Compare Xero and Zoho Books
Featured Products
At a Glance
Market Segments
Small-Business (69.9% of reviews)
Small-Business (72.1% of reviews)
Entry-Level Pricing
$13.00 Per Month
$0 For businesses with turnover <50K USD per annum
Xero
Star Rating
(1,595)4.4 out of 5
Market Segments
Small-Business (69.9% of reviews)
Pros & Cons
Entry-Level Pricing
$13.00 Per Month
Free Trial is available
Browse all 3 pricing plans
Zoho Books
Star Rating
(324)4.4 out of 5
Market Segments
Small-Business (72.1% of reviews)
Pros & Cons
Entry-Level Pricing
$0 For businesses with turnover <50K USD per annum
Browse all 4 pricing plans
Summary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that Xero excels in usability, particularly for users without an accounting background. One user highlighted that it offers the functionality of a top-tier small business accounting system, making it accessible for average business owners.
- Users say that Xero's automatic bank reconciliation feature is notably faster and more accurate than that of Zoho Books. Reviewers appreciate how it matches invoices and allows for easy transaction creation, which streamlines their accounting processes.
- According to verified reviews, Zoho Books is praised for its affordability and ease of use. Users find it particularly effective for day-to-day activities like invoicing and inventory management, which helps them maintain accurate records without the need for multiple platforms.
- Reviewers mention that while both products have similar star ratings, Xero's overall G2 Score is significantly higher, indicating greater user satisfaction. This is reflected in the volume of recent reviews, with Xero receiving 339 compared to Zoho Books' 17, suggesting a more active user base.
- Users highlight that Zoho Books provides a well-connected interface for managing different segments of information, such as customers and invoices. This integration helps reduce the complexity of their workflows, making it easier to access necessary data.
- G2 reviewers note that while Xero has a slight edge in features like invoice customization and digital billing, Zoho Books shines in its user-friendly design, making it a solid choice for those prioritizing simplicity and cost-effectiveness in their accounting software.
Pricing
Entry-Level Pricing
Xero
Starter / Early
$13.00
Per Month
Good for sole traders, new businesses, and the self-employed.
- Send quotes and 20 invoices
- Enter 5 bills
- Reconcile bank transactions
Zoho Books
FREE
$0
For businesses with turnover <50K USD per annum
- 1 User + 1 Accountant
- Manage Clients
- Manage Invoices (Up to 1,000)
Free Trial
Xero
Free Trial is available
Zoho Books
Free Trial is available
Ratings
Meets Requirements
8.7
1,259
8.8
271
Ease of Use
9.0
1,299
8.9
277
Ease of Setup
8.8
985
8.7
153
Ease of Admin
8.7
408
9.0
111
Quality of Support
8.4
1,165
8.3
260
Has the product been a good partner in doing business?
8.6
402
9.0
110
Product Direction (% positive)
8.7
1,232
9.2
262
Features by Category
Expense Reports
8.6
221
Not enough data
8.8
226
Not enough data
8.4
203
Not enough data
8.5
204
Not enough data
8.3
186
Not enough data
8.2
187
Not enough data
8.6
200
Not enough data
Agentic AI - Expense Management
8.9
82
Not enough data
9.0
82
Not enough data
Travel Management
7.5
165
Not enough data
7.0
158
Not enough data
6.7
156
Not enough data
7.4
161
Not enough data
Client Invoicing
9.0
208
Not enough data
8.6
187
Not enough data
8.4
187
Not enough data
Generative AI - Expense Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Mobile
8.2
186
Not enough data
7.4
161
Not enough data
6.9
154
Not enough data
Platform
8.0
145
Not enough data
8.0
147
Not enough data
Administration
8.3
141
Not enough data
Administration
8.3
188
Not enough data
8.3
183
Not enough data
8.1
180
Not enough data
8.0
169
Not enough data
8.5
195
Not enough data
Platform
8.8
220
Not enough data
8.3
175
Not enough data
8.2
164
Not enough data
9.0
197
Not enough data
8.1
179
Not enough data
5.8
151
Not enough data
General Ledger
8.5
630
|
Verified
8.6
143
|
Verified
8.1
576
|
Verified
8.2
130
8.5
593
|
Verified
8.4
139
|
Verified
Accounts Receivable
8.6
661
|
Verified
8.6
153
8.3
561
8.2
144
|
Verified
8.0
562
|
Verified
8.0
139
|
Verified
Accounts Payable
8.4
542
8.3
128
8.7
621
|
Verified
8.6
143
|
Verified
8.4
563
|
Verified
8.6
146
|
Verified
Other Functionality
7.7
502
8.1
134
|
Verified
7.7
493
8.0
133
|
Verified
7.8
479
|
Verified
7.9
130
|
Verified
7.7
517
|
Verified
8.2
134
|
Verified
8.3
544
|
Verified
8.0
129
8.9
724
|
Verified
8.5
146
|
Verified
8.1
553
|
Verified
7.9
123
8.2
538
8.4
134
|
Verified
Reporting & Analytics
