# Xero vs Zoho Books Comparison
---
## AI Generated Summary
- **G2 reviewers report** that Xero excels in usability, particularly for users without an accounting background. One user highlighted that it offers the functionality of a top-tier small business accounting system, making it accessible for average business owners.
- **Users say** that Xero&#39;s automatic bank reconciliation feature is notably faster and more accurate than that of Zoho Books. Reviewers appreciate how it matches invoices and allows for easy transaction creation, which streamlines their accounting processes.
- **According to verified reviews** , Zoho Books is praised for its affordability and ease of use. Users find it particularly effective for day-to-day activities like invoicing and inventory management, which helps them maintain accurate records without the need for multiple platforms.
- **Reviewers mention** that while both products have similar star ratings, Xero&#39;s overall G2 Score is significantly higher, indicating greater user satisfaction. This is reflected in the volume of recent reviews, with Xero receiving 339 compared to Zoho Books&#39; 17, suggesting a more active user base.
- **Users highlight** that Zoho Books provides a well-connected interface for managing different segments of information, such as customers and invoices. This integration helps reduce the complexity of their workflows, making it easier to access necessary data.
- **G2 reviewers note** that while Xero has a slight edge in features like invoice customization and digital billing, Zoho Books shines in its user-friendly design, making it a solid choice for those prioritizing simplicity and cost-effectiveness in their accounting software.



| | Xero | Zoho Books | 
|---|---|---|
| **Star Rating** | 4.4 out of 5 | 4.4 out of 5 | 
| **Total Reviews** | 1,594 | 327 | 
| **Largest Market Segment** | Small-Business (71.4% of reviews) | Small-Business (72.3% of reviews) | 
| **Entry Level Price** | $13.00 Per Month | $0 For businesses with turnover &lt;50K USD per annum | 

---
## Top Pros & Cons

### Xero

Pros:
- Ease of Use (840 reviews)
- Invoice Management (363 reviews)

Cons:
- Missing Features (314 reviews)
- Limited Options (172 reviews)

### Zoho Books

Pros:
- Ease of Use (53 reviews)
- Invoice Management (27 reviews)

Cons:
- Missing Features (17 reviews)
- Poor Customer Support (12 reviews)

---
## Ratings Comparison
| Rating | Xero | Zoho Books | 
|---|---|---|
  | **Meets Requirements** | 8.7 (1244 reviews) | 8.8 (273 reviews) | 
  | **Ease of Use** | 8.9 (1284 reviews) | 8.9 (279 reviews) | 
  | **Ease of Setup** | 8.7 (968 reviews) | 8.7 (155 reviews) | 
  | **Ease of Admin** | 8.7 (409 reviews) | 9.0 (111 reviews) | 
  | **Quality of Support** | 8.3 (1149 reviews) | 8.3 (262 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.6 (403 reviews) | 9.0 (110 reviews) | 
  | **Product Direction (% positive)** | 8.7 (1213 reviews) | 9.2 (264 reviews) | 

---
## Pricing

### Xero

#### Entry-Level Pricing

Plan: Starter / Early

Price: $13.00 Per Month

Description: Good for sole traders, new businesses, and the self-employed.

Key Features:
- Send quotes and 20 invoices
- Enter 5 bills
- Reconcile bank transactions

[Browse all 3 editions](https://www.g2.com/products/xero/pricing)

#### Free Trial

Yes

### Zoho Books

#### Entry-Level Pricing

Plan: FREE

Price: $0 For businesses with turnover &lt;50K USD per annum

Key Features:
- 1 User + 1 Accountant
- Manage Clients
- Manage Invoices (Up to 1,000)

[Browse all 4 editions](https://www.g2.com/products/zoho-books/pricing)

#### Free Trial

Yes

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **Xero** | 8.1/10 | 355 |
| **Zoho Books** | N/A | N/A |

