[ Wave Reviews ](https://www.g2.com/products/wave/reviews) [ Wave Reviews ](https://www.g2.com/products/wave/reviews) # Wave Pricing Overview [Editedit](https://my.g2.com/wave/pricings) Free Trial ## Wave Pricing Key Insights Last updated on Apr 30, 2026 * * * Wave offers **3 pricing editions** , starting from **$20-$35** to **$149**. Wave pricing tiers are designed to support different usage levels and team sizes. Wave also offers a **free trial**. Compare the Wave pricing table below to figure out the best fit for your needs. Some plans may require you to contact **Wave** for **custom pricing**. * * * Pay your staff — $20-$35 / per month Wave Plus — $149 / per month Rated 4.3 / 5 \*Pricing information is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations must be conducted with the seller. Pay your staff $20-$35 per month $20/month base fee in Canada + 44 states $35/month base fee in California, Florida, New York, Texas, Illinois & Washington $4 additional per employee added - Includes direct deposit. - Employee portal to check pay stubs and history. - Perfect for salaried and hourly workers, full-time or part-time. Show More Accept credit cards 2.9% + 30¢ PER TRANSACTION - No minimum, no commitment, no hidden charges. - Accept Visa, MasterCard, American Express and Discover. - Instant start. Send an invoice and get paid today. Show More Wave Plus $149 per month Bookkeeping at Wave Plus gives you a dedicated bookkeeper to look after your financial tasks - Categorize aransactions - Reconcile accounts - Organize income statement and balance sheet - Collaborate with your tax accountant Show More Pricing information for Wave is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase Wave must be conducted with the seller. Pricing information was last updated on October 09, 2024 Show More ## Wave Pricing FAQs Generated using AI Is Wave free, or does it offer a free trial? Wave does not offer a permanent free plan, but it does provide a free trial that lets users to test the product before committing to a paid plan. Trial availability and duration may vary, so users should review the seller's official pricing page for the most current details. Who is Wave pricing best suited for? Based on G2 reviewer demographics, Wave's pricing is best suited for small businesses with 50 or fewer employees, freelancers, sole proprietors, and startups across industries including marketing, consulting, design, retail, and accounting. G2 reviewers in these segments consistently report that Wave's free tier meets all their core accounting and invoicing needs without requiring an upgrade. The payroll add-on appeals to small businesses with a handful of employees seeking affordable payroll processing. Wave Plus targets small business owners who want dedicated bookkeeping support without hiring a full-time bookkeeper. G2 reviewers caution that Wave becomes less suitable as businesses scale and require advanced features or integrations. What are the key differences between the free and paid versions of Wave? Wave's free version includes core accounting, unlimited invoicing, bank transaction syncing, and financial reporting with no user or transaction caps, which G2 reviewers consistently praise. The paid tiers add specific capabilities: credit card processing at 2.9% + 30¢ per transaction with no monthly commitment, payroll starting at $20–$35 per month plus $4 per employee including direct deposit and an employee portal, and Wave Plus at $149 for dedicated bookkeeping support including transaction categorization, account reconciliation, and balance sheet organization. G2 reviewers note that most small businesses can operate entirely on the free tier unless they need payroll or hands-on bookkeeping assistance. Is Wave considered good value for its pricing? Wave is widely regarded as exceptional value, particularly for small businesses and freelancers. G2 reviewers consistently highlight that Wave's core accounting, invoicing, and bank reconciliation features are completely free, with multiple reviewers noting it rivals paid tools like QuickBooks at no base cost. G2 users frequently mention saving hundreds of dollars annually compared to alternatives. The credit card processing fee of 2.9% + 30¢ is described as competitive and industry-standard by G2 reviewers. Some concerns arise around the $149 Wave Plus bookkeeping tier and payroll add-on pricing, with a few G2 reviewers noting these feel steep for very small operations, but overall satisfaction remains high. ## Top-Rated Alternatives [ ![Xero](https://images.g2crowd.com/uploads/product/hd_favicon/808722a7f32bdeac24cfe7c4f9cd544a/xero.svg "Xero") Xero 4.4/5(1,829) ](https://www.g2.com/products/xero/reviews) [ ![FreshBooks](https://images.g2crowd.com/uploads/product/hd_favicon/58c5a614d757ea3d7bd5a61ee1fd9c75/freshbooks.svg "FreshBooks") FreshBooks 4.5/5(981) ](https://www.g2.com/products/freshbooks/reviews) [ ![Zoho Books](https://images.g2crowd.com/uploads/product/hd_favicon/345a131c8b9a57f44c83fcca37b008e0/zoho-books.svg "Zoho Books") Zoho Books 4.4/5(329) ](https://www.g2.com/products/zoho-books/reviews) [ View All Alternatives ](https://www.g2.com/products/wave/competitors/alternatives) ## Wave Alternatives Pricing The following is a quick overview of editions offered by other [Accounting Software](https://www.g2.com/categories/accounting) | Product | Price | Features | | --- | --- | --- | | ![Xero](https://images.g2crowd.com/uploads/product/image/small_square/small_square_ec33e9d05030dd9c604a8848ebe0a8bb/xero.jpg)[Xero](https://www.g2.com/products/xero/reviews) Starter / Early | $13.00Per Month | Good for sole traders, new businesses, and the self-employed. Send