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Wave Reviews
](https://www.g2.com/products/wave/reviews)

[
Wave Reviews
](https://www.g2.com/products/wave/reviews)

# Wave Pricing Overview

[Editedit](https://my.g2.com/wave/pricings)

Free Trial

## Wave Pricing Key Insights

Last updated on Apr 09, 2026

* * *

Wave offers **3 pricing editions** , starting from **$20-$35** to **$149**. Wave pricing tiers are designed to support different usage levels and team sizes. Wave also offers a **free trial**. Compare the Wave pricing table below to figure out the best fit for your needs. Some plans may require you to contact **Wave** for **custom pricing**.

* * *

 Pay your staff — $20-$35 / per month

Wave Plus — $149 / per month

Rated 4.3 / 5

\*Pricing information is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations must be conducted with the seller.

 Pay your staff 

$20-$35

per month

$20/month base fee in Canada + 44 states $35/month base fee in California, Florida, New York, Texas, Illinois & Washington $4 additional per employee added

- Includes direct deposit.
- Employee portal to check pay stubs and history.
- Perfect for salaried and hourly workers, full-time or part-time.

Show More

 Accept credit cards 

 2.9% + 30¢ 

PER TRANSACTION

- No minimum, no commitment, no hidden charges.
- Accept Visa, MasterCard, American Express and Discover.
- Instant start. Send an invoice and get paid today.

Show More

Wave Plus

$149

per month

Bookkeeping at Wave Plus gives you a dedicated bookkeeper to look after your financial tasks

- Categorize aransactions
- Reconcile accounts
- Organize income statement and balance sheet
- Collaborate with your tax accountant 

Show More

Pricing information for Wave is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase Wave must be conducted with the seller.
Pricing information was last updated on October 09, 2024

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## Wave Pricing FAQs

Generated using AI

### Is Wave free, or does it offer a free trial?

Wave does not offer a permanent free plan, but it does provide a free trial that lets users to test the product before committing to a paid plan. Trial availability and duration may vary, so users should review the seller's official pricing page for the most current details.

### Who is Wave pricing best suited for?

Based on G2 reviewer demographics, Wave's pricing is best suited for small businesses with 50 or fewer employees, freelancers, sole proprietors, and startups across industries including marketing, consulting, design, retail, and accounting. G2 reviewers in these segments consistently report that Wave's free tier meets all their core accounting and invoicing needs without requiring an upgrade. The payroll add-on appeals to small businesses with a handful of employees seeking affordable payroll processing. Wave Plus targets small business owners who want dedicated bookkeeping support without hiring a full-time bookkeeper. G2 reviewers caution that Wave becomes less suitable as businesses scale and require advanced features or integrations.

### What are the key differences between the free and paid versions of Wave?

Wave's free version includes core accounting, unlimited invoicing, bank transaction syncing, and financial reporting with no user or transaction caps, which G2 reviewers consistently praise. The paid tiers add specific capabilities: credit card processing at 2.9% + 30¢ per transaction with no monthly commitment, payroll starting at $20–$35 per month plus $4 per employee including direct deposit and an employee portal, and Wave Plus at $149 for dedicated bookkeeping support including transaction categorization, account reconciliation, and balance sheet organization. G2 reviewers note that most small businesses can operate entirely on the free tier unless they need payroll or hands-on bookkeeping assistance.

### Is Wave considered good value for its pricing?

Wave is widely regarded as exceptional value, particularly for small businesses and freelancers. G2 reviewers consistently highlight that Wave's core accounting, invoicing, and bank reconciliation features are completely free, with multiple reviewers noting it rivals paid tools like QuickBooks at no base cost. G2 users frequently mention saving hundreds of dollars annually compared to alternatives. The credit card processing fee of 2.9% + 30¢ is described as competitive and industry-standard by G2 reviewers. Some concerns arise around the $149 Wave Plus bookkeeping tier and payroll add-on pricing, with a few G2 reviewers noting these feel steep for very small operations, but overall satisfaction remains high.

[

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Sponsored

Tabs

4.8/5

(95)

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## Top-Rated Alternatives

[

 ![Xero](https://images.g2crowd.com/uploads/product/hd_favicon/808722a7f32bdeac24cfe7c4f9cd544a/xero.svg "Xero")

Xero

4.4/5

(1,615)

](https://www.g2.com/products/xero/reviews)

[

 ![FreshBooks](https://images.g2crowd.com/uploads/product/hd_favicon/58c5a614d757ea3d7bd5a61ee1fd9c75/freshbooks.svg "FreshBooks")

FreshBooks

4.5/5

(955)

](https://www.g2.com/products/freshbooks/reviews)

[

 ![Zoho Books](https://images.g2crowd.com/uploads/product/hd_favicon/345a131c8b9a57f44c83fcca37b008e0/zoho-books.svg "Zoho Books")

Zoho Books

4.4/5

(320)

](https://www.g2.com/products/zoho-books/reviews)

[
View All Alternatives
](https://www.g2.com/products/wave/competitors/alternatives)

## Wave Alternatives Pricing

The following is a quick overview of editions offered by other [Accounting Software](https://www.g2.com/categories/accounting)

| 

 ![Xero](https://images.g2crowd.com/uploads/product/image/small_square/small_square_ec33e9d05030dd9c604a8848ebe0a8bb/xero.jpg)

[Xero](https://www.g2.com/products/xero/reviews)

##### Starter / Early

 | $13.00Per Month | 
Good for sole traders, new businesses, and the self-employed.

