# Top 10 BILL Spend &amp; Expense (Formerly Divvy) Alternatives &amp; Competitors
**Average Rating:** 4.5/5
**Total Number of Reviews:** 2,205
If you are considering BILL Spend &amp; Expense (Formerly Divvy), you may also want to investigate similar alternatives or competitors to find the best solution. Expense Management Software is a widely used technology, and many people are seeking top rated, high quality software solutions with embedded ai / machine learning, advanced integrations, and credit card integration. Other important factors to consider when researching alternatives to BILL Spend &amp; Expense (Formerly Divvy) include ease of use and reliability. The best overall BILL Spend &amp; Expense (Formerly Divvy) alternative is Ramp. Other similar apps like BILL Spend &amp; Expense (Formerly Divvy) are Brex, Navan (Formerly TripActions), SAP Concur, and Spendesk. BILL Spend &amp; Expense (Formerly Divvy) alternatives can be found in [Expense Management Software](https://www.g2.com/categories/expense-management) but may also be in [Spend Management Software](https://www.g2.com/categories/spend-management) or [Travel Management Software](https://www.g2.com/categories/travel-management).


## Best Paid &amp; Free Alternatives to BILL Spend &amp; Expense (Formerly Divvy)
  - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews)
  - [Brex](https://www.g2.com/products/brex/reviews)
  - [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews)
  - [SAP Concur](https://www.g2.com/products/sap-concur/reviews)
  - [Spendesk](https://www.g2.com/products/spendesk/reviews)
  - [Pleo](https://www.g2.com/products/pleo/reviews)
  - [Expensify](https://www.g2.com/products/expensify/reviews)
  - [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews)
  - [PEX](https://www.g2.com/products/pex/reviews)
  - [Mesh Payments](https://www.g2.com/products/mesh-payments/reviews)

## Top 10 Alternatives to BILL Spend &amp; Expense (Formerly Divvy) Recently Reviewed By G2 Community
Browse options below. Based on reviewer data, you can see how BILL Spend &amp; Expense (Formerly Divvy) stacks up to the competition, check reviews from current &amp; previous users in industries like Non-Profit Organization Management, Religious Institutions, and Marketing and Advertising, and find the best product for your business.


  ### 1. [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews)
By Ramp Financial
**Average Rating:** 4.8/5
**Total Reviews:** 2,460
Grow more. Waste less. Ramp started out as a better corporate card with spend management software designed to help companies spend less, not more. Since then, the platform has grown to help modern businesses run all aspects of their finance operations, including expense management, accounts payable, procurement, accounting automation, and more. Through it all, our core mission is unchanged: save time and money for our customers to help them build more successful, profitable businesses.


Reviewers say compared to BILL Spend &amp; Expense (Formerly Divvy), Ramp is:
- Better at support
- Easier to set up
- More expensive
Categories in common with BILL Spend &amp; Expense (Formerly Divvy): [Expense Management](https://www.g2.com/categories/expense-management), [Spend Management](https://www.g2.com/categories/spend-management), [AP Automation](https://www.g2.com/categories/ap-automation)

**Compare:** [BILL Spend &amp; Expense (Formerly Divvy) vs Ramp](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-ramp-financial-ramp)
**Compare Ramp with other alternatives:**
- [Ramp vs Brex](https://www.g2.com/compare/brex-vs-ramp-financial-ramp)
- [Ramp vs Navan (Formerly TripActions)](https://www.g2.com/compare/navan-formerly-tripactions-vs-ramp-financial-ramp)
- [Ramp vs SAP Concur](https://www.g2.com/compare/ramp-financial-ramp-vs-sap-concur)
- [Ramp vs Spendesk](https://www.g2.com/compare/ramp-financial-ramp-vs-spendesk)
- [Ramp vs Pleo](https://www.g2.com/compare/pleo-vs-ramp-financial-ramp)
- [Ramp vs Expensify](https://www.g2.com/compare/expensify-vs-ramp-financial-ramp)
- [Ramp vs Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/compare/emburse-expense-professional-formerly-certify-expense-vs-ramp-financial-ramp)
- [Ramp vs PEX](https://www.g2.com/compare/pex-vs-ramp-financial-ramp)
- [Ramp vs Mesh Payments](https://www.g2.com/compare/mesh-payments-vs-ramp-financial-ramp)

