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Compare Pilot and Xero 
Featured Products
At a Glance
Market Segments
Small-Business (97.0% of reviews)
Small-Business (69.5% of reviews)
Entry-Level Pricing
$199.00 Per Month
$13.00 Per Month
Pilot
Star Rating
(134)4.7 out of 5
Market Segments
Small-Business (97.0% of reviews)
Pros & Cons
Not enough data
Entry-Level Pricing
$199.00 Per Month
Browse all 3 pricing plansXero
Star Rating
(1,318)4.4 out of 5
Market Segments
Small-Business (69.5% of reviews)
Pros & Cons
Entry-Level Pricing
$13.00 Per Month
Free Trial is available
Browse all 3 pricing plansPricing
Entry-Level Pricing
Pilot
Pilot Essentials
$199.00
Per Month
For businesses that want clean, accurate books without the extras. Get monthly bookkeeping that keeps you tax-ready and compliant.
- Real-time visibility into your finances
- Monthly P&L and balance sheet based on your bank and credit card activity
- Year-end package for your tax preparer
Xero
Starter / Early
$13.00
Per Month
Good for sole traders, new businesses, and the self-employed.
- Send quotes and 20 invoices
- Enter 5 bills
- Reconcile bank transactions
Free Trial
Pilot
No trial information availableXero
Free Trial is available
Ratings
Meets Requirements
Not enough data
8.7
1,059
Ease of Use
Not enough data
8.9
1,112
Ease of Setup
Not enough data
8.6
805
Ease of Admin
Not enough data
8.7
372
Quality of Support
Not enough data
8.3
986
Quality of Work
9.4
123
Not enough data
Responsiveness
9.5
123
Not enough data
Expertise of Team
9.5
122
Not enough data
Execution Ability
9.4
122
Not enough data
Communication Skills
9.5
123
Not enough data
Professionalism
9.7
123
Not enough data
Has the product been a good partner in doing business?
9.5
125
8.6
367
Product Direction (% positive)
Not enough data
8.7
1,048
Features by Category
Planning
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Delivery
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Expense Reports
Not enough data
8.7
235
Not enough data
8.9
234
Not enough data
8.5
219
Not enough data
8.5
221
Not enough data
8.4
210
Not enough data
8.3
207
Not enough data
8.7
218
Agentic AI - Expense Management
Not enough data
8.9
106
Not enough data
9.1
107
Travel Management
Not enough data
7.8
193
Not enough data
7.3
186
Not enough data
7.1
184
Not enough data
7.6
188
Client Invoicing
Not enough data
9.1
223
Not enough data
8.7
209
Not enough data
8.6
208
Mobile
Not enough data
8.3
209
Not enough data
7.7
186
Not enough data
7.3
182
Platform
Not enough data
8.2
172
Not enough data
8.2
175
Administration
Not enough data
8.4
168
Administration
Not enough data
8.4
209
Not enough data
8.4
208
Not enough data
8.2
205
Not enough data
8.1
195
Not enough data
8.6
215
Platform
Not enough data
8.9
231
Not enough data
8.5
197
Not enough data
8.3
188
Not enough data
9.1
217
Not enough data
8.3
200
Not enough data
5.8
170
General Ledger
Not enough data
8.6
679
|
Verified
Not enough data
8.2
634
|
Verified
Not enough data
8.5
648
|
Verified
Accounts Receivable
Not enough data
8.7
699
|
Verified
Not enough data
8.3
599
Not enough data
8.2
614
|
Verified
Accounts Payable
Not enough data
8.5
594
Not enough data
8.7
650
|
Verified
Not enough data
8.5
621
|
Verified
Other Functionality
Not enough data
7.9
555
Not enough data
7.9
553
Not enough data
8.0
540
|
Verified
Not enough data
7.8
573
|
Verified
Not enough data
8.4
604
|
Verified
Not enough data
8.9
678
|
Verified
Not enough data
8.2
590
|
Verified
Not enough data
8.4
590
Reporting & Analytics
Not enough data
8.8
692
|
Verified
Not enough data
8.6
668
|
Verified
Not enough data
8.4
578
|
Verified
Not enough data
8.7
683
|
Verified
Platform
Not enough data
8.3
629
|
Verified
Not enough data
8.2
600
Not enough data
8.6
656
|
Verified
Not enough data
8.2
558
|
Verified
Not enough data
8.8
665
|
Verified
Not enough data
8.6
612
|
Verified
Integration
Not enough data
8.6
633
|
Verified
Not enough data
8.6
560
Not enough data
8.4
590
|
Verified
Cash Flow
Not enough data
8.7
525
|
Verified
Not enough data
9.0
546
|
Verified
Not enough data
8.7
512
|
Verified
Budgeting & Forecasting
Not enough data
8.4
578
|
Verified
Not enough data
8.6
515
|
Verified
