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# Soldo vs Spendesk Comparison - What are their main differences?

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Pricing

**Soldo**
Free Trial

**£39.00** Per Month · Plus (3 users +)

**Spendesk**
Free Trial

**Contact Us** Per Month · Essentials Plan

**Pricing Insights**
from reviews

Time to Implement

**Soldo**
1 monthFaster

Based on 37 responses

**Spendesk**
2 months

Based on 62 responses

Return on Investment

**Soldo**
10 months

Based on 33 responses

**Spendesk**
9 months1 month sooner

Based on 61 responses

Perceived Cost

**Soldo**
$$$$$

**Spendesk**
$$$$$

Average Discount

**Soldo**
6%

**Spendesk**
12%6% more

 ![Soldo](https://images.g2crowd.com/uploads/product/hd_favicon/4a0681e4b87ad92e321026c800e671d9/soldo.svg "Soldo")

 ![Spendesk](https://images.g2crowd.com/uploads/product/hd_favicon/ef51fda01e5a82d3ae3d2d2adcc8aeed/spendesk.svg "Spendesk")

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**Pros & Cons**
from reviews

**Soldo**
[
Ease of Use (23)
](https://www.g2.com/products/soldo/reviews?filters%5Bsentiment_snippet%5D=1867895&qs=pros-and-cons#reviews)[
Customer Support (16)
](https://www.g2.com/products/soldo/reviews?filters%5Bsentiment_snippet%5D=1869199&qs=pros-and-cons#reviews)[
Approval Issues (9)
](https://www.g2.com/products/soldo/reviews?filters%5Bsentiment_snippet%5D=1868006&qs=pros-and-cons#reviews)[
Inadequate Reporting (5)
](https://www.g2.com/products/soldo/reviews?filters%5Bsentiment_snippet%5D=1964290&qs=pros-and-cons#reviews)

**Spendesk**
[
Ease of Use (3)
](https://www.g2.com/products/spendesk/reviews?filters%5Bsentiment_snippet%5D=1540839&qs=pros-and-cons#reviews)[
Customer Satisfaction (1)
](https://www.g2.com/products/spendesk/reviews?filters%5Bsentiment_snippet%5D=2025121&qs=pros-and-cons#reviews)[
Approval Issues (2)
](https://www.g2.com/products/spendesk/reviews?filters%5Bsentiment_snippet%5D=1540173&qs=pros-and-cons#reviews)[
Credit Issues (2)
](https://www.g2.com/products/spendesk/reviews?filters%5Bsentiment_snippet%5D=1540087&qs=pros-and-cons#reviews)

Integrations

**Soldo**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_ad61e892efe96560be412048d3b74cf4/n2f.png "Product Avatar Image")

N2F

](https://www.g2.com/products/n2f/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_4c82f34b1e3899a3ff1b733fd9407ff5/qbo.png "Product Avatar Image")

Qbo

](https://www.g2.com/products/qbo/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_50b93b0f332ffa4a17f0c4c1f6c6464b/quickbooks-online.png "Product Avatar Image")

QuickBooks Online

](https://www.g2.com/products/quickbooks-online/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_14f9ce34aa0bb0f679b3f8e617a83f09/sage-50cloud-accounting.jpg "Product Avatar Image")

Sage 50cloud Accounting

](https://www.g2.com/products/sage-50cloud-accounting/reviews)[
View all
](https://www.g2.com/products/soldo/integrations)

**Spendesk**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_a697fff464fa3e9e9509f963fc269fe1/anthropic-sdk.png "Product Avatar Image")

Anthropic SDK

](https://www.g2.com/products/anthropic-sdk/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_575ba6c02c194851615e3b59f84a7fdf/datev.jpg "Product Avatar Image")

Datev

](https://www.g2.com/products/datev/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_606d09e0f8df8ceb8fa70c13d4a1b237/appfire-flow.png "Product Avatar Image")

Flow

](https://www.g2.com/products/appfire-flow/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/vendor/image/31573/large_detail_ba03b65250c42b1ce0fcae550ec22090.jpeg "Product Avatar Image")

HiBob

](https://www.g2.com/products/hibob-hibob/reviews)[
View all
](https://www.g2.com/products/spendesk/integrations)

Screenshots

**Soldo**
 ![Soldo screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/1369937/Ecosystem.png)

**Spendesk**
 ![Spendesk screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/120962/Core-Product-EN-02.jpg)

**Ratings**
from reviews

Meets Requirements

**Soldo**

8.8

8.8132

**Spendesk**

9.0

9.0459

Ease of Use

**Soldo**

9.1

9.1138

**Spendesk**

9.3

9.3463

Ease of Setup

**Soldo**

8.8

8.8123

**Spendesk**

8.5

8.5196

Ease of Admin

**Soldo**

8.9

8.9116

**Spendesk**

8.6

8.6153

Quality of Support

**Soldo**

9.0

9.0131

**Spendesk**

8.7

8.7375

Has the product been a good partner in doing business?