#### Expense Reports

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Ease of Creating Expense Reports** | 8.6 (219 reviews) | Not enough data | 
| **Bank / Credit Card Integration** | 8.8 (224 reviews) | Not enough data | 
| **Smart Categorization** | 8.4 (202 reviews) | Not enough data | 
| **Digital Receipt Management** | 8.5 (204 reviews) | Not enough data | 
| **Employee Reimbursement** | 8.3 (184 reviews) | Not enough data | 
| **Currency Conversions** | 8.1 (184 reviews) | Not enough data | 
| **Credit Card Integration** | 8.6 (198 reviews) | Not enough data | 

#### Agentic AI - Expense Management

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Autonomous Task Execution** | 8.9 (77 reviews) | Not enough data | 
| **Cross-system Integration** | 9.0 (78 reviews) | Not enough data | 

#### Travel Management

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Ease of Booking** | 7.4 (162 reviews) | Not enough data | 
| **Itinerary Management** | 6.9 (154 reviews) | Not enough data | 
| **Trip Notifications** | 6.6 (152 reviews) | Not enough data | 
| **Advanced Integrations** | 7.3 (158 reviews) | Not enough data | 

#### Client Invoicing

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Invoice Creation and Delivery** | 9.0 (207 reviews) | Not enough data | 
| **Electronic Payments** | 8.6 (185 reviews) | Not enough data | 
| **Project Accounting / Revenue Recognition** | 8.4 (185 reviews) | Not enough data | 

#### Generative AI - Expense Management

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | 

#### Mobile

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Receipt Capture** | 8.2 (184 reviews) | Not enough data | 
| **Mileage Tracking** | 7.3 (157 reviews) | Not enough data | 
| **Travel Itinerary and Flight Status Updates** | 6.9 (150 reviews) | Not enough data | 

#### Platform

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Embedded AI / Machine Learning** | 7.9 (143 reviews) | Not enough data | 
| **Complex Approval Workflow** | 7.9 (144 reviews) | Not enough data | 

#### Administration

| Feature | Xero | Zoho Books | 
|---|---|---|
| **PCI Regulation Compliant** | 8.2 (137 reviews) | Not enough data | 

#### Administration

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Business Tool Integration** | 8.3 (185 reviews) | Not enough data | 
| **Workflow** | 8.3 (180 reviews) | Not enough data | 
| **Automated Reminders** | 8.1 (177 reviews) | Not enough data | 
| **Policy Compliance Management** | 8.0 (166 reviews) | Not enough data | 
| **User, Role, and Access Management** | 8.5 (193 reviews) | Not enough data | 

#### Platform

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Reporting** | 8.8 (217 reviews) | Not enough data | 
| **APIs / Integration** | 8.3 (172 reviews) | Not enough data | 
| **Internationalization** | 8.1 (161 reviews) | Not enough data | 
| **Performance and Reliability** | 9.0 (193 reviews) | Not enough data | 
| **Mobile User Support** | 8.1 (176 reviews) | Not enough data | 
| **Offline** | 5.9 (147 reviews) | Not enough data | 

### Accounting

| Product | Score | Reviews |
|---|---|---|
| **Xero** | 8.3/10 | 1226 |
| **Zoho Books** | 8.2/10 | 185 |

#### General Ledger

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Journal Entries** | 8.5 (631 reviews) ✓ Verified | 8.6 (143 reviews) ✓ Verified | 
| **Tags / Dimensions** | 8.1 (575 reviews) ✓ Verified | 8.2 (130 reviews) | 
| **Audit Trail** | 8.4 (592 reviews) ✓ Verified | 8.4 (139 reviews) ✓ Verified | 

#### Accounts Receivable

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Invoice Customization** | 8.6 (661 reviews) ✓ Verified | 8.6 (153 reviews) | 
| **AR Automation** | 8.3 (558 reviews) | 8.2 (145 reviews) ✓ Verified | 
| **Collections Automation** | 8.0 (557 reviews) ✓ Verified | 8.0 (139 reviews) ✓ Verified | 

