--- title: Ontop Reviews meta_title: 'Ontop Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 232 reviews by the users' company size, role or industry to find out how Ontop works for a business like yours. aggregate_rating: rating_value: 4.5 review_count: 232 scale: '5' date_modified: '2026-09-24' parent_category: name: HR url: https://www.g2.com/categories/hr --- # Ontop Reviews **Vendor:** Ontop **Category:** [Global Payroll Software](https://www.g2.com/categories/global-payroll) **Average Rating:** 4.5/5.0 **Total Reviews:** 232 **AI Verified:** At least 10 G2 reviewers have confirmed using this product's AI features and functionality. ## About Ontop Ontop is a comprehensive global workforce management solution designed to facilitate the hiring, payment, and rewarding of remote teams across more than 150 countries. This platform addresses the complexities associated with managing a distributed workforce, offering a seamless experience that eliminates common challenges such as compliance issues and payment delays. By leveraging advanced technology and a user-friendly interface, Ontop empowers businesses to build and manage their global teams effortlessly. The target audience for Ontop includes businesses of all sizes looking to expand their operations internationally and hire talent from diverse geographical locations. Companies that operate in a remote-first environment or those that require specialized skills from around the world will find Ontop particularly beneficial. The platform is designed for HR professionals, finance teams, and business leaders who seek to streamline their hiring and payroll processes while ensuring compliance with local regulations. Key features of Ontop include instant hiring capabilities, which allow organizations to onboard talent quickly and efficiently. The platform utilizes smart contracts and automated compliance checks to eliminate legal roadblocks, enabling businesses to focus on growth rather than administrative burdens. Additionally, Ontop offers a robust global payment network that ensures employees receive their salaries promptly and in their preferred currencies, reducing the friction often associated with international payments. Moreover, Ontop prioritizes compliance, providing businesses with peace of mind through its dedicated legal experts who manage payroll regulations across multiple jurisdictions. This feature is particularly valuable for companies that may not have the resources to navigate the complexities of international labor laws. Beyond payroll, Ontop enhances the remote work experience by offering additional perks, such as a Visa card with cashback rewards and premium benefits that foster employee engagement and satisfaction. Ontop stands out in the global workforce management category by offering a holistic solution that simplifies hiring and payment processes while ensuring compliance and enhancing employee experiences. By choosing Ontop, organizations can effectively manage their global teams, allowing them to thrive in the evolving landscape of remote work. ## Ontop Pros & Cons Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews. **What users like:** - Users find Ontop to be **super easy to use** with excellent customer support enhancing their experience. (52 reviews) - Users appreciate the **easy payments** feature of Ontop, highlighting its convenience and quick setup for transactions. (43 reviews) - Users appreciate the **simplicity and user-friendliness** of Ontop, making onboarding and payments effortless and convenient. (41 reviews) - Users appreciate the **fast transaction speed** of Ontop, facilitating quick and efficient money transfers across currencies. (24 reviews) - Users love the **fast transactions** with Ontop, enjoying seamless and instantaneous transfers to their local bank accounts. (18 reviews) - Users love the **user-friendly interface** and appreciate the responsive support from Ontop, enhancing their experience significantly. (17 reviews) - Users appreciate the **easy setup** of Ontop, enabling quick account creation and a seamless payment process. (16 reviews) - Users appreciate the **ease of use** of Ontop, making payment management straightforward and hassle-free. (16 reviews) - Timely Payments (16 reviews) - Users appreciate the **quick and helpful customer support** of Ontop, enhancing their overall experience with the product. (14 reviews) **What users dislike:** - Users report **card transaction clarity issues** and occasional downtime, affecting their overall experience with Ontop. (18 reviews) - Users experience **delays** with the physical card delivery and occasional payment issues, affecting overall satisfaction. (14 reviews) - Users find the **payment process challenging** , citing difficulties with support, payment options, and currency exchange rates. (14 reviews) - Users find Ontop’s **poor customer support** a significant drawback, citing slow response times and difficult processes. (14 reviews) - Users face **banking issues** with Ontop, including poor communication, payment limitations, and unfavorable currency exchange rates. (12 reviews) - Users face **payment issues** like re-verification delays and poor customer service, impacting access to their funds. (12 reviews) - Users face **transfer issues** with Ontop, causing delays and confusion regarding transactions and account movements. (12 reviews) - Users find **geographical limitations** in Ontop's card feature, affecting payment options and making usage less convenient. (9 reviews) - High Fees (7 reviews) - Users report **technical issues** with Ontop, including bugs during transfers and intermittent app malfunctions. (7 reviews) ## Ontop Reviews ### 1. Versatile and Reliable **Rating:** 5.0/5.0 stars **Reviewed by:** Grace U. | Senior success manager, Enterprise (> 1000 emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account added to their profile **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **AI Translated:** This review has been translated from Spanish; Castilian using AI. **Reviewed Date:** September 04, 2026 **What do you like best about Ontop?** I love how Ontop handles my payroll and the ease with which I can transfer part of my money to my account. I use Ontop's international credit card a lot and I like that it's linked with Google Pay, which makes my transactions easier. Additionally, the Reserve cashback program is a great benefit, especially because in Ecuador it allows me to avoid paying VAT on services like Uber. The overall experience with the card and accounts at Ontop is very positive, which leads me to recommend it to my coworkers. **What do you dislike about Ontop?** I have had cases where I need more support from Ontop in some situations, such as managing cancellations or obtaining accurate information. For example, once I made a payment that Uber did not refund, and between Ontop and Uber, they passed the responsibility. I would have preferred Ontop to help better with that. I also have concerns about what would happen in case of fraud, whether Ontop would support me in erroneous or unreversed transactions. These are points I think can be improved. **What problems is Ontop solving and how is that benefiting you?** Ontop streamlines my payments, offers an international card that facilitates purchases and avoids VAT charges in Ecuador. Additionally, with Google Pay integration, I manage my transactions better, along with cashback for Reserve experiences. ### 2. Physical card with no costs, fast transfers, and excellent support via WhatsApp **Rating:** 4.5/5.0 stars **Reviewed by:** Mariaclara O. | Líder de proyectos, Mid-Market (51-1000 emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **AI Translated:** This review has been translated from Spanish; Castilian using AI. **Reviewed Date:** August 25, 2026 **What do you like best about Ontop?** I like that I can have a physical card that does not generate extra handling costs and allows me to make purchases very easily and comfortably in Colombia at physical points and internationally through digital platforms with the verification code. Additionally, the ease and speed with which I can transfer money to my own bank account with low rates. The platform is easy to manage, intuitive, and has relevant information about my products and the services I can link to make payments from there to different providers, integrating the services very well. The support and service channels are very good and fast, especially WhatsApp. Always accurate responses. **What do you dislike about Ontop?** The least useful aspect of the app is that in Colombia there are many services that still cannot be linked, and it would be very useful if more service companies like EPM could join. It is also slow to register third-party accounts, and the money takes time to arrive, which makes it difficult to use the platform for agile transactions with other people who do not belong to Ontop. On the other hand, the virtual card also has difficulties with other businesses and virtual platforms, it does not allow payment and is rejected. **What problems is Ontop solving and how is that benefiting you?** After the implementation of the Future Found, my money has been able to grow, which did not happen before because it did not yield. With the fall of the dollar in Colombia, it benefits that, at least, it does not depreciate. ### 3. A Convenient Way to Manage International Payments **Rating:** 4.0/5.0 stars **Reviewed by:** Juliana O. | VP Administrative, Mid-Market (51-1000 emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** August 21, 2026 **What do you like best about Ontop?** What I like best about Ontop is how simple and convenient it makes managing international payments. The platform is easy to use, and having everything in one place saves me time and makes the whole process much smoother. I think Ontop offers good value for the price. The fees are competitive compared with other options I considered, and the platform makes managing international payments more convenient. Overall, the pricing feels fair for the service provided. **What do you dislike about Ontop?