivity. Another significant advantage of Craftable is its scalability. Whether managing a single restaurant or a large hotel chain, the platform adapts to the specific needs of each operation. This flexibility allows businesses to grow without the need for extensive system overhauls, making it a sustainable choice for long-term success. Furthermore, Craftable’s commitment to customer support ensures that users have access to assistance whenever needed, fostering a smooth operational experience. By integrating critical back-office functions into one platform, Craftable not only simplifies operations but also enhances the overall efficiency of hospitality businesses. The ability to streamline processes, gain actionable insights, and maintain control over various aspects of operations makes Craftable a valuable tool for any hospitality operator looking to improve their business outcomes.

Average Rating: 4.5/5.0

Total Reviews: 94

How Do G2 Users Rate Craftable?

  • Has the product been a good partner in doing business?: 9.2/10 (Category avg: 9.1/10)

Who Is the Company Behind Craftable?

  • Seller: Craftable
  • Company Website:
  • Year Founded: 2015
  • HQ Location: Farmers Branch, US
  • LinkedIn® Page: www.linkedin.com
    113 employees on LinkedIn®

Who Uses This Product?

  • Top Industries: Restaurants, Hospitality
  • Company Size: 53% Small, 42% Medium

What Are Recent G2 Reviews of Craftable?

What Are G2 Users Discussing About Craftable?

Spendwise

Spendwise streamlines and automates your purchasing activities saving you time and money. Available features include: Purchase Requisitions, Purchase Orders, Receiving, Invoice Matching, Budgets, Approvals, Vendor Management, PunchOut Integrations, Inventory Management, Dashboards, Reports and more. Visit our website for more information and sign up for a Free Trial and/or Demo!

Average Rating: 4.7/5.0

Total Reviews: 69

How Do G2 Users Rate Spendwise?

  • Has the product been a good partner in doing business?: 9.7/10 (Category avg: 9.1/10)
  • Alignment: 9.3/10 (Category avg: 8.8/10)
  • Data: 9.0/10 (Category avg: 8.7/10)
  • Multiple Views: 9.4/10 (Category avg: 8.7/10)

Who Is the Company Behind Spendwise?

  • Seller: Spendwise
  • Company Website:
  • Year Founded: 2012
  • HQ Location: South San Francisco, US
  • Twitter: @spendwisetalk
    149 Twitter followers
  • LinkedIn® Page: www.linkedin.com
    8 employees on LinkedIn®

Who Uses This Product?

  • Top Industries: Construction, Non-Profit Organization Management
  • Company Size: 58% Small, 39% Medium

What Do G2 Reviewers Say About Spendwise?

AI-generated summary from verified user reviews

Pros
  • Users love the ease of use of Spendwise, appreciating its simple functionality and helpful customer support.
  • Users commend Spendwise for its excellent customer support, highlighting quick responses and effective assistance for any issues.
  • Users find the easy interface and great customer service of Spendwise invaluable for tracking purchases efficiently.
  • Users appreciate the simple and user-friendly interface of Spendwise, enhancing productivity and workflow organization.
  • Users find Spendwise to provide efficient workflows, simplifying procurement processes and enhancing overall productivity for staff.
Cons
  • Users face PO management issues due to delays and limitations with the approval process, complicating order fulfillment.
  • Users find the inflexibility in Spendwise frustrating, particularly in manually handling tax amounts and managing PO communications.
  • Users experience integration issues with Spendwise, leading to delays and difficulties in linking to existing finance software.
  • Users face challenges with the lengthy approval process, affecting timely Amazon order processing and overall efficiency.
  • Users experience booking confusion when multiple recipients receive purchase orders without knowing who else was included.

What Are Recent G2 Reviews of Spendwise?

Nathan Calabrese
NC
Researched and written by Nathan Calabrese
Updated April 9, 2026