#### Accounts Payable

| Feature | Xero | Zoho Books | 
|---|---|---|
| **AP Automation** | 8.4 (538 reviews) | 8.3 (128 reviews) | 
| **Payment Processing** | 8.6 (621 reviews) ✓ Verified | 8.6 (144 reviews) ✓ Verified | 
| **Purchase Orders** | 8.4 (561 reviews) ✓ Verified | 8.6 (146 reviews) ✓ Verified | 

#### Other Functionality

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Inventory Tracking / Ordering** | 7.7 (498 reviews) | 8.1 (134 reviews) ✓ Verified | 
| **Inventory Pricing and Costing** | 7.7 (489 reviews) | 8.0 (133 reviews) ✓ Verified | 
| **Inventory Reporting** | 7.8 (475 reviews) ✓ Verified | 7.9 (130 reviews) ✓ Verified | 
| **Multi-Entity / Consolidation** | 7.6 (514 reviews) ✓ Verified | 8.2 (134 reviews) ✓ Verified | 
| **Recognition Rules** | 8.3 (542 reviews) ✓ Verified | 8.0 (129 reviews) | 
| **Reconciliations** | 8.9 (722 reviews) ✓ Verified | 8.5 (146 reviews) ✓ Verified | 
| **Payroll** | 8.0 (553 reviews) ✓ Verified | 7.9 (123 reviews) | 
| **Time and Expense** | 8.2 (535 reviews) | 8.4 (134 reviews) ✓ Verified | 

#### Reporting &amp; Analytics

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Financial Statements** | 8.9 (715 reviews) ✓ Verified | 8.7 (152 reviews) ✓ Verified | 
| **Custom Reporting** | 8.4 (648 reviews) ✓ Verified | 8.4 (139 reviews) ✓ Verified | 
| **Budgeting / Forecasting** | 8.2 (527 reviews) ✓ Verified | 8.2 (132 reviews) ✓ Verified | 
| **Dashboards** | 8.7 (659 reviews) ✓ Verified | 8.6 (152 reviews) ✓ Verified | 

#### Platform

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Customization** | 8.1 (587 reviews) ✓ Verified | 8.2 (146 reviews) ✓ Verified | 
| **Workflow Capability** | 8.1 (542 reviews) | 8.2 (144 reviews) ✓ Verified | 
| **User, Role, and Access Management** | 8.5 (606 reviews) ✓ Verified | 8.8 (146 reviews) ✓ Verified | 
| **Internationalization** | 8.1 (502 reviews) ✓ Verified | 8.4 (130 reviews) ✓ Verified | 
| **Performance and Reliability** | 8.8 (676 reviews) ✓ Verified | 8.8 (151 reviews) ✓ Verified | 
| **Output Document Generation** | 8.5 (548 reviews) ✓ Verified | 8.5 (141 reviews) ✓ Verified | 

#### Integration

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Data Import and Export Tools** | 8.5 (590 reviews) ✓ Verified | 8.6 (139 reviews) ✓ Verified | 
| **Integration APIs** | 8.5 (538 reviews) | 8.1 (140 reviews) | 
| **Breadth of Partner Applications** | 8.4 (579 reviews) ✓ Verified | 8.3 (132 reviews) ✓ Verified | 

#### Cash Flow

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Track Cash Flow** | 8.6 (496 reviews) ✓ Verified | 8.6 (128 reviews) ✓ Verified | 
| **Income and Expenses** | 9.0 (486 reviews) ✓ Verified | 9.0 (132 reviews) ✓ Verified | 
| **File Exports** | 8.6 (446 reviews) ✓ Verified | 8.8 (129 reviews) ✓ Verified | 

#### Budgeting &amp; Forecasting

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Budgeting / Forecasting** | 8.2 (527 reviews) ✓ Verified | 8.2 (132 reviews) ✓ Verified | 
| **Data Import** | 8.5 (450 reviews) ✓ Verified | 8.4 (127 reviews) ✓ Verified | 
| **Versioning** | 8.2 (412 reviews) ✓ Verified | 7.9 (116 reviews) ✓ Verified | 
| **Historical Data** | 8.4 (443 reviews) ✓ Verified | 8.2 (120 reviews) ✓ Verified | 

