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Compare BILL Spend & Expense (Formerly Divvy) and Spendwise 
Featured Products
BILL Spend & Expense (Formerly Divvy)
Optimized for quick response
At a Glance
Market Segments
Small-Business (65.4% of reviews)
Small-Business (63.0% of reviews)
Entry-Level Pricing
$0.00 1 user Per Month
Starting at $9.00 1 User Per Month
BILL Spend & Expense (Formerly Divvy)
Star Rating
(1,942)4.5 out of 5
Market Segments
Small-Business (65.4% of reviews)
Pros & Cons
Entry-Level Pricing
$0.00 1 user Per Month
Learn more about BILL Spend & Expense (Formerly Divvy)Spendwise
Star Rating
(54)4.7 out of 5
Market Segments
Small-Business (63.0% of reviews)
Pros & Cons
Entry-Level Pricing
Starting at $9.00 1 User Per Month
Learn more about SpendwiseSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that BILL Spend & Expense (Formerly Divvy) excels in overall user satisfaction, reflected in its significantly higher G2 Score compared to Spendwise. Users appreciate its all-in-one platform, noting that it simplifies tracking expenses and connecting with accounting software.
- Users say Spendwise stands out for its ease of use, with many highlighting its ability to function well even on weak Wi-Fi signals. This user-friendly experience is a key advantage for those who prioritize simplicity in their expense management tools.
- According to verified reviews, BILL Spend & Expense (Formerly Divvy) offers a more robust support system, with users mentioning the convenience of getting approved for a line of credit and the ease of completing approvals. This level of support can be crucial for businesses looking to streamline their financial processes.
- Reviewers mention that Spendwise shines in its setup process, with many users praising its intuitive onboarding experience. This can be particularly beneficial for small businesses that may not have extensive IT resources to dedicate to software implementation.
- G2 reviewers highlight that while Spendwise has a higher rating for ease of use, BILL Spend & Expense (Formerly Divvy) still provides a secure and convenient experience for expense management, especially for online purchases. Users feel confident using it for transactions, which is a significant factor for many businesses.
- Users report that Spendwise is a helpful tool for tracking purchases, but BILL Spend & Expense (Formerly Divvy) offers a broader range of features that cater to various payment options, making it a more versatile choice for businesses with diverse needs.
Pricing
Entry-Level Pricing
BILL Spend & Expense (Formerly Divvy)
Spend & Expense
$0.00
1 user Per Month
Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards.
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
- Set up automated expense mangement
Spendwise
Our plans are designed so that you only pay for what you need.
Starting at $9.00
1 User Per Month
- Purchase Requisitions
- Purchase Orders
- Approvals
Free Trial
BILL Spend & Expense (Formerly Divvy)
Free Trial is available
Spendwise
Free Trial is available
Ratings
Meets Requirements
9.0
1,682
9.4
45
Ease of Use
9.1
1,722
9.7
45
Ease of Setup
8.8
1,449
9.5
23
Ease of Admin
9.0
1,416
9.6
19
Quality of Support
8.6
1,574
9.5
41
Has the product been a good partner in doing business?
