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Compare Xero and Zoho Books 
Featured Products
At a Glance
Market Segments
Small-Business (69.3% of reviews)
Small-Business (70.6% of reviews)
Entry-Level Pricing
$13.00 Per Month
$0 For businesses with turnover <50K USD per annum
Xero
Star Rating
(1,313)4.4 out of 5
Market Segments
Small-Business (69.3% of reviews)
Pros & Cons
Entry-Level Pricing
$13.00 Per Month
Free Trial is available
Browse all 3 pricing plansZoho Books
Star Rating
(292)4.4 out of 5
Market Segments
Small-Business (70.6% of reviews)
Pros & Cons
Entry-Level Pricing
$0 For businesses with turnover <50K USD per annum
Browse all 4 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that Xero excels in overall user satisfaction, reflected in its high G2 Score of 93.82. Users appreciate its intuitive interface and the simplicity of managing accounting tasks, with one reviewer noting the ease of reconciling payments and receipts.
- According to verified reviews, Zoho Books is particularly favored by small business owners for its user-friendly dashboard and the ability to create professional invoices quickly. Users highlight how it saves time and keeps everything organized, making it a solid choice for freelancers.
- Reviewers mention that Xero's implementation process is notably smooth, with many users praising the easy setup that allows teams to get started quickly. This contrasts with Zoho Books, where some users feel that while it is easy to record transactions, the initial setup can be less straightforward.
- Users say that Xero's reporting capabilities are robust, with features that allow for detailed financial insights. Reviewers appreciate the customizable reports and dashboards, which enhance their ability to track cash flow effectively.
- G2 reviewers highlight that while both products offer solid support, Xero's quality of support is slightly lower than Zoho Books, with users noting that Zoho's support is responsive and helpful, particularly for small businesses navigating accounting challenges.
- According to recent feedback, Xero's focus on simplicity and effectiveness in accounting tasks is a major draw, while Zoho Books shines in its multi-currency support and ease of understanding reports, making it a great option for businesses dealing with international clients.
Pricing
Entry-Level Pricing
Xero
Starter / Early
$13.00
Per Month
Good for sole traders, new businesses, and the self-employed.
- Send quotes and 20 invoices
- Enter 5 bills
- Reconcile bank transactions
Zoho Books
FREE
$0
For businesses with turnover <50K USD per annum
- 1 User + 1 Accountant
- Manage Clients
- Manage Invoices (Up to 1,000)
Free Trial
Xero
Free Trial is available
Zoho Books
Free Trial is available
Ratings
Meets Requirements
8.7
1,054
8.8
251
Ease of Use
8.9
1,109
8.9
257
Ease of Setup
8.7
802
8.7
133
Ease of Admin
8.7
369
9.0
106
Quality of Support
8.3
981
8.3
240
Has the product been a good partner in doing business?
8.6
364
9.0
105
Product Direction (% positive)
8.7
1,043
9.3
243
Features by Category
Expense Reports
8.7
235
Not enough data
8.9
234
Not enough data
8.5
219
Not enough data
8.5
221
Not enough data
8.4
210
Not enough data
8.3
206
Not enough data
8.7
218
Not enough data
Agentic AI - Expense Management
8.9
106
Not enough data
9.1
107
Not enough data
Travel Management
7.8
193
Not enough data
7.3
186
Not enough data
7.1
184
Not enough data
7.6
188
Not enough data
Client Invoicing
9.0
222
Not enough data
8.7
209
Not enough data
8.6
208
Not enough data
Mobile
8.3
209
Not enough data
7.7
186
Not enough data
7.3
182
Not enough data
Platform
8.2
172
Not enough data
8.2
175
Not enough data
Administration
8.4
168
Not enough data
Administration
8.4
209
Not enough data
8.4
208
Not enough data
8.2
205
Not enough data
8.1
195
Not enough data
8.6
215
Not enough data
Platform
8.9
230
Not enough data
8.5
197
Not enough data
8.3
188
Not enough data
9.1
217
Not enough data
8.4
199
Not enough data
5.8
170
Not enough data
General Ledger
8.6
677
|
Verified
8.6
141
|
Verified
8.2
634
|
Verified
8.2
129
8.5
648
|
Verified
8.4
139
|
Verified
Accounts Receivable
8.7
698
|
Verified
8.6
151
8.3
599
8.2
139
|
Verified
8.2
614
|
Verified
8.0
137
|
Verified
Accounts Payable
8.5
594
8.3
127
8.7
650
|
Verified
8.6
142
|
Verified
8.5
621
|
Verified
8.6
143
|
Verified
Other Functionality
7.9
554
8.0
129
|
Verified
7.9
553
8.0
130
|
Verified
8.0
540
|
Verified
7.9
128
|
Verified
7.8
573
|
Verified
8.2
132
|
Verified
8.4
604
|
Verified
8.0
128
8.9
675
|
Verified
8.5
140
|
Verified
8.2
588
|
Verified