#### Revenue

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Revenue Types** | 8.6 (467 reviews) ✓ Verified | 8.6 (123 reviews) ✓ Verified | 
| **Revenue Allocation** | 8.5 (451 reviews) ✓ Verified | 8.6 (118 reviews) ✓ Verified | 
| **Scheduling** | 8.1 (419 reviews) ✓ Verified | 8.1 (117 reviews) ✓ Verified | 

#### Payroll

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Direct Deposit** | 8.0 (403 reviews) ✓ Verified | 7.8 (104 reviews) ✓ Verified | 
| **Check/W-2 Printing** | 7.8 (390 reviews) ✓ Verified | 7.5 (101 reviews) ✓ Verified | 
| **Tax Calculation** | 8.3 (436 reviews) ✓ Verified | 8.1 (119 reviews) ✓ Verified | 
| **Reporting and Dashboards** | 8.6 (447 reviews) ✓ Verified | 8.6 (118 reviews) ✓ Verified | 

#### AI

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Data Extraction** | 8.0 (278 reviews) | 7.4 (19 reviews) | 
| **Invoice Processing** | 8.4 (273 reviews) | 8.0 (20 reviews) | 
| **Expense Management** | 8.3 (276 reviews) | 8.1 (20 reviews) | 
| **Fraud Detection** | 8.1 (273 reviews) | 7.2 (19 reviews) | 
| **Tax Compliance** | 8.2 (273 reviews) | 7.9 (19 reviews) | 
| **Support Chatbots** | 7.8 (273 reviews) | 7.6 (19 reviews) | 
| **Bank Reconciliations** | 8.7 (291 reviews) | 8.1 (20 reviews) | 
| **Report Generation** | 8.5 (278 reviews) | 8.0 (19 reviews) | 
| **Customizable Alerts** | 8.3 (268 reviews) | 7.2 (20 reviews) | 
| **Predictive Analytics** | 8.2 (271 reviews) | 7.5 (20 reviews) | 

#### Mobile Applications - Accounting

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Cloud Integration** | 8.6 (281 reviews) | 8.1 (16 reviews) | 
| **Notifications** | 8.4 (258 reviews) | 8.1 (12 reviews) | 
| **UI** | 8.5 (295 reviews) | 7.1 (18 reviews) | 
| **Offline** | 7.1 (243 reviews) | 7.6 (12 reviews) | 
| **Expense Tracking** | 8.6 (262 reviews) | 8.8 (12 reviews) | 
| **Invoice Management** | 8.7 (272 reviews) | 8.8 (15 reviews) | 

#### Agentic AI - Accounting

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Autonomous Task Execution** | 8.2 (230 reviews) | Not enough data | 

### Nonprofit Accounting

| Product | Score | Reviews |
|---|---|---|
| **Xero** | 8.7/10 | 1042 |
| **Zoho Books** | N/A | N/A |

#### General Ledger

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Journal Entries** | 8.5 (631 reviews) ✓ Verified | 8.6 (143 reviews) ✓ Verified | 
| **Tags / Dimensions** | 8.1 (575 reviews) ✓ Verified | 8.2 (130 reviews) | 
| **Audit Trail** | 8.4 (592 reviews) ✓ Verified | 8.4 (139 reviews) ✓ Verified | 

#### Accounts Receivable

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Invoice Customization** | 8.6 (661 reviews) ✓ Verified | 8.6 (153 reviews) | 
| **AR Automation** | 8.3 (558 reviews) | 8.2 (145 reviews) ✓ Verified | 
| **Collections Automation** | 8.0 (557 reviews) ✓ Verified | 8.0 (139 reviews) ✓ Verified | 

#### Accounts Payable

| Feature | Xero | Zoho Books | 
|---|---|---|
| **AP Automation** | 8.4 (538 reviews) | 8.3 (128 reviews) | 
| **Payment Processing** | 8.6 (621 reviews) ✓ Verified | 8.6 (144 reviews) ✓ Verified | 
| **Purchase Orders** | 8.4 (561 reviews) ✓ Verified | 8.6 (146 reviews) ✓ Verified | 

