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At a Glance
Market Segments
Small-Business (63.8% of reviews)
Small-Business (70.5% of reviews)
Entry-Level Pricing
$13.00 Per Month
$0 For businesses with turnover <50K USD per annum
Xero
Star Rating
(1,340)4.4 out of 5
Market Segments
Small-Business (63.8% of reviews)
Pros & Cons
Entry-Level Pricing
$13.00 Per Month
Free Trial is available
Browse all 3 pricing plansZoho Books
Star Rating
(285)4.4 out of 5
Market Segments
Small-Business (70.5% of reviews)
Pros & Cons
Entry-Level Pricing
$0 For businesses with turnover <50K USD per annum
Browse all 4 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- Users report that Xero excels in "Bank / Credit Card Integration" with a score of 8.7, making it easier for small businesses to manage their finances seamlessly. In contrast, Zoho Books, while still strong, has a slightly lower score of 8.4 in this area, indicating that users may find Xero's integration capabilities more robust.
- Reviewers mention that Zoho Books shines in "Ease of Use" with a score of 9.0, which suggests that new users may find it more intuitive compared to Xero's score of 8.7. This could be particularly beneficial for small businesses without dedicated accounting staff.
- G2 users highlight Xero's superior "Digital Invoices" feature, scoring 8.5, which allows for easy customization and delivery. Users on G2 have noted that this feature enhances their invoicing process significantly compared to Zoho Books' score of 8.2.
- Reviewers say that Zoho Books offers better "Recurring Billing" functionality, scoring 8.7, which is crucial for businesses with subscription models. Xero's score of 8.3 indicates that while it is effective, it may not be as user-friendly for managing recurring payments.
- Users report that Xero's "Quality of Support" is rated at 7.8, which some find lacking compared to Zoho Books' score of 8.3. This difference suggests that users may experience more responsive and helpful support with Zoho Books when issues arise.
- Users on G2 mention that Xero's "Expense Reports" feature, with a score of 7.9, could be improved, especially in "Smart Categorization" which scored 7.8. In contrast, Zoho Books has a higher score in this area, indicating a more efficient expense management process that users appreciate.
Pricing
Entry-Level Pricing
Xero
Starter / Early
$13.00
Per Month
Good for sole traders, new businesses, and the self-employed.
- Send quotes and 20 invoices
- Enter 5 bills
- Reconcile bank transactions
Zoho Books
FREE
$0
For businesses with turnover <50K USD per annum
- 1 User + 1 Accountant
- Manage Clients
- Manage Invoices (Up to 1,000)
Free Trial
Xero
Free Trial is available
Zoho Books
Free Trial is available
Ratings
Meets Requirements
8.8
1,092
8.8
247
Ease of Use
9.0
1,146
8.9
253
Ease of Setup
8.8
839
8.7
129
Ease of Admin
8.7
344
9.0
105
Quality of Support
8.4
1,022
8.3
237
Has the product been a good partner in doing business?
8.5
340
8.9
104
Product Direction (% positive)
8.8
1,082
9.3
239
Features by Category
Expense Reports
8.7
247
Not enough data
8.9
248
Not enough data
8.5
238
Not enough data
8.5
240
Not enough data
8.4
230
Not enough data
8.4
225
Not enough data
8.8
233
Not enough data
Agentic AI - Expense Management
8.9
127
Not enough data
9.0
128
Not enough data
Travel Management
7.9
213
Not enough data
7.5
207
Not enough data
7.3
205
Not enough data
7.8
209
Not enough data
Client Invoicing
9.0
239
Not enough data
8.8
228
Not enough data
8.6
229
Not enough data
Mobile
8.4
228
Not enough data
7.8
206
Not enough data
7.5
202
Not enough data
Platform
8.3
192
Not enough data
8.3
195
Not enough data
Administration
8.5
188
Not enough data
Administration
8.5
228
Not enough data
8.5
228
Not enough data
8.3
225
Not enough data
8.2
215
Not enough data
8.6
233
Not enough data
Platform
8.8
243
Not enough data
8.6
218
Not enough data
8.3
209
Not enough data
9.0
233
Not enough data
8.4
217
Not enough data
6.1
189
Not enough data
General Ledger
8.7
756
|
Verified
8.6
140
|
Verified
8.4
718
|
Verified
8.2
128
8.6
729
|
Verified
8.4
138
|
Verified
Accounts Receivable
8.7
774
|
Verified
8.6
149
8.5
681
8.2
138
|
Verified
8.3
700
|
Verified
8.0
136
|
Verified
Accounts Payable
8.6
677
8.3
126
8.8
731
|
Verified
8.6
141
|
Verified
8.6
703
|
Verified
8.5
142
|
Verified
Other Functionality
8.1
638
8.0
127
|
Verified
8.1
641
8.0
129
|
Verified
8.3
629
|
Verified
7.8
127
|
Verified
8.1
661
|
Verified
8.1
131
|
Verified
8.5
690
|
Verified
8.0
127
9.0
748
|
Verified
8.5
138
|
Verified
8.4
670
|
Verified
7.9
121
8.5