  ### 2. [Brex](https://www.g2.com/products/brex/reviews)
By Brex
**Average Rating:** 4.8/5
**Total Reviews:** 1,607
Manage all your spend – corporate cards, expense management, reimbursements, travel, and bill pay – in one integrated system. Brex corporate cards: issue local currency cards with custom limits, embedded policies, and cash back. Brex expense management: manage every type of spend and payment method – and automate expense reporting globally. Brex travel: book and manage travel with unbiased inventory and 24/7 agent support. Brex bill pay: automate your entire global accounts payable process, from invoice to payment to reconciliation.


Reviewers say compared to BILL Spend &amp; Expense (Formerly Divvy), Brex is:
- Slower to reach roi
- Better at support
- Easier to set up
Categories in common with BILL Spend &amp; Expense (Formerly Divvy): [Expense Management](https://www.g2.com/categories/expense-management), [Spend Management](https://www.g2.com/categories/spend-management), [AP Automation](https://www.g2.com/categories/ap-automation)

**Compare:** [BILL Spend &amp; Expense (Formerly Divvy) vs Brex](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-brex)
**Compare Brex with other alternatives:**
- [Brex vs Ramp](https://www.g2.com/compare/brex-vs-ramp-financial-ramp)
- [Brex vs Navan (Formerly TripActions)](https://www.g2.com/compare/brex-vs-navan-formerly-tripactions)
- [Brex vs SAP Concur](https://www.g2.com/compare/brex-vs-sap-concur)
- [Brex vs Spendesk](https://www.g2.com/compare/brex-vs-spendesk)
- [Brex vs Pleo](https://www.g2.com/compare/brex-vs-pleo)
- [Brex vs Expensify](https://www.g2.com/compare/brex-vs-expensify)
- [Brex vs Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/compare/brex-vs-emburse-expense-professional-formerly-certify-expense)
- [Brex vs PEX](https://www.g2.com/compare/brex-vs-pex)
- [Brex vs Mesh Payments](https://www.g2.com/compare/brex-vs-mesh-payments)

  ### 3. [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews)
By Navan
**Average Rating:** 4.7/5
**Total Reviews:** 9,279
Navan is the all-in-one solution that makes travel easy so you can focus on being there, not getting there. Say goodbye to spending hours on the phone trying to change your flight or saving stacks of receipts to manually input expenses. From EAs and finance teams to travel managers and employees, Navan empowers people to focus on the things that matter most to them — all while providing companies with real-time visibility, savings, and control. Learn more at navan.com.


Reviewers say compared to BILL Spend &amp; Expense (Formerly Divvy), Navan (Formerly TripActions) is:
- Slower to reach roi
- Better at support
- Easier to set up
Categories in common with BILL Spend &amp; Expense (Formerly Divvy): [Expense Management](https://www.g2.com/categories/expense-management), [Spend Management](https://www.g2.com/categories/spend-management)

**Compare:** [BILL Spend &amp; Expense (Formerly Divvy) vs Navan (Formerly TripActions)](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-navan-formerly-tripactions)
**Compare Navan (Formerly TripActions) with other alternatives:**
- [Navan (Formerly TripActions) vs Ramp](https://www.g2.com/compare/navan-formerly-tripactions-vs-ramp-financial-ramp)
- [Navan (Formerly TripActions) vs Brex](https://www.g2.com/compare/brex-vs-navan-formerly-tripactions)
- [Navan (Formerly TripActions) vs SAP Concur](https://www.g2.com/compare/navan-formerly-tripactions-vs-sap-concur)
- [Navan (Formerly TripActions) vs Spendesk](https://www.g2.com/compare/navan-formerly-tripactions-vs-spendesk)
- [Navan (Formerly TripActions) vs Pleo](https://www.g2.com/compare/navan-formerly-tripactions-vs-pleo)
- [Navan (Formerly TripActions) vs Expensify](https://www.g2.com/compare/expensify-vs-navan-formerly-tripactions)
- [Navan (Formerly TripActions) vs Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/compare/emburse-expense-professional-formerly-certify-expense-vs-navan-formerly-tripactions)
- [Navan (Formerly TripActions) vs PEX](https://www.g2.com/compare/navan-formerly-tripactions-vs-pex)
- [Navan (Formerly TripActions) vs Mesh Payments](https://www.g2.com/compare/mesh-payments-vs-navan-formerly-tripactions)