### Invoice Management

| Product | Score | Reviews |
|---|---|---|
| **Xero** | 8.6/10 | 324 |
| **Zoho Books** | N/A | N/A |

#### Invoice Generation

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Templates** | 8.3 (207 reviews) | Not enough data | 
| **Digital Invoices** | 9.0 (208 reviews) | Not enough data | 
| **Recurring Invoices** | 9.0 (202 reviews) | Not enough data | 

#### Invoice Processing

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Approvals** | 8.6 (199 reviews) | Not enough data | 
| **Batch Processing** | 8.5 (198 reviews) | Not enough data | 
| **Consolidation** | 8.3 (194 reviews) | Not enough data | 
| **Match Invoices** | 8.9 (205 reviews) | Not enough data | 

#### Analytics

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Due Dates** | 9.0 (204 reviews) | Not enough data | 
| **Cashflow** | 8.6 (203 reviews) | Not enough data | 
| **KPIs** | 8.1 (186 reviews) | Not enough data | 
| **Payment Tracking** | 8.7 (201 reviews) | Not enough data | 

#### Integration

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Accounting** | 9.0 (210 reviews) | Not enough data | 
| **Payments** | 8.7 (206 reviews) | Not enough data | 
| **ERP** | 8.0 (187 reviews) | Not enough data | 
| **Account Sync** | 8.5 (205 reviews) | Not enough data | 

#### Agentic AI - Invoice Management

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Cross-system Integration** | 8.3 (108 reviews) | Not enough data | 
| **Adaptive Learning** | 8.3 (109 reviews) | Not enough data | 
| **Proactive Assistance** | 8.1 (110 reviews) | Not enough data | 

### Inventory Control

| Product | Score | Reviews |
|---|---|---|
| **Xero** | 9.0/10 | 137 |
| **Zoho Books** | N/A | N/A |

#### Multichannel inventory management

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Warehouse Inventory Transfer** | 8.7 (74 reviews) | Not enough data | 
| **Multichannel Inventory Syncing** | 8.8 (74 reviews) | Not enough data | 
| **Multi-Warehouse Routing** | 8.6 (74 reviews) | Not enough data | 

#### 3PL inventory management

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Client management** | 9.0 (75 reviews) | Not enough data | 
| **Marketplace connections** | 8.8 (74 reviews) | Not enough data | 
| **3PL inventory tracking** | 8.8 (73 reviews) | Not enough data | 

#### Inventory Management

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Inventory Tracking** | 9.1 (76 reviews) | Not enough data | 
| **Inventory Costing** | 8.9 (75 reviews) | Not enough data | 
| **Product Master** | 8.9 (73 reviews) | Not enough data | 
| **Inventory Forecasting** | 8.9 (73 reviews) | Not enough data | 
| **Integrations** | 9.2 (74 reviews) | Not enough data | 

#### Inventory Management Platform Features

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Centralized Inventory Database** | 9.1 (77 reviews) | Not enough data | 
| **Inventory Level Dashboards** | 9.1 (78 reviews) | Not enough data | 
| **Stock History Reporting** | 8.9 (79 reviews) | Not enough data | 
| **Low Stock Notifications** | 8.6 (75 reviews) | Not enough data | 
| **Bundles, Kits, &amp; Variants** | 8.8 (75 reviews) | Not enough data | 
| **Asset Tracking** | 9.1 (78 reviews) | Not enough data | 
| **Inventory Forecasting** | 8.9 (76 reviews) | Not enough data | 
| **eCommerce Integrations** | 9.2 (73 reviews) | Not enough data | 
| **Accounting Integrations** | 9.3 (77 reviews) | Not enough data | 
| **Data Exporting / Importing** | 9.4 (77 reviews) | Not enough data | 

### Billing

| Product | Score | Reviews |
|---|---|---|
| **Xero** | 8.4/10 | 291 |
| **Zoho Books** | 8.7/10 | 120 |