Not enough data
8.3
479
|
Verified
Not enough data
8.5
508
|
Verified
Revenue
Not enough data
8.7
533
|
Verified
Not enough data
8.6
519
|
Verified
Not enough data
8.3
487
|
Verified
Payroll
Not enough data
8.2
466
|
Verified
Not enough data
7.9
452
|
Verified
Not enough data
8.4
494
|
Verified
Not enough data
8.8
508
|
Verified
AI
Not enough data
8.2
340
Not enough data
8.7
340
Not enough data
8.6
340
Not enough data
8.4
338
Not enough data
8.4
336
Not enough data
8.0
336
Not enough data
8.9
343
Not enough data
8.7
341
Not enough data
8.6
332
Not enough data
8.3
333
Mobile Applications - Accounting
Not enough data
8.7
331
Not enough data
8.7
320
Not enough data
8.7
330
Not enough data
7.2
298
Not enough data
8.8
324
Not enough data
8.9
324
Agentic AI - Accounting
Not enough data
8.4
297
General Ledger
Not enough data
8.6
679
|
Verified
Not enough data
8.2
634
|
Verified
Not enough data
8.5
648
|
Verified
Accounts Receivable
Not enough data
8.7
699
|
Verified
Not enough data
8.3
599
Not enough data
8.2
614
|
Verified
Accounts Payable
Not enough data
8.5
594
Not enough data
8.7
650
|
Verified
Not enough data
8.5
621
|
Verified
Invoice Generation
Not enough data
8.7
231
Not enough data
9.0
230
Not enough data
9.0
225
Invoice Processing
Not enough data
8.7
223
Not enough data
8.7
222
Not enough data
8.4
220
Not enough data
9.0
230
Analytics
Not enough data
9.0
222
Not enough data
8.6
224
Not enough data
8.3
210
Not enough data
8.8
225
Integration
Not enough data
9.1
234
Not enough data
8.9
227
Not enough data
8.2
216
Not enough data
8.6
227
Agentic AI - Invoice Management
Not enough data
8.5
131
Not enough data
8.5
132
Not enough data
8.5
133
Multichannel inventory management
Not enough data
8.8
87
Not enough data
8.9
87
Not enough data
8.6
87
3PL inventory management
Not enough data
9.0
87
Not enough data
8.9
87
Not enough data
8.8
86
Inventory Management
Not enough data
9.1
88
Not enough data
8.9
87
Not enough data
8.9
85
Not enough data
8.8
86
Not enough data
9.3
86
Inventory Management Platform Features
Not enough data
9.1
92
Not enough data
9.2
93
Not enough data
8.9
92
Not enough data
8.9
89
Not enough data
8.9
89
Not enough data
9.2
93
Not enough data
9.0
91
Not enough data
9.3
90
Not enough data
9.4
92
Not enough data
9.4
92
Bill Generation
Not enough data
8.5
212
Not enough data
8.8
216
Not enough data
8.8
217
Bill Processing
Not enough data
8.3
208
Not enough data
8.5
209
Not enough data
8.7
212
Integration
Not enough data
8.9
221
Not enough data
8.7
215
Not enough data
8.1
203
Agentic AI - Billing
Not enough data
8.6
122
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Team Quality
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Categories
Categories
Shared Categories
Pilot and Xero share no categories
Unique Categories
Xero is categorized as Invoice Management, Inventory Control, Expense Management, Billing, Accounting, and Nonprofit Accounting
Reviews
Reviewers' Company Size
Pilot
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Xero
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Computer Software
37.3%
Information Technology and Services
9.7%
Health, Wellness and Fitness
5.2%
Marketing and Advertising
3.7%
Internet
3.7%
Other
40.3%
Accounting
20.0%
Information Technology and Services
8.3%
Computer Software
6.8%
Marketing and Advertising
5.9%
Construction
3.2%
Other
55.9%
Discussions
How do taxes work with Pilot?
1 Comment
Official Response from Pilot
We can seamlessly hand off your prepared books to the tax prep firm of your choice. (If you don’t have a tax preparer yet, we’re happy to recommend someone...Read more
Is support included? Can I ask questions?
1 Comment
Official Response from Pilot
Yes! Support is included as part of your plan — no extra hourly charges to worry about. Your dedicated account manager is happy to answer any questions you...Read more
What's the difference between accrual and cash bookkeeping?
1 Comment
Official Response from Pilot
Cash bookkeeping only looks at when money enters or leaves a bank account. Accrual bookkeeping is a more sophisticated approach that records when the money...Read more
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