** What I dislike most is that when there are technical issues, support can take a while to respond and resolve the problem. I think faster assistance during these situations would make the overall experience much better. **What problems is Ontop solving and how is that benefiting you?** Ontop helps simplify international payments and makes it easier to receive and manage my money in one place. This saves me time, reduces the hassle of dealing with different payment methods, and makes the overall process more convenient. **Official Response from Yully Perez:** > Thanks for taking the time to share this. We’re glad Ontop is making international payments simpler, keeping everything in one place, and saving you time along the way. We also hear you on support. When something goes wrong, you shouldn’t have to wait around for an answer. Faster help can make a big difference, and your feedback is a good reminder of where we can keep raising the bar. Thanks for trusting Ontop with your money and for helping us make the experience better. ### 4. Move my money quickly and easily with Ontop **Rating:** 5.0/5.0 stars **Reviewed by:** Jorge Luis N. | Desarrollador web, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **AI Translated:** This review has been translated from Spanish; Castilian using AI. **Reviewed Date:** August 21, 2026 **What do you like best about Ontop?** What I like most about Ontop is the freedom to move my money quickly and easily. I also highly value the card, as it allows me to use my funds directly, and the benefits of Ontop Reserve, which add significant value to the service. **What do you dislike about Ontop?** So far, I haven't had any major issues with Ontop. Overall, my experience has been very good, and the service meets my needs. Like any platform, there are always things that can be improved, but I have no significant complaints at this time. **What problems is Ontop solving and how is that benefiting you?** Ontop primarily solves my need to rely on a bank account to move my money. I can receive funds, transfer to third-party accounts, and use the money directly with the card, giving me much more freedom and speed to manage my payments. ### 5. Easy to use, with weekly updates and an excellent Reserve program **Rating:** 5.0/5.0 stars **Reviewed by:** David P. | IT Program Manager - Contract by IOASYS, Mid-Market (51-1000 emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **AI Translated:** This review has been translated from Spanish; Castilian using AI. **Reviewed Date:** August 22, 2026 **What do you like best about Ontop?** Its ease of use. I really like that there are many new features every week. Its Reserve program is one of the best I've tried as it is truly designed for users who travel the world or use many digital services. Additionally, its network is very integrated with businesses and there are no issues receiving money in my traditional bank account in Colombia. **What do you dislike about Ontop?** The options related to public service payments, while they may work for some, are not suitable for me. **What problems is Ontop solving and how is that benefiting you?** I work from Colombia for a foreign company. Thanks to OnTop, I can receive payments without any issues and manage my finances to convert from dollars to Colombian Pesos whenever I wish. ### 6. Facilitate Secure and Fast Payments with Ontop **Rating:** 5.0/5.0 stars **Reviewed by:** Joseline B. | Especialista, Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through a business email account added to their profile **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **AI Translated:** This review has been translated from Spanish; Castilian using AI. **Reviewed Date:** August 21, 2026 **What do you like best about Ontop?** It makes it easy for me to receive money and transfer easily with Ontop. I subscribed to Ontop Reserve and now have access to many additional things besides cashback. They always inform about important matters, which makes me feel safe. I have the possibility to do other things besides withdrawal, and the transfers are fast. I receive the main information by email, which makes me feel secure. The card allows me to withdraw and shop in different places. I can request an advance in emergencies, which helps a lot. The app is very easy to understand and use, now I don't remember every step of the initial setup, but I don't need to because it's very user-friendly. I don't stress using the app at all and genuinely love it. **What do you dislike about Ontop?** Nothing to comment on at the moment. **What problems is Ontop solving and how is that benefiting you?** Ontop makes it easy for me to receive money, transfer, and receive cashback. It informs about important matters, allows quick withdrawal and purchases with a card. Additionally, it offers advances in emergencies, which helps a lot. ### 7. Cost-Effective and Convenient Payment Solution **Rating:** 4.0/5.0 stars **Reviewed by:** David o. | Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** August 18, 2026 **What do you like best about Ontop?** I like the card feature on Ontop, especially the ability to use it to generate revenue. I also appreciate being able to pay for services within the app and send money quickly to my Colombian bank. Ontop Reserve gives me cash back for making transactions with my card. Additionally, I made the switch from Payoneer to Ontop due to the fees. **What do you dislike about Ontop?** I would like the virtual card added to the Apple Wallet because I prefer not to use physical cards and have all my cards in the Apple Wallet. The KYC verification process took like 2 days, which could be quicker. **What problems is Ontop solving and how is that benefiting you?** I use Ontop to receive payments in US dollars and pay services through the app. The card feature lets me manage payments in Colombia easily, get cashback, and transfer money quickly to my bank. Switching from Payoneer was mainly due to lower fees. ### 8. Efficient Payment Solution with Minor Delays **Rating:** 3.5/5.0 stars **Reviewed by:** Sebastián S. | Software Engineering Manager, Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** August 24, 2026 **What do you like best about Ontop?** I like that Ontop is easy and simple to use, and it just works, solving the problem efficiently. It's easy to add new people and send them the contract, and I can completely hand off the payment part. The initial setup of Ontop was very easy. **What do you dislike about Ontop?** I would like to have less delays between when we transfer the money to Ontop and when Ontop transfers it to the freelancers. I guess there are delays in the money movement part because of the parties involved in the middle, but it's not a great experience for our freelancers. **What problems is Ontop solving and how is that benefiting you?** Ontop handles paying freelancers in Argentina and manages contracts. It's easy to use and works effectively, solving payment issues. Adding people and sending contracts is straightforward, and it handles payments entirely. **Official Response from Yully Perez:** > Sebastián, thanks for taking the time to share this. We’re glad Ontop is making it easy to onboard workers, manage contracts, and take payments off your plate. And we hear you on the delays. When it comes to paying your workers, “almost there” isn’t good enough. We know how much the timing matters on their side, too, and your feedback helps us keep pushing for a smoother experience. Thanks for helping us make Ontop better. We’ve got you. ### 9. Fast Shipping and Good Exchange, Missing Apple Wallet **Rating:** 4.5/5.0 stars **Reviewed by:** Eric Enrique G. | Senior RPG Analyst, Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **AI Translated:** This review has been translated from Spanish; Castilian using AI. **Reviewed Date:** August 21, 2026 **What do you like best about Ontop?** I like that Ontop is a very easy-to-understand and use application, the initial setup was very simple. Additionally, it gives me cashback for every purchase I make, which I can use to keep shopping. I enjoy that it offers a very good exchange rate for converting to soles and euros, especially when transferring money to Peru and Europe. I also appreciate that the transfers are same-day and with low fees. **What do you dislike about Ontop?** I absolutely need to have the physical card to make purchases, it has no link with Apple Wallet. **What problems is Ontop solving and how is that benefiting you?** Ontop helps me send money with low fees on the same day, offers a good exchange rate when converting to euros, soles, and dollars, and allows international transfers. ### 10. Simple Transfers and Exceptional Cashback **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User | Mid-Market (51-1000 emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Validated Reviewer:** This review contains authentic analysis and has been reviewed by our team **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **AI Translated:** This review has been translated from Spanish; Castilian using AI. **Reviewed Date:** August 24, 2026 **What do you like best about Ontop?** I love the cashback, as it is a great benefit for the purchases I make with the card. Additionally, the transfers are simple and fast through the app, which greatly facilitates my experience. I also value the ease in the dispersion of payments, the management of contracts, and the benefit of the card and wallet for our contractors, especially because not everyone has an account in USD. The platform is dynamic for onboarding or offboarding contractors, and it is very intuitive. **What do you dislike about Ontop?** I wish the card limit was higher because sometimes I want to make purchases over USD 4500 and I can't. **What problems is Ontop solving and how is that benefiting you?