Products

Experian's App Library Micromarketer is a comprehensive desktop software application designed to provide businesses with in-depth customer and location insights. It enables users to generate detailed profiles, conduct spatial analyses, and visualize data through advanced mapping tools. By integrating Experian's demographic data, organizations can make informed decisions regarding marketing strategies, site selection, and resource allocation. Key Features and Functionality: - Customer and

Experian's Consumer Understanding and Modelling service empowers businesses to gain deep insights into their customer base by leveraging advanced machine learning techniques. This service enables organizations to build bespoke models that predict consumer behaviors, such as the likelihood of making a first purchase or engaging with online services. By analyzing vast amounts of data, businesses can identify and visualize shared characteristics among consumers, facilitating the creation of tailore

Experian's PowerCurve Collections is an advanced debt management solution designed to enhance the efficiency and effectiveness of the collections process. By integrating comprehensive data and analytics, it enables organizations to tailor their debt recovery strategies to individual customer circumstances, thereby improving recovery rates while maintaining positive customer relationships. Key Features and Functionality: - Data Integration: Connects to diverse data sources to develop a ho

Experian's Delphi for Customer Management is a sophisticated scorecard system designed to help credit providers proactively monitor and manage existing customer relationships. By offering detailed insights into individual customers' credit usage and repayment behaviors, it enables more informed decisions regarding account growth and risk management. Key Features and Functionality: - Personalized Credit Management: Tailor credit limits and interest rates responsibly, reflecting each custo

Experian's Anti-Money Laundering (AML) solutions are designed to assist businesses in the UK in meeting stringent regulatory requirements and combating financial crime. These solutions provide comprehensive tools for verifying customer identities, monitoring transactions, and ensuring compliance with AML regulations, thereby safeguarding businesses from potential risks and penalties. Key Features and Functionality: - Know Your Customer (KYC): Experian's KYC services enable businesses to verify

The Claims and Underwriting Exchange (CUE) is a comprehensive database managed by Experian, containing records of insurance incidents reported by policyholders in the UK, Channel Islands, and Isle of Man. Established in 1994, CUE aims to combat insurance fraud and misrepresentation by maintaining detailed records of incidents that may or may not lead to claims. It encompasses data on home, motor, and personal injury claims, with records retained for six years for home and motor incidents and ind

Experian eConsumerView is a comprehensive online service designed to provide lenders with a detailed snapshot of an applicant's financial situation, facilitating faster and more informed credit decisions. By consolidating extensive financial data into a single, easy-to-analyze interface, eConsumerView enables businesses to assess creditworthiness efficiently, reducing the need for traditional documentation like bank statements or proof of employment. Key Features and Functionality: - Com

Experian's Delphi for New Business is a comprehensive suite of data and insights designed to empower businesses in making informed decisions during customer acquisition. In an era marked by evolving consumer behaviors, economic uncertainties, and stringent regulatory requirements, this tool provides granular insights into a customer's financial status, ensuring fair and responsible treatment. Key Features and Functionality: - Scorecards: Access the latest scores and data attributes, util

Experian's Auto Engage Plus is a comprehensive solution designed to enhance the vehicle financing process by providing a clear understanding of a consumer's credit eligibility. Leveraging Experian's extensive experience with lender policies, the system segments consumers into five likelihood bands, offering a transparent view of their potential for loan approval. This approach empowers consumers to make informed decisions about their financing options, fostering a more personalized and confident

Experian's Enterprise Application Integrations offer seamless integration of data management solutions into leading enterprise applications such as SAP, Microsoft Dynamics 365, and Salesforce. These integrations enable real-time validation of addresses, emails, and phone numbers at the point of data entry, ensuring that customer information is accurate and up-to-date. By embedding these capabilities directly into existing CRM and ERP systems, organizations can enhance data quality, streamline op

Experian's PowerCurve Originations is a comprehensive customer acquisition solution designed to streamline and enhance the process of onboarding new clients. By integrating data intelligence, advanced analytics, and automated decision-making, it enables businesses to make accurate, real-time decisions, thereby improving efficiency and customer satisfaction. Key Features and Functionality: - Data Integration: Seamlessly captures application data from multiple channels—online, telephone, o

Experian's Bespoke Attitudinal Segmentation service offers businesses a deeper understanding of their customers by identifying specific consumer groups with similar attitudes and values. This approach goes beyond traditional demographic segmentation, providing detailed insights into customer motivations and pain points. Key Features and Functionality: - Tailored Research Objectives: Experian collaborates with businesses to define research goals that align with their specific needs, ensur

Experian Ascend Credit Decisioning (UK) is a cloud-based analytics and decisioning platform designed to empower lenders and businesses with comprehensive insights into credit risk and customer behavior. By integrating Experian's extensive data assets with advanced analytics tools, Ascend enables organizations to make faster, more accurate, and consistent lending decisions. Key Features and Functionality: - Comprehensive Data Integration: Access over six years of full-file commercial credit dat

Experian's Gaming Vulnerability IQ is a comprehensive solution designed to help gaming operators assess and monitor the financial well-being of their players. By providing real-time insights into an individual's financial capacity, it enables operators to set appropriate spending limits and identify potential vulnerabilities, ensuring a responsible and enjoyable gaming experience. Key Features and Functionality: - Personalised Financial Assessments: Utilises credit bureau data to offer a

Experian's Asset Event Manager (AEM) is a comprehensive solution designed to help businesses effectively monitor and manage their vehicle portfolios, thereby mitigating the risks associated with vehicle fraud. By providing real-time alerts and detailed reports, AEM ensures that businesses have immediate access to critical automotive data, facilitating informed decision-making and efficient operations. Key Features and Functionality: - Real-Time Monitoring: AEM delivers tailored reports a

Experian Credit 3D is an advanced analytics solution designed to provide businesses with a comprehensive, multi-dimensional view of their customers' financial health. By integrating traditional credit bureau data with alternative and open data sources, Credit 3D enables more informed, accurate, and rapid decision-making throughout the customer credit lifecycle. This enriched perspective enhances predictive accuracy, allowing credit providers to better assess risk and identify growth opportunitie

Experian's Single Customer View (SCV) is a comprehensive solution designed to consolidate and integrate all customer data into a unified, accurate profile. By merging information from various sources, SCV provides businesses with a holistic understanding of each customer, encompassing their identities, profiles, and interactions. This consolidated view enables organizations to make informed decisions, enhance customer engagement, and drive business growth. Key Features and Functionality:

Experian Data Quality Solutions empower businesses to transform raw data into accurate, actionable customer insights. By cleansing, validating, and enriching data, these solutions ensure organizations maintain high-quality information, leading to improved decision-making and enhanced customer relationships. Key Features and Functionality: - Data Cleansing and Enhancement: Detects and corrects inaccuracies in customer data, standardizes formats, and fills in missing information to maintai

Experian's Behavioural and Lifestyle Indicators provide organizations with comprehensive insights into consumer behaviors and preferences, enabling the development of highly targeted marketing and customer retention strategies. By analyzing a wide range of attributes—including shopping habits, technology usage, interests, and media consumption—businesses can gain a nuanced understanding of their customers' lifestyles and attitudes. Key Features and Functionality: - ConsumerView Integrati

Experian's International Credit Reports provide businesses with comprehensive insights into global customers and suppliers, enabling informed risk assessments and effective management of international business relationships. By accessing detailed information on companies across over 230 countries, dependencies, and territories, businesses can confidently expand into new markets while mitigating potential financial risks. Key Features and Functionality: - Global Coverage: Access to data f