- Send quotes and 20 invoices
- Enter 5 bills
- Reconcile bank transactions
- Capture bills and receipts with Hubdoc
- Short-term cash flow and business snapshot

 |
| 

 ![FreshBooks](https://images.g2crowd.com/uploads/product/image/small_square/small_square_991e7b27368257437809e4d32c25f701/freshbooks.jpg)

[FreshBooks](https://www.g2.com/products/freshbooks/reviews)

##### Lite

 | Starting at $2.30Per Month | 
For professionals with basic needs

- Send unlimited invoices to up to 5 clients
- Track unlimited expenses
- Send unlimited estimates
- Get paid with credit cards and bank transfers
- Track sales tax & see reports
- Access anywhere on iOS and Android
- Unlimited Estimates
- Insightful Tax Time Reports
- Mobile Mileage Tracking
- Automated Late Payment Reminders
- Client self-service portal

[Show More](javascript:void(0);)
 |
| 

 ![Zoho Books](https://images.g2crowd.com/uploads/product/image/small_square/small_square_43179ca904327392d011db60d187ce3c/zoho-books.png)

[Zoho Books](https://www.g2.com/products/zoho-books/reviews)

##### FREE

 | $0For businesses with turnover \<50K USD per annum | 
- 1 User + 1 Accountant
- Manage Clients
- Manage Invoices (Up to 1,000)
- Client Portal
- Online/Offline Payments
- Automate Payment Reminders
- Multi-lingual Invoicing
- Credit Notes
- Recurring Invoices
- Expenses & Mileage Tracking
- Add Multiple Bank and Credit Card Accounts
- Import Bank and Credit Card Statements
- Bank Rules & Reconciliation
- Chart of Accounts & Sub-accounts
- Manual Journals
- Reports
- Invoice Customization
- Taxes 
- Payment Gateways 

[Show More](javascript:void(0);)
 |

Various alternatives pricing & plans

Free Trial

Pricing information for the above various Wave alternatives is supplied by the respective software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase any of these products must be conducted with the seller.

## Wave Pricing Reviews
(2)

 ![Dax D.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Dax D.")
DD

Dax D.

Vice President Marketing

Small-Business (50 or fewer emp.)

6/13/2024

More Options
- 

"Great functionality for free with a lot of upgrades for a reasonable price"

5/5

What do you like best about Wave?

Their invoicing system is very easy to use and customer friendly.

They also charge a reasonable amount for credit card processing for small companies. Review collected by and hosted on G2.com.

What do you dislike about Wave?

Bank integration for bill payment tracking can get a little confusing. Review collected by and hosted on G2.com.

What problems is Wave solving and how is that benefiting you?

Very user-friendly accounting interface that allows me to keep track of invoices and receive payments from clients. Review collected by and hosted on G2.com.

Show More

Rating Updated (7/14/2025)
Validated ReviewerSource: Organic

 ![Justin V.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Justin V.")
JV

Justin V.

Principal

Small-Business (50 or fewer emp.)

1/31/2026

More Options
- 

"Disappointed with Changes and Poor Support"

1/5

What do you like best about Wave?

I appreciate the free plan from Wave, which I've been using since I started with them almost ten years ago. I like the recurring invoicing feature and the automatic reminders for invoices, which takes a little off my mind knowing that's all being done for me. The platform's ability to handle multiple types of credit cards and ACH transactions is also something I like. Review collected by and hosted on G2.com.

What do you dislike about Wave?

I don't like that they removed the feature to file 1099s for a small fee. Now, you have to subscribe to their payroll service for the whole year, which I don't need. This feels like a money-grabbing move, and it's a huge negative for me. Their customer service hours are also very limited compared to before, and communication about changes was poor. You can't reach a human easily, which is frustrating. Review collected by and hosted on G2.com.

What problems is Wave solving and how is that benefiting you?

I use Wave for bookkeeping for my small business. I like the recurring invoicing and automatic reminders, which take a little off my mind. It supports multiple credit cards and ACH transactions too. Review collected by and hosted on G2.com.

Show More

Validated ReviewerSource: Organic

Wave Comparisons

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_bfa7f0da8c9fda0248f5f0a3d8a4122e/stripe-billing.png "Product Avatar Image")

Stripe Billing

4.4/5

(141)

[
Compare Now
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 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_991e7b27368257437809e4d32c25f701/freshbooks.jpg "Product Avatar Image")

FreshBooks

4.5/5

(975)

[
Compare Now
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 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_ec33e9d05030dd9c604a8848ebe0a8bb/xero.jpg "Product Avatar Image")

Xero

4.4/5

(1,646)

[
Compare Now
](https://www.g2.com/compare/wave-vs-xero)

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[
Accounting
](https://www.g2.com/categories/accounting)[
Billing
](https://www.g2.com/categories/billing)

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