** I use Ontop to receive fees and make payments easily with the credit card. We can manage contracts and transfers quickly through the app, and we enjoy cashback on purchases. The platform is dynamic and intuitive for managing contractors. ### 11. Easy to Use, Amazing Rewards **Rating:** 5.0/5.0 stars **Reviewed by:** Valentina A. | COO & Co Founder, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** August 25, 2026 **What do you like best about Ontop?** It's easy to use, has amazing rewards, is international I just paying the reserved membership and I think the price is good for the value For others companies I'm opening I will eveluate to work with OnTop I have a good experience so far. **What do you dislike about Ontop?** It's not an open bank so it's difficult to move money from others accounts **What problems is Ontop solving and how is that benefiting you?** I can get pay abroad and move my money easily. I can get paid in dollars ### 12. Useful for International Payments with Some Necessary Improvements **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User | Mid-Market (51-1000 emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Validated Reviewer:** This review contains authentic analysis and has been reviewed by our team **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **AI Translated:** This review has been translated from Spanish; Castilian using AI. **Reviewed Date:** August 21, 2026 **What do you like best about Ontop?** I use Ontop to receive my salary and I love the reserve plan with its promotions. I highly value the cashback on purchases and the discount on fees. I love the earn feature, which allows my money to grow without needing to transfer it, although I would prefer daily returns. I enjoy the concierge and its new budgets and use it a lot to pay abroad with a card. The initial setup was very easy and quick. **What do you dislike about Ontop?** I don't like the monthly earn; it should provide daily interest. The reserve plan has a very low refund cap (200 USD). The benefits of the concierge budget are unclear; I don't understand which purchases it applies to or when. The cashback sometimes fails. I would like to be able to deposit money from other accounts without so many fees. And the fees, in general, for receiving and withdrawing, are very high. **What problems is Ontop solving and how is that benefiting you?** I use Ontop to receive my salary, make international payments, and receive discounts on flights and accommodations. Additionally, it helps me collect payments for work from abroad. ### 13. Intuitive, Feature-Rich Service with Room for Improvements **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Validated Reviewer:** Validated through a business email account added to their profile **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** August 21, 2026 **What do you like best about Ontop?** I like that it's very easy to use and intuitive. They've added benefits that are quite useful, such as the cashback and the new feature where you can have your money earn some additional interest. It's nice that my money isn't just sitting there. I find the service quite good after you get past the initial generic customer service layer. I'm very satisfied with Ontop. It's very easy to set up and I appreciate the ability to receive my salary in a strong currency. Moving money around is very straightforward, making it easy to send money to places like the United States, Panama, and Colombia. **What do you dislike about Ontop?** I think maybe some of the expenses, especially when you're trying to make transfers directly from Ontop to another account, can be a bit high. The exchange rate was better before, which I feel has worsened in my experience. I would also love it if they offered extra services like making it easier to get loans, as it's hard to do so with this type of contract. **What problems is Ontop solving and how is that benefiting you?** I use Ontop to receive my salary in a strong currency and easily move money internationally. It streamlines payments and provides additional features like cashback and interest earnings, which I find beneficial. ### 14. Simplicity and Benefits that Make a Difference **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User | Mid-Market (51-1000 emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **AI Translated:** This review has been translated from Spanish; Castilian using AI. **Reviewed Date:** August 21, 2026 **What do you like best about Ontop?** I use Ontop because it is easy to use and I love its exclusive membership that offers very advantageous cashback benefits. I like the simplicity of use, and the support is impressive, as whenever I have a question, I can easily talk to someone. I greatly appreciate the transparency with which costs are reported. When I make transfers or move money between accounts, I always receive all the necessary information, including costs and estimated times. Additionally, the initial setup of Ontop was very easy, as the account creation and activation of the different products is straightforward. **What do you dislike about Ontop?** I would like Ontop to continue growing and reach more countries. As an Argentine, I would like to be able to use it more. **What problems is Ontop solving and how is that benefiting you?** Ontop is easy to use, has an exclusive membership with cashback benefits, great customer support, and provides me with the necessary information about costs and times when making transfers. ### 15. Low Commissions and Ease of Use in Ontop **Rating:** 4.5/5.0 stars **Reviewed by:** Rodrigo C. | Mid-Market (51-1000 emp.) **Validated Reviewer:** This review contains authentic analysis and has been reviewed by our team **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **AI Translated:** This review has been translated from Spanish; Castilian using AI. **Reviewed Date:** August 21, 2026 **What do you like best about Ontop?** I like the ease of use of Ontop and the very low commissions for transfers and expenses. The app is good and the incorporation of Future Funds was very good (that functionality). Additionally, the initial setup was very simple and I was able to start using the app with just a couple of clicks. **What do you dislike about Ontop?** Customer service at first was not so good, but it improved over time. I've had Ontop for 4 years now, and honestly, the last time they solved my problems very well. **What problems is Ontop solving and how is that benefiting you?** I solve my problems of paying for online purchases with the virtual card and shop in stores with the physical card using Ontop. ### 16. Fast, Easy Dollar Access with Card and Crypto Options **Rating:** 5.0/5.0 stars **Reviewed by:** ian s. | Software engineer, Mid-Market (51-1000 emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through Google using a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **AI Translated:** This review has been translated from English using AI. **Reviewed Date:** August 21, 2026 At G2, we prefer fresh reviews and we like to follow up with reviewers. They may not have updated their review text, but have updated their review. **What do you like best about Ontop?** I receive my dollars quickly and easily. I also have the physical card and the e-card, and I like having the crypto options as well. **What do you dislike about Ontop?** Right now, I don’t see any downsides. Personally, I love it. **What problems is Ontop solving and how is that benefiting you?** It’s getting my dollars. As an international account user, I can receive and use all kinds of different currencies. ### 17. Speed and Good Exchange, But Problems with Payments in Peru **Rating:** 5.0/5.0 stars **Reviewed by:** Robert U. | Tech Lead, Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **AI Translated:** This review has been translated from Spanish; Castilian using AI. **Reviewed Date:** August 21, 2026 **What do you like best about Ontop?** I like how Ontop solves the speed of using my money, as it is almost immediate and I don't need to bring it to my country of residence, being able to use it directly from the debit card. I enjoy the benefits of the Reserve plan and the good exchange rate it offers. Additionally, the initial setup is quite intuitive. **What do you dislike about Ontop?** I can't find my overdue receipts or the services I need for payments in Peru. **What problems is Ontop solving and how is that benefiting you?** Ontop solves the speed of using my money, allowing me to use it almost immediately from the debit card, without needing to bring it to my country of residence. ### 18. Ontop: Useful for Shopping and Travel, with Ease of Use **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User | Mid-Market (51-1000 emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Validated Reviewer:** Validated through Google using a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **AI Translated:** This review has been translated from Spanish; Castilian using AI. **Reviewed Date:** August 23, 2026 **What do you like best about Ontop?** I really like the Ontop Reserve program, which offers benefits for just $15. This program is very useful when I'm traveling, as I get refunds that exceed the amount I pay. By shopping through platforms like Airbnb or Booking, and also by purchasing airline tickets, I receive a 10% refund on the purchase, which allows me to save significantly during my trips. Additionally, I found the initial setup of Ontop very easy. **What do you dislike about Ontop?** Perhaps they could improve the usability of the application a bit, as sometimes some things are not understood, but overall, it works well. **What problems is Ontop solving and how is that benefiting you?** Ontop allows me to send money to Argentina without problems and without many intermediations. Also, the Reserve program gives me 10% refunds on travel purchases, saving significantly. ### 19. Effective for Global Payments with LatAm Focus, but Needs UI Improvements **Rating:** 3.0/5.0 stars **Reviewed by:** Cory M. | COO, Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Organic:** Organic review. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** April 30, 2026 **What do you like best about Ontop?** I really appreciate that Ontop is built with a LatAm first approach. Even though our company is headquartered in the United States, having a large back office in LatAm makes it crucial for us to leverage local talent without geographic constraints. Ontop does a great job of integrating best practices from other payroll processing groups to cater to the LatAm market effectively. It also simplifies the process of paying contractors from various countries, particularly in Latin America, and ensures they can be paid in their local currency or methods they can easily utilize. This aspect of Ontop helps us monetize skillsets from talent firms that are bilingual in English and Spanish. **What do you dislike about Ontop?** It's a little bit clunky, and it seems to require some ongoing manual processing for payroll or vendor payment runs. Multiple steps. Contracts are generally okay, but could be better or more intuitive. Like, contract templates could be more intuitive. **What problems is Ontop solving and how is that benefiting you?** Ontop helps us pay contractors worldwide, especially in Latin America, in local currency. It simplifies payments by integrating with various systems, letting us easily monetize their skills. **Official Response from Mateo Alvarez:** > Cory, glad Ontop is working for your LatAm team and making cross-border payments actually usable. The feedback on manual steps in payroll runs and contract templates is specific and fair. That's exactly the kind of friction we're focused on reducing. I'll make sure this gets in front of the right people. ### 20. Easy Payments and Money Movement with Both Virtual and Physical Cards **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Design | Mid-Market (51-1000 emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** August 21, 2026 **What do you like best about Ontop?** The ease of receiving payments and moving my money, as well as having access to both a virtual and physical card. **What do you dislike about Ontop?** The downside is that if you want to subscribe to Reserve, you have to commit to paying for it monthly for 1 year. I didn't see this information at the time I subscribed, I contacted support and there was no way for them to help me, now I have to pay $15 a month for 1 year no matter what. **What problems is Ontop solving and how is that benefiting you?** It solves the difficulty of receiving payments and managing Usd. ### 21. If I could give negative stars, I would **Rating:** 0.0/5.0 stars **Reviewed by:** Verified User in Marketing and Advertising | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through LinkedIn **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** September 10, 2026 **What do you like best about Ontop?** Absolutely nothing. The hyperlink "get support" button doesn't work, the machine read my passport information wrong, and they won't let me change any details. They're also forcing an incorrect 1099 with big, big, big errors on me. I can't talk to a human on support. If I could give negative stars, I would. **What do you dislike about Ontop?** Absolutely everything. I see nothing I like in this product. **What problems is Ontop solving and how is that benefiting you?** Ontop has actively created problems for me. ### 22. Easy to use and with new features that add value **Rating:** 4.5/5.0 stars **Reviewed by:** Juan Andres D. | Software Developer Technical Lead, Mid-Market (51-1000 emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **AI Translated:** This review has been translated from Spanish; Castilian using AI. **Reviewed Date:** August 24, 2026 **What do you like best about Ontop?** It is an easy-to-use application, they are always adding new features and services that add a lot **What do you dislike about Ontop?** The virtual card is not accepted at some stores **What problems is Ontop solving and how is that benefiting you?** Being able to receive my monthly payment without issue and easily transfer to local accounts ### 23. Effortless Multi-Country Payroll with an Intuitive Interface **Rating:** 4.5/5.0 stars **Reviewed by:** Maria S. | Product designer, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through Google One Tap using a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** January 07, 2026 **What do you like best about Ontop?** What I like most about Ontop is how easy and intuitive the platform is to use. Managing multi-country payroll feels simple and well-organized, even when dealing with different currencies and payment methods. The interface is clean, the processes are clear, and everything is designed to save time and reduce friction for both companies and collaborators. **What do you dislike about Ontop?** Some features could benefit from additional customization or more detailed documentation, especially for advanced use cases. However, the team is always open to feedback and continuously improving the product, so these feel more like opportunities for growth than real issues. **What problems is Ontop solving and how is that benefiting you?** Ontop streamlines the process of paying international contractors by bringing payments, compliance, and documentation together in a single platform. This consolidation eases operational burdens, reduces the likelihood of mistakes, and provides reassurance to both our company and our collaborators. Consequently, we are able to expand globally at a much faster pace and dedicate more attention to growing the business, rather than being preoccupied with payroll logistics. **Official Response from Mateo Alvarez:** > Maria, this captures exactly what we're building toward: multi-country payroll that just works, without the operational weight. The feedback on customization and documentation is well taken. Those are areas we're actively investing in. Really appreciate you sharing both sides. ### 24. Easy and Smooth Experience for International Payments **Rating:** 5.0/5.0 stars **Reviewed by:** Luis Miguel A. | Cofunder, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** January 22, 2026 **What do you like best about Ontop?** Ontop is very easy to use and makes paying international contractors simple and stress-free. The platform is straightforward and easy to navigate, onboarding is quick, and the overall process runs smoothly from start to finish. Customer support is responsive and consistently helpful whenever questions come up, which makes the experience even easier. **What do you dislike about Ontop?** There’s not much to dislike. Some features could be expanded over time, but overall the platform does exactly what it promises and works reliably for global payments. **What problems is Ontop solving and how is that benefiting you?** My overall experience with Ontop has been very positive. I’ve used the platform both as a client and as a contractor, and in both roles everything has felt smooth and reliable. Payments are straightforward to manage, the interface is intuitive, and the overall process feels transparent from both sides. Overall, it’s a solid solution for companies and workers operating across borders. **Official Response from Mateo Alvarez:** > Luis Miguel, thank you for sharing this. Hearing from someone who's been on both sides of the platform, as a client and a contractor, means a lot. That dual perspective is exactly what we build for: a seamless experience no matter where you sit in the workflow. We're always working to expand what's possible, so stay tuned. ### 25. Impeccable Transparency, Support Can Improve **Rating:** 3.5/5.0 stars **Reviewed by:** WENDELL C. | Senior Guest Experience Consultant, Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through a business email account added to their profile **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **AI Translated:** This review has been translated from Portuguese using AI. **Reviewed Date:** March 31, 2026 **What do you like best about Ontop?** I like the transparency in the hiring and payment process that Ontop offers. The payroll is very detailed, which makes a big difference in daily life. Having clarity about each amount, deductions, and fees gives me confidence that everything is being processed correctly, without surprises. I also found the initial setup process very easy and accessible, as all questions were clarified before the contract was signed. **What do you dislike about Ontop?** The customer service and support take days to respond, and the answers are generally not objective. I miss having a direct phone line or a real-time chat that doesn't take 24 hours or more to respond. **What problems is Ontop solving and how is that benefiting you?** Ontop helps to receive payments clearly for remote work, with transparency in the hiring process and detailed payroll, ensuring clarity about amounts, discounts, and fees, which gives me security. **Official Response from Mateo Alvarez:** > Hi there, thank you so much for the honest breakdown. We are thrilled to hear that our detailed payroll and easy setup are giving you the confidence you need to work remotely without the "fee surprise" headache. That clarity is exactly what we aim for. On the support side: we hear you loud and clear. Waiting 24 hours for a response is not the speed we want to be known for, and we know that vague answers can be even more frustrating than the wait itself. To fix this, we are currently doing two things: scaling our support team to slash those response times and implementing new training focused on direct, objective problem-solving. We want our support to be just as impeccable and transparent as our payroll tech. We appreciate you calling this out. It helps us get better, and we are committed to making sure your next interaction with us is much faster. ### 26. Off-Hours Transfer Delays Undermine Trust in OnTop **Rating:** 2.0/5.0 stars **Reviewed by:** Renato L. | System Administrator / SalesForce Consultant, Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through LinkedIn **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** March 02, 2026 **What do you like best about Ontop?