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Compare Ramp and Wave 
Featured Products
At a Glance
Market Segments
Small-Business (58.6% of reviews)
Small-Business (95.3% of reviews)
Entry-Level Pricing
Free
$20-$35 per month
Ramp
Star Rating
(2,272)4.8 out of 5
Market Segments
Small-Business (58.6% of reviews)
Pros & Cons
Entry-Level Pricing
Free
Free Trial is available
Browse all 3 pricing plansWave
Star Rating
(308)4.3 out of 5
Market Segments
Small-Business (95.3% of reviews)
Pros & Cons
Entry-Level Pricing
$20-$35 per month
Browse all 3 pricing plansRamp vs Wave
When assessing the two solutions, reviewers found Ramp easier to use, set up, and administer. Reviewers also preferred doing business with Ramp overall.
- Reviewers felt that Ramp meets the needs of their business better than Wave.
- When comparing quality of ongoing product support, reviewers felt that Ramp is the preferred option.
- For feature updates and roadmaps, our reviewers preferred the direction of Ramp over Wave.
Pricing
Entry-Level Pricing
Ramp
Ramp
Free
Control spend, automate payments, and close the books faster for greater financial health on the ultimate platform.
- Unlimited cards and smart controls
- Automated receipt collection and matching
- Expense and mileage reimbursements
Wave
Pay your staff
$20-$35
per month
$20/month base fee in Canada + 44 states
$35/month base fee in California, Florida, New York, Texas, Illinois & Washington
$4 additional per employee added
- Includes direct deposit.
- Employee portal to check pay stubs and history.
- Perfect for salaried and hourly workers, full-time or part-time.
Free Trial
Ramp
Free Trial is available
Wave
Free Trial is available
Ratings
Meets Requirements
9.4
1,752
8.6
249
Ease of Use
9.5
1,794
8.9
251
Ease of Setup
9.3
1,123
8.8
121
Ease of Admin
9.4
1,062
8.7
112
Quality of Support
9.2
1,470
7.6
165
Has the product been a good partner in doing business?
9.5
1,047
8.5
104
Product Direction (% positive)
9.7
1,678
8.0
240
Features by Category
Expense Reports
9.1
905
Not enough data
9.3
1050
Not enough data
9.0
999
Not enough data
9.6
1150
Not enough data
9.4
912
Not enough data
8.6
482
Not enough data
Feature Not Available
Not enough data
Agentic AI - Expense Management
7.5
48
Not enough data
8.2
48
Not enough data
Travel Management
Feature Not Available
Not enough data
8.1
462
Not enough data
Feature Not Available
Not enough data
8.5
504
Not enough data
Client Invoicing
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Mobile
9.6
1128
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Platform
8.6
684
Not enough data
8.8
726
Not enough data
Administration
8.9
500
Not enough data
Administration
9.0
848
Not enough data
9.3
959
Not enough data
9.4
1099
Not enough data
9.3
995
Not enough data
9.4
1066
Not enough data
Platform
9.1
920
Not enough data
8.9
693
Not enough data
Feature Not Available
Not enough data
9.5
1058
Not enough data
9.0
737
Not enough data
Feature Not Available
Not enough data
General Ledger
Not enough data
7.9
54
|
Verified
Not enough data
7.8
45
|
Verified
Not enough data
7.5
44
|
Verified
Accounts Receivable
Not enough data
8.5
72
Not enough data
8.1
53
|
Verified
Not enough data
8.0
47
|
Verified
Accounts Payable
Not enough data
7.8
36
Not enough data
8.1
51
|
Verified
Not enough data
7.2
32
|
Verified
Other Functionality
Not enough data
6.8
27
|
Verified
Not enough data
7.0
29
|
Verified
Not enough data
6.8
28
Not enough data
6.9
31
|
Verified
Not enough data
7.1
32
|
Verified
Not enough data
7.6
44
|
Verified
Not enough data
6.7
27
|
Verified
Not enough data
6.7
26
|
Verified
Reporting & Analytics
Not enough data
8.3
72
|
Verified
Not enough data
7.9
59
|
Verified
Not enough data
7.5
40
|
Verified
Not enough data
8.5
70
|
Verified
Platform
Not enough data
7.3
58
|
Verified
Not enough data
7.3
40
|
Verified
Not enough data
7.8
54
|
Verified
Not enough data
7.3
28
|
Verified
Not enough data
8.2
64
|
Verified
Not enough data
7.9
53
|
Verified
Integration
Not enough data
7.8
49
|
Verified
Not enough data
7.2
31
Not enough data
6.6
31
|
Verified
Cash Flow
Not enough data
7.9
32
|
Verified
Not enough data
8.3
35
|
Verified
Not enough data
7.6
28
|
Verified
Budgeting & Forecasting
Not enough data
7.5
40
|
Verified
Not enough data
7.0
23
|
Verified
Not enough data
6.6
17
|
Verified
Not enough data
7.2
27
|
Verified
Revenue
Not enough data
7.9
28
|
Verified
Not enough data
7.5
23
|
Verified
Not enough data
7.2
21
Payroll
Not enough data
6.7
20
|
Verified
Not enough data
6.8
17
Not enough data
6.6
20
|
Verified
Not enough data
7.7
25
|
Verified
AI
Not enough data
5.5
7
Not enough data
6.5
8
Not enough data
6.7
9
Not enough data
4.5
7
Not enough data
6.7
8
Not enough data
5.6
8
Not enough data
7.6
9
Not enough data
6.7
8
Not enough data
6.0
7
Not enough data
5.7
7
Mobile Applications - Accounting
Not enough data
6.5
8
Not enough data
7.5
8
Not enough data
6.7
7
Not enough data
3.0
5
Not enough data
6.2
7
Not enough data
7.7
8
Agentic AI - Accounting
Not enough data
Not enough data
Setup
9.0
665
Not enough data
9.3
815
Not enough data
9.2
468
Not enough data
Performance
Feature Not Available
Not enough data
Feature Not Available
Not enough data
8.2
458
Not enough data
8.8