9.1
1,402
9.6
19
Product Direction (% positive)
9.1
1,691
9.7
43
Features by Category
Expense Reports
8.5
1023
|
Verified
Not enough data
8.7
1080
|
Verified
Not enough data
8.2
1061
|
Verified
Not enough data
9.1
1156
|
Verified
Not enough data
7.8
910
|
Verified
Not enough data
7.8
715
|
Verified
Not enough data
8.4
943
|
Verified
Not enough data
Agentic AI - Expense Management
6.4
118
Not enough data
7.1
119
Not enough data
Travel Management
7.5
776
Not enough data
6.7
632
Not enough data
6.5
613
Not enough data
6.9
688
Not enough data
Client Invoicing
Feature Not Available
Not enough data
7.9
884
|
Verified
Not enough data
7.8
793
|
Verified
Not enough data
Mobile
9.2
1110
|
Verified
Not enough data
7.4
685
|
Verified
Not enough data
Feature Not Available
Not enough data
Platform
7.1
604
Not enough data
7.8
752
|
Verified
Not enough data
Administration
8.2
691
|
Verified
Not enough data
Administration
8.3
971
|
Verified
Not enough data
8.3
985
|
Verified
Not enough data
8.3
1030
|
Verified
Not enough data
8.4
932
|
Verified
Not enough data
8.9
1129
|
Verified
Not enough data
Platform
8.5
995
|
Verified
Not enough data
7.9
765
|
Verified
Not enough data
7.6
640
Not enough data
8.9
1053
|
Verified
Not enough data
8.9
1018
|
Verified
Not enough data
Feature Not Available
Not enough data
Setup
8.1
705
9.0
8
8.7
762
9.6
9
8.5
627
9.3
7
Performance
7.6
551
10.0
6
7.6
556
9.4
6
7.4
558
9.2
6
7.6
588
8.6
6
Payment Cards
8.7
655
8.9
6
8.8
674
9.2
6
9.0
758
9.2
6
Reporting
8.9
745
9.4
6
8.7
653
9.4
6
8.7
699
9.5
7
8.6
780
9.5
7
Payments
8.4
670
9.8
7
8.6
669
9.7
6
7.6
608
9.3
5
7.9
624
9.4
6
Fraud & Risk Management
8.5
740
9.5
7
8.8
724
9.7
6
9.0
738
9.4
6
Agentic AI - Spend Management
5.7
58
Not enough data
Invoice Management
8.0
18
Not enough data
5.5
16
Not enough data
7.2
19
Not enough data
Invoice Processing
6.9
16
Not enough data
7.4
18
Not enough data
6.9
18
Not enough data
6.6
17
Not enough data
Analytics
6.7
18
Not enough data
5.4
16
Not enough data
5.7
16
Not enough data
Integration
8.9
19
Not enough data
8.2
16
Not enough data
6.3
16
Not enough data
Risk
5.9
16
Not enough data
6.7
17
Not enough data
5.4
15
Not enough data
Recovery
6.4
16
Not enough data
6.4
16
Not enough data
Audit
6.4
16
Not enough data
5.8
16
Not enough data
5.3
16
Not enough data
6.8
17
Not enough data
Fraud
6.5
17
Not enough data
7.0
16
Not enough data
6.8
16
Not enough data
Agentic AI - AP Automation
5.8
16
Not enough data
5.8
16
Not enough data
5.6
16
Not enough data
Management
Not enough data
9.2
25
Not enough data
9.2
24
Not enough data
9.5
27
Not enough data
9.4
27
Planning
Not enough data
9.1
23
Not enough data
8.5
16
Not enough data
8.9
23
Not enough data
8.5
20
Invoice Management
Not enough data
8.4
18
Not enough data
7.8
17
Not enough data
8.0
17
Supplier Management
Not enough data
8.5
18
Not enough data
8.6
19
Not enough data
7.7
14
Execution
Not enough data
8.5
14
Not enough data
9.3
28
Not enough data
9.1
20
Invoice Processing
Not enough data
8.9
21
Not enough data
8.7
21
Not enough data
8.9
22
Not enough data
8.4
16
Not enough data
8.1
18
Supplier Information
Not enough data
8.9
19
Not enough data
8.5
16
Not enough data
9.3
21
Analytics
Not enough data
9.3
20
Not enough data
9.3
21
Not enough data
9.1
23
Not enough data
8.6
18
Not enough data
7.5
12
Integration
Not enough data
8.9
19
Not enough data
8.4
19
Not enough data
7.8
15
Not enough data
8.1
17
Agentic AI - Purchasing
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
BILL Spend & Expense (Formerly Divvy) and Spendwise are categorized as Spend Management
Unique Categories
BILL Spend & Expense (Formerly Divvy) is categorized as Expense Management and AP Automation
Spendwise is categorized as Purchasing
Reviews
Reviewers' Company Size
BILL Spend & Expense (Formerly Divvy)
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Spendwise
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Non-Profit Organization Management
14.4%
Construction
8.8%
Accounting
7.7%
Religious Institutions
5.0%
Computer Software
4.1%
Other
59.9%
Construction
14.8%
Oil & Energy
7.4%
Non-Profit Organization Management
7.4%
Accounting
7.4%
Pharmaceuticals
5.6%
Other
57.4%
Alternatives
Discussions
Is divvy free?
2 Comments
GM
Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap.Read more
How does Divvy make money, if it's free?
1 Comment
MB
Per Divvy About or Blog, plus talks with Divvy people at recent QuickBooks QBConnect conference. Divvy keeps a share of credit card fees merchants pay. This...Read more
Spendwise has no discussions with answers
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