** I like the interest-earning account, the card for spending the money, and the multi-currency account option (currently in development). **What do you dislike about Ontop?** I currently receive payments through OnTop, and several colleagues in my company also use the platform. I wanted to share a piece of feedback that has been discussed internally among many of us and that I have also seen mentioned online. Many of us live in different countries and often request transfers outside of your business hours. In these cases, the transfer status shows as “sent”, but the funds take a long time to reach the destination, even when the transfer is in the same currency. I understand the longer timeframe indicated in the app, however there is a clear inconsistency: when a transfer is requested during your business hours, it frequently arrives the same day. In fact, it is common for a transfer requested during business hours to arrive before another one that was requested earlier but outside business hours. This gives the impression that transfers initiated outside business hours are not being properly processed or queued, and sometimes they only move forward after we contact support to ask for the transfer to be completed. Because of this behavior, many users end up reporting the issue to the companies that hire us rather than directly to OnTop. As a result, companies may interpret the delays as a payroll reliability problem and decide to move to other providers. In my company, for example, most people have already switched to another platform, and I was one of the few who continued using OnTop. I believe this is something that could likely be improved through better automation or handling of off-hours transfer requests. Addressing this would significantly improve user confidence and help retain and attract clients. I am sharing this feedback constructively because the platform is useful overall, but this specific issue has a real impact on user trust and on companies’ decisions to continue using the service. **What problems is Ontop solving and how is that benefiting you?** They provide a global payroll solution that allows me to receive payments from a foreign company in a structured and compliant way, without needing to manage international contracts or complex banking arrangements myself. It also simplifies currency handling and access to funds, since I can receive, hold, and spend the money directly through the platform, including using the card and the account features. **Official Response from Mateo Alvarez:** > We hear you loud and clear (and we are already on it). Hi there, Renato. First of all, thank you for being the one to stick with us and for laying this out so clearly. We do not take that kind of loyalty lightly. You hit the nail on the head: the "pending" limbo during off-hours is frustrating, especially when it feels like later transfers are jumping the line. To be completely transparent with you, we are currently in the middle of a major push to automate our off-hour transfer handling. We know those traditional banking windows are a pain, and we are actively building the tech to bypass those delays so that "sent" means exactly that, no matter the time zone. Your feedback is being shared directly with our product team today to help us refine these new flows. We want Ontop to be the reason your company stays, not the reason they look elsewhere. Stick with us. We are making sure the platform works as hard as you do. ### 27. Great benefits with the Platinum card **Rating:** 5.0/5.0 stars **Reviewed by:** Alejandro A. | Consultor, Mid-Market (51-1000 emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account added to their profile **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **AI Translated:** This review has been translated from Spanish; Castilian using AI. **Reviewed Date:** August 21, 2026 **What do you like best about Ontop?** Great benefits with your Platinum card **What do you dislike about Ontop?** The app could be more complete. Some info is missing. **What problems is Ontop solving and how is that benefiting you?** The payment of my salary ### 28. Easy Bank Transfers, Handy Card, and Great Reserve Discounts **Rating:** 5.0/5.0 stars **Reviewed by:** Nicole C. | CBM Business Analyst, Enterprise (> 1000 emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** May 14, 2026 **What do you like best about Ontop?** I like that it is really easy to send your money to your bank account, also they have the option for you to use their card and also they have a program called Reserve where you get discounts. **What do you dislike about Ontop?** I think they can improve their exchange rate. **What problems is Ontop solving and how is that benefiting you?** I’m able to work as a contractor for clients in different countries, and it makes it easy to receive my payments. ### 29. Empowers Financial Flexibility Globally **Rating:** 5.0/5.0 stars **Reviewed by:** Sergio C. | CAO **Validated Reviewer:** This review contains authentic analysis and has been reviewed by our team **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** February 10, 2026 **What do you like best about Ontop?** I appreciate the flexibility Ontop offers, especially with the 'Reserve' plan that gives me 50% lower payout fees on fixed fees when transferring money. Using the Ontop card for everyday purchases and expenses allows me to earn up to 10% cashback, which was extremely valuable during a recent trip to Dubai where I earned almost $50 in just three days on regular expenses like meals and Uber rides. I might earn up to $200 more per month using the services and benefits they offer. Also, the onboarding experience is extremely intuitive and quick, allowing me to get started in less than a couple of hours. **What do you dislike about Ontop?** It's all great. **What problems is Ontop solving and how is that benefiting you?** Ontop lets me get my paycheck in US dollars and manage my money flexibly with a global account. I can pay bills and make daily purchases easily, earning cashback. The Ontop card functions worldwide, offering lower fees and the potential to earn more monthly. **Official Response from Mateo Alvarez:** > Thanks, Sergio. Glad you're enjoying your global account. ### 30. Reserve Membership Benefits That Feel Truly Worth It **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Consulting | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** August 21, 2026 **What do you like best about Ontop?** The Reserve membership gives me the best benefits. It feels worth it. **What do you dislike about Ontop?** Maybe not all categories offer cashback, only a few do. **What problems is Ontop solving and how is that benefiting you?** Receiving payments from abroad is easy because I don't need to transfer the money to my personal account since I can use the card directly, and its membership has benefits. **Official Response from Yully Perez:** > We're glad to hear that you are enjoying the benefits of our Reserve membership! We are constantly working to improve our reserve benefits offerings to more categories to provide even more value to our members. Stay tuned. Many things are coming. ### 31. A very sticky MVP **Rating:** 4.5/5.0 stars **Reviewed by:** Edwin E. | Organizer, Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** October 07, 2024 At G2, we prefer fresh reviews and we like to follow up with reviewers. They may not have updated their review text, but have updated their review. **What do you like best about Ontop?** Reserve has a lot of benefits. It cuts fees, gives you Cashback. Gives you about 400 dollars in different categories for you to claim when regular Cashback does not apply. **What do you dislike about Ontop?** Design. They need a UI/UX designer. Not lovable apps, but one integrated ecosystem **What problems is Ontop solving and how is that benefiting you?** Ontop handles compliance with local laws and transfer process to ensure payroll is out when is needed **Official Response from Martin Mastrogiacomo:** > Thanks for your honest review, Edwin. We’ve made huge improvements since your feedback, especially on UI stability and data visibility. If you're still with us, we’d love for you to explore the new features and see how far we’ve come! ### 32. Great Reserve Plans, Benefits, and Accessibility **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Information Technology and Services | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** August 24, 2026 **What do you like best about Ontop?** The reserve plans, benefits, and accessibility. Yes, I think is a good money **What do you dislike about Ontop?** Sometimes the fees and the local currency prices compared to the dollar can be confusing. **What problems is Ontop solving and how is that benefiting you?** Using the Ontop card has saved me from having to wait for money transfers. **Official Response from Yully Perez:** > Thanks for sharing your experience with Ontop. We’re glad you’re getting value from our Reserve plans, benefits, and accessibility. And we hear you on the fees and local currency conversions. Clear pricing matters, especially when you’re moving money across borders. We’re always looking for ways to make that part of the experience simpler and easier to understand. Thanks for the feedback, and for choosing Ontop to move your money globally. ### 33. Reliable Payroll and Purchase Solution **Rating:** 5.0/5.0 stars **Reviewed by:** Franco L. | Independent Contractor **Validated Reviewer:** This review contains authentic analysis and has been reviewed by our team **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** January 09, 2026 **What do you like best about Ontop?