8.9
722
|
Verified
8.7
150
|
Verified
8.4
657
|
Verified
8.4
138
|
Verified
8.3
531
|
Verified
8.2
132
|
Verified
8.7
667
|
Verified
8.6
152
|
Verified
Platform
8.1
589
|
Verified
8.2
144
|
Verified
8.1
543
8.2
144
|
Verified
8.5
609
|
Verified
8.8
146
|
Verified
8.1
506
|
Verified
8.4
131
|
Verified
8.8
671
|
Verified
8.8
149
|
Verified
8.5
551
|
Verified
8.5
141
|
Verified
Integration
8.5
597
|
Verified
8.6
139
|
Verified
8.5
532
8.1
139
8.4
578
|
Verified
8.3
132
|
Verified
Cash Flow
8.7
505
|
Verified
8.6
129
|
Verified
9.0
491
|
Verified
9.0
133
|
Verified
8.6
450
|
Verified
8.8
129
|
Verified
Budgeting & Forecasting
8.3
531
|
Verified
8.2
132
|
Verified
8.5
454
|
Verified
8.4
127
|
Verified
8.2
415
|
Verified
7.9
116
|
Verified
8.4
446
|
Verified
8.2
120
|
Verified
Revenue
8.6
470
|
Verified
8.6
123
|
Verified
8.5
454
|
Verified
8.6
118
|
Verified
8.1
422
|
Verified
8.1
117
|
Verified
Payroll
8.1
407
|
Verified
7.8
104
|
Verified
7.8
394
|
Verified
7.5
101
|
Verified
8.3
440
|
Verified
8.1
119
|
Verified
8.6
449
|
Verified
8.6
118
|
Verified
AI
8.0
280
7.4
19
8.5
276
8.0
20
8.3
280
8.1
20
8.1
277
7.2
19
8.2
275
7.9
19
7.8
276
7.6
19
8.7
294
8.1
20
8.6
281
8.0
19
8.3
272
7.2
20
8.2
275
7.5
20
Mobile Applications - Accounting
8.6
283
8.0
15
8.4
261
8.1
12
8.6
297
7.1
18
7.1
247
7.6
12
8.6
265
8.8
12
8.7
272
8.7
14
Agentic AI - Accounting
8.2
234
Not enough data
General Ledger
8.5
630
|
Verified
8.6
143
|
Verified
8.1
576
|
Verified
8.2
130
8.5
593
|
Verified
8.4
139
|
Verified
Accounts Receivable
8.6
661
|
Verified
8.6
153
8.3
561
8.2
144
|
Verified
8.0
562
|
Verified
8.0
139
|
Verified
Accounts Payable
8.4
542
8.3
128
8.7
621
|
Verified
8.6
143
|
Verified
8.4
563
|
Verified
8.6
146
|
Verified
Invoice Generation
8.3
210
Not enough data
9.0
213
Not enough data
9.0
206
Not enough data
Invoice Processing
8.7
202
Not enough data
8.6
201
Not enough data
8.3
197
Not enough data
8.9
208
Not enough data
Analytics
9.0
206
Not enough data
8.6
206
Not enough data
8.2
189
Not enough data
8.7
205
Not enough data
Integration
9.0
214
Not enough data
8.8
208
Not enough data
8.1
190
Not enough data
8.5
208
Not enough data
Agentic AI - Invoice Management
8.4
113
Not enough data
8.4
114
Not enough data
8.1
115
Not enough data
Multichannel inventory management
8.8
78
Not enough data
8.9
78
Not enough data
8.7
78
Not enough data
3PL inventory management
9.1
78
Not enough data
8.9
78
Not enough data
8.9
77
Not enough data
Inventory Management
9.1
79
Not enough data
9.0
78
Not enough data
8.9
76
Not enough data
8.9
77
Not enough data
9.3
77
Not enough data
Inventory Management Platform Features
9.1
80
Not enough data
9.2
81
Not enough data
8.9
82
Not enough data
8.6
78
Not enough data
8.9
78
Not enough data
9.1
81
Not enough data
8.9
79
Not enough data
9.3
77
Not enough data
9.4
80
Not enough data
9.4
80
Not enough data
Bill Generation
8.3
200
8.6
106
8.7
203
8.8
107
8.8
205
8.8
102
Bill Processing
8.2
197
8.6
107
8.4
196
8.4
102
8.6
199
8.8
111
Integration
8.8
209
9.0
111
8.7
204
8.9
108
8.0
187
8.6
98
Agentic AI - Billing
8.3
109
Not enough data
Tracking
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Integrations
Not enough data
Not enough data
Remittance
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Sales Tax and VAT Compliance
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
Xero and Zoho Books are categorized as Billing and Accounting
Unique Categories
Xero is categorized as Invoice Management, Inventory Control, Expense Management, and Nonprofit Accounting
Zoho Books is categorized as Sales Tax and VAT Compliance
Reviews
Reviewers' Company Size
Xero
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Zoho Books
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Accounting
21.1%
Information Technology and Services
10.0%
Computer Software
6.6%
Marketing and Advertising
4.9%
Consulting
3.7%
Other
53.6%
Accounting
16.1%
Information Technology and Services
14.7%
Computer Software
7.4%
Marketing and Advertising
7.0%
Education Management
2.3%
Other
52.5%
Alternatives
Discussions
What is Xero used for?
3 Comments
MP
Accounting, bookkeeping, tax return, payroll, expenses management etc. For small or medium businessRead more
Is XERO a good accounting software?
3 Comments
HN
Yep - especially with the upgrade to forecast cash flowRead more
Is Zoho Books free?
2 Comments
MR
They have a free plan with different customer and revenue restrictions.Read more
Are Zoho Books good?
2 Comments
DV
They are certainly amongst the top-tier !! They stand out in many ways. Very attractive and intuitive UI (web as native desktop and mobile), very stable...Read more