  ### 4. [SAP Concur](https://www.g2.com/products/sap-concur/reviews)
By SAP Concur
**Average Rating:** 4.0/5
**Total Reviews:** 7,137
SAP Concur solutions simplify expense, travel, and invoice management for greater visibility and control.


Reviewers say compared to BILL Spend &amp; Expense (Formerly Divvy), SAP Concur is:
- Slower to reach roi
- More expensive
Categories in common with BILL Spend &amp; Expense (Formerly Divvy): [Expense Management](https://www.g2.com/categories/expense-management), [AP Automation](https://www.g2.com/categories/ap-automation)

**Compare:** [BILL Spend &amp; Expense (Formerly Divvy) vs SAP Concur](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-sap-concur)
**Compare SAP Concur with other alternatives:**
- [SAP Concur vs Ramp](https://www.g2.com/compare/ramp-financial-ramp-vs-sap-concur)
- [SAP Concur vs Brex](https://www.g2.com/compare/brex-vs-sap-concur)
- [SAP Concur vs Navan (Formerly TripActions)](https://www.g2.com/compare/navan-formerly-tripactions-vs-sap-concur)
- [SAP Concur vs Spendesk](https://www.g2.com/compare/sap-concur-vs-spendesk)
- [SAP Concur vs Pleo](https://www.g2.com/compare/pleo-vs-sap-concur)
- [SAP Concur vs Expensify](https://www.g2.com/compare/expensify-vs-sap-concur)
- [SAP Concur vs Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/compare/emburse-expense-professional-formerly-certify-expense-vs-sap-concur)
- [SAP Concur vs PEX](https://www.g2.com/compare/pex-vs-sap-concur)
- [SAP Concur vs Mesh Payments](https://www.g2.com/compare/mesh-payments-vs-sap-concur)

  ### 5. [Spendesk](https://www.g2.com/products/spendesk/reviews)
By Spendesk
**Average Rating:** 4.6/5
**Total Reviews:** 413
See the cost of effective spend management. From fast growing startups to mid sized businesses with complex spending needs. Find out how Spendesk can help your business spend smarter.


Reviewers say compared to BILL Spend &amp; Expense (Formerly Divvy), Spendesk is:
- Slower to reach roi
- Better at support
- More usable
Categories in common with BILL Spend &amp; Expense (Formerly Divvy): [Expense Management](https://www.g2.com/categories/expense-management), [Spend Management](https://www.g2.com/categories/spend-management), [AP Automation](https://www.g2.com/categories/ap-automation)

**Compare:** [BILL Spend &amp; Expense (Formerly Divvy) vs Spendesk](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-spendesk)
**Compare Spendesk with other alternatives:**
- [Spendesk vs Ramp](https://www.g2.com/compare/ramp-financial-ramp-vs-spendesk)
- [Spendesk vs Brex](https://www.g2.com/compare/brex-vs-spendesk)
- [Spendesk vs Navan (Formerly TripActions)](https://www.g2.com/compare/navan-formerly-tripactions-vs-spendesk)
- [Spendesk vs SAP Concur](https://www.g2.com/compare/sap-concur-vs-spendesk)
- [Spendesk vs Pleo](https://www.g2.com/compare/pleo-vs-spendesk)
- [Spendesk vs Expensify](https://www.g2.com/compare/expensify-vs-spendesk)
- [Spendesk vs Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/compare/emburse-expense-professional-formerly-certify-expense-vs-spendesk)
- [Spendesk vs PEX](https://www.g2.com/compare/pex-vs-spendesk)
- [Spendesk vs Mesh Payments](https://www.g2.com/compare/mesh-payments-vs-spendesk)

  ### 6. [Pleo](https://www.g2.com/products/pleo/reviews)
By Pleo
**Average Rating:** 4.7/5
**Total Reviews:** 1,435
Automate expense management with Pleo’s software and smart app. Take full control of your business and employee spend with one online expense system.