** I use Ontop to get my payroll, make online purchases, and send money transfers to crypto accounts. I find it great that I can pay for something fast with the card and there's no need to make transfers out of the platform. I get my payroll there on time every month. I really like the card services and the support they offer. The card is useful for almost every online purchase I've tried, like paying for Uber, Rappi, and Steam, all without needing to move funds out of Ontop. Plus, the support is fast and reliable. The setup was super easy too. **What do you dislike about Ontop?** So far, nothing **What problems is Ontop solving and how is that benefiting you?** I use Ontop to get my payroll on time, make fast online purchases, and transfer money to crypto accounts without needing to move funds out. The card works for almost every online transaction, and the support is fast and reliable. **Official Response from Mateo Alvarez:** > Franco, this is great to hear. Payroll on time, card that works everywhere you actually spend, fast support, no friction. That's the full package working as it should. Appreciate you sharing the details on the real-world use cases too. ### 34. Flexible USD Balance with Instant Transfers—Ontop Feels Like a Real Bank Account **Rating:** 5.0/5.0 stars **Reviewed by:** Laura T. | SDR, Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** January 20, 2026 **What do you like best about Ontop?** What I love most is the flexibility with my funds. Unlike other platforms that force you to withdraw immediately with bad exchange rates, Ontop allows me to keep my balance in USD and spend it directly using their global Visa card. It feels like a real bank account for remote workers. The transfers are instant, and the app is very user-friendly. It really helps me manage my income better and avoid losing money on fees. **What do you dislike about Ontop?** The digital card works perfectly instantly, but the delivery of the new physical card is taking a bit longer than expected to arrive at my specific location in Colombia. **What problems is Ontop solving and how is that benefiting you?** We were losing significant money on exchange rates and transfer fees using traditional banks and other wallets. Additionally, the process of collecting invoices from every single contractor was fragmented and messy for our accounting. **Official Response from Mateo Alvarez:** > Laura, this is exactly the kind of feedback we love to hear. Keeping your balance in USD, spending directly with the Visa card, avoiding unnecessary fees. That's the financial freedom we built the Global Account for. On the physical card delay, we hear you. Delivery timelines can vary by location and we're working to improve that experience. Hang tight, it'll be worth it. ### 35. Easy to Use, But Could Be Improved in Exchange Rate **Rating:** 4.5/5.0 stars **Reviewed by:** Claudia L. | Scrum Master **Validated Reviewer:** This review contains authentic analysis and has been reviewed by our team **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **AI Translated:** This review has been translated from Spanish; Castilian using AI. **Reviewed Date:** January 13, 2026 **What do you like best about Ontop?** I like how easy it is to use my money with Ontop. The ability to transfer money between users helps me stay more connected with my friends. Additionally, the ease of moving my money in different currencies and having a physical/digital card is really useful, especially when I travel. The initial setup was quite simple; just follow the steps to verify yourself and once approved, everything starts working wonderfully. **What do you dislike about Ontop?** The exchange rate used by Ontop is not at all "fair" or comparable to other similar platforms. Sometimes the card tends to be declined at some establishments. **What problems is Ontop solving and how is that benefiting you?** Ontop allows me to receive money regardless of my location, makes it easy to move my money in different currencies, and provides a useful card for traveling. Additionally, I can transfer money between users, which helps me stay in touch with friends. **Official Response from Mateo Alvarez:** > Claudia, thank you for the kind words on usability. Simple setup, multi-currency flexibility, and a card that travels with you is exactly what we aim for. On exchange rates, that's fair feedback and something our team takes seriously as we continue to improve the financial experience. Card declines can sometimes come down to merchant configurations, but if it happens again, our support team can help you troubleshoot in real time. ### 36. Good feature for contractors **Rating:** 4.0/5.0 stars **Reviewed by:** Barbara F. | Legal Assistant, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** October 08, 2025 **What do you like best about Ontop?** The best thing about Ontop is the “Your Bills, Your Rules” feature. It allows you to pay for services, credit cards, and other bills directly with the funds in your account. As a contractor based in Argentina, I find this tool especially useful because I don't need to exchange currencies. It also has a prompt response when you need assistance. **What do you dislike about Ontop?** Sometimes it’s not that easy to use the “Your Bills, Your Rules” feature. You first have to register the service you want to pay for, but there’s no “Pay Now” button, there's just an option to edit the name of the payment. The process isn’t very intuitive. It usually takes a few tries for me to complete a payment. For example, if I want to pay in advance, the bill doesn’t appear, and when browsing the list of registered services, there’s no clear “Pay” option. **What problems is Ontop solving and how is that benefiting you?** I use it to pay my bills without needing to exchange currencies; there are no fees for paying bills which is great. ### 37. Seamless Payment Transfers and Excellent Support **Rating:** 5.0/5.0 stars **Reviewed by:** Shobhita R. | Enterprise Growth Manager **Validated Reviewer:** Validated through LinkedIn **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** February 15, 2026 **What do you like best about Ontop?** I love using Ontop to receive payments for my work as a contractor. I am able to transfer it seamlessly to my local bank account without any issues. I've faced no problems with any transfers despite using it for three years, and upon initiating a transfer, I receive the money in my bank account instantaneously. It's nice to be able to track my payment status within the app, and the customer support is great. The setup was very easy with clear steps, and the support team was very helpful. **What do you dislike about Ontop?** Nothing **What problems is Ontop solving and how is that benefiting you?** I use Ontop to receive payments as a contractor and transfer them seamlessly to my bank. It solves transfer issues by providing instant transactions and offers great tracking and support. **Official Response from Mateo Alvarez:** > Thanks, Shohbita. Glad you're enjoying the platform. ### 38. International Transactions Easily with Ontop **Rating:** 5.0/5.0 stars **Reviewed by:** Angelica P. | UX **Validated Reviewer:** Validated through Google One Tap using a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **AI Translated:** This review has been translated from Spanish; Castilian using AI. **Reviewed Date:** December 30, 2025 **What do you like best about Ontop?** I love being able to receive money from abroad with Ontop. I also know that it allows companies to hire people abroad through Ontop, which is great. I like that it offers various benefits for workers, such as cashback and promotions. The card and the app are easy to use, which makes things much easier, and I always receive payments on time. The initial setup was very easy and I would definitely recommend it to a friend or colleague, I give it a 10. **What do you dislike about Ontop?** Well, it still doesn't work for Apple Wallet and there's no way to schedule transfers. **What problems is Ontop solving and how is that benefiting you?** I can receive payments from abroad, use a card for my funds and payments. Ontop makes it easy to hire staff abroad and offers benefits like cashback, discounts among others. The card and the app are easy and reliable for timely payments. **Official Response from Mateo Alvarez:** > Angelica, a 10 and a recommendation — that means a lot. Payments on time, easy card, cashback, simple setup. Great to hear it all lands well. Apple Pay and scheduled transfers are noted, these are exactly the kind of feature requests that shape our roadmap. Stay tuned, you might be surprised soon :) ### 39. Quick and Efficient Payments, But Card Could Be Improved **Rating:** 4.5/5.0 stars **Reviewed by:** Lucas V. | IT Manager, Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through Google using a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: G2 invite on behalf of seller:** Invitation from G2 on behalf of a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **AI Translated:** This review has been translated from Spanish; Castilian using AI. **Reviewed Date:** December 03, 2025 **What do you like best about Ontop?** I use Ontop to receive monthly payments from my company in the United States, and I also make use of the card they offer. I value the ease that Ontop provides for managing my work compensation, along with the possibility of obtaining cashback benefits from transactions. I love how modern and the new ideas that Ontop introduces; these features reinforce my interest in the service. Additionally, the processing of transfers is exceptionally fast, usually arriving one or two days earlier than promised, which regularly exceeds my expectations. Also, the initial setup was very simple for me as a worker: I just had to identify myself, provide my information and some documents, which made the process quite efficient. **What do you dislike about Ontop?** The card could have more benefits. Additionally, the cashback process does not satisfy me, as it usually has to be claimed, which makes me waste time. **What problems is Ontop solving and how is that benefiting you?