**Soldo**

9.0

9.0115

**Spendesk**

8.7

8.7151

Product Direction (% positive)

**Soldo**

9.3

9.3125

**Spendesk**

8.4

8.4431

**Features**
ratings from reviews

Expense Management

8.1

95

8.8

359

Spend Management

7.7

66

8.5

197

Budgeting and Forecasting

Not enough data

8.6

28

Invoice Management

Not enough data

8.9

147

AP Automation

Not enough data

8.3

55

User Insights

**Reviewers' Company Size**

Small-Business(50 or fewer emp.)
46.8%

Mid-Market(51-1000 emp.)
44.2%

Enterprise(\> 1000 emp.)
8.9%

Small-Business(50 or fewer emp.)
46.8%

Mid-Market(51-1000 emp.)
44.2%

Enterprise(\> 1000 emp.)
8.9%

Small-Business(50 or fewer emp.)
36.3%

Mid-Market(51-1000 emp.)
60.8%

Enterprise(\> 1000 emp.)
2.9%

Small-Business(50 or fewer emp.)
36.3%

Mid-Market(51-1000 emp.)
60.8%

Enterprise(\> 1000 emp.)
2.9%

**Reviewers' Industry**

[![Soldo](https://images.g2crowd.com/uploads/product/hd_favicon/4a0681e4b87ad92e321026c800e671d9/soldo.svg "Soldo")](https://www.g2.com/products/soldo/reviews)
Soldo

Non-Profit Organization Management
10.2%

Accounting
8.6%

Hospital & Health Care
6.4%

Computer Software
4.8%

Financial Services
4.3%

Other
65.8%

[![Spendesk](https://images.g2crowd.com/uploads/product/hd_favicon/ef51fda01e5a82d3ae3d2d2adcc8aeed/spendesk.svg "Spendesk")](https://www.g2.com/products/spendesk/reviews)
Spendesk

Computer Software
16.1%

Information Technology and Services
12.8%

Accounting
5.4%

Marketing and Advertising
4.5%

Financial Services
4.1%

Other
57.2%

Alternatives

**Soldo Alternatives**

 ![Pleo](https://images.g2crowd.com/uploads/product/hd_favicon/9b9e5089dd272c72b07287343925e21b/pleo.svg "Pleo")

[
Pleo
](/products/pleo/reviews)

 ![Payhawk](https://images.g2crowd.com/uploads/product/hd_favicon/7b069fcb391f44a31949b1c79da7f6fd/payhawk.svg "Payhawk")

[
Payhawk
](/products/payhawk/reviews)

 ![Expensify](https://images.g2crowd.com/uploads/product/hd_favicon/f79420536dbcd8d48061c55d4e6d0ab6/expensify.svg "Expensify")

[
Expensify
](/products/expensify/reviews)

 ![Brex](https://images.g2crowd.com/uploads/product/hd_favicon/ea743ad0d0041273376b3852a36669cc/brex.svg "Brex")

[
Brex
](/products/brex/reviews)

**Spendesk Alternatives**

 ![Payhawk](https://images.g2crowd.com/uploads/product/hd_favicon/7b069fcb391f44a31949b1c79da7f6fd/payhawk.svg "Payhawk")

[
Payhawk
](/products/payhawk/reviews)

 ![Ramp](https://images.g2crowd.com/uploads/product/hd_favicon/6a582a4fcd932a8ba3e2d4d73af44e65/ramp-financial-ramp.svg "Ramp")

[
Ramp
](/products/ramp-financial-ramp/reviews)

 ![SAP Concur](https://images.g2crowd.com/uploads/product/hd_favicon/fb80859373f26969a7a13ca1201dbf4c/sap-concur.svg "SAP Concur")

[
SAP Concur
](/products/sap-concur/reviews)

 ![Brex](https://images.g2crowd.com/uploads/product/hd_favicon/ea743ad0d0041273376b3852a36669cc/brex.svg "Brex")

[
Brex
](/products/brex/reviews)

## Soldo vs Spendesk FAQs

Generated using AI

Last updated: August 14, 2026

### What is the difference between Soldo vs Spendesk?

Spendesk stands out for its higher G2 rating, larger review volume, and slightly higher Ease of Use score, while Soldo is noted for its strong customer support and ease of setup.

| [Soldo](https://www.g2.com/products/soldo/reviews) | [Spendesk](https://www.g2.com/products/spendesk/reviews) |
| --- | --- |
| 4.5/5 (195 reviews) | 4.6/5 (413 reviews) |
| Small-Business | Mid-Market |
| 8.8 | 8.6 |
| 9.0 | 9.0 |
| Ease of Use (23 all-time mentions) | Ease of Use (3 all-time mentions) |

### How do the pricing models of Soldo and Spendesk compare?

Spendesk is rated higher for value, with a stronger Price/Cost satisfaction score than Soldo.

- **Soldo:** In recent reviews, some reviewers mention that the pricing structure can be steep, especially for startups or smaller organizations, and that additional cards or features may incur extra costs.
- **Spendesk:** Reviewers note that Spendesk is more expensive for standalone entities and that pricing starts at a level that may be an obstacle for small businesses, but overall satisfaction with value is higher than Soldo.