Reviewers say compared to BILL Spend &amp; Expense (Formerly Divvy), Pleo is:
- Slower to reach roi
- More usable
- Better at support
Categories in common with BILL Spend &amp; Expense (Formerly Divvy): [Expense Management](https://www.g2.com/categories/expense-management), [Spend Management](https://www.g2.com/categories/spend-management)

**Compare:** [BILL Spend &amp; Expense (Formerly Divvy) vs Pleo](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-pleo)
**Compare Pleo with other alternatives:**
- [Pleo vs Ramp](https://www.g2.com/compare/pleo-vs-ramp-financial-ramp)
- [Pleo vs Brex](https://www.g2.com/compare/brex-vs-pleo)
- [Pleo vs Navan (Formerly TripActions)](https://www.g2.com/compare/navan-formerly-tripactions-vs-pleo)
- [Pleo vs SAP Concur](https://www.g2.com/compare/pleo-vs-sap-concur)
- [Pleo vs Spendesk](https://www.g2.com/compare/pleo-vs-spendesk)
- [Pleo vs Expensify](https://www.g2.com/compare/expensify-vs-pleo)
- [Pleo vs Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/compare/emburse-expense-professional-formerly-certify-expense-vs-pleo)
- [Pleo vs PEX](https://www.g2.com/compare/pex-vs-pleo)
- [Pleo vs Mesh Payments](https://www.g2.com/compare/mesh-payments-vs-pleo)

  ### 7. [Expensify](https://www.g2.com/products/expensify/reviews)
By Expensify
**Average Rating:** 4.5/5
**Total Reviews:** 5,654
Expensify is a payments superapp that helps individuals and businesses around the world simplify the way they manage money. More than 12 million people use Expensify&#39;s free features, which include corporate cards, expense tracking, next-day reimbursement, invoicing, bill pay, payroll, and travel booking in one app. All free. Whether you own a small business, manage a team, or close the books for your clients, Expensify makes it easy so you have more time to focus on what really matters.


Reviewers say compared to BILL Spend &amp; Expense (Formerly Divvy), Expensify is:
- Slower to reach roi
- Better at meeting requirements
- Better at support
Categories in common with BILL Spend &amp; Expense (Formerly Divvy): [Expense Management](https://www.g2.com/categories/expense-management)

**Compare:** [BILL Spend &amp; Expense (Formerly Divvy) vs Expensify](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-expensify)
**Compare Expensify with other alternatives:**
- [Expensify vs Ramp](https://www.g2.com/compare/expensify-vs-ramp-financial-ramp)
- [Expensify vs Brex](https://www.g2.com/compare/brex-vs-expensify)
- [Expensify vs Navan (Formerly TripActions)](https://www.g2.com/compare/expensify-vs-navan-formerly-tripactions)
- [Expensify vs SAP Concur](https://www.g2.com/compare/expensify-vs-sap-concur)
- [Expensify vs Spendesk](https://www.g2.com/compare/expensify-vs-spendesk)
- [Expensify vs Pleo](https://www.g2.com/compare/expensify-vs-pleo)
- [Expensify vs Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/compare/emburse-expense-professional-formerly-certify-expense-vs-expensify)
- [Expensify vs PEX](https://www.g2.com/compare/expensify-vs-pex)
- [Expensify vs Mesh Payments](https://www.g2.com/compare/expensify-vs-mesh-payments)

  ### 8. [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews)
By Emburse
**Average Rating:** 4.5/5
**Total Reviews:** 2,409
Emburse Expense Professional (formerly Certify Expense) is a cloud-based travel and expense report management solution for companies of all sizes.