** I use Ontop to manage my work compensation with ease and I get cashback benefits. I enjoy fast and effective transfers. ### 40. Quick, easy to use, and with instant currency conversion **Rating:** 4.5/5.0 stars **Reviewed by:** Mauricio P. | Freelance director creativo, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through LinkedIn **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **AI Translated:** This review has been translated from Spanish; Castilian using AI. **Reviewed Date:** April 14, 2026 **What do you like best about Ontop?** I like that it is very fast, it converts to the currency I want, and it is easy to use. **What do you dislike about Ontop?** that there is no option to pay with wallet on iOS. **What problems is Ontop solving and how is that benefiting you?** It resolves sending to my preferred bank in a short time and that benefits me a lot. **Official Response from Mateo Alvarez:** > Hey, Mauricio! Thanks for your review. We hear you on the Apple Wallet thing! we're currently working on it and its coming very very soon. Keep an eye out👀 You'll love it! ### 41. Effortless Transactions and Stellar Support with Ontop **Rating:** 5.0/5.0 stars **Reviewed by:** Sudarshan K. | Customer Experience Analyst **Validated Reviewer:** This review contains authentic analysis and has been reviewed by our team **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** December 15, 2025 **What do you like best about Ontop?** I appreciate Ontop's efficiency and reliability because fund transfers to my bank account are consistently faster than expected. I find the app smooth, intuitive, and extremely user-friendly, making every transaction effortless. The support team is exceptionally kind, attentive, and quick to assist whenever I face an issue. I truly value their Card services because I can make payments anywhere in the world without the hassle of currency conversion and earn attractive cashback rewards. The initial setup of Ontop was super easy and self-explanatory. **What do you dislike about Ontop?** I wish they allowed us to download the statements ourselves instead of depending on the support but it's not a major inconvenience. **What problems is Ontop solving and how is that benefiting you?** I use Ontop for fast fund transfers, reflecting efficiency and reliability. It's smooth and user-friendly, with great customer service. The Card services eliminate currency conversion hassles and offer cashback. Overall, it makes transactions effortless. **Official Response from Mateo Alvarez:** > Sudarshan, really glad the transfers, card, and support experience are all landing well. Self-serve statement downloads is a clear, reasonable ask and exactly the kind of thing we're working to add. Thanks for flagging it. ### 42. Effortless Global Hiring with Top-Notch Compliance Support **Rating:** 4.0/5.0 stars **Reviewed by:** Giuliana F. | Account manager, Mid-Market (51-1000 emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** February 19, 2026 **What do you like best about Ontop?** This is a highly efficient solution that enables companies to hire globally while providing legal and compliance support. **What do you dislike about Ontop?** It may have some limitations depending on the country risk (political/economic situation). Overall, it’s a great product. **What problems is Ontop solving and how is that benefiting you?** I receive my compensation as a worker through the platform, and I appreciate that I can use it in several different ways. Overall, I find it to be a great solution. ### 43. Effortless Payments and Reliable USD Management with Ontop **Rating:** 5.0/5.0 stars **Reviewed by:** Haripriya V. | QA Engineer, Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through Google using a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** December 29, 2025 **What do you like best about Ontop?** Ontop has made handling payments much easier for me by keeping the entire process simple and well-structured.The option to hold and use funds in USD is especially convenient, particularly for international use or travel. Onboarding was quick, and so far the platform has been reliable. Overall, Ontop delivers a smooth and practical experience that does exactly what it promises. **What do you dislike about Ontop?** One limitation is that a card is not available in certain countries, such as the UK. Having card access would make it much more convenient to shop and manage everyday expenses directly. **What problems is Ontop solving and how is that benefiting you?** Ontop simplifies international payments by making it easy to receive and manage funds without delays or unnecessary complexity. It saves me time and provides flexibility, especially through the ability to hold and use USD. **Official Response from Mateo Alvarez:** > Haripriya, glad the USD management and payment experience are delivering on what they promise. Card availability in the UK and similar markets is real feedback we're tracking as we expand coverage globally. Appreciate you flagging it. ### 44. Effortless Global Hiring and Payroll Made Simple **Rating:** 5.0/5.0 stars **Reviewed by:** Jeisson P. | Internal Auditor, Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through Google using a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** November 07, 2025 **What do you like best about Ontop?** Ontop is a highly regarded, all-in-one platform for global workforce management, primarily praised for its efficiency in simplifying international hiring and payroll. It allows businesses to onboard and pay remote contractors and EOR employees swiftly while ensuring full legal and tax compliance across numerous countries. Its key benefits include a user-friendly interface, the provision of smart contracts, and the ability for remote workers to receive fast, transparent payments in USD via the Ontop Wallet and associated Visa card, making it an excellent solution for scaling global teams without administrative hassle. **What do you dislike about Ontop?** I genuinely feel that Ontop is one of the most compelling and robust solutions currently available. From my perspective, I have no overall negative observations regarding its core mission and functionality. It expertly tackles the monumental challenge of global compliance, turning what used to be a bureaucratic nightmare into a seamless, click-and-go process **What problems is Ontop solving and how is that benefiting you?** It allows businesses to onboard and pay remote contractors and EOR employees swiftly while ensuring full legal and tax compliance across numerous countries. Its key benefits include a user-friendly interface, the provision of smart contracts, and the ability for remote workers to receive fast, transparent payments in USD via the Ontop Wallet and associated Visa card **Official Response from Mateo Alvarez:** > Jeisson, this means a lot. Turning global compliance from a bottleneck into a non-issue is exactly what we're here for. Appreciate you laying it out so clearly. ### 45. Effortless Payments with Ontop **Rating:** 5.0/5.0 stars **Reviewed by:** Cristian F. | Frontend Architect, Mid-Market (51-1000 emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through Google using a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** October 08, 2024 At G2, we prefer fresh reviews and we like to follow up with reviewers. They may not have updated their review text, but have updated their review. **What do you like best about Ontop?** I appreciate Ontop for its simplicity and ease of use, as it allows me to efficiently handle payments and receive money without spending unnecessary time on these tasks. The platform also provides the capability to save and pay in USD, which is particularly beneficial when traveling. I value this flexibility in currency usage. The overall experience with Ontop has been seamless and satisfactory, as evidenced by its straightforward setup process and the fact that everything works perfectly fine for me. **What do you dislike about Ontop?** nothing **What problems is Ontop solving and how is that benefiting you?** I use Ontop to easily manage my payments and save in USD for travel, avoiding complicated processes and saving time. **Official Response from Martin Mastrogiacomo:** > Thanks a ton, Cristian! We love that you’re enjoying the Wallet and Card—they’re designed to give you more freedom and control 🌍 We hear you on the exchange fees. It’s something we constantly review to stay competitive and fair for our users. Thanks for being part of Ontop and sharing your feedback! ### 46. Excellent cashback and membership benefits **Rating:** 5.0/5.0 stars **Reviewed by:** Diana S. | Chief Sales Officer (CSO), Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through LinkedIn **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **AI Translated:** This review has been translated from Spanish; Castilian using AI. **Reviewed Date:** April 23, 2026 **What do you like best about Ontop?** Cashback and membership benefits **What do you dislike about Ontop?** The service leaves much to be desired. They take a long time to respond and it's noticeable that it's still very manual. **What problems is Ontop solving and how is that benefiting you?** Cashback is the best **Official Response from Mateo Alvarez:** > Thanks, Diana! ### 47. Recibe y realiza pagos internacionales con facilidad **Rating:** 5.0/5.0 stars **Reviewed by:** Paula L. | Product Designer, Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through Google One Tap using a business email account **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** February 18, 2026 **What do you like best about Ontop?** Me gusta tener la tarjeta y la facilidad de transferir dinero. Puedo registrar diferentes cuentas de terceros en múltiples países y hacer transferencias sin complicaciones. Además, la configuración inicial de Ontop fue sencilla. **What do you dislike about Ontop?