7.9
122
8.4
590
8.4
131
|
Verified
Reporting & Analytics
8.8
692
|
Verified
8.7
145
|
Verified
8.6
667
|
Verified
8.4
134
|
Verified
8.4
578
|
Verified
8.2
130
|
Verified
8.7
682
|
Verified
8.6
148
|
Verified
Platform
8.3
628
|
Verified
8.3
139
|
Verified
8.2
600
8.2
141
|
Verified
8.6
656
|
Verified
8.8
144
|
Verified
8.2
558
|
Verified
8.4
129
|
Verified
8.8
665
|
Verified
8.8
144
|
Verified
8.6
612
|
Verified
8.5
140
|
Verified
Integration
8.6
633
|
Verified
8.6
137
|
Verified
8.6
559
8.1
133
8.4
589
|
Verified
8.3
129
|
Verified
Cash Flow
8.7
525
|
Verified
8.6
127
|
Verified
9.0
545
|
Verified
9.0
131
|
Verified
8.7
512
|
Verified
8.8
128
|
Verified
Budgeting & Forecasting
8.4
578
|
Verified
8.2
130
|
Verified
8.6
515
|
Verified
8.4
126
|
Verified
8.3
479
|
Verified
7.9
115
|
Verified
8.5
508
|
Verified
8.2
119
|
Verified
Revenue
8.7
533
|
Verified
8.6
121
|
Verified
8.6
519
|
Verified
8.6
117
|
Verified
8.3
487
|
Verified
8.1
116
|
Verified
Payroll
8.2
466
|
Verified
7.8
104
|
Verified
7.9
452
|
Verified
7.5
101
|
Verified
8.4
494
|
Verified
8.1
118
|
Verified
8.8
508
|
Verified
8.6
117
|
Verified
AI
8.2
340
7.2
18
8.7
340
7.9
19
8.6
340
8.0
19
8.4
338
7.0
18
8.4
336
7.8
18
8.0
335
7.5
18
8.9
343
8.0
19
8.7
341
7.9
18
8.6
332
7.0
19
8.3
333
7.2
18
Mobile Applications - Accounting
8.7
330
7.7
13
8.7
320
7.9
11
8.7
329
6.9
12
7.2
298
7.4
11
8.8
323
8.5
10
8.9
323
8.3
11
Agentic AI - Accounting
8.4
297
Not enough data
General Ledger
8.6
677
|
Verified
8.6
141
|
Verified
8.2
634
|
Verified
8.2
129
8.5
648
|
Verified
8.4
139
|
Verified
Accounts Receivable
8.7
698
|
Verified
8.6
151
8.3
599
8.2
139
|
Verified
8.2
614
|
Verified
8.0
137
|
Verified
Accounts Payable
8.5
594
8.3
127
8.7
650
|
Verified
8.6
142
|
Verified
8.5
621
|
Verified
8.6
143
|
Verified
Invoice Generation
8.7
231
Not enough data
9.0
230
Not enough data
9.0
225
Not enough data
Invoice Processing
8.7
223
Not enough data
8.7
222
Not enough data
8.4
220
Not enough data
9.0
230
Not enough data
Analytics
9.0
222
Not enough data
8.6
223
Not enough data
8.3
210
Not enough data
8.8
225
Not enough data
Integration
9.1
234
Not enough data
8.9
227
Not enough data
8.2
216
Not enough data
8.6
227
Not enough data
Agentic AI - Invoice Management
8.5
131
Not enough data
8.5
132
Not enough data
8.5
133
Not enough data
Multichannel inventory management
8.8
87
Not enough data
8.9
87
Not enough data
8.6
87
Not enough data
3PL inventory management
9.0
87
Not enough data
8.9
87
Not enough data
8.8
86
Not enough data
Inventory Management
9.1
88
Not enough data
8.9
87
Not enough data
8.9
85
Not enough data
8.8
86
Not enough data
9.3
86
Not enough data
Inventory Management Platform Features
9.1
92
Not enough data
9.2
93
Not enough data
8.9
92
Not enough data
8.9
89
Not enough data
8.9
89
Not enough data
9.2
93
Not enough data
9.0
91
Not enough data
9.3
90
Not enough data
9.4
92
Not enough data
9.4
92
Not enough data
Bill Generation
8.5
212
8.6
105
8.8
216
8.8
106
8.8
217
8.8
101
Bill Processing
8.3
208
8.6
106
8.5
209
8.4
101
8.7
212
8.8
110
Integration
8.9
221
9.0
110
8.7
215
8.9
107
8.1
203
8.5
97
Agentic AI - Billing
8.6
122
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
Xero and Zoho Books are categorized as Billing and Accounting
Unique Categories
Xero is categorized as Invoice Management, Inventory Control, Expense Management, and Nonprofit Accounting
Zoho Books has no unique categories
Reviews
Reviewers' Company Size
Xero
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Zoho Books
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Accounting
20.1%
Information Technology and Services
8.3%
Computer Software
6.8%
Marketing and Advertising
5.9%
Construction
3.2%
Other
55.8%
Accounting
16.1%
Information Technology and Services
14.7%
Marketing and Advertising
7.2%
Computer Software
7.2%
Retail
2.5%
Other
52.3%
Alternatives
Discussions
What is Xero software used for?
3 Comments
BA
Bookkeeping and Accounting. Read more
Is XERO a good accounting software?
3 Comments
RB
Xerox is user-friendly accounting software. Read more
What is Xero used for?
3 Comments
MP
Accounting, bookkeeping, tax return, payroll, expenses management etc. For small or medium businessRead more
Are Zoho Books good?
2 Comments
DV
They are certainly amongst the top-tier !! They stand out in many ways. Very attractive and intuitive UI (web as native desktop and mobile), very stable...Read more
Is Zoho Books free?
2 Comments
MR
They have a free plan with different customer and revenue restrictions.Read more
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