#### Bill Generation

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Templates** | 8.3 (197 reviews) | 8.6 (106 reviews) | 
| **Digital Billing** | 8.7 (198 reviews) | 8.8 (107 reviews) | 
| **Recurring Billing** | 8.7 (201 reviews) | 8.8 (102 reviews) | 

#### Bill Processing

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Consolidation** | 8.1 (192 reviews) | 8.6 (107 reviews) | 
| **Batch Invoicing** | 8.4 (193 reviews) | 8.4 (102 reviews) | 
| **Management** | 8.6 (195 reviews) | 8.8 (111 reviews) | 

#### Integration

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Accounting** | 8.8 (205 reviews) | 9.0 (111 reviews) | 
| **Payments** | 8.6 (200 reviews) | 8.9 (108 reviews) | 
| **ERP** | 7.9 (183 reviews) | 8.6 (98 reviews) | 

#### Agentic AI - Billing

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Autonomous Task Execution** | 8.3 (105 reviews) | Not enough data | 

### Sales Tax and VAT Compliance

| Product | Score | Reviews |
|---|---|---|
| **Xero** | N/A | N/A |
| **Zoho Books** | N/A | N/A |

#### Tracking

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Sales Tax** | Not enough data | Not enough data | 
| **VAT** | Not enough data | Not enough data | 
| **GST** | Not enough data | Not enough data | 
| **Exemptions** | Not enough data | Not enough data | 
| **Adjustments** | Not enough data | Not enough data | 
| **Localization** | Not enough data | Not enough data | 

#### Integrations

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Integrations** | Not enough data | Not enough data | 

#### Remittance

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Returns** | Not enough data | Not enough data | 
| **Notifications** | Not enough data | Not enough data | 
| **Global/Cross Borders** | Not enough data | Not enough data | 
| **Analytics** | Not enough data | Not enough data | 

#### Agentic AI - Sales Tax and VAT Compliance

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 
| **Natural Language Interaction** | Not enough data | Not enough data | 

### Accounting &amp; Finance

| Product | Score | Reviews |
|---|---|---|
| **Xero** | N/A | N/A |
| **Zoho Books** | N/A | N/A |

#### Agentic AI - Accounting &amp; Finance

| Feature | Xero | Zoho Books | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (2):** [Billing Software](https://www.g2.com/categories/billing), [Accounting Software](https://www.g2.com/categories/accounting)

**Unique to Xero (4):** [Invoice Management Software](https://www.g2.com/categories/invoice-management), [Inventory Control Software](https://www.g2.com/categories/inventory-control-software), [Expense Management Software](https://www.g2.com/categories/expense-management), [Nonprofit Accounting Software](https://www.g2.com/categories/nonprofit-accounting-software)

**Unique to Zoho Books (1):** [Sales Tax and VAT Compliance Software](https://www.g2.com/categories/sales-tax-and-vat-compliance)


---
## Reviewer Demographics

### By Company Size

| Segment | Xero | Zoho Books | 
|---|---|---|
| **Small-Business** | 71.4% | 72.3% | 
| **Mid-Market** | 23.8% | 22.8% | 
| **Enterprise** | 4.8% | 4.8% | 

### By Industry

#### Xero

- **Accounting:** 21.6%
- **Information Technology and Services:** 8.8%
- **Computer Software:** 6.6%
- **Marketing and Advertising:** 5.1%
- **Consulting:** 3.6%
- **Construction:** 3.5%
- **Financial Services:** 3.1%
- **Retail:** 3.1%
- **Health, Wellness and Fitness:** 2.1%
- **Real Estate:** 1.9%
- **Other:** 40.6%

#### Zoho Books

- **Accounting:** 16.3%
- **Information Technology and Services:** 14.6%
- **Computer Software:** 7.3%
- **Marketing and Advertising:** 7.0%
- **Education Management:** 2.3%
- **Retail:** 2.3%
- **Staffing and Recruiting:** 2.0%
- **Consumer Goods:** 1.7%
- **Apparel &amp; Fashion:** 1.7%
- **Consulting:** 1.7%
- **Other:** 43.2%