** Las tarifas son altas y, además, la tarjeta no se puede añadir a Apple Pay. **What problems is Ontop solving and how is that benefiting you?** Puedo recibir mi salario en dólares y usar una tarjeta para hacer pagos y enviar dinero a diferentes países. La facilidad de transferir fondos es muy útil, ya que me permite registrar cuentas de terceros en múltiples países y hacer transferencias fácilmente. **Official Response from Mateo Alvarez:** > Thanks, Paula. Your feedback has been noted. Be on the lookout for the Apple Pay stuff 😉 Coming soon! Glad you're enjoying the platform. ### 48. A reliable global payment solution that keeps getting better **Rating:** 5.0/5.0 stars **Reviewed by:** Miguel Ángel M. | QA Junior, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through LinkedIn **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** October 08, 2024 At G2, we prefer fresh reviews and we like to follow up with reviewers. They may not have updated their review text, but have updated their review. **What do you like best about Ontop?** I’ve been using Ontop for over a year as my primary payment platform, and I’ve consistently had a great experience. What stands out most is the speed of international transfers — funds are credited to my account much faster than with other services I’ve tried. The redesigned “Reserve” benefits program is a smart move. It feels more relevant and user-friendly, and it actually encouraged me to start using it this month. I’ve also shifted to using my Ontop card for most of my purchases abroad. Instead of converting money in advance, I now prefer to pay directly in local currency — it’s been convenient and cost-effective. On the rare occasions when I’ve had issues with a transaction, customer support was fast, clear, and helpful. That kind of reliability gives me peace of mind. Overall, Ontop keeps evolving in the right direction, and I’m genuinely excited to see what they launch next. **What do you dislike about Ontop?** The only real pain point I’ve encountered is that I can’t use my Ontop wallet balance or Ontop card to pay off my personal credit card. This forces me to withdraw the money and handle the currency exchange myself, which can lead to unnecessary fees or delays. I’d love to see this flexibility added in the future. **What problems is Ontop solving and how is that benefiting you?** Ontop makes it easy to receive international payments quickly and reliably, which is essential for freelancers and remote workers like me. Traditional banking systems often have delays, hidden fees, or poor currency conversion rates, but Ontop simplifies the whole process. I benefit from fast international transfers, the ability to hold and spend in multiple currencies, and having a wallet and card that work smoothly for global transactions. This has helped me manage my income more efficiently and avoid unnecessary currency exchange steps in many cases. Ontop is also constantly improving — the new benefits platform “Reserve” and responsive customer support have made the overall experience even better. **Official Response from Martin Mastrogiacomo:** > Thanks so much for the thoughtful review, Miguel Ángel! We're really glad Ontop is helping you move money globally with more ease and speed—and it's great to hear Reserve encouraged you to try something new. Noted on the card flexibility feedback. You're totally right, and it's something our team is already exploring. We’ll keep pushing to make Ontop even more useful for your everyday needs. Let’s keep building this global experience together 💪 ### 49. Ontop Review **Rating:** 5.0/5.0 stars **Reviewed by:** Martin Z. | Finance Senior Analyst, Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through LinkedIn **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** October 08, 2025 **What do you like best about Ontop?** What I liked the most about Ontop is how simple and efficient it makes the whole payment process. Everything is very transparent, fast, and easy to use, especially when managing international payouts. The platform is intuitive, customer support is always available to help, and transactions are completed without complications. It really gives peace of mind knowing that payments arrive on time and securely, no matter the country. **What do you dislike about Ontop?** Honestly, there’s very little to complain about. Sometimes exchange rates or transfer times can vary depending on the provider or the country, but that’s something that happens with any global payment solution. Ontop is constantly improving those details and communicating clearly when changes happen, which is appreciated. **What problems is Ontop solving and how is that benefiting you?** My overall experience with Ontop has been excellent. It’s a reliable, modern, and professional platform that makes managing payments across borders effortless. Everything works smoothly, and the attention from their support team is always fast and friendly. I would definitely recommend Ontop to freelancers, remote workers, and companies that want to simplify their international payment processes. It’s one of the few platforms that truly delivers what it promises — security, speed, and trust. ### 50. Frustrating Verification Hurdles and Poor Support **Rating:** 0.5/5.0 stars **Reviewed by:** Janice N. **Validated Reviewer:** This review contains authentic analysis and has been reviewed by our team **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** December 30, 2025 **What do you like best about Ontop?** I had no problems with Ontop until this issue happened, and the initial setup was smooth. **What do you dislike about Ontop?** I had to go through verification for a second time, even though they already had my documents, which is unnecessary. It is frustrating because they blocked my access to my wallet, and I still cant get into my incoming paycheck. The delay after re-verification is appalling. Also, their customer service team is so rude and unhelpful. **What problems is Ontop solving and how is that benefiting you?** I thought Ontop was reliable for my paychecks, but now it's frustrating. After verification issues, my account is blocked, and their customer service is rude. I can't access my incoming paycheck, which I depend on. **Official Response from Martin Mastrogiacomo:** > Hey Janice, thanks for your message. We looked into this and the issue was caused by a temporary glitch with our provider. Support let us know it got resolved quickly, and your payment was processed right after. Everything should be in order now! We know delays aren’t fun — really appreciate your patience on this one. We’re already making moves to avoid it happening again. You’re all set, and we’ve got your back. Thanks! ## Ontop Discussions - [What is Ontop used for?](https://www.g2.com/discussions/what-is-ontop-used-for) - [View Ontop pricing details and edition comparison](https://www.g2.com/products/ontop/reviews?1353fe24_page=0§ion=pricing&secure%5Bexpires_at%5D=2026-09-26+15%3A28%3A59+-0500&secure%5Bsession_id%5D=8a07ec94-59b2-43e7-8fa7-bc98d7e379f4&secure%5Btoken%5D=9f3baf20fa12b7e9ca50cb93e15c1269933b61f99679ab53c616704961e50d41&format=llm_user) ## Ontop Features **Processing** - Multi Country - Data Consolidation - Data Quality - Rules **Compatability** - HCM and HRMS - Entrepreneur - Immigration and Relocation **Compliance** - Governance - Country-Specific - Internal Policies **Intermediate GEP features** - International Hiring Support **Integration** - Finance - Other **Reporting** - Benchmarking - Cost Tracking - Dashboards - Time Tracking - Vacation/Leave Tracking - Activity Tracking **Other GEP Features** - Compliance Managenent - Analytics - Hiring Support - Reporting/Analytics **Benefits** - Branded Shopping - Other Benefits **Additional Functionality** - Onboarding - Document Management - API - Reminders - Direct Deposit - Approval Process Control - Multi-State - Access Controls/Permissions - Reporting & Statistics - Payroll Outsourcing - Employee Profiles - Employee Database - Compensation Management - Self Service Portal - Payroll Reporting - Tax Forms - Third-Party Integrations - Generative AI - Tax Compliance - AI Copilot - Customizable Reports - Calendar Management - Payroll Management - Benefits Management - Check Printing - Data Import/Export - Wage Garnishment - Compliance Management - Alerts/Notifications **Additional Functionality** - Data Connectors - For PEO/ASO - Time Tracking - Applicant Tracking - API - Client Portal - Employee Benefits Administration - Employee Portal - Onboarding - AI Copilot - Online Benefits Enrollment - Employee Engagement - Accounting - Generative AI - Workflow Automation **Core Functionality - Employer of Record (EOR)** - Compliance - Tax Compliance **Expanded Functionality - Employer of Record (EOR)** - M&A - Enterprise Consulting - Contractor Management - Permit Management - Resource Management - Immigration Management - Global Sourcing Management - Contract/License Management - Reimbursement Management - Performance Management - Time Off Management - Compliance Management - Invoice Management - Payroll Management - Document Management - Expense Management - Recruitment Management - Immigration Management **AI Capabilities - Employer of Record (EOR)** - AI Automation - AI Agent **Additional Functionality** - Benefits Dashboard - Self Service Portal - Third-Party Integrations - Data Import/Export - Multi-Currency - Approval Process Control - Background Screening - Enrollments/Onboarding - Labor Cost Reporting - Billing & Invoicing - Offboarding - Employee Benefits Administration - Alerts/Notifications - Activity Dashboard - Digital Signature - Time & Attendance - Search/Filter - Multi-Language - Reporting/Analytics - Multi-Country ## Top Ontop Alternatives - [Remote](https://www.g2.com/products/remote/reviews) - 4.5/5.0 (4,337 reviews) - [Deel Payroll](https://www.g2.com/products/deel-payroll/reviews) - 4.7/5.0 (6,936 reviews) - [Rippling](https://www.g2.com/products/rippling/reviews) - 4.8/5.0 (11,823 reviews)