Ontop Reviews & Product Details

The best thing about Ontop is the “Your Bills, Your Rules” feature. It allows you to pay for services, credit cards, and other bills directly with the funds in your account. As a contractor based in Argentina, I find this tool especially useful because I don't need to exchange currencies. It also has a prompt response when you need assistance. Review collected by and hosted on G2.com.

Sometimes it’s not that easy to use the “Your Bills, Your Rules” feature. You first have to register the service you want to pay for, but there’s no “Pay Now” button, there's just an option to edit the name of the payment. The process isn’t very intuitive. It usually takes a few tries for me to complete a payment. For example, if I want to pay in advance, the bill doesn’t appear, and when browsing the list of registered services, there’s no clear “Pay” option. Review collected by and hosted on G2.com.

I use Ontop to receive monthly payments from my company in the United States, and I also make use of the card they offer. I value the ease that Ontop provides for managing my work compensation, along with the possibility of obtaining cashback benefits from transactions. I love how modern and the new ideas that Ontop introduces; these features reinforce my interest in the service. Additionally, the processing of transfers is exceptionally fast, usually arriving one or two days earlier than promised, which regularly exceeds my expectations. Also, the initial setup was very simple for me as a worker: I just had to identify myself, provide my information and some documents, which made the process quite efficient. Review collected by and hosted on G2.com.

The card could have more benefits. Additionally, the cashback process does not satisfy me, as it usually has to be claimed, which makes me waste time. Review collected by and hosted on G2.com.

Ontop is a highly regarded, all-in-one platform for global workforce management, primarily praised for its efficiency in simplifying international hiring and payroll. It allows businesses to onboard and pay remote contractors and EOR employees swiftly while ensuring full legal and tax compliance across numerous countries. Its key benefits include a user-friendly interface, the provision of smart contracts, and the ability for remote workers to receive fast, transparent payments in USD via the Ontop Wallet and associated Visa card, making it an excellent solution for scaling global teams without administrative hassle. Review collected by and hosted on G2.com.

I genuinely feel that Ontop is one of the most compelling and robust solutions currently available. From my perspective, I have no overall negative observations regarding its core mission and functionality. It expertly tackles the monumental challenge of global compliance, turning what used to be a bureaucratic nightmare into a seamless, click-and-go process Review collected by and hosted on G2.com.

I appreciate Ontop for its simplicity and ease of use, as it allows me to efficiently handle payments and receive money without spending unnecessary time on these tasks. The platform also provides the capability to save and pay in USD, which is particularly beneficial when traveling. I value this flexibility in currency usage. The overall experience with Ontop has been seamless and satisfactory, as evidenced by its straightforward setup process and the fact that everything works perfectly fine for me. Review collected by and hosted on G2.com.

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I’ve been using Ontop for over a year as my primary payment platform, and I’ve consistently had a great experience. What stands out most is the speed of international transfers — funds are credited to my account much faster than with other services I’ve tried.

The redesigned “Reserve” benefits program is a smart move. It feels more relevant and user-friendly, and it actually encouraged me to start using it this month.

I’ve also shifted to using my Ontop card for most of my purchases abroad. Instead of converting money in advance, I now prefer to pay directly in local currency — it’s been convenient and cost-effective.

On the rare occasions when I’ve had issues with a transaction, customer support was fast, clear, and helpful. That kind of reliability gives me peace of mind.

Overall, Ontop keeps evolving in the right direction, and I’m genuinely excited to see what they launch next. Review collected by and hosted on G2.com.

The only real pain point I’ve encountered is that I can’t use my Ontop wallet balance or Ontop card to pay off my personal credit card. This forces me to withdraw the money and handle the currency exchange myself, which can lead to unnecessary fees or delays. I’d love to see this flexibility added in the future. Review collected by and hosted on G2.com.

What I liked the most about Ontop is how simple and efficient it makes the whole payment process. Everything is very transparent, fast, and easy to use, especially when managing international payouts. The platform is intuitive, customer support is always available to help, and transactions are completed without complications. It really gives peace of mind knowing that payments arrive on time and securely, no matter the country. Review collected by and hosted on G2.com.

Honestly, there’s very little to complain about. Sometimes exchange rates or transfer times can vary depending on the provider or the country, but that’s something that happens with any global payment solution. Ontop is constantly improving those details and communicating clearly when changes happen, which is appreciated. Review collected by and hosted on G2.com.

I like the functionality of making transfers to third parties and the card payment system of Ontop, although I acknowledge that there are certain limitations in some stores. Review collected by and hosted on G2.com.

I find the setup difficult due to the lack of clarity in some aspects of the platform. The additional plan presents problems and the support is complicated, which hinders progress. I also feel that the conditions of the plan are not clear, and the advantages I previously had have diminished. Transfers and card payments are limited for some merchants. Additionally, cashback is only available for certain apps or merchants, which is limiting. I would like the cards to be able to link with Apple Pay, and for savings with returns to be allowed. Currently, some merchants present errors when trying to make payments. Review collected by and hosted on G2.com.

We’ve been using it for over three years, and it’s taken so much friction out of our international operations. Onboarding is quick, payments are reliable, and our team always knows what to expect. Review collected by and hosted on G2.com.

There were a few hiccups early on with the interface and some minor bugs, but those were resolved pretty quickly. Since then, it’s been really stable. Review collected by and hosted on G2.com.

It's super easy to use, team is always ready to help and you can use your money in diferent ways Review collected by and hosted on G2.com.

I love it, however it can improve by transfering faster in some countries Review collected by and hosted on G2.com.

I like all the perks and incentives they have signed with other companies. The discounts with airbnb, the discounts with uber, etc. The front is user friendly too, it liked that it was easy to use from the client side, and from the contractor side as well. Review collected by and hosted on G2.com.

Receiving the card took too long. And when I did, I tried to pay with it but I had a lot of issues. For example, I paid something using the fisical card, the payment didn´t go through (the place where I was paying showed me the machine) but the money was discounted from my account. That happened 3 times in different places. It took 2 months to recover the money. Review collected by and hosted on G2.com.