588
Not enough data
Payment Cards
9.4
630
Not enough data
9.5
666
Not enough data
9.5
723
Not enough data
Reporting
9.5
719
Not enough data
9.2
607
Not enough data
9.1
588
Not enough data
Feature Not Available
Not enough data
Payments
9.2
575
Not enough data
9.2
597
Not enough data
9.2
649
Not enough data
9.2
571
Not enough data
Fraud & Risk Management
9.3
742
Not enough data
9.4
716
Not enough data
9.4
710
Not enough data
Agentic AI - Spend Management
7.6
56
Not enough data
Planning
9.1
37
Not enough data
8.0
36
Not enough data
8.5
36
Not enough data
8.2
34
Not enough data
Execution
8.2
35
Not enough data
8.8
37
Not enough data
8.0
34
Not enough data
Analytics
9.0
38
Not enough data
9.1
38
Not enough data
8.7
41
Not enough data
Agentic AI - Procure to Pay
7.6
9
Not enough data
Data Management
8.5
49
Not enough data
9.1
50
Not enough data
8.2
47
Not enough data
9.1
50
Not enough data
8.8
48
Not enough data
Agentic AI - Accounts Payable (AP) and Spend Analysis
7.6
18
Not enough data
Analytics
7.9
45
Not enough data
8.0
44
Not enough data
8.3
46
Not enough data
8.7
47
Not enough data
Recovery
9.0
47
Not enough data
8.1
43
Not enough data
AP Data Processing
9.0
47
Not enough data
9.1
47
Not enough data
9.3
46
Not enough data
Invoice Management
9.2
128
Not enough data
Feature Not Available
Not enough data
8.7
121
Not enough data
Invoice Processing
8.8
129
Not enough data
9.2
132
Not enough data
9.1
133
Not enough data
Feature Not Available
Not enough data
Analytics
9.0
128
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Integration
9.1
134
Not enough data
Feature Not Available
Not enough data
8.6
120
Not enough data
Risk
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Recovery
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Audit
Feature Not Available
Not enough data
Feature Not Available
Not enough data
8.1
113
Not enough data
8.7
121
Not enough data
Fraud
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Agentic AI - AP Automation
6.1
14
Not enough data
5.8
14
Not enough data
6.4
14
Not enough data
Expense Reporting
9.5
119
Not enough data
9.4
115
Not enough data
9.4
114
Not enough data
9.4
118
Not enough data
Travel Management
Feature Not Available
Not enough data
8.1
462
Not enough data
Feature Not Available
Not enough data
8.5
504
Not enough data
Approval
9.5
116
Not enough data
9.5
108
Not enough data
9.7
121
Not enough data
AI - Travel Management
8.0
39
Not enough data
8.0
39
Not enough data
8.3
39
Not enough data
8.8
39
Not enough data
8.8
39
Not enough data
Agentic AI - Travel Management
8.1
21
Not enough data
8.1
21
Not enough data
Bill Generation
Not enough data
7.9
36
Not enough data
8.3
40
Not enough data
8.0
35
Bill Processing
Not enough data
7.6
28
Not enough data
7.6
26
Not enough data
8.2
38
Integration
Not enough data
7.9
37
Not enough data
8.0
33
Not enough data
6.8
19
Agentic AI - Billing
Not enough data
Not enough data
Purchase Requisition and Approval Workflow - Procurement Orchestration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Supplier Management - Procurement Orchestration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Spend Management - Procurement Orchestration
Not enough data
Not enough data
Not enough data
Not enough data
Compliance and Risk Management - Procurement Orchestration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Workflow Automation - Procurement Orchestration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Procurement Orchestration
Not enough data
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Agentic AI - Vendor Management
6.4
15
Not enough data
Revenue Recognition
8.6
72
Not enough data
7.1
68
Not enough data
7.3
68
Not enough data
Categories
Categories
Shared Categories
Ramp and Wave share no categories
Unique Categories
Ramp is categorized as Accounts Payable (AP) and Spend Analysis, Procure to Pay, Spend Management, AP Automation, Travel Management, Expense Management, Vendor Management, and Procurement Orchestration
Wave is categorized as Billing and Accounting
Reviews
Reviewers' Company Size
Ramp
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Wave
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Computer Software
14.3%
Information Technology and Services
8.9%
Non-Profit Organization Management
6.8%
Financial Services
5.3%
Construction
4.6%
Other
60.1%
Marketing and Advertising
16.1%
Information Technology and Services
6.0%
Accounting
5.4%
Design
4.7%
Computer Software
3.4%
Other
64.4%
Discussions
When can we expect a native iOS app? When can we see Microsoft identity integration?
3 Comments
NS
Hi Jason - Happy to share that our team is heads-down working on a beta release for iOS due in August. No plans for Microsoft SSO on the roadmap, but if...Read more
Ramp has no more discussions with answers
Is wave a good accounting software?
2 Comments
MM
Yeah. It has most of the features required by a small business. You can request the team if you need anything in particular Read more
What is Wave Software?
2 Comments
MM
Wave software is an easy to use Payroll and Accounting software. You can create invoices, send billings, track expenses, and all normal transactions...Read more
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