Ontop Pricing Overview

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Free Trial

Hire Contractors

Starting at $49.00

Per Month

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Hire Employees

Starting at $499.00

Per Month

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Save thousands of dollars while expanding globally.

Ontop has 2 pricing editions, from $49 to $499. A free trial of Ontop is also available. Look at different pricing editions below and see what edition and features meet your budget and needs.

Pricing information for Ontop is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase Ontop must be conducted with the seller.

Discover how Ontop can fit your budget based on the growth stage of your business, the size of your team, or both.

Pricing information was last updated on October 01, 2025

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Ontop Pricing Reviews

(2)

Miguel Ángel M.

QA Junior

Small-Business (50 or fewer emp.)

10/8/2024

"A reliable global payment solution that keeps getting better"

5/5

What do you like best about Ontop?

I’ve been using Ontop for over a year as my primary payment platform, and I’ve consistently had a great experience. What stands out most is the speed of international transfers — funds are credited to my account much faster than with other services I’ve tried.

The redesigned “Reserve” benefits program is a smart move. It feels more relevant and user-friendly, and it actually encouraged me to start using it this month.

I’ve also shifted to using my Ontop card for most of my purchases abroad. Instead of converting money in advance, I now prefer to pay directly in local currency — it’s been convenient and cost-effective.

On the rare occasions when I’ve had issues with a transaction, customer support was fast, clear, and helpful. That kind of reliability gives me peace of mind.

Overall, Ontop keeps evolving in the right direction, and I’m genuinely excited to see what they launch next. Review collected by and hosted on G2.com.

What do you dislike about Ontop?

The only real pain point I’ve encountered is that I can’t use my Ontop wallet balance or Ontop card to pay off my personal credit card. This forces me to withdraw the money and handle the currency exchange myself, which can lead to unnecessary fees or delays. I’d love to see this flexibility added in the future. Review collected by and hosted on G2.com.

What problems is Ontop solving and how is that benefiting you?

Ontop makes it easy to receive international payments quickly and reliably, which is essential for freelancers and remote workers like me. Traditional banking systems often have delays, hidden fees, or poor currency conversion rates, but Ontop simplifies the whole process.

I benefit from fast international transfers, the ability to hold and spend in multiple currencies, and having a wallet and card that work smoothly for global transactions. This has helped me manage my income more efficiently and avoid unnecessary currency exchange steps in many cases.

Ontop is also constantly improving — the new benefits platform “Reserve” and responsive customer support have made the overall experience even better. Review collected by and hosted on G2.com.

Response from Martin Mastrogiacomo of Ontop

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Thanks so much for the thoughtful review, Miguel Ángel! We're really glad Ontop is helping you move money globally with more ease and speed—and it's great to hear Reserve encouraged you to try something new.

Noted on the card flexibility feedback. You're totally right, and it's something our team is already exploring. We’ll keep pushing to make Ontop even more useful for your everyday needs.

Let’s keep building this global experience together 💪

Verified User in Computer Software

Small-Business (50 or fewer emp.)

8/8/2025

"Simple to Use with Great Support, but Costly and Slow for Payments"

2/5

What do you like best about Ontop?

Ontop offers an incredibly easy-to-use and intuitive platform that makes managing payroll straightforward, even for those who are new to such tools. The interface is clean and well organized, allowing me to quickly find the features I need. Their customer support team is also responsive and helpful, providing clear guidance and solutions whenever I have questions or issues. This combination of usability and strong support makes the overall experience pleasant from an operational standpoint. Review collected by and hosted on G2.com.

What do you dislike about Ontop?

Despite its ease of use, the payment experience could be significantly improved. Withdrawals tend to be slow, and there are limited options for payout methods and supported currencies, which can be inconvenient. Additionally, the platform’s fees are quite high, and the exchange rates are not competitive compared to other services. These factors make cross-border payments more expensive than they need to be, which is a considerable drawback for regular use. Review collected by and hosted on G2.com.

What problems is Ontop solving and how is that benefiting you?

As a remote team, we needed a streamlined way to pay everyone efficiently, regardless of their location. Ontop solved this by providing a single platform where we could manage all payments in one place. This eliminated the need for juggling multiple tools or payment methods, saving us time and reducing the risk of errors. Review collected by and hosted on G2.com.

Response from Martin Mastrogiacomo of Ontop

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Thanks for taking the time to share such a detailed review. We’re glad to hear you find Ontop easy to use and that our support team has been there for you when needed. We also appreciate your honest feedback on payment speed, payout options, and fees. We know how important these are, and our team is actively working on improving processing times, expanding currency and payout choices, and making cross-border transactions more competitive. Our goal is for every part of your experience to feel as smooth and efficient as the rest. We’ve got your back.