quotes and 20 invoices Enter 5 bills Reconcile bank transactions Capture bills and receipts with Hubdoc Short-term cash flow and business snapshot | | ![FreshBooks](https://images.g2crowd.com/uploads/product/image/small_square/small_square_991e7b27368257437809e4d32c25f701/freshbooks.jpg)[FreshBooks](https://www.g2.com/products/freshbooks/reviews) Lite | Starting at $2.30Per Month | For professionals with basic needs Send unlimited invoices to up to 5 clients Track unlimited expenses Send unlimited estimates Get paid with credit cards and bank transfers Track sales tax & see reports Access anywhere on iOS and Android Unlimited Estimates Insightful Tax Time Reports Mobile Mileage Tracking Automated Late Payment Reminders Client self-service portal | | ![Zoho Books](https://images.g2crowd.com/uploads/product/image/small_square/small_square_43179ca904327392d011db60d187ce3c/zoho-books.png)[Zoho Books](https://www.g2.com/products/zoho-books/reviews) FREE | $0For businesses with turnover \<50K USD per annum | 1 User + 1 Accountant Manage Clients Manage Invoices (Up to 1,000) Client Portal Online/Offline Payments Automate Payment Reminders Multi-lingual Invoicing Credit Notes Recurring Invoices Expenses & Mileage Tracking Add Multiple Bank and Credit Card Accounts Import Bank and Credit Card Statements Bank Rules & Reconciliation Chart of Accounts & Sub-accounts Manual Journals Reports Invoice Customization Taxes Payment Gateways | Various alternatives pricing & plans Free Trial Pricing information for the above various Wave alternatives is supplied by the respective software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase any of these products must be conducted with the seller. ## Wave Pricing Reviews (2) ![Suman A.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Suman A.") SA Suman A. Financial Advisor Financial Services Small-Business (50 or fewer emp.) 8/28/2025 "Best For Small Business Owners" 4.5/5 What do you like best about Wave? It's a best option for small businesses, freelancers who want their accounting with or without monthly basis and it's easy to navigate. I have a good experience with it. People can use it with small guidance and keep track on their finances without paying to someone. Review collected by and hosted on G2.com. What do you dislike about Wave? It's not for growing business anf it's lacking of advanced features. limited access for some states and addon pricing is little high for small businesses. Review collected by and hosted on G2.com. What problems is Wave solving and how is that benefiting you? It solves manual accounting, invoicing and eases tax prepration. most of the features are free to use. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic KK Kathryn K. President Small-Business (50 or fewer emp.) 8/4/2026 "Wave accepted a $15,669.83 client payment, then said it would hold the funds for 70 days" 0/5 What do you like best about Wave? It is easy to create and send detailed invoices. Review collected by and hosted on G2.com. What do you dislike about Wave? After years of using Wave, they are withholding payment of payment from a major US law firm for 70 DAYS. Unacceptable. Review collected by and hosted on G2.com. What problems is Wave solving and how is that benefiting you? I have used Wave for business accounting and payment processing for years. The purpose was to save administrative time. My recent experience has made the service no longer worthwhile. On July 24, 2026, a client paid a legitimate $15,669.83 Wave-generated invoice. Wave charged its 1% fee but did not transfer the funds. Wave then disabled payment processing and demanded an extensive package of documents, including my contract with the client, emails and texts with the client, proof of client satisfaction, three months of bank statements, business-registration documents, identity verification, refund policies, advertising information, and prior payment-processing records. My business is an established professional consulting firm. Wave already had the invoice, the linked bank account, years of payment history, and extensive information about my invoicing activity. The $15,669.83 invoice was smaller than my average invoice. The client is a large U.S. law firm. Because I was retained as an expert witness, the requested client agreements and communications may contain confidential litigation information, attorney work product, or privileged material. I explained that I was not authorized to provide those documents to a third-party payment processor and asked Wave to rely on its own records and publicly available business information. Wave repeatedly responded by copying and pasting the same generic checklist without addressing my questions. It ultimately stated that it would hold the bank payment for 70 days and then refund it to the client if I did not provide the requested materials. Wave also said it could not reverse or refund the transaction sooner, although it suggested that the client ask its bank to attempt a reversal. This means Wave accepted the client’s money, charged a fee, declined to remit the payment, and placed the burden on my client and me to recover the funds. Businesses considering Wave Payments should understand that a legitimate payment may be subjected to a lengthy hold after it has been accepted, and that Wave may demand highly intrusive client and banking documentation regardless of the company’s history with Wave. The accounting software may be convenient, but this payment-processing experience created far more work, delay, and client inconvenience than the service saved. Review collected by and hosted on G2.com. 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