673
8.4
130
|
Verified
Reporting & Analytics
8.9
767
|
Verified
8.7
144
|
Verified
8.7
745
|
Verified
8.4
133
|
Verified
8.5
662
|
Verified
8.2
129
|
Verified
8.8
760
|
Verified
8.6
147
|
Verified
Platform
8.4
706
|
Verified
8.2
138
|
Verified
8.4
686
8.2
139
|
Verified
8.7
736
|
Verified
8.8
143
|
Verified
8.4
645
|
Verified
8.4
128
|
Verified
8.9
742
|
Verified
8.8
142
|
Verified
8.7
699
|
Verified
8.5
139
|
Verified
Integration
8.7
718
|
Verified
8.5
135
|
Verified
8.7
640
8.1
132
8.6
672
|
Verified
8.3
128
|
Verified
Cash Flow
8.8
605
|
Verified
8.6
126
|
Verified
9.1
627
|
Verified
9.0
129
|
Verified
8.8
597
|
Verified
8.8
126
|
Verified
Budgeting & Forecasting
8.5
662
|
Verified
8.2
129
|
Verified
8.8
601
|
Verified
8.4
125
|
Verified
8.5
567
|
Verified
7.9
114
|
Verified
8.6
595
|
Verified
8.2
118
|
Verified
Revenue
8.8
617
|
Verified
8.6
120
|
Verified
8.7
607
|
Verified
8.6
116
|
Verified
8.5
576
|
Verified
8.1
115
|
Verified
Payroll
8.4
555
|
Verified
7.8
103
|
Verified
8.2
541
|
Verified
7.5
100
|
Verified
8.6
582
|
Verified
8.1
116
|
Verified
8.8
594
|
Verified
8.6
116
|
Verified
AI
8.4
425
7.2
18
8.9
427
7.9
19
8.8
427
8.0
19
8.6
425
7.0
18
8.6
423
7.8
18
8.3
420
7.5
18
9.1
426
8.0
19
8.9
425
7.9
18
8.8
419
7.0
19
8.6
420
7.2
18
Mobile Applications - Accounting
8.9
411
7.7
13
8.9
408
7.9
11
8.9
407
7.1
11
7.8
384
7.4
11
9.0
408
8.5
10
9.0
407
8.3
11
Agentic AI - Accounting
8.7
381
Not enough data
General Ledger
8.7
756
|
Verified
8.6
140
|
Verified
8.4
718
|
Verified
8.2
128
8.6
729
|
Verified
8.4
138
|
Verified
Accounts Receivable
8.7
774
|
Verified
8.6
149
8.5
681
8.2
138
|
Verified
8.3
700
|
Verified
8.0
136
|
Verified
Accounts Payable
8.6
677
8.3
126
8.8
731
|
Verified
8.6
141
|
Verified
8.6
703
|
Verified
8.5
142
|
Verified
Invoice Generation
8.7
244
Not enough data
9.0
244
Not enough data
9.0
239
Not enough data
Invoice Processing
8.7
236
Not enough data
8.7
236
Not enough data
8.5
234
Not enough data
9.0
243
Not enough data
Analytics
9.0
236
Not enough data
8.6
237
Not enough data
8.3
224
Not enough data
8.7
239
Not enough data
Integration
9.1
245
Not enough data
8.9
238
Not enough data
8.3
229
Not enough data
8.6
240
Not enough data
Agentic AI - Invoice Management
8.6
145
Not enough data
8.5
146
Not enough data
8.5
146
Not enough data
Multichannel inventory management
8.8
99
Not enough data
8.9
99
Not enough data
8.7
99
Not enough data
3PL inventory management
9.0
99
Not enough data
8.8
99
Not enough data
8.8
98
Not enough data
Inventory Management
9.0
99
Not enough data
8.9
99
Not enough data
8.9
97
Not enough data
8.8
98
Not enough data
9.2
98
Not enough data
Inventory Management Platform Features
9.1
103
Not enough data
9.2
104
Not enough data
8.9
103
Not enough data
8.9
101
Not enough data
8.9
101
Not enough data
9.1
105
Not enough data
9.0
103
Not enough data
9.2
102
Not enough data
9.3
104
Not enough data
9.3
104
Not enough data
Bill Generation
8.5
225
8.6
105
8.7
230
8.8
106
8.8
230
8.8
101
Bill Processing
8.3
222
8.6
106
8.5
222
8.4
101
8.7
225
8.8
110
Integration
8.9
235
9.0
110
8.7
228
8.9
107
8.1
217
8.5
97
Agentic AI - Billing
8.6
135
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
Xero and Zoho Books are categorized as Billing and Accounting
Unique Categories
Xero is categorized as Invoice Management, Inventory Control, Expense Management, and Nonprofit Accounting
Zoho Books has no unique categories
Reviews
Reviewers' Company Size
Xero
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Zoho Books
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Accounting
18.4%
Information Technology and Services
8.1%
Computer Software
6.3%
Marketing and Advertising
5.6%
Apparel & Fashion
5.2%
Other
56.3%
Accounting
15.3%
Information Technology and Services
14.9%
Marketing and Advertising
7.3%
Computer Software
7.3%
Education Management
2.5%
Other
52.7%
Alternatives
Discussions
What is Xero software used for?
3 Comments
BA
Bookkeeping and Accounting. Read more
Is XERO a good accounting software?
3 Comments
RB
Xerox is user-friendly accounting software. Read more
What is Xero used for?
3 Comments
MP
Accounting, bookkeeping, tax return, payroll, expenses management etc. For small or medium businessRead more
Are Zoho Books good?
2 Comments
DV
They are certainly amongst the top-tier !! They stand out in many ways. Very attractive and intuitive UI (web as native desktop and mobile), very stable...Read more
Is Zoho Books free?
2 Comments
MR
They have a free plan with different customer and revenue restrictions.Read more
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