### What are the best alternatives to Soldo and Spendesk?

Pleo, Ramp, and Payhawk are the top three alternatives to Soldo and Spendesk according to G2 rankings.

| Product | G2 Rating (reviews) | Largest Segment | Pricing Insight | Top Reviewer-Cited Strength |
| --- | --- | --- | --- | --- |
| [Soldo](https://www.g2.com/products/soldo/reviews) | 4.5/5 (195 reviews) | Small-Business | Pricing can be steep for smaller organizations | Ease of Use (23 all-time mentions) |
| [Spendesk](https://www.g2.com/products/spendesk/reviews) | 4.6/5 (413 reviews) | Mid-Market | More expensive for standalone entities | Ease of Use (3 all-time mentions) |
| [Pleo](https://www.g2.com/products/pleo/reviews) | 4.7/5 (1435 reviews) | Small-Business | — | — |
| [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) | 4.8/5 (2496 reviews) | Small-Business | — | — |
| [Payhawk](https://www.g2.com/products/payhawk/reviews) | 4.5/5 (906 reviews) | Mid-Market | — | — |

### Which Expense Management features should I prioritize when comparing Soldo and Spendesk?

Buyers comparing Soldo and Spendesk should prioritize Ease of Use, Integrations, Payments, Customization, and Reporting.

- **Ease of Use:** Soldo (9.1), Spendesk (9.4); 23 all-time mentions for Soldo, 3 for Spendesk.
- **Integrations:** Soldo integrates with Xero (26 all-time mentions); Spendesk integrates with NetSuite (3 all-time mentions) and Xero (2 all-time mentions).
- **Payments:** Payments are the most frequently mentioned feature across both products.
- **Customization:** Soldo reviewers highlight the ability to personalize expense accounts and customize users, cards, and wallets.
- **Reporting:** Soldo reviewers mention a need for improved reporting (5 all-time mentions), while Spendesk reviewers cite real-time budget tracking and reporting as strengths.

### What are the pros and cons of Soldo vs Spendesk?

Soldo's headline strength is ease of use and customer support, while Spendesk is recognized for its ease of use and real-time budget tracking.

- **Soldo strengths:** Ease of Use (23 all-time mentions), Customer Support (16 all-time mentions), Virtual Cards (12 all-time mentions), Time Saving (8 all-time mentions), Implementation Ease (7 all-time mentions), Flexibility and Customization.
- **Soldo trade-offs:** Approval Issues (9 all-time mentions), Inadequate Reporting (5 all-time mentions), some reviewers note pricing can be steep for smaller organizations.
- **Spendesk strengths:** Ease of Use (3 all-time mentions), real-time budget tracking, strong integration with Xero and NetSuite, virtual cards, and reminders for receipt uploads.
- **Spendesk trade-offs:** Approval Issues (2 all-time mentions), Credit and Payment Issues (2 all-time mentions each), some reviewers cite higher cost for standalone entities and occasional delays or support issues.

### Is Soldo or Spendesk better for small businesses?

Soldo is better suited for small businesses, as indicated by its largest reviewer segment and supporting sentiment.

- **Soldo:** Small-Business is the largest segment, with reviewers highlighting ease of use, quick setup, and strong customer support for small teams.
- **Spendesk:** Mid-Market is the largest segment, with reviewers noting its suitability for larger teams and more complex needs.

### Which Expense Management platform has better integrations?

Soldo is favored for integrations due to a higher volume of reviewer-cited integration mentions, especially with Xero.

- **Soldo:** Xero integration is cited in 26 all-time reviews, with reviewers frequently highlighting its value for accounting and reconciliation.
- **Spendesk:** NetSuite (3 all-time mentions) and Xero (2 all-time mentions) are cited, with reviewers noting integration strengths but at a lower mention volume than Soldo.

### How do Soldo and Spendesk compare on customer support?

Soldo and Spendesk are rated equally on Quality of Support, both scoring 9.0, indicating parity in reviewer satisfaction.

- **Soldo:** Reviewers consistently praise customer support, with 16 all-time mentions, noting fast response times and helpful account managers.
- **Spendesk:** Reviewers describe support as generally responsive, though some mention delays or issues with urgent requests; overall satisfaction matches Soldo's score.

### Which is easier to implement, Soldo or Spendesk?

Soldo and Spendesk score within 0.2 points on Ease of Setup (Soldo 8.8, Spendesk 8.6), indicating near parity in implementation experience.

- **Soldo:** Reviewers frequently highlight easy and fast setup, user-friendly onboarding, and helpful support during implementation.
- **Spendesk:** Reviewers describe the setup as straightforward and easy, with some noting that initial account creation and integration are simple, though a few mention challenges with more complex integrations.

### Which product has better Payments?

Payments is the most frequently mentioned feature for both Soldo and Spendesk, with both products offering strong payment capabilities.

- **Soldo:** Payments functionality is frequently praised, with reviewers citing virtual and physical cards, bulk transfers, and real-time transaction tracking; 12 all-time mentions for virtual cards and 7 for expense management.
- **Spendesk:** Payments is a core feature, with reviewers highlighting virtual cards, automated payments, and ease of managing subscriptions and reimbursements; payments and expense management are cited as key benefits in recent reviews.