Reviewers say compared to BILL Spend &amp; Expense (Formerly Divvy), Emburse Expense Professional (formerly Certify Expense) is:
- Slower to reach roi
- Better at support
- Better at meeting requirements
Categories in common with BILL Spend &amp; Expense (Formerly Divvy): [Expense Management](https://www.g2.com/categories/expense-management)

**Compare:** [BILL Spend &amp; Expense (Formerly Divvy) vs Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-emburse-expense-professional-formerly-certify-expense)
**Compare Emburse Expense Professional (formerly Certify Expense) with other alternatives:**
- [Emburse Expense Professional (formerly Certify Expense) vs Ramp](https://www.g2.com/compare/emburse-expense-professional-formerly-certify-expense-vs-ramp-financial-ramp)
- [Emburse Expense Professional (formerly Certify Expense) vs Brex](https://www.g2.com/compare/brex-vs-emburse-expense-professional-formerly-certify-expense)
- [Emburse Expense Professional (formerly Certify Expense) vs Navan (Formerly TripActions)](https://www.g2.com/compare/emburse-expense-professional-formerly-certify-expense-vs-navan-formerly-tripactions)
- [Emburse Expense Professional (formerly Certify Expense) vs SAP Concur](https://www.g2.com/compare/emburse-expense-professional-formerly-certify-expense-vs-sap-concur)
- [Emburse Expense Professional (formerly Certify Expense) vs Spendesk](https://www.g2.com/compare/emburse-expense-professional-formerly-certify-expense-vs-spendesk)
- [Emburse Expense Professional (formerly Certify Expense) vs Pleo](https://www.g2.com/compare/emburse-expense-professional-formerly-certify-expense-vs-pleo)
- [Emburse Expense Professional (formerly Certify Expense) vs Expensify](https://www.g2.com/compare/emburse-expense-professional-formerly-certify-expense-vs-expensify)
- [Emburse Expense Professional (formerly Certify Expense) vs PEX](https://www.g2.com/compare/emburse-expense-professional-formerly-certify-expense-vs-pex)
- [Emburse Expense Professional (formerly Certify Expense) vs Mesh Payments](https://www.g2.com/compare/emburse-expense-professional-formerly-certify-expense-vs-mesh-payments)

  ### 9. [PEX](https://www.g2.com/products/pex/reviews)
By PEX
**Average Rating:** 4.6/5
**Total Reviews:** 192
PEX is an expense management and corporate card platform specifically designed to meet the needs of finance teams seeking enhanced control, visibility, and efficiency in managing company expenditures. With over a decade of experience serving various industries, PEX has established itself as a reliable solution for organizations looking to streamline their spending processes at scale. The platform is developed and maintained in-house, ensuring that users benefit from a secure and dependable system backed by extensive expertise in payments and financial operations. The target audience for PEX includes finance professionals and teams within organizations of all sizes that require a robust system for managing expenses. The platform is particularly beneficial for companies that deal with high volumes of transactions and need to maintain strict compliance and oversight. PEX addresses specific use cases such as automating expense reporting, enforcing spending policies, and integrating seamlessly with existing financial systems, thereby reducing the administrative burden on finance teams. Key features of PEX include AI-powered tools that significantly enhance the expense management process. The Auto Tagger feature automates general ledger coding, while the Auto Enforcer ensures compliance by restricting card usage until necessary expense details are provided. Additionally, PEX offers real-time receipt capture and matching, customizable spend controls, and approval workflows that facilitate smoother transaction processing. The platform also provides virtual cards and direct integrations with over 50 ERP and accounting systems, ensuring that all transactions are automatically synced and ready for reconciliation. By utilizing PEX, finance teams can close their books more quickly, minimize errors, and prevent overspending. The platform has been shown to save customers an average of 657 hours annually, translating into significant efficiency gains and cost control. This allows finance professionals to redirect their focus from administrative tasks to strategic financial management, ultimately enhancing the overall financial health of the organization. PEX stands out in the expense management category by combining advanced technology with a deep understanding of financial operations, making it a valuable tool for modern finance teams.


Reviewers say compared to BILL Spend &amp; Expense (Formerly Divvy), PEX is:
- Better at support
- Easier to admin
- Easier to set up
Categories in common with BILL Spend &amp; Expense (Formerly Divvy): [Expense Management](https://www.g2.com/categories/expense-management), [Spend Management](https://www.g2.com/categories/spend-management), [AP Automation](https://www.g2.com/categories/ap-automation)

**Compare:** [BILL Spend &amp; Expense (Formerly Divvy) vs PEX](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-pex)
**Compare PEX with other alternatives:**
- [PEX vs Ramp](https://www.g2.com/compare/pex-vs-ramp-financial-ramp)
- [PEX vs Brex](https://www.g2.com/compare/brex-vs-pex)
- [PEX vs Navan (Formerly TripActions)](https://www.g2.com/compare/navan-formerly-tripactions-vs-pex)
- [PEX vs SAP Concur](https://www.g2.com/compare/pex-vs-sap-concur)
- [PEX vs Spendesk](https://www.g2.com/compare/pex-vs-spendesk)
- [PEX vs Pleo](https://www.g2.com/compare/pex-vs-pleo)
- [PEX vs Expensify](https://www.g2.com/compare/expensify-vs-pex)
- [PEX vs Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/compare/emburse-expense-professional-formerly-certify-expense-vs-pex)
- [PEX vs Mesh Payments](https://www.g2.com/compare/mesh-payments-vs-pex)

  ### 10. [Mesh Payments](https://www.g2.com/products/mesh-payments/reviews)
By Mesh Payments
**Average Rating:** 4.6/5
**Total Reviews:** 1,067
Mesh is a centralized financial management platform that gives finance teams the highest level of visibility over their company payments with real-time insights throughout the payment journey. Finance managers get full control, automation, security over all their corporate spend from SaaS, to travel and corporate expenses. Learn more about Mesh here - www.meshpayments.com


Reviewers say compared to BILL Spend &amp; Expense (Formerly Divvy), Mesh Payments is:
- Slower to reach roi
- Better at support
- Easier to do business with
Categories in common with BILL Spend &amp; Expense (Formerly Divvy): [Expense Management](https://www.g2.com/categories/expense-management), [Spend Management](https://www.g2.com/categories/spend-management)

**Compare:** [BILL Spend &amp; Expense (Formerly Divvy) vs Mesh Payments](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-mesh-payments)
**Compare Mesh Payments with other alternatives:**
- [Mesh Payments vs Ramp](https://www.g2.com/compare/mesh-payments-vs-ramp-financial-ramp)
- [Mesh Payments vs Brex](https://www.g2.com/compare/brex-vs-mesh-payments)
- [Mesh Payments vs Navan (Formerly TripActions)](https://www.g2.com/compare/mesh-payments-vs-navan-formerly-tripactions)
- [Mesh Payments vs SAP Concur](https://www.g2.com/compare/mesh-payments-vs-sap-concur)
- [Mesh Payments vs Spendesk](https://www.g2.com/compare/mesh-payments-vs-spendesk)
- [Mesh Payments vs Pleo](https://www.g2.com/compare/mesh-payments-vs-pleo)
- [Mesh Payments vs Expensify](https://www.g2.com/compare/expensify-vs-mesh-payments)
- [Mesh Payments vs Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/compare/emburse-expense-professional-formerly-certify-expense-vs-mesh-payments)
- [Mesh Payments vs PEX](https://www.g2.com/compare/mesh-payments-vs-pex)