---
## Alternatives

### Alternatives to Xero

- [NetSuite](https://www.g2.com/products/netsuite/reviews) — 4.1/5 stars (4775 reviews)
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- [SAP ECC](https://www.g2.com/products/sap-ecc/reviews) — 4.2/5 stars (941 reviews)

### Alternatives to Zoho Books

- [FreshBooks](https://www.g2.com/products/freshbooks/reviews) — 4.5/5 stars (974 reviews)
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- [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews) — 4.0/5 stars (3825 reviews)
- [QuickBooks Desktop Pro](https://www.g2.com/products/quickbooks-desktop-pro/reviews) — 4.3/5 stars (1765 reviews)
- [Sage Intacct](https://www.g2.com/products/sage-intacct/reviews) — 4.3/5 stars (4208 reviews)
- [TallyPrime](https://www.g2.com/products/tallyprime/reviews) — 4.5/5 stars (295 reviews)
- [NetSuite](https://www.g2.com/products/netsuite/reviews) — 4.1/5 stars (4775 reviews)
- [Odoo ERP](https://www.g2.com/products/odoo-odoo-erp/reviews) — 4.2/5 stars (349 reviews)
- [Microsoft Dynamics 365 Business Central](https://www.g2.com/products/microsoft-microsoft-dynamics-365-business-central/reviews) — 4.0/5 stars (903 reviews)
- [Odoo Accounting](https://www.g2.com/products/odoo-accounting/reviews) — 4.3/5 stars (76 reviews)

---
## Top Discussions

### Xero

- Title: [What is Xero used for?](https://www.g2.com/discussions/what-is-xero-used-for) — 3 comments
  > **Top comment:** "Accounting, bookkeeping, tax return, payroll, expenses management etc. For small or medium business"
- Title: [Is XERO a good accounting software?](https://www.g2.com/discussions/is-xero-a-good-accounting-software) — 3 comments
  > **Top comment:** "Yep - especially with the upgrade to forecast cash flow"
- Title: [What is Xero software used for?](https://www.g2.com/discussions/what-is-xero-software-used-for) — 3 comments
  > **Top comment:** "Accounting and invoicing needs"
- Title: [Is Xero easy to use?](https://www.g2.com/discussions/is-xero-easy-to-use) — 2 comments, 1 upvote
  > **Top comment:** "Yes, it is easy to use."
- Title: [What are the new features in Xero?](https://www.g2.com/discussions/what-are-the-new-features-in-xero) — 2 comments, 1 upvote
  > **Top comment:** "Do you need reviews on this G2 website too? I have reviewed the website here before. And approved review 100% madniawais189@gmail.com"

### Zoho Books

- Title: [What is Zoho Books used for?](https://www.g2.com/discussions/zoho-books-what-is-zoho-books-used-for) — 4 comments
  > **Top comment:** "Online Accounting and Books"
- Title: [Is Zoho Books free?](https://www.g2.com/discussions/is-zoho-books-free) — 2 comments
  > **Top comment:** "They have a free plan with different customer and revenue restrictions."
- Title: [Are Zoho Books good?](https://www.g2.com/discussions/are-zoho-books-good) — 2 comments, 1 upvote
  > **Top comment:** "They are certainly amongst the top-tier !! They stand out in many ways. Very attractive and intuitive UI (web as native desktop and mobile), very stable..."
- Title: [What is Zoho Books used for?](https://www.g2.com/discussions/what-is-zoho-books-used-for) — 2 comments
  > **Top comment:** "Accounting purposes."
- Title: [How to use Zoho books dashboard effectively??](https://www.g2.com/discussions/how-to-use-zoho-books-dashboard-effectively) — 1 comment, 1 upvote
  > **Top comment:** "Understand the bar diagram of monthly income and expenses to analyse the company performance monthly "

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**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/xero-vs-zoho-books)