---
## BILL Spend &amp; Expense (Formerly Divvy) Alternatives FAQs

### Why do users choose Ramp over BILL Spend &amp; Expense...?

Users choose [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) over BILL Spend &amp; Expense primarily due to its superior usability and automation capabilities. Ramp holds a 0.4 to 0.6-point advantage across key dimensions such as ease of setup (9.3 vs 8.8), ease of administration (9.4 vs 8.9), and support quality (9.2 vs 8.6), reflecting a smoother onboarding and ongoing management experience. Ramp&#39;s AI-powered features, including automatic receipt matching, coding, and real-time notifications, significantly reduce manual tasks and accelerate expense processing, which users frequently cite as a major benefit. The platform&#39;s intuitive interface and seamless integration with accounting systems like QuickBooks and NetSuite further enhance operational efficiency. Additionally, Ramp&#39;s virtual card management with per-vendor limits and instant card creation provides granular control over spending. Ramp&#39;s free usage model combined with cashback rewards and comprehensive spend management tools offers excellent value, making it a preferred choice for organizations seeking a modern, automated, and cost-effective expense management solution. Users also highlight Ramp&#39;s responsive customer support and continuous feature enhancements as key reasons for their preference over BILL Spend &amp; Expense.



### Which Expense Management tools do reviewers recommend instead of BILL Spend &amp; Expense...?

Reviewers recommend [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) for its intuitive design, AI-powered automation, and seamless integration with accounting systems, which significantly reduce manual work and improve spend control. [Brex](https://www.g2.com/products/brex/reviews) is favored for its all-in-one spend management, zero personal liability, and global capabilities, with users highlighting its ease of use and excellent customer support. [Navan](https://www.g2.com/products/navan-formerly-tripactions/reviews) is praised for simplifying travel and expense management with a user-friendly interface, real-time support, and integrated policy compliance. These tools outperform BILL Spend &amp; Expense in administration ease, support quality, and meeting requirements, making them top recommendations for expense management needs.



### How does BILL Spend &amp; Expense... compare to Ramp?

According to G2 data, [BILL Spend &amp; Expense](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) holds a strong position with a 4.5-star average rating from 2,104 reviews, while [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) leads with a 4.8-star rating across 2,427 reviews. Ramp outperforms BILL Spend &amp; Expense by 0.4 points in meeting requirements (9.4 vs 9.0), 0.4 points in usability (9.5 vs 9.1), 0.5 points in ease of setup (9.3 vs 8.8), 0.5 points in ease of administration (9.4 vs 8.9), 0.6 points in support quality (9.2 vs 8.6), and 0.4 points in ease of doing business (9.5 vs 9.1). User sentiment highlights that BILL Spend &amp; Expense is praised for its ease of use (366 mentions), expense management (202 mentions), time-saving capabilities (147 mentions), and virtual card features (136 mentions). Ramp is similarly lauded for ease of use (241 mentions), efficiency (137 mentions), and automation (80 mentions). However, Ramp users emphasize superior automation and AI-powered features, such as automatic receipt matching and coding, which significantly reduce manual work. BILL Spend &amp; Expense offers unique features like benchmarks, budgets, credit card integration, and mileage tracking, which Ramp does not provide. Ramp users appreciate its intuitive design, fast performance, and seamless integration with accounting software, which accelerates month-end activities and expense reconciliation. BILL Spend &amp; Expense users value its integration with QuickBooks and the flexibility of budgets and spend limits. Both platforms have some reported issues with integration and approval workflows, but Ramp&#39;s higher scores and user feedback indicate a more polished and automated experience overall.



### What are the best alternatives to BILL Spend &amp; Expense...?

The best alternatives to BILL Spend &amp; Expense are [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) (4.8/5 with 2,427 reviews), [Brex](https://www.g2.com/products/brex/reviews) (4.8/5 with 1,576 reviews), and [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) (4.7/5 with 9,095 reviews). These alternatives lead in user satisfaction and offer comprehensive expense management features with strong usability and support.



### What features do alternatives offer that BILL Spend &amp; Expense... does not?

Alternatives to BILL Spend &amp; Expense offer features not present in BILL, including travel itinerary and flight status updates (Brex, Navan, SAP Concur, Spendesk, Expensify, Emburse Expense Professional, PEX, Emburse Spend), invoice creation and delivery (Navan, SAP Concur, Spendesk, Expensify), and offline capabilities (